There’s a reason why I’ve asked a less positive question to you today.

You see, I was at the hospital a few days back – no, I wasn’t in any health problem… I was allergic to something and went there to seek medication. Good news is, I’m okay now.

When I was there, I met a lot of sick people. Doesn’t matter if it’s minor sick or major sickness, it’s just not a positive sight. People were just sad.

I was lucky — all I get was an allergy that goes off on its own after a while. But I can tell you that during that 24 hours of “down time”, all I can think of is my health, how much I want it back and I’ll *do anything* to get that. Interestingly, being wealthy was no longer relevant to me at that point of time. Meaning, I wasn’t thinking about the big houses, cars or making the next millions — they seem to be totally meaningless.

Sometimes, you have to be sick to make you realize again what is important in your valuable life. I don’t know when was the last time you were sick, resting on a bed or something but I can confidently guess that when that happened, the only thing running in your mind is how much you wish you were well again. Ironically, we ALWAYS have our health but it just wasn’t important until we “lose” it.

When you sick, suddenly, the priorities of life started to appear in your mind, right in front of you. And I think that we’ll both have the same priority – to spend more time with our love ones? Again, the ironic part is, we CAN spend more time with our love ones, RIGHT NOW. If you are alive and healthy, nothing’s stopping that. You can say that you got to work or whatever excuses, but you know they are all excuses, right?

Money is important. Financial wealth is important. But I guess, time and health are more important because these are the “commodities” that allow you to do the important things in life.

Don’t get me wrong, I’m not asking you to forsake money at all. Please don’t. Don’t be foolish, you need money to give you MORe time and GREATER health.

My simple piece of advice? Learn how to trade money for time and use it to enhance your health. If you don’t know how to convert your money into time, then you’re going to be a very frustrated person with a lot of useless money. And don’t be cheap with health – it’s just ain’t worth it dude.

Good news is, you don’t need to wait to get sick to appreciate what you have right now. You just need to know how to be gratitude of what you already have. Well, you can start by visiting a hospital if yo need visual impact.

My final piece of advice… MONEY is all around you,  all of the time. With the right mindset and methods, you can always channel some money to your direction at any time. If you truly believe in that, ingrained into your brain (this is “millionaire mindset” is so vital for your success), you can never be worried of not having enough money and you can be present to enjoy your life, spending the time that you now have.

If you like what you’ve read, find some truth to what I’ve shared or just like to say something, please leave your comment — I read every one of it personally.

Your friend,

Patric Chan

P.S: Please share with your friends in Twitter, Google Plus and Facebook by clicking the buttons below. Thanks…

Being smart with money and becoming wealthy is not rocket science, but for many it looks and feels like hard work. The funny thing is it, the fact of its very simplicity means that more and more people should know and be doing this, but they are not. I like to share with you 21 common sense “secrets” of becoming wealthy…

1. Be clear of what wealth means for you. Being “rich” simply is a term for many people. Technically, wealth or being wealthy is defined as having an abundance of resources or possessions, in a sense, having a gigantic mortgage for a beautiful home or a huge car payment does not equal wealth.

Does wealth for you mean that ability not to worry about bills or how much is left in your checking account at the end of the month? Does it mean providing comfortably for your family or being free from financial worry? Does wealth mean something totally different to you? Your definition of wealth goes a long way towards setting your goals.

2. Manifest your financial destiny by setting your subconscious towards specific goals. Create dream charts by cutting out pictures of your dream status or words that empower to help fuel your subconscious and get you to wear you want to go. Never underestimate the power of your will and mind. Wealthy people never say they cannot do it, they think of ways so that they can. Write it down. Seeing what you want, and getting what you want involve seeing it in black and white. My friend Keith Matthew have a great free course about using subconscious mind, click here.

3. The truly wealthy consider themselves as the foremost asset. Accordingly, they pay themselves first. They also tend to invest in themselves first, especially when it comes to education. Take classes and groom yourself to be the millionaire, entrepreneur and success you want to be.

4. Keep in mind that the average millionaire is not who you think he is. You’ll need to know how to manage your lifestyle with your wealth. If you do not believe this, think of all those high flying celebrities who end up with their homes in foreclosure.

5. Create forms of passive income, the type of income that you receive with little to no effort. Examples of this include: rent from property you own, licensing patents or dividends and returns from investments. Start getting your money to work for you, regardless of how little it is.

6. Learn to hold off gratification. A wealthy person knows how to delay gratification and sacrifice the now for later. This often comes with a positive attitude towards work and wealth, such as: “If I invest now, I will make 10% more later.” The wealthy do not think of now, they think of the future. The present is merely an opportunity.

7. Be realistic. Growth and wealth do not appear overnight, unless you are lucky enough to win the lottery or find long lost treasure. Investments need time to mature and savings need time to accumulate. This include business – for a business to prosper, it needs time to grow. Patience will be well rewarded. The wealthy know that scrimping now will lead to better results in the future.

8. Create a sense of urgency in your life. Do not wait for things to happen to you. You may think that you are playing safe by waiting around or looking for the next big deal. This is the financial equivalent sitting around. Take risks, invest, start the business now. Seize opportunities the moment they happen. The first to get there often wins, leaving the losers in the dust.

9. Write down your expenses. Do not lie to yourself. There is nothing like seeing it in black and white (or red). Keep track of your expenses on a spreadsheet or if you prefer, in a notebook. It gives you a concrete idea of where you are spending too much and where you are spending too little.

10. Understand how interest affects your debt. The wealthy understand how interest works for investments, for loans and how it compounds over time. Those who are not wealthy do not. Compound interest is interest that is added to the principle at certain intervals on the debt. This means that the loan/balance of a certain loan gets higher over time and you end up paying more interest.

11. Separate your accounts to keep track of your money. Keep a savings account, an investment account (could be your education account as well) and an earnings account.

12. Remember that you can grow rich now on money that you are throwing away. To be truly wealthy, you have to know that a simple dollar is an investment goldmine.

13. Explore the new. Opportunities grow with the growth of the Internet and the advent of technology. The exponential growth of business and the changing face of technology creates more and more investment opportunities for the modern investor, as well as the modern entrepreneur. Recently, Warren Buffet have been “spotted” to be investing in technology-based companies.

14. Invest your money as early as you can. The true friend of money is always time and the passage of it. The longer money sits and the more interest it collects, the higher the chances that you will reap thousands of dollars in returns.

15. Do not wait for business opportunities, create them. Entrepreneurs look at an empty lot and see possibility and a method for them to get rich. Those with a poor mindset simply see an empty lot. The rich look at garbage and see a garbage hauling business, a rust-cleaning service, a recycling center. Those with a poor mindset see only the discarded tires, the dirt and the weeds. Here’s your opportunity to learn from #1 best-selling author of One Minute Millionaire and Multiple Streams of Income today, click here.

16. Do something that you love, because you will never feel like it is work. Money always follows passion and the upside is, you will never feel like you worked a day in your life. Ask yourself what you love to do, what you are good at and how important it is to you. Once you know what it is, you will know what venture to begin.

17. Do not be afraid to do something humble—many a business has expanded from humble origins and cottage industries. No idea is too small, no business is “stupid”.

18. Be the best. There are no exceptions to this rule. Provide the best service, the fastest delivery, the highest quality, the newest products. Follow these rules and the customers will come.

19. The truly wealthy know how to make profit with minimal expenditure. Reduce overhead.

20. Once you become wealthy, do not forget the rules and secrets that got you there. First time millionaires and lotto winners often blow through their millions by acquiring status symbols like mad and often end up with nothing. Continue to extol the virtues that got you to where you are now. Live simply, even if you are worth enough to make it to the Forbes 500 list.

21. The final timeless wealth secret. Money is meant to shared, not hoarded. Follow the Rockefeller rule: 10% of your worth is meant to shared. This creates more for you.

If you like what you’ve read, find some truth to what I’ve shared or just like to say something, please leave your comment — I read every one of it personally.

Your friend,

Patric Chan

P.S: Please share with your friends in Twitter, Google Plus and Facebook by clicking the buttons below. Thanks…

This article is written by someone else — is not only motivating, but it’s “moving”. Feel free to leave your comment after reading it. – Patric Chan

Re: Nurse reveals the top 5 regrets people make on their deathbed

For many years I worked in palliative care. My patients were those who had gone home to die. Some incredibly special times were shared. I was with them for the last three to twelve weeks of their lives. People grow a lot when they are faced with their own mortality.

I learnt never to underestimate someone’s capacity for growth. Some changes were phenomenal. Each experienced a variety of emotions, as expected, denial, fear, anger, remorse, more denial and eventually acceptance. Every single patient found their peace before they departed though, every one of them.

When questioned about any regrets they had or anything they would do differently, common themes surfaced again and again. Here are the most common five:

1. I wish I’d had the courage to live a life true to myself, not the life others expected of me.
This was the most common regret of all. When people realize that their life is almost over and look back clearly on it, it is easy to see how many dreams have gone unfulfilled. Most people had not honoured even a half of their dreams and had to die knowing that it was due to choices they had made, or not made.

It is very important to try and honour at least some of your dreams along the way. From the moment that you lose your health, it is too late. Health brings a freedom very few realise, until they no longer have it.

2. I wish I didn’t work so hard.
This came from every male patient that I nursed. They missed their children’s youth and their partner’s companionship. Women also spoke of this regret. But as most were from an older generation, many of the female patients had not been breadwinners. All of the men I nursed deeply regretted spending so much of their lives on the treadmill of a work existence.

By simplifying your lifestyle and making conscious choices along the way, it is possible to not need the income that you think you do. And by creating more space in your life, you become happier and more open to new opportunities, ones more suited to your new lifestyle.

3. I wish I’d had the courage to express my feelings.
Many people suppressed their feelings in order to keep peace with others. As a result, they settled for a mediocre existence and never became who they were truly capable of becoming. Many developed illnesses relating to the bitterness and resentment they carried as a result.

We cannot control the reactions of others. However, although people may initially react when you change the way you are by speaking honestly, in the end it raises the relationship to a whole new and healthier level. Either that or it releases the unhealthy relationship from your life. Either way, you win.

4. I wish I had stayed in touch with my friends.
Often they would not truly realise the full benefits of old friends until their dying weeks and it was not always possible to track them down. Many had become so caught up in their own lives that they had let golden friendships slip by over the years. There were many deep regrets about not giving friendships the time and effort that they deserved. Everyone misses their friends when they are dying.

It is common for anyone in a busy lifestyle to let friendships slip. But when you are faced with your approaching death, the physical details of life fall away. People do want to get their financial affairs in order if possible. But it is not money or status that holds the true importance for them. They want to get things in order more for the benefit of those they love. Usually though, they are too ill and weary to ever manage this task. It is all comes down to love and relationships in the end. That is all that remains in the final weeks, love and relationships.

5. I wish that I had let myself be happier.
This is a surprisingly common one. Many did not realise until the end that happiness is a choice. They had stayed stuck in old patterns and habits. The so-called ‘comfort’ of familiarity overflowed into their emotions, as well as their physical lives. Fear of change had them pretending to others, and to their selves, that they were content. When deep within, they longed to laugh properly and have silliness in their life again. When you are on your deathbed, what others think of you is a long way from your mind. How wonderful to be able to let go and smile again, long before you are dying.

Life is a choice. It is YOUR life. Choose consciously, choose wisely, choose honestly. Choose happiness.

Source: www.ariseindiaforum.org/nurse-reveals-the-top-5-regrets-people-make-on-their-deathbed/

Feel free to leave your thoughts below. And Facebook Like it, Google Plus One or tweet it as you wish.