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	<title>Pennysaverblog</title>
	
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	<description>Smart Finance and Money Saving Tips</description>
	<lastBuildDate>Mon, 27 Feb 2012 10:12:47 +0000</lastBuildDate>
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		<title>Gmail Call Phone – Make Calls For Free Within Canada And The US</title>
		<link>http://feedproxy.google.com/~r/Pennysaverblog/~3/5J8HWwxzzbQ/</link>
		<comments>http://www.pennysaverblog.com/gmail-call-phone-make-calls-for-free-within-canada-and-the-us/#comments</comments>
		<pubDate>Mon, 27 Feb 2012 10:12:47 +0000</pubDate>
		<dc:creator>Pam</dc:creator>
				<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[cheap phone service]]></category>
		<category><![CDATA[free phone service]]></category>
		<category><![CDATA[phone service]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=3750</guid>
		<description>I recently received a phone call from a good friend who is currently residing in the U.S.  She told me she was calling me using her Gmail account.  I had no idea there was a call phone feature on Gmail, so I had to learn more and share it with you. As it turns out, [...]&lt;img src="http://feeds.feedburner.com/~r/Pennysaverblog/~4/5J8HWwxzzbQ" height="1" width="1"/&gt;</description>
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		<title>The Three Timeless Rules Of Investing</title>
		<link>http://feedproxy.google.com/~r/Pennysaverblog/~3/M4FduVadzus/</link>
		<comments>http://www.pennysaverblog.com/the-three-timeless-rules-of-investing/#comments</comments>
		<pubDate>Thu, 23 Feb 2012 09:25:06 +0000</pubDate>
		<dc:creator>Guest</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[investing tips]]></category>
		<category><![CDATA[investors]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=3844</guid>
		<description>We live in interesting times. Since 2008, the world has been mired in a global sovereign debt crisis for which there have been few historical precedents.  The excessive creation of  financial derivatives &amp;#8212; to the tune of 1 quadrillion USD &amp;#8212; are at the root of the crisis, with by-products being an abundance of insolvent [...]&lt;img src="http://feeds.feedburner.com/~r/Pennysaverblog/~4/M4FduVadzus" height="1" width="1"/&gt;</description>
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		<title>Solutions For Fixing Credit And Getting Out Of Debt</title>
		<link>http://feedproxy.google.com/~r/Pennysaverblog/~3/CJky5CgfW-A/</link>
		<comments>http://www.pennysaverblog.com/solutions-for-fixing-credit-and-getting-out-of-debt/#comments</comments>
		<pubDate>Mon, 20 Feb 2012 10:17:28 +0000</pubDate>
		<dc:creator>Guest</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[smart debt]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=3840</guid>
		<description>Getting out of debt can seem like an impossible feat to those who are facing financial difficulties and hardships. There are tons of different reasons for getting into debt and only a handful of solutions for getting back out. Losing a job, for example, makes it impossible to pay the monthly bills. Throw the cost [...]&lt;img src="http://feeds.feedburner.com/~r/Pennysaverblog/~4/CJky5CgfW-A" height="1" width="1"/&gt;</description>
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		<title>Save More Pennies By Relying On Free Online Calculators</title>
		<link>http://feedproxy.google.com/~r/Pennysaverblog/~3/TRyO9SlJYCQ/</link>
		<comments>http://www.pennysaverblog.com/save-more-pennies-by-relying-on-free-calculators/#comments</comments>
		<pubDate>Sat, 18 Feb 2012 09:03:00 +0000</pubDate>
		<dc:creator>Guest</dc:creator>
				<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[calculators]]></category>
		<category><![CDATA[free calculators]]></category>
		<category><![CDATA[money calculators]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=3836</guid>
		<description>Most people are smart enough to do the math required to effectively manage their budgets. But not everybody is clever enough to know that there are a number of online calculators that will do the math for you. While they won&amp;#8217;t tell you which stocks to invest in or which type of title loan to avoid, [...]&lt;img src="http://feeds.feedburner.com/~r/Pennysaverblog/~4/TRyO9SlJYCQ" height="1" width="1"/&gt;</description>
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		<title>Could You Live Without Money?</title>
		<link>http://feedproxy.google.com/~r/Pennysaverblog/~3/X0e9OzK0SOQ/</link>
		<comments>http://www.pennysaverblog.com/could-you-live-without-money-2/#comments</comments>
		<pubDate>Fri, 17 Feb 2012 09:50:57 +0000</pubDate>
		<dc:creator>Pam</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[life without money]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money thoughts]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=3755</guid>
		<description>Do you think you could live without money for a day, a week, or even a month??? Most of us would probably be able to handle it for a day, and perhaps for even a week, but definitely not any longer than that. There is an incredible German woman by the name of Heidemarie Schwermer [...]&lt;img src="http://feeds.feedburner.com/~r/Pennysaverblog/~4/X0e9OzK0SOQ" height="1" width="1"/&gt;</description>
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		<title>3 Reasons Not To Give Your Kids Everything They Want</title>
		<link>http://feedproxy.google.com/~r/Pennysaverblog/~3/ix6BmZP_Yuo/</link>
		<comments>http://www.pennysaverblog.com/3-reasons-not-to-give-your-kids-everything-they-want/#comments</comments>
		<pubDate>Wed, 15 Feb 2012 10:01:32 +0000</pubDate>
		<dc:creator>Pam</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[kids and money]]></category>
		<category><![CDATA[raising kids]]></category>
		<category><![CDATA[spoiling kids]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=3744</guid>
		<description>If you are a parent, you know that you want to provide for your kids and make sure they have everything that they need.  Need is the key word here.   Although you want your kids to be happy, it is important that you teach them some key things about their wants. The first thing you [...]&lt;img src="http://feeds.feedburner.com/~r/Pennysaverblog/~4/ix6BmZP_Yuo" height="1" width="1"/&gt;</description>
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		<title>Uncertainty – Book Review</title>
		<link>http://feedproxy.google.com/~r/Pennysaverblog/~3/oILQ1PtHh04/</link>
		<comments>http://www.pennysaverblog.com/uncertainty-book-review/#comments</comments>
		<pubDate>Mon, 13 Feb 2012 09:43:22 +0000</pubDate>
		<dc:creator>Pam</dc:creator>
				<category><![CDATA[Book Reviews]]></category>
		<category><![CDATA[book review]]></category>
		<category><![CDATA[entrepreneur]]></category>
		<category><![CDATA[entrepreneur books]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=3652</guid>
		<description>Uncertainty: Turning Fear &amp;#38; Doubt Into Fuel For Brilliance by Jonathan Fields I have read many books over the past few years, but I have never read a book quite like Uncertainty.  This book is full of interesting ideas and suggestions for how to excel despite your fears and uncertainties.  Although most, if not all [...]&lt;img src="http://feeds.feedburner.com/~r/Pennysaverblog/~4/oILQ1PtHh04" height="1" width="1"/&gt;</description>
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