Personal Bankruptcy Blog

Losing a Job Can Lead to Serious Financial Difficulty: A Series on Preparing For and Recovering From Unexpected Life Events

David Smith — Sat, 18 May 2013 13:17:43 +0000

Part 3 – Losing a Job

Losing a job can wreak havoc on your finances. In fact, the number one cause of bankruptcy in Canada is job loss. When there is no money coming in, it’s easy to get behind on your bills. This quickly leads to damaged credit and financial problems that can take a long time to overcome.

Winnipeg Consumer Proposal Versus Debt Settlement

David Smith — Thu, 16 May 2013 13:00:43 +0000

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Personal Bankruptcy Blog Carnival May 15, 2013

David Smith — Wed, 15 May 2013 09:09:18 +0000

Thanks for stopping by the Personal Bankruptcy Canada blog carnival! Be sure to come by every week for the best information from around the web on finance, debt tips, budgeting, and saving money.

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The Death of a Spouse Can Lead to Serious Financial Difficulty

David Smith — Tue, 14 May 2013 09:17:49 +0000

A Series on Preparing For and Recovering From Unexpected Life Events

Part 2 – The Death of a Spouse

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Three Reasons You Should Use Your Canadian Tax Return to Pay Down Debt

David Smith — Tue, 14 May 2013 08:34:06 +0000

Now that the tax filing deadline has come and gone, many Canadians are starting to get their tax returns back. The average Canadian tax return is about $1,700, and over half of all filers will get a refund.

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Preparing For and Recovering From Unexpected Life Events

David Smith — Sat, 11 May 2013 13:17:43 +0000

Part 1—Foreclosure

Sometimes, financial problems are the result of mismanaging money or living beyond your means. But many times, they are the result of unexpected events we can’t always control.

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Ontario Bankruptcy Trustees

David Smith — Thu, 09 May 2013 06:31:47 +0000

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If you're deep in debt you know how overwhelming it can be trying to make ends meet every month. You try and cut corners and juggle payments but you're still barely getting by. The interest keeps piling up, your creditors aren't helping. In fact their calls and attempts to collect money only add to your stress. If you're like many other people in Ontario, bankruptcy seems like the only way out.

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Personal Bankruptcy Blog Carnival May 8, 2013

David Smith — Wed, 08 May 2013 08:17:54 +0000

Thanks for stopping by the Personal Bankruptcy Canada blog carnival! Be sure to come by every week for the best information from around the web on finance, debt tips, budgeting, and saving money.

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Are You Prepared for a Financial Emergency?

David Smith — Tue, 07 May 2013 13:17:43 +0000

You’ve got flashlights, food storage, and an extra first aid kit packed away and ready for any emergency that may come your way. But are you prepared for a financial emergency? This type of emergency can be just as unexpected and just as devastating as a natural disaster if you’re not prepared.

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Gifts for Mom Do Not Have to Break the Bank

David Smith — Mon, 06 May 2013 13:17:43 +0000

Mother’s Day is just around the corner, and most of us want to show the moms in our lives how much we appreciate them. But flowers, cards, and gifts can get expensive, especially if you’re on a budget or working to pay down debt.

Instead of turning to credit cards to fund your gifts for mom, these ideas will help you express your love without breaking the bank.

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