Personal Finance Journey

Four Iphone Casino Apps I caught my girlfriend playing

Mike — Sat, 18 May 2013 08:51:35 +0000

Having spent two and a half weeks on a cruise recently it may shock you to learn I spent some happy times juggling my finances to give myself a gambling budget which I happily spent on roulette. It may shock you even more to learn my lady spent the majority of her time on her [...]

Using Your Tax Return To Improve Your Credit Score

Mike — Wed, 15 May 2013 01:31:05 +0000

Your credit score is one of the most important things to think about when you want to achieve financial stability. With bad credit scores, you will spend thousands of dollars more in interest rates and other finance charges on loans than you would if you had good scores. With that said, if you have poor [...]

Carnival Roundup – Cold Clear Autumn edition

Mike — Fri, 10 May 2013 01:30:33 +0000

Back from an awesome warm sunny Pacific cruise and straight back into Australian Autumn weather!. While we may not have the dumping of snow you northern hemisphere dwellers get its enough for me to smell the cold in the air and see how the beginnings of moisture on the lawn every morning. I actually enjoy [...]

Why do some companies treat business clients badly?

Mike — Tue, 07 May 2013 01:36:22 +0000

After a recently very poor experience with dealing with a trades person and a service provider I thought I would share with you some reflections on the mindset of some companies, their owners (or at least what I think their mindset is leaning towards) and how they treat their business clients. Having been a business [...]

ETrading online an observation and adventure

Mike — Sun, 05 May 2013 03:18:39 +0000

One of my associates in my offline / online world had been nagging me for sometime to start Etrading with him and really REALLY wouldn’t let it go. I am talking two comments every week along the lines of; “You will be great at this” or “Its right up your alley with all your internet [...]

Free of Charge — Saving on Credit Cards

Mike — Thu, 02 May 2013 03:33:02 +0000

In the charge to make financial life fairer for consumers, credit cards have now come into the sights of authorities in both the US and the UAE. Eighteen states in the US are now looking into legislation that will prevent merchants from applying surcharges when customers use their credit cards. This is bad news for [...]

How to Pay Off Multiple Payday Loans

Mike — Fri, 26 Apr 2013 18:09:16 +0000

The UK is in the grips of the most significant economic downturn since the 1930s. The banking crash of 2007 has had a profound effect on the millions of hard-working people in the UK who need financial assistance from time to time. Unable to obtain credit or overdrafts from mainstream lenders, an increasing number of [...]

Home Security Systems: Protecting Your Home and Wallet

Mike — Sat, 06 Apr 2013 03:22:52 +0000

Most homeowners invest in a security system to help protect their loved ones against intruders, fire and other hazards. But the benefits of an alarm system reach far beyond just the simple protection of your home and family. As it turns out having one installed can yield considerable financial benefits for you and your wallet [...]

House swap vs couch surfing – a frugal vacation!

Mike — Wed, 03 Apr 2013 23:13:35 +0000

With my lady and I heading away on a holiday in no less than five days now the Easter long weekend was something we wanted to take advantage of but we didn’t want to spend any serious money on. After all an international 3 week holiday versus a 3 day long weekend. Which one do [...]

Did you know you can be your own self investment?

Mike — Sat, 30 Mar 2013 23:19:52 +0000

Having spent time and money on self improvement and self education (alright I will admit my lady gave me a gentle nudge into it!) it amazes me sometimes that people don’t consider themselves one of their own best investments. In one of my previous posts I talked about setting goals for the year which helps [...]