<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" media="screen" href="/~d/styles/rss2full.xsl"?><?xml-stylesheet type="text/css" media="screen" href="http://feeds.feedburner.com/~d/styles/itemcontent.css"?><rss xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0" version="2.0">
<channel>

<title>Pigmata Media Blog</title>
<link>http://www.pigmata.com/blog/</link>
<description>A weblog on interface design, web application development, usability, cakephp and more by Pigmata Media.</description>

<language>en-us</language>
<copyright>Copyright 2009, Pigmata Media Inc.</copyright>
<pubDate>Wed, 11 Nov 2009 15:22:35 +0800</pubDate>
<lastBuildDate>Wed, 11 Nov 2009 15:22:35 +0800</lastBuildDate>	
<generator>FrogCMS</generator>
<docs>http://www.rssboard.org/rss-specification</docs>

<atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" href="http://feeds.feedburner.com/pigmata" type="application/rss+xml" /><feedburner:emailServiceId>pigmata</feedburner:emailServiceId><feedburner:feedburnerHostname>http://feedburner.google.com</feedburner:feedburnerHostname><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com" /><item>
<title>Watch out for the coming Pigmata website revamp</title>
<description><![CDATA[	<p>Just a few weeks to go till Christmas and we thought we&#8217;d give ourselves and guests like you an early Christmas present with a fab revamp.</p>

	<h2>Story Behind the Revamp</h2>

	<p>Originally, the <span class="caps">PIGMATA</span> logo was in white, then orange, then by a fateful <del>mishap</del> oversight at the <a href="http://www.mademprinting.com">printing press</a> our business cards turned out more red than orange. The upcoming rendition will show strength and belief in good work ethic.</p>

	<h2>Teasers:</h2>

	<p>Red gets attention.</p>

	<p>On homepage: Prominent call to action. We structure most of the homepages of our clients to have a prominent call to action right from the homepage. It&#8217;s obvious, makes it easy for visitors to get what they need by requiring less clicks, and ultimately, higher conversion for the clients! Oddly enough, we haven&#8217;t had a chance to do this for our company site till now.</p>

	<p>Fresh copy. It seems thinking up the new look comes easier to our designer than does the iterations on copywriting for me. </p>

	<p>Why is copywriting to help clients sell so much easier than writing for my own firm? There&#8217;s always a conflict because I naturally write lengthily (obvious much?) but copywriting for the web requires me to trim it to the barest sentence and use &#8216;buzz words&#8217; &#8211; which are admittedly, very effective. Then there&#8217;s the common requirement for &#8220;corporate speak&#8221; and formal business letter writing such as when we speak with university placement offices or business prospects who ask for a &#8220;corporate profile&#8221;. So I&#8217;ll be setting aside a few more hours to tweak and to rewrite our site copy to be authentic yet easy to understand.</p> <p><a href="http://www.pigmata.com/post/watch-out-for-the-coming-pigmata-website-revamp/">Read more...</a></p>]]></description>
<content:encoded><![CDATA[	<p>Just a few weeks to go till Christmas and we thought we&#8217;d give ourselves and guests like you an early Christmas present with a fab revamp.</p>

	<h2>Story Behind the Revamp</h2>

	<p>Originally, the <span class="caps">PIGMATA</span> logo was in white, then orange, then by a fateful <del>mishap</del> oversight at the <a href="http://www.mademprinting.com">printing press</a> our business cards turned out more red than orange. The upcoming rendition will show strength and belief in good work ethic.</p>

	<h2>Teasers:</h2>

	<p>Red gets attention.</p>

	<p>On homepage: Prominent call to action. We structure most of the homepages of our clients to have a prominent call to action right from the homepage. It&#8217;s obvious, makes it easy for visitors to get what they need by requiring less clicks, and ultimately, higher conversion for the clients! Oddly enough, we haven&#8217;t had a chance to do this for our company site till now.</p>

	<p>Fresh copy. It seems thinking up the new look comes easier to our designer than does the iterations on copywriting for me. </p>

	<p>Why is copywriting to help clients sell so much easier than writing for my own firm? There&#8217;s always a conflict because I naturally write lengthily (obvious much?) but copywriting for the web requires me to trim it to the barest sentence and use &#8216;buzz words&#8217; &#8211; which are admittedly, very effective. Then there&#8217;s the common requirement for &#8220;corporate speak&#8221; and formal business letter writing such as when we speak with university placement offices or business prospects who ask for a &#8220;corporate profile&#8221;. So I&#8217;ll be setting aside a few more hours to tweak and to rewrite our site copy to be authentic yet easy to understand.</p><br /><br /><hr />
<h3><em>Find out the latest on Philippine tech news or read about tech-entrepreneurship at <a href="http://www.pinoywebstartup.com" target="new">Pinoy Web Startup</a>.  Follow on <a href="http://twitter.com/pinoywebstartup">twitter(pinoywebstartup)</a></em></h3><br /><img src="http://feeds.feedburner.com/~r/pigmata/~4/C3Ns4Jfiv60" height="1" width="1"/>]]></content:encoded>
<pubDate>Thu, 29 Oct 2009 18:56:25 +0800</pubDate>
<link>http://feedproxy.google.com/~r/pigmata/~3/C3Ns4Jfiv60/</link>
<guid isPermaLink="false">http://www.pigmata.com/post/watch-out-for-the-coming-pigmata-website-revamp/</guid>
<dc:creator>Marie Casas</dc:creator>
<category>General</category>
<feedburner:origLink>http://www.pigmata.com/post/watch-out-for-the-coming-pigmata-website-revamp/</feedburner:origLink></item>
<item>
<title>TV Interview with Pigmata Media (700 Club)</title>
<description><![CDATA[	<h2>700 Club Pro-Personal Finance and Entrepreneurship</h2>

	<p>The <a href="http://www.cbnasia.org">700 Club</a> interviewed us last week on <strong>Getting Started with your Website and Internet Marketing Strategy</strong> for your Business, whether it&#8217;s a startup, an existing one, offline or online. With the crisis and layoffs happening everywhere, the producers of The 700 Club wanted to encourage their viewers to educate themselves in finance and entrepreneurship.</p>

	<h3>Scorching TV Shoot</h3>

	<p>Wow, those halogen lights are <em><span class="caps">WOW</span></em>. I felt like the sun were staring, glaring at me. No wonder TV actors have to pack on makeup! I did a 1-on-1 interview, sharing how Pigmata got started with <a href="http://www.pigmata.com">user interface design and web development</a>, troubles and triumphs, our web projects and how we help our clients by making them effective websites that increase their bottomline.</p>

	<p><table style="width:auto;"><tr><td><a href="http://picasaweb.google.com/lh/photo/VhEoE9IEGJm3kD40y9hozw?authkey=Gv1sRgCJjBsIOh-b2K-wE&feat=embedwebsite"><img src="http://lh4.ggpht.com/_xS9Tfy0cO0M/ShPWXrJeHNI/AAAAAAAABSc/v2wNbU7qb2U/s400/IMG_7220.JPG" /></a></td></tr><tr><td style="font-family:arial,sans-serif; font-size:11px; text-align:right">From <a href="http://picasaweb.google.com/marie.casas/700club?authkey=Gv1sRgCJjBsIOh-b2K-wE&feat=embedwebsite">700club</a></td></tr></table></p> <p><a href="http://www.pigmata.com/post/tv-interview-with-pigmata-media-700-club/">Read more...</a></p>]]></description>
<content:encoded><![CDATA[	<h2>700 Club Pro-Personal Finance and Entrepreneurship</h2>

	<p>The <a href="http://www.cbnasia.org">700 Club</a> interviewed us last week on <strong>Getting Started with your Website and Internet Marketing Strategy</strong> for your Business, whether it&#8217;s a startup, an existing one, offline or online. With the crisis and layoffs happening everywhere, the producers of The 700 Club wanted to encourage their viewers to educate themselves in finance and entrepreneurship.</p>

	<h3>Scorching TV Shoot</h3>

	<p>Wow, those halogen lights are <em><span class="caps">WOW</span></em>. I felt like the sun were staring, glaring at me. No wonder TV actors have to pack on makeup! I did a 1-on-1 interview, sharing how Pigmata got started with <a href="http://www.pigmata.com">user interface design and web development</a>, troubles and triumphs, our web projects and how we help our clients by making them effective websites that increase their bottomline.</p>

	<p><table style="width:auto;"><tr><td><a href="http://picasaweb.google.com/lh/photo/VhEoE9IEGJm3kD40y9hozw?authkey=Gv1sRgCJjBsIOh-b2K-wE&feat=embedwebsite"><img src="http://lh4.ggpht.com/_xS9Tfy0cO0M/ShPWXrJeHNI/AAAAAAAABSc/v2wNbU7qb2U/s400/IMG_7220.JPG" /></a></td></tr><tr><td style="font-family:arial,sans-serif; font-size:11px; text-align:right">From <a href="http://picasaweb.google.com/marie.casas/700club?authkey=Gv1sRgCJjBsIOh-b2K-wE&feat=embedwebsite">700club</a></td></tr></table></p>	<p>JP used our great white board to explain the basics of setting up your business online. He gave a great overview of free alternatives and paid options, and corresponding advantages and disadvantages.</p>

	<p><table style="width:auto;"><tr><td><a href="http://picasaweb.google.com/lh/photo/QQZoQ5rnmoEme_un1y8vww?authkey=Gv1sRgCJjBsIOh-b2K-wE&feat=embedwebsite"><img src="http://lh4.ggpht.com/_xS9Tfy0cO0M/ShPWdLO8brI/AAAAAAAABS8/oRaqnSGzm3M/s400/IMG_7229.JPG" /></a></td></tr><tr><td style="font-family:arial,sans-serif; font-size:11px; text-align:right">From <a href="http://picasaweb.google.com/marie.casas/700club?authkey=Gv1sRgCJjBsIOh-b2K-wE&feat=embedwebsite">700club</a></td></tr></table></p>

	<p>Flicker Happy <a href="http://www.flickerhappy.com">Wedding and Event Photography</a> and Jamie Bee were kind enough to get behind-the-scenes photos. We&#8217;ll keep you posted on when the Online Marketing for Startups will air.</p>

	<p><embed type="application/x-shockwave-flash" src="http://picasaweb.google.com/s/c/bin/slideshow.swf" width="400" height="267" flashvars="host=picasaweb.google.com&captions=1&hl=en_US&feat=flashalbum&RGB=0x000000&feed=http%3A%2F%2Fpicasaweb.google.com%2Fdata%2Ffeed%2Fapi%2Fuser%2Fmarie.casas%2Falbumid%2F5337845464020941361%3Falt%3Drss%26kind%3Dphoto%26authkey%3DGv1sRgCJjBsIOh-b2K-wE%26hl%3Den_US" pluginspage="http://www.macromedia.com/go/getflashplayer"></embed></p><br /><br /><hr />
<h3><em>Find out the latest on Philippine tech news or read about tech-entrepreneurship at <a href="http://www.pinoywebstartup.com" target="new">Pinoy Web Startup</a>.  Follow on <a href="http://twitter.com/pinoywebstartup">twitter(pinoywebstartup)</a></em></h3><br /><img src="http://feeds.feedburner.com/~r/pigmata/~4/vppkEkM3FKg" height="1" width="1"/>]]></content:encoded>
<pubDate>Wed, 20 May 2009 18:21:07 +0800</pubDate>
<link>http://feedproxy.google.com/~r/pigmata/~3/vppkEkM3FKg/</link>
<guid isPermaLink="false">http://www.pigmata.com/post/tv-interview-with-pigmata-media-700-club/</guid>
<dc:creator>Marie Casas</dc:creator>
<category>Events</category><category>Press</category><feedburner:origLink>http://www.pigmata.com/post/tv-interview-with-pigmata-media-700-club/</feedburner:origLink></item>
<item>
<title>3rd Mini Web Design Conference on January 22</title>
<description><![CDATA[	<p><div class="post-img"><img src="http://assets.pigmata.com/content/form-function-class-minified-logo.jpg" alt="<form> function() & .class" width="550" /></div></p>

	<p>For those who haven&#8217;t heard yet&#8230; This is the 3rd Mini Web Design Conference organized by the <acronym title="Philippine Web Designers Organization"><span class="caps">PWDO</span></acronym></p>

	<p><span class="caps">WHAT</span>: <strong>&lt;form&gt; function() &#38; .class</code></strong> &#8212; <em>3rd Mini Web Design Conference</em></p>

	<p><span class="caps">WHERE</span>: <strong>5th flr. <span class="caps">CTTM</span> Square Bldg, Timog cor Tomas Morato, QC.</strong> (<a href="http://dump.formfunctionclass.com/mini/images/ciit-map.png">view map</a>)</p>

	<p><span class="caps">WHEN</span>: <strong>January 22, 2009, 7:00PM</strong></p>

	<p><span class="caps">HOW</span> <span class="caps">MUCH</span>: <strong><span class="caps">FREE</span></strong></p> <p><a href="http://www.pigmata.com/post/3rd-mini-web-design-conference-on-january-22/">Read more...</a></p>]]></description>
<content:encoded><![CDATA[	<p><div class="post-img"><img src="http://assets.pigmata.com/content/form-function-class-minified-logo.jpg" alt="<form> function() & .class" width="550" /></div></p>

	<p>For those who haven&#8217;t heard yet&#8230; This is the 3rd Mini Web Design Conference organized by the <acronym title="Philippine Web Designers Organization"><span class="caps">PWDO</span></acronym></p>

	<p><span class="caps">WHAT</span>: <strong>&lt;form&gt; function() &#38; .class</code></strong> &#8212; <em>3rd Mini Web Design Conference</em></p>

	<p><span class="caps">WHERE</span>: <strong>5th flr. <span class="caps">CTTM</span> Square Bldg, Timog cor Tomas Morato, QC.</strong> (<a href="http://dump.formfunctionclass.com/mini/images/ciit-map.png">view map</a>)</p>

	<p><span class="caps">WHEN</span>: <strong>January 22, 2009, 7:00PM</strong></p>

	<p><span class="caps">HOW</span> <span class="caps">MUCH</span>: <strong><span class="caps">FREE</span></strong></p>	<p><hr /></p>

	<h2>Who&#8217;s talking and what are they talking about</h2>

	<ul>
		<li><strong>Starting out with Concrete5 <span class="caps">CMS</span></strong> &#8212; Jan Pabellon (<a href="http://www.itgroup.com.ph">IT Group, Inc.</a>)</li>
		<li><strong>Visual Aesthetics</strong> &#8212; Errole Gutierrez (<a href="http://www.168media.net">168Media</a>)</li>
		<li><strong><span class="caps">SEO</span> and Web Design</strong> &#8212; <a href="http://alfredo.palconit.com">Alfredo Palconit</a></li>
		<li><strong>How to Write a Good <span class="caps">ALT</span> Text</strong> &#8212; <a href="http://deafphilippines.wordpress.com">Jojo Esposa</a></li>
		<li><strong>Overview on front-end optimization and best practices</strong> &#8212; JP Dela Torre (<a href="http://www.pigmata.com/">Pigmata Media Inc.</a>)</li>
		<li><strong>Innovation</strong> &#8212; Kevin Leversee (<a href="http://www.desiremesh.com">DesireMesh</a>)</li>
		<li><em>surprise</em> &#8212; Eugene Alvin Villar (<a href="http://vaes9.codedgraphic.com">CodeGraphic</a>)</li>
	</ul>

	<p><hr /></p>

	<h3>With a little help from</h3>

	<ul>
		<li><a href="http://ciit-ph.com/">Cosmopoint Philippines</a> &#8212; <em>providing the venue</em></li>
		<li><a href="http://pwag.org/">Philippine Web Accessibility Group</a> &#8211; <em>raffling 10 copies of book &#8220;Basic Web Accessibility Guide for Filipinos&#8221;</em></li>
		<li><a href="http://www.munchpunch.com/">MunchPunch</a> &#8211; <em>raffling 5 munchpunch shirts</em></li>
		<li><a href="http://edsahosting.com">EdsaHosting</a> &#8211; <em>Raffling off 1-year &#8220;<span class="caps">EDSA</span> 1&#8221; hosting package</em></li>
		<li><em>Car stickers for the first 29 registrants</em></li>
		<li><em>more to come</em></li>
	</ul>

	<p><hr /></p>

	<h3><a href="http://spreadsheets.google.com/viewform?key=pEhcf7WfCqTTrSjZr3zzZFg">Sign up <span class="caps">NOW</span></a> and meet us</h3>

	<p>If you&#8217;re new and you don&#8217;t know anyone, just approach me.  I&#8217;ll be happy to talk to you and even introduce you to the rest of the community.</p>

	<p class="img-credits">Image credits: <a href="http://stellify.net">Stellify.net</a></p><br /><br /><hr />
<h3><em>Find out the latest on Philippine tech news or read about tech-entrepreneurship at <a href="http://www.pinoywebstartup.com" target="new">Pinoy Web Startup</a>.  Follow on <a href="http://twitter.com/pinoywebstartup">twitter(pinoywebstartup)</a></em></h3><br /><img src="http://feeds.feedburner.com/~r/pigmata/~4/J4omc4nLipE" height="1" width="1"/>]]></content:encoded>
<pubDate>Wed, 14 Jan 2009 16:15:00 +0800</pubDate>
<link>http://feedproxy.google.com/~r/pigmata/~3/J4omc4nLipE/</link>
<guid isPermaLink="false">http://www.pigmata.com/post/3rd-mini-web-design-conference-on-january-22/</guid>
<dc:creator>JP Dela Torre</dc:creator>
<category>Events</category><feedburner:origLink>http://www.pigmata.com/post/3rd-mini-web-design-conference-on-january-22/</feedburner:origLink></item>
<item>
<title>Website Realign + Switch to FrogCMS</title>
<description><![CDATA[	<p><div class="post-img"><img src="http://assets.pigmata.com/content/282504835_15c9646827.jpg" alt="" /> <span class="img-credit">Image credit: <a href="http://www.flickr.com/photos/mihaidragan/">mihai dragan</a></span> </div></p>

	<p>We recently updated our website.  The changes were more on the content and back-end rather than the design.  Basically we just <a href="http://www.alistapart.com/articles/redesignrealign">realigned</a> our site. On the design aspect, we retain the background and made a small changes on the layout and typography. We also retain the <span class="caps">URL</span> structure for search-engine purposes.</p>

	<p>The biggest part of the relaunch was moving from <a href="http://wordpress.org">Wordpress</a> to <a href="http://madebyfrog.com">FrogCMS</a>. </p>

	<h2>Why we switch</h2>

	<p>One reason was that we needed something that is flexible.  Something easy to customize on every pages.  Although wordpress might probably have a workaround for that, it&#8217;s not very straightforward and obvious.  I found out about FrogCMS a while back and started using it on client websites.  After a few tinkering on the platform, I got sold with the simplicity and ease of use in terms of customization.</p> <p><a href="http://www.pigmata.com/post/website-realign-switch-to-frogcms/">Read more...</a></p>]]></description>
<content:encoded><![CDATA[	<p><div class="post-img"><img src="http://assets.pigmata.com/content/282504835_15c9646827.jpg" alt="" /> <span class="img-credit">Image credit: <a href="http://www.flickr.com/photos/mihaidragan/">mihai dragan</a></span> </div></p>

	<p>We recently updated our website.  The changes were more on the content and back-end rather than the design.  Basically we just <a href="http://www.alistapart.com/articles/redesignrealign">realigned</a> our site. On the design aspect, we retain the background and made a small changes on the layout and typography. We also retain the <span class="caps">URL</span> structure for search-engine purposes.</p>

	<p>The biggest part of the relaunch was moving from <a href="http://wordpress.org">Wordpress</a> to <a href="http://madebyfrog.com">FrogCMS</a>. </p>

	<h2>Why we switch</h2>

	<p>One reason was that we needed something that is flexible.  Something easy to customize on every pages.  Although wordpress might probably have a workaround for that, it&#8217;s not very straightforward and obvious.  I found out about FrogCMS a while back and started using it on client websites.  After a few tinkering on the platform, I got sold with the simplicity and ease of use in terms of customization.</p>	<h3>What I like about FrogCMS</h3>

	<ul>
		<li><strong>Creating templates is like doing a simple site with php <code>includes</code></strong> &#8212; The page structure of FrogCMS is straightforward.  You have a page, snippet and layout.  The layout would be the main container of the page, snippets are those elements that you can reuse on different pages and layouts, and pages that contains the actual content.</li>
		<li><strong>Great control on just about everything on the site</strong> &#8212; FrogCMS allows you to write a custom <span class="caps">PHP</span> code on any of those elements(pages, snippets and layouts).</li>
		<li><strong>Neat admin interface</strong> &#8212; This is one of our considerations when choosing any application that we use.  We&#8217;re obsessed with pretty interfaces&#8230; Although the way the navigation and page list are structured could pose a few issues if you&#8217;re using too many plugins or have hundreds of pages-if not properly structured.  But it&#8217;s something that can be easily fix.</li>
		<li><strong>Lightweight</strong> &#8212; The core modules are very lean.  Making it ideal even for a simple 5-pages site or something that requires a blog/news functionality. It doesn&#8217;t have much built-in modules that some won&#8217;t probably use.  Added functions are implemented as plugins.  Wordpress is great for blog-type sites and it is built for that purpose.  Although we needed a blogging functionality on this site, we don&#8217;t want to use a separate system for our blog and static pages.</li>
		<li><strong>Flexible page content</strong> &#8212; You can choose to use different sidebar or other elements on each pages.</li>
	</ul>

	<h3>What I don&#8217;t like</h3>

	<ul>
		<li>Creating templates have to be done on the web interface. This is different from most <span class="caps">CMS</span> wherein you just upload the template source code and activate it on the web panel.  This makes hard to develop a template if you&#8217;re doing the front-end directly on the <span class="caps">CMS</span>.  The ideal way is to finalize and build first the UI and front-end before putting it on the <span class="caps">CMS</span>.</li>
		<li>Few available plugins&#8230; being a young <span class="caps">CMS</span>, not even in version 1 yet, there are just few plugins available that you can just download and install on your site.  But this should surely grow over time and we&#8217;ll be happy to contribute plugins that could be useful to others.</li>
	</ul>

	<p>Overall, although no <span class="caps">CMS</span> solution fits all, I&#8217;m happy with FrogCMS and how this site turned out. I think it&#8217;s perfect for this site.  I&#8217;m looking forward to new improvements on FrogCMS and kudos to <a href="http://www.philworks.com/">Philippe Archambault</a> and the rest of the team for putting up FrogCMS.  Just check out <a href="http://madebyfrog.com/">FrogCMS</a> website for more info.</p>

	<p>I&#8217;ll try to post a follow up on this to illustrate the flexibility FrogCMS offers.  Also, we&#8217;ll be brewing some useful plugins for the community to use soon.  So be sure to <a href="http://feeds.feedburner.com/pigmata">subscribe to our blog</a> to get updates if you haven&#8217;t yet.</p>

<br /><br /><hr />
<h3><em>Find out the latest on Philippine tech news or read about tech-entrepreneurship at <a href="http://www.pinoywebstartup.com" target="new">Pinoy Web Startup</a>.  Follow on <a href="http://twitter.com/pinoywebstartup">twitter(pinoywebstartup)</a></em></h3><br /><img src="http://feeds.feedburner.com/~r/pigmata/~4/QgKesnA7J1I" height="1" width="1"/>]]></content:encoded>
<pubDate>Sun, 11 Jan 2009 18:17:00 +0800</pubDate>
<link>http://feedproxy.google.com/~r/pigmata/~3/QgKesnA7J1I/</link>
<guid isPermaLink="false">http://www.pigmata.com/post/website-realign-switch-to-frogcms/</guid>
<dc:creator>JP Dela Torre</dc:creator>
<category>Development</category><category>FrogCMS</category><feedburner:origLink>http://www.pigmata.com/post/website-realign-switch-to-frogcms/</feedburner:origLink></item>
<item>
<title>Bank Accounts for Startups - Open a Business Checking Account</title>
<description><![CDATA[	<p>We talked about opening and then closing a <a href="/post/bank-accounts-for-startups-titf-101/"><span class="caps">TITF</span> account as part of registration of a corporation</a> with the <a href="http://www.sec.gov.ph/"><span class="caps">SEC</span></a>. Now let’s talk about opening your real business account.</p>

	<p>First, a refresher on some basic accounting:</p>

	<blockquote>
		<p><strong>The Imprest System</strong></p>
		<p>Small or miscellaneous amounts are paid in cash out of a Petty Cash Fund (say P5,000 or P10,000 depending on your spending behavior). And all other expenses, including electricity, salaries, broadband, rent, etc are paid by check.</p>
		<p></p>
	</blockquote> <p><a href="http://www.pigmata.com/post/bank-accounts-for-startups-open-a-business-checking-account/">Read more...</a></p>]]></description>
<content:encoded><![CDATA[	<p>We talked about opening and then closing a <a href="/post/bank-accounts-for-startups-titf-101/"><span class="caps">TITF</span> account as part of registration of a corporation</a> with the <a href="http://www.sec.gov.ph/"><span class="caps">SEC</span></a>. Now let’s talk about opening your real business account.</p>

	<p>First, a refresher on some basic accounting:</p>

	<blockquote>
		<p><strong>The Imprest System</strong></p>
		<p>Small or miscellaneous amounts are paid in cash out of a Petty Cash Fund (say P5,000 or P10,000 depending on your spending behavior). And all other expenses, including electricity, salaries, broadband, rent, etc are paid by check.</p>
		<p></p>
	</blockquote>	<h2>Checking Account</h2>

	<p>So, you need to open a checking account. Here are the minimum amounts for just the regular non-interest bearing checking account. Just a place to store and spend your money. 
	<ul>
		<li><a href="http://www.metrobank.com.ph" rel="nofollow">Metrobank</a>, Unionbank, <span class="caps">BPI</span> &#8211; P10,000<br />
</li>
		<li><a href="http://www.ucpb.com" rel="nofollow"><span class="caps">UCPB</span></a>: P20,000<br />
</li>
		<li><a href="http://www.hsbc.com.ph/ph/" rel="nofollow"><span class="caps">HSBC</span></a>: ~P300,000<br />
</li>
	</ul></p>

	<p>From our <span class="caps">TITF</span> Account Example, you have to deposit the entire P62,500 into this new account. </p>

	<h3>Who are the Signatories?</h3>

	<p>Most likely, you&#8217;re investing with friends so you want to be careful with each other&#8217;s money. <em>Always</em> have at least two signatories &#8212; that&#8217;s <strong><span class="caps">AND</span></strong>, not <strong><span class="caps">AND</span>/OR</strong>. Better if the Treasurer is always one of the signatories.</p>

	<h3>Which bank?</h3>

	<p>Considerations might be online banking, maintaining balances, proximity to your office, <a href="http://pages.ebay.ph/bankwithdrawal/bank_codes_ph.html" rel="nofollow">affiliation with Paypal</a>. </p>

	<p>I sent an inquiry fax and/or email detailing our concerns to the branches of all the major banks within walking distance.</p>

	<ul>
		<li><span class="caps">BPI</span> &#8211; emailed and faxed to the Buendia branch. No response.</li>
		<li><span class="caps">BPI</span> Family Bank &#8211; emailed and faxed to the Mayapis branch. No response.</li>
		<li>Chinatrust &#8211; faxed to Buendia branch. Sales officer visited our office to explain options and requirements.</li>
		<li>Export and Import Bank &#8211; tried to fax to Chino Roces/Main branch. I finally got tired of calling to get their fax number.</li>
		<li>Landbank &#8211; faxed and emailed to Dela Rosa branch. No response.</li>
		<li>Metrobank &#8211; faxed. Branch manager visited our office with Lawrence from the Head Office&#8217;s Cash Management department to explain their online banking service.</li>
		<li>Planters Development Bank &#8211; emailed to Buendia/Main branch. Branch manager visited our office discussing options. Really geared toward <span class="caps">SME</span>s.</li>
		<li><span class="caps">PNB</span> &#8211; emailed and faxed to Buendia branch. Branch manager emailed in a matter of days, called, and was willing to set an appointment. I know <span class="caps">PNB</span> to be always crowded though so I didn&#8217;t pursue.</li>
		<li>Security Bank &#8211; quick email response by the Dela Rosa branch manager. Their online banking starts at P500,000. When I replied that we can&#8217;t maintain that much and what were our options, she didn&#8217;t get back to me.</li>
		<li><span class="caps">UCPB</span> &#8211; I made an <span class="caps">OTC</span> deposit once and left my card with the sales officer. She followed up and then visited our office with the branch manager.</li>
		<li>Unionbank &#8211; faxed and followed up thrice at the Vito Cruz branch. Relationship Officer visited our office. Online banking, 1hub.gov pay to <span class="caps">SSS</span>, Philhealth, and Pag-ibig.</li>
	</ul>

	<h2>Prepare your Requirements</h2>

	<h3>You&#8217;ll need:</h3>

	<ol>
		<li><span class="caps">SEC</span> Certificate of Registration &#8212; remember I told you to make about 20 copies of your <span class="caps">SEC</span> documents?</li>
		<li>Photocopy of Articles of incorporation</li>
		<li>Photocopy of By Laws and all other <span class="caps">SEC</span> docs</li>
		<li>Photocopies of 2 valid IDs each of the signatories</li>
		<li>List of Stockholders</li>
		<li>Roster of Officers</li>
		<li>Notarized Secretary&#8217;s Certificate &#8211; request for the template from the bank. Each bank has a different format.</li>
	</ol>

	<p>Requirements may vary from bank to bank. Call the branch to check. Best if you meet with the branch manager when you open your account.</p>

	<p>The Secretary&#8217;s Certificate just says that <em>&#8220;your Board of Directors has decided to open a checking/savings/term deposit/etc account at Bank X Branch Y&#8221;</em> and so on. The authorized signatories are <em>Name &#8211; Position &#8211; Sample signature</em> and so on. This is certified to be correct by the Secretary by his signature and then notarized.</p>

	<p>Keep a copy of the Secretary&#8217;s Certificate in a folder labeled &#8220;Bank Account &#8211; Bank X&#8221;. Keep another one in a folder labeled <em>Secretary&#8217;s Certificates</em>. You&#8217;ll only need to submit 1 copy to the bank.</p>

	<p>You fill out account opening forms of the bank and deposit the P62,500. For now, pay out of your own pocket the checkbook fee which is P250-P500 and just reimburse it when you establish your petty cash fund. You now have a business checking account.</p>

	<h3>Tips for Hassle-Free bank account management</h3>

	<ul>
		<li>Store the account number on your phone or <span class="caps">PDA</span> &#8212; always good to have it handy.</li>
		<li>Store 5 to 10 deposit slips so you come to the counter prepared.</li>
		<li>You don&#8217;t need withdrawal slips because all cash disbursements will be made by check.</li>
		<li>Reconcile your checkbook every month with the statement given by the bank. I picked the statement&nbsp;up personally with our old bank. Together with the statement are the canceled checks, i.e. checks that have cleared.</li>
	</ul>

	<p>How I wish someone had told me all this before we started!</p><br /><br /><hr />
<h3><em>Find out the latest on Philippine tech news or read about tech-entrepreneurship at <a href="http://www.pinoywebstartup.com" target="new">Pinoy Web Startup</a>.  Follow on <a href="http://twitter.com/pinoywebstartup">twitter(pinoywebstartup)</a></em></h3><br /><img src="http://feeds.feedburner.com/~r/pigmata/~4/bGs4XDDQl-k" height="1" width="1"/>]]></content:encoded>
<pubDate>Wed, 02 Jul 2008 17:45:00 +0800</pubDate>
<link>http://feedproxy.google.com/~r/pigmata/~3/bGs4XDDQl-k/</link>
<guid isPermaLink="false">http://www.pigmata.com/post/bank-accounts-for-startups-open-a-business-checking-account/</guid>
<dc:creator>Marie Casas</dc:creator>
<category>Business</category><feedburner:origLink>http://www.pigmata.com/post/bank-accounts-for-startups-open-a-business-checking-account/</feedburner:origLink></item>
<item>
<title>Bank Accounts for Startups -TITF 101</title>
<description><![CDATA[	<p>You&#8217;ll have to deal with a bank even before you&#8217;ve incorporated. So you and your friends have decided to go the corporation route for your startup? Part of the <span class="caps">SEC</span> Requirements is to open a Treasurer in Trust For (<span class="caps">TITF</span>) Account.</p>

	<p>Let&#8217;s talk about your new corporation; and I&#8217;ll give illustrative amounts. The authorized capital stock which is the ceiling amount for the capital that can be invested in the company is P1 million. The Corporation Code requires that 25% of the authorized capital stock is subscribed and 25% of the subscribed capital is paid-up. Did I lose you?</p> <p><a href="http://www.pigmata.com/post/bank-accounts-for-startups-titf-101/">Read more...</a></p>]]></description>
<content:encoded><![CDATA[	<p>You&#8217;ll have to deal with a bank even before you&#8217;ve incorporated. So you and your friends have decided to go the corporation route for your startup? Part of the <span class="caps">SEC</span> Requirements is to open a Treasurer in Trust For (<span class="caps">TITF</span>) Account.</p>

	<p>Let&#8217;s talk about your new corporation; and I&#8217;ll give illustrative amounts. The authorized capital stock which is the ceiling amount for the capital that can be invested in the company is P1 million. The Corporation Code requires that 25% of the authorized capital stock is subscribed and 25% of the subscribed capital is paid-up. Did I lose you?</p>	<p>So, we&#8217;re talking about the P1 million right? You and your fellow incorporators (5 to 15 incorporators are allowed) subscribe or promise to invest at least P250,000 (25% of the P1 million).</p>

	<p>If you guys don&#8217;t have that amount yet, that&#8217;s okay. You can start with P62,500 (25% of P250,000) cash. It&#8217;s really just easier to use cash, because if you guys invest property (like a car, or a computer, or furniture) there&#8217;s a lot more documentation needed. You don&#8217;t wanna go there.</p>

	<h3>To open the <span class="caps">TITF</span> account you&#8217;ll need:</h3>

	<ul>
		<li>P62,500 cash investment</li>
		<li>Notarized Treasurer&#8217;s Affidavit (From <span class="caps">SEC</span> Online Registration)</li>
		<li>Completely signed and Notarized Articles of Incorporation and By Laws (From <span class="caps">SEC</span> Online Registration)</li>
		<li>Two valid IDs of the Treasurer and ID photos</li>
		<li>Roster of Officers &#8211; certified by the Secretary</li>
		<li>Board of Directors &#8211; certified by the Secretary</li>
		<li>List of Stockholders &#8211; certified by the Secretary</li>
	</ul>

	<p>Requirements may vary from bank to bank. <strong>Call the branch to verify the requirements, speak in English &#8212; <span class="caps">DON</span>&#8217;T walk in to inquire</strong>. We did ours with <span class="caps">BDO</span> Bagtikan and it was the <em>biggest</em> hassle.</p>

	<p>Be sure that when you fill out the Treasurer&#8217;s Affidavit form, you specify the bank name and branch. Check the amount and of course the treasurer&#8217;s name and notarize.</p>

	<p>So they open your <span class="caps">TITF</span> account and you get a passbook. The amount is on hold until you submit a copy of your Certificate of Registration given by the <span class="caps">SEC</span>. You pay around P100 to P300 for a Certificate indicating that you have P62,500 in a <span class="caps">TITF</span> account at their branch. You have to notarize this paper too. You bring this together with your other <span class="caps">SEC</span> registration papers to Greenhills.</p>

	<p>Once you get your <span class="caps">SEC</span> Certificate of Registration &#8212; it&#8217;s green and there&#8217;s a gold seal, make about 20 copies. You&#8217;ll submit one copy to the bank so you can close your <span class="caps">TITF</span> account and open your real business checking/savings account. You can do that in the same bank or somewhere else, but be sure to keep the P62,500 intact.</p>

	<p>Next, we&#8217;ll talk about <a href="/post/bank-accounts-for-startups-open-a-business-checking-account/">how to open your real business account</a>.</p><br /><br /><hr />
<h3><em>Find out the latest on Philippine tech news or read about tech-entrepreneurship at <a href="http://www.pinoywebstartup.com" target="new">Pinoy Web Startup</a>.  Follow on <a href="http://twitter.com/pinoywebstartup">twitter(pinoywebstartup)</a></em></h3><br /><img src="http://feeds.feedburner.com/~r/pigmata/~4/_P8jZ_qv4aI" height="1" width="1"/>]]></content:encoded>
<pubDate>Wed, 18 Jun 2008 18:06:00 +0800</pubDate>
<link>http://feedproxy.google.com/~r/pigmata/~3/_P8jZ_qv4aI/</link>
<guid isPermaLink="false">http://www.pigmata.com/post/bank-accounts-for-startups-titf-101/</guid>
<dc:creator>Marie Casas</dc:creator>
<category>Business</category><feedburner:origLink>http://www.pigmata.com/post/bank-accounts-for-startups-titf-101/</feedburner:origLink></item>
<item>
<title>Keep Employee Turnover Down or Up? How HR Works</title>
<description><![CDATA[	<p>Taking on new employees is definitely easier said than done. Recruitment takes up so much time, money, and effort &#8212;- especially when you&#8217;re a startup.</p>

	<p>Like here, I personally handle the applications that come in from the job ads that also I posted. I&#8217;m a 1-woman HR department. Since we&#8217;re bootstrapping, same as <a href="http://www.zappos.com" rel="nofollow">Zappos</a>, we can&#8217;t afford to hire someone who doesn&#8217;t believe in the startup experience. He/she has to have an entrepreneurial spirit, have the good sense and initiative to work on his own in our office even if he&#8217;s alone because the others come in late or have proven that they can work from home, and of course mad skills in programming/business development/UX/customer service.</p>

 <p><a href="http://www.pigmata.com/post/keep-employee-turnover-down-or-up-how-hr-works/">Read more...</a></p>]]></description>
<content:encoded><![CDATA[	<p>Taking on new employees is definitely easier said than done. Recruitment takes up so much time, money, and effort &#8212;- especially when you&#8217;re a startup.</p>

	<p>Like here, I personally handle the applications that come in from the job ads that also I posted. I&#8217;m a 1-woman HR department. Since we&#8217;re bootstrapping, same as <a href="http://www.zappos.com" rel="nofollow">Zappos</a>, we can&#8217;t afford to hire someone who doesn&#8217;t believe in the startup experience. He/she has to have an entrepreneurial spirit, have the good sense and initiative to work on his own in our office even if he&#8217;s alone because the others come in late or have proven that they can work from home, and of course mad skills in programming/business development/UX/customer service.</p>

	<h4>Discovered via <a href="http://goodexperience.com/2008/05/zappos-bribes-employe.php">Good Experience</a> and JP has mentioned this in passing:</h4>

	<blockquote>
		<p>This (Zappos) is a company that’s bursting with personality, to the point where a <a href="http://twitter.zappos.com/employees" rel="nofollow">huge number of its 1,600 employees are power users of Twitter so</a> that their friends, colleagues, and customers know what they’re up to at any moment in time. But here’s what’s really interesting. It’s a hard job, answering phones and talking to customers for hours at a time. So when Zappos hires new employees, it provides a four-week training period that immerses them in the company’s strategy, culture, and obsession with customers. People get paid their full salary during this period.</p>
		<p>After a week or so in this immersive experience, though, it’s time for what Zappos calls “The Offer.” The fast-growing company, which works hard to recruit people to join, says to its newest employees: “If you quit today, we will pay you for the amount of time you’ve worked, plus we will offer you a $1,000 bonus.” Zappos actually bribes its new employees to quit!</p>
		<p>Why? Because if you’re willing to take the company up on the offer, you obviously don’t have the sense of commitment they are looking for. It’s hard to describe the level of energy in the Zappos culture—which means, by definition, it’s not for everybody. Zappos wants to learn if there’s a bad fit between what makes the organization tick and what makes individual employees tick—and it’s willing to pay to learn sooner rather than later. (About ten percent of new call-center employees take the money and run.)</p>
	</blockquote>

	<p>Continue reading &#8220;<a href="http://discussionleader.hbsp.com/taylor/2008/05/wy_zappos_pays_new_employees_t.html" rel="nofollow">Why Zappos Pays New Employees to Quit &#8212; And You Should Too</a>&#8220; or watch Bill Taylor&#8217;s interview:</p>

	<p><object width="425" height="344"><param name="movie" value="http://www.youtube.com/v/vWi-zXqUnng&hl=en"></param><param name="wmode" value="transparent"></param><embed src="http://www.youtube.com/v/vWi-zXqUnng&hl=en" type="application/x-shockwave-flash" wmode="transparent" width="425" height="344"></embed></object></p>

	<p>As much as I&#8217;d like to emulate how Zappos keeps employee turnover down, I&#8217;m not sure we always have instant <span class="caps">USD</span> 1,000 just lying around. Since web-based products are fundamentally unique and not the same as working in a bank or a consumer goods company, this could potentially be a good practice.  </p><br /><br /><hr />
<h3><em>Find out the latest on Philippine tech news or read about tech-entrepreneurship at <a href="http://www.pinoywebstartup.com" target="new">Pinoy Web Startup</a>.  Follow on <a href="http://twitter.com/pinoywebstartup">twitter(pinoywebstartup)</a></em></h3><br /><img src="http://feeds.feedburner.com/~r/pigmata/~4/j3mnSK1dWMQ" height="1" width="1"/>]]></content:encoded>
<pubDate>Thu, 05 Jun 2008 18:29:00 +0800</pubDate>
<link>http://feedproxy.google.com/~r/pigmata/~3/j3mnSK1dWMQ/</link>
<guid isPermaLink="false">http://www.pigmata.com/post/keep-employee-turnover-down-or-up-how-hr-works/</guid>
<dc:creator>Marie Casas</dc:creator>
<category>Business</category><feedburner:origLink>http://www.pigmata.com/post/keep-employee-turnover-down-or-up-how-hr-works/</feedburner:origLink></item>

</channel>
</rss>
