Loan Officer Review

Overland Park, KS June 15, 2026

“Excellent service. Friendly, great communication, and answered all questions in a timely manner.”

Rachael Vanatta (NMLS# 1804153) serves the states of Arkansas, Kansas, Missouri, North Carolina, and Texas for purchase, refinance, FHA, VA, USDA, renovation loans, debt consolidation mortgage refinancing, HomeSelect, down payment assistance, and more mortgage options!

Rachael Vanatta can be reached at:

913-369-0185

RVanatta@GenevaFi.com

About Geneva Financial

Founded in 2007 by Aaron VanTrojen, Geneva Financial (NMLS 42056) is a direct mortgage lender headquartered in Chandler, Arizona with more than 130 branch locations nationwide. Our mission at Geneva Financial is to approach every aspect of our business from the “inside-out”. With a culture-forward mindset, we focus on our loan originators and support staff first in order to ensure an unbeatable experience for our customers.

Our Core Values are a daily reminder to operate with the inside-out approach in mind. Core Value #1 is the backbone of all our Core Values, our mission, and our brand vision: Home Loans Powered by Humans®. Geneva Financial offers Home Purchase, Conventional, FHA, VA, USDA, Refinance, Reverse, Jumbo, and Condo Financing as well as Down Payment Assistance Programs, Low Credit, First-Time Homebuyer Programs, Physician Loans, and Renovation Loans. Learn more about Geneva Financial Mortgage Home Loans at www.GenevaFi.com

Loan Officer Review

Overland Park, KS June 15, 2026

“We initially reached out to our bank for a honeymoon loan. They were not helpful, so I went searching and by the grace of God we connected with Rachael. She was absolutely phenomenal from the start. She treated us as if she had known us forever. She was reassuring and calming through the process and we closed in less than a month. She also handpicked us a realtor named Matt and he was just as amazing! We feel like we are more than customers but now friends.”

Rachael Vanatta (NMLS# 1804153) serves the states of Arkansas, Kansas, Missouri, North Carolina, and Texas for purchase, refinance, FHA, VA, USDA, renovation loans, debt consolidation mortgage refinancing, HomeSelect, down payment assistance, and more mortgage options!

Rachael Vanatta can be reached at:

913-369-0185

RVanatta@GenevaFi.com

About Geneva Financial

Founded in 2007 by Aaron VanTrojen, Geneva Financial (NMLS 42056) is a direct mortgage lender headquartered in Chandler, Arizona with more than 130 branch locations nationwide. Our mission at Geneva Financial is to approach every aspect of our business from the “inside-out”. With a culture-forward mindset, we focus on our loan originators and support staff first in order to ensure an unbeatable experience for our customers.

Our Core Values are a daily reminder to operate with the inside-out approach in mind. Core Value #1 is the backbone of all our Core Values, our mission, and our brand vision: Home Loans Powered by Humans®. Geneva Financial offers Home Purchase, Conventional, FHA, VA, USDA, Refinance, Reverse, Jumbo, and Condo Financing as well as Down Payment Assistance Programs, Low Credit, First-Time Homebuyer Programs, Physician Loans, and Renovation Loans. Learn more about Geneva Financial Mortgage Home Loans at www.GenevaFi.com

June 15, 2026

Geneva Financial Welcomes New Processor Jenilyn Drummond to Corporate

Jenilyn Drummond is the newest addition to our Corporate office! Jenilyn will help continue the outstanding service and human touch that Geneva Financial strives for!

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About Geneva Financial

Founded in 2007 by Aaron VanTrojen, Geneva Financial (NMLS 42056) is a direct mortgage lender headquartered in Chandler, Arizona. Our mission at Geneva Financial is to approach every aspect of our business from the “inside-out”. With a culture-forward mindset, we focus on our loan originators and support staff first in order to ensure an unbeatable experience for our customers.

Our Core Values were created as a daily reminder to operate with the inside-out approach in mind. Core Value #1 is the backbone of all our Core Values, our mission, and our brand vision: Home Loans Powered by Humans®. Geneva Financial offers Home Purchase, Conventional, FHA, VA, USDA, Refinance, Reverse, Jumbo, and Condo Financing as well as Down Payment Assistance Programs, Low Credit, First-Time Homebuyer Programs, Physician Loans, Renovation Loans and Hero Loans for First Responders, Police, Firefighters, Nurses, and Teachers. Learn more about Geneva Financial Mortgage Home Loans at www.GenevaFi.com

Branch Sales Manager Review

El Paso, Texas June 15, 2026

“Knowledgeable, dedicated, customer oriented, always available.”

Brenda Aguirre (NMLS#1050433) serves the states of New Mexico and Texas for purchase, refinance, FHA, VA, USDA, renovation loans, debt consolidation, mortgage refinancing, down payment assistance, and more mortgage options.

Brenda Aguirre can be reached at:

BAguirre@GenevaFi.com

915-867-0338

About Geneva Financial

Founded in 2007 by Aaron VanTrojen, Geneva Financial (NMLS 42056) is a direct mortgage lender headquartered in Chandler, Arizona with more than 130 branch locations nationwide. Our mission at Geneva Financial is to approach every aspect of our business from the “inside-out”. With a culture-forward mindset, we focus on our loan originators and support staff first in order to ensure an unbeatable experience for our customers.

Our Core Values were created as a daily reminder to operate with the inside-out approach in mind. Core Value #1 is the backbone of all our Core Values, our mission, and our brand vision: Home Loans Powered by Humans®. Geneva Financial offers Home Purchase, Conventional, FHA, VA, USDA, Refinance, Reverse, Jumbo, and Condo Financing as well as Down Payment Assistance Programs, Low Credit, First-Time Homebuyer Programs, Physician Loans, Renovation Loans and Hero Loans for First Responders, Police, Firefighters, Nurses, and Teachers. Learn more about Geneva Financial Mortgage Home Loans at www.GenevaFi.com

Spending time with Dad doesn’t need to be complicated or all-day planned. The best days usually come down to a simple rhythm: go out for a good lunch, do one fun evening activity, and leave space in between to just hang out and enjoy the time together.

It’s not about filling every hour—it’s about making a few of them count.

Start Easy, Don’t Overthink the Morning

There’s no need to rush into anything early.

Let the morning be relaxed—sleep in a bit, grab coffee, or just ease into the day. The point isn’t to start strong, it’s to start without pressure so the rest of the day feels natural.

Sometimes the best part of the morning is just deciding what you’re going to do later.

Go Out for Lunch Together

Lunch is the anchor of the day—simple, casual, and easy to enjoy without taking up the whole day.

Pick a spot that fits his style:

• A local burger or sandwich place
• A sports bar or classic diner
• A BBQ spot or steakhouse
• Something you both haven’t tried yet

Keep it relaxed. No rush, no big production. Just sit down, eat well, and actually talk for a bit without distractions.

This is usually where the best conversations happen.

Leave Space in the Afternoon

After lunch, don’t feel like you need to jump straight into something else.

Head home, relax, watch a game, sit outside, or even just take a short break. This downtime is what keeps the day from feeling packed or forced.

It also builds a nice contrast for the evening activity later.

Do One Fun Evening Activity

This is where the day gets its energy.

Pick something simple but intentional:

• A baseball, basketball, or local game
• Bowling or mini golf
• A driving range session
• A casual walk somewhere with a view
• A local event or outdoor concert
• Even a short drive to check out somewhere new

It doesn’t need to be long. Just something different enough from your normal routine to make the day feel special.

Keep It Flexible Between Moments

The in-between time matters just as much as the planned parts.

Maybe you extend lunch into a longer stop. Maybe you add a quick detour on the way to the evening activity. Or maybe you decide to keep things low-key and skip one extra idea.

The point is to let the day breathe instead of controlling every minute.

End on a Simple Note

After the evening activity, keep the ending easy.

A quick stop for a drink, a short drive, or just heading home and winding down together works perfectly. No need to force a big “ending moment”—the day already did its job.

The Real Win: Quality Over Quantity

A meaningful day with Dad doesn’t come from doing the most—it comes from doing a few things well.

A good lunch. A fun evening activity. A little space in between.

That’s it. Simple, relaxed, and usually exactly what makes the day memorable.

INGREDIENTS

Dressing

• 1/2 cup butter, melted
• 2 tablespoons brown sugar
• 1 tablespoon Dijon mustard
• 1 1/2 teaspoon Worcestershire sauce
• 1 tablespoon poppy seeds
• 1 tablespoon dried minced onion (or 1 1/2 teaspoons onion powder)
• 1 pound Hawaiian Rolls 24 small or 12 large (my dinner rolls also work great)
• 1 pound deli ham, thinly sliced
• 1 pound Swiss cheese

INSTRUCTIONS

1. Preheat the oven to 350 degrees. Spray a 9 by 13 inch baking dish with cooking spray and set aside.
2. Mix together the butter, brown sugar, mustard, Worcestershire sauce, poppy seeds, onion.
3. Cut the rolls in half and put the bottom in the prepared baking dish. Top with half the ham. Add the cheese, and top with the remaining ham.
4. Add the tops of the rolls and pour over the butter mixture. Cover with foil and bake for 15 minutes. Remove from the oven and remove the foil. Return to the oven and bake for an additional 10 minutes.
5. Remove from the oven, cut and serve immediately.

Whether you’re dreaming about buying your first home or wondering if it’s time to move on from the one you’re in, affordability is probably weighing on your mind. Home prices are still high in many markets, and even though things have improved a bit over the past year, making the numbers work can still feel like a stretch.

But the people finding ways to move right now usually have one thing in common. They didn’t wait for affordability to come to them. They went looking for it.

According to PODS, 61% of people across all generations say affordability is the biggest factor when deciding where to move. And it’s led a growing number of people to do one thing – broaden their search to include more affordable areas they hadn’t seriously considered before. As PODS, put it:

“. . . moving is increasingly driven by affordability, connection, and quality of life. As economic pressures persist, Americans are taking a more intentional, values-driven approach to where they choose to live.”

It’s Not Just the Home Price – It’s the Whole Cost of Living

Here’s where it gets really interesting. When people talk about moving for affordability, they’re not just talking about finding a cheaper house. They’re thinking about the full picture. What does it actually cost to live somewhere?

WalletHub looked at exactly this, measuring housing costs as a share of median monthly household income across every state (see map below).

Take a look at where you live on that map. The lighter the blue, the more affordable it generally is to live there. The darker the blue? Just the opposite.

If your state is showing up on the darker blue end of the scale, the cost of living may be putting a real pinch on your wallet, and it may be worth exploring what a lighter-blue area could mean for your finances.

Because if you’re less financially stretched, imagine how that could change things. Less stress. Less worry. More freedom and peace of mind.

You Don’t Have To Move to Another State To Find a Better Deal

But finding more affordable homeownership doesn’t have to mean a cross-country move. It doesn’t even have to mean leaving your state, your family, or your favorite coffee shop behind.

Every market has more affordable pockets that most buyers never think to explore – neighborhoods, towns, and communities where home prices are lower, property taxes are more manageable, and the overall cost of living just works better.

A great local real estate agent knows exactly where those places are.

And if you work remotely, or have any flexibility in where you’re based, your options open up even further. Remote work has already changed the way millions of people think about where to live, and that trend isn’t going away.

When location stops being tied to a daily commute, a more affordable area that’s a bit farther out suddenly becomes a very real option.

Bottom Line

Affordability is a real challenge, but it’s not an unsolvable one. The key is being open to places you might not have considered before. A local real estate agent can help you find them.

Ready to find out which areas have the best affordability right now? Chat with a loan officer today!

Features:

• INSTANT POP-UP DESIGN: Practice your short game in seconds with the Chipster’s quick pop-up setup—no tools, no hassle. Folds flat for compact storage and easy transport, making it ideal for home, backyard, office, or travel use.
• MULTIPLE TARGET ZONES TO SHARPEN ACCURACY: Features 3 separate targets to help golfers dial in distance control, trajectory, and precision. Perfect for focused chipping drills that translate directly to on-course performance.
• BUILT FOR QUALITY & DURABILITY: Constructed with durable netting and reinforced stitching to withstand repeated use. Designed for reliable performance season after season, whether used indoors with caution or outdoors in the yard.
• TRAIN SMARTER, NOT HARDER: Three freestanding nets allow you to build dynamic, multi-target drills in any layout. Practice a variety of shots efficiently without constant interruptions.
• PERFECT FOR GOLFERS OF ALL SKILL LEVELS: Whether you’re a beginner learning fundamentals or an experienced golfer refining your short game, the Chipster provides a simple yet effective practice solution for players of all ages.

Reviews:

★★★★★

Feel dehydrated? These are a quick fix! Liquid IV is my drink of choice! That only does it taste good, but it makes me feel better.

★★★★★

Great product. I especially like the White Peach flavor but all of them are good. At first it feels like salty water for a second but then you feel the taste and really good hydration help.

★★★★★

I’ve been using this regularly and it mixes well with no weird aftertaste. The flavors are actually enjoyable and not overly artificial, which is a big plus.

I’ve noticed it helps with hydration, especially after workouts or long days. My only critique is that some flavors are better than others, so it may take a bit to find your favorite.

We have a plethora of articles with everything from DIY, Style Tips, Recipes, Renovation, Decor, and more. Check out HomeByGenevaMagazine.com

June 11, 2026

Geneva Financial Welcomes New Loan Officer Alexi Stanley to Oregon Market

Alexi Stanley (NMLS#2528524) serves the state of Oregon for purchase, refinance, FHA, VA, USDA, renovation loans, debt consolidation, mortgage refinancing, down payment assistance, and more mortgage options.

As a dedicated Mortgage Loan Officer, Alexi is committed to helping individuals and families achieve their homeownership goals with confidence. Alexi specializes in guiding clients through every step of the mortgage process, from pre-approval to closing, while providing personalized financing solutions tailored to their unique needs.

Whether you’re a first-time homebuyer, purchasing your dream home, refinancing an existing mortgage, or investing in real estate, Alexi work diligently to ensure a smooth, transparent, and stress-free experience. Her focus is on building lasting relationships through exceptional service, clear communication, and a deep understanding of today’s lending options.

Alexi Stanley can be reached at:

385-424-9483

Astanley@genevafi.com

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About Geneva Financial

Founded in 2007 by Aaron VanTrojen, Geneva Financial (NMLS 42056) is a direct mortgage lender headquartered in Chandler, Arizona with more than 130 branch locations nationwide. Our mission at Geneva Financial is to approach every aspect of our business from the “inside-out”. With a culture-forward mindset, we focus on our loan originators and support staff first in order to ensure an unbeatable experience for our customers.

Our Core Values were created as a daily reminder to operate with the inside-out approach in mind. Core Value #1 is the backbone of all our Core Values, our mission, and our brand vision: Home Loans Powered by Humans®. Geneva Financial offers Home Purchase, Conventional, FHA, VA, USDA, Refinance, Reverse, Jumbo, and Condo Financing as well as Down Payment Assistance Programs, Low Credit, First-Time Homebuyer Programs, Physician Loans, Renovation Loans and Hero Loans for First Responders, Police, Firefighters, Nurses, and Teachers. Learn more about Geneva Financial Mortgage Home Loans at www.GenevaFi.com

June 11, 2026

Geneva Financial Welcomes New Processor Eric Russell to Corporate

Eric Russell is the newest addition to our Corporate office! Eric will help continue the outstanding service and human touch that Geneva Financial strives for!

——

About Geneva Financial

Founded in 2007 by Aaron VanTrojen, Geneva Financial (NMLS 42056) is a direct mortgage lender headquartered in Chandler, Arizona. Our mission at Geneva Financial is to approach every aspect of our business from the “inside-out”. With a culture-forward mindset, we focus on our loan originators and support staff first in order to ensure an unbeatable experience for our customers.

Our Core Values were created as a daily reminder to operate with the inside-out approach in mind. Core Value #1 is the backbone of all our Core Values, our mission, and our brand vision: Home Loans Powered by Humans®. Geneva Financial offers Home Purchase, Conventional, FHA, VA, USDA, Refinance, Reverse, Jumbo, and Condo Financing as well as Down Payment Assistance Programs, Low Credit, First-Time Homebuyer Programs, Physician Loans, Renovation Loans and Hero Loans for First Responders, Police, Firefighters, Nurses, and Teachers. Learn more about Geneva Financial Mortgage Home Loans at www.GenevaFi.com