Positive Index

SAMUEL AKANBI-JAMES

2025-01-27T18:28:00.003+01:00

𝑰 𝒉𝒂𝒗𝒆 𝒃𝒆𝒆𝒏 𝒘𝒐𝒓𝒌𝒊𝒏𝒈 𝒊𝒏 𝒕𝒉𝒆 𝒂𝒓𝒆𝒂 𝒐𝒇 𝑷𝒓𝒐𝒗𝒊𝒅𝒊𝒏𝒈 𝑭𝒖𝒕𝒖𝒓𝒆 𝑭𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝑷𝒍𝒂𝒏𝒏𝒊𝒏𝒈 𝒂𝒏𝒅 𝑺𝒆𝒄𝒖𝒓𝒊𝒕𝒚 𝒕𝒐 𝑭𝒂𝒎𝒊𝒍𝒊𝒆𝒔.

𝑬𝒗𝒆𝒓𝒚 𝒅𝒂𝒚 𝒊𝒕 𝒈𝒊𝒗𝒆𝒔 𝒎𝒆 𝒐𝒑𝒑𝒐𝒓𝒕𝒖𝒏𝒊𝒕𝒊𝒆𝒔 𝒕𝒐 𝒊𝒏𝒕𝒆𝒓𝒂𝒄𝒕 𝒘𝒊𝒕𝒉 𝒏𝒆𝒘 𝒂𝒏𝒅 𝒊𝒏𝒕𝒆𝒓𝒆𝒔𝒕𝒊𝒏𝒈 𝒑𝒆𝒐𝒑𝒍𝒆 𝒂𝒏𝒅 𝒎𝒂𝒌𝒆 𝒏𝒆𝒘 𝒇𝒓𝒊𝒆𝒏𝒅𝒔.

𝑰 𝒂𝒍𝒔𝒐 𝒍𝒐𝒗𝒆 𝒎𝒚 𝒋𝒐𝒃 𝒃𝒆𝒄𝒂𝒖𝒔𝒆 𝒊𝒕𝒔 𝒂 𝒏𝒐𝒃𝒍𝒆 𝒑𝒓𝒐𝒇𝒆𝒔𝒔𝒊𝒐𝒏 𝒘𝒉𝒊𝒄𝒉 𝒈𝒊𝒗𝒆𝒔 𝒎𝒆 𝒋𝒐𝒃 𝒔𝒂𝒕𝒊𝒔𝒇𝒂𝒄𝒕𝒊𝒐𝒏.

𝑰 𝒉𝒂𝒗𝒆 𝒃𝒆𝒆𝒏 𝒆𝒙𝒕𝒆𝒏𝒔𝒊𝒗𝒆𝒍𝒚 𝒕𝒓𝒂𝒊𝒏𝒆𝒅 𝒂𝒏𝒅 𝒄𝒆𝒓𝒕𝒊𝒇𝒊𝒆𝒅 𝒕𝒐 𝒅𝒐 𝒎𝒚 𝒘𝒐𝒓𝒌.

𝑷𝒍𝒆𝒂𝒔𝒆 𝒇𝒆𝒆𝒍 𝒇𝒓𝒆𝒆 𝒕𝒐 𝒈𝒆𝒕 𝒊𝒏 𝒕𝒐𝒖𝒄𝒉 𝒂𝒏𝒅 𝒍𝒆𝒕 𝒎𝒆 𝒉𝒆𝒍𝒑 𝒚𝒐𝒖 𝒕𝒐𝒐.

𝑪𝒂𝒍𝒍 / 𝑾𝒉𝒂𝒕𝒔𝑨𝒑𝒑 07034720537

Artificial Intelligence & The Future of the Insurance Industry

2024-10-03T02:59:00.006+01:00

The Chartered Insurance Institute of Nigeria (CIIN) Offices Representatives Committee (CIIN-ORC) holds the BENEFITS OF (AI) ARTIFICIAL INTELLIGENCE TO THE INSURANCE INDUSTRY, today, 3/10/2024.

The Theme for the workshop event is ‘AI & The Future of the Insurance Industry’, it will take place at the NEM Insurance Plc Conference Hall, which is at Obanikoro, Ikorodu Road, Lagos by 9am prompt.

The Guest Speaker for the event is the Managing Partner, A4S & Training Heights Dr. Orlando Odejide, while the Chief Executive Officer & Co-founder, Tsaron Technologies, Limited Jimi Fasina, is the Co-speaker.

People attending the event physically are to pay a fee of N30,000, while those participating virtually N20,000.

Life Assurance

2024-05-03T15:56:00.005+01:00

Introduction to LIFE ASSURANCE

The Primary purpose of Life Assurance is to lessen the hardship which may result from AN UNTIMELY DEATH and RETIREMENT.

Now we are saying that life assurance is very important because death can come at anytime. If a man has life assurance policy and he dies , his beneficiaries will be compensated. Its called DEATH BENEFIT.

HOW DOES IT WORK?

Eg...... if a person picks a life assurance policy and he has a projection to save 20million Naira for 10 years. Now maybe after 2 years, he has only saved 700 thousand Nair only and the policy is still ACTIVE, then he dies.

Life Assurance company will pay the beneficiary/ies 20 million naira, The 20 million he hasnt contributed.

Why?

Because there is life cover on his policy. But if the he survived till 10 years he will collect his maturity benefit.

Life assurance is also very useful for retirement purposes. A man that is working now should also be planning towards retirement.

Life Assurance is designed to protect against the hazard of dying too soon or living too long.

Other benefits of Life Assurance.

1. Savings & Investment

2. Additional collateral for loan in the bank/policy balance

3. Tax Rebate/Relief

4. Guarantees future education of a child

5. Retirement purposes

6. Income protection for the family in case of eventualities.

Etc........

Life Assurance policies are similar to having a savings plan in other financial institutions but with additional benefits as an insurance company.

Benefits of Life Assurance Policies

1. Life cover / death benefit. If a man has a life assurance policy and the unexpected happens to him, his beneficiary/ies get compensate. Eg a man that has a savings plan of 5 years looking at contributing 5,000,000 and he is saving it monthly or quarterly or half yearly or annually, if he has contributed little and dies eg maybe he has only done 600,000. his beneficiary/ies will receive that 5,000,000 he was targeting because there is life cover. That is what makes us insurance company and different form other financial institutions like banks etc..

If he survives till maturity, he will still receive his 5,000,000 with interest.

2. Tax Rebate/ relief. When a man has a life assurance policy, it reduces the rate of tax they pay.

Eg if you and 1 work in the same place, and we both have total annual incmone of 10m each and we both pay tax of 2m each. That means our take home annually is 8m each.

Now if you have a life assurance policy and let us say you are paying 1m annually, you will receive a tax rebate certificate to submit where you work based on law. So that 1m you pay for your life assurance policy will be deducted from your annual tax charges. That means 2m - 1m = 1m . So you will only be paying 1m for tax while the other 1m goes for your life assurance policy premium. While me who does not have a life assurance policy is just wasting 1m annually by paying 2m as tax.

3. Collateral for loan:- when you have a life assurance policy, you can use your policy document that will be issued to you as a client to get loan from any financial institution eg banks.

4. Loan policy benefit:- it means you can also get a loan from your account balance from your policy.

5. Fatal Accident/permanent disability benefits:- when you have a life assurance policy, it gives you those covers too.

6. Bonuses/interest:- all policies have different interest rates to your savings based on type of policy purchased.

For the products

There are different kinds of policies based on what indicated wants and duration.

Eg 1 year plan, 2 years and above.

Some product matures just once while some has 3 maturity stages. So it depends on individual needs/ want.

Education Endowment plan

Ordinary Endowment plan

Personal investment

Short term Savings plan

Long term savings plan

Retirement plan

Triple payment plan

Etc

Massive Recruitment for Unit Managers @ Custodian Life Assurance

2023-08-21T15:24:00.004+01:00

Custodian Life Assurance Limited (formerly Crusader Life Assurance Limited) is one of the leading and specialist insurance company in Nigeria.

Custodian Life Assurance Limited (CLA) is the subsidiary of Custodian Investment PLC, the holding company which is quoted on the Nigerian Stock Exchange.

We are recruiting to fill the position below:

Job Title: Unit Manager

Location: Lagos

Job Type: Full-time

Description

Training and Recruiting New Advisors.
Providing excellent financial guidance and advice to Advisors.

Requirements

You must have at least minimum of 5 team members before applying.
You must have minimum of 3 years experience in the insurance industry.
You must have the Ability to convince someone else to buy a necessary and beneficial insurance products.
Having NAICOM LICENSE will be an additional benefit.

Responsibilities:

Create and implement a structured plan to achieve set targets.
Develop strong, ongoing relationships with your team members.
Writing reports and providing management with weekly feedback.

Qualifications

Possess a Higher Institution Degree in any discipline. (OND, HND, B.SC).

Interested and qualified candidates should send their CV to employmentngjobs@gmail.com or akanbijames@gmail.com

NOTE:- Only shortlisted candidates will be contacted.

Vacancy for Unit Sales Managers @ Custodian Life Assurance

2023-04-20T11:45:00.001+01:00

Custodian Life Assurance Limited (formerly Crusader Life Assurance Limited) is one of the leading and specialist insurance company in Nigeria.

Custodian Life Assurance Limited (CLA) is the subsidiary of Custodian Investment PLC, the holding company which is quoted on the Nigerian Stock Exchange.

We are recruiting to fill the position below:

Job Title: Unit Sales Manager

Location: Lagos

Job Type: Full-time

Description

● Smart, vibrant young men and women with minimum of 28 years old.

●Experience: 3 - 5 in the Insurance industry.

Requirements

●Must have minimum of 5 team members before applying.

●Good presentation skill.

●Building collaborative relationships, highly developed, demonstrated teamwork skills.

●A creative thinker.

●Must be expressive and know how to make business sales pitch.

●Know how to handle objections and close deals.

Qualifications

●Possess a Higher Institution Degree in any discipline. (OND, HND, B.SC).

●Completed the mandatory NYSC programme

Application Closing Date

15/05/2023

How to Apply

Interested and qualified candidates should send their CV to employmentngjobs@gmail.com

NOTE:- Only shortlisted candidates will be contacted.

NSIA Insurance Improves health product

2023-04-18T18:24:00.004+01:00

NSIA Health Insurance in collaboration with one of the largest health insurers – Hollard, has launched their upgraded Health Insurance Plan with more benefits.

A statement from the underwriting firm said the product caters to companies looking to insure their key resources, and doubles as a solution for multinationals seeking to harmonize their health insurance benefits across Africa, and the world. It offers a combination of plans that provides optimized coverage according to budget, wherever your employees are in the world.

According to the firm, the plan has four areas of cover from which customers can choose:

Area of cover 1: Africa and India; Area of cover 2: Africa, India and Europe;

Area of cover 3: Worldwide excluding USA and

Area of cover 4: Worldwide.

Other benefits include: chronic condition management, telehealth, 24/7 call center, evacuation & out-of-country care, employee assistance programme, and more.

The goal of the revamped product, it noted is to tackle high levels of out-of-pocket expenses for healthcare. This also showcases NSIA Insurance’s commitment to provide quality healthcare experience to existing and prospective clients.

“A healthy team is a productive team and having NSIA Insurance as your Health Insurance partner shows that you are passionate about investing in the power, efficacy and well-being of your people,” said Managing Director of NSIA Insurance Limited, Moruf Apampa.

Speaking on customer welfare, the MD/CEO added that “One of our strategic objectives for 2023 is customer-centricity, and this new product is in line with this strategy. We’re confident that this partnership will enable our customers access premium medical cover for themselves and their loved ones.”

About NSIA Insurance Limited

NSIA Insurance Limited is a leading composite insurance company driven by integrity, care, innovation, and professionalism. The head office is in Lagos, with a strong regional presence in Abuja and an extensive network in strategic states across the country. NSIA Insurance offers a wide range of insurance services at competitive rates to meet the changing financial, investment, and lifestyle needs of its corporate, commercial, and individual customers.

NSIA Insurance Limited (Nigeria) is part of NSIA Participations, which is currently present in 12 African countries; namely, Benin, Cameroon, Congo, Côte d’Ivoire, Gabon, Ghana, Guinea, Guinea Bissau, Mali, Nigeria, Senegal, and Togo.

NAICOM, PenCom move to solve annuity impasse in Niger Insurance, Standard Alliance

2023-04-16T16:56:00.002+01:00

The National Insurance Commission (NAICOM) and National Pension Commission (PenCom) have being engaging on how to ensure payment of annuitants in the liquidated Niger Insurance Plc and Standard Alliance Plc, Inspenonline can report.

This medium leant that the engagement was initiated by PenCom, as it is worried over the conditions of annuitants, who have not been paid monthly pension benefits since the companies operational licences were cancelled by NAICOM.

Shareholders of both firms have gone to court to challenge NAICOM on its decision to cancel their operational licences.

NAICOM had June 28, 2022 announced the cancellation of operational certificates of Standard Alliance Insurance Plc, RIC – 091 and Niger Insurance Plc, RIC – 029 with effect from the 21st day of June, 2022.

It noted that consequently, the commission has appointed Sanya, Ogunkuade Esq of Plot 217, Upper Grace Plaza, 3rd Floor (Left Wing), Shetima Munguno Crescent, Behind Julius Berger Equipment Yard, Utako, Abuja as the Receiver/Liquidator for Niger Insurance Plc and, Kehinde Aina Esq of Aina Blankson LP, 5/7, Ademola Street, SW Ikoyi, Lagos as the Receiver/Liquidator for Standard Alliance Insurance Plc.

NAICOM said all stakeholders are advised to forward their enquiries to the respective Receiver/Liquidator for each company for their necessary action.

The Commission assured all stakeholders of the safety and protection of their interests.

Mike Bamiloye @63

2023-04-13T14:09:00.002+01:00

Happy birthday Daddy Mike Bamiloye.

Your unparalleled love for Jesus is so inspiring.

Thank you for yielding to the call and becoming a blessing to many.

Keep growing in the knowledge and image of God Almighty.

We love you.

Hip!

Hip!!

Hip!!!

Supreme Court Orders Old N200, N500, N1,000 Notes To Remain In Circulation Till.....

2023-03-03T13:07:00.003+01:00

The Supreme Court on Friday ordered that old N200, N500, N1,000 notes remain in circulation till December 31, 2023.

The apex court also nullified the Federal Government’s naira redesign policy, declaring it as an affront to the 1999 Constitution.

Justice Emmanuel Agim, who read the lead judgement, held that the preliminary objections by the defendants (the Attorney General of the Federation, Bayelsa and Edo states) are dismissed as the court has the jurisdiction to entertain the suit.

Citing Section 23(2)1 of the constitution, the court held that the dispute between the FederaL Government and states must involve law or facts.

The apex court further held that President Muhammadu Buhari in his broadcast admitted that the policy is flawed with a lot of challenges.

IT’S OFFICIAL: INEC declares Tinubu winner of presidential election

2023-03-01T10:44:00.006+01:00

Bola Tinubu, the candidate of the All Progressives Congress (APC), has been declared the winner of 2023 presidential election.

Mahmood Yakubu, chairperson of the Independent National Electoral Commission (INEC), announced the results in the early hours of Wednesday 1st of March, 2023.

Yakubu said Tinubu secured a total of 8,794,726 votes.

Atiku Abubakar of the Peoples Democratic Party (PDP) had the second-highest figure with 6,984,520 votes, while Peter Obi of the Labour Party (LP) was next with 6,101,533 votes.

“I now perform my responsibility as chief returning officer of the federation,” the INEC chair said.

“I, professor Mahmood Yakubu, hereby certify that I am the returning officer for the 2023 general election. The election was contested.

“That Tinubu Bola Ahmed of the APC, having certified the requirements of the law, is hereby declared the winner and is returned.”

Yakubu added that the issuance of the certificate of return to Tinubu will take place at 3pm on Wednesday.

See the full breakdown of the result below.

A – 61,014

AA – 14,542

AAC – 14,608

ADC – 81,919

ADP – 43,924

APC – 8,794,726

APGA – 61,966

APM – 25,961

APP – 12,839

BP – 16,156

LP – 6,101,533

NNPP – 1,496,687

NRM – 24,869

PDP – 6,984,520

PRP – 72,144

SDP – 80,267

YPP – 60,600

ZLP – 77,665

Job Vacancy - Leadway Assurance Company Limited - Insurance Advisor (Sales/Marketing)

2023-02-02T03:07:00.001+01:00

Leadway Assurance is a leading insurance company and non banking financial solutions provider in Nigeria leveraging on our strategic capabilities in other selected markets. Our policies are tailored towards our customers business needs.

We are recruiting to fill the position below:

Job Title: Insurance Advisors (Sales/Marketing)

Location: Lagos Job

Type: Full-time

Description

Leadway Assurance Company Limited (‘LEADWAY’) is one of Nigeria’s foremost insurance service companies, with a reputation for service efficiency and customer reliability.
We continually insure happiness, inspire talents and build excellent leaders. People are at the centre of Leadway as a company. They are at the heart of our shared values to insuring happiness.
We are a non-discriminatory organisation seeking adaptive, goal-driven individuals to attend to our businesses interests which span Life and General Insurance Businesses, Portfolio management, trusts and property management.

Requirements

You must be Passionate about selling.
You must be Persistent and Proactive.
You must have the Ability to convince someoneelse to buy a necessary and beneficial insurance products.

Responsibilities:

Create and implement a structured plan to achieve set targets
Develop strong, ongoing relationships with prospects and customers.
Writing daily reports and providing management with weekly feedback

Qualifications

Possess a Higher Institution Degree in any discipline. (OND, HND, B.SC).
Completed the mandatory NYSC programme

Application Closing Date

28/02/2023

How to Apply

Interested and qualified candidates should send their CV to s-akanbi-james@leadway.com

NOTE:- Only shortlisted candidates will be contacted.

NAICOM may extend implementation date of new premium regime

2023-01-02T10:18:00.004+01:00

The new motor insurance premium rates announced late 2022 by National Insurance Commission (NAICOM) which ought to fully commenced yesterday January 1, 2023, may be considered for an extension by the insurance regulator.

It was discovered that some Insurers, brokers, motorists and activists, have stampeded NAICOM with request for extension on the date to enable them prepared for the new regime.

Most of the stakeholders are not opposed to the premium and claims, but they are against the short time given to motorists to comply.

Another concerned expressed by the aggrieved stakeholders is the intensed political situation of the country. They are worried that plights of motorists should not be compounded as they are struggling to buy fuel due to soar pump price brought about by scarcity of the product.

A broker who expressed misgivings on the short time given for implementation of the policy, stated that most brokers have sent out quotations to their clients and it wouldn’t be proper to proceed to withdraw the quotations now, as that would show that they are not on the same page with their regulator.

NAICOM may announce new extension date immediately after the new year holiday.

Mike Bamiloye- 2023 Prophetic declaration

2023-01-02T06:37:00.001+01:00

MAY WE KNOW HOW TO RUN FROM SPIRITUAL ASSASINS!

Matthew 2:13-15 NKJV

[13] Now when they had departed, behold, an angel of the Lord appeared to Joseph in a dream, saying, "Arise, take the young Child and His mother, flee to Egypt, and stay there until I bring you word; for Herod will seek the young Child to destroy Him."

[14] When he arose, he took the young Child and His mother by night and departed for Egypt,

[15] and was there until the death of Herod, that it might be fulfilled which was spoken by the Lord through the prophet, saying, "Out of Egypt I called My Son."

All through the Year 2023.

May you receive the ability to hear His instructions for definite Directions.

All through the Year 2023.

May your Visions and Callings not die prematurely.

May Herods of this World nit murder or Assasinate your Calling and Visions and Destinies.

May you continually hear The Voices of the Holy Spirit whenever He commands you to RUN WITH YOUR VISIONS AND HIDE FROM spiritual and ministerial ASSASINS.

May you not be clothed with PRIDE as to wait and sit when you are to RUN with your Calling and Visions to avoid being terminated before Manifestations.

Jesus Christ survived been assisted as a Child when the Ministry has not yet Manisfested.

He survived because those who carried Him heard the Voice of God and obey.

Just Imagine for a minute.

If Joseph had not heard The Voice of God.

Just imagine if he heard the Instruction of God but refused to obey.

Then the he would have endangered the Child who came to the world to save the World.

May you not endanger the Vision commuted in your care for the Salvation of Multitudes.

May PRIDE AND ARROGANCE not make you disobey the Voice of God and play into the hand of the ASSASINS of Vissions and Calling.

May your Visions not Dir before Manifestations.

May your Calling Survive all the Plotting of Evils in this year 2023.

May you hear when the Lord speaks.

And May you obey when you hear His Instructions.

If the Angel could order Joseph to carry Jesus and Run to Egypt till the enemies are dead, then, get ready to Protect your Visons and Calling and. ministry and Mandates with all your efforts from the Plans and plotting of the Evil Ones in 2023.

You shall triumph!

You shall Excel!

You shall Break forth!

Welcome to the Season of Abundant Harvest.

Bishop Oyedepo- 2023 Prophetic declaration

2023-01-01T12:49:00.001+01:00

The man of God said The year 2023 shall be a year of wildfire spiritual awakening in our midst, where every Winner shall be walking in the fear of God as a new way of life, thereby attracting multitudes to Christ and this church.

The year 2023 shall be a year of the outbreak of light that will lead to a supernatural change of story for us as individuals.

There shall be a new dimension of explosive church growth in the year 2023 above all that we ever heard or experienced as a commission till date.

There shall be the rise of an army of giants, the kind the world has never known from our midst in 2023, the darkness and gloominess hovering over the world notwithstanding.

There shall be a rise of global solution providers among us in the year 2023.

There shall be a rise of globally ranked financiers from this commission from the year 2023 onwards.

God shall be turning men and women, boys and girls in this commission into signs and wonders; individuals that shall be operating on the frequency of the supernatural in their various fields of endeavours

Pastor Paul Enenche, Dunamis - 2023 Prophetic declaration

2023-01-01T12:44:00.000+01:00

The senior pastor of Dunamis International Gospel Center, Pastor Paul Enenche has prophesied a new dawn for the country.

The man of God who released the 2023 prophecy during the crossover night at the church’s headquarters, Glory Dome Abuja, declared that light has come to Nigeria.

The gospel preacher said the glory of God would be restored to the nation and in the lives of church members in the new year.

He said, “The Glory of your life, family, community, the Church in Nigeria, the Glory of this Church and the Glory of our nation Nigeria is rising in this season.

“Light is in your hands, I prophesy a Light explosion! Every trace of the power of darkness around your life, family and our nation, I declare that they are buried by Light!

“Step into your season of honour, dignity and distinction, Nigeria! Step in! Unusual, stupendous and Supernatural supplies! Royalties, kings and nobles, they shall look for you! And they shall submit! And for you, your tenure on the ground floor has expired!

“2023! Light has come! To Nigeria! To your family! To my family”!

Daddy Adeboye - 2023 prophetic declaration

2023-01-01T12:34:00.001+01:00

The General Overseer of the Redeemed Christian Church of God, Enoch Adejare Adeboye has made a prophecy for 2023.

The powerful declarations were made on January 1, 2023, by the servant of God who was born on March 2, 1942, in Ifewara, close to Ife, in the then Southern Region of British Nigeria.

Read the RCCG prophetic declaration for 2023 below.

“Lord Jesus, I come before You today with a broken and contrite heart full of repentance. Please, forgive me all my sins. Today, I surrender my life to You, I believe that Jesus is Lord and I confess it with my mouth. Jesus, come into my life and save my soul from eternal destruction in hellfire. In Jesus’ name I pray.”

Behold, in 2023, God is doing a new thing; now it shall spring forth. He will even make a way in the wilderness, and rivers in the desert for me in Jesus name.

I decree and declare that in 2023, I experience exponential growth all round. My relationship with God grows, my love for people grows, my finances grows, my peace grows, my business grows, my wisdom grows, my relationships grow in the name of Jesus.

I decree and declare that in 2023, every negative thing in my life diminishes and dies. Poverty dies, evil dies, sickness dies, flesh dies, foolishness dies, stagnancy dies, disfavor dies, delay dies, confusion and dullness dies in Jesus mighty name!

I decree and declare that this year, I trust in the LORD with all my heart; and I do not lean on my own understanding. In all my ways, I acknowledge Him, and He directs my paths in the name of Jesus.

I decree and declare that I set goals that align with God’s will for my life. I stand upon my watch, and I set me upon the tower, and watch to see what the Lord will say unto me in the name of Jesus.

I decree and declare that I am not wise in my own eyes. I do not follow the path that I think is right. Instead I rely completely on the Lord this year in Jesus name.

No weapon fashioned against me now and in future shall prosper. And every tongue that rises against me is condemned already. Every battle in the heavenlies are won in favour of the angels conveying my blessings today.

I declare that God is able to do exceedingly abundantly above all I could ever ask or think. His thoughts towards me are thoughts of peace, to bring me to an expected end in Jesus name.

I decree and declare that eyes have not seen, ears have not heard, neither has it entered into the hearts of men, what He has in store for me in the name of Jesus.

through him. Lord of peace, may You grant Him and His family peace at all times and in every way (2 Thess. 3:16). May You equip Him with everything good for doing Your will, and may You work in Him what is pleasing to You, through Jesus Christ, to whom be glory for ever and ever. I ask You to deliver him from people who have wrong motives. I also pray that his ministry will be well received; that he will have joy in his ministry; and that he will always feel strong and refreshed in his spirit, soul, and body. I decree and declare may the wisdom and inspiration of the Almighty upon him never cease and the grace of God will continually dwell with him and his entire household, may they continue to enjoy Your faithfulness in the mighty name of Jesus.

Thank You Holy Spirit for all the testimonies and miracles coming through these prayers. May they be permanent in Jesus name.

Father, let everybody joining in to say this declarations all over the world experience great miracles throughout this month. May we have numerous testimonies in Jesus name.

Happy New year!

2023-01-01T12:27:00.001+01:00

Welcome to year 2023.

This year shall be our year of DAILY TESTIMONY from today, January 1st 2023 to December 31st, 2023 in the name of Jesus.

Kindly key into the above declaration and so shall it be for us all in the name of Jesus. Amen

Happy New Year!

Dr D.K Olukoya - 2023 Prophetic Picture

2023-01-01T11:40:00.000+01:00

𝐌𝐎𝐔𝐍𝐓𝐀𝐈𝐍 𝐎𝐅 𝐅𝐈𝐑𝐄 𝐀𝐍𝐃 𝐌𝐈𝐑𝐀𝐂𝐋𝐄𝐒 𝐌𝐈𝐍𝐈𝐒𝐓𝐑𝐈𝐄𝐒 International Headquarters, Lagos, Nigeria.

PROPHETIC PICTURE OF THE YEAR 2023 by Dr. Daniel Olukoya (G.O. MFM Worldwide)

1. This year is a year to wage a very serious war against the spirit of procrastination.

2. This is a year when the flesh must be mortified if you want to avoid trouble.

3. It is going to be a year of recovery and turn around restoration to so many people.

4. A year when God will humble the proud who think they have it all.

5. It is a year when serious prayers against violent revolutions and overthrows are required.

6. It is a year of strange war against your attention; avoid distractions. There will be a mental, emotional, health, spiritual, and physical war. The enemy will try to attack in every manner.

7. We need to pray against strange attacks from the waters.

8. A year we need serious prayers against the spirit of lack and famine.

9. A year of divine judgement against wicked and corrupt leaders.

10. This is a year where God will break His silence this year to deal with evil and wickedness.

11. A year where a lot of uncompleted destiny projects will be completed this year.

12. This is a Psalm 23 year; a year where those who rely on God will boast about their God.

13. A year believers should pray and break embargoes and dismantle evil monopolies.

14. A year of the disgrace of fake, hypocritical, and powerless religions.

15. A year the Lord will dismantle mighty men who stand in the way of God.

16. The Lord will fight like a Mighty Terrible One to deliver His children.

17. A year where it is extremely dangerous for the sheep to stray from the shepherd and for you to discard good advice.

18. A year of judgement for those who convert the altars of prayer to dens of thieves.

19. A year of judgement for those who wickedly take innocent blood. Mark those words!

20. A year of correction, confrontation, and change for those who want to move forward.

21. A year of joy for couples waiting on the Lord for babies.

22. A year of regret of judgement for ritual killers and their activities shall backfire.

23. A year of tragedy for youths who refuse to exhibit sexual control.

24. A year where testimonies will drive much of the next move of God.

25. A year to form the habit of seeking and receiving help from heaven.

_*Two books of the Bible are essential for this year. Take time and study them. One is Psalm 23, and the other is Isaiah.*_

26. A Psalm 23 year for those standing for God.

27. A year we must seriously pray that the mercy of God will push back the judgement stretched out against our world by heaven.

28. We must pray against the miscarriage of God's will in this season.

29. A year to key into Isaiah.

30. For those who are 100% obedient to God, a year of comfort and glory.

*THE STRATEGIES FOR SUCCESS IN YEAR 2023*

1. Always be sincere and authentic before God.

2. Become a prayer addict.

3. Be involved in praise revival.

4. Be quick to forgive.

5. Be teachable.

6. Be a giver not only in material ways but also in spiritual ways.

7. Guard your heart with all diligence.

8. Believers need the cover of the blood of Jesus in this particular year.

9. Pray for the grace to die to the flesh daily.

10. Pray that God ransoms you from the power of the grave and of death.

ESSENTIAL PRAYERS FOR THIS YEAR – FOR OURSELVES

1. I shall not be used as a sacrifice by the powers of darkness in the name of Jesus.

2. Vampire powers, hear the Word of the Lord, drink your own blood, and eat your own flesh, in the name of Jesus.

3. Harvest must meet harvest in my life, in the name of Jesus.

4. My Father, by your ordained prophet, preserve me this year, in the name of Jesus.

5. My Father, deliver me from every agenda of destiny impotence, in the name of Jesus.

6. My Father, let the wickedness of the wicked expire, in the name of Jesus.

7. O God, arise and always over-answer my prayers this year, in the name of Jesus.

8. My body, hear the Word of the Lord, reject infirmity, in the name of Jesus.

Merry Christmas

2022-12-25T12:51:00.004+01:00

Joy to the world,

the Lord is come

Let Earth receive her King

Let every heart prepare Him room

And Heaven and nature sing

And Heaven, and Heaven, and nature sing.

Remember, Jesus is the reason for the season 🙏

…………(¯`O´¯)

…………*./ | \ .*

…………..*♫*.

………, • ‘*♥* ‘ • ,

……. ‘*• ♫♫♫•*’

….. ‘ *, • ‘♫ ‘ • ,* ‘

….’ * • ♫*♥*♫• * ‘

… * , • Merry’ • , * ‘

.* ‘ •♫♫*♥*♫♫ • ‘ * ‘

…’ ‘ • Christmas . • ‘ ‘ ‘

‘ ‘ • ♫♫♫*♥*♫♫♫• * ‘ ‘

…………..x♥x

…………….♥

Merry Christmas 🎅 🎄 ❤

Vacancy For Sales and Marketing Representatives @Leadway Assurance

2022-12-06T12:56:00.004+01:00

Leadway Assurance is a leading insurance company and non banking financial solutions provider in Nigeria leveraging on our strategic capabilities in other selected markets.Our policies are tailored towards our customers business needs.

We are recruiting to fill the position below:

Job Title: Sales and Marketing Representative

Location: Lagos

Job Type: Full-time

Description

Leadway Assurance Company Limited (‘LEADWAY’) is one of Nigeria’s foremost insurance service companies, with a reputation for service efficiency and customer reliability.
We continually insure happiness, inspire talents and build excellent leaders.
People are at the centre of Leadway as a company. They are at the heart of our shared values to insuring happiness.
We are a non-discriminatory organisation seeking adaptive, goal-driven individuals to attend to our businesses interests which span Life and General Insurance Businesses, Portfolio management, trusts and property management.

Requirements

You must be Passionate about selling.
You must be Persistent and Proactive.
You must have the Ability to convince someoneelse to buy a necessary and beneficial insurance products.

Responsibilities:

*Create and implement a structured plan to achieve set targets

* Develop strong, ongoing relationships with prospects and customers.

*Writing daily reports and providing management with weekly feedback

Qualifications

Possess a Higher Institution Degree in any discipline. (HND, B.SC).
Completed the mandatory NYSC programme

Application Closing Date

31/12/2022

How to Apply

Interested and qualified candidates should send their CV to s-akanbi-james@leadway.com

NOTE:- Only shortlisted candidates will be contacted.

NAICOM - Insurance Assets hits Trillion.

2022-10-18T15:29:00.002+01:00

Nigeria’s insurance industry’s total assets grew to about N2.3 trillion in the second quarter of 2022, indicating an increased growth rate of 11.9 per cent over the first quarter. The National Insurance Commission (NAICOM) made this known during the week in a bulletin on Insurance Market Performance made available by its spokesman, Rasaaq Salami.

Gross premium income in the second quarter of 2022 stood at N369.2.8billion, a notable performance indicating a 20.1per cent growth rate compared to the same period of the previous year and an impressive 65.0per cent, quarter on quarter. The continued steady growth from the first quarter of the year correlates with the current performance of the period under review.

The market data reveals that the industry grew 20.1% higher than the national real Gross Domestic Product (GDP) of 3.5% during the same period. This indicates the industry’s impressive performance given the recent trajectory. Proportional participation of each class of business is provided for in Chart 1, suggesting the continued improvement of the life Insurance business as driven by its component of the Individual Life.

According to his statement, the industry’s financial position indicated a total of N1.2 trillion in assets in Non-Life Insurance while Life Insurance stood at about N1.1trillion, while the insured recorded gross claims of N174.8 billion in the second quarter of the year, representing 47.3 per cent of premiums collected during the period.

It noted that gross claims made in the second quarter of the year indicated a 0.2 per cent growth compared to the corresponding period of 2021, which reflects the professional underwriting capacity of the industry driven by the intensified regulatory activities of the commission,’’ the report stated. The market report indicated that net claims paid were N148.2billion, signifying 84.8 per cent of claims made during the period.

Tope Alabi - ‘Street Praise’ - her 52nd Birthday

2022-10-14T14:37:00.001+01:00

One of the greatest Gospel music minister, Tope Alabi is set for a glorious 52nd birthday celebration as she is planning to hold a 'Street Praise' to commemorate her new age.

This announcement was made through her social media page, where she disclosed that her 52nd birthday would be marked with a 'Street Praise'

Theme : "The Stone Is Rolled Away." Tope Alabi enjoined everyone to join her in commanding the angels to roll away every stone blocking their glory.

Tope Alabi will not be on stage alone that day, but would be there with the following gospel Ministers

1. Chigozie Wisdom

2. Esther Osaji

3. Pita

Date:- 27th October 2022.

Venue:- NIJ Open Ground, between WAEC and Area 'G' Police Command, Ogba, Lagos.

Time:- 4pm Prompt.

HALLELUJAH CHALLENGE (Double Portion) - Nathaniel Bassey

2022-10-14T11:53:00.004+01:00

The popular gospel singer Nathaniel Bassey has revealed the details for the October 2022 edition of his global programme 'Hallelujah Challenge'.

The October 2022 edition of the highly anticipated 'Hallelujah Challenge' is themed “Double Portion” and it will be preceded by fasting and prayer.

Date :- 17th to 26th of October 2022.

Time: 11:59pm (WAT)

Venue: Nathaniel Bassey's social media pages (see poster for details).

Hallelujah Challenge is a one-hour praise and worship midnight activity initiated by Nathaniel Bassey in 2017.

EIGHT ( 8) PLANTS that EAT Animals (Carnivorous Plants)

2022-10-10T02:47:00.008+01:00

Carnivorous plants are plants that derive some or most of their nutrients from trapping and consuming animals or protozoans, typically insects and other arthropods.

They also generate some of their energy from photosynthesis. These are plants that have adapted to grow in places where the soil is thin or poor in nutrients, especially nitrogen, such as acidic bogs.

Carnivorous Plants can be found on all continents except Antarctica, as well as many Pacific islands.

In 1875, Charles Darwin published Insectivorous Plants, the first treatise to recognize the significance of carnivory in plants, describing years of painstaking research.

1. PITCHER PLANT

All that’s left of unfortunate frogs caught by this plant are little frog slippers.

The skin on the frogs’ feet is the only part the plant doesn’t digest.

2. VENUS FLYTRAP

The leaves of the Venus flytrap snaps shut if its tiny hairs are brushed twice by an unsuspecting bug.

3. YELLOW PITCHER PLANT

The leaves of this meat-eating plant fill with rainwater. Bugs fly in, but they don’t fly out!

4. COBRA LILY

Bugs get confused by the translucent windows in the plant’s leaves. They think they’re escaping, but they’re really flying deeper inside.

5. BUTTERWORT

Butterwort bristles have gluey hairs that snag insects until the plant’s digestive juices do their work.

6. MONKEY CUP

Insect larvae feed on the leftovers found inside the cups of these plants.

Thirsty bugs are drawn to what look like raindrops on the leaves. But the “water” is actually a glue-like substance to trap insects. Talk about a sticky situation!

8. BIG FLOATING

These plants live in the water and trap tiny aquatic animals in their cup-shaped leaves.

Mike Bamiloye & Wife, celebrates 34th Wedding Anniversary.

2022-10-08T11:11:00.000+01:00

The President of Mount Zion Movie, Mike Bamiloye celebrates his 34th wedding anniversary with his Wife today, 8th of October, 2022.

They have been together in the school that Noone graduates from (marriage) for the past 34 years, kindly see his words below to his wife, after 34 years of marriage.

"TO GLORIA THE MOST PRECIOUS GIFT

On October 8th, 1988, on our Wedding Day, a member of our ministry met me as I was coming out of the Wedding Reception and said this profound statement that I have never forgotten since that day.

She said: "Bro Mike, Our ministry has now just began" And that was after three years that our ministry had began, a ministry member saying it was the day I go married the ministry actually began. I did not understand the statement, until I began to understand through diverse experiences.

Today, on the thirty fourth year of the marriage that began 34 years ago, I can confidently say with proper understanding, that I would never have gotten any successful ministry without You GLORIA OLUSOLA ALABA.

If my God had not had mercy on me and had prevented all those sisters I had blindly proposed to initially to turn down my proposals,

If any of them had said YES to my proposals, I would have missed it in life and for ever, because I would have missed marrying you, GLORIA OLUSOLA ALABA.

But God had mercy on me, they all turned down my proposals and I thought God was against me, not knowing that God was planning my future for me by guiding my feet to the actual bone of my Bone and Flesh of my Flesh.

I therefore, thank the Lord God of Heaven, that I did not make the greatest mistake of my life.

I FOUND YOU.

I COUNT MYSELF VERY FORTUNATE IN LIFE, FOR

GETTING MARRIED TO YOU.

NO Wonder things are working well for me.

No Wonder I am succeeding in ministry.

No wonder I am looking younger as I grow in age.

You have not overused me, I thank you.

I thank you for managing my Issues and Challenges.

No wonder, I have he peace I have.

AND NO WONDER I HAVE THE WONDERFUL CHILDREN I

HAVE: DAMMY, JOSHUA AND OLUWADARA.

Who could have given birth to these types of Classy,

Highly Intelligent and multi-talented children like these ones

If not SOMEONE like YOU.

GLORIA OLUSOLA ALABA,

I know I have not loved you enough,

I am trying to read some books on how to handle a Gold

SO, I am trying to know how to love someone like you.

I am eager to learn how to love you as expected.

Many times, my ministerial duties have taken me away from you.

I know.

I am in-between two options, many times,

To give you all the time you deserve,

Or to attend to the compulsory ministerial duties.

But you are more than the ministerial duties,.

But at the same time I must work the work of Him that sent me

While it is day, because the night cometh when no one can work again.

AND THEN, I WOULD REMEMBER THAT JESUS WHO SAID THAT

STATEMENT STILL WANTED ME TO GIVE YOU THE QUALITY TIME YOU DESERVE.

BECAUSE YOU ARE A MINISTRY YOURSELF

AND THIS IS WHERE I HAVE FAILED MANY TIMES.

AND THIS IS WHERE I ASK FOR YOUR FORGIVENESS TODAY.

Forgive all those times I have not given you the time you deserve.

I will try and change.

Forgive all those times I have shouted at you, when I am

Under Pressure of ministry and domestic needs,

I will try and trust God more and contain my emotions.

Forgive all those times I have bumped on you with CRAZY

AND OUTRAGEOUS VISIONS AND MISSIONS, which I said I received from God and I have not given you enough time to think about it or absorbed it.

I will try and find a better way to present Visions and Missions the Lord would lay on my heart .

GLORIA OLUSOLA ALABA,

You are a very big Voluminous Book, I have not read the book

To a Quarter of it, I am still discovering fantastic hidden riches locked

Up in you by the day.

The more I have more time to Read you,

The more I discover the Riches you Carry.

You are a very dutiful wife.

You give me good food at home,

so I don't have any reason to eat elsewhere.

You are deep and spiritual,

So I don't have any spiritual Issues to settle with you.

You feed your children well with the Word of God,

And You are very submissive.

No wonder, my children Dammy and Joshua

Have always been praying that the Lord

Would give them a wife like thier Mummy.

That was why It took Dammy and Joshua long time to find

A ladies like their Mother, because they are scarce.

And that has been why the Lord answered our prayers

By giving them LADIES that would be better than their Mother.

He gave Ella to DAMMY

and Gave TOLU to Joshua!

And God gave to DARASIMI,

A Great man of God,

LAWRENCE OYOR,

GLORIA

You are a rare Gem.

I thank the Lord for you Life.

I am so fortunate I was bold enough to approach you and

Proposed to you 37 years ago.

And I thank the Lord you obeyed the Lord to answer to my Proposal.

I thank the Lord we were married 34 years ago.

I thank the Lord we were blessed with a wonderful ministry.

I thank the Lord we are blessed with fantastic ministry members.

I Thank the Lord you have supported me all the way till now.

I thank the Lord for your Life.

I love you then.

I still do love you Now.

And I will continue to love you for life.

And in Heaven, since the Lord says The Two shall be One,

I am certain, that, We shall live together in one big Mansion

In the Heavenly City when we are done in the World.

God bless you, GLORIA OLUSOLA BAMILOYE".

Mike Bamiloye went further and said......

"YOUR LIFE SHALL STILL BE PRESERVED

THE LORD SHALL STILL KEEP YOU SAFE!

You shall still scale over all Huddles!

The Hand of the Lord shall still Lift You Up above Obstacles!

Above All Afflictions and Infirmities,

You shall still live Gloriously.

I AM FORTUNATE TO HAVE MARRIED YOU!

I AM BLESSED TO HAVE YOU FOLLOWING ME AROUND!

We Shall WALK UP AND DOWN IN HIS SERVICE TILL HE COMES OR CALLS US HOME!

You are a Great Woman of God!

A very Humble Woman and filled with the Spirit and Passion for God!

A Good Mother and very Caring!

IF NOT THAT I MARRIED YOU.

IF NOT THAT I MARRIED RIGHT!

I WOULD NEVER HAVE BEEN WHO I AM NOW!

I thank God I Married Right!

Happy Wedding Anniversary!

34 YEARS AGO!"

MAY GOD CONTINUE TO BLESS THEM.