We give you the same personal experience you give to your customers
Jensten Insurance Brokers has been providing insurance to the licensed trade since 1999. We don’t believe in call centres, and so we have a dedicated team at hand to help you with all enquiries. We pride ourselves on the service that we provide and the strong relationships that we have built over the years, which is why we provide support to some of the UK’s leading breweries and why we are the preferred insurance provider for Greene King.
So whether you are a pub owner or a new tenant we can provide you with the security of a tailor made insurance policy fit to the way you run your business, as well as peace of mind.
What type of pub insurance do you need?
Business Interruption insurance provides cover for the reduction in earnings as a result of an insured event occurring that disrupts normal day-to-day business. What this type of insurance covers you for is the continued running of your pub, protecting you from loss of earnings, and allowing you to continue to operate even though damage or loss has happened. It is estimated that 40% of businesses in the UK are under insured, and some even mistakenly believe that other policies will cover their loss of revenue in an event of an explosion, such as buildings and contents insurance. This is true however, these types of policies only cover the physical damages that occur, not the loss of earnings.
It is why when we assess your needs and review your Business Interruption insurance cover, we go through it in detail, making sure that if your pub is damaged or impacted by an event not in your control, you can still trade as normal as possible.
There is a lot to consider when you are running a pub and the less you have to worry about the better. However what would happen if your stock and contents were stolen or destroyed and you couldn’t afford to replace them on your own? Having adequate cover will provide you with the protection you need. Also some policies might be restricted in providing limitations in their cover whereas at Jensten Insurance Brokers we will do our utmost to provide you with a policy that meets your specific needs.
It’s important to get pub insurance to cover not just the customers who visit, but for the employees that serve. A pub full of customers is great for business; however where there is alcohol there is a risk through injury or accidents which could happen on your premises, in some cases the cost of these claims can run into millions.
When talking to Jensten Insurance Brokers, we’ll discuss your pub and the areas most important to you, and make sure we leave no stone unturned.
Who doesn’t love a party? DJ playing, alcohol is flowing, your pub bands are bringing the bodies in four nights a month. But what happens when someone gets injured and you weren’t covered to host four live events a month? At Jensten Insurance Brokers, we have a team that will go through your contract to make sure is tailored to your pub. It’s the little details that matter, could you afford to pay for a liability claim made against you?
Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels. The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.
Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at www.lloyds.com/brexittransfer
