"On Property" - Insurance Claim Tips Blog

Pittsburgh Tornado Insurance Claim Tips

ricktutwiler@publicadjuster.com (Rick Tutwiler) — Fri, 22 Oct 2021 18:09:34 GMT

Tornados that hit several townships have left many homeowners and businesses with significant damage, especially in the Fox chapel, Allison Park, Hampton and Franklin areas. Our local Pittsburgh Public Adjuster, Zach Flora reports widespread wind and tree damage. Policyholders with tornado damage need to understand some of the basic insurance claim adjusting procedures that will play an important role to achieve a fair, expeditious claim settlement and avoid delays. Insurance companies and their teams of catastrophe adjusters may be overwhelmed given the breadth and severity of the tornado damage in Pittsburgh and volume of calls. Here are some tips and common mistakes to avoid while preparing yourself for the insurance claim process.

Helping to Educate Policyholders in the Aftermath of Hurricane IDA

ricktutwiler@publicadjuster.com (Rick Tutwiler) — Thu, 09 Sep 2021 20:53:00 GMT

Happy to help educate policyholders in the aftermath of Hurricane Ida.

10 Things to Know About Hurricane Insurance Claims - Hurricane Ida

ricktutwiler@publicadjuster.com (Rick Tutwiler) — Tue, 31 Aug 2021 19:13:45 GMT

Here’s a good recent article to share that can help those impacted by Hurricane Ida work through their insurance claims. If you have questions or need assistance with a large loss from Hurricane Ida, we stand ready to help.

Hurricane Henri Update and Claim Damage Links - Public Insurance Adjusters Standby to Help You Obtain a Fair Settlement for Your Property Damage

ricktutwiler@publicadjuster.com (Rick Tutwiler) — Sat, 21 Aug 2021 17:58:04 GMT

There’s no question Long Islander’s & New Englanders endured their fair share of blizzards and wicked Nor’easters’, yet for some of our company’s public insurance adjusters who worked for northeastern clients 30-years ago after Hurricane Bob, it feels like yesterday. Making matters worse, Hurricane Henri is projected to make landfall at high tide and with a full moon and that may result in coastal flooding. Please prepare for potential days without power and stock-up sufficiently.

Tropical Storm Elsa Preparation Pre and Post Storm Insurance Claim Tips

tutwiler@publicadjuster.com (Charles R. Tutwiler) — Tue, 06 Jul 2021 18:04:00 GMT

As Tropical Storm Elsa approaches the Tampa Bay area residents need to take this storm seriously and prepare accordingly as the path continues to evolve. This type of storm can throw off tornado activity and pockets of heavy wind gusts. As a result, thousands of homeowners may be contacting their insurance company to file an insurance claim. Resources are likely to be stretched and frustration with claims will grow as our public insurance adjusters have seen with past storms. We want everyone to stay safe and also be in a condition to recover as best they can. Below are a few popular pre-storm claim tips that we always try to share with clients. Please feel free to pass them along. Bottom line – PREPARE NOW!

Champlain Towers Collapse – A Public Adjuster’s View

tutwiler@publicadjuster.com (Charles R. Tutwiler) — Fri, 02 Jul 2021 19:47:35 GMT

As the Champlain Tower collapse unfolds, people must understand this is a very fluid situation. Now is not the time to be pointing fingers but instead supporting the victims' families and conducting a thorough and objective investigation. That being said, as a 45-year veteran of insurance adjusting in Florida, I have seen and been involved in all types of condo claims in Florida for decades. I concur, water is the cause or should I say the most frequent cause of all insurance losses. Water damage has and still is occurring and causing failures of building components particularly in ocean side concrete structures.

Public Adjusters - The Policyholder's Champion

tutwiler@publicadjuster.com (Charles R. Tutwiler) — Wed, 30 Jun 2021 17:57:09 GMT

We were so glad to be able to work with Tampa Bay Times seasoned reporter Philip Morgan to help educate the public regarding insurance claims and the value of having a public adjuster professionally manage the claim. Read here: The Policyholder's Champion in Tampa Bay

The 2021 Florida Legislature Deja Vu, Insurance Reform Proposal- House Bill 305

tutwiler@publicadjuster.com (Charles R. Tutwiler) — Wed, 21 Apr 2021 15:53:00 GMT

So let me see if I have this right. Of course, I have this right! Déjà vu all over again. Within House Bill 305 there is language that not only treads on but stomps on the rights of two business entities which by the way are both licensed and pay fees to two branches of the Florida state government in order to conduct legal and necessary business. Why else would they be issued a license and required to mail fees to Tallahassee if they were not legal and necessary?

One Month In, Texas Property Owners Face Insurance Claim Delays and Excessive Scrutiny

tutwiler@publicadjuster.com (Charles R. Tutwiler) — Fri, 19 Mar 2021 17:23:00 GMT

It’s been about 1 month since Winter Storm Uri unleashed a frozen fury leaving millions of Texans in the dark to survive deadly frigid temperatures and up to $130 Billion in estimated damages. The record cold triggered mass power outages crippling The Lone Star State’s largest cities from Houston, San Antonio, Dallas, Fort Worth, Arlington, Austin, El Paso and down to Corpus Christi. Despite the frenzy of news media covering the Texas grid crisis, power company executive resignations, bankruptcy filings and lawsuits, little coverage has been given to property owners still suffering from water damage caused by the plumbing freezes, water pipe bursts, or the administrative delays processing property damage insurance claims. Many consumers are just now turning to their insurance agents to file new claims or express frustration about the slow claims process. The single biggest question many are asking is, will insurance cover their claims?

The Frozen Mess in Texas and What it Will Mean for Insurance Claims

tutwiler@publicadjuster.com (Charles R. Tutwiler) — Mon, 01 Mar 2021 18:57:00 GMT

Based on all the news from various media sources and real time reporting, this Texas weather event that caused power outages frozen pipe bursts and water damage is going to be a monster. Clients we have spoken with along with claim adjusters assigned to our losses are describing unprecedented conditions with damages to homes and buildings. How policyholders report and handle these claims will make a difference in the final outcome.