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	<title>Perspectives</title>
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	<link>http://qvmgroup.com/invest</link>
	<description>on return and risk management</description>
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		<title>How to prepare a portfolio for war with North Korea</title>
		<link>http://qvmgroup.com/invest/2017/08/10/how-to-prepare-a-portfolio-for-war-with-north-korea/</link>
		<pubDate>Thu, 10 Aug 2017 23:49:23 +0000</pubDate>
		<dc:creator><![CDATA[Anicomus]]></dc:creator>
				<category><![CDATA[Analysis]]></category>
		<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">http://qvmgroup.com/invest/?p=8998</guid>
		<description><![CDATA[QVM Clients: I have received some calls asking whether and how to prepare portfolios for possible war with North Korea. Whether a war is likely is beyond my capacity to respond, but whether portfolios should be prepared for extreme market conditions resulting from any number of catastrophic situations is something on which I will comment. [&#8230;]]]></description>
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		<item>
		<title>QVM Market Notes:  Bull and Bear Markets and U.S. Large-Cap Stocks Valuations</title>
		<link>http://qvmgroup.com/invest/2017/06/16/qvm-market-notes-bull-and-bear-markets-and-u-s-large-cap-stocks-valuations/</link>
		<pubDate>Sat, 17 Jun 2017 01:42:26 +0000</pubDate>
		<dc:creator><![CDATA[Anicomus]]></dc:creator>
				<category><![CDATA[market condition]]></category>
		<category><![CDATA[market conditons]]></category>

		<guid isPermaLink="false">http://qvmgroup.com/invest/?p=8966</guid>
		<description><![CDATA[QVM Clients (May 6, 2017): The current Bull market is the second longest with the second largest cumulative gain since 1900. In another 16 months, if it continues as according to the “Street” consensus, it will be the longest running Bull since 1900. (click images to enlarge) Augmented valuations based on expectations of Trump getting [&#8230;]]]></description>
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		<item>
		<title>21 Lowest and 21 Highest Cost US Large-Cap ETFs In The Current Expenses Price War</title>
		<link>http://qvmgroup.com/invest/2017/05/01/21-lowest-and-21-highest-cost-us-large-cap-etfs-in-the-current-expenses-price-war/</link>
		<pubDate>Mon, 01 May 2017 18:05:39 +0000</pubDate>
		<dc:creator><![CDATA[Anicomus]]></dc:creator>
				<category><![CDATA[Analysis]]></category>
		<category><![CDATA[ETF Performance]]></category>
		<category><![CDATA[Investment Strategy]]></category>

		<guid isPermaLink="false">http://qvmgroup.com/invest/?p=8935</guid>
		<description><![CDATA[There is a price war going on among fund sponsors with some ETFs now having expense ratios from 3 basis points to 5 basis points. Keeping costs low is key to long-term returns generally, and specifically to index funds. Here is a list of the 21 lowest expense ratio and 21 highest expense ratio US [&#8230;]]]></description>
		</item>
		<item>
		<title>What Is Asset Allocation For Everybody Else?</title>
		<link>http://qvmgroup.com/invest/2017/04/19/what-is-asset-allocation-for-everybody-else/</link>
		<pubDate>Wed, 19 Apr 2017 20:53:09 +0000</pubDate>
		<dc:creator><![CDATA[Anicomus]]></dc:creator>
				<category><![CDATA[Allocation]]></category>

		<guid isPermaLink="false">http://qvmgroup.com/invest/?p=8919</guid>
		<description><![CDATA[(click images to enlarge)]]></description>
		</item>
		<item>
		<title>Breadth Character of the US Stock Market</title>
		<link>http://qvmgroup.com/invest/2017/03/27/breadth-character-of-the-us-stock-market/</link>
		<pubDate>Mon, 27 Mar 2017 18:47:10 +0000</pubDate>
		<dc:creator><![CDATA[Anicomus]]></dc:creator>
				<category><![CDATA[Analysis]]></category>
		<category><![CDATA[market conditons]]></category>
		<category><![CDATA[technical analysis]]></category>
		<category><![CDATA[trend following]]></category>

		<guid isPermaLink="false">http://qvmgroup.com/invest/?p=8853</guid>
		<description><![CDATA[Major stocks indexes still in intermediate-term up trends Breadth indicators suggest problems underneath with prospect of near-term corrective move Maintain current reserves in anticipation of better entry point for broad index positions WHAT ARE BREADTH INDICATORS?: Stock market breath indicators  measure the degree to which the price of a market-cap weighted index, such as the S&#38;P 500 [&#8230;]]]></description>
		</item>
		<item>
		<title>Rational Risk Retirement: Gerontological and Estate Perspective on Target Date Funds</title>
		<link>http://qvmgroup.com/invest/2017/03/25/rational-risk-retirement-part-3a-gerontological-and-estate-perspective-on-target-date-funds/</link>
		<pubDate>Sat, 25 Mar 2017 22:25:43 +0000</pubDate>
		<dc:creator><![CDATA[Anicomus]]></dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Investment Strategy]]></category>
		<category><![CDATA[Retirement Investments]]></category>

		<guid isPermaLink="false">http://qvmgroup.com/invest/?p=8781</guid>
		<description><![CDATA[some investors want full auto-pilot on their investments during retirement. many investors will have cognitive impairment sometime during retirement. many investors will develop outright dementia sometime during retirement. all investors planning to leave assets for the benefit of others will die. portfolio construction for these conditions differs from pre-retirement years. [This is Part 3a of a [&#8230;]]]></description>
		</item>
		<item>
		<title>All Key Regional Stock Markets Are Now In Intermediate Up Trends</title>
		<link>http://qvmgroup.com/invest/2017/03/22/all-key-regional-stock-markets-are-now-in-intermediate-up-trends/</link>
		<pubDate>Wed, 22 Mar 2017 22:06:21 +0000</pubDate>
		<dc:creator><![CDATA[Anicomus]]></dc:creator>
				<category><![CDATA[market condition]]></category>
		<category><![CDATA[technical analysis]]></category>
		<category><![CDATA[trend following]]></category>

		<guid isPermaLink="false">http://qvmgroup.com/invest/?p=8753</guid>
		<description><![CDATA[With Europe and China joining the other key regional markets, they are all now in intermediate up trends, as measured by our 4-Factor Monthly Trend Indicator.  This is not a prediction of the future, merely an observation of the current trend condition of the markets. (see video description of the indicator methodology and uses; and performance [&#8230;]]]></description>
		</item>
		<item>
		<title>Equity Market Conditions Assessment &#038; Portfolio Allocation Intentions 2017-03-17</title>
		<link>http://qvmgroup.com/invest/2017/03/13/equity-market-conditions-assessment-portfolio-allocation-intentions-2017-03-17/</link>
		<pubDate>Mon, 13 Mar 2017 21:24:53 +0000</pubDate>
		<dc:creator><![CDATA[Anicomus]]></dc:creator>
				<category><![CDATA[Allocation]]></category>
		<category><![CDATA[Analysis]]></category>
		<category><![CDATA[International Stocks]]></category>
		<category><![CDATA[market condition]]></category>
		<category><![CDATA[market conditons]]></category>
		<category><![CDATA[market outlook]]></category>
		<category><![CDATA[technical analysis]]></category>
		<category><![CDATA[trend following]]></category>

		<guid isPermaLink="false">http://qvmgroup.com/invest/?p=8649</guid>
		<description><![CDATA[This note has three parts: Short summary of our current market view and portfolio allocation implications Bullet point outline of details behind our thinking in 5 segments (Trend, Valuation, Sentiment, Breadth, Forecasts) Supporting graphics for most of the bullet points provided in 24 charts and tables. The short summary is of our market view and intended [&#8230;]]]></description>
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		<item>
		<title>Intermediate Trend Status of All Stocks, ETFs and Mutual Funds (Feb.&#8217;17)</title>
		<link>http://qvmgroup.com/invest/2017/03/01/intermediate-trend-status-of-all-stocks-etfs-and-mutual-funds-feb-17/</link>
		<pubDate>Wed, 01 Mar 2017 17:10:23 +0000</pubDate>
		<dc:creator><![CDATA[Anicomus]]></dc:creator>
				<category><![CDATA[Analysis]]></category>
		<category><![CDATA[Data]]></category>
		<category><![CDATA[Subscrption Services]]></category>
		<category><![CDATA[technical analysis]]></category>
		<category><![CDATA[trend following]]></category>

		<guid isPermaLink="false">http://qvmgroup.com/invest/?p=8588</guid>
		<description><![CDATA[Warren Buffet wisely said, &#8220;Be fearful when others are greedy, and be greedy when others are fearful.&#8221; Clearly, you should only be greedy for fundamentally &#8220;good&#8221; assets, which requires fundamental analysis as the first level of decision-making. However, determining &#8220;when others are greedy&#8221; and &#8220;when others are fearful&#8221; is a matter of technical analysis, which is [&#8230;]]]></description>
		</item>
		<item>
		<title>2016 Year-End Review of ETF&#8217;s With Forward Standouts</title>
		<link>http://qvmgroup.com/invest/2017/01/02/2016-year-end-review-of-etfs-with-current-standouts/</link>
		<pubDate>Tue, 03 Jan 2017 02:57:26 +0000</pubDate>
		<dc:creator><![CDATA[Anicomus]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://qvmgroup.com/invest/?p=8491</guid>
		<description><![CDATA[This is a review of all ETF&#8217;s at year-end 2016 with a focus on liquidity, intermediate trend condition, and fundamental valuation, excluding commodity, currency and inverse ETF&#8217;s. Out of 1605 ETFs, 132 have 2+ years of operations, are liquid, have fundamental data, and are in intermediate-term uptrends Among equity ETFs, 31 have price-to-cash flow rations of [&#8230;]]]></description>
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