Rainy-Day Saver

Be Your Own Consumer Advocate

Nicole — Tue, 19 Jul 2011 15:39:24 +0000

I’ve never been a fan of getting things you don’t deserve, whether by deception or stealing. But when I purchase a product and it doesn’t live up to my standards, I make it a point to let the company know.

Crappy ways of getting “free” stuff include lying about poor service at a restaurant, returning an [...]

Be Your Own Consumer Advocate is an article from Rainy-Day Saver

Save Money on Formula

Nicole — Thu, 28 Apr 2011 13:00:43 +0000

Our little puddin'

Hello, faithful readers! I’ve been on hiatus, and for good reason: Our little miracle baby arrived five weeks early, on Groundhog Day! Baby Saver didn’t want to wait and impatiently entered the world weighing 4 lbs., 8 oz. and measuring 17 ¾ inches long.

Because of her prematurity, our pediatrician had me hold [...]

Save Money on Formula is an article from Rainy-Day Saver

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Balancing Frugality and Fun

Nicole — Fri, 21 Jan 2011 17:45:16 +0000

When you’re trying to live frugally, it’s hard to get any pleasure out of spending money, since the action goes completely against the grain of your lifestyle. Trust me, I know this from firsthand experience. It pained me to buy maternity clothes (although I was lucky I didn’t have to spend TOO much, as generous [...]

Balancing Frugality and Fun is an article from Rainy-Day Saver

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Justifying Major Purchases

Nicole — Tue, 11 Jan 2011 15:04:41 +0000

Idlir Fida/Wikimedia Commons

Friends and family tend to think of me as the scrimper, the saver, the one who will make something last until it’s completely outlived its usefulness. For instance, when the ketchup level is so low that the condiment cannot be easily squeezed from the bottle, Mr. Saver will automatically pass it to [...]

Justifying Major Purchases is an article from Rainy-Day Saver

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IRS Delays Filing Start Date for 50 Million, But Extends Filing Deadline

Nicole — Thu, 06 Jan 2011 15:00:31 +0000

If you’re like me, you’re one of those people who can’t wait to get your W-2s and 1099s in the mail in January. We’ve always gotten a bit of a refund (yes, I know, it’s money that could be better spent invested, but that’s a topic for another day). And now that we’re homeowners, the [...]

IRS Delays Filing Start Date for 50 Million, But Extends Filing Deadline is an article from Rainy-Day Saver

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Planning for Retirement Requires Sacrifice

Nicole — Mon, 03 Jan 2011 00:39:10 +0000

Photo from Wikimedia Commons

It’s never too early to plan for your retirement, and sometimes that planning involves sacrifice. Sure, you can spend your money now and enjoy it, but is it really worth it if you’re destitute in the golden years of your life?

Most people who live to a ripe old age [...]

Planning for Retirement Requires Sacrifice is an article from Rainy-Day Saver

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Merry Christmas & A Happy New Year to All

Nicole — Fri, 24 Dec 2010 16:00:12 +0000

I just wanted to apologize for being MIA lately — I realize I haven’t posted in two weeks, which is probably a record for Rainy-Day Saver. We had a death in the family, and my work schedule this time of year is completely nutty. Toss in being 30 weeks pregnant, and you have a recipe [...]

Merry Christmas & A Happy New Year to All is an article from Rainy-Day Saver

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America’s “Throw-away Society” — What a Waste

Nicole — Wed, 08 Dec 2010 16:35:50 +0000

My car looks like this, but without the RAM air vents and the tinted windows.

I get as much use out of things as I can. I cut Brillo pads in half, mend holes my socks and salvage rolls of paper towels that fall into the sink. My husband just laughs at me. And if [...]

America’s “Throw-away Society” — What a Waste is an article from Rainy-Day Saver

Planning for Retirement Requires Sacrifice

Kindle 3 vs. Nook Color: Yes, I Want an E-Reader

Nicole — Mon, 29 Nov 2010 13:30:17 +0000

For someone who likes to think she doesn’t need a lot of material things, I sure like my gadgets. The past few Christmases, I’ve been lucky enough to receive a Nintendo DS, digital camera and a video iPod. While to many people, these aren’t exactly state-of-the-art electronics anymore — more a part of everyday life [...]

Kindle 3 vs. Nook Color: Yes, I Want an E-Reader is an article from Rainy-Day Saver

Justifying Major Purchases

Happy Thanksgiving: I’m Thankful for Financial Blessings

Nicole — Wed, 24 Nov 2010 15:47:12 +0000

Image via Wikimedia Commons

Thanksgiving is tomorrow, and while most of us will be feasting on turkey, stuffing and cranberry sauce, there are many out there who aren’t as fortunate. Some have nowhere to go, while others head to Thanksgiving dinners hosted by food pantries and nonprofit organizations. A friend of mine has become a [...]

Happy Thanksgiving: I’m Thankful for Financial Blessings is an article from Rainy-Day Saver

Merry Christmas & A Happy New Year to All