Articles Archives - Thu, 18 Jul 2013 02:48:52 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 Life Insurance for the Self-Employed https://www.rates4term.com/life-insurance-for-the-self-employed/ https://www.rates4term.com/life-insurance-for-the-self-employed/#respond Fri, 12 Jul 2013 05:10:17 +0000 http://www.rates4term.com/?p=1817 If you’re like most people, you bought life insurance to provide for your loved ones in the event of your death. But because you’re self-employed, you may have an even greater need for life insurance: You’ll want to protect your family after you die, as well as protect the financial needs of your business. Why ... Read more

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]]> https://www.rates4term.com/life-insurance-for-the-self-employed/feed/ 0 Accidental Death Insurance https://www.rates4term.com/accidental-death-insurance/ https://www.rates4term.com/accidental-death-insurance/#comments Wed, 10 Jul 2013 15:55:21 +0000 http://www.rates4term.com/?p=272 What is accidental death insurance? Simply put, accidental death insurance is a type of life insurance that provides coverage in the event that you die as the result of an accident. In order for an accidental death benefit policy to pay the death benefit, your death must be the direct result of an accident and ... Read more

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]]> https://www.rates4term.com/accidental-death-insurance/feed/ 1 Where does Suze Orman buy her life insurance? https://www.rates4term.com/suze-orman-buy-life-insurance/ https://www.rates4term.com/suze-orman-buy-life-insurance/#comments Mon, 08 Jul 2013 19:29:54 +0000 http://www.rates4term.com/?p=687 I just saw an ad featuring “financial guru” Suze Orman stumping for one of the big internet-based life insurance agencies. The ad had a quote that said something like “Need life insurance? This is where I bought mine.” It just struck me as odd because I think I remember hearing somewhere that Suze Orman holds ... Read more

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]]> https://www.rates4term.com/suze-orman-buy-life-insurance/feed/ 1 Real-life Financial Tips for Different Generations https://www.rates4term.com/real-life-financial-tips-for-different-generations/ https://www.rates4term.com/real-life-financial-tips-for-different-generations/#respond Wed, 19 Dec 2012 20:18:27 +0000 http://www.rates4term.com/?p=2565 Do you remember The Game of Life®? In Milton Bradley’s popular board game, players progress through life stages making decisions that affect their prosperity. Like those players, today’s generations face financial decisions with lasting effects. Here are some tips for staying focused despite life’s ups and downs. Generation Z (teens to early 20s): Accustomed to ... Read more

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]]> https://www.rates4term.com/real-life-financial-tips-for-different-generations/feed/ 0 Use Your Annuity to Pay for Long-Term Care Insurance https://www.rates4term.com/use-your-annuity-to-pay-for-long-term-care-insurance/ https://www.rates4term.com/use-your-annuity-to-pay-for-long-term-care-insurance/#respond Thu, 13 Dec 2012 19:27:48 +0000 http://www.rates4term.com/?p=2558 The cost of long-term care can quickly deplete your savings and affect the quality of life for you and your family. Long-term care insurance allows you to share that cost with an insurance company. But premiums for long-term care insurance can be expensive, and cash or income to cover those premiums may not be readily ... Read more

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]]> https://www.rates4term.com/use-your-annuity-to-pay-for-long-term-care-insurance/feed/ 0 Organizing Your Finances After Your Spouse Has Died https://www.rates4term.com/organizing-your-finances/ https://www.rates4term.com/organizing-your-finances/#respond Mon, 03 Dec 2012 19:45:06 +0000 http://www.rates4term.com/?p=2548 What is it? Even if you’ve always handled your family’s finances, organizing your finances after your spouse has died can be overwhelming. While you can put off some of these tasks, others require immediate attention. If you’re uncertain where to start, begin by organizing. You’ll have to find the records and paperwork you need to ... Read more

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]]> https://www.rates4term.com/organizing-your-finances/feed/ 0 Making Policy Loans and Withdrawals https://www.rates4term.com/policy-loans-and-withdrawals/ https://www.rates4term.com/policy-loans-and-withdrawals/#respond Tue, 27 Nov 2012 18:25:31 +0000 http://www.rates4term.com/?p=2538 Cash value life insurance refers to a wide variety of insurance policies that provide both a death benefit and a cash value component that may build tax deferred over time. Many cash value policies let you borrow or withdraw from the cash value. Making policy loans and withdrawals can sometimes be a good way to ... Read more

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]]> https://www.rates4term.com/policy-loans-and-withdrawals/feed/ 0 Life Insurance Tax Traps for the Unwary https://www.rates4term.com/life-insurance-tax-traps/ https://www.rates4term.com/life-insurance-tax-traps/#respond Mon, 19 Nov 2012 17:18:37 +0000 http://www.rates4term.com/?p=2527 Life insurance has been recognized as a useful way to provide for your heirs and loved ones when you die. Lawmakers have long recognized the social significance of life insurance as a source of funds for widowed spouses and children, and have offered liberal tax benefits as an incentive to those who put their hard-earned ... Read more

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]]> https://www.rates4term.com/life-insurance-tax-traps/feed/ 0 Women: Planning for the Financial Impact of Children https://www.rates4term.com/planning-for-the-financial-impact-of-children/ https://www.rates4term.com/planning-for-the-financial-impact-of-children/#respond Wed, 14 Nov 2012 18:34:09 +0000 http://www.rates4term.com/?p=2516 Children are a special blessing and their arrival brings boundless love and joy into our lives that you can’t put a price on. But adding a child to the household impacts the family budget–and women especially–in very measurable ways. Whether this is your first child or your fourth, here are some financial matters to think ... Read more

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]]> https://www.rates4term.com/planning-for-the-financial-impact-of-children/feed/ 0 Shopping for Life Insurance https://www.rates4term.com/shopping-for-life-insurance/ https://www.rates4term.com/shopping-for-life-insurance/#respond Wed, 07 Nov 2012 19:00:52 +0000 http://www.rates4term.com/?p=2509 You’ve decided to buy life insurance, but with so many insurance companies and so many products to choose from, shopping for coverage can be a bit of a challenge. Fortunately, with a little homework and the right help, you may be able to find a policy that suits you at a good price. Here are ... Read more

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