<?xml version="1.0" encoding="ISO-8859-1" standalone="no"?><rss xmlns:atom="http://www.w3.org/2005/Atom" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" version="2.0">


  <channel>
	    <title>Reserve Component Retirement</title>
	    <description>Reserve Military Retirement . . . In Plain English.</description>
	    <link>http://www.rcretirement.com</link>
	    <language>en-us</language>
	    <copyright>2017 by R.C. Retirement</copyright>
	    <lastBuildDate>Sun, 22 Jan 2017 12:00:00 -0500</lastBuildDate>
	    <webMaster>dj@rcretirement.com</webMaster>
	


<itunes:explicit>no</itunes:explicit><itunes:subtitle>Reserve Military Retirement . . . In Plain English.</itunes:subtitle><item>
<title>Introduction to R.C. Retirement</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0001-Introduction-20170126.mp3</link>
<description> This is a brief introduction to what you can expect from future R.C. Retirement podcast episodes.</description>
<enclosure length="14793004" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0001-Introduction-20170126.mp3"/>
<pubDate>26 Jan 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary> This episode explains what you can expect from future R.C. Retirement podcast episodes. </itunes:summary>
<itunes:duration>00:15:24</itunes:duration>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0001-Introduction-20170126.mp3</guid>
<itunes:keywords> military, retirement, retire, survivor benefit, sbp, blended retirement, system, money, army, navy, air force, marine, marine corps, coast guard, usmc, arng, ang, usafr, uscgr, usmcr, usa, usar, usaf, usn, usnr, us, pension, pay, benefit </itunes:keywords></item>


<item>
<title>The Notice of Eligiiblity for Retired Pay (Twenty-Year Letter)</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0002-20YR_NOE-20170201.mp3</link>
<description> This is a brief introduction to what you can expect from future R.C. Retirement podcast episodes.</description>
<enclosure length="9514506" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0002-20YR_NOE-20170201.mp3"/>
<pubDate>2 Feb 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary> Here is a quick discussion about the notice of eligibility for retired pay or, as it is more colloquially known, the twenty-year letter.  This episode is an audio rip of my YouTube channel episode and is a nice, concise description of what the twenty-year letter is and what is expected of you once you receive it. </itunes:summary>
<itunes:duration>00:09:54</itunes:duration>
<itunes:keywords> military, retirement, retire, survivor benefit, sbp, blended retirement, system, money, army, navy, air force, marine, marine corps, coast guard, usmc, arng, ang, usafr, uscgr, usmcr, usa, usar, usaf, usn, usnr, us, noe, notice of eligibility </itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0002-20YR_NOE-20170201.mp3</guid>
</item>



<item>
<title>The Basics of the Reserve Component Survivor Benefit Plan</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0003-Basics_of_RCSBP-20170209.mp3</link>
<description>What is the Reserve Component Survivor Benefit Plan and how does it work?</description>
<enclosure length="28277914" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0003-Basics_of_RCSBP-20170209.mp3"/>
<pubDate>9 Feb 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary> Here is a simple explanation of the Reserve Component Survivor Benefit Plan and how you can make it work for you. </itunes:summary>
<itunes:duration>00:29:27</itunes:duration>
<itunes:keywords> rcsbp, survivor benefit plan, retirement, reserve, component</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0003-Basics_of_RCSBP-20170209.mp3</guid>
</item>



<item>
<title>The Basics of the Survivor Benefit Plan</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0004-Basics_of_SBP-20170216.mp3</link>
<description>What is the Survivor Benefit Plan and how does it work?</description>
<enclosure length="26450056" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0004-Basics_of_SBP-20170216.mp3"/>
<pubDate>16 Feb 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Here is a simple explanation of the Survivor Benefit Plan, its difference from the RCSBP, and how you can make the SBP work for you. </itunes:summary>
<itunes:duration>00:27:33</itunes:duration>
<itunes:keywords> sbp, survivor benefit plan, retirement, reserve, component</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0004-Basics_of_SBP-20170216.mp3</guid>
</item>



<item>
<title>Help, I Need My Records. Where Is My DD 214</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0005-Where-Are-My-Records-20170223.mp3</link>
<description>People are always looking for documents from their service records, but are they looking for the right thing?</description>
<enclosure length="9270285" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0005-Where-Are-My-Records-20170223.mp3"/>
<pubDate>23 Feb 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>People are always looking for documents from their service records, but are they looking for the right thing?</itunes:summary>
<itunes:duration>00:09:39</itunes:duration>
<itunes:keywords>archives, records, dd 214, ngb 22, military, reserve, component, retirement</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0005-Where-Are-My-Records-20170223.mp3</guid>
</item>



<item>
<title>Announcement: Webinar on the TSP and How It Will Work Under BRS</title>
<link>http://www.rcretirement.com/podcasts/2017/TSP_Under_BRS_Announcement.mp3</link>
<description>Some quick education on the Thrift Savings Plan and how you can expect it to work under the Blended Retirement System.</description>
<enclosure length="1699003" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/TSP_Under_BRS_Announcement.mp3"/>
<pubDate>23 Feb 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Some quick education on the Thrift Savings Plan and how you can expect it to work under the Blended Retirement System.</itunes:summary>
<itunes:duration>00:01:46</itunes:duration>
<itunes:keywords>TSP, BRS, thrift savings plan, blended retirement system, reserve, component, military, retirement</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/TSP_Under_BRS_Announcement.mp3</guid>
</item>



<item>
<title>An Introduction to the Thrift Savings Plan (TSP)</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0006-An-Introduction-to-the-TSP-20170302.mp3</link>
<description>A crash course on the basics of the Thrift Savings Plan.</description>
<enclosure length="6728586" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0006-An-Introduction-to-the-TSP-20170302.mp3"/>
<pubDate>2 Mar 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>A crash course on the basics of the Thrift Savings Plan.</itunes:summary>
<itunes:duration>00:07:00</itunes:duration>
<itunes:keywords>TSP, reserve, retirement, military, thrift savings plan</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0006-An-Introduction-to-the-TSP-20170302.mp3</guid>
</item>



<item>
<title>So, What Is This Reduced Retirement Age Thing Anyway?</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0007-So-What-Is-This-Reduced-Retirement-Age-Thing-Anyway-20170309.mp3</link>
<description>Reservists can qualify to get their pensions earlier than sixty. Here is how.</description>
<enclosure length="16354891" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0007-So-What-Is-This-Reduced-Retirement-Age-Thing-Anyway-20170309.mp3"/>
<pubDate>9 Mar 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Reservists can qualify to get their pensions earlier than sixty. Here is how.</itunes:summary>
<itunes:duration>00:17:02</itunes:duration>
<itunes:keywords>reduced retirement age, early, retirement, pay, military, pension, reserve</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0007-So-What-Is-This-Reduced-Retirement-Age-Thing-Anyway-20170309.mp3</guid>
</item>



<item>
<title>Let us Talk About the Funds in the Thrift Savings Plan, Part 1</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0008-Lets-Talk-About-the-Funds-in-the-Thrift-Savings-Plan-Part-1-20170316.mp3</link>
<description>We talked about the TSP. Now, where can you put your money? Part 1 of 2.</description>
<enclosure length="22818639" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0008-Lets-Talk-About-the-Funds-in-the-Thrift-Savings-Plan-Part-1-20170316.mp3"/>
<pubDate>16 Mar 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>We talked about the TSP. Now, where can you put your money?</itunes:summary>
<itunes:duration>00:23:46</itunes:duration>
<itunes:keywords>TSP, reserve, retirement, military, thrift savings plan, funds</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0008-Lets-Talk-About-the-Funds-in-the-Thrift-Savings-Plan-Part-1-20170316.mp3</guid>
</item>




<item>
<title>Let us Talk About the Funds in the Thrift Savings Plan, Part 2</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0009-Lets-Talk-About-the-Funds-in-the-Thrift-Savings-Plan-Part-2-20170323.mp3</link>
<description>We talked about the TSP. Now, where can you put your money? Part 2 of 2.</description>
<enclosure length="11909069" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0009-Lets-Talk-About-the-Funds-in-the-Thrift-Savings-Plan-Part-2-20170323.mp3"/>
<pubDate>23 Mar 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>We talked about the TSP. Now, where can you put your money?</itunes:summary>
<itunes:duration>00:12:24</itunes:duration>
<itunes:keywords>TSP, reserve, retirement, military, thrift savings plan, funds</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0009-Lets-Talk-About-the-Funds-in-the-Thrift-Savings-Plan-Part-2-20170323.mp3</guid>
</item>



<item>
<title>How to Read an Army National Guard Retirement Points Statement</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0010-How-To-Read-An-Army-National-Guard-Retirement-Points-Statement-20170331.mp3</link>
<description>it is amazing how many people do not understand their retirement points.  Here is a translation.</description>
<enclosure length="20529059" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0010-How-To-Read-An-Army-National-Guard-Retirement-Points-Statement-20170331.mp3"/>
<pubDate>30 Mar 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>it is amazing how many people do not understand their retirement points.  Here is a translation.</itunes:summary>
<itunes:duration>00:21:23</itunes:duration>
<itunes:keywords>retirement, points, army, national guard, arng, ngb 23, read, understand</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0010-How-To-Read-An-Army-National-Guard-Retirement-Points-Statement-20170331.mp3</guid>
</item>



<item>
<title>Earning Additional Retirement Points with Distance Learning Courses</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0011-Earning-Additional-Retirement-Points-with-Distance-Learning-Courses-20170406.mp3</link>
<description>Many of us in the Army may remember the yellow books we used to get in the mail.  Here is the latest news on earning correspondence course points.</description>
<enclosure length="7107976" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0011-Earning-Additional-Retirement-Points-with-Distance-Learning-Courses-20170406.mp3"/>
<pubDate>6 Apr 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Many of us in the Army may remember the yellow books we used to get in the mail.  Here is the latest news on earning correspondence course points.</itunes:summary>
<itunes:duration>00:07:24</itunes:duration>
<itunes:keywords>correspondence courses, distance learning, Earning Additional Retirement Points with Distance Learning Courses, rcretirement, retirement points</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0011-Earning-Additional-Retirement-Points-with-Distance-Learning-Courses-20170406.mp3</guid>
</item>



<item>
<title>Calculating Retired Pay Under the Current (Legacy) Retirement Plan</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0012-Calculate-Retired-Pay-Under-MilRS-20170413.mp3</link>
<description>Now it is time to answer one of the big questions everyone asks.  How much will I make in monthly retired pay? </description>
<enclosure length="6139146" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0012-Calculate-Retired-Pay-Under-MilRS-20170413.mp3"/>
<pubDate>13 Apr 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Now it is time to answer one of the big questions everyone asks.  How much will I make in monthly retired pay? </itunes:summary>
<itunes:duration>00:06:23</itunes:duration>
<itunes:keywords>annuity, calculate, military, money, navy, pay, pension, points, retire</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0012-Calculate-Retired-Pay-Under-MilRS-20170413.mp3</guid>
</item>


<item>
<title>What is the Blended Retirement</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0014-What-Is-the-BRS-20170427.mp3</link>
<description>The basics of the new blended retirement system.</description>
<enclosure length="5897956" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0014-What-Is-the-BRS-20170427.mp3"/>
<pubDate>20 Apr 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>The basics of the new blended retirement system.</itunes:summary>
<itunes:duration>00:06:08</itunes:duration>
<itunes:keywords> military, money, rcretirement, retire, retirement, blended, system, brs, modernized</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0014-What-Is-the-BRS-20170427.mp3</guid>
</item>



<item>
<title>Calculating Retired Pay Under the Blended Retirement System</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0013-Calculate-Retired-Pay-Under-BRS-20170420.mp3</link>
<description>How much will I make in monthly retired pay under BRS? </description>
<enclosure length="6487717" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0013-Calculate-Retired-Pay-Under-BRS-20170420.mp3"/>
<pubDate>27 Apr 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>How much will I make in monthly retired pay under BRS?</itunes:summary>
<itunes:duration>00:06:45</itunes:duration>
<itunes:keywords>annuity, calculate, military, money, navy, pay, pension, points, retire, brs, blended</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0013-Calculate-Retired-Pay-Under-BRS-20170420.mp3</guid>
</item>




<item>
<title>Myths About the Blended Retirement System</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0015-Myths-About-the-BRS-20170504.mp3</link>
<description>There are a lot of rumors and downright falsehoods about BRS. Let us do some mythbusting.</description>
<enclosure length="17570305" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0015-Myths-About-the-BRS-20170504.mp3"/>
<pubDate>4 May 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>There are a lot of rumors and downright falsehoods about BRS. Let us do some mythbusting.</itunes:summary>
<itunes:duration>00:18:18</itunes:duration>
<itunes:keywords>brs, retire, military, reserve, blended, myth</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0015-Myths-About-the-BRS-20170504.mp3</guid>
</item>




<item>
<title>What Will the Blended Retirement System Do To My Pension?</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0016-What-Will-the-BRS-Do-To-My-Pension-20170511.mp3</link>
<description>How will BRS affect your pension?</description>
<enclosure length="5518468" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0016-What-Will-the-BRS-Do-To-My-Pension-20170511.mp3"/>
<pubDate>11 May 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>How will BRS affect your pension?</itunes:summary>
<itunes:duration>00:05:44</itunes:duration>
<itunes:keywords>BRS, military, retirement, blended, reserve, pension, pay, retired</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0016-What-Will-the-BRS-Do-To-My-Pension-20170511.mp3</guid>
</item>






<item>
<title>Career Continuation Pay Under the Blended Retirement System</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0017-Career-Continuation-Pay-Under-BRS-20170518.mp3</link>
<description>This week I will describe the facts and dispel some myths about career continuation pay under the Blended Retirement System .  While it is relatively simple, there are some misunderstandings about it.</description>
<enclosure length="7273062" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0017-Career-Continuation-Pay-Under-BRS-20170518.mp3"/>
<pubDate>18 May 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>This week I will describe the facts and dispel some myths about career continuation pay under the Blended Retirement System .  While it is relatively simple, there are some misunderstandings about it.</itunes:summary>
<itunes:duration>00:07:34</itunes:duration>
<itunes:keywords>brs, blended, retirement, reserve, military, career, continuation, pay, bonus</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0017-Career-Continuation-Pay-Under-BRS-20170518.mp3</guid>
</item>






<item>
<title>The Thrift Savings Plan Under the Blended Retirement System</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0018-TSP-Under-BRS-20170525.mp3</link>
<description>How will the Thrift Savings Plan change under the Blended Retirement System?</description>
<enclosure length="8055478" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0018-TSP-Under-BRS-20170525.mp3"/>
<pubDate>25 May 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>How will the Thrift Savings Plan change under the Blended Retirement System?</itunes:summary>
<itunes:duration>00:08:23</itunes:duration>
<itunes:keywords>401k, Blended Retirement System, BRS, invest, matching funds, rcretirement, the thrift savings plan under the blended retirement system, thrift savings plan, tsp</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0018-TSP-Under-BRS-20170525.mp3</guid>
</item>






<item>
<title>What Other Effects Will the Blended Retirement System Have?</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0019-Other-BRS-Effects-20170601.mp3</link>
<description>Let us talk about some of the other aspects of this new retirement plan.</description>
<enclosure length="6442159" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0019-Other-BRS-Effects-20170601.mp3"/>
<pubDate>1 Jun 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Let us talk about some of the other aspects of this new retirement plan.</itunes:summary>
<itunes:duration>00:06:42</itunes:duration>
<itunes:keywords>Blended Retirement System, BRS, discounted present value, lump sum, pension, portability, rcretirement, retired pay, Social Security age</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0019-Other-BRS-Effects-20170601.mp3</guid>
</item>





<item>
<title>Where Can I Find Other Training About the Blended Retirement System?</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0020-Other-BRS-Training-20170608.mp3</link>
<description>Rejoice, you have made it to the last segment in my series on the Blended Retirement System (at least until new information comes along).</description>
<enclosure length="7001345" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0020-Other-BRS-Training-20170608.mp3"/>
<pubDate>8 Jun 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Rejoice, you have made it to the last segment in my series on the Blended Retirement System (at least until new information comes along).</itunes:summary>
<itunes:duration>00:07:17</itunes:duration>
<itunes:keywords>Blended Retirement System, BRS, educator, facilitator, financial planner, JKO, leader, MilitaryOneSource, opt-in, pension, retired pay, training</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0020-Other-BRS-Training-20170608.mp3</guid>
</item>






<item>
<title>Mrs Gloria Jackson - An Introduction to the Fettinger Project</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0021-Mrs_Gloria_Jackson-An_Introduction_to_the_Fettinger_Project-20170615.mp3</link>
<description>Let me tell you about the Fettinger project, an effort to find retirees who are not receiving their pay.</description>
<enclosure length="23241375" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0021-Mrs_Gloria_Jackson-An_Introduction_to_the_Fettinger_Project-20170615.mp3"/>
<pubDate>15 Jun 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Let me tell you about the Fettinger project, an effort to find retirees who are not receiving their pay.</itunes:summary>
<itunes:duration>00:24:12</itunes:duration>
<itunes:keywords>retired, pay, military, arng, army, national guard, retiree, pension, Fettinger, Project</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0021-Mrs_Gloria_Jackson-An_Introduction_to_the_Fettinger_Project-20170615.mp3</guid>
</item>




<item>
<title>What Is a Personal Financial Counselor</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0022-What-Is-A-Personal-Financial-Counselor-20170622.mp3</link>
<description>What Is a Personal Financial Counselor.</description>
<enclosure length="9648304" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0022-What-Is-A-Personal-Financial-Counselor-20170622.mp3"/>
<pubDate>22 Jun 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>c.</itunes:summary>
<itunes:duration>00:10:03</itunes:duration>
<itunes:keywords>XXXXX</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0022-What-Is-A-Personal-Financial-Counselor-20170622.mp3</guid>
</item>




<item>
<title>Officers Ask, "What Happens When I Hit My Mandatory Removal Date?"</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0023-Officers-Ask-What-Happens-When-I-Hit-My-Mandatory-Removal-Date-20170629.mp3</link>
<description>Officers face mandatory removal after a certain amount of commissioned service. How long do they have?</description>
<enclosure length="11288611" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0023-Officers-Ask-What-Happens-When-I-Hit-My-Mandatory-Removal-Date-20170629.mp3"/>
<pubDate>29 Jun 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Officers face mandatory removal after a certain amount of commissioned service. How long do they have?</itunes:summary>
<itunes:duration>00:11:45</itunes:duration>
<itunes:keywords>mrd, mandatory, removal, date, officer, military, reserve, warrant</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0023-Officers-Ask-What-Happens-When-I-Hit-My-Mandatory-Removal-Date-20170629.mp3</guid>
</item>






<item>
<title>Should I Take Drill Pay or VA Compensation</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0024-Should-I-Take-Drill-Pay-Or-VA-Compensation-20170706.mp3</link>
<description>Is it better for you to take drill pay or VA compensation?</description>
<enclosure length="3387251" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0024-Should-I-Take-Drill-Pay-Or-VA-Compensation-20170706.mp3"/>
<pubDate>6 Jul 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Is it better for you to take drill pay or VA compensation?</itunes:summary>
<itunes:duration>00:14:06</itunes:duration>
<itunes:keywords>drill, pay, va, veterans administration, veterans affairs, compensation, military, reserve, national guard</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0024-Should-I-Take-Drill-Pay-Or-VA-Compensation-20170706.mp3</guid>
</item>




<item>
<title>I have a problem. Should I File a Congressional Inquiry? (Warning! My Opinion Follows)</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0025-Should-I-File-a-Congressional-Inquiry-20170713.mp3</link>
<description>I am going to talk about a somewhat sensitive topic this week. No thin skins, please.</description>
<enclosure length="3791984" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0025-Should-I-File-a-Congressional-Inquiry-20170713.mp3"/>
<pubDate>13 Jul 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>I am going to talk about a somewhat sensitive topic this week. No thin skins, please.</itunes:summary>
<itunes:duration>00:15:47</itunes:duration>
<itunes:keywords> complaint, component, congressional, dfas, grievance, military, problem, reserve, retire, retirement, retirement eligibility, Should I file a Congressional Inquiry</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0025-Should-I-File-a-Congressional-Inquiry-20170713.mp3</guid>
</item>






<item>
<title>How to Read an Army Reserve Retirement Points Statement</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0026-How-to-Read-an-Army-Reserve-Retirement-Points-Statement-20170720.mp3</link>
<description>Let us talk about a skill everyone in the Army Reserve should have.</description>
<enclosure length="2885115" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0026-How-to-Read-an-Army-Reserve-Retirement-Points-Statement-20170720.mp3"/>
<pubDate>20 Jul 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Let us talk about a skill everyone in the Army Reserve should have.</itunes:summary>
<itunes:duration>00:12:01</itunes:duration>
<itunes:keywords>annuity, army, component, how to read an Army Reserve retirement points statement, military, money, pay, points, reserve, retire, retirement, usar</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0026-How-to-Read-an-Army-Reserve-Retirement-Points-Statement-20170720.mp3</guid>
</item>




<item>
<title>How to Read an Air Force Reserve Air National Guard Retirement Points Statement</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0027-How-to-Read-an-Air-Force-Reserve-or-Air-National-Guard-Retirement-Points-Statement-20170727.mp3</link>
<description>Let us talk about a skill everyone in the Air Force Reserve or Air National Guard should have.</description>
<enclosure length="4203699" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0027-How-to-Read-an-Air-Force-Reserve-or-Air-National-Guard-Retirement-Points-Statement-20170727.mp3"/>
<pubDate>27 Jul 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Let us talk about a skill everyone in the Air Force Reserve or Air National Guard should have.</itunes:summary>
<itunes:duration>00:17:30</itunes:duration>
<itunes:keywords>air force, ang, annuity, component, how to read an Air Force Reserve / Air Guard retirement points statement, military, money, pay, points, reserve, retire, retirement, usafr</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0027-How-to-Read-an-Air-Force-Reserve-or-Air-National-Guard-Retirement-Points-Statement-20170727.mp3</guid>
</item>





<item>
<title>How to Read a Navy Reserve Retirement Points Statement</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0028-How-to-Read-a-Navy-Reserve-Retirement-Points-Statement-20170803.mp3</link>
<description>Let us talk about a skill everyone in the Navy Reserve should have.</description>
<enclosure length="3141323" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0028-How-to-Read-a-Navy-Reserve-Retirement-Points-Statement-20170803.mp3"/>
<pubDate>3 Aug 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Let us talk about a skill everyone in the Navy Reserve should have.</itunes:summary>
<itunes:duration>00:13:05</itunes:duration>
<itunes:keywords>annuity, component, how to read an Navy Reserve retirement points statement, military, money, navy, points, reserve, retire, retirement</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0028-How-to-Read-a-Navy-Reserve-Retirement-Points-Statement-20170803.mp3</guid>
</item>






<item>
<title>How to Read a Marine Corps Reserve Retirement Points Statement</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0029-How-to-Read-a-Marine-Corps-Reserve-Retirement-Points-Statement-20170810.mp3</link>
<description>Let us talk about a skill everyone in the Marine Corps Reserve should have.</description>
<enclosure length="3299216" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0029-How-to-Read-a-Marine-Corps-Reserve-Retirement-Points-Statement-20170810.mp3"/>
<pubDate>10 Aug 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Let us talk about a skill everyone in the Marine Corps Reserve should have.</itunes:summary>
<itunes:duration>00:13:44</itunes:duration>
<itunes:keywords>annuity, component, how to read an Marine Corps Reserve retirement points statement, marine corps, military, money, pay, points, reserve, retire, retirement, usmcr</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0029-How-to-Read-a-Marine-Corps-Reserve-Retirement-Points-Statement-20170810.mp3</guid>
</item>






<item>
<title>How to Read a Coast Reserve Retirement Points Statement</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0030-How-to-Read-an-Coast-Reserve-Retirement-Points-Statement-20170817.mp3</link>
<description>Let us talk about a skill everyone in the Coast Guard Reserve should have.</description>
<enclosure length="2924366" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0030-How-to-Read-an-Coast-Reserve-Retirement-Points-Statement-20170817.mp3"/>
<pubDate>17 Aug 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Let us talk about a skill everyone in the Coast Guard Reserve should have.</itunes:summary>
<itunes:duration>00:12:10</itunes:duration>
<itunes:keywords>coast guard, reserve, uscgr, retirement, points, statement, military, retire, how to read, htr</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0030-How-to-Read-an-Coast-Reserve-Retirement-Points-Statement-20170817.mp3</guid>
</item>



<item>
<title>Twenty-Year Letter Counseling and Other Playlists</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0031-20YL-Counseling-and-Other-Playlists-20170824.mp3</link>
<description>Here is a group of playlists you can use to counsel your service members when they receive a twenty-year letter.</description>
<enclosure length="1458176" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0031-20YL-Counseling-and-Other-Playlists-20170824.mp3"/>
<pubDate>24 Aug 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Here is a group of playlists you can use to counsel your service members when they receive a twenty-year letter.</itunes:summary>
<itunes:duration>00:06:04</itunes:duration>
<itunes:keywords>military, counsel, twenty-year letter, 20 year letter, counseling, playlist</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0031-20YL-Counseling-and-Other-Playlists-20170824.mp3</guid>
</item>





<item>
<title>Inquiry From Higher - What Is His Anniversary (or Retirement) Year?</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0032-Inquiry-From-Higher-What-Is-His-Anniversary-or-Retirement-Year-20170831.mp3</link>
<description>How is a retirement year or anniversary year calculated?</description>
<enclosure length="3501199" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0032-Inquiry-From-Higher-What-Is-His-Anniversary-or-Retirement-Year-20170831.mp3"/>
<pubDate>31 Aug 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>How is a retirement year or anniversary year calculated?</itunes:summary>
<itunes:duration>00:14:35</itunes:duration>
<itunes:keywords>rye, aye, anniversary, retirement, year, military, reserve, national guard</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0032-Inquiry-From-Higher-What-Is-His-Anniversary-or-Retirement-Year-20170831.mp3</guid>
</item>




<item>
<title>Should I Pay for SBP or Buy a Life Insurance Policy?</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0033-Should-I-Pay-for-SBP-or-Buy-a-Life-Insurance-Policy-20170907.mp3</link>
<description>I run into a lot of people who balk at the price of the Survivor Benefit Plan (and the reserve component version, as well).  What should you do?</description>
<enclosure length="2961807" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0033-Should-I-Pay-for-SBP-or-Buy-a-Life-Insurance-Policy-20170907.mp3"/>
<pubDate>7 Sep 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>I run into a lot of people who balk at the price of the Survivor Benefit Plan (and the reserve component version, as well).  What should you do?</itunes:summary>
<itunes:duration>00:12:20</itunes:duration>
<itunes:keywords>compare, component, life insurance, military, money, pay, RCSBP, reserve, retire, retirement, sbp, Should I Pay for SBP or Buy a Life Insurance Polic, survivor benefit plan</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0033-Should-I-Pay-for-SBP-or-Buy-a-Life-Insurance-Policy-20170907.mp3</guid>
</item>




<item>
<title>The IRR As a Semi-Retirement Option</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0034-The-IRR-As-A-Semi-Retirement-Option-20170914.mp3</link>
<description>Here are some suggestions on how to make the IRR work for you.</description>
<enclosure length="5121595" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0034-The-IRR-As-A-Semi-Retirement-Option-20170914.mp3"/>
<pubDate>14 Sep 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Here are some suggestions on how to make the IRR work for you.</itunes:summary>
<itunes:duration>00:21:20</itunes:duration>
<itunes:keywords>irr, individual, ready, reserve, military, semi-retirement, retire, option</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0034-The-IRR-As-A-Semi-Retirement-Option-20170914.mp3</guid>
</item>




<item>
<title>Asking the Audience: How Can I Reach Out to Families</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0035-Asking-The-Audience-How-Can-I-Reach-Out-to-Families-20170921.mp3</link>
<description>I am looking for your suggestions on how to reach out to military family members.</description>
<enclosure length="824156" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0035-Asking-The-Audience-How-Can-I-Reach-Out-to-Families-20170921.mp3"/>
<pubDate>21 Sep 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>I am looking for your suggestions on how to reach out to military family members.</itunes:summary>
<itunes:duration>00:03:26</itunes:duration>
<itunes:keywords>military, retire, retirement, families, family, outreach, reach out, suggestion, asking, audience</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0035-Asking-The-Audience-How-Can-I-Reach-Out-to-Families-20170921.mp3</guid>
</item>




<item>
<title>Final Pay versus High 3 Pay</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0036-Final-Pay-vs-High-3-Pay-20171012.mp3</link>
<description>What is the difference between final pay and high three pay? How do you qualify for either of them?</description>
<enclosure length="2100160" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0036-Final-Pay-vs-High-3-Pay-20171012.mp3"/>
<pubDate>12 Oct 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>What is the difference between final pay and high three pay? How do you qualify for either of them?</itunes:summary>
<itunes:duration>00:08:45</itunes:duration>
<itunes:keywords>military, pay, final, high three, high 3, reserve, retire, retirement, national guard</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0036-Final-Pay-vs-High-3-Pay-20171012.mp3</guid>
</item>





<item>
<title>What Is the DIEMS / DIEUS Date?</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0037-What-Is-The-DIEMS-DIEUS-Date-20171019.mp3</link>
<description>This week we are going to cover what is probably one of the simplest topics on my list: the DIEMS date (or DIEUS, if you are Air Force).</description>
<enclosure length="1040546" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0037-What-Is-The-DIEMS-DIEUS-Date-20171019.mp3"/>
<pubDate>19 Oct 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>This week we are going to cover what is probably one of the simplest topics on my list: the DIEMS date (or DIEUS, if you are Air Force).</itunes:summary>
<itunes:duration>00:04:19</itunes:duration>
<itunes:keywords>component, diems, dieus, final pay, high-3, military, money, pay, reserve, retire, retirement, what is the diems / dieus date</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0037-What-Is-The-DIEMS-DIEUS-Date-20171019.mp3</guid>
</item>




<item>
<title>Change of Plans: New Series On Medical Retirement</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0038-Change-of-Plans-New-Series-On-Medical-Retirement-20171026.mp3</link>
<description>I am starting a new series to shed some light on the different types of medical retirement.</description>
<enclosure length="1294252" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0038-Change-of-Plans-New-Series-On-Medical-Retirement-20171026.mp3"/>
<pubDate>26 Oct 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>I am starting a new series to shed some light on the different types of medical retirement.</itunes:summary>
<itunes:duration>00:05:24</itunes:duration>
<itunes:keywords>medical, board, retirement, retire, military, reserve, national guard</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0038-Change-of-Plans-New-Series-On-Medical-Retirement-20171026.mp3</guid>
</item>





<item>
<title>Im Medically Unfit for Retention. Now What?</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0039-Im-Medically-Unfit-For-Retention-Now-What-20171102.mp3</link>
<description>You are medically unfit for continued service. What are your options?</description>
<enclosure length="3640774" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0039-Im-Medically-Unfit-For-Retention-Now-What-20171102.mp3"/>
<pubDate>2 Nov 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>You are medically unfit for continued service. What are your options?</itunes:summary>
<itunes:duration>00:15:10</itunes:duration>
<itunes:keywords>medical, unfit, board, military, retirement, retire, severance, evaluation</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0039-Im-Medically-Unfit-For-Retention-Now-What-20171102.mp3</guid>
</item>






<item>
<title>Beware the IDES of Medical Boards?</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0040-Beware-the-IDES-of-Medical-Boards-20171109.mp3</link>
<description>A quick description of medical boards and how they work.</description>
<enclosure length="7183390" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0040-Beware-the-IDES-of-Medical-Boards-20171109.mp3"/>
<pubDate>9 Nov 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>A quick description of medical boards and how they work.</itunes:summary>
<itunes:duration>00:29:56</itunes:duration>
<itunes:keywords>disability, ides, evaluation, physical, medical, reserve, military, board, integrated, peblo</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0040-Beware-the-IDES-of-Medical-Boards-20171109.mp3</guid>
</item>




<item>
<title>"Jackpot! I've Been Offered a HUGE Severance Payment."  DJ says, "Don't Take It."</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0041-Jackpot-I-Have-Been-Offered-a-HUGE-Severance-Payment-20171116.mp3</link>
<description>What would you do if someone offered you $40,000 to go away?  Here is the good, the bad, and the conceptually unattractive about severance pay.</description>
<enclosure length="5068306" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0041-Jackpot-I-Have-Been-Offered-a-HUGE-Severance-Payment-20171116.mp3"/>
<pubDate>16 Nov 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>What would you do if someone offered you $40,000 to go away?  Here is the good, the bad, and the conceptually unattractive about severance pay.</itunes:summary>
<itunes:duration>00:21:07</itunes:duration>
<itunes:keywords>ides, disability, va, severance, medical, board, retirement, retire, military</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0041-Jackpot-I-Have-Been-Offered-a-HUGE-Severance-Payment-20171116.mp3</guid>
</item>




<item>
<title>Interview With a PEBLO</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Bonus_Episode_001-Interview_With_A_PEBLO-20171116.mp3</link>
<description>A Fort Knox PEBLO was kind enough to sit for an interview and talk about medical boards and her roles assisting service members.</description>
<enclosure length="6044754" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Bonus_Episode_001-Interview_With_A_PEBLO-20171116.mp3"/>
<pubDate>16 Nov 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>A Fort Knox PEBLO was kind enough to sit for an interview and talk about medical boards and her roles assisting service members.</itunes:summary>
<itunes:duration>00:25:11</itunes:duration>
<itunes:keywords>ides, medical, board, peblo, disability, military, retirement, reserve, national guard</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Bonus_Episode_001-Interview_With_A_PEBLO-20171116.mp3</guid>
</item>





<item>
<title>The Temporary and Permanent Disability Retirement Lists</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0042-The-Temporary-and-Permanent-Disability-Retirement-Lists-20171123.mp3</link>
<description>So, what exactly are the PDRL and TDRL? Let's find out.</description>
<enclosure length="4689445" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0042-The-Temporary-and-Permanent-Disability-Retirement-Lists-20171123.mp3"/>
<pubDate>23 Nov 2017 12:30:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>So, what exactly are the PDRL and TDRL? Let's find out.</itunes:summary>
<itunes:duration>00:19:32</itunes:duration>
<itunes:keywords>ides, medical, board, temporary, disability, military, retirement, reserve, national guard, tdrl, pdrl, permanent</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0042-The-Temporary-and-Permanent-Disability-Retirement-Lists-20171123.mp3</guid>
</item>



<item>
<title>The Truth About Concurrent Retired and Disability Pay</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0043-The-Truth-About-Concurrent-Retired-and-Disability-Pay-20171130.mp3</link>
<description>So, what exactly are the PDRL and TDRL? Let's find out.</description>
<enclosure length="4651957" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0043-The-Truth-About-Concurrent-Retired-and-Disability-Pay-20171130.mp3"/>
<pubDate>30 Nov 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>So, what exactly are the PDRL and TDRL? Let's find out.</itunes:summary>
<itunes:duration>00:19:22</itunes:duration>
<itunes:keywords>ides, medical, board, temporary, disability, military, retirement, reserve, national guard, tdrl, pdrl, permanent</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0043-The-Truth-About-Concurrent-Retired-and-Disability-Pay-20171130.mp3</guid>
</item>





<item>
<title>Veterans Can Now Apply for VA Identification Cards</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Bonus_Episode_002-Veterans-Can-Now-Apply-for-VA-Identification-Cards-20171129.mp3</link>
<description>Veterans can now apply for ID cards through the VA and will no longer need to carry around DD 214s or other documents to prove their service.</description>
<enclosure length="926455" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Bonus_Episode_002-Veterans-Can-Now-Apply-for-VA-Identification-Cards-20171129.mp3"/>
<pubDate>29 Nov 2017 22:30:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Veterans can now apply for ID cards through the VA and will no longer need to carry around DD 214s or other documents to prove their service.</itunes:summary>
<itunes:duration>00:03:52</itunes:duration>
<itunes:keywords>veteran, id, card, military, dd 214, va, veterans, administration</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Bonus_Episode_002-Veterans-Can-Now-Apply-for-VA-Identification-Cards-20171129.mp3</guid>
</item>




<item>
<title>Combat Related Special Compensation (CRSC) Is NOT the Same as Concurrent Receipt</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0044-Combat-Related-Special-Compensation-Is-NOT-the-Same-As-Concurrent-Receipt-20171207.mp3</link>
<description>What is CRSC? It&#65533;s not the same as CRDP. It&#65533;s a horse of a different color.</description>
<enclosure length="6836224" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0044-Combat-Related-Special-Compensation-Is-NOT-the-Same-As-Concurrent-Receipt-20171207.mp3"/>
<pubDate>7 Dec 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>What is CRSC? It&#65533;s not the same as CRDP. It&#65533;s a horse of a different color.</itunes:summary>
<itunes:duration>00:28:29</itunes:duration>
<itunes:keywords>CRSC, CRDP, combat, related, special, compensation, concurrent, receipt, medical, va, money, pay</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0044-Combat-Related-Special-Compensation-Is-NOT-the-Same-As-Concurrent-Receipt-20171207.mp3</guid>
</item>




<item>
<title>Continuation on Active Duty and Continuation on Active Reserve</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0045-Continuation-On-Active-Duty-and-Continuation-On-Active-Reserve-20171214.mp3</link>
<description>Want to continue to serve after being found medically unfit?  Here is a way you can do it.</description>
<enclosure length="4799793" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0045-Continuation-On-Active-Duty-and-Continuation-On-Active-Reserve-20171214.mp3"/>
<pubDate>14 Dec 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Want to continue to serve after being found medically unfit?  Here is a way you can do it.</itunes:summary>
<itunes:duration>00:20:00</itunes:duration>
<itunes:keywords>reserve, component, military, retirement, annuity, pay, coad, coar, continuation, active, duty, extend, request, disability, medical, board</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0045-Continuation-On-Active-Duty-and-Continuation-On-Active-Reserve-20171214.mp3</guid>
</item>





<item>
<title>The Physical Disability Board of Review (PDBR)</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0046-The-Physical-Disability-Board-of-Review-20171221.mp3</link>
<description>So you have a problem with your disability rating?  Here is how you might be able to fix it.</description>
<enclosure length="3880469" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0046-The-Physical-Disability-Board-of-Review-20171221.mp3"/>
<pubDate>21 Dec 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>So you have a problem with your disability rating?  Here is how you might be able to fix it.</itunes:summary>
<itunes:duration>00:16:10</itunes:duration>
<itunes:keywords>reserve, component, military, retirement, annuity, pay, pdbr, review, appeal, request, disability, medical, board</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0046-The-Physical-Disability-Board-of-Review-20171221.mp3</guid>
</item>




<item>
<title>Testing a Digital Recorder and Plans for the Future</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Bonus_Episode_003-Testing-a-Digital-Recorder-and-Plans-for-the-Future-20171225.mp3</link>
<description>Earlier today I was testing a digital recorder while driving to a friend's house. I started talking about the origins of my retirement education project and some of my plans for the future. I thought you would find it interesting. Enjoy.</description>
<enclosure length="15131817" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Bonus_Episode_003-Testing-a-Digital-Recorder-and-Plans-for-the-Future-20171225.mp3"/>
<pubDate>Mon, 25 Dec 2017 22:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Earlier today I was testing a digital recorder while driving to a friend's house. I started talking about the origins of my retirement education project and some of my plans for the future. I thought you would find it interesting. Enjoy.</itunes:summary>
<itunes:duration>01:03:03</itunes:duration>
<itunes:keywords>rso, retirement services officer</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Bonus_Episode_003-Testing-a-Digital-Recorder-and-Plans-for-the-Future-20171225.mp3</guid>
</item>





<item>
<title>Tricare Changes in 2018</title>
<link>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0047-Tricare-Changes-in-2018-20171228.mp3</link>
<description>Here's a sneak peak at the Tricare changes for next year.</description>
<enclosure length="7145544" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0047-Tricare-Changes-in-2018-20171228.mp3"/>

<pubDate>28 Dec 2017 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Here's a sneak peak at the Tricare changes for next year.</itunes:summary>
<itunes:duration>00:29:46</itunes:duration>
<itunes:keywords>rso, retirement services officer, Tricare, 2018, opm, office, personnel, management, dental, vision, DS Logon, DSLogon, MilConnect</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2017/RCRetirement-Episode_0047-Tricare-Changes-in-2018-20171228.mp3</guid>
</item>







<item>
<title>It's the New Year. Are You Opt-In Ready?</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Bonus_Episode_004-Its-the-New-Year-Are-You-Opt-In-Ready-20180101.mp3</link>
<description>Go to http://rcretirement.com/2018/01/01/bonus-episode-004-its-the-new-year-are-you-opt-in-ready for the resources. If you hit twelve years of service in the next few days or weeks, you need to listen to this now. </description>
<enclosure length="3138493" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Bonus_Episode_004-Its-the-New-Year-Are-You-Opt-In-Ready-20180101.mp3"/>
<pubDate>Mon, 01 Jan 2018 19:45:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Go to http://rcretirement.com/2018/01/01/bonus-episode-004-its-the-new-year-are-you-opt-in-ready for the resources. If you hit twelve years of service in the next few days or weeks, you need to listen to this now. </itunes:summary>
<itunes:duration>00:13:04</itunes:duration>
<itunes:keywords>brs, blended, system, opt-in, opt, in, continuation, pay, bonus</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Bonus_Episode_004-Its-the-New-Year-Are-You-Opt-In-Ready-20180101.mp3</guid>
</item>





<item>
<title>Eligible SBP Beneficiaries</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0048-Eligible-SBP-Beneficiaries-20180104.mp3</link>
<description>Who can be a beneficiary under the Survivor Benefit Plan and how does it affect you (and them)?</description>
<enclosure length="5263901" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0048-Eligible-SBP-Beneficiaries-20180104.mp3"/>
<pubDate>04 Jan 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Who can be a beneficiary under the Survivor Benefit Plan and how does it affect you (and them)?</itunes:summary>
<itunes:duration>00:21:55</itunes:duration>
<itunes:keywords>SBP, survivor, benefit, plan, beneficiary, beneficiaries, recipient, cost, premium</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0048-Eligible-SBP-Beneficiaries-20180104.mp3</guid>
</item>





<item>
<title>Updating Survivor Benefit Elections (The Sad Story of SSG Walker)</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0049-Updating-Survivor-Benefit-Elections-The-Sad-Story-of-SSG-Walker-20180111.mp3</link>
<description>Let's learn a valuable lesson from a tragic story.</description>
<enclosure length="3042586" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0049-Updating-Survivor-Benefit-Elections-The-Sad-Story-of-SSG-Walker-20180111.mp3"/>
<pubDate>11 Jan 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Let's learn a valuable lesson from a tragic story.</itunes:summary>
<itunes:duration>00:12:40</itunes:duration>
<itunes:keywords>SBP, survivor, benefit, plan, beneficiary, beneficiaries, recipient, cost, premium, update, change, marriage, death, birth</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0049-Updating-Survivor-Benefit-Elections-The-Sad-Story-of-SSG-Walker-20180111.mp3</guid>
</item>






<item>
<title>Staff Sergeant Angus Loses It All (The 6 and 8 Year Rules)</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0050-The_6_and_8_Year_Rules-20180118.mp3</link>
<description>How does twenty-one years of service not equal eligibility for retirement?</description>
<enclosure length="3128672" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0050-The_6_and_8_Year_Rules-20180118.mp3"/>
<pubDate>18 Jan 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>How does twenty-one years of service not equal eligibility for retirement?</itunes:summary>
<itunes:duration>00:13:02</itunes:duration>
<itunes:keywords>six year rule, 6 year rule, eight year rule, 8 year rule, notice of eligibility, twenty year letter, 20 year letter
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0050-The_6_and_8_Year_Rules-20180118.mp3</guid>
</item>






<item>
<title>Senator Defends Reservists During Budget Debate</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Bonus_Episode_005-Senator-Defends-Reservists-During-Budget-Debate-20180122.mp3</link>
<description>There were some interesting comments during this morning's budget debate.</description>
<enclosure length="2629426" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Bonus_Episode_005-Senator-Defends-Reservists-During-Budget-Debate-20180122.mp3"/>
<pubDate>22 Jan 2018 21:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>There were some interesting comments during this morning's budget debate.</itunes:summary>
<itunes:duration>00:10:57</itunes:duration>
<itunes:keywords>readiness, senator, Joni, Ernst, officer, budget, aye, rye, year, government, shutdown, shut, down
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Bonus_Episode_005-Senator-Defends-Reservists-During-Budget-Debate-20180122.mp3</guid>
</item>





<item>
<title>What is the Gray Area?</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0051-What-Is-The-Gray-Area-20180125.mp3</link>
<description>What is a gray area retiree and what benefits does it provide for you?</description>
<enclosure length="7360903" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0051-What-Is-The-Gray-Area-20180125.mp3"/>
<pubDate>25 Jan 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>What is a gray area retiree and what benefits does it provide for you?</itunes:summary>
<itunes:duration>00:30:40</itunes:duration>
<itunes:keywords>gray, grey, area, retired, pension, id, card, DEERS, RAPIDS, locator, site</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0051-What-Is-The-Gray-Area-20180125.mp3</guid>
</item>





<item>
<title>Tricare East Update</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Bonus_Episode_006-Tricare-East-Update-20180201.mp3</link>
<description>Here is some important information for those of you in the former Tricare North region.</description>
<enclosure length="1516268" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Bonus_Episode_006-Tricare-East-Update-20180201.mp3"/>
<pubDate>1 Feb 2018 20:45:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Here is some important information for those of you in the former Tricare North region.</itunes:summary>
<itunes:duration>00:06:19</itunes:duration>
<itunes:keywords>Tricare, north, east, update, trs, trr, tya, allotment, recurring, payment, auto, auto-pay, auto-payment, eft, Health Net Federal Services, HNFS, Humana, Tricare East, establish, re-establish, premium, fee, premiums, fees</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Bonus_Episode_006-Tricare-East-Update-20180201.mp3</guid>
</item>




<item>
<title>Military Divorce Minefields Part 1 - Military vs Civilian Plans</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0052-Military-Divorce-Minefields-Part-1-Military-vs-Civilian-Plans-20180208.mp3</link>
<description>Part 1 of what you should know about military divorces.</description>
<enclosure length="4760717" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0052-Military-Divorce-Minefields-Part-1-Military-vs-Civilian-Plans-20180208.mp3"/>
<pubDate>8 Feb 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Part 1 of what you should know about military divorces.</itunes:summary>
<itunes:duration>00:19:50</itunes:duration>
<itunes:keywords>divorce, division, asset, law, legal, benefits, civilian, attoney, lawyer, separation, marriage, divorced, mine, field, minefield, Tricare, sbp, survivor, benefit, plan, rcsbp, sgli, life, insurance, dfas, finance, center, court, judge, qdro, mpdo</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0052-Military-Divorce-Minefields-Part-1-Military-vs-Civilian-Plans-20180208.mp3</guid>
</item>


<item>
<title>Military Divorce Minefields Part 2 - Division of Retired Pay</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0053-Military-Divorce-Minefields-Part-2-Division-of-Retired-Pay-20180215.mp3</link>
<description></description>
<enclosure length="3473408" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0053-Military-Divorce-Minefields-Part-2-Division-of-Retired-Pay-20180215.mp3"/>
<pubDate>15 Feb 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary/>
<itunes:duration>00:14:28</itunes:duration>
<itunes:keywords>divorce, division, asset, law, legal, benefits, civilian, attoney, lawyer, separation, marriage, divorced, mine, field, minefield, Tricare, sbp, survivor, benefit, plan, rcsbp, sgli, life, insurance, dfas, finance, center, court, judge, qdro, mpdo</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0053-Military-Divorce-Minefields-Part-2-Division-of-Retired-Pay-20180215.mp3</guid>
</item>



<item>
<title>Military Divorce Minefields Part 3 - Medical and On-Post Benefits</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0054-Military-Divorce-Minefields-Part-3-Medical-and-OnPost-Benefits-20180222.mp3</link>
<description></description>
<enclosure length="5097490" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0054-Military-Divorce-Minefields-Part-3-Medical-and-OnPost-Benefits-20180222.mp3"/>
<pubDate>22 Feb 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary/>
<itunes:duration>00:21:14</itunes:duration>
<itunes:keywords>divorce, division, asset, law, legal, benefits, civilian, attoney, lawyer, separation, marriage, divorced, mine, field, minefield, Tricare, sbp, survivor, benefit, plan, rcsbp, sgli, life, insurance, dfas, finance, center, court, judge, qdro, mpdo</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0054-Military-Divorce-Minefields-Part-3-Medical-and-OnPost-Benefits-20180222.mp3</guid>
</item>



<item>
<title>Military Divorce Minefields Part 4 - The Survivor Benefit Plan</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0055-Military-Divorce-Minefields-Part-4-The-Survivor-Benefit-Plan-20180301.mp3</link>
<description></description>
<enclosure length="3606731" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0055-Military-Divorce-Minefields-Part-4-The-Survivor-Benefit-Plan-20180301.mp3"/>
<pubDate>01 Mar 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary/>
<itunes:duration>00:15:02</itunes:duration>
<itunes:keywords>divorce, division, asset, law, legal, benefits, civilian, attoney, lawyer, separation, marriage, divorced, mine, field, minefield, Tricare, sbp, survivor, benefit, plan, rcsbp, sgli, life, insurance, dfas, finance, center, court, judge, qdro, mpdo</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0055-Military-Divorce-Minefields-Part-4-The-Survivor-Benefit-Plan-20180301.mp3</guid>
</item>



<item>
<title>It's Almost Tax Time. Where Is My W2 (or 1099)?</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Bonus_Episode_007-Its-Almost-Tax-Time-Where-Is-My-W2-or-1099-20180301.mp3</link>
<description></description>
<enclosure length="2329854" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Bonus_Episode_007-Its-Almost-Tax-Time-Where-Is-My-W2-or-1099-20180301.mp3"/>
<pubDate>01 Mar 2018 15:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary/>
<itunes:duration>00:09:42</itunes:duration>
<itunes:keywords/>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Bonus_Episode_007-Its-Almost-Tax-Time-Where-Is-My-W2-or-1099-20180301.mp3</guid>
</item>





<item>
<title>Leaving Active Duty Soon? Prove It</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0056-Leaving-Active-Duty-Soon-Prove-It-20180308.mp3</link>
<description></description>
<enclosure length="3480896" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0056-Leaving-Active-Duty-Soon-Prove-It-20180308.mp3"/>
<pubDate>08 Mar 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary/>
<itunes:duration>00:14:30</itunes:duration>
<itunes:keywords>Certification of Active Service, VOW, Act, Veterans, Opportunity, work, statement, DD 214, Certificate, Release, Active, Duty, Discharge, REFRAD, Service, federal, opm, office, personnel, management</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0056-Leaving-Active-Duty-Soon-Prove-It-20180308.mp3</guid>
</item>




<item>
<title>RCRetirement Goes to Shortwave</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Bonus_Episode_008-RCRetirement-Goes-to-Shortwave-20180308.mp3</link>
<description></description>
<enclosure length="766785" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Bonus_Episode_008-RCRetirement-Goes-to-Shortwave-20180308.mp3"/>
<pubDate>08 Mar 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary/>
<itunes:duration>00:03:12</itunes:duration>
<itunes:keywords>reserve, component, military, retirement, retire, shortwave, radio, broadcast, new, show</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Bonus_Episode_008-RCRetirement-Goes-to-Shortwave-20180308.mp3</guid>
</item>





<item>
<title>The Mystery of Combat-Related Special Compensation. What Does It Actually Pay?</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0057-The-Mystery-of-Combat-Related-Special-Compensation-What-Does-It-Actually-Pay-201803015.mp3</link>
<description></description>
<enclosure length="4749236" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0057-The-Mystery-of-Combat-Related-Special-Compensation-What-Does-It-Actually-Pay-201803015.mp3"/>
<pubDate>15 Mar 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary/>
<itunes:duration>00:19:47</itunes:duration>
<itunes:keywords>divorce, division, asset, law, legal, benefits, civilian, attoney, lawyer, separation, marriage, divorced, mine, field, minefield, Tricare, sbp, survivor, benefit, plan, rcsbp, sgli, life, insurance, dfas, finance, center, court, judge, qdro, mpdo</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0057-The-Mystery-of-Combat-Related-Special-Compensation-What-Does-It-Actually-Pay-201803015.mp3</guid>
</item>






<item>
<title>Deducting Survivor Benefit Plan Premiums from VA Compensation</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0058-Deducting-SBP-Premiums-From-VA-Compensation-20180322.mp3</link>
<description></description>
<enclosure length="4858393" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0058-Deducting-SBP-Premiums-From-VA-Compensation-20180322.mp3"/>
<pubDate>Thu, 22 Mar 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary/>
<itunes:duration>00:20:15</itunes:duration>
<itunes:keywords>annuity, survivor, benefit, plan, sbp, premium, deduct, va, veterans, accounting, service, pdrl, disabled, permanent, retired, medical, disability</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0058-Deducting-SBP-Premiums-From-VA-Compensation-20180322.mp3</guid>
</item>




<item>
<title>But My PEBLO Said... Part 2 - Disability Pay Estimates versus Reality</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0059-Disability-Pay-Estimates-Versus-Reality-20180329.mp3</link>
<description>PEBLOs try but they often get pay estimates wrong.  Here's how it really works.</description>
<enclosure length="7122088" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0059-Disability-Pay-Estimates-Versus-Reality-20180329.mp3"/>
<pubDate>Thu, 29 Mar 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>PEBLOs try but they often get pay estimates wrong.  Here's how it really works.</itunes:summary>
<itunes:duration>00:29:40</itunes:duration>
<itunes:keywords>IDES, PEBLO, CRSC, combat, related, special, compensation, va, veteran, veterans, administration, medical, compensation, offset</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0059-Disability-Pay-Estimates-Versus-Reality-20180329.mp3</guid>
</item>




<item>
<title>How Can I Withdraw from the Survivor Benefit Plan?</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0060-How-Can-I-Withdraw-From-SBP-20180405.mp3</link>
<description>Are you considering withdrawing from the Survivor Benefit Plan?  Is it really a good idea to do so?</description>
<enclosure length="4564909" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0060-How-Can-I-Withdraw-From-SBP-20180405.mp3"/>
<pubDate>Thu, 05 Apr 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Are you considering withdrawing from the Survivor Benefit Plan?  Is it really a good idea to do so?</itunes:summary>
<itunes:duration>00:19:00</itunes:duration>
<itunes:keywords>survivor, benefit, plan, withdraw, disabled, permanent, total, DD Form 2656-2, DD 2656-2, DD 26562, va, veterans, administration</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0060-How-Can-I-Withdraw-From-SBP-20180405.mp3</guid>
</item>






<item>
<title>How Does the Physical Disability Board Compute Years of Service?</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0061-How-Does-The-Physical-Disability-Board-Compute_YOS-20180412.mp3</link>
<description>Is disability pay based on your disability rating or your retirement points?</description>
<enclosure length="5108876" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0061-How-Does-The-Physical-Disability-Board-Compute_YOS-20180412.mp3"/>
<pubDate>Thu, 12 Apr 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Is disability pay based on your disability rating or your retirement points?</itunes:summary>
<itunes:duration>00:21:17</itunes:duration>
<itunes:keywords>disability, review, board, service, points, pdrl, tdrl, permanent, temporary, active, duty, equivalent, physical, law, code, title 10, 10 USC, 10, USC, severance, va, veterans, administration
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0061-How-Does-The-Physical-Disability-Board-Compute_YOS-20180412.mp3</guid>
</item>




<item>
<title>New Rules for the Transfer of the Post-9/11 G.I. Bill</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0062-New-Rules-for-the-Transfer-of-the-Post-9-11-GI-Bill-20180419.mp3</link>
<description>The rules for transferring the new GI Bill have changed.  Keep yourself informed.</description>
<enclosure length="3275278" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0062-New-Rules-for-the-Transfer-of-the-Post-9-11-GI-Bill-20180419.mp3"/>
<pubDate>Thu, 19 Apr 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>The rules for transferring the new GI Bill have changed.  Keep yourself informed.</itunes:summary>
<itunes:duration>00:13:39</itunes:duration>
<itunes:keywords>GI Bill, Post 9-11, Post 911, transfer, benefit, education
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0062-New-Rules-for-the-Transfer-of-the-Post-9-11-GI-Bill-20180419.mp3</guid>
</item>






<item>
<title>The 30-Day (Before 60) Panic! What Do I Do?</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0063-The-30-Day-Panic-20180503.mp3</link>
<description>You completed your retired pay application nine months ago and sent it to your branch of service.  It is now a month before your birthday.  What are you supposed to do?</description>
<enclosure length="3671180" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0063-The-30-Day-Panic-20180503.mp3"/>
<pubDate>Thu, 3 May 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>You completed your retired pay application nine months ago and sent it to your branch of service.  It is now a month before your birthday.  What are you supposed to do?</itunes:summary>
<itunes:duration>00:15:18</itunes:duration>
<itunes:keywords>pay, pension, panic, do something
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0063-The-30-Day-Panic-20180503.mp3</guid>
</item>








<item>
<title>Operation ICEBERG: Damaging Debts and What To Do About Them</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0064-Operation-ICEBERG-Damaging-Debts-and-What-To-Do-About-Them-20180510.mp3</link>
<description>You've been hit by a substantial debt by DFAS and it's due to no fault of your own.  Here is what you can do about it.</description>
<enclosure length="4276610" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0064-Operation-ICEBERG-Damaging-Debts-and-What-To-Do-About-Them-20180510.mp3"/>
<pubDate>Thu, 10 May 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>You've been hit by a substantial debt by DFAS and it's due to no fault of your own.  Here is what you can do about it.</itunes:summary>
<itunes:duration>00:17:49</itunes:duration>
<itunes:keywords>pay, debt, waiver, dfas, va
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0064-Operation-ICEBERG-Damaging-Debts-and-What-To-Do-About-Them-20180510.mp3</guid>
</item>






<item>
<title>The Course of Last Resort: Boards of Correction for Military Records</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0065-The-Course-of-Last-Resort-Boards-of-Correction-of-Military-Records-20180517.mp3</link>
<description>You've done everything you can to fix a problem with your records without success.  What now?</description>
<enclosure length="6380206" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0065-The-Course-of-Last-Resort-Boards-of-Correction-of-Military-Records-20180517.mp3"/>
<pubDate>Thu, 17 May 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>You've done everything you can to fix a problem with your records without success.  What now?</itunes:summary>
<itunes:duration>00:26:35</itunes:duration>
<itunes:keywords>board of corrections, bcmr, dd 149, correct, record
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0065-The-Course-of-Last-Resort-Boards-of-Correction-of-Military-Records-20180517.mp3</guid>
</item>







<item>
<title>The Effects of Separation Pay - Part 1</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0066-The-Effects-of-Separation-Pay-Part-1-20180524.mp3</link>
<description>How do the various types of separation pay work and how do they affect you?</description>
<enclosure length="5537676" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0066-The-Effects-of-Separation-Pay-Part-1-20180524.mp3"/>
<pubDate>Thu, 24 May 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>How do the various types of separation pay work and how do they affect you?</itunes:summary>
<itunes:duration>00:23:04</itunes:duration>
<itunes:keywords>separation, pay, recoupment, severance
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0066-The-Effects-of-Separation-Pay-Part-1-20180524.mp3</guid>
</item>






<item>
<title>The Effects of Separation Pay - Part 2</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0067-The-Effects-of-Separation-Pay-Part-2-20180531.mp3</link>
<description>How do the various types of separation pay work and how do they affect you?</description>
<enclosure length="2728551" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0067-The-Effects-of-Separation-Pay-Part-2-20180531.mp3"/>
<pubDate>Thu, 31 May 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>How do the various types of separation pay work and how do they affect you?</itunes:summary>
<itunes:duration>00:11:22</itunes:duration>
<itunes:keywords>separation, pay, recoupment, severance
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0067-The-Effects-of-Separation-Pay-Part-2-20180531.mp3</guid>
</item>






<item>
<title>Back Pay Limitations and Waivers</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0068-Back-Pay-Limitations-and-Waivers-20180607.mp3</link>
<description>How far back does back pay go?</description>
<enclosure length="2279887" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0068-Back-Pay-Limitations-and-Waivers-20180607.mp3"/>
<pubDate>Thu, 07 Jun 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>How far back does back pay go?</itunes:summary>
<itunes:duration>00:09:30</itunes:duration>
<itunes:keywords>back pay, limitation, limit, waiver, Barring Act
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0068-Back-Pay-Limitations-and-Waivers-20180607.mp3</guid>
</item>







<item>
<title>Interview With a Retiring USAR Officer</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0069-Interview-With-A-Retiring-USAR-Officer-20180614.mp3</link>
<description>You have a twenty-year letter. Do you continue serving, get out completely, or go to the retired reserve?</description>
<enclosure length="6288331" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0069-Interview-With-A-Retiring-USAR-Officer-20180614.mp3"/>
<pubDate>Thu, 14 Jun 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>You have a twenty-year letter. Do you continue serving, get out completely, or go to the retired reserve?</itunes:summary>
<itunes:duration>00:26:12</itunes:duration>
<itunes:keywords>retired reserve, grey area, retire, twenty, years, service
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0069-Interview-With-A-Retiring-USAR-Officer-20180614.mp3</guid>
</item>





<item>
<title>Reporting the Death of a Retiree</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0070-Reporting-the-Death-of-a-Retiree-20180621.mp3</link>
<description>A military retiree in your family has passed away.  Here is how you can report the death to DFAS.</description>
<enclosure length="2732537" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0070-Reporting-the-Death-of-a-Retiree-20180621.mp3"/>
<pubDate>Thu, 21 Jun 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>A military retiree in your family has passed away.  Here is how you can report the death to DFAS.</itunes:summary>
<itunes:duration>00:11:23</itunes:duration>
<itunes:keywords>report, death, retiree, dfas, military, stop, pay, online, customer, service
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0070-Reporting-the-Death-of-a-Retiree-20180621.mp3</guid>
</item>







<item>
<title>I'm AGR. My Reserve Service Doesn't Count For Retirement, Right?</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0071-I-Am-AGR-My-Reserve-Service-Does-Not-Count-For-Retirement-Right-20180628.mp3</link>
<description>Here is what happens to your reserve service when you become an AGR soldier.</description>
<enclosure length="4864370" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0071-I-Am-AGR-My-Reserve-Service-Does-Not-Count-For-Retirement-Right-20180628.mp3"/>
<pubDate>Thu, 28 Jun 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Here is what happens to your reserve service when you become an AGR soldier.</itunes:summary>
<itunes:duration>00:20:16</itunes:duration>
<itunes:keywords>1405, afs, agr, active, duty, additional
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0071-I-Am-AGR-My-Reserve-Service-Does-Not-Count-For-Retirement-Right-20180628.mp3</guid>
</item>







<item>
<title>Thrift Savings Plan Series: The G and F Funds</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0072-TSP-Series-The-G-and-F-Funds-20180705.mp3</link>
<description>A crash course in two of the funds in the Thrift Savings Plan.</description>
<enclosure length="471841" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0072-TSP-Series-The-G-and-F-Funds-20180705.mp3"/>
<pubDate>Thu, 5 Jul 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>A crash course in two of the funds in the Thrift Savings Plan.</itunes:summary>
<itunes:duration>00:19:38</itunes:duration>
<itunes:keywords>TSP, Thrift, Savings, Plan, G Fund, F Fund</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0072-TSP-Series-The-G-and-F-Funds-20180705.mp3</guid>
</item>









<item>
<title>Thrift Savings Plan Series: The C and S Funds</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0073-TSP-Series-The-C-and-S-Funds-20180712.mp3</link>
<description>A crash course in two of the funds in the Thrift Savings Plan.</description>
<enclosure length="4991950" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0073-TSP-Series-The-C-and-S-Funds-20180712.mp3"/>
<pubDate>Thu, 12 Jul 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>A crash course in two of the funds in the Thrift Savings Plan.</itunes:summary>
<itunes:duration>00:20:48</itunes:duration>
<itunes:keywords>TSP, Thrift, Savings, Plan, C Fund, S Fund</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0073-TSP-Series-The-C-and-S-Funds-20180712.mp3</guid>
</item>





<item>
<title>Thrift Savings Plan Series: The I and L Funds</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0074-TSP-Series-The-I-and-L-Funds-20180719.mp3</link>
<description>A crash course in two of the funds in the Thrift Savings Plan.</description>
<enclosure length="4504750" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0074-TSP-Series-The-I-and-L-Funds-20180719.mp3"/>
<pubDate>Thu, 19 Jul 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>A crash course in two of the funds in the Thrift Savings Plan.</itunes:summary>
<itunes:duration>00:18:46</itunes:duration>
<itunes:keywords>TSP, Thrift, Savings, Plan, I Fund, L Fund
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0074-TSP-Series-The-I-and-L-Funds-20180719.mp3</guid>
</item>




<item>
<title>Thrift Savings Plan Series: All Together Now</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0075-TSP-Series-All-Together-Now-20180726.mp3</link>
<description>Some suggestions on using the Thrift Savings Plan.</description>
<enclosure length="5767560" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0075-TSP-Series-All-Together-Now-20180726.mp3"/>
<pubDate>Thu, 26 Jul 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Some suggestions on using the funds in the Thrift Savings Plan.</itunes:summary>
<itunes:duration>00:24:02</itunes:duration>
<itunes:keywords>TSP, Thrift, Savings, Plan, suggestions
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0075-TSP-Series-All-Together-Now-20180726.mp3</guid>
</item>






<item>
<title>Do I Need to Reevaluate VA Ratings During a Medical Board?</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0076-Reevaluating-VA-During-IDES-20180802.mp3</link>
<description>You have existing VA ratings and you're starting a medical board. Do you reevaluate or not?</description>
<enclosure length="2686157" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0076-Reevaluating-VA-During-IDES-20180802.mp3"/>
<pubDate>Thu, 02 Aug 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>You have existing VA ratings and you're starting a medical board. Do you reevaluate or not?</itunes:summary>
<itunes:duration>00:11:12</itunes:duration>
<itunes:keywords>ides, medical, disability, va, evaluate
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0076-Reevaluating-VA-During-IDES-20180802.mp3</guid>
</item>






<item>
<title>Interview with a Disabled Retiree: More on Operation Iceberg</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0077-Interview-with-a-Disabled-Retiree-More-on-Operation-Iceberg-20180809.mp3</link>
<description>Valerie has some interesting things to say about her medical retirement.</description>
<enclosure length="12929341" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0077-Interview-with-a-Disabled-Retiree-More-on-Operation-Iceberg-20180809.mp3"/>
<pubDate>Thu, 09 Aug 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Valerie has some interesting things to say about her medical retirement.</itunes:summary>
<itunes:duration>00:53:52</itunes:duration>
<itunes:keywords>va, dfas, disability, retire, debt, crsc
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0077-Interview-with-a-Disabled-Retiree-More-on-Operation-Iceberg-20180809.mp3</guid>
</item>






<item>
<title>Some of The Different Types of Possible Pay at Retirement</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0078-Some-Of-The-Types-Of-Possible-Pay-At-Retirement-20180816.mp3</link>
<description>A YouTube viewer asks a question and DJ answers.</description>
<enclosure length="4578471" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0078-Some-Of-The-Types-Of-Possible-Pay-At-Retirement-20180816.mp3"/>
<pubDate>Thu, 16 Aug 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>A YouTube viewer asks a question and DJ answers.</itunes:summary>
<itunes:duration>00:19:05</itunes:duration>
<itunes:keywords>va, permanent, pension, retire, crdp, crsc
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0078-Some-Of-The-Types-Of-Possible-Pay-At-Retirement-20180816.mp3</guid>
</item>







<item>
<title>The Army Physical Disability Board of Review</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0079-Army-Physical-Disability-Board-of-Review-20181023.mp3</link>
<description>.</description>
<enclosure length="5980405" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0079-Army-Physical-Disability-Board-of-Review-20181023.mp3"/>
<pubDate>Tue, 23 Oct 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>.</itunes:summary>
<itunes:duration>00:24:55</itunes:duration>
<itunes:keywords>PDBR, Review, Board, Disability
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0079-Army-Physical-Disability-Board-of-Review-20181023.mp3</guid>
</item>





<item>
<title>Question from the Audience.  What Does CRSC Mean to Me?</title>
<link>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0080-CRSC-Pays-What-20181227.mp3</link>
<description>.</description>
<enclosure length="5100804" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0080-CRSC-Pays-What-20181227.mp3"/>
<pubDate>Thu, 27 Dec 2018 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>.</itunes:summary>
<itunes:duration>00:21:15</itunes:duration>
<itunes:keywords>CRSC, pay, finance, money
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2018/RCRetirement-Episode_0080-CRSC-Pays-What-20181227.mp3</guid>
</item>








<item>
<title>New Location and Announcements.  Who is DJ?</title>
<link>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0081-Who-Is-DJ-20190120.mp3</link>
<description>.</description>
<enclosure length="4489126" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0081-Who-Is-DJ-20190120.mp3"/>
<pubDate>Sun, 20 Jan 2019 23:30:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>.</itunes:summary>
<itunes:duration>00:18:42</itunes:duration>
<itunes:keywords>CRSC, pay, finance, money
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0081-Who-Is-DJ-20190120.mp3</guid>
</item>





<item>
<title>A First Sergeant's Perspective on Retirement Issues</title>
<link>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0082-1SG-Perspective-20190124.mp3</link>
<description>.</description>
<enclosure length="7824448" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0082-1SG-Perspective-20190124.mp3"/>
<pubDate>Thu, 24 Jan 2019 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>.</itunes:summary>
<itunes:duration>00:32:36</itunes:duration>
<itunes:keywords>First sergeant, perspective, leadership, retirement
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0082-1SG-Perspective-20190124.mp3</guid>
</item>







<item>
<title>DJ Talks to a Viewer</title>
<link>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0083-DJ-Talks-To-A-Viewer-20190207.mp3</link>
<description>.</description>
<enclosure length="7948133" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0083-DJ-Talks-To-A-Viewer-20190207.mp3"/>
<pubDate>Thu, 07 Feb 2019 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>.</itunes:summary>
<itunes:duration>00:33:07</itunes:duration>
<itunes:keywords>coar, meb, appeal, noe, retire
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0083-DJ-Talks-To-A-Viewer-20190207.mp3</guid>
</item>




<item>
<title>DJ Interviews a Military Retirement Expert</title>
<link>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0084-DJ-Interviews-A-Military-Retirement-Expert-20190214.mp3</link>
<description>.</description>
<enclosure length="4857347" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0084-DJ-Interviews-A-Military-Retirement-Expert-20190214.mp3"/>
<pubDate>Thu, 14 Feb 2019 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>.</itunes:summary>
<itunes:duration>00:20:14</itunes:duration>
<itunes:keywords>reserve, retire, expert, sbp, pay, points
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0084-DJ-Interviews-A-Military-Retirement-Expert-20190214.mp3</guid>
</item>








<item>
<title>Let's Play Twenty Questions (Okay, a Few More Than That) With D.J.</title>
<link>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0085-20-Questions-with-DJ-20190226.mp3</link>
<description>.</description>
<enclosure length="15185537" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0085-20-Questions-with-DJ-20190226.mp3"/>
<pubDate>Tue, 26 Feb 2019 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>I am now offering a few reminders about some things as well as a wide range of fee-for-service options for everyone.  Lots of info pack into fifteen minutes.</itunes:summary>
<itunes:duration>00:15:56</itunes:duration>
<itunes:keywords>fee-for-service, military, reserve, arng
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0085-20-Questions-with-DJ-20190226.mp3</guid>
</item>









<item>
<title>Field Trip(ish)! Let's Explore the Benefeds Website.</title>
<link>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0086-Field-Trip-Lets-Explore-the-Benefeds-Website-201902286.mp3</link>
<description>The Tricare Retiree Dental Plan is gone.  Here is what has taken its place.</description>
<enclosure length="18247414" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0086-Field-Trip-Lets-Explore-the-Benefeds-Website-201902286.mp3"/>
<pubDate>Thu, 28 Feb 2019 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>The Tricare Retiree Dental Plan is gone.  Here is what has taken its place.</itunes:summary>
<itunes:duration>00:23:42</itunes:duration>
<itunes:keywords>dental, military, reserve, vision, insurance
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0086-Field-Trip-Lets-Explore-the-Benefeds-Website-201902286.mp3</guid>
</item>









<item>
<title>Should I Take the Survivor Benefit Plan or Invest the Premiums?</title>
<link>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0087-Should-I-Take-SBP-Or-Invest-the-Premiums-20190311.mp3</link>
<description>This is a common question.  Can you match the value of the SBP by investing the amount of the premiums in a mutual fund or other asset?</description>
<enclosure length="33876711" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0087-Should-I-Take-SBP-Or-Invest-the-Premiums-20190311.mp3"/>
<pubDate>Mon, 11 Mar 2019 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>This is a common question.  Can you match the value of the SBP by investing the amount of the premiums in a mutual fund or other asset?</itunes:summary>
<itunes:duration>00:35:40</itunes:duration>
<itunes:keywords>SBP, invest, premiums, stock, money
</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0087-Should-I-Take-SBP-Or-Invest-the-Premiums-20190311.mp3</guid>
</item>




<item>
<title>Taxes and the Best and Worst States</title>
<link>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0088-Taxes-and-the-Best-and-Worst-States-20190326.mp3</link>
<description>Here are a few tips on this year's tax changes as well as a fun bit: the best and worst states from a tax perspective.</description>
<enclosure length="46182139" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0088-Taxes-and-the-Best-and-Worst-States-20190326.mp3"/>
<pubDate>Tue, 26 Mar 2019 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Here are a few tips on this year's tax changes as well as a fun bit: the best and worst states from a tax perspective.</itunes:summary>
<itunes:duration>00:50:22</itunes:duration>
<itunes:keywords>taxes, states, best, worst, 2019</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0088-Taxes-and-the-Best-and-Worst-States-20190326.mp3</guid>
</item>





<item>
<title>By the Numbers, D.J. Asks for Your Help</title>
<link>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0089-by-the-numbers-DJ-asks-for-your-help-20190328.mp3</link>
<description></description>
<enclosure length="9971822" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0089-by-the-numbers-DJ-asks-for-your-help-20190328.mp3"/>
<pubDate>Thu, 28 Mar 2019 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary/>
<itunes:duration>00:10:35</itunes:duration>
<itunes:keywords/>
<guid>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0089-by-the-numbers-DJ-asks-for-your-help-20190328.mp3</guid>
</item>






<item>
<title>Request Your Personnel Records Through eBenefits / MilConnect</title>
<link>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0090-Request-Your-Pesonnel-Records-Through-MilConnect-20190403.mp3</link>
<description>Here is a quick and easy way to get your military records without having to fill out a bunch of forms and wait for weeks for a response.</description>
<enclosure length="21360614" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0090-Request-Your-Pesonnel-Records-Through-MilConnect-20190403.mp3"/>
<pubDate>Wed, 03 Apr 2019 12:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Here is a quick and easy way to get your military records without having to fill out a bunch of forms and wait for weeks for a response.</itunes:summary>
<itunes:duration>00:22:14</itunes:duration>
<itunes:keywords>records, milconnect, ebenefits</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0090-Request-Your-Pesonnel-Records-Through-MilConnect-20190403.mp3</guid>
</item>







<item>
<title>Clarifying Drill Pay and VA Compensation</title>
<link>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0091-Clarifying-Drill-Pay-and-VA-Compensation-20191015.mp3</link>
<description>A reader writes in with a question about VA compensation and drill pay.</description>
<enclosure length="19855755" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0091-Clarifying-Drill-Pay-and-VA-Compensation-20191015.mp3"/>
<pubDate>Tue, 15 Oct 2019 11:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>A reader writes in with a question about VA compensation and drill pay.</itunes:summary>
<itunes:duration>00:20:20</itunes:duration>
<itunes:keywords>va, drill, pay, law, military</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0091-Clarifying-Drill-Pay-and-VA-Compensation-20191015.mp3</guid>
</item>









<item>
<title>What Is the Legacy Disability Evaluation System?</title>
<link>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0092-What-Is-the-LDES-20191018.mp3</link>
<description>DJ describes, compares, and contrasts the Integrated and Legacy Disability Evaluation Systems.</description>
<enclosure length="18225919" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0092-What-Is-the-LDES-20191018.mp3"/>
<pubDate>Fri, 18 Oct 2019 17:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>DJ describes, compares, and contrasts the Integrated and Legacy Disability Evaluation Systems.</itunes:summary>
<itunes:duration>00:18:53</itunes:duration>
<itunes:keywords>ldes, ides, compare, disability, medical</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0092-What-Is-the-LDES-20191018.mp3</guid>
</item>










<item>
<title>Let's Talk About Enlisted (20-Year) Retention Boards - Part One</title>
<link>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0093-Lets-Talk-About-Enlisted-20-Year-Retention-Boards-Part-One-20191023.mp3</link>
<description>The Qualitative Retention Board, in all its glory.</description>
<enclosure length="36523771" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0093-Lets-Talk-About-Enlisted-20-Year-Retention-Boards-Part-One-20191023.mp3"/>
<pubDate>Wed, 23 Oct 2019 15:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>The Qualitative Retention Board, in all its glory.</itunes:summary>
<itunes:duration>00:37:27</itunes:duration>
<itunes:keywords>QRB, retention, board, 20, year</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0093-Lets-Talk-About-Enlisted-20-Year-Retention-Boards-Part-One-20191023.mp3</guid>
</item>










<item>
<title>Let's Talk About Enlisted (20-Year) Retention Boards - Part Two</title>
<link>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0094-Lets-Talk-About-Enlisted-20-Year-Retention-Boards-Part-Two-20191025.mp3</link>
<description>The Qualitative Retention Board, in all its glory.</description>
<enclosure length="45381076" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0094-Lets-Talk-About-Enlisted-20-Year-Retention-Boards-Part-Two-20191025.mp3"/>
<pubDate>Fri, 25 Oct 2019 12:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>The Qualitative Retention Board, in all its glory.</itunes:summary>
<itunes:duration>00:47:15</itunes:duration>
<itunes:keywords>QRB, retention, board, 20, year</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2019/RCRetirement-Episode_0094-Lets-Talk-About-Enlisted-20-Year-Retention-Boards-Part-Two-20191025.mp3</guid>
</item>














<item>
<title>Oh, No! Tax Time!</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0096-Oh-No-Tax-Time-20200105.mp3</link>
<description>A few details for the 2019 tax year.</description>
<enclosure length="16843294" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0096-Oh-No-Tax-Time-20200105.mp3"/>
<pubDate>Sun, 05 Jan 2020 12:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>A few details for the 2019 tax year.</itunes:summary>
<itunes:duration>00:17:05</itunes:duration>
<itunes:keywords>taxes, tax, 2019, military</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0096-Oh-No-Tax-Time-20200105.mp3</guid>
</item>










<item>
<title>Audience Member Question: Applying for COAD</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0097-COAR-COAD_Question-20200112.mp3</link>
<description>An audience members asks for specifics on the COAR / COAD application packet.</description>
<enclosure length="18132346" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0097-COAR-COAD_Question-20200112.mp3"/>
<pubDate>Sun, 12 Jan 2020 12:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>An audience members asks for specifics on the COAR / COAD application packet.</itunes:summary>
<itunes:duration>00:18:36</itunes:duration>
<itunes:keywords>COAR, COAD, continuation, question</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0097-COAR-COAD_Question-20200112.mp3</guid>
</item>









<item>
<title>DJ Rants About the Survivor Benefit Plan</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0098-DJ-Rants-About-SBP-20200129.mp3</link>
<description>.</description>
<enclosure length="21061584" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0098-DJ-Rants-About-SBP-20200129.mp3"/>
<pubDate>Wed, 29 Jan 2020 12:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>.</itunes:summary>
<itunes:duration>00:21:55</itunes:duration>
<itunes:keywords>SBP, RCSBP, survivor, benefit, plan</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0098-DJ-Rants-About-SBP-20200129.mp3</guid>
</item>













<item>
<title>Can a Twenty-Year Letter Be Revoked?</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0099-Can-a-20YL-Be-Revoked-20200216.mp3</link>
<description>.</description>
<enclosure length="20450442" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0099-Can-a-20YL-Be-Revoked-20200216.mp3"/>
<pubDate>Sun, 16 Feb 2020 12:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>.</itunes:summary>
<itunes:duration>00:20:48</itunes:duration>
<itunes:keywords>NOE, Twenty-year letter, revoke</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0099-Can-a-20YL-Be-Revoked-20200216.mp3</guid>
</item>














<item>
<title>Changes to the Voluntary Separation Incentive</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0100-Changes-to-the-VSI-20200223.mp3</link>
<description>.</description>
<enclosure length="25372521" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0100-Changes-to-the-VSI-20200223.mp3"/>
<pubDate>Sun, 23 Feb 2020 12:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>.</itunes:summary>
<itunes:duration>00:24:52</itunes:duration>
<itunes:keywords>VSI, voluntary, separation, incentive, law</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0100-Changes-to-the-VSI-20200223.mp3</guid>
</item>













<item>
<title>Retention Determinations for Non-Deployable Service Members</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0101-Nondeployable-Retention-Determinations-20200305.mp3</link>
<description>.</description>
<enclosure length="27704933" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0101-Nondeployable-Retention-Determinations-20200305.mp3"/>
<pubDate>Wed, 04 Mar 2020 12:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>.</itunes:summary>
<itunes:duration>00:28:07</itunes:duration>
<itunes:keywords/>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0101-Nondeployable-Retention-Determinations-20200305.mp3</guid>
</item>








<item>
<title>PDRL and CRDP? Magic at Age Sixty!</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0102-PDRL-and-CRDP-Magic-at-Age-60-20200306.mp3</link>
<description>If you are medically retired and eligible for CRDP, your retired pay will recalculate based on the pay scale in effect when you turn sixty.</description>
<enclosure length="25379700" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0102-PDRL-and-CRDP-Magic-at-Age-60-20200306.mp3"/>
<pubDate>Fri, 06 Mar 2020 12:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>If you are medically retired and eligible for CRDP, your retired pay will recalculate based on the pay scale in effect when you turn sixty.</itunes:summary>
<itunes:duration>00:17:56</itunes:duration>
<itunes:keywords>PDRL, CRDP, 60, sixty, recompute, pay</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0102-PDRL-and-CRDP-Magic-at-Age-60-20200306.mp3</guid>
</item>










<item>
<title>BRS and Division of Assets Upon Divorce</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0103-BRS-and-Division-of-Assets-upon-Divorce-20200308.mp3</link>
<description>The Blended Retirement System has made division of assets upon divorce a little more complicated.</description>
<enclosure length="31331429" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0103-BRS-and-Division-of-Assets-upon-Divorce-20200308.mp3"/>
<pubDate>Sun, 08 Mar 2020 12:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>The Blended Retirement System has made division of assets upon divorce a little more complicated.</itunes:summary>
<itunes:duration>00:22:16</itunes:duration>
<itunes:keywords>BRS, divorce, division, assets</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0103-BRS-and-Division-of-Assets-upon-Divorce-20200308.mp3</guid>
</item>







<item>
<title>Keep Marching On</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0104-Keep-Marching-On-20200315.mp3</link>
<description>.</description>
<enclosure length="16721169" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0104-Keep-Marching-On-20200315.mp3"/>
<pubDate>Sun, 15 Mar 2020 12:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>.</itunes:summary>
<itunes:duration>00:17:41</itunes:duration>
<itunes:keywords>BRS, divorce, division, assets</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0104-Keep-Marching-On-20200315.mp3</guid>
</item>




<item>
<title>A Little COVID-19 Sanity</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0105-A-Little-COVID-19-Sanity-20200331.mp3</link>
<description>.</description>
<enclosure length="29776643" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0105-A-Little-COVID-19-Sanity-20200331.mp3"/>
<pubDate>Tue, 31 Mar 2020 15:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>.</itunes:summary>
<itunes:duration>00:20:07</itunes:duration>
<itunes:keywords>COVID-17, virus, retiree, recall, medical</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0105-A-Little-COVID-19-Sanity-20200331.mp3</guid>
</item>






<item>
<title>Emergency Preparation and the Emergency Reaction Mindset</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0106-Emergency-Preparation-and-the-Emergency-Reaction-Mindset-20200331.mp3</link>
<description>Plan for emergencies and they won't be catastrophies when they happen.</description>
<enclosure length="40106065" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0106-Emergency-Preparation-and-the-Emergency-Reaction-Mindset-20200331.mp3"/>
<pubDate>Tue, 31 Mar 2020 23:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Plan for emergencies and they won't be catastrophies when they happen.</itunes:summary>
<itunes:duration>00:21:03</itunes:duration>
<itunes:keywords>emergency, planning, finance, mindset, Tricare, medical</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0106-Emergency-Preparation-and-the-Emergency-Reaction-Mindset-20200331.mp3</guid>
</item>







<item>
<title>Heather&#65533;s Questions: USAR Officer Has Medical Questions for DJ &#65533; Part 1</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0107-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-1-20200524.mp3</link>
<description>Heather, an Army officer, asks DJ and Misty about what to expect from IDES.</description>
<enclosure length="27188606" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0107-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-1-20200524.mp3"/>
<pubDate>Sun, 24 May 2020 17:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Heather, an Army officer, asks DJ and Misty about what to expect from IDES.</itunes:summary>
<itunes:duration>00:27:19</itunes:duration>
<itunes:keywords>medical, IDES, MEB, retire, planning</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0107-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-1-20200524.mp3</guid>
</item>









<item>
<title>Heather&#65533;s Questions: USAR Officer Has Medical Questions for DJ &#65533; Part 2</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0108-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-2-20200527.mp3</link>
<description>Heather, an Army officer, asks DJ and Misty about what to expect from IDES.</description>
<enclosure length="21545036" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0108-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-2-20200527.mp3"/>
<pubDate>Wed, 27 May 2020 21:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Heather, an Army officer, asks DJ and Misty about what to expect from IDES.</itunes:summary>
<itunes:duration>00:21:24</itunes:duration>
<itunes:keywords>medical, IDES, MEB, retire, planning</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0108-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-2-20200527.mp3</guid>
</item>









<item>
<title>Heather&#65533;s Questions: USAR Officer Has Medical Questions for DJ &#65533; Part 3</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0109-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-3-20200531.mp3</link>
<description>Heather, an Army officer, asks DJ and Misty about what to expect from IDES.</description>
<enclosure length="9199161" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0109-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-3-20200531.mp3"/>
<pubDate>Sun, 31 May 2020 12:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Heather, an Army officer, asks DJ and Misty about what to expect from IDES.</itunes:summary>
<itunes:duration>00:09:23</itunes:duration>
<itunes:keywords>medical, IDES, MEB, retire, planning</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0109-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-3-20200531.mp3</guid>
</item>








<item>
<title>Heather&#65533;s Questions: USAR Officer Has Medical Questions for DJ &#65533; Part 4</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0110-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-4-20200603.mp3</link>
<description>Heather, an Army officer, asks DJ and Misty about what to expect from IDES.</description>
<enclosure length="23535729" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0110-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-4-20200603.mp3"/>
<pubDate>Wed, 03 Jun 2020 12:15:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Heather, an Army officer, asks DJ and Misty about what to expect from IDES.</itunes:summary>
<itunes:duration>00:24:57</itunes:duration>
<itunes:keywords>medical, IDES, MEB, retire, planning</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0110-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-4-20200603.mp3</guid>
</item>








<item>
<title>Heather&#65533;s Questions: USAR Officer Has Medical Questions for DJ &#65533; Part 5</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0111-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-5-20200608.mp3</link>
<description>Heather, an Army officer, asks DJ and Misty about what to expect from IDES.</description>
<enclosure length="18020061" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0111-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-5-20200608.mp3"/>
<pubDate>Mon, 08 Jun 2020 23:45:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Heather, an Army officer, asks DJ and Misty about what to expect from IDES.</itunes:summary>
<itunes:duration>00:17:52</itunes:duration>
<itunes:keywords>medical, IDES, MEB, retire, planning</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0111-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-5-20200608.mp3</guid>
</item>







<item>
<title>Heather&#65533;s Questions: USAR Officer Has Medical Questions for DJ &#65533; Part 6</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0112-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-6-20200610.mp3</link>
<description>Heather, an Army officer, asks DJ and Misty about what to expect from IDES.</description>
<enclosure length="20698209" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0112-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-6-20200610.mp3"/>
<pubDate>Wed, 10 Jun 2020 11:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Heather, an Army officer, asks DJ and Misty about what to expect from IDES.</itunes:summary>
<itunes:duration>00:22:11</itunes:duration>
<itunes:keywords>medical, IDES, MEB, retire, planning</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0112-Heathers-Questions-USAR-Officer-Has-Medical-Questions-For-DJ-Part-6-20200610.mp3</guid>
</item>






<item>
<title>Applying for CRSC: A Chat With DJ and Misty, Part 1</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0113-Applying-For-CRSC-Part-1-20200705.mp3</link>
<description>Matt, a medically retired soldier, asks DJ and Misty about what to combat-related special compensation.</description>
<enclosure length="30221528" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0113-Applying-For-CRSC-Part-1-20200705.mp3"/>
<pubDate>Fri, 05 Jun 2020 08:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Matt, a medically retired soldier, asks DJ and Misty about what to combat-related special compensation.</itunes:summary>
<itunes:duration>00:33:00</itunes:duration>
<itunes:keywords>medical, CRSC, VA, retire, planning</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0113-Applying-For-CRSC-Part-1-20200705.mp3</guid>
</item>



<item>
<title>Applying for CRSC: A Chat With DJ and Misty, Part 2</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0114-Applying-For-CRSC-Part-2-20200712.mp3</link>
<description>Matt, a medically retired soldier, asks DJ and Misty about what to combat-related special compensation.</description>
<enclosure length="60166418" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0114-Applying-For-CRSC-Part-2-20200712.mp3"/>
<pubDate>Sun, 12 Jul 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Matt, a medically retired soldier, asks DJ and Misty about what to combat-related special compensation.</itunes:summary>
<itunes:duration>00:41:24</itunes:duration>
<itunes:keywords>medical, CRSC, VA, retire, planning</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0114-Applying-For-CRSC-Part-2-20200712.mp3</guid>
</item>





<item>
<title>Applying for CRSC: A Chat With DJ and Misty, Part 3</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0115-Applying-For-CRSC-Part-3-20200719.mp3</link>
<description>Matt, a medically retired soldier, asks DJ and Misty about what to combat-related special compensation.</description>
<enclosure length="33431164" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0115-Applying-For-CRSC-Part-3-20200719.mp3"/>
<pubDate>Sun, 19 Jul 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Matt, a medically retired soldier, asks DJ and Misty about what to combat-related special compensation.</itunes:summary>
<itunes:duration>00:23:02</itunes:duration>
<itunes:keywords>medical, CRSC, VA, retire, planning</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0115-Applying-For-CRSC-Part-3-20200719.mp3</guid>
</item>




<item>
<title>The Effects of Voluntary Separation Pay - Part 1</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0116-The-Effects-of-Voluntary-Separation-Pay-Part-1-20200727.mp3</link>
<description>DJ interviews William, a retired officer who accepted separation pay and is now dealing with the consequences.</description>
<enclosure length="43580988" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0116-The-Effects-of-Voluntary-Separation-Pay-Part-1-20200727.mp3"/>
<pubDate>Mon, 27 Jul 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>DJ interviews William, a retired officer who accepted separation pay and is now dealing with the consequences.</itunes:summary>
<itunes:duration>00:29:27</itunes:duration>
<itunes:keywords>separation, pay, SSB, VSI, retire, planning</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0116-The-Effects-of-Voluntary-Separation-Pay-Part-1-20200727.mp3</guid>
</item>






<item>
<title>The Effects of Voluntary Separation Pay - Part 2</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0117-The-Effects-of-Voluntary-Separation-Pay-Part-2-20200823.mp3</link>
<description>DJ interviews William, a retired officer who accepted separation pay and is now dealing with the consequences.</description>
<enclosure length="57147121" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0117-The-Effects-of-Voluntary-Separation-Pay-Part-2-20200823.mp3"/>
<pubDate>Sun, 23 Aug 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>DJ interviews William, a retired officer who accepted separation pay and is now dealing with the consequences.</itunes:summary>
<itunes:duration>00:39:16</itunes:duration>
<itunes:keywords>separation, pay, SSB, VSI, retire, planning</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0117-The-Effects-of-Voluntary-Separation-Pay-Part-2-20200823.mp3</guid>
</item>





<item>
<title>The Effects of Voluntary Separation Pay - Part 3</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0118-The-Effects-of-Voluntary-Separation-Pay-Part-3-20200830.mp3</link>
<description>DJ interviews William, a retired officer who accepted separation pay and is now dealing with the consequences.</description>
<enclosure length="39951350" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0118-The-Effects-of-Voluntary-Separation-Pay-Part-3-20200830.mp3"/>
<pubDate>Sun, 30 Aug 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>DJ interviews William, a retired officer who accepted separation pay and is now dealing with the consequences.</itunes:summary>
<itunes:duration>00:26:23</itunes:duration>
<itunes:keywords>separation, pay, SSB, VSI, retire, planning</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0118-The-Effects-of-Voluntary-Separation-Pay-Part-3-20200830.mp3</guid>
</item>









<item>
<title>Follow-Up With Valerie - Two Years Into Disability Retirement - Part 1</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0119-Follow-Up-With-Valerie-Part-1-20200920.mp3</link>
<description>A follow-up interview with Valerie, a medically retired soldier, who is experiencing problems with retired pay and VA compensation.</description>
<enclosure length="37172616" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0119-Follow-Up-With-Valerie-Part-1-20200920.mp3"/>
<pubDate>Sun, 20 Sep 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>A follow-up interview with Valerie, a medically retired soldier, who is experiencing problems with retired pay and VA compensation.</itunes:summary>
<itunes:duration>00:28:04</itunes:duration>
<itunes:keywords>medical, CRSC, VA, retire, planning</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0119-Follow-Up-With-Valerie-Part-1-20200920.mp3</guid>
</item>




<item>
<title>Follow-Up With Valerie - Two Years Into Disability Retirement - Part 2</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0120-Follow-Up-With-Valerie-Part-2-20200927.mp3</link>
<description>A follow-up interview with Valerie, a medically retired soldier, who is experiencing problems with retired pay and VA compensation.</description>
<enclosure length="27914666" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0120-Follow-Up-With-Valerie-Part-2-20200927.mp3"/>
<pubDate>Sun, 27 Sep 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>A follow-up interview with Valerie, a medically retired soldier, who is experiencing problems with retired pay and VA compensation.</itunes:summary>
<itunes:duration>00:20:40</itunes:duration>
<itunes:keywords>medical, CRSC, VA, retire, planning</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0120-Follow-Up-With-Valerie-Part-2-20200927.mp3</guid>
</item>




<item>
<title>IDES Retiree Interview - Part 1</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0121-IDES-Retiree-Interview-Part-1-20201007.mp3</link>
<description>DJ interviews Don, a New Mexico National Guard soldier who recently completed the Integrated Disability Evaluation System.</description>
<enclosure length="69641579" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0121-IDES-Retiree-Interview-Part-1-20201007.mp3"/>
<pubDate>Wed, 07 Oct 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>DJ interviews Don, a New Mexico National Guard soldier who recently completed the Integrated Disability Evaluation System.</itunes:summary>
<itunes:duration>00:52:16</itunes:duration>
<itunes:keywords>medical, IDES, VA, PEB, MEB</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0121-IDES-Retiree-Interview-Part-1-20201007.mp3</guid>
</item>




<item>
<title>IDES Retiree Interview - Part 2</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0122-IDES-Retiree-Interview-Part-2-20201011.mp3</link>
<description>DJ interviews Don, a New Mexico National Guard soldier who recently completed the Integrated Disability Evaluation System.</description>
<enclosure length="78693419" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0122-IDES-Retiree-Interview-Part-2-20201011.mp3"/>
<pubDate>Sun, 11 Oct 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>DJ interviews Don, a New Mexico National Guard soldier who recently completed the Integrated Disability Evaluation System.</itunes:summary>
<itunes:duration>00:59:39</itunes:duration>
<itunes:keywords>medical, IDES, VA, PEB, MEB</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0122-IDES-Retiree-Interview-Part-2-20201011.mp3</guid>
</item>




<item>
<title/>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0123-Flags-Flags-Everwhere-Are-Flags-20201111.mp3</link>
<description>DJ talks about a local tradition honoring veterans in his hometown.</description>
<enclosure length="9536546" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0123-Flags-Flags-Everwhere-Are-Flags-20201111.mp3"/>
<pubDate>Wed, 11 Nov 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>DJ talks about a local tradition honoring veterans in his hometown.</itunes:summary>
<itunes:duration>00:08:12</itunes:duration>
<itunes:keywords>veterans, flags, tradition, local, hometown</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0123-Flags-Flags-Everwhere-Are-Flags-20201111.mp3</guid>
</item>




<item>
<title>2021 Survivor Benefit / DIC Changes</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0124-2021-SBP-DIC-Changes-20201115.mp3</link>
<description>.</description>
<enclosure length="32295174" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0124-2021-SBP-DIC-Changes-20201115.mp3"/>
<pubDate>Sun, 15 Nov 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>.</itunes:summary>
<itunes:duration>00:17:59</itunes:duration>
<itunes:keywords>2020, changes, DIC, NDAA, SBP</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0124-2021-SBP-DIC-Changes-20201115.mp3</guid>
</item>





<item>
<title>Update! Tricare Changes for 2021 (Poor Audio)</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0125-Update-Tricare-Changes-for-2021-20201122.mp3</link>
<description>DJ gives a quick update about important Tricare changes coming up in 2021. Sorry for the bad audio.</description>
<enclosure length="23160698" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0125-Update-Tricare-Changes-for-2021-20201122.mp3"/>
<pubDate>Sun, 22 Nov 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>DJ gives a quick update about important Tricare changes coming up in 2021. Sorry for the bad audio.</itunes:summary>
<itunes:duration>00:11:57</itunes:duration>
<itunes:keywords>2021, Tricare, fees, NDAA, enrollment, health, insurance, east, west, humana</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0125-Update-Tricare-Changes-for-2021-20201122.mp3</guid>
</item>




<item>
<title>Should I Discontinue SBP Coverage in My Third Year of Retirement?</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0126-Should-I-Discontinue-SBP-Coverage-In-My-Third-Year-Of-Retirement-20201129.mp3</link>
<description>DJ receives a message from DFAS with a strange offer. Here is what it means.</description>
<enclosure length="45061526" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0126-Should-I-Discontinue-SBP-Coverage-In-My-Third-Year-Of-Retirement-20201129.mp3"/>
<pubDate>Sun, 29 Nov 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>DJ receives a message from DFAS with a strange offer. Here is what it means.</itunes:summary>
<itunes:duration>00:25:30</itunes:duration>
<itunes:keywords>SBP, annuity, withdraw, DFAS, DD 2656-2, DD 5656-6, DIC, VA, disability</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0126-Should-I-Discontinue-SBP-Coverage-In-My-Third-Year-Of-Retirement-20201129.mp3</guid>
</item>





<item>
<title>Withdrawal From SBP Due to VA Disability</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0127-withdrawal-from-SBP-coverage-due-to-VA-disability-20201206.mp3</link>
<description>You're 100% disabled by the VA. You have the option to withdraw from the Survivor Benefit Plan. Is it the right option for you? With the upcoming changes to Dependency and Indemnity Compensation (DIC), maybe, maybe not. Listen to this.</description>
<enclosure length="16352439" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0127-withdrawal-from-SBP-coverage-due-to-VA-disability-20201206.mp3"/>
<pubDate>Sun, 06 Dec 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>You're 100% disabled by the VA. You have the option to withdraw from the Survivor Benefit Plan. Is it the right option for you? With the upcoming changes to Dependency and Indemnity Compensation (DIC), maybe, maybe not. Listen to this.</itunes:summary>
<itunes:duration>00:15:27</itunes:duration>
<itunes:keywords>SBP, VA, disability, DIC, withdraw, changes, medical, retirement</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0127-withdrawal-from-SBP-coverage-due-to-VA-disability-20201206.mp3</guid>
</item>




<item>
<title>Terminal Leave After Medical Boards</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0128-terminal-leave-after-medical-boards-20201213.mp3</link>
<description>.</description>
<enclosure length="9519332" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0128-terminal-leave-after-medical-boards-20201213.mp3"/>
<pubDate>Sun, 13 Dec 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>.</itunes:summary>
<itunes:duration>00:10:39</itunes:duration>
<itunes:keywords>leave, BAH, BAS, DFAS, money, medical, retirement</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0128-terminal-leave-after-medical-boards-20201213.mp3</guid>
</item>





<item>
<title>Clarifying CRSC Confusion</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0129-clarifying-crsc-confusion-20201220.mp3</link>
<description>DJ talks about how to compute CRSC.</description>
<enclosure length="21220873" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0129-clarifying-crsc-confusion-20201220.mp3"/>
<pubDate>Sun, 20 Dec 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>DJ talks about how to compute CRSC.</itunes:summary>
<itunes:duration>00:17:35</itunes:duration>
<itunes:keywords>crsc, formula, combat, compensation, medical, retirement</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0129-clarifying-crsc-confusion-20201220.mp3</guid>
</item>





<item>
<title>Five Questions from YouTube Comments</title>
<link>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0130-five-questions-from-youtube-comments-20201227.mp3</link>
<description>DJ answers questions from viewers.</description>
<enclosure length="14597881" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0130-five-questions-from-youtube-comments-20201227.mp3"/>
<pubDate>Sun, 27 Dec 2020 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>DJ answers questions from viewers.</itunes:summary>
<itunes:duration>00:14:55</itunes:duration>
<itunes:keywords>youtube, comment, answers, questions, retirement</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2020/RCRetirement-Episode_0130-five-questions-from-youtube-comments-20201227.mp3</guid>
</item>





<item>
<title>Advice for Tax Time</title>
<link>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0131-advice-for-tax-time-20210103.mp3</link>
<description>DJ gives some hints for the use of MyPay that will be helpful for tax season.</description>
<enclosure length="19457960" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0131-advice-for-tax-time-20210103.mp3"/>
<pubDate>Sun, 03 Jan 2021 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>DJ gives some hints for the use of MyPay that will be helpful for tax season.</itunes:summary>
<itunes:duration>00:19:11</itunes:duration>
<itunes:keywords>tax, 1099, advice, DFAS</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0131-advice-for-tax-time-20210103.mp3</guid>
</item>





<item>
<title>SBP and the Paid-Up Provision</title>
<link>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0132-sbp-and-the-paid-up-provision-20210110.mp3</link>
<description>DJ talks about when SBP premiums end for retirees.</description>
<enclosure length="7051124" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0132-sbp-and-the-paid-up-provision-20210110.mp3"/>
<pubDate>Sun, 10 Jan 2021 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>DJ gives some hints for the use of MyPay that will be helpful for tax season.</itunes:summary>
<itunes:duration>00:07:05</itunes:duration>
<itunes:keywords>sbp, rcsbp, premium, paid-up, paidup</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0132-sbp-and-the-paid-up-provision-20210110.mp3</guid>
</item>





<item>
<title>Active Duty SBP Provisions</title>
<link>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0133-active-duty-sbp-provisions-20210117.mp3</link>
<description>The Survivor Benefit Plan works differently in the case of active duty deaths. Today, DJ talks about how SBP works for active duty service members.</description>
<enclosure length="42487097" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0133-active-duty-sbp-provisions-20210117.mp3"/>
<pubDate>Sun, 17 Jan 2021 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>The Survivor Benefit Plan works differently in the case of active duty deaths. Today, DJ talks about how SBP works for active duty service members.</itunes:summary>
<itunes:duration>00:27:16</itunes:duration>
<itunes:keywords>sbp, active, duty, benefit, benefits</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0133-active-duty-sbp-provisions-20210117.mp3</guid>
</item>





<item>
<title>State Retired Pay for NG Service</title>
<link>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0134-state-retired-pay-for-NG-service-20210124.mp3</link>
<description>A few states offer their own retirement benefit for National Guard service. Here is a description of the four that I have found.</description>
<enclosure length="25420927" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0134-state-retired-pay-for-NG-service-20210124.mp3"/>
<pubDate>Sun, 24 Jan 2021 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>A few states offer their own retirement benefit for National Guard service. Here is a description of the four that I have found.</itunes:summary>
<itunes:duration>00:17:03</itunes:duration>
<itunes:keywords>state, ng, retired, pay, benefit</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0134-state-retired-pay-for-NG-service-20210124.mp3</guid>
</item>






<item>
<title>Clarifying Reduced Retirement Age</title>
<link>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0135-clarifying-reduced-retirement-age-20210131.mp3</link>
<description>I received a question from a viewer about the reduced retirement age law and regular component service. This seems like a good time to go over a few specifics about that law.</description>
<enclosure length="19904873" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0135-clarifying-reduced-retirement-age-20210131.mp3"/>
<pubDate>Sun, 31 Jan 2021 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>I received a question from a viewer about the reduced retirement age law and regular component service. This seems like a good time to go over a few specifics about that law.</itunes:summary>
<itunes:duration>00:13:27</itunes:duration>
<itunes:keywords>reduced, retirement, age, retired, pay</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0135-clarifying-reduced-retirement-age-20210131.mp3</guid>
</item>








<item>
<title>Service After Age 60</title>
<link>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0136-service-after-age-60-20210207.mp3</link>
<description>I received a question from a viewer about service after age sixty. Here is a brief description of what you have to do and the circumstances in which it can be done.</description>
<enclosure length="17834880" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0136-service-after-age-60-20210207.mp3"/>
<pubDate>Sun, 07 Feb 2021 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>I received a question from a viewer about service after age sixty. Here is a brief description of what you have to do and the circumstances in which it can be done.</itunes:summary>
<itunes:duration>00:11:47</itunes:duration>
<itunes:keywords>age, 60, sixty, waiver, service</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0136-service-after-age-60-20210207.mp3</guid>
</item>









<item>
<title>The "When I Die" Folder</title>
<link>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0137-the-when-i-die-folder-20210215.mp3</link>
<description>Estate planning is never easy and, in fact, most people don't want to think about it at all. The people who face a harder time are those left behind. Here is a way to make a small part of that experience easier for your survivors.</description>
<enclosure length="25902630" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0137-the-when-i-die-folder-20210215.mp3"/>
<pubDate>Mon, 15 Feb 2021 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Estate planning is never easy and, in fact, most people don't want to think about it at all. The people who face a harder time are those left behind. Here is a way to make a small part of that experience easier for your survivors.</itunes:summary>
<itunes:duration>00:17:27</itunes:duration>
<itunes:keywords>when, i, die, folder, binder, estate planning</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0137-the-when-i-die-folder-20210215.mp3</guid>
</item>







<item>
<title>Questions from Speakpipe</title>
<link>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0138-questions-from-speakpipe-20210228.mp3</link>
<description>Besides email, another way to contact me is by leaving a voice message through the Speakpipe button on my website. Here are a few of the messages I've received and answers to the questions on them. I also provide advice on how to use Speakpipe itself.</description>
<enclosure length="33207988" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0138-questions-from-speakpipe-20210228.mp3"/>
<pubDate>Sun, 28 Feb 2021 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Besides email, another way to contact me is by leaving a voice message through the Speakpipe button on my website. Here are a few of the messages I've received and answers to the questions on them. I also provide advice on how to use Speakpipe itself.</itunes:summary>
<itunes:duration>00:20:46</itunes:duration>
<itunes:keywords>speakpipe, voicemail, message, voice, questions</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0138-questions-from-speakpipe-20210228.mp3</guid>
</item>








<item>
<title>Retired Pay and Taxes</title>
<link>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0139-retired-pay-and-taxes-20210307.mp3</link>
<description>I received a question recently about the taxability of different types of retired pay. While the person asking the question did not like my answer, here is the truth about it all straight from the Defense Finance and Accounting Service (DFAS).</description>
<enclosure length="22942405" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0139-retired-pay-and-taxes-20210307.mp3"/>
<pubDate>Sun, 07 Mar 2021 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>I received a question recently about the taxability of different types of retired pay. While the person asking the question did not like my answer, here is the truth about it all straight from the Defense Finance and Accounting Service (DFAS).</itunes:summary>
<itunes:duration>00:14:36</itunes:duration>
<itunes:keywords>retired, pay, taxes, taxability, DFAS</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0139-retired-pay-and-taxes-20210307.mp3</guid>
</item>










<item>
<title>Buying Military Service Into FERS</title>
<link>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0140-buying-military-service-into-fers-20210316.mp3</link>
<description>A viewer left me a message on SpeakPipe asking me to talk about buying military service credit into Federal civil service, specifically the Federal Employee Retirement System (FERS). I thought this was an excellent idea. Enjoy. And learn.</description>
<enclosure length="22066815" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0140-buying-military-service-into-fers-20210316.mp3"/>
<pubDate>Tue, 16 Mar 2021 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>A viewer left me a message on SpeakPipe asking me to talk about buying military service credit into Federal civil service, specifically the Federal Employee Retirement System (FERS). I thought this was an excellent idea. Enjoy. And learn.</itunes:summary>
<itunes:duration>00:14:38</itunes:duration>
<itunes:keywords>FERS, military, deposit, service</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0140-buying-military-service-into-fers-20210316.mp3</guid>
</item>












<item>
<title>Fettinger Project Successes and Expansion</title>
<link>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0141-fettinger-project-successes-and-expansion-20210321.mp3</link>
<description>I have spoken of the Fettinger Project in the past. Today, I am going to talk about some of its successes, one person whom I would still like to find, and my plans to expand the concept of the project to a nationwide search.</description>
<enclosure length="38830691" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0141-fettinger-project-successes-and-expansion-20210321.mp3"/>
<pubDate>Sun, 21 Mar 2021 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>I have spoken of the Fettinger Project in the past. Today, I am going to talk about some of its successes, one person whom I would still like to find, and my plans to expand the concept of the project to a nationwide search.</itunes:summary>
<itunes:duration>00:25:22</itunes:duration>
<itunes:keywords>fettinger, project, success, expansion, expand</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0141-fettinger-project-successes-and-expansion-20210321.mp3</guid>
</item>












<item>
<title>Recapping CRSC Calculations</title>
<link>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0142-recapping-crsc-calculations-20210404.mp3</link>
<description>I had an active duty retiree ask a question about how CRSC was computed. What I found made me have to correct some things I said in previous episodes.</description>
<enclosure length="35943415" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0142-recapping-crsc-calculations-20210404.mp3"/>
<pubDate>Sun, 04 Apr 2021 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>I had an active duty retiree ask a question about how CRSC was computed. What I found made me have to correct some things I said in previous episodes.</itunes:summary>
<itunes:duration>00:21:58</itunes:duration>
<itunes:keywords>crsc, calculate, formula</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0142-recapping-crsc-calculations-20210404.mp3</guid>
</item>













<item>
<title>Deferred Retirements for AGR Service Members</title>
<link>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0143-deferred-retirements-for-agr-service-members-20210418.mp3</link>
<description>Here is some important information for Active Guard / Reserve soldiers who may be considering reverting to M-Day / TPU status.</description>
<enclosure length="11970050" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0143-deferred-retirements-for-agr-service-members-20210418.mp3"/>
<pubDate>Sun, 18 Apr 2021 18:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Here is some important information for Active Guard / Reserve soldiers who may be considering reverting to M-Day / TPU status.</itunes:summary>
<itunes:duration>00:08:00</itunes:duration>
<itunes:keywords>deferred, retirement, AGR, active, duty</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0143-deferred-retirements-for-agr-service-members-20210418.mp3</guid>
</item>




<item>
<title>CRSC Question - Determining the Military Disability Rating</title>
<link>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0144-crsc-question-determining-the-military-disability-rating-20210627.mp3</link>
<description>I received a great question in the YouTube comments about how the different disability ratings are calculated and how they affect rates of pay. Here is the answer.</description>
<enclosure length="33475261" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0144-crsc-question-determining-the-military-disability-rating-20210627.mp3"/>
<pubDate>Sun, 27 Jun 2021 15:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>I received a great question in the YouTube comments about how the different disability ratings are calculated and how they affect rates of pay. Here is the answer.</itunes:summary>
<itunes:duration>00:22:15</itunes:duration>
<itunes:keywords>CRSC, disability, rating</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2021/RCRetirement-Episode_0144-crsc-question-determining-the-military-disability-rating-20210627.mp3</guid>
</item>





<item>
<title>IDES from The AD/RC Perspective</title>
<link>http://www.rcretirement.com/podcasts/2022/RCRetirement-Episode_0145-ides-from-the-ad-rc-perspective-20220130.mp3</link>
<description>Jerome talks  with DJ about his medical board experience.</description>
<enclosure length="66719172" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2022/RCRetirement-Episode_0145-ides-from-the-ad-rc-perspective-20220130.mp3"/>
<pubDate>Sun, 30 Jan 2022 15:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Jerome talks  with DJ about his medical board experience.</itunes:summary>
<itunes:duration>00:49:06</itunes:duration>
<itunes:keywords>IDES, medical, board, active, reserve</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2022/RCRetirement-Episode_0145-ides-from-the-ad-rc-perspective-20220130.mp3</guid>
</item>





<item>
<title>Conversation with PartTime1SG, Part 1</title>
<link>http://www.rcretirement.com/podcasts/2022/RCRetirement-Episode_0146-conversation-with-parttime1sg-part1-20220206.mp3</link>
<description>A conversation with YT creator, Alex, AKA PartTime1SG.</description>
<enclosure length="32419449" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2022/RCRetirement-Episode_0146-conversation-with-parttime1sg-part1-20220206.mp3"/>
<pubDate>Sun, 06 Feb 2022 15:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>A conversation with YT creator, Alex, AKA PartTime1SG.</itunes:summary>
<itunes:duration>00:31:18</itunes:duration>
<itunes:keywords>PartTime1SG, medical, career, retire, advice</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2022/RCRetirement-Episode_0146-conversation-with-parttime1sg-part1-20220206.mp3</guid>
</item>





<item>
<title>Conversation with PartTime1SG, Part 2&gt;</title>
<link>http://www.rcretirement.com/podcasts/2022/RCRetirement-Episode_0147-conversation-with-parttime1sg-part2-20220213.mp3</link>
<description>Continuation of a conversation with YT creator, Alex, AKA PartTime1SG.</description>
<enclosure length="34387037" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2022/RCRetirement-Episode_0147-conversation-with-parttime1sg-part2-20220213.mp3"/>
<pubDate>Sun, 13 Feb 2022 15:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>Continuation of a conversation with YT creator, Alex, AKA PartTime1SG.</itunes:summary>
<itunes:duration>00:35:44</itunes:duration>
<itunes:keywords>PartTime1SG, medical, career, retire, advice</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2022/RCRetirement-Episode_0147-conversation-with-parttime1sg-part2-20220213.mp3</guid>
</item>






<item>
<title>1405 Service and CRDP</title>
<link>http://www.rcretirement.com/podcasts/2022/RCRetirement-Episode_0148-1405_service_and_CRDP-20220220.mp3</link>
<description>DJ answers a question from the audience about 1405 service and its relation to CRDP.</description>
<enclosure length="34891130" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2022/RCRetirement-Episode_0148-1405_service_and_CRDP-20220220.mp3"/>
<pubDate>Sun, 20 Feb 2022 15:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>DJ answers a question from the audience about 1405 service and its relation to CRDP.</itunes:summary>
<itunes:duration>00:28:37</itunes:duration>
<itunes:keywords>crdp, 1405, medical, retire, money</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2022/RCRetirement-Episode_0148-1405_service_and_CRDP-20220220.mp3</guid>
</item>





<item>
<title>SBP / DIC Offset Changes In 2022</title>
<link>http://www.rcretirement.com/podcasts/2022/RCRetirement-Episode_0149-SBP-DIC-offset-changes-in-2022-20220227.mp3</link>
<description>DJ talks about the phaseout of the DIC/SBP offset.</description>
<enclosure length="8432833" type="audio/mpeg" url="http://www.rcretirement.com/podcasts/2022/RCRetirement-Episode_0149-SBP-DIC-offset-changes-in-2022-20220227.mp3"/>
<pubDate>Sun, 27 Feb 2022 15:00:00 -0500</pubDate>

<itunes:author>D.J.</itunes:author>

<itunes:explicit>No</itunes:explicit>
<itunes:subtitle>  </itunes:subtitle>
<itunes:summary>DJ talks about the phaseout of the DIC/SBP offset.</itunes:summary>
<itunes:duration>00:06:53</itunes:duration>
<itunes:keywords>dic, sbp, offset, phase, out</itunes:keywords>
<guid>http://www.rcretirement.com/podcasts/2022/RCRetirement-Episode_0149-SBP-DIC-offset-changes-in-2022-20220227.mp3</guid>
</item>













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