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	<title>Reinvestology.com &#187; Reinvestology.com</title>
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	<link>http://www.reinvestology.com</link>
	<description>The science of smart real estate investing™</description>
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		<title>Digital Laser Rangefinder &#8211; Tools for Real Estate</title>
		<link>http://www.reinvestology.com/2012/01/03/digital-laser-rangefinder-tools-for-real-estate/</link>
		<comments>http://www.reinvestology.com/2012/01/03/digital-laser-rangefinder-tools-for-real-estate/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 17:10:37 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[Tools for Real Estate]]></category>
		<category><![CDATA[amazon]]></category>
		<category><![CDATA[area and volume]]></category>
		<category><![CDATA[decimal feet]]></category>
		<category><![CDATA[digital laser]]></category>
		<category><![CDATA[feet and inches]]></category>
		<category><![CDATA[laser rangefinder]]></category>
		<category><![CDATA[laser rangefinders]]></category>
		<category><![CDATA[measurement]]></category>
		<category><![CDATA[measurement systems]]></category>
		<category><![CDATA[measuring technology]]></category>
		<category><![CDATA[metric length]]></category>
		<category><![CDATA[money in your pocket]]></category>
		<category><![CDATA[optional tripod]]></category>
		<category><![CDATA[precision laser]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[square footage]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=481</guid>
		<description><![CDATA[I love tools. We should all love tools. Especially tools that make our work day easier. Digital Laser Rangefinders are one such tool I cannot live without. Whether I am out with a client looking through a house or checking out a house on my own that I want to buy, I always carry one of these rangefinders with me. &#160; You can easily verify square footage in a room or throughout the whole property. [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2012/01/03/digital-laser-rangefinder-tools-for-real-estate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sale-Leaseback Transaction &#8211; Today&#8217;s Real Estate Term</title>
		<link>http://www.reinvestology.com/2011/12/26/sale-leaseback-todays-real-estate-term/</link>
		<comments>http://www.reinvestology.com/2011/12/26/sale-leaseback-todays-real-estate-term/#comments</comments>
		<pubDate>Mon, 26 Dec 2011 17:15:15 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[core business activities]]></category>
		<category><![CDATA[Gerry Levin]]></category>
		<category><![CDATA[Leaseback]]></category>
		<category><![CDATA[lessee]]></category>
		<category><![CDATA[levin]]></category>
		<category><![CDATA[real estate investments]]></category>
		<category><![CDATA[s real estate]]></category>
		<category><![CDATA[Sale]]></category>
		<category><![CDATA[sale leaseback]]></category>
		<category><![CDATA[simultaneous purchase]]></category>
		<category><![CDATA[tenant]]></category>
		<category><![CDATA[transaction]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=544</guid>
		<description><![CDATA[Sale-Leaseback transactions are on the rise in real estate deals. So what are they. They are the simultaneous purchase of a property and a lease back to the seller. The lease portion of the transaction is generally long term. The seller-lessee in the transaction is converted from an owner to a tenant. &#160; So what are the advantages to doing sale-leaseback transactions? Well that can be complicated, but in general it unlocks cash that you [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2011/12/26/sale-leaseback-todays-real-estate-term/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Real Estate Investor Alert! &#8211; The 15 Cities Still Getting Crushed By Foreclosures</title>
		<link>http://www.reinvestology.com/2011/08/04/real-estate-investor-alert-the-15-cities-still-getting-crushed-by-foreclosures/</link>
		<comments>http://www.reinvestology.com/2011/08/04/real-estate-investor-alert-the-15-cities-still-getting-crushed-by-foreclosures/#comments</comments>
		<pubDate>Fri, 05 Aug 2011 02:39:43 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Smart Links]]></category>
		<category><![CDATA[investor alert]]></category>
		<category><![CDATA[lance hulsey]]></category>
		<category><![CDATA[Reinvestology]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=589</guid>
		<description><![CDATA[There may be value in those cities if you can compare the foreclosure markets to the rental markets. In the Sacramento area of Roseville, you can get foreclosed homes for cheap and the rental market is pretty strong. Check out the article I have linked to to see if you may find some deals in markets you may be interested in. &#160; Check out the top foreclosure cities here. http://www.businessinsider.com/metros-with-high-foreclosures-2011-8#]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2011/08/04/real-estate-investor-alert-the-15-cities-still-getting-crushed-by-foreclosures/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>APR vs Mortgage Interest Rate &#8211; Understanding the difference.</title>
		<link>http://www.reinvestology.com/2011/07/13/apr-vs-mortgage-interest-rate-understanding-the-difference/</link>
		<comments>http://www.reinvestology.com/2011/07/13/apr-vs-mortgage-interest-rate-understanding-the-difference/#comments</comments>
		<pubDate>Wed, 13 Jul 2011 21:44:07 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Crunching the numbers]]></category>
		<category><![CDATA[Homework]]></category>
		<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[Tools for Real Estate]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[APY]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[the science of smart real estate investing]]></category>
		<category><![CDATA[Truth in Lending Act]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=582</guid>
		<description><![CDATA[Show of hands, how many of you out there are still confused by the APR vs Mortgage Interest Rate? Come on, truthfully? Well here is a refresher in case you forgot. &#160; THE APR: The Annual Percentage Rate is a formula that combines the mortgage loans interest costs with a whole host of other fees associated with the loan over the life of the loan. The total of the interest rates and the fees for [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2011/07/13/apr-vs-mortgage-interest-rate-understanding-the-difference/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Real Estate Investors &#8211; Don&#8217;t forget the local ordinances when doing a quick flip.</title>
		<link>http://www.reinvestology.com/2011/04/15/real-estate-investors-dont-forget-the-local-ordinances-when-doing-a-quick-flip/</link>
		<comments>http://www.reinvestology.com/2011/04/15/real-estate-investors-dont-forget-the-local-ordinances-when-doing-a-quick-flip/#comments</comments>
		<pubDate>Fri, 15 Apr 2011 18:22:19 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[flipping]]></category>
		<category><![CDATA[local ordinances]]></category>
		<category><![CDATA[quick flip]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[Real Estate Investors]]></category>
		<category><![CDATA[Reinvestology]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=566</guid>
		<description><![CDATA[Boy the stories I hear. Many real estate investors do whatever it takes to move fast from the close of their real estate investment, through the flip process and on to listing the property and a quick close. Get in, get out and maximize profits. Sounds good, doesn&#8217;t it. If it were only that easy. &#160; True story, I am working with a buyer who is buying a house from experienced real estate flippers. In [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The 10 states losing the most residents</title>
		<link>http://www.reinvestology.com/2010/12/17/the-10-states-losing-the-most-residents/</link>
		<comments>http://www.reinvestology.com/2010/12/17/the-10-states-losing-the-most-residents/#comments</comments>
		<pubDate>Fri, 17 Dec 2010 19:48:48 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[forbes]]></category>
		<category><![CDATA[goudreau]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[migration]]></category>
		<category><![CDATA[natural disasters]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate investor]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[statistic]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=528</guid>
		<description><![CDATA[If you are a real estate investor, you may want to pay attention to this statistic. Why invest where people are leaving? Using data from Moody’s Economy.com, Forbes identified the top-10 states where more residents are leaving than arriving. The factors that encourage outbound migration from these states are mostly economic — high employment and high cost of living — although both Louisiana and Mississippi have been affected by natural disasters. The 10 states that [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Top 5 Issues Affecting Commercial Recovery &#8211; Real Estate</title>
		<link>http://www.reinvestology.com/2010/12/10/top-5-issues-affecting-commercial-recovery-real-estate/</link>
		<comments>http://www.reinvestology.com/2010/12/10/top-5-issues-affecting-commercial-recovery-real-estate/#comments</comments>
		<pubDate>Fri, 10 Dec 2010 19:15:20 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[10 years]]></category>
		<category><![CDATA[105% LTV]]></category>
		<category><![CDATA[125% LTV]]></category>
		<category><![CDATA[203k]]></category>
		<category><![CDATA[3 Appraisal Approached to Value]]></category>
		<category><![CDATA[affluent homeowners]]></category>
		<category><![CDATA[amazon]]></category>
		<category><![CDATA[amount of money]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[business decision]]></category>
		<category><![CDATA[commercial borrowers]]></category>
		<category><![CDATA[commercial mortgage backed securities]]></category>
		<category><![CDATA[commercial real estate]]></category>
		<category><![CDATA[delinquencies]]></category>
		<category><![CDATA[deloitte]]></category>
		<category><![CDATA[distressed properties]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[estate loan]]></category>
		<category><![CDATA[hurry]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[loan defaults]]></category>
		<category><![CDATA[maturities]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[shareholders]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=507</guid>
		<description><![CDATA[Top 5 Issues Affecting Commercial Recovery Here are the top five issues facing commercial real estate in 2011, according to consultant Deloitte LLP.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You might think twice about strategically defaulting on that second home.</title>
		<link>http://www.reinvestology.com/2010/12/09/think-twice-about-strategically-defaulting-on-that-second-home/</link>
		<comments>http://www.reinvestology.com/2010/12/09/think-twice-about-strategically-defaulting-on-that-second-home/#comments</comments>
		<pubDate>Fri, 10 Dec 2010 02:23:43 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[10 years]]></category>
		<category><![CDATA[affluent homeowners]]></category>
		<category><![CDATA[amount of money]]></category>
		<category><![CDATA[assets]]></category>
		<category><![CDATA[civil lawsuit]]></category>
		<category><![CDATA[deed in lieu]]></category>
		<category><![CDATA[equity line of credit]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[home equity line]]></category>
		<category><![CDATA[home equity line of credit]]></category>
		<category><![CDATA[investment properties]]></category>
		<category><![CDATA[legal justification]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage amount]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[new york times]]></category>
		<category><![CDATA[nonrecourse]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[second mortgage]]></category>
		<category><![CDATA[single action]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=488</guid>
		<description><![CDATA[From CAR and the New York Times: Strategic defaulting – where the homeowner has the ability to pay the mortgage, but chooses to stop making payments – among affluent homeowners with second homes and investment properties is increasing. MAKING SENSE OF THE STORY FOR CONSUMERS Homeowners who strategically default are likely to find their credit will be negatively impacted and they should expect to be prevented from getting another mortgage loan for 7 to 10 [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Refinancing an SBA loan for your commercial property</title>
		<link>http://www.reinvestology.com/2010/11/22/refinancing-an-sba-loan-for-your-commercial-property/</link>
		<comments>http://www.reinvestology.com/2010/11/22/refinancing-an-sba-loan-for-your-commercial-property/#comments</comments>
		<pubDate>Mon, 22 Nov 2010 18:09:00 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Crunching the numbers]]></category>
		<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[borrowing money]]></category>
		<category><![CDATA[Bruce Hodgman]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[equity position]]></category>
		<category><![CDATA[loan guaranty]]></category>
		<category><![CDATA[ltv]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[sba loan]]></category>
		<category><![CDATA[small business owners]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=424</guid>
		<description><![CDATA[Just the other day I was talking with a friend of mine who has an SBA loan on a commercial building he owns. He was telling me that he has had a lot of trouble getting the SBA to refinance his loan on the building. A quick summary of the particulars for his situation. The building is valued at $1.2 million and he owes $800,000 on the property. He has a 15% equity position in [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2010/11/22/refinancing-an-sba-loan-for-your-commercial-property/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Building Square Feet vs Gross Leasable Area vs Net Leasable Area</title>
		<link>http://www.reinvestology.com/2010/11/17/building-square-feet-vs-gross-leasable-area-vs-net-leasable-area/</link>
		<comments>http://www.reinvestology.com/2010/11/17/building-square-feet-vs-gross-leasable-area-vs-net-leasable-area/#comments</comments>
		<pubDate>Wed, 17 Nov 2010 18:10:17 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Crunching the numbers]]></category>
		<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[Building Square]]></category>
		<category><![CDATA[experienced real estate]]></category>
		<category><![CDATA[floor space]]></category>
		<category><![CDATA[gross area]]></category>
		<category><![CDATA[gross leasable area]]></category>
		<category><![CDATA[gross square footage]]></category>
		<category><![CDATA[Income Approach]]></category>
		<category><![CDATA[income streams]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[leasable space]]></category>
		<category><![CDATA[leasable square feet]]></category>
		<category><![CDATA[lease]]></category>
		<category><![CDATA[market approach]]></category>
		<category><![CDATA[measurement]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=326</guid>
		<description><![CDATA[Sometimes the simplest things will trip up an experienced real estate investor. Call it a brain freeze. I often forget calculations that I use all of the time when trying to calculate my idea of building values based on local market rates or possible income streams. There are some simple facts I need to understand when making these calculations. Here is an example of something I often forget. When calculating the income approach or the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Deed &#8211; Today&#8217;s Real Estate Term</title>
		<link>http://www.reinvestology.com/2010/11/16/deed-todays-real-estate-term/</link>
		<comments>http://www.reinvestology.com/2010/11/16/deed-todays-real-estate-term/#comments</comments>
		<pubDate>Tue, 16 Nov 2010 20:03:09 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[common law]]></category>
		<category><![CDATA[deed of trust]]></category>
		<category><![CDATA[grantee]]></category>
		<category><![CDATA[grantor]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[lease]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[property contract]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[trust deed]]></category>
		<category><![CDATA[trustee]]></category>
		<category><![CDATA[types of deeds]]></category>
		<category><![CDATA[Wikipedia]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=321</guid>
		<description><![CDATA[A deed is a document that is written and conveys title to real property. An example of a deed that in exchange for the agreed upon terms of a real property contract, including the purchase price and any other conditions of the terms, at the closing of such a contract, the seller delivers a deed to the buyer for the contracted real property. Traditionally and under common law, to be valid and enforceable, a deed [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Easement &#8211; Today&#8217;s Real Estate Term</title>
		<link>http://www.reinvestology.com/2010/11/04/easement-todays-real-estate-term/</link>
		<comments>http://www.reinvestology.com/2010/11/04/easement-todays-real-estate-term/#comments</comments>
		<pubDate>Fri, 05 Nov 2010 00:22:10 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Homework]]></category>
		<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[easement of necessity]]></category>
		<category><![CDATA[Easement of prescription]]></category>
		<category><![CDATA[Easements]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[Smart real estate]]></category>
		<category><![CDATA[Wikipedia]]></category>
		<category><![CDATA[zoning]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=279</guid>
		<description><![CDATA[If you are an active real estate investor you are bound to come across the need to understand easements as they relate to your real estate purchase. Many property parcels have easements and you familiarize yourself with the various types of easements that are out there. What is an easement? Simply put, an easement is the right, privilege, or interest that one party has in the land of another. Think of it as the right [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Estates &#8211; Ownership Interests defined for Real Estate</title>
		<link>http://www.reinvestology.com/2010/10/29/estates-ownership-interests-defined-for-real-estate-at-reinvestology-com/</link>
		<comments>http://www.reinvestology.com/2010/10/29/estates-ownership-interests-defined-for-real-estate-at-reinvestology-com/#comments</comments>
		<pubDate>Fri, 29 Oct 2010 16:28:24 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Messages from the front office]]></category>
		<category><![CDATA[Estates]]></category>
		<category><![CDATA[Home Assistance Refinance Program]]></category>
		<category><![CDATA[lease]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[Smart Real Estate Investing]]></category>
		<category><![CDATA[Yield to maturity]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=177</guid>
		<description><![CDATA[There are many different kids of real estate &#8220;Estates&#8221;. Here are some definitions worth familiarizing yourself with. From Wikipedia: Estates and ownership interests defined. The law recognizes different sorts of interests, called estates, in real property. The type of estate is generally determined by the language of the deed, lease, or bill of sale through which the estate was acquired. Estates are distinguished by the varying property rights that vest in each, and that determine [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Types of Commercial leases</title>
		<link>http://www.reinvestology.com/2009/11/20/types-of-commercial-leases/</link>
		<comments>http://www.reinvestology.com/2009/11/20/types-of-commercial-leases/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 16:53:06 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Homework]]></category>
		<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[Commercial leases]]></category>
		<category><![CDATA[lease]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[real estate terms]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=81</guid>
		<description><![CDATA[I go to a lot of seminars put on by local commercial brokers. It surprises me how often experienced investors ask the same question at each of these seminars. &#8220;What is a triple net lease?&#8221; or at least the question is some variation on a lease definition. I went out on the web and found the following definition at Findlaw. I think it does a really good job of describing the types of leases that [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ways of holding title to real estate</title>
		<link>http://www.reinvestology.com/2009/11/14/ways-of-holding-title-to-real-estate/</link>
		<comments>http://www.reinvestology.com/2009/11/14/ways-of-holding-title-to-real-estate/#comments</comments>
		<pubDate>Sat, 14 Nov 2009 23:58:53 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[California land title association]]></category>
		<category><![CDATA[Holding TItle to real estate]]></category>
		<category><![CDATA[international real estate]]></category>
		<category><![CDATA[lease]]></category>
		<category><![CDATA[property purchasers]]></category>
		<category><![CDATA[property taxes]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=76</guid>
		<description><![CDATA[Many people email me and ask how to hold title to Real Estate. While I am not a lawyer and I do not advise people on issues that are legal, there are common ways to hold title. For the purpose of this discussion, we will be using the ways to hold title in California (where we are located). These are common ways to hold title and the language may very state to state. For those [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Depreciation &#8211; Today&#8217;s Real Estate Term</title>
		<link>http://www.reinvestology.com/2009/11/12/depreciation-todays-real-estate-term/</link>
		<comments>http://www.reinvestology.com/2009/11/12/depreciation-todays-real-estate-term/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 16:51:35 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Messages from the front office]]></category>
		<category><![CDATA[Depreciation]]></category>
		<category><![CDATA[Depreciation Methods for Real Estate]]></category>
		<category><![CDATA[Dollar]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[real estate terms]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=74</guid>
		<description><![CDATA[depreciation &#124;diˌprē sh ēˈā sh ən&#124; noun a reduction in the value of an asset with the passage of time, due in particular to wear and tear. • decrease in the value of a currency relative to other currencies : depreciation leads to losses for non-dollar-based investors &#124; a currency depreciation. There are many ways to define depreciation when we talk about real estate. We will cover some of the most important forms of depreciation [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2009/11/12/depreciation-todays-real-estate-term/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Real Estate Investment Trust &#8211; Today&#8217;s Real Estate Term</title>
		<link>http://www.reinvestology.com/2009/11/11/real-estate-investment-trust-todays-real-estate-term/</link>
		<comments>http://www.reinvestology.com/2009/11/11/real-estate-investment-trust-todays-real-estate-term/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 19:03:53 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[asset value]]></category>
		<category><![CDATA[estate investment trust]]></category>
		<category><![CDATA[insurance company]]></category>
		<category><![CDATA[lease]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage interest]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[Real Estate Investment Trust]]></category>
		<category><![CDATA[real estate investment trusts]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[REIT]]></category>
		<category><![CDATA[transferable certificates]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[Wikipedia]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=71</guid>
		<description><![CDATA[Disclaimer: This proceeding definition is for U.S Real Estate Investment Trusts only. While most countries have some form of REIT recognition or even their own rules for REITS, we will only be covering the U.S. REIT definition. FOr further information on other countries REIT&#8217;s please go here. A Real Estate Investment Trust (REIT) is basically a mutual fund allowed by U.S. Income Tax law to avoid corporate income tax. A REIT sells shares in its [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2009/11/11/real-estate-investment-trust-todays-real-estate-term/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Floor Area Ratios &#8211; Today&#8217;s Real Estate Term</title>
		<link>http://www.reinvestology.com/2009/11/10/floor-area-ratios-todays-real-estate-term/</link>
		<comments>http://www.reinvestology.com/2009/11/10/floor-area-ratios-todays-real-estate-term/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 17:47:53 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Crunching the numbers]]></category>
		<category><![CDATA[Homework]]></category>
		<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[Floor Area Ratios]]></category>
		<category><![CDATA[planning departments]]></category>
		<category><![CDATA[property tax]]></category>
		<category><![CDATA[ratio calculations]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate terms]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=65</guid>
		<description><![CDATA[Floor Area Ratios simplify defined is the area of a building divided by the area of its lot (Land area). The formula is Floor area Ratio = Building Area / land area. The floor area ratio is often limited by local zoning codes. Make sure you contact your local planning department to verify local zoning codes and rules that may apply to your final floor area ratio calculation. Also, remember that a correct floor area [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Annual Percentage Rate (APR) &#8211; Today&#8217;s Real Estate Term</title>
		<link>http://www.reinvestology.com/2009/11/07/annual-percentage-rate-apr-todays-real-estate-term/</link>
		<comments>http://www.reinvestology.com/2009/11/07/annual-percentage-rate-apr-todays-real-estate-term/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 00:26:34 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Messages from the front office]]></category>
		<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[loan application fee]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[private mortgage insurance]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=62</guid>
		<description><![CDATA[What is an annual percentage rate (APR)? You&#8217;ve seen it on t.v. when those banks and mortgage companies are giving you the mortgage rates. The Annual Percentage Rate (APR) is the effective rate of interest for a loan per year. The disclosure of the Annual Percentage Rate (APR) is required by the truth in lending law. If your documentation does not show the APR, than require that your mortgage broker or Bank disclose the APR [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Don&#8217;t forget to account for those HOA fees</title>
		<link>http://www.reinvestology.com/2009/11/07/dont-forget-to-account-for-those-hoa-fees/</link>
		<comments>http://www.reinvestology.com/2009/11/07/dont-forget-to-account-for-those-hoa-fees/#comments</comments>
		<pubDate>Sat, 07 Nov 2009 22:30:55 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Crunching the numbers]]></category>
		<category><![CDATA[Homework]]></category>
		<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[cash flow analysis]]></category>
		<category><![CDATA[deferred maintenance]]></category>
		<category><![CDATA[due diligence]]></category>
		<category><![CDATA[HOA]]></category>
		<category><![CDATA[HOA Fees]]></category>
		<category><![CDATA[home owner association]]></category>
		<category><![CDATA[home owners association]]></category>
		<category><![CDATA[Investment Real Estate]]></category>
		<category><![CDATA[maintenance fees]]></category>
		<category><![CDATA[maintenance issues]]></category>
		<category><![CDATA[positive cash flow]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[ROI]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=58</guid>
		<description><![CDATA[Ah those pesky Home Owner Association Fees, also known as Maintenance Fees, these fees will just kill your cash flow if you do not take them into account when do your cash flow analysis. While these fees can vary from $90/month to several hundred dollars, and sometimes thousands of dollars per month, they are often forgotten when you initially find that gem of a investment property that cash flows out so nicely. I once found [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Market (Sales) Comparison Approach &#8211; Today&#8217;s Real Estate Term</title>
		<link>http://www.reinvestology.com/2009/11/06/market-sales-comparison-approach-todays-real-estate-term/</link>
		<comments>http://www.reinvestology.com/2009/11/06/market-sales-comparison-approach-todays-real-estate-term/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 16:37:20 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Crunching the numbers]]></category>
		<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[appraisal report]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[Approaches to Value]]></category>
		<category><![CDATA[general real estate]]></category>
		<category><![CDATA[Market Value]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[residential appraisal]]></category>
		<category><![CDATA[Sales Comparison]]></category>
		<category><![CDATA[sales comparison approach]]></category>
		<category><![CDATA[Sales Value]]></category>
		<category><![CDATA[square feet]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=55</guid>
		<description><![CDATA[In today&#8217;s third and final installment on the discussion of approaches to value when determining if a property is &#8220;the right price&#8221; when looking at a purchase, we are going to discuss the most common approach used for general real estate. That would be the Market or Sales Comparison Approach. In a nut shell, this approach to value is used to estimate the value of a subject property by analyzing similar sales prices of similar [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Cost Approach &#8211; Today&#8217;s Real Estate Term</title>
		<link>http://www.reinvestology.com/2009/11/05/cost-approach-todays-real-estate-term/</link>
		<comments>http://www.reinvestology.com/2009/11/05/cost-approach-todays-real-estate-term/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 16:42:56 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Crunching the numbers]]></category>
		<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[3 Appraisal Approached to Value]]></category>
		<category><![CDATA[Approaches to Value]]></category>
		<category><![CDATA[Cost approach]]></category>
		<category><![CDATA[Depreciation]]></category>
		<category><![CDATA[Income Approach]]></category>
		<category><![CDATA[Market Value]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=53</guid>
		<description><![CDATA[In part two of our discussion of the three approaches to value we are going to look at the cost approach. This is a methodology for determining the appraisal value of a property. The main crux of this approach is to determine the depreciated reproduction value or replacement cost(new) of improvements, plus the market value of the site. While it may be complicated to calculate the cost approach on your own, it can be done [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Build your network and you will succeed</title>
		<link>http://www.reinvestology.com/2009/11/04/build-you-network-and-you-will-succeed/</link>
		<comments>http://www.reinvestology.com/2009/11/04/build-you-network-and-you-will-succeed/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 23:57:43 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Homework]]></category>
		<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[Messages from the front office]]></category>
		<category><![CDATA[Circle of Influence]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Networking in Real Estate]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[Smart real estate]]></category>
		<category><![CDATA[Smart Real Estate Investing]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=47</guid>
		<description><![CDATA[When it comes to investing in real estate it is important to build your network of contacts. These contacts will be your ultimate circle of influence. They will be the ones you can go to quickly to get things done. Some of your circle will include your Real Estate Agent, Contractor, Local City Code Enforcement Contacts, City Hall Personnel, Roofers, Plumbers, Lenders, Landscapers, Bank Managers, Potential Buyers, etc. These are the people who will help [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Income Approach &#8211; Today&#8217;s Real Estate Term</title>
		<link>http://www.reinvestology.com/2009/11/04/income-approach-todays-real-estate-term/</link>
		<comments>http://www.reinvestology.com/2009/11/04/income-approach-todays-real-estate-term/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 23:42:51 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Crunching the numbers]]></category>
		<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[Approached to Value in Real Estate]]></category>
		<category><![CDATA[Calculating Value in Real Estate]]></category>
		<category><![CDATA[Depreciation]]></category>
		<category><![CDATA[Income Approach]]></category>
		<category><![CDATA[Market Value]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=45</guid>
		<description><![CDATA[There are three approached to value when we discuss real estate. You should know all three of them. Actually, you should know all three of them backwards and forwards. Today in the first of our three part series on value approaches we are going to discuss the Income Approach. Just for the record, the other two are Cost and Market(Sales). The Income Approach is most important when you are dealing with income producing properties such [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Hard Money Loan &#8211; Today&#8217;s Real Estate Term</title>
		<link>http://www.reinvestology.com/2009/10/13/hard-money-loan-todays-real-estate-term/</link>
		<comments>http://www.reinvestology.com/2009/10/13/hard-money-loan-todays-real-estate-term/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 16:50:23 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[bridge loan]]></category>
		<category><![CDATA[collateral property]]></category>
		<category><![CDATA[Credit score]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure proceedings]]></category>
		<category><![CDATA[hard money loan]]></category>
		<category><![CDATA[high interest rate]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[ltv]]></category>
		<category><![CDATA[money loans]]></category>
		<category><![CDATA[money mortgages]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[private investors]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate terms]]></category>
		<category><![CDATA[residential property loans]]></category>
		<category><![CDATA[soft money]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=43</guid>
		<description><![CDATA[There is no doubting that the economy is in tough shape. During these hard economic times it is all but impossible to get good, easy financing for your real estate ventures. This is when hard money loans become the only option for many investors. It is surprising to me how often people ask me what a hard money loan is. While these people may be experts at understanding the many different soft money loan packages [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Risk-Based Capital Requirement &#8211; Today&#8217;s Real Estate Term</title>
		<link>http://www.reinvestology.com/2009/10/10/risk-based-capital-requirement-todays-real-estate-term/</link>
		<comments>http://www.reinvestology.com/2009/10/10/risk-based-capital-requirement-todays-real-estate-term/#comments</comments>
		<pubDate>Sat, 10 Oct 2009 16:21:10 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[capital requirement]]></category>
		<category><![CDATA[lending institution]]></category>
		<category><![CDATA[loan portfolios]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[Risk-Based Capital]]></category>
		<category><![CDATA[risky assets]]></category>
		<category><![CDATA[Risky mortgages]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=41</guid>
		<description><![CDATA[I thought this would be a timely definition as our markets explode. I have seen this term used in several leading newspapers that are covering the market and the Capital restrictions that are happening in the market. So what is a Risk-Based Capital Requirement? It is the amount of capital (read:Money) required of a federally chartered lending institution. The requirement is based on the type of lending they do and the type of assets they [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Current Yield &#8211; Today&#8217;s Real Estate Term</title>
		<link>http://www.reinvestology.com/2009/10/09/current-yield-todays-real-estate-term/</link>
		<comments>http://www.reinvestology.com/2009/10/09/current-yield-todays-real-estate-term/#comments</comments>
		<pubDate>Fri, 09 Oct 2009 17:24:20 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Crunching the numbers]]></category>
		<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[Current yield]]></category>
		<category><![CDATA[property taxes]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Yield to maturity]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=38</guid>
		<description><![CDATA[A measurement of investment returns based on the percentage relationship of annual cash income to the investment cost. The formula is Current yield = current income / investment cost Example: Abel purchases a parking lot for $10,000. It provides $5,000 of parking revenues each year. Property taxes and insurance total $3,500, leaving $1,500 of annual before-income-tax Cash Flow. The current yield is 15%: $1,500 = 15% $10,000 See also Yield to Maturity. Technorati Tags: Current [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2009/10/09/current-yield-todays-real-estate-term/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Loan to Value Ratio &#8211; Today&#8217;s Real Estate Term</title>
		<link>http://www.reinvestology.com/2009/10/03/loan-to-value-ratio-todays-real-estate-term/</link>
		<comments>http://www.reinvestology.com/2009/10/03/loan-to-value-ratio-todays-real-estate-term/#comments</comments>
		<pubDate>Sat, 03 Oct 2009 17:34:05 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[Conforming Loans]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[investing secrets]]></category>
		<category><![CDATA[loan to value ratio calculation]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[reinvestology.com]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=33</guid>
		<description><![CDATA[The  loan-to-value (LTV) ratio expresses the amount of a first mortgage lien as a percentage of the total appraised value of real property. For instance, if a borrower wants $130,000 to purchase a house worth $150,000, the LTV ratio is $130,000/$150,000 or 87%. Loan to value is one of the key risk factors that lenders assess when qualifying borrowers for a mortgage. The risk of default is always at the forefront of lending decisions, and [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2009/10/03/loan-to-value-ratio-todays-real-estate-term/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t forget the property taxes when investing.</title>
		<link>http://www.reinvestology.com/2009/10/03/dont-forget-the-property-taxes-when-investing/</link>
		<comments>http://www.reinvestology.com/2009/10/03/dont-forget-the-property-taxes-when-investing/#comments</comments>
		<pubDate>Sat, 03 Oct 2009 15:50:42 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Crunching the numbers]]></category>
		<category><![CDATA[Homework]]></category>
		<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[Messages from the front office]]></category>
		<category><![CDATA[assessment]]></category>
		<category><![CDATA[Assessor]]></category>
		<category><![CDATA[county assessor]]></category>
		<category><![CDATA[creating investing success]]></category>
		<category><![CDATA[Haws Consulting Group]]></category>
		<category><![CDATA[investing secrets]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[property tax]]></category>
		<category><![CDATA[property tax bill]]></category>
		<category><![CDATA[property taxes]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[supplemental assessment]]></category>
		<category><![CDATA[supplemental assessments]]></category>
		<category><![CDATA[tax liability]]></category>
		<category><![CDATA[value assessment]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=30</guid>
		<description><![CDATA[When you are trying to figure out if a property makes sense financially and you are crunching the numbers, don&#8217;t forget about the property taxes. Even if you are going to have the property taxes accrues through your mortgage (which I do not recommend) it is important to figure out what the property taxes are going to be and how much affect they will have on your cash flow. Let me give you an example. [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2009/10/03/dont-forget-the-property-taxes-when-investing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Watch out for use restrictions on your potential investment property</title>
		<link>http://www.reinvestology.com/2009/10/02/watch-out-for-use-restrictions-on-your-potential-investment-property/</link>
		<comments>http://www.reinvestology.com/2009/10/02/watch-out-for-use-restrictions-on-your-potential-investment-property/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 22:36:46 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Homework]]></category>
		<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[eminent domain]]></category>
		<category><![CDATA[escheat]]></category>
		<category><![CDATA[government restrictions]]></category>
		<category><![CDATA[police powers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[taxation]]></category>
		<category><![CDATA[use restrictions on property]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=24</guid>
		<description><![CDATA[Before you buy that investment property, remember that the deal you make is not just between you (the buyer) and the seller. There is a third party involved. An invisible third party&#8230; The Government. When I say the Government I mean several different levels of government. It could be local, state or federal. What we are really talking about is use restrictions on your potential investment property. There are 4 main use restrictions to watch [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A must read if you are tired of bad real estate investment books.</title>
		<link>http://www.reinvestology.com/2009/10/02/your-first-must-read/</link>
		<comments>http://www.reinvestology.com/2009/10/02/your-first-must-read/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 15:27:03 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Homework]]></category>
		<category><![CDATA[Gary Keller]]></category>
		<category><![CDATA[Great Real Estate Books]]></category>
		<category><![CDATA[Keller Williams]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[Smart real estate]]></category>
		<category><![CDATA[Smart Real Estate Investing]]></category>
		<category><![CDATA[The Millionaire Real Estate Investor]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/2007/11/15/your-first-must-read/</guid>
		<description><![CDATA[When I first got started in real estate investing as a individual, I went to the library and read all kinds of books on real estate and real estate investing. I have to say, most of them are crap. They all sound like get rich quick schemes and blow smoke up your ass about how simple real estate investing is. No money down. Yeah right. Trustee sales, sure with all cash deals. On and on [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2009/10/02/your-first-must-read/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding Cap Rates for Real Estate Investors</title>
		<link>http://www.reinvestology.com/2009/10/01/understanding-cap-rates-for-real-estate-invesotrs/</link>
		<comments>http://www.reinvestology.com/2009/10/01/understanding-cap-rates-for-real-estate-invesotrs/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 22:36:28 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Crunching the numbers]]></category>
		<category><![CDATA[Cap Rate Calculations]]></category>
		<category><![CDATA[Cap Rates]]></category>
		<category><![CDATA[Capitalization Rates]]></category>
		<category><![CDATA[Market Value]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[Real Estate Investing and Cap Rates]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=10</guid>
		<description><![CDATA[Anyone who is going to invest in real estate should understand the financial terms and tools involved in real estate investing. If you are looking for income property, then one of the most important and least understood tools to determine if you are making a good real estate investment is the Capitalization Rate or (Cap Rate). What is the Cap Rate? And how do I apply it to my investment research? The Cap Rate is [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2009/10/01/understanding-cap-rates-for-real-estate-invesotrs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>LIBOR &#8211; Today&#8217;s Real Estate Term</title>
		<link>http://www.reinvestology.com/2009/06/05/libor-todays-real-estate-term/</link>
		<comments>http://www.reinvestology.com/2009/06/05/libor-todays-real-estate-term/#comments</comments>
		<pubDate>Fri, 05 Jun 2009 16:21:42 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Homework]]></category>
		<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[ARM]]></category>
		<category><![CDATA[Dollar]]></category>
		<category><![CDATA[Euro]]></category>
		<category><![CDATA[Financial Indexes]]></category>
		<category><![CDATA[Heloc]]></category>
		<category><![CDATA[Libor]]></category>
		<category><![CDATA[London Interbank Offered Rate]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[Wikipedia]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=150</guid>
		<description><![CDATA[What is LIBOR? It is the London Interbank Offered Rate. Wait, what is it? It&#8217;s the rate of interest at which banks offer to lend money to one another in the wholesale money markets in London. It is a standard financial index used in U.S. capital markets and can be found in the Wall Street Journal. In general, its changes have been smaller than changes in the prime rate. This is how it is used: [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2009/06/05/libor-todays-real-estate-term/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lease Purchase &#8211; Today&#8217;s Real Estate Term</title>
		<link>http://www.reinvestology.com/2009/06/04/lease-purchase-todays-real-estate-term/</link>
		<comments>http://www.reinvestology.com/2009/06/04/lease-purchase-todays-real-estate-term/#comments</comments>
		<pubDate>Fri, 05 Jun 2009 03:03:21 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Homework]]></category>
		<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[lease]]></category>
		<category><![CDATA[lease purchase agreement]]></category>
		<category><![CDATA[lease purchase option]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate terms]]></category>
		<category><![CDATA[rental agreements]]></category>
		<category><![CDATA[right of first refusal]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[Wikipedia]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=148</guid>
		<description><![CDATA[Definition from Wikipedia and the Dictionary of Real Estate Terms (6th Edition) A lease purchase contract (or lease option contract) is the abbreviated form of the appropriate term lease with option to purchase contract. It is a form of real estate purchase which combines elements of a traditional rental agreement with an exclusive option of right of first refusal to later purchase the home. These contracts are commonly used where a buyer wants to purchase [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2009/06/04/lease-purchase-todays-real-estate-term/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Real Estate Investor Alert! Lending changes taking affect May 1st</title>
		<link>http://www.reinvestology.com/2009/04/28/real-estate-investor-alert-lending-changes-taking-affect-may-1st/</link>
		<comments>http://www.reinvestology.com/2009/04/28/real-estate-investor-alert-lending-changes-taking-affect-may-1st/#comments</comments>
		<pubDate>Tue, 28 Apr 2009 23:00:48 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Crunching the numbers]]></category>
		<category><![CDATA[Messages from the front office]]></category>
		<category><![CDATA[105% LTV]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FNMA]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Jumbo Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage changes]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=132</guid>
		<description><![CDATA[Effective May 1, several lending changes go in affect: 1.     The max agency jumbo loan limit gets increased from $625,500 to $729,750 in high cost areas.  (FYI – Not all lenders will allow this) 2.     The refi plus program for loans over $417k get implemented allowing clients to refinance up to 105% LTV on their owner occupied homes (Must be FNMA or FREDDIE owned) 3.     The maximum allowed investment properties with loans will go from [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2009/04/28/real-estate-investor-alert-lending-changes-taking-affect-may-1st/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Make a list and check it twice, before you buy that fixer.</title>
		<link>http://www.reinvestology.com/2009/04/10/make-a-list-and-check-it-twice-before-you-buy-that-fixer/</link>
		<comments>http://www.reinvestology.com/2009/04/10/make-a-list-and-check-it-twice-before-you-buy-that-fixer/#comments</comments>
		<pubDate>Fri, 10 Apr 2009 21:20:48 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Crunching the numbers]]></category>
		<category><![CDATA[Homework]]></category>
		<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[buy smart]]></category>
		<category><![CDATA[flipping]]></category>
		<category><![CDATA[making a list when buying a house]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=128</guid>
		<description><![CDATA[So you want to buy a flip house? Or is it a real fixer? How do you know if oyu can make any money on it? Make a list. If you don&#8217;t already have a formula (and you should already have a formula) for how much it is going to cost you to fix that flipper, than you better have detailed cost figures so you at least give yourself a chance. Most experienced flippers know [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2009/04/10/make-a-list-and-check-it-twice-before-you-buy-that-fixer/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Regulation Z &#8211; The Truth in Lending Act</title>
		<link>http://www.reinvestology.com/2009/03/27/regulation-z-the-truth-in-lending-act-reinvestologycom/</link>
		<comments>http://www.reinvestology.com/2009/03/27/regulation-z-the-truth-in-lending-act-reinvestologycom/#comments</comments>
		<pubDate>Fri, 27 Mar 2009 21:45:22 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Homework]]></category>
		<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[ARM]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[regulation Z]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[Truth in Lending Act]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=126</guid>
		<description><![CDATA[From time to time as investors, it is important to remind ourselves of some of the rules and regulations that are out there for our benefit and the benefit of those purchasing real estate and in need of loans to complete the deals. One regulation that has had a significant impact on real estate lending disclosures is Regulation Z, also known as, the Truth in Lending Act. Take the time to familiarize yourself with this [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2009/03/27/regulation-z-the-truth-in-lending-act-reinvestologycom/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Conforming vs Non-Conforming Loans</title>
		<link>http://www.reinvestology.com/2009/02/11/conforming-vs-non-conforming-loans-reinvestologycom/</link>
		<comments>http://www.reinvestology.com/2009/02/11/conforming-vs-non-conforming-loans-reinvestologycom/#comments</comments>
		<pubDate>Wed, 11 Feb 2009 22:05:05 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Crunching the numbers]]></category>
		<category><![CDATA[Homework]]></category>
		<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[Messages from the front office]]></category>
		<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[Conforming Loans]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Jumbo Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Non-Conforming Loans]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=115</guid>
		<description><![CDATA[If you have the money, now is a good time to make your plays in real estate. Rates are low and expected to go lower, and real estate is historically cheap right now. When putting together your real estate investment package, you are wise to know what type of loan you can qualify for. When doing your research you may find that the banks offer hugely different rates for conforming vs. non-conforming loans(Jumbo). Depending in [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2009/02/11/conforming-vs-non-conforming-loans-reinvestologycom/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Measurement tables used in real estate (Metric &amp; English Systems)</title>
		<link>http://www.reinvestology.com/2008/12/04/measurement-tables-used-in-real-estate-metric-english-systems/</link>
		<comments>http://www.reinvestology.com/2008/12/04/measurement-tables-used-in-real-estate-metric-english-systems/#comments</comments>
		<pubDate>Thu, 04 Dec 2008 18:42:52 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Crunching the numbers]]></category>
		<category><![CDATA[Homework]]></category>
		<category><![CDATA[measurement conversions for real estate]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[Smart real estate]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/2008/12/04/measurement-tables-used-in-real-estate-metric-english-systems/</guid>
		<description><![CDATA[Sometimes the simplest things can cause you to spend more time than necessary to achieve. One of those things is measurements. Many of us do not have the weights and measures memorized. Throw in the metric system for those of us who grew up with the english system and we are lost. Here is a measurement chart that you may want to keep handy. Remember to bookmark this page so you can come back to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding Economic vs. Functional Obsolescence</title>
		<link>http://www.reinvestology.com/2008/12/03/understanding-economic-vs-functional-obsolescence/</link>
		<comments>http://www.reinvestology.com/2008/12/03/understanding-economic-vs-functional-obsolescence/#comments</comments>
		<pubDate>Wed, 03 Dec 2008 18:37:55 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Homework]]></category>
		<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[Real Estate Dictionary]]></category>
		<category><![CDATA[Approaches to Value]]></category>
		<category><![CDATA[Cap Rates]]></category>
		<category><![CDATA[Depreciation]]></category>
		<category><![CDATA[economic obsolescence]]></category>
		<category><![CDATA[functional obsolescence]]></category>
		<category><![CDATA[lease]]></category>
		<category><![CDATA[physical deterioration]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/2008/12/03/understanding-economic-vs-functional-obsolescence/</guid>
		<description><![CDATA[We have previously discussed depreciation, cap rates, various types of leases and the various approaches to value when determining if a real estate deal is worth your time. Now we will get into a few more specifics about value. The first of these topics is understanding obsolescence and the difference between economic obsolescence and functional obsolescence. The definition of obsolescence is: 1. Being in the process of passing out of use or usefulness; becoming obsolete. [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2008/12/03/understanding-economic-vs-functional-obsolescence/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding your FICO score before investing in real estate</title>
		<link>http://www.reinvestology.com/2008/11/26/understanding-your-fico-score-before-investing-in-real-estate/</link>
		<comments>http://www.reinvestology.com/2008/11/26/understanding-your-fico-score-before-investing-in-real-estate/#comments</comments>
		<pubDate>Wed, 26 Nov 2008 18:47:51 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Crunching the numbers]]></category>
		<category><![CDATA[Homework]]></category>
		<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[asset verification]]></category>
		<category><![CDATA[consumer finance]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[Credit score]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fair isaac corporation]]></category>
		<category><![CDATA[fico credit score]]></category>
		<category><![CDATA[measurement]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[revolving debt]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/2008/11/26/understanding-your-fico-score-before-investing-in-real-estate/</guid>
		<description><![CDATA[Understanding your FICO score is one of the most important factors in preparing to invest in real estate. Most people do not even know what a FICO score is. A little history lesson first. FICO is the acronym for Fair Isaac Corporation, a publicly-traded corporation (under the symbol &#8220;FIC&#8220;) that created the best-known and most widely used credit score model in the United States. The company was founded by Bill Fair and Earl Isaac. The [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2008/11/26/understanding-your-fico-score-before-investing-in-real-estate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HUD&#8217;s 203(k) rehab program</title>
		<link>http://www.reinvestology.com/2008/11/25/huds-203k-rehab-program/</link>
		<comments>http://www.reinvestology.com/2008/11/25/huds-203k-rehab-program/#comments</comments>
		<pubDate>Tue, 25 Nov 2008 19:21:54 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Homework]]></category>
		<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[203k]]></category>
		<category><![CDATA[block grant programs]]></category>
		<category><![CDATA[community reinvestment act]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[home ownership opportunities]]></category>
		<category><![CDATA[homeownership opportunities]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[HUD 203(k) program]]></category>
		<category><![CDATA[neighborhood revitalization]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[rehab program]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[single family properties]]></category>
		<category><![CDATA[Smart real estate]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/2008/11/25/huds-203k-rehab-program/</guid>
		<description><![CDATA[The Housing and Urban Development has a program through the FHA called the 203(k) program. The program details follow. This can be a good program for those who want to rehab a home and qualify under the guidelines set by HUD and the FHA. The Section 203(k) program is the Department&#8217;s primary program for the rehabilitation and repair of single family properties. As such, it is an important tool for community and neighborhood revitalization and [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2008/11/25/huds-203k-rehab-program/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SBA-504 loan program for commercial property</title>
		<link>http://www.reinvestology.com/2008/11/21/sba-504-loan-program-for-commercial-property/</link>
		<comments>http://www.reinvestology.com/2008/11/21/sba-504-loan-program-for-commercial-property/#comments</comments>
		<pubDate>Fri, 21 Nov 2008 20:31:54 +0000</pubDate>
		<dc:creator>Lance Hulsey</dc:creator>
				<category><![CDATA[Homework]]></category>
		<category><![CDATA[Lessons from the investment front]]></category>
		<category><![CDATA[Commercial property loans]]></category>
		<category><![CDATA[minority business development]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[Reinvestology]]></category>
		<category><![CDATA[reinvestology.com]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[sba 504 program]]></category>
		<category><![CDATA[SBA-504]]></category>
		<category><![CDATA[Small Business Administration]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://www.reinvestology.com/?p=84</guid>
		<description><![CDATA[Repeat after me&#8230;.. There is money available for financing of commercial property, there is money available for financing of commercial property. That&#8217;s right! Banks want to loan you money. The SBA-504 program is a perfect example of money available right now for financing your commercial project. There are some strings attached. Good credit being one of them. But you can get commercial financing for as little as 10% down. Piggy back this with a bank [...]]]></description>
		<wfw:commentRss>http://www.reinvestology.com/2008/11/21/sba-504-loan-program-for-commercial-property/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
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