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<channel>
    <title><![CDATA[Retirement Solutions]]></title>
    <link>http://toddbauman.com</link>
    <description><![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]></description>
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        <title><![CDATA[Retirement Solutions]]></title>
        <link>http://toddbauman.com</link>
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            <itunes:author>Todd Bauman</itunes:author>
        
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    <itunes:explicit>no</itunes:explicit>

    
    <dc:creator><![CDATA[Todd C Bauman]]></dc:creator>
    
            <itunes:summary>Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. Retirement Solutions is dedicated to the small things that make a significant difference.</itunes:summary><itunes:subtitle>When a part of your financial strategy is out of place, your long-term goals, your retirement savings, your legacy all suffer.</itunes:subtitle><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:owner><itunes:email>radio@gradientps.com</itunes:email><itunes:name>Todd Bauman</itunes:name></itunes:owner><item>
            <title><![CDATA[The Costs of Financial Procrastination]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 12 Jan 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1173</guid>
            
            
            
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            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Jan 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Tips to Help Create Your Retirement Strategy]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 22 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1150</guid>
            
            
            
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            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[The Costs of Financial Procrastination]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 15 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1138</guid>
            
            
            
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            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Working With an Advisor, What to Expect]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 08 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1122</guid>
            
            
            
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            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[The Pros and Cons of Fixed Indexed Annuities]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 01 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1107</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171209-103003-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Benefits of an Indexed Annuity]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 24 Nov 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1094</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171125-103002-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Nov 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Why Use a Trust?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 17 Nov 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1078</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171111-103001-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Nov 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Is Your Retirement Prepared for a Bear Market?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 10 Nov 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1066</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171216-3110-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Nov 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[The Pros and Cons of Fixed Indexed Annuities]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 03 Nov 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1056</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171209-103003-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Nov 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Benefits of an Indexed Annuity]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 27 Oct 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1038</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171125-103002-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Oct 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Why Use a Trust?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 20 Oct 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1025</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171111-103001-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Oct 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Is Your Retirement Prepared for a Bear Market?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 06 Oct 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-997</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171216-3110-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Oct 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[The Costs of Financial Procrastination]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 29 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-978</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171104-3108-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Working With an Advisor, What to Expect]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 22 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-959</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171021-3102-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Rookie Retirement Mistakes]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 15 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-944</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171014-3098-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Financial Tips for the New Year]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 08 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-934</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180106-3089-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Is Your Retirement Prepared for a Bear Market?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 01 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-921</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171216-3110-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Tips to Help Create Your Retirement Strategy]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 25 Aug 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-908</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171028-3109-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Aug 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[The Costs of Financial Procrastination]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 18 Aug 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-890</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171104-3108-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Aug 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Working With an Advisor, What to Expect]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 11 Aug 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-877</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171021-3102-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Aug 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Rookie Retirement Mistakes]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 04 Aug 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-871</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171014-3098-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Aug 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Financial Tips for the New Year]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 28 Jul 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-859</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180106-3089-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Jul 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Tips to Help Create Your Retirement Strategy]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 21 Jul 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-845</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171028-3109-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Jul 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[The Costs of Financial Procrastination]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 14 Jul 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-827</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171104-3108-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Jul 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Working With an Advisor, What to Expect]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 07 Jul 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-813</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171021-3102-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Jul 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Rookie Retirement Mistakes]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 30 Jun 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-802</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171014-3098-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Jun 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Financial Tips for the New Year]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 23 Jun 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-793</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180106-3089-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Jun 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Tips to Help Create Your Retirement Strategy]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 16 Jun 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-776</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171028-3109-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Jun 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Is Your Retirement Prepared for a Bear Market?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 09 Jun 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-764</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171216-3110-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Jun 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[The Pros and Cons of Fixed Indexed Annuities]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 02 Jun 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-751</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171209-103003-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Jun 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Benefits of an Indexed Annuity]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 26 May 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-741</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171125-103002-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 May 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Why Use a Trust?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 19 May 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-724</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171111-103001-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 May 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[The Costs of Financial Procrastination]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 12 May 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-711</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171104-3108-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 May 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Working With an Advisor, What to Expect]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 05 May 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-696</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171021-3102-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 May 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Rookie Retirement Mistakes]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 28 Apr 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-679</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171014-3098-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Apr 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Financial Tips for the New Year]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 21 Apr 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-667</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180106-3089-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Apr 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Tips to Help Create Your Retirement Strategy]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 14 Apr 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-654</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171028-3109-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Apr 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Is Your Retirement Prepared for a Bear Market?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 07 Apr 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-640</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171216-3110-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Apr 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[The Pros and Cons of Fixed Indexed Annuities]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 31 Mar 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-630</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171209-103003-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 31 Mar 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Benefits of an Indexed Annuity]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 24 Mar 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-614</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171125-103002-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Mar 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Why Use a Trust?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 17 Mar 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-604</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171111-103001-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Mar 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[The Costs of Financial Procrastination]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 10 Mar 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-590</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171104-3108-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Mar 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Tips to Help Create Your Retirement Strategy]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 03 Mar 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-579</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171028-3109-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Mar 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Working With an Advisor, What to Expect]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 24 Feb 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-563</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171021-3102-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Feb 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Rookie Retirement Mistakes]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 17 Feb 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-550</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171014-3098-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Feb 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Financial Tips for the New Year]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 10 Feb 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-540</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180106-3089-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Feb 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Is Your Retirement Prepared for a Bear Market?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 03 Feb 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-531</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171216-3110-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Feb 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Why Use a Trust?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 27 Jan 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-527</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171111-103001-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Jan 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[The Costs of Financial Procrastination]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 20 Jan 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-512</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171104-3108-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Jan 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Tips to Help Create Your Retirement Strategy]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 13 Jan 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-504</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171028-3109-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Jan 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Financial Tips for the New Year]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 06 Jan 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-500</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180106-3089-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Jan 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Tips to Help Create Your Retirement Strategy]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 30 Dec 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-493</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171028-3109-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Dec 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Working With an Advisor, What to Expect]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 23 Dec 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-482</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171021-3102-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Dec 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Is Your Retirement Prepared for a Bear Market?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 16 Dec 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-474</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171216-3110-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Dec 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[The Pros and Cons of Fixed Indexed Annuities]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 09 Dec 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-471</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171209-103003-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Dec 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Year-End Retirement Planning]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 02 Dec 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-462</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171202-3060-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Dec 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Benefits of an Indexed Annuity]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 25 Nov 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-455</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171125-103002-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Nov 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Why Use a Trust?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 18 Nov 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-446</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171111-103001-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Nov 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[The Costs of Financial Procrastination]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 11 Nov 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-439</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171104-3108-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Nov 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[The Costs of Financial Procrastination]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 04 Nov 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-432</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171104-3108-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Nov 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Tips to Help Create Your Retirement Strategy]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 28 Oct 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-425</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171028-3109-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Oct 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Working With an Advisor, What to Expect]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 21 Oct 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-416</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171021-3102-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Oct 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
            <item>
            <title><![CDATA[Rookie Retirement Mistakes]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 14 Oct 2017 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-414</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/171014-3098-Bauman.mp3"/>
                        
            
            <itunes:author><![CDATA[Todd C Bauman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Todd C Bauman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Oct 2017 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Todd Bauman)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle></item>
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