Saral Share Gyan

Investors & The Herd Mentality

noreply@blogger.com (-Saral Gyan Team) — Sat, 25 Feb 2012 11:42:51 PST

Many investors react to market conditions like lemmings:

Stampeding up the high mountain when markets are rising and down into the cold deep sea when markets are falling.

This "herd" mentality can be extremely dangerous to your pocket.

Why? Because investors often get into the market too late and get out too early.

You should never let emotions cloud your trading judgment. But you can turn the crowd's fear and greed to your advantage. To exploit market psychology, you must act in a contrarian fashion, taking the contrary course when the crowd falls prey to its emotions.

Extreme optimism can coincide with market tops. People think the sky's the limit and send stock prices flying. Savvier investors sell into this frenzy and run to cash. The market tanks soon afterward.

Extreme pessimism can be bullish. Toward the end of a big decline, the last bulls throw in the towel and sell with a vengeance. Cooler heads smell a fire sale. They dive into the market and buy equities with both hands to launch the next rally.

Studies by economists and psychologists have found that investors are most influenced by recent events -market news, political events, earnings, and so on and ignore long-term investment and economic fundamentals.

Furthermore, if a movement starts in one direction, it tends to pick up more and more investors with time and momentum.

The impact of this lemming like behavior has been made worse in recent years because financial, economic, and other news affecting investor psychology travel faster than ever before.

Capital can also flow now between nations with surprising ease, so that international markets respond more quickly to sudden changes with a domino effect in the direction of investor buying and selling.

How do you stay calm during market drops and restrained during market updrafts?

Here are a few guidelines:

1. Have a plan.

2. Know why you're investing and what you want to accomplish.

3. Pick a strategy and investments that best help you reach your goals.

4. Minimize risks.

5. Don't fall prey to the temptations of greed or fear.

6. Know your investment personality.

7. Pick investment strategies and risks you feel comfortable with.

8. Stick to your investment approach.

If you follow a certain type of investing strategy or a particular investment newsletter, stick with it unless there are sound reasons to change. Different strategies often can end up with similar results over the course of a market cycle. It's the switching back and forth between strategies that can cause problems because jittery investors often abandon a strategy that's temporarily out of favour - just before it makes a strong recovery.

9. Sort out the good from the bad.

Learn to recognize the difference between a poor investment and a solid investment that is having an off period.

10. Diversify.

11. Invest regularly according to your long-term plan &

12. Don't read the daily stock pages.

It's the daily following of the inevitable ups and downs of the market that send the average investors reaching for the phone. Instead, check every two to three months.

Hidden Gems - Annualized Returns of 25% in Falling Market

noreply@blogger.com (-Saral Gyan Team) — Thu, 23 Feb 2012 08:21:24 PST

Value investor Warren Buffett also falls in the inefficiency camp, claiming that individual investors should be able to earn 50% annual returns with small amounts of money because they have access to high-return small-cap stocks that he can no longer buy because of Berkshire’s huge asset size.

At Saral Gyan, we could not be able to achieve 50% annualized returns during last year as overall year was bad for equity market but our team has done a fabulous job for exploring Hidden Gems ensuring profits for our subscribers. Saral Gyan - Hidden Gems average returns stand at 25% compared to negative returns of -9% of small cap index.

Facts about Small Cap Companies

1.If you want outsized returns, you must invest in small-cap value stocks.

2.All ten of the top-performing stocks of the past decade were small caps and most were value stocks. We can almost guarantee that the top-performing stocks of the next decade will be small caps as well.

3.Most small caps underperform, so the key is either finding the few small caps that will produce the 50, 60, and 70-baggers, or instead buying the entire small-cap universe to insure that you won’t miss out on the big winners.

4.Small caps have above-average volatility and can underperform for long periods, so their outsized returns may require a long timeframe to be realized.

5.Whether small caps are inherently more risky or just inefficiently priced is undecided, but investment prudence dictates that you normally limit your small cap allocation to less than half (some say 35%) of your total equity portfolio and avoid them altogether during incipient periods of severe economic distress.

Saral Gyan equity analysts give best of their efforts to identify good small cap candidates which have the potential to give exponential returns in long term. Its the result of dedication and hard work of our team that Hidden Gems outperforms small cap index by whopping 34% in terms of average yearly returns.

Below is the past performance of our past 17 Hidden Gems. All past Hidden Gems stocks recommended by our equity analysts team were backed by unbiased and authentic research reports. During last 17 months small cap index has given negative average returns of -9.2% (refer table) whereas last 17 Hidden Gems gave positive average returns of 24.7%.

We all know that all major indices have given negative returns during last year but our carefully picked small cap stocks - Hidden Gems have outperformed small cap index by whopping 34%. Average annualized returns of 25% against negative returns of -9% of small cap index.

5 Hidden Gems out of 17 released by our equity analysts in last 17 months are giving more than 50% returns to our Hidden Gems subscribers as on date.

(Click on the image, if not visible)

Below are the two stocks which gave more than 100% returns to our Hidden Gems members.

i) Sri Adhikari Brother Television Network Ltd was recommended in Sept 2010 at a price of Rs. 41 has made a new high of Rs. 85 recently. 100% returns in period of one year.

ii) Camlin Fine Sciences (earlier known as Camlin Fine Chemicals) was recommended in March 2011 at a price of Rs. 60 has made new 52 week high couple of days back at Rs. 152. Returns of more than 150% on your investment in short span of just 8 months.

Equity analyst team at Saral Gyan do not just recommend the stocks but share authentic and unbiased research reports which help you understand the company's business along with growth opportunities and guide you to make an educated investment decision.

Click on the Download link to read /download Hidden Gems research reports:

Hidden Gem - Sept 2010 Research Report - Download

Hidden Gem - March 2011 Research Report - Download

Subscribe to Hidden Gems under Fabulous Feb offer:

This year will be year of mid and small cap stocks and we are confident that our Hidden Gems stocks will rock giving great returns to our subscribers. You can avail attractive discount of 25% by subscribing to our Hidden Gems annual subscription service.

Save 25% by subscribing to Hidden Gems at price of Rs. 3750 instead of Rs 5000. On activation of your subscription, you will also receive Saral Gyan eBook - "How to Grow your Savings?" worth Rs. 499 absolutely Free. Hurry! Last 5 days... offer closes on 29th Feb 2012.
Below are the details for making payment online, by cash or by cheque deposit.

Payment to be made in favour of: Saral Gyan Capital Services

ICICI Bank A/c No.: 019805005078 (12 digits)
A/c Type: Current Account
Branch: Jabalpur
IFSC Code: ICIC0000198

HDFC Bank A/c No.: 02242000010287 (14 digits)
A/c Type: Current Account
Branch: Jabalpur
IFSC Code: HDFC0000224

Axis Bank A/c No.: 910020019393353 (15 digits)
A/c Type: Current Account
Branch: Jabalpur
IFSC Code: UTIB0000128

For smooth transaction, please mention on the Cheque:

Pay: Saral Gyan Capital Services – A/c No....

Please send a mail to sales@saralgyan.in with Cheque Number, Bank, Date and Place details.

In case of any queries, do not hesitate to us at contact us.

Click here for subscription charges and payment options.

Regards,

Saral Gyan Team.

Fabulous Feb offer - Save upto 25% on Hidden Gems

noreply@blogger.com (-Saral Gyan Team) — Thu, 16 Feb 2012 10:38:15 PST

Facts about Small Cap Companies

1.If you want outsized returns, you must invest in small-cap value stocks.

4.Small caps have above-average volatility and can underperform for long periods, so their outsized returns may require a long timeframe to be realized.

Below are the two stocks which gave more than 100% returns to our Hidden Gems members.

i) Sri Adhikari Brother Television Network Ltd was recommended in Sept 2010 at a price of Rs. 41 has made a new high of Rs. 85 recently. 100% returns in period of one year.

Click on the Download link to read /download Hidden Gems research reports:

Hidden Gem - Sept 2010 Research Report - Download

15% @ 90 DAYS - Jan'12 Stock Recommendation is Released

noreply@blogger.com (-Saral Gyan Team) — Sun, 29 Jan 2012 07:24:48 PST

15% @ 90 DAYS stock recommendation for the month of January 2012 is released.

15% @ 90 DAYS stock recommendation for the month of January 2012 has been mailed to all our 15% @ 90 DAYS subscribers.

Recommended stock has potential upside of 18.2% from current market price. Stock selection is done on the basis of technical analysis and positive annoucement in budget for the sector. Stock price has corrected during stock market fall and has not participated in the rally. Currently, stock is trading at support levels with good consolidation, downside risk is limited.

We expect that stock will rally from current support levels and can give returns of more than 15% within short span of 90 days.

In case of any queries, please write to us at info@saralgyan.in , sales@saralgyan.in

Regards,

Saral Gyan Team.

Saral Gyan Capital Services.

Stock Portfolio of 12 which can perform well in 2012

noreply@blogger.com (-Saral Gyan Team) — Sun, 01 Jan 2012 05:16:37 PST

Dear Reader,

May this year brings a lot of happiness, wellness and prosperity in your life. Happy New Year 2012!

We have selected 12 scrips which can benefit investors in new year 2012. We tried to apply a simple but effective approach by evaluating each stock on the basis of below mentioned criteria’s.

(i) Top Quality management with high integrity:

This is an absolutely non-negotiable condition. If the management is not honest, will they want to share the goodies with you? No, they will look for the first opportunity to siphon off the profits and pull the wool over your eyes.

(ii) The scale of opportunity must be big:

Multi-bagger stocks are created because they are able to scale the opportunity rapidly. Titan Industries is a great example. In 2003-04, Titan‘s market cap was 500 crores. In 2011-12, it is close to 19,500 crores. The fact that India is a booming marketplace of 120 crores consumers means that most products and services have a head start at trying to scale up their activities.

(iii) Low debt; free cash flows:

We learnt from the great crisis of 2011 that companies with high debt on their books simply get slaughtered. While debt per se is not bad (if the company is able to borrow at a lower rate and deploy it in its business at a higher rate, the operating leverage works in its favour), excessive debt with high interest and repayment obligations can crunch the stock in times of downturn. So, as a long-term investment philosophy, it is best to steer clear of high-debt companies.

(iv) High ROE – Efficient users of capital:

Some company’s management is able to squeeze that little extra of every buck. A ROE of at least 25% is necessary to make into the hallowed list of model portfolio.

(v) No High Capex Requirements – No Serial Diluters of Equity:

We know from (bitter) experience the demerits of investing in stocks like Suzlon & GMR which have an insatiable appetite for more and more capital. To feed their perennial hunger, these companies dilute their equity by making FPOs, GDRs & FCCBs resulting in total destruction of shareholders’ wealth. Companies should be lean and mean requiring minimal capital but generating huge returns there from.

(vi) Reasonable growth expectations:

“If you get a tax-free return of 18% for your portfolio, you must be very happy”. So, stop craving for that overnight multi-bagger. You’ll only end up losing your precious capital that way. Instead, look for well established small, mid and blue chips companies that are growing at a reasonable rate of return (15 – 25%). With time and the magic of compounding, you will have your muti-bagger in your portfolio.

(vii) Valuations:

Most investors are obsessed about valuations, refusing to buy any stock that is “expensive”. However, one must remember that “expensive” is a relative term. If a stock is compounding at 25% on an annual basis, paying a price of 30 times earnings may be very reasonable. A stock like Nestle, for instance, has always been “expensive”. However, if an investor had gone ahead and bought the stock, he would have had an incredible multi-bagger on his hands. On the other hand, in trying to buy a “cheap” stock, one may get saddled with unsavory companies. After all, there is a reason why such stocks are “cheap”.

Of course, one should be careful not to buy in euphoric or bubble times when the pricing may be extravagant and not at all reasonable.

(viii) Concentrated Portfolio:

We like Warren Buffett approach, a believer in the concept of a concentrated portfolio. If you believe in the prospects of a stock you should be prepared to put a substantial chunk of money in it – or nothing at all. There is no point in buying a bit of this and a bit of that because that dilutes your returns.

Of course, we are no match for Warren Buffett and we do not have his conviction levels. So, we’ll stick to 12 stocks to begin with, which means that from 5% to 12% of the wealth will be invested in each stock.

(ix) Diversification:

Last but not the least; a proper portfolio must be diversified across sectors. A bit of Finance, a bit of consumption, some autos, a pinch of chemical etc will make a balanced portfolio.

Our selection process has been made with lot of research and data analysis. We first identified the sectors that are likely to do well in next 12 months. Having that done, we further refined our search to select companies from that sector. We have created a portfolio worth Rs. 1 Lakh comprising 12 stocks so that it can help investors to create a model portfolio with lump sum investment upto 1 Lakh.

We have given the different allocation to each of the scrips keeping in mind the risk versus returns ratio. We have also fine tuned the portfolio with large-cap, mid-cap and small cap scrips so that the investors can invest in a complete mix of stocks to balance their portfolio. Saral Gyan Portfolio of 12 for 2012 includes best of Hidden Gems and Value Picks recommended by our equity analyst’s team during last one year.

Saral Gyan Portfolio of 12 for 2012 is emailed to all our Hidden Gems, Value Picks and WealthBuilder members. Portfolio stocks holding period is minimum one year, same will be evaluated by our analysts at end of 2012.

Experiencing Technical Issue due to Heavy Traffic on Website

noreply@blogger.com (-Saral Gyan Team) — Sat, 31 Dec 2011 07:04:43 PST

Dear Reader,

You may experience difficulty in browsing couple of web pages in our website. Our technical team has reported this issue couple of hours back, major cause to this problem is huge traffic experienced in last couple of days. Our technical team is actively working on it and try to get it resolved earliest.

High traffic on our website could be due to our ongoing offer of the year which will get closed today at 10.00 pm.

To support our readers / subscribers, we are publishing the offer details and the payment options below so that you can reap out the maximum benefits by subscribing to our services before increase in subscription charges.

NEW YEAR BONANZA

1. SAVE UPTO 40% ON ANNUAL SUBSCRIPTION

Super Saver Combo Packs:

Hidden Gems + Value Picks: Rs. ~~8500~~ 6000 (Save Rs. 2500)

Hidden Gems + 15% @ 90 DAYS: Rs. ~~7500~~ 5500 (Save Rs. 1500)

Value Picks + 15% @ 90 DAYS: Rs. ~~6000~~ 5000 (Save Rs. 1000)

Hidden Gems + Value Picks + 15% @ 90 DAYS: Rs. ~~11000~~ 7500 (Save Rs. 3500)

Hidden Gems+Value Picks+WEALTH-BUILDER+15% @ 90DAYS: Rs. ~~22000~~ 15000 (Save Rs.7000)

Discount in Individual Services:
Hidden Gems: Rs. ~~5000~~ 3750 (12 monthly issues)

Value Picks: Rs. ~~3500~~ 3000 (12 monthly issues)

15% @ 90 DAYS: Rs. ~~2500~~ 2250 (12 monthly issues)

WEALTH-BUILDER: Rs. ~~11000~~ 10000 (12 monthly updates)

2. GET MULTIBAGGER STOCKS PORTFOLIO OF 12 FOR 2012

Under New Year Bonanza, subscribers will get Multibagger Stocks Portfolio of 12 Stocks for 2012. It will be a perfect mix of small, mid and large cap stocks which is expected to perform extremely well in year 2012.

Saral Gyan multibagger stocks portfolio of 12 for 2012 will also contain best of past recommended Hidden Gems & Value Picks.

Note: Eligible subscribers will receive multibagger stocks portfolio of 12 for 2012 on 1st Jan 2012.

3. AN OPPORTUNITY TO GRAB 3 BEST HIDDEN GEMS

We will share 3 Hidden Gems research reports published in past (February, June and August 2011) by our equity analysts team in which you can make fresh investments.

These 3 Hidden Gems are the small cap companies which belong to different sectors and can do extremely well on bourses in next 4-6 quarters. These companies have registered impressive topline and bottom line growth in Q1 & Q2 of this financial year, have very limited downside risk and can be added in your portfolio.

4. FREE CHRISTMAS AND NEW YEAR GIFT

Get Saral Gyan eBook "How to Grow your Savings?" worth Rs. 499, [$ 11.99] Absolutely Free!

Saral Gyan eBook "How to Grow your Savings?" is a must read for all investors.

Note: Saral Gyan eBook will be mailed to subscribers on confirmation of their subscription during offer period.

So what are you waiting for? Subscribe today and get rewarded by investing in best of Small and Mid Cap stocks. Hurry! Last few hours... Offer closes on 31st Dec 2011 at 8.00 pm.

Saral Gyan - Payment Options Available:

1. Cheque / Cash Deposit:

You can pay by Cheque or Cash in favour of: Saral Gyan Capital Services

ICICI Bank A/c No.: 019805005078 (12 digits)

A/c Type: Current Account

Branch: Jabalpur

NEFT: ICIC0000198

HDFC Bank A/c No.: 02242000010287 (14 digits)

A/c Type: Current Account

Branch: Jabalpur

NEFT: HDFC0000224

Axis Bank A/c No.: 910020019393353 (15 digits)

A/c Type: Current Account

Branch: Jabalpur

NEFT: UTIB0000128

For smooth transaction, please mention on the Cheque:

Pay: Saral Gyan Capital Services – A/c No....

Please send a mail to sales@saralgyan.in with Cheque Number, Bank, Date and Place details.

Payment Option 2 – Online Net Banking

ICICI/HDFC/Axis Bank to ICICI/HDFC/Axis Bank fund transfer: Please add the above Account Number and name - Saral Gyan Capital Services in your payee. Write your name in the "Transaction Remarks" section & send us a mail at sales@saralgyan.in with details (Name/Address/ Amount/Date) after successful online transaction.

Other Bank fund transfer: Please add the any of the above bank Account Number and name in your payee. Select Account Type as Current Account. You might need IFSC Code.

Write your name in the "Transaction Remarks" section & send us a mail at sales@saralgyan.in with details (Name/Address/ Amount/Date) after successful online transaction.

Payment Option 3 – Pay Pal using Credit Card

WEALTH-BUILDER: Pay $ 200 [~ 10,000 + transaction & service charges, $ 1 @ 50 Rs]

Hidden Gems: Pay $ 75 [~ 3750 + transaction & service charges, $ 1 @ 50 Rs]

Value Picks: Pay $ 60 [~ 3000 + transaction & service charges, $ 1 @ 50 Rs]

15% @ 90 DAYS: Pay $ 45 [~ 2250 + transaction & service charges, $ 1 @ 50 Rs]

E-Book "How to Grow your Savings?": Pay $ 11.99 [~499 + transaction & service charges]

Combo Packs:

For Hidden Gems + 15% @ 90 DAYS: Pay $ 110 [~ 5500 + transaction & service charge, $1 @ Rs.50]

For Value Picks + 15% @ 90 DAYS: Pay $ 100 [~ 5000 + transaction & service charges, $ 1 @ Rs.50]

For Hidden Gems + Value Picks: Pay $ 120 [~ 6000 + transaction & service charges, $ 1 @ Rs.50]

All 3 Services, Hidden Gems + Value Picks + 15% @ 90 DAYS: Pay $ 150 [~ 7500 + transaction & service charges, $ 1 @ Rs.50]

All 4 Services, Hidden Gems + Value Picks + Wealth-Builder + 15% @ 90 DAYS (36 Issues + 12 Updates): Pay $ 300 [~ 15000 + transaction & service charges, $ 1 @ Rs.50]

In India, subscribers can pay using their credit cards, transaction amount applicable as per the $ exchange rate in INR will be applicable.

Do write to us in case of any queries.

-Saral Gyan Team.

Last 4 Days to Save upto 40%... Offer closes on 31st Dec'11

noreply@blogger.com (-Saral Gyan Team) — Tue, 27 Dec 2011 12:28:13 PST

Dear Reader,

We all know that Sensex tested the level of 8,000 during march 2009, the correction due to global turmoil and US recession was so intensed and fearful that Indian stock market came down to 8,000 from level of 21,000 in span of 14 months. Severe correction of more than 60% from highs of Jan 2008 to lows of March 2009.

If you have invested in fundamentally strong small and mid cap stocks during march 2009, you have made huge money out of stock market. Let us see how? Just one example: Yes Bank touched low of Rs. 43 during that period is trading at Rs. 250 now, its a good mid cap stock in banking sector giving almost 6 times returns. And believe us there are many stocks like Yes Bank. Remember, an opportunity missed is an opportunity lost! Stock market is giving you similar opportunity now to invest in fundamentally strong small and mid cap companies at discounted price.

During these tough times you can invest in best of our small and mid cap stocks to build your portfolio which can give you 5 to 10 times returns in next 3 to 5 years. Yes, you can make good amount of Money by investing now! So what are your waiting for? Simply grab our Multibagger Stock Portfolio of 12 for 2012 by subscribing to Hidden Gems or Value Picks. You can steal the best deal by availing our super saver combo packs.

Last 4 Days, offer closes on 31st Dec 2011. Effective 1st Jan 2012, subscription charges will be revised as mentioned below:

Annual subscription charges effective 1st Jan 2012. Hidden Gems: Rs. 5000, Value Picks: Rs. 3500, 15% @ 90 DAYS: Rs. 2500, Wealth-Builder: Rs. 11000.

NEW YEAR BONANZA

1. SAVE UPTO 40% ON ANNUAL SUBSCRIPTION

Super Saver Combo Packs:

Hidden Gems + Value Picks: Rs. ~~8500~~ 6000 (Save Rs. 2500)

Hidden Gems + 15% @ 90 DAYS: Rs. ~~7500~~ 5500 (Save Rs. 1500)

Value Picks + 15% @ 90 DAYS: Rs. ~~6000~~ 5000 (Save Rs. 1000)

Hidden Gems + Value Picks + 15% @ 90 DAYS: Rs. ~~11000~~ 7500 (Save Rs. 3500)

Hidden Gems+Value Picks+WEALTH-BUILDER+15% @ 90DAYS: Rs. ~~22000~~ 15000 (Save Rs.7000)

Discount in Individual Services:
Hidden Gems: Rs. ~~5000~~ 3750

Value Picks: Rs. ~~3500~~ 3000

15% @ 90 DAYS: Rs. ~~2500~~ 2250

WEALTH-BUILDER: Rs. ~~11000~~ 10000

2. GET MULTIBAGGER STOCKS PORTFOLIO OF 12 FOR 2012

Saral Gyan multibagger stocks portfolio of 12 for 2012 will also contain best of past recommended Hidden Gems & Value Picks.

Note: Eligible subscribers will receive multibagger stocks portfolio of 12 for 2012 on 1st Jan 2012.

3. AN OPPORTUNITY TO GRAB 3 BEST HIDDEN GEMS

We will share 3 Hidden Gems research reports published in past (February, June and August 2011) by our equity analysts team in which you can make fresh investments.

4. FREE CHRISTMAS AND NEW YEAR GIFT

Get Saral Gyan eBook "How to Grow your Savings?" worth Rs. 499, [$ 11.99] Absolutely Free!

Saral Gyan eBook "How to Grow your Savings?" is a must read for all investors.

Note: Saral Gyan eBook will be mailed to subscribers on confirmation of their subscription during offer period.

So what are you waiting for? Subscribe today and get rewarded by investing in best of Small and Mid Cap stocks. Hurry! Last 4 Days... Offer closes on 31st Dec 2011.

You can pay using credit card, online transaction using NEFT or by cheque. Click here to view bank details and payment options available.

Do write to us in case of any queries.

Regards,

Saral Gyan Team.

New Year Bonanza - Multibagger Stocks Portfolio of 12 for 2012

noreply@blogger.com (-Saral Gyan Team) — Sat, 24 Dec 2011 11:55:09 PST

Dear Reader,

Wish you Merry Christmas & Happy New Year 2012.

As the year 2011 comes to an end, it is time to look at new investment avenues that are likely to do well in the prevailing uncertain global and local environment in new year 2012.

We all know that year 2011 was not at all rewarding for equity investors. Now when we are inching towards the new year 2012, let us see how the major indices have performed during current year. Since 1st Jan 2011, major index Sensex has fallen from 20561 to 15739 giving negative returns of -23.45% and Nifty has fallen from 6135 to 4714 giving negative returns of -23.16%. More pain was seen in mid and small cap index stocks. During the same period, mid cap index has corrected from 7873 to 5185 i.e down by -34.14% and small cap index corrected by -42.85% from 9825 to 5615 points.

Indian stock market played a spoil sport and have erosion the capital of many retail investors during this year. Well known mid and large cap stocks turned investors portfolio in deep red. Blue chips like Reliance has fallen by 29.5%, L&T by 49%, SBI by 41.4%, ICICI Bank by 37%, Tata Steel by 48.9%, DLF by 33.7% and Infosys by -21.6%. Thousands of mid and small cap stocks have corrected by more than 50%.

But even during such a downturn in stock markets, our equity analysts picked up the right stock at very right price which not only protected capital of our investors but also ensured healthy returns on their investment.

It gives us immense pleasure to share with our readers that Saral Gyan Hidden Gems and Value Picks out perform all major indices giving positive returns to the investors even during turbulent times of stock market.

Saral Gyan - Key accomplishments during the Year

Hidden Gems: One of our most appreciated subscription service

Hidden Gems subscribers have grown by more than 200% compared to last year. With word of mouth publicity Saral Gyan - Hidden Gems tops in Google search results with no. 1 position. You can also give it a try, simply enter Hidden Gems stocks in Google search and you will find our website on 1st position. No advertisements, its just word of mouth publicity.

2 Hidden Gems out of 12 gave returns of 100% plus within 1 Year

Equity analysts team at Saral Gyan gives 100% to identify the best investment candidates, objective is not only to protect your capital but also to grow it at healthy rate. Below are the two stocks which gave more than 100% returns to our Hidden Gems members in last one year.

i) Sri Adhikari Brother Television Network Ltd was recommended in Sept 2010 at a price of Rs. 41 has made 52 week high of Rs. 85. 100% returns in period of one year.

ii) Camlin Fine Sciences (earlier known as Camlin Fine Chemicals) was recommended in March 2011 at a price of Rs. 60 has made new 52 week high couple of weeks back at Rs. 152. Returns of more than 150% on your investment in short span of just 9 months.

Hidden Gems out perform Small Cap Index @ 47%

Hidden Gems outperform all major indices giving average positive returns of 21.4% compared to negative returns of all major indices.

Expecting downside in equity market in last couple of months, no lumpsum investments were recommended by our analysts in Value Picks and Wealth-Builder portfolio. This important step was taken to protect our subscribers capital. As there was no Value Picks & Wealth-Builder portfolio recommendation in last month, paid members subscription cycle was revised accordingly.

If you wish you grow your savings in long run, you can subscribe to Saral Gyan subscription services. Avail attractive discounts and free gifts under New Year Bonanza. Hurry! Offer closes on 31st Dec 2011.

NEW YEAR BONANZA

1. SAVE UPTO 40% ON ANNUAL SUBSCRIPTION

Annual subscription charges will be revised effective 1st Jan 2012. Hidden Gems: Rs. 5000, Value Picks: Rs. 3500, 15% @ 90 DAYS: Rs. 2500, Wealth-Builder: Rs. 11000

Steal the best deal before increase in subscription charges.

Super Saver Combo Packs:

Hidden Gems + Value Picks: Rs. ~~8500~~ 6000 (Save Rs. 2500)

Hidden Gems + 15% @ 90 DAYS: Rs. ~~7500~~ 5500 (Save Rs. 1500)

Value Picks + 15% @ 90 DAYS: Rs. ~~6000~~ 5000 (Save Rs. 1000)

Hidden Gems + Value Picks + 15% @ 90 DAYS: Rs. ~~11000~~ 7500 (Save Rs. 3500)

Hidden Gems+Value Picks+WEALTH-BUILDER+15% @ 90DAYS: Rs. ~~22000~~ 15000 (Save Rs.7000)

Discount in Individual Services:
Hidden Gems: Rs. ~~5000~~ 3750

Value Picks: Rs. ~~3500~~ 3000

15% @ 90 DAYS: Rs. ~~2500~~ 2250

WEALTH-BUILDER: Rs. ~~11000~~ 10000

2. GET MULTIBAGGER STOCKS PORTFOLIO OF 12 FOR 2012

Saral Gyan multibagger stocks portfolio of 12 for 2012 will also contain best of past recommended Hidden Gems & Value Picks.

Note: Eligible subscribers will receive multibagger stocks portfolio of 12 for 2012 on 1st Jan 2012.

3. AN OPPORTUNITY TO GRAB 3 BEST HIDDEN GEMS

We will share 3 Hidden Gems research reports published in past (February, June and August 2011) by our equity analysts team in which you can make fresh investments.

4. FREE CHRISTMAS AND NEW YEAR GIFT

Get Saral Gyan eBook "How to Grow your Savings?" worth Rs. 499, [$ 11.99] Absolutely Free!

Saral Gyan eBook "How to Grow your Savings?" is a must read for all investors.

Note: Saral Gyan eBook will be mailed to subscribers on confirmation of their subscription during offer period.

So what are you waiting for? Subscribe today and get rewarded by investing in best of Small and Mid Cap stocks. Hurry! Last 7 Days... Offer closes on 31st Dec 2011.

You can pay using credit card, online transaction using NEFT or by cheque. Click here to view bank details and payment options available.

Do write to us in case of any queries.

Regards,

Saral Gyan Team.

Hidden Gem Research Report - Dec'11 is Released

noreply@blogger.com (-Saral Gyan Team) — Sat, 24 Dec 2011 00:01:01 PST

Dear Readers,

Saral Gyan - Hidden Gem (Unexplored multibagger small/micro cap stock) for the month of December 2011 is released by our equity analysts. It has already been emailed to all our paid subscribers.

December month Hidden Gem is a small cap stock from manufacturing sector.

Company enjoys strong brand positioning for its products and recently started media campaign with one of the well known bollywood actress for its range of premium products. Company profit margins have improved from 4% to more than 10% in past 6 years and topline have grown by almost 26% on yearly basis. Company is a debt free company and looking for acquision opportunities in other countries to expand its reach.

Dividend payout has increased 9 times in last 10 years. In last 3 years, company has performed extremely well on bourses giving returns of 411% to investors and still looks attractively valued considering its peer group and earning visibility for next 2 years.

Promoters have increased their share holding marginally and owns 55% stake in the company.

Stock is currently trading at historic PE multiple of 7 and is giving good investment opportunity considering ongoing expansion, healthy operating margins, strong brand positioning / pricing power and better future growth and earning visibility on account of robust demand and strong marketing and distribution network.

Team of equity analysts at Saral Gyan believe that the company can deliver strong growth in terms of top line as well as bottom line in coming quarters. Stock at current market price seems to be discounted and can give returns of more than 100% in medium to long term keeping time horizon of one to one and half year.

While evaluating and recommending stocks, our approach differs from that of most other firms. No attempt is made to provide research on all or most of the companies within a given industry. Instead, the role of the analyst at Saral Gyan is to select and follow only those companies that have above-average growth prospects and above-average quality, the thesis being that investing in these companies will generate above-average returns over the long term.

You can subscribe to Hidden Gems to receive complete micro/small cap stock research report of this month, Hidden Gem - December 2011.

To know more about Hidden Gems subscription charges, Click Here.

In case of any queries, please write to us at info@saralgyan.in, sales@saralgyan.in

Regards,

Saral Gyan Team,
Saral Gyan Capital Services

How Reading SMS Can Make You Earn Easy Money?

noreply@blogger.com (-Saral Gyan Team) — Mon, 19 Dec 2011 10:29:19 PST

SMS ads that we thought were a nuisance, could now help us earn some money.

A mobile advertisement firm will now let you earn and accumulate easy money for just receiving advertisements on your mobile. Bangalore based mobile advertising company mGinger has come up with an innovative advertising strategy in the year 2007 wherein, consumers who agree to receive advertisements on mobile, will be credited twenty paise for every ad they receive. In this business model, revenue generated from advertisers gets distributed with the target audience.

This is a true example of win-win scenario, advertiser gets target audience hence doesn’t require running a campaign for mass communication, and audience on the other hand read an ad via SMS; which gets delivered to them on preferred timings on the subject of their particular interest and get paid as well. This new strategy will help advertisers reach out to their target consumers while mobile users can also start earning little & easy money, which could be used either as a monthly recharge for their mobile or to pay electricity or water bill. As soon as the consumer accumulates Rs 300 through 20 paise credits, he will receive a cheque for the same amount.

Those who want to receive advertisements can do so by visiting the company’s website - mGinger! Moreover, company also provides multi level SMS networking through which you can earn 10 paise on every SMS Ad received by your level 1 - friends / relatives / colleagues and earn 5 paise on every SMS Ad received by somebody in level 2 of your network.

Saral Gyan Team is active audience of mGinger. The little income generated by receiving SMS Ads is now used for charity. We suggest our readers to simply give it a try, who knows if somebody in your network clicks, your earning amount could be higher than the dividend payouts of your stock holdings!

Start earning by registering your mobile by becoming part of mGinger network – Click Here!

15% @ 90 DAYS Stock Recommendation - Dec 2011 is Released

noreply@blogger.com (-Saral Gyan Team) — Sun, 18 Dec 2011 06:00:07 PST

15% @ 90 DAYS stock recommendation for the month of December 2011 is released.

15% @ 90 DAYS stock recommendation for the month of December 2011 has been mailed to all our 15% @ 90 DAYS subscribers.

Recommended stock has potential upside of 18.4% from current market price. Stock selection is done purely on the basis of technical analysis. Stock price has corrected during recent stock market fall and is now trading at strong support levels.

We expect that stock will rally from current support levels and can give returns of more than 15% within short span of 90 days.

In case of any queries, please write to us at info@saralgyan.in , sales@saralgyan.in

Regards,

Saral Gyan Team.

Saral Gyan Capital Services.

Are you Investing in Small Cap Stocks?

noreply@blogger.com (-Saral Gyan Team) — Thu, 15 Dec 2011 04:30:02 PST

Should you need to invest in small-cap stocks? The answer is yes, but with some limitations.

First, consider that small-cap stocks have a strong, long-term track record. As a group, small-cap stocks have beat large-cap stocks fairly consistently for a number of years.

Small-cap stocks are generally considered to have a market capitalization of $1 billon or less.

That success alone makes them worth adding to your portfolio.

Smaller companies often have more room to grow and an easier time posting strong numbers. It is much easier for a company with a market cap of Rs. 200 million to double in size than for a company with a market cap of Rs. 200 billion to double.

Small companies are often the innovators and are nimble enough to grab market share when an opportunity arises.

However, when you see the kind of growth numbers successful small companies post, it is easy to forget that small companies live a perilous life.

Large companies can gobble them up or move into their market and over-whelm them. Any number of other factors can stifle growth or wipe small companies out of their market.

Which is another way of saying, smaller companies are often more risky investments than larger companies. With extra risk comes the opportunity for exceptional growth and the opportunity for complete failure.

You should have some small-cap stocks in your portfolio. How many and what type depend on your tolerance for risk. Small companies certainly can and do grow into big companies, however many either vanish or never grow out of the small-cap stage.

Younger investors can often tolerate the risks of investing in small companies better than investors approaching retirement.

Find the right mix of larger and smaller stocks for your risk tolerance and you will be in a good position to take advantage of the growth potential of small companies while not risking everything.

Are Large Cap Stocks Always the Safest?

noreply@blogger.com (-Saral Gyan Team) — Wed, 14 Dec 2011 10:17:13 PST

Investors looking for a safe bet in the stock market often assume large-cap stocks offer some protection when the market is acting crazy. To some extent, they are not wrong, but they may not always be right.

Large-cap stocks - those with a market capitalization of more than 10,000 crores - may be more stable than smaller stocks in a turbulent market. As with all stocks, if you pick the right one it can perform great, but pick another of the same size and you may be very sorry.

Large-cap financial services stocks got clobbered when the crisis of 2008 broke. Still, many large-cap stocks do well over time and small-cap are more risky, right?

There are two ways to look at this: Some large-cap stocks do well in most market conditions, while small-cap stocks really need an economic boom, at least in their sector, to do well. When they take off, small-cap stocks can score impressive gains.

The other way to look at the relationship between large and small-cap stocks is to use stock indexes, which cover a big share of the market.

The Nifty covers 50 of the leading companies in India. Most of these companies are large-cap stocks. However, the Small Cap Index constitutes lesser known small cap companies.

Using these two indexes, we see a different picture. If you can pick the next small-cap winners, you will be very successful.

Does this mean you should dump your large-cap stocks in favor of small-cap stocks? Of course not.

The question remains: how do you pick winners out of the small-cap stocks? Yes, there is inherently more risk in small-cap stocks, but fundamental analysis should help you find some candidates. Start with a good stock screen to narrow down the crowd of possible investment candidates.

If you don't think you can confidently find winners among small-cap stocks, take our advice and buy best of Small / Micro cap stocks - Hidden Gems.

There is no doubt that large-cap stocks, as a group, are safer than small-cap stocks, however when you get down to individual stocks, the question becomes less clear. Just look at the carnage following the beginning of the 2008 financial crisis. Many large companies found themselves in deep trouble when the credit markets came unraveled.

The following recession plunged the whole global economy. Millions lost their jobs and many of them (and others) lost their houses in developed countries. When consumers see neighbours losing jobs and homes, they quit spending. When consumers quit spending, big (and small) companies go under or severely cut back, causing more jobs to be lost.

Large companies have a better chance of weathering the storms if they have cash reserves and an appropriate level of debt. Of course, no matter the economic circumstances, if a company produces something consumers or, at least a segment of consumers, really wants, the company will thrive (Bajaj Auto, for example).

Reliance: Weak Rupee to Boost Earnings

noreply@blogger.com (-Saral Gyan Team) — Sun, 04 Dec 2011 09:02:31 PST

In recent times, there have been few positive triggers for Reliance Industries (RIL), India’s largest company by market capitalisation. Be it falling refining margins or steadily falling gas output from the KG-D6 basin, investors have been mostly factoring in downside risks into the stock price. The scrip has corrected almost 11 per cent in November, on concerns over falling refining margins. Kotak Institutional Equities computes Singapore complex gross refining margins (GRMs) at $2.5/bbl in November, as against $3.5/bbl in October.

There is a possibility that the Singapore complex refining margins — down to $7.2/bbl from $10.2/bbl — will remain weak due to global demand factors. This indicates that RIL, too, will see margin pressure in the coming quarters and capacity additions in 2012. Kotak is modelling the company’s refining margins for FY2012-14 at $9.8/bbl, $10.1/bbl and $10.4/bbl. Its first-half GRMs stood at $10.2/bbl.

Despite the fall in refining margins, there is not a major concern about the company’s performance in the second half, as the dramatic fall in the rupee will offset the pressure falling margins will put on earnings. If the Indian currency falls by a rupee against the US dollar, RIL’s earnings would increase by an estimated 1.5 per cent in FY2013. If the rupee depreciates, Reliance stands to benefit across all business segments (refining and petrochemicals), as its domestic selling price is linked to the landed cost of imports.

The rupee has depreciated nearly 15 per cent over the last three months, which would more than offset the impact of the falling refining margins. RIL is currently trading at 10.3 times FY2012’s estimated earnings per share and 9.7 times estimated forward earnings. We find this an attractive valuation for the stock.

However, the falling KG-D6 gas output (down to 41.7 mscmd in October) will remain a key overhang for the stock. Also, with RIL for arbitration on the production sharing contract, the contract does not make an explicit reference to capacity utilisation as a determinant of cost recovery.

Weak Rupee to Benefit our Abroad Subscribers

noreply@blogger.com (-Saral Gyan Team) — Sun, 04 Dec 2011 10:31:40 PST

The rupee has depreciated nearly 18 per cent over the last three months. On Oct. 21, 2011, the rupee crossed the Rs 50 mark for the first time this year.

Drivers of Depreciation in Rupee

Withdrawal by FIIsBelow are revised subscription charges for our abroad subscribers-

Strengthening of Dollar

Widening Current Account Deficit

Decline in other Capital Flows (ECBs, FCCBs)

Weakening of Rupee is not at all good for Indian Economy. Three areas of concern that may be identified are higher import bills, fiscal slippage and increased burden on borrowers.

Assuming that global uncertainty continues to prevail, exports growth is maintained and capital outflows persist, it is expected that this depreciation would continue.

As per CARE research report, intervention by the RBI could maintain the rupee rate in its current range of Rs 50-52 to a dollar. In the event that the RBI maintains a non-intervention stance under uncertain euro conditions, the rupee could move in a volatile range of Rs 52- Rs 55 to a dollar.

Weak Rupee to Benefit our Abroad Subscribers

As dollar is appreciated against rupee by almost 18% during last 3 months, we have discounted our subscription charges applicable in dollars($) for our abroad subscribers. Subscribers can subscribe to Saral Gyan subscription services at discounted price using paypal payment gateway.

Individual Services:

Hidden Gems: ~~$90~~ $75 (SAVE $15)

Value Picks: ~~$70~~ $60 (SAVE $10)

15% @ 90 DAYS: ~~$50~~ $45 (SAVE $5)

Wealth-Builder: ~~$235~~ $200 (SAVE $35)

Combo Packs:

Hidden Gems + Value Picks + 15% @ 90 DAYS: ~~$210~~ ~~$175~~ $150 (SAVE $35 + $25 = $60)

Hidden Gems + Value Picks: ~~$160~~ ~~$140~~ $120 (SAVE $20 + $20 = $40)

Hidden Gems + 15% @ 90 DAYS: ~~$140~~ ~~$130~~ $110 (SAVE $10 + $20 = $30)

Value Picks + 15% @ 90 DAYS: ~~$120~~ ~~$115~~ $100 (SAVE $5 + $15 = $20)

All 4 in 1 Super Saver:

Hidden Gems + Value Picks + 15% @ 90 DAYS + Wealth-Builder: ~~$445~~ ~~$350~~ $300 (SAVE $95 + $50 = $145)

So, if you are sitting abroad and really want to subscribe to Saral Gyan subscription services, this is a good opportunity for you!

Click here to visit our website home page and subscribe to Hidden Gems, Value Picks, Wealth-Builder, 15% @ 90 DAYS or any of our combo packs at discounted price using paypal payment gateway.

History of Indian Stock Market

noreply@blogger.com (-Saral Gyan Team) — Sun, 04 Dec 2011 03:46:09 PST

Formation of various Stock Exchanges in India

In the year 1920, a stock exchange was established in Madras called “The Madras Stock Exchange”. “The Madras Stock Exchange Association Pvt. Ltd.” was established in the year 1941. The Lahore Stock Exchange was formed in the year 1934. However, in the year 1936, after the Punjab Stock Exchange Ltd. came into existence, the Lahore Stock Exchange merged with it.

In Calcutta, a second Stock Exchange by name “The Bengal Share & Stock Exchange Ltd.” was established in the year 1937 and likewise in the year 1938, Bombay Stock Exchange also witnessed the formation of a rival Stock Exchange in the name of “Indian Stock Exchange Ltd.”

The U.P. Stock Exchange was formed in Kanpur and the Nagpur Stock Exchange Ltd. in 1940. The Hyderabad Stock Exchange Ltd. was incorporated in the year 1944. Two stock exchanges which came into being in Delhi by the name “The Delhi Stock & Share Brokers Association Ltd.” and “The Delhi Stocks & Shares Exchange Association Ltd.” were amalgamated into “The Delhi Stock Exchange Association Ltd.” in the year 1947.

The depression witnessed after the independence led to closure of a lot of exchanges in the country. Lahore Stock Exchange was closed down after the partition of India, and later on merged with the Delhi Stock Exchange. Bangalore Stock Exchange Limited was registered in 1957 and got recognition only by 1963. Most of the other Exchanges were in a miserable state till 1957 when they applied for recognition under Securities Contracts (Regulations) Act, 1956. The Exchanges that were recognized under the Act after it was enacted were Bombay, Calcutta, Madras, Ahmedabad, Delhi, Hyderabad, Bangalore and Indore.

Later during 1980’s, many more stock exchanges were established such as Cochin Stock Exchange (1980), Uttar Pradesh Stock Exchange Association Limited (at Kanpur, 1982), Pune Stock Exchange Limited (1982), Ludhiana Stock Exchange Association Limited (1983), Gauhati Stock Exchange Limited (1984), Kanara Stock Exchange Limited (at Mangalore, 1985), Magadh Stock Exchange Association (at Patna, 1986), Jaipur Stock Exchange Limited (1989), Bhubaneswar Stock Exchange Association Limited (1989), Saurashtra Kutch Stock Exchange Limited (at Rajkot, 1989), Vadodara Stock Exchange Limited (at Baroda, 1990), Coimbatore Stock Exchange and Meerut Stock Exchange.

A new phase in the Indian stock markets began in the 1970s, with the introduction of Foreign Exchange Regulation Act (FERA) that led to divestment of foreign equity by the multinational companies, which created a surge in retail investing. The early 1980s witnessed another surge in stock markets when companies such as Reliance, which created a new equity culture, accessed the capital markets.

Formation of Sensex (BSE)

Sensex, the 30-stock index of the Bombay Stock Exchange, was introduced in 1986 constituting stocks of large and established companies from different sectors. The base year for the index was 1978 -79.

During 1990s, India witnessed radical changes in its policies regarding Foreign Direct Investments and Foreign Institutional Investments as part of the liberalization policies. In 1990, the BSE crossed the 1000 mark for the first time. It crossed 2000, 3000 and 4000 marks in 1992.

The up-beat mood of the market was suddenly vanished with Harshad Mehta scam. It came to public knowledge that Mr. Mehta, also known as the “big bull” of Indian stock market, diverted large amount of funds from banks through fraudulent means. Millions of small-scale investors became victims to the fraud as the Sensex plunged shedding 570 points.

Formation of Securities & Exchange Board of India (SEBI)

To prevent such frauds, the Government of India formed The Securities and Exchange Board of India or SEBI, through an Act in 1992. With the act, SEBI became the statutory body that controls and regulates the functioning of stock exchanges, brokers, sub-brokers, portfolio managers, investment advisors etc. The objective of SEBI is to protect the interests of the investors in securities and to promote the development of securities markets and to regulate the securities markets. The scope and functioning of SEBI has greatly expanded with the rapid growth of securities markets in India.

Formation of National Stock Exchange (NSE)

While going global, it became a necessity to lift the Indian stock market trading system on par with the international standards. On the basis of the recommendations of high powered Pherwani Committee, the National Stock Exchange was incorporated in 1992 by Industrial Development Bank of India, Industrial Credit and Investment Corporation of India, Industrial Finance Corporation of India, all Insurance Corporations, selected commercial banks and others.

NSE enables fully automated screen-based trading mechanism which strictly follows the principle of an order-driven market. Trading members are linked through a communication network which allows them to execute trade from their offices. The prices at which the buyer and seller are willing to transact will appear on the screen and when the prices match the transaction will be completed. It ensures greater functional efficiency supported by totally computerized network.

Within one year of the onset of equity trading at NSE, it became India’s most liquid stock market. Further, NSE is said to have generated a dynamic process of change in the securities industry. It directly spawned new institutions like the Clearing Corporation and Depository and played a vital role in injecting new ideas into the securities markets such as derivatives trading.

Formation of BOLT System

In 1995, the BSE also replaced its open outcry trading system with totally automated trading known as the BSE Online trading, or BOLT, system. The BOLT network was expanded nationwide in 1997.

Decade in building one of the best stock market across globe

The last decade of 20th century has been exceptionally good for the stock markets in India. In the back of wide ranging reforms in regulation and market practice as well as growing participation of foreign institutional investment, stock markets in India have showed phenomenal growth in the 90’s. Investor base continued to grow from domestic and international markets.

Stock markets became intensely technology and process driven, giving little scope for manipulation. Electronic trading, digital certification, straight through processing, electronic contract notes, online broking have emerged as major trends in technology. Risk management became robust reducing the recurrence of payment defaults. Product expansion took place in a speedy manner. Indian equity markets now offer, in addition to trading in equities, opportunities in trading of derivatives in futures and options in index and stocks. Even modern financial instruments like ETFs are showing gradual growth.

Within five years of introduction of derivatives, Indian stock markets now are ranked first in stock futures and fourth in index futures. Indian stock markets are transaction intensive and thus rank among the top five markets in this regard. Stock exchange reforms brought in professional management separating conflicts of interest between brokers as owners of the exchanges and traders/dealers. The demutualisation and corporatisation of all stock exchanges is nearing completion and the boards of the stock exchanges now have majority of independent directors. Foreign institutions took stake in India’s two leading domestic stock exchanges. While NYSE Group led consortium that took stake in the National Stock Exchange, Deutsche Bourse and Singapore Stock Exchange bought equity in the Bombay Stock Exchange Ltd.

In today’s global scenario that witness the flow of capital and goods without borders, India is keen to go along with the trend with its reforms like improving the investment climate by allowing more and more foreign investors to invest in equity and debt markets, allowing Indian companies to issue ADRs and GDRs in international exchanges and enable them to raise resources through wide range of financing routes as well as permitting Indian companies and individuals to invest abroad.

Investors & the Herd Mentality

noreply@blogger.com (-Saral Gyan Team) — Wed, 30 Nov 2011 18:41:40 PST

Many investors react to market conditions like lemmings:

Stampeding up the high mountain when markets are rising and down into the cold deep sea when markets are falling.

This "herd" mentality can be extremely dangerous to your pocket.

Why? Because investors often get into the market too late and get out too early.

Furthermore, if a movement starts in one direction, it tends to pick up more and more investors with time and momentum.

The impact of this lemming like behavior has been made worse in recent years because financial, economic, and other news affecting investor psychology travel faster than ever before.

How do you stay calm during market drops and restrained during market updrafts?

Here are a few guidelines:

1. Have a plan.

2. Know why you're investing and what you want to accomplish.

3. Pick a strategy and investments that best help you reach your goals.

4. Minimize risks.

5. Don't fall prey to the temptations of greed or fear.

6. Know your investment personality.

7. Pick investment strategies and risks you feel comfortable with.

8. Stick to your investment approach.

9. Sort out the good from the bad.

Learn to recognize the difference between a poor investment and a solid investment that is having an off period.

10. Diversify.

11. Invest regularly according to your long-term plan &

12. Don't read the daily stock pages.

It's the daily following of the inevitable ups and downs of the market that send the average investors reaching for the phone. Instead, check every two to three months.

Last 24 hrs to own unexplored multibagger small cap stocks

noreply@blogger.com (-Saral Gyan Team) — Tue, 29 Nov 2011 10:51:24 PST

Dear Reader,

As expected by us, Nifty has tested previous lows and closed at 4710 during last week. Considering weak global cues and negative sentiments due to euro crisis, Nifty if breaks recent lows of 4640 then there is a possibility that it can go further down to 4250-4300 from current levels which means correction of another 6-8% on major indices.

Is this really bad? Are you worried? You should not!

Its a fact that nobody in this universe can time the stock market but its wise for medium & long term investors to invest during tough times. Using this approach, Investors can bet on stocks which are fundamentally strong and are trading below their intrinsic value, you can get them cheap due to poor economic conditions and negative sentiments of investors. And once sentiments turn to positive, it rewards investors who entered during market lows giving great returns to them on their investments. A right approach towards equities - buy at low, sell at high.

Hence, you must consider this as an opportunity to invest in stocks for medium to long term.

So in which stocks you can invest in?

You can invest in small, mid as well as large cap stocks of sectors which are heavily discounted. Small and Mid cap stocks are more volatile compared to large cap because of low liquidity. Hence, during bad times, they experience more pain in terms of falling prices. But good small and mid cap companies with sound fundamentals can give you multibagger returns in medium to long term.

Multibagger Candidates - Hidden Gems

It gives us immense pleasure to share that Saral Gyan - Hidden Gems (unexplored multibagger micro/small cap stocks) outperformed major indices during last one year giving great returns to our Hidden Gems subscribers during bad times of stock market.

2 Hidden Gems turn to Multibaggers in 12 Months

Equity analysts team at Saral Gyan gives 100% to identify the best investment candidates, objective is not only to protect your capital but also to grow it at healthy rate. Below are the two stocks which gave more than 100% returns to our Hidden Gems members in last one year.

i) Sri Adhikari Brother Television Network Ltd was recommended in Sept 2010 at a price of Rs. 41 has made a new high of Rs. 85 recently. 100% returns in period of one year.

Click on the Download link to read /download Hidden Gems research reports:

Hidden Gem - Sept 2010 Research Report - Download

Hidden Gem - March 2011 Research Report - Download

Below is the performance of Hidden Gems of last one year (upto July) recommended by our equity analyst team:

(click on the image if not visible)

Last 24 Hours to Own 3 Multibagger Small Cap Stocks

Now, you have an opportunity to grab best 3 small cap stocks by subscribing to Hidden Gems annual subscription. On activation of your subscription, we will share 3 Hidden Gems research reports published in past (February, June and August 2011) by our equity analysts team in which you can make fresh investments.

So what are you waiting for? Subscribe to Hidden Gems and Grab these 3 Multibagger Small Cap Stocks to power your equity portfolio. Good News! You need not to pay any additional cost other than annual subscription charge (Rs. 3750 / $90) for grabbing best 3 Hidden Gem stocks. Under annual subscription, you with receive total 12 Hidden Gems monthly research reports. Hurry! Last 3 Days, offer closes on 30th Nov 2011.

You will also receive Saral Gyan eBook - "How to Grow your Savings?" worth Rs. 499, absolutely Free!

Now you can pay online using your credit card, online fund transfer using NEFT of by depositing cheque. Click here to view the payment options available.

Do write to us in case of any queries.

Wish you happy & safe investing!

-Saral Gyan Team.

Hidden Gem - Nov 2011 is Released

noreply@blogger.com (-Saral Gyan Team) — Sun, 27 Nov 2011 17:30:00 PST

Dear Readers,

Saral Gyan - Hidden Gem (Unexplored multibagger small/micro cap stock) for the month of November 2011 is released by our equity analysts. It has already been emailed to all our paid subscribers.

November month Hidden Gem is a small cap stock from auto ancilliary industry.

Recently, this company has started its new manufacturing facility which is a very good signal to maintain growth momentum. Company has taken corrective measures to increase its operating margins in coming quarters. Further provision is made to reduce extraordinary expenses which will help company to increase its operating margins.

Promoters have increased their share holding marginally and owns 65% stake in the company.

Stock is currently trading at historice PE multiple of 6 and is giving good investment opportunity considering future growth visibility.

Team of equity analysts at Saral Gyan believe that the company will greater heights in terms of top line as well as bottom line. Stock at current market price can give decent returns in long term with one and half year to two year time horizon.

You can subscribe to Hidden Gems to receive complete micro/small cap stock research report of this month, Hidden Gem - November 2011.

To know more about Hidden Gems subscription charges, Click Here.

In case of any queries, please write to us at info@saralgyan.in, sales@saralgyan.in

Regards,

Saral Gyan Team,
Saral Gyan Capital Services

Have you received Hidden Gem - Oct '11 Research Report?

noreply@blogger.com (-Saral Gyan Team) — Sun, 27 Nov 2011 07:01:31 PST

Dear Saral Gyan Reader,

The Hidden Gem selected by our team in the month of October belongs to Healthcare Industry. We firmly believe that Healthcare Industry in India have huge potential in terms of growth going forward. Hence, it is wise to have exposure in one of the Hidden Gem from this sector.

Government initiatives in the public health sector have recorded some noteworthy successes over time with focus on investments related to better medical infrastructure, rural health facilities etc.

Government Policies:

100 per cent FDI is permitted for health and medical services under the automatic route.

The National Rural Health Mission (NHRM) had allocated US$ 10.15 billion for the upgradation and capacity enhancement of healthcare facilities.

Moreover, in order to meet revised cost of construction, in March 2010 the Government allocated an additional US$ 1.23 billion for six upcoming AIIMS-like institutes and upgradation of 13 existing Government Medical Colleges.

Healthcare Industry Snapshot:

The Indian healthcare sector is predicted to reach US$ 280 billion by 2020, contributing an expected Gross Domestic Product (GDP) spend of 8 per cent by 2012 from 5.5 per cent in 2009, according to a report by an industry body. Growing population, increasing lifestyle related health issues, cheaper treatment costs, thrust in medical tourism, improving health insurance penetration, increasing disposable income, government initiatives and focus on Public Private Partnership (PPP) models are some of the driving factors for the growth of healthcare sector in India.

Some of the key players in the Indian healthcare industry who are helping in making the sector buyout include Apollo Hospitals Ltd., Fortis Healthcare Ltd, Max Hospitals and Aravind Eye Hospitals.

Challenges and Opportunities

Owing to the fact that the healthcare sector is one of the largest service sector industries in India with an estimated revenue of US$ 35 billion, the industry has also emerged as on the of most challenging sectors as well.

India would require another 1.75 million beds by the end of 2025 to reach a ratio of two beds per 1000 population.
An additional 0.7 million doctors are needed to reach a doctor population ratio of 1:1000 by 2025.
Although the health insurance sector is projected to grow to US$3.8 billion, the health insurance penetration rate still has a lot more scope to grow with only 2 per cent of the total population being insured at present.

The government recognised the significant challenges and potential in the sector and provided priority status to healthcare in the Eleventh Five Year Plan. Further, the sector is expected to witness added growth through a well-defined partnership between the government and the private sector.

Meanwhile, the total healthcare infrastructure expenditure is expected to reach US$ 14.2 billion in 2013, registering an increase of 50 per cent as compared to the 2006 figure, according to a report by KPMG.

Major Investments:

The sector is undergoing significant changes driven by the continuing phase of rapid economic growth, with emerging markets, such as medical device manufacturers and diagnostic chains attracting increasing amounts of investments.

Hospitals chain Apollo Hospitals Enterprise Ltd plans to invest around US$ 204.04 million- US$ 226.70 million over the next two years.

Wockhardt Hospitals plans to invest up to US$ 158.32 million to double its bed capacity to 2,000 by 2013.

Hospitals chain Fortis Healthcare plans to invest US$ 146.81 million and add 2,100 new beds.

The BCG Group plans to build a multidisciplinary health facility, BCG Healthsquare in Palarivattam in Kochi, Kerala, by August 2011. The company’s long-term plan is to set a 750,000 sq ft health village with an estimated cost of US$ 88.91 million.

GE Healthcare will invest US$ 50 million to set up more facilities for developing diagnostic services.

Manipal Hospitals plans to invest US$ 45.23 million in the next three years to double its capacity to 8,000 beds.

PPP Model:

Private healthcare is emerging as one of the fasting growing sectors in India, with hospital chains exploring the markets in metros and tier II cities, private players seeking accreditation and developing new healthcare models. Further, the private and public sectors across various states such as Gujarat and Uttarakhand have launched innovative initiatives to attract PPP investments into healthcare.

While the government is exploring potential to establish state-funded healthcare insurance schemes for supporting healthcare delivery for the poorer sections of the population, the corporate segment is catering to the growing need of the general public for quality care. Thus, through a sustainable partnership, development and delivery of low cost, affordable, basic healthcare services, PPP models may help in improving the infrastructure and healthcare provision in the country.

Hidden Gem - Oct 2011:

During last month festive season, we decided to share Oct 2011 research report of one of our most admired service, Hidden Gems with all our subscribers and readers without any subscription charge.

Hidden Gem - Oct 2011 has already been sent to 3,000 plus Saral Gyan subscribers and readers at their email address.

We are sure that all our members will appreciate this small gift from us.

In case if any of you have not received Hidden Gem - Oct 2011 research report, you can write to us at hiddengems@saralgyan.in, we will forward it to you within 24 hours.

Note: If you are a new visitor to our website, you can receive the same by registering your email under free subscription section of our website, Hidden Gem - Oct 2011 research report will be mailed to you at your email address within 24 hours.

Wish you happy & safe Investing!

Regards,

Saral Gyan Team,

Saral Gyan Capital Services

Last 3 Days to Grab 3 Multibagger Small Caps

noreply@blogger.com (-Saral Gyan Team) — Tue, 29 Nov 2011 10:52:39 PST

Dear Reader,

Is this really bad? Are you worried? You should not!

Hence, you must consider this as an opportunity to invest in stocks for medium to long term.

So in which stocks you can invest in?

Multibagger Candidates - Hidden Gems

i) Sri Adhikari Brother Television Network Ltd was recommended in Sept 2010 at a price of Rs. 41 has made a new high of Rs. 85 recently. 100% returns in period of one year.

Click on the Download link to read /download Hidden Gems research reports:

Hidden Gem - Sept 2010 Research Report - Download

Hidden Gem - March 2011 Research Report - Download

Below is the performance of Hidden Gems of last one year (upto July) recommended by our equity analyst team:

(click on the image if not visible)

Last 3 Days to Grab 3 Multibagger Small Cap Stocks

Now, you have an opportunity to grab best 3 small cap stocks by subscribing to Hidden Gems annual subscription. On activation of your subscription, we will share 3 Hidden Gems research reports published in past (February, June and August 2011) by our equity analysts team in which you can make fresh investments.

So what are you waiting for? Subscribe to Hidden Gems and Grab these 3 Multibagger Small Cap Stocks to power your equity portfolio. Good News! You need not to pay any additional cost other than annual subscription charge (Rs. 3750 / $ 90) for grabbing best 3 Hidden Gem stocks. Under annual subscription, you with receive total 12 Hidden Gems monthly research reports. Hurry! Last 3 Days, offer closes on 30th Nov 2011.

You will also receive Saral Gyan eBook - "How to Grow your Savings?" worth Rs. 499, absolutely Free!

Now you can pay online using your credit card, online fund transfer using NEFT of by depositing cheque. Click here to view the payment options available.

Do write to us in case of any queries.

Wish you happy & safe investing!

-Saral Gyan Team.

Don't Count on Stocks for Short Term Goals

noreply@blogger.com (-Saral Gyan Team) — Fri, 25 Nov 2011 09:30:08 PST

Over the short-term, stocks can be battered or buoyed by any number of market-changing events. Announcements about inflation, interest rates and other economic news – good or bad – can push the market up or down.

World and domestic events can also have a negative or positive influence on the market.

None of these events are within the control of companies or investors. Good, financially-strong companies can watch their stock fall with the rest of the market or their sector through no fault of their own.

This is why stocks are not appropriate investments for people who will need access to their money in the near future. Volatility can shrink your investment at just the time when you need to cash out.

Savvy investors know that stocks are for the long run and are willing to watch the day-to-day fluctuation knowing that good stocks will prove their worth over time.

As you approach the time when you will need to cash out of stocks, you should begin shifting assets into more secure investments such as fixed income instruments like bonds, bank FDs or other more stable products.

A good rule of thumb is to begin the transition from stocks to more stable products when you are two to three years away from needing the money. Use your good sense and judgment on when to begin the transition.

If you don’t have to move all your cash out of stocks at once, you can stagger the transition over a period of months and years.

Don’t let yourself be trapped in the situation of needing a big gain in your stocks at the last moment to reach a financial goal. This risky behavior may make achieving your goal out of reach if the market moves against you.

Facts about Investing in Small Cap Companies

noreply@blogger.com (-Saral Gyan Team) — Wed, 23 Nov 2011 10:18:20 PST

Facts about Small Cap Companies

1.If you want outsized returns, you must invest in small-cap value stocks.

4.Small caps have above-average volatility and can underperform for long periods, so their outsized returns may require a long timeframe to be realized.

During last one year small cap index has fallen from 10,210 to 5976, down by -41.47% whereas our 2 Hidden Gems out of 12 released by our equity analysts in last one year gave more than 100% returns to our Hidden Gems subscribers.

Below are the two stocks which gave more than 100% returns to our Hidden Gems members.

i) Sri Adhikari Brother Television Network Ltd was recommended in Sept 2010 at a price of Rs. 41 has made a new high of Rs. 85 recently. 100% returns in period of one year.

Click on the Download link to read /download Hidden Gems research reports:

Hidden Gem - Sept 2010 Research Report - Download

Hidden Gem - March 2011 Research Report - Download

Averaging Down - Good Strategy or Bad?

noreply@blogger.com (-Saral Gyan Team) — Mon, 21 Nov 2011 10:10:01 PST

Averaging down is a strategy to lower your average cost in a stock that has dropped in price. Is this a good idea or throwing good money after bad?

The answer depends on several factors. First, let us describe how it works. You buy 500 shares at Rs 50 per share, but the stock drops to Rs 46 per share. You then buy another 500 shares at Rs 46 per share, which lowers your average price to Rs 48 per share.

Admittedly, this is a simple example, but you get the idea.

Good Strategy or Bad?

Now, is this a good strategy or not? If the stock rebounds to Rs60 per share, then it was a great strategy. However, if the stock continues falling, you have to decide to keep averaging down or bail out and take a loss.

Which brings us back to the question, is averaging down a good strategy or not? Before we can answer that question, we need to decide if we are investing in a stock or a company. The distinction is very important.

Investing in Stock: If you are investing in a stock, you look for buy and sell signals based on a number of indicators. Your goal is to make money on the trade and you have no real interest in the underlying company other than how it might be affected by market, news or economic changes.

In most cases, you don’t know enough about the underlying company to determine if a drop in price is temporary or a reflection of a serious problem. Your best course of action when investing in a stock (as opposed to a company) is to cut your losses at no more than 7%. When the stock drops that much, sell and move on to the next deal.

Investing in a Company: If you are investing in a company (as opposed to a stock), you have done your homework and know what’s going on within the firm and its industry. You should know if a drop in the stock’s price is temporary or sign of trouble.

If you truly believe in the company, averaging down may make sense if you want to increase your holdings in the company. Accumulating more stock at a lower price makes sense if you plan to hold it for a long period.

This is not a strategy you should employ lightly. If there is a heavy volume of selling against the company, you may want to ask yourself if they know something you don’t. The “they” is this case will almost certainly be mutual funds and institutional investors.

Swimming against the current can sometimes prove profitable, but it can also get you swept over the waterfall.

Hence, if you’re playing stocks, averaging down probably doesn’t make any sense. Take a small loss before it becomes a big loss and move on to the next trade.

If you invest in companies, averaging down may make sense if you want to accumulate more shares and are convinced the company is fundamentally sound.

15% @ 90 DAYS Stock Recommendation - Nov 2011 is Released

noreply@blogger.com (-Saral Gyan Team) — Sun, 20 Nov 2011 17:30:00 PST

15% @ 90 DAYS stock recommendation for the month of November2011 is released.

15% @ 90 DAYS stock recommendation for the month of November 2011 has been mailed to all our 15% @ 90 DAYS subscribers.

Recommended stock has potential upside of 17.2% from current market price. Stock selection is done on the basis of technical analysis and open market purchase by promoters during recent correction in stock price.

In case of any queries, please write to us at info@saralgyan.in , sales@saralgyan.in

Regards,

Saral Gyan Team.

Saral Gyan Capital Services.