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    <title>Keeping It Frugal</title>
    <link>http://keeping-it-frugal.savingadvice.com</link>
    <description>My thoughts about life and money.</description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor>Laura</managingEditor>
    <language>en-us</language>
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      <title>I think I Didn't Handle this very well ...</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/Hr-xC_LwBc4/</link>
      <description>Like I mentioned in my post yesterday, I've been spending *a lot* of time helping the mid-school science teacher both in and out of school lately. Well today it looked like she was pretty well on track, so I told her that I needed to take care of some things (like make phone calls...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/Hr-xC_LwBc4" height="1" width="1"/&gt;</description>
      <pubDate>Thu, 23 Feb 2012 15:52:58 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/02/23/i-think-i-didnt-handle-this-very-well-_92132/</feedburner:origLink></item>
    <item>
      <title>Bait and Switch</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/QvGPpGHw1Bw/</link>
      <description>So today I went to the doctor. It was only supposed to be for a blood draw to check my thyroid level. Well when I got there, I found out that they'd set it up as a new doctor/patient visit! That would've been fine if I hadn't gone there expecting to be in and out in 20 minutes!! It...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/QvGPpGHw1Bw" height="1" width="1"/&gt;</description>
      <pubDate>Wed, 22 Feb 2012 18:56:20 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/02/22/bait-and-switch_92087/</feedburner:origLink></item>
    <item>
      <title>Filed Taxes - Finally!</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/v0TCkasfH6Y/</link>
      <description>Tonight I filed my taxes thanks to finally receiving the W-2's from my summer job. I'm getting a refund of $423 Federal and $293 State. (New Mexico lets you deduct medical expenses that you can't deduct on Federal!! If I'd known that!!! I will be keeping really good track of them this...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/v0TCkasfH6Y" height="1" width="1"/&gt;</description>
      <pubDate>Sat, 18 Feb 2012 20:53:15 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/02/18/filed-taxes-finally_91847/</feedburner:origLink></item>
    <item>
      <title>Thanks AT&amp;T for Ticking Me Off - Saved $60!!</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/13Pzn08LmC8/</link>
      <description>So I went to church this morning and after church needed to go to the library to return my books (two weeks overdue!) I had a very vague idea of how to get to the library after having been there once.&lt;br /&gt;
&lt;br /&gt;
I opened up AT&amp;T Navigator and did the search for library, picked the one I wanted,...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/13Pzn08LmC8" height="1" width="1"/&gt;</description>
      <pubDate>Sat, 18 Feb 2012 15:36:13 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/02/18/thanks-att-for-ticking-me-off-saved-60_91840/</feedburner:origLink></item>
    <item>
      <title>Last W-2 Finally! Good Day</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/JLVmGvQ2eQQ/</link>
      <description>Today was our teacher in-service. I got up and talked a bit about the upcoming book fair, as well as the yearbook. One of the things I mentioned is that I'd like to make a goal to sell $200 more than we did last year, but wasn't sure what wild or crazy thing I could offer to do (or...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/JLVmGvQ2eQQ" height="1" width="1"/&gt;</description>
      <pubDate>Fri, 17 Feb 2012 20:03:43 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/02/17/last-w-2-finally-good-day_91803/</feedburner:origLink></item>
    <item>
      <title>Good, Long Day</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/bu2F4FaIMVw/</link>
      <description>Today we actually had school even though there still was quite a bit of snow still on the ground. &lt;img src="http://www.savingadvice.com/forums/images/smilies/smile.gif" alt="Smile" /&gt; I only had my 4 year olds and first graders in the library. Mass was canceled so that teachers could use the time to get caught up on two days worth of missed classes (and I think the...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/bu2F4FaIMVw" height="1" width="1"/&gt;</description>
      <pubDate>Thu, 16 Feb 2012 20:23:13 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/02/16/good-long-day_91729/</feedburner:origLink></item>
    <item>
      <title>Another Snow Day - Am Bored!!</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/HVPGQPymAa8/</link>
      <description>Can't believe I'm saying this, but I am really and truly bored. I went to bed around 8 last night not feeling very well. I came *this* close to buying the audiobook of Evanovich's 17 because I didn't want to read with my eyes open, but thought I could stand to listen to a book - the...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/HVPGQPymAa8" height="1" width="1"/&gt;</description>
      <pubDate>Wed, 15 Feb 2012 11:32:20 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/02/15/another-snow-day-am-bored_91653/</feedburner:origLink></item>
    <item>
      <title>Snow Day, Spend Day</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/nrBWAk2YyTo/</link>
      <description>We had a snow day today! Even though the forecast said there'd be no snow accumulation and that the snow'd stop by 8 a.m., they were wrong! &lt;img src="http://www.savingadvice.com/forums/images/smilies/biggrin.gif" alt="Big Grin" /&gt; The snow didn't stop til nearly 11 a.m. and there was maybe 2+ inches. It of course was mostly melted by 3 p.m. I had a nice day so far - read...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/nrBWAk2YyTo" height="1" width="1"/&gt;</description>
      <pubDate>Mon, 13 Feb 2012 18:21:48 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/02/13/snow-day-spend-day_91540/</feedburner:origLink></item>
    <item>
      <title>RIP Whitney :(</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/lRoIbVRNE6A/</link>
      <description>I grew up with Whitney's music in my ears. Her songs were the ones I'd belt out when no one else was around. I remember walking through the park one day singing "I Wanna Dance with Somebody" in the 7th grade with one particular boy in mind ... "I Will Always Love You" is bar none one...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/lRoIbVRNE6A" height="1" width="1"/&gt;</description>
      <pubDate>Sat, 11 Feb 2012 18:30:53 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/02/11/rip-whitney-_91457/</feedburner:origLink></item>
    <item>
      <title>Woke at 4 am</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/m0ys2ShXAYo/</link>
      <description>This morning I woke up at 4 with my brain twirlling. I could NOT get back to sleep. What was going through my brain? Thoughts of the upcoming book fair and the upcoming yearbook deadline. The yearbook deadline is March 13, and the book fair materials come March 16.&lt;br /&gt;
&lt;br /&gt;
When I got to...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/m0ys2ShXAYo" height="1" width="1"/&gt;</description>
      <pubDate>Wed, 08 Feb 2012 18:20:21 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/02/08/woke-at-4-am_91253/</feedburner:origLink></item>
    <item>
      <title>Money Flow :) Paypal Update</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/33edVmLzrhM/</link>
      <description>Today I received a reimbursement of $497.27 for the seminar expenses from the county. I thought that was pretty darn fast! It has been added to my Emergency Fund. I also received money from my dad (I've told him to stop sending it to me, that I have a job and am not in school anymore...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/33edVmLzrhM" height="1" width="1"/&gt;</description>
      <pubDate>Mon, 06 Feb 2012 16:46:10 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/02/06/money-flow-paypal-update_91110/</feedburner:origLink></item>
    <item>
      <title>The Lost$ is  Found!</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/kGMrgU17ttQ/</link>
      <description>When I got home today from working at the school (fixing the grading program that was messed up Friday) I looked under the driver's seat for whatever reason. Guess what was there! My $20 bill that I thought was gone forever. Yahoo! I will be so happy to be rid of the cash in my purse...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/kGMrgU17ttQ" height="1" width="1"/&gt;</description>
      <pubDate>Sun, 05 Feb 2012 15:03:23 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/02/05/the-lost-is-found_91069/</feedburner:origLink></item>
    <item>
      <title>Calls for Chocolate!</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/hz72TJIMojI/</link>
      <description>Today was a teacher inservice day. The morning wasn't too bad, the general teacher meeting stuff and we watched a movie about a transgendered Navajo youth who was murdered (called Two Spirits). It was kind of interesting because just last week I was talking to AL (tech coordinator)...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/hz72TJIMojI" height="1" width="1"/&gt;</description>
      <pubDate>Fri, 03 Feb 2012 16:49:20 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/02/03/calls-for-chocolate_91007/</feedburner:origLink></item>
    <item>
      <title>My Poor Nose :(</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/UyvM_erh9xc/</link>
      <description>I sure ended up with a character for a cat. Last night I was eating one of those individual pizzas - I'd eaten 3/4's of it and was about to go for the last slice. Kari grabs it off the plate and runs off. I run after her and grab it - but not before she takes a good size chunk!!&lt;br /&gt;
&lt;br /&gt;
Then...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/UyvM_erh9xc" height="1" width="1"/&gt;</description>
      <pubDate>Wed, 01 Feb 2012 17:51:37 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/02/01/my-poor-nose-_90879/</feedburner:origLink></item>
    <item>
      <title>January Accounting</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/rMz5tomVx5g/</link>
      <description>Although it isn't quite the end of January, I don't plan on spending any more money this coming week, so I decided to go ahead and post my accounting. One of my goals this year was to be much more consistent with recording my spending/saving in YNAB, and to facilitate that I plan on...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/rMz5tomVx5g" height="1" width="1"/&gt;</description>
      <pubDate>Sat, 28 Jan 2012 20:43:12 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/01/28/january-accounting_90686/</feedburner:origLink></item>
    <item>
      <title>How Did I NOT Know This??</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/BqLGXKyfTLE/</link>
      <description>Tonight I was reading on the YNAB forums, and found out something that I had not known previously. What was this tidbit? &lt;br /&gt;
&lt;br /&gt;
Paypal started offering the ability to take a photo of your checks and deposit them into your account (via an iPhone app) back in 2010!!!!&lt;br /&gt;
&lt;br /&gt;
So my keeping the...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/BqLGXKyfTLE" height="1" width="1"/&gt;</description>
      <pubDate>Fri, 27 Jan 2012 21:23:13 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/01/27/how-did-i-not-know-this_90656/</feedburner:origLink></item>
    <item>
      <title>Good Mail Day :) , etc</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/2_smD1CcOMU/</link>
      <description>Yesterday I took the day off from work - I hadn't been feeling that great since this past Thursday and had been sleeping as much as possible to try to fight it off. Finally I decided to take a day off - seemed to have helped a bit.&lt;br /&gt;
&lt;br /&gt;
--&lt;br /&gt;
&lt;br /&gt;
One of our wonderful SA family messaged me...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/2_smD1CcOMU" height="1" width="1"/&gt;</description>
      <pubDate>Thu, 26 Jan 2012 18:30:41 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/01/26/good-mail-day-etc_90619/</feedburner:origLink></item>
    <item>
      <title>Fell on the Ice Today</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/NkWOGVFierw/</link>
      <description>We had a bit of a snow/ice storm on Saturday evening. When I went into the school on Sunday afternoon, it was a bit slushy and there was a couple inches by the library steps. &lt;br /&gt;
&lt;br /&gt;
This morning as I was following the mid-schoolers to the chapel, I watched as one of the 8th grade girls...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/NkWOGVFierw" height="1" width="1"/&gt;</description>
      <pubDate>Mon, 23 Jan 2012 19:36:13 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/01/23/fell-on-the-ice-today_90544/</feedburner:origLink></item>
    <item>
      <title>Secret Santa gift - a month late :)</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/1SjEdlw-BOw/</link>
      <description>Today SrC came back to school. She's been out most of the second semester sick. She was my Secret Santa, so she brought my gift today. It was a $20 gift card to Sizzler and a bag of Reese's Peanut Christmas trees. Yum. &lt;img src="http://www.savingadvice.com/forums/images/smilies/biggrin.gif" alt="Big Grin" /&gt; Well worth waiting for. &lt;img src="http://www.savingadvice.com/forums/images/smilies/smile.gif" alt="Smile" /&gt;&lt;br /&gt;
&lt;br /&gt;
--&lt;br /&gt;
This afternoon I talked with...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/1SjEdlw-BOw" height="1" width="1"/&gt;</description>
      <pubDate>Fri, 20 Jan 2012 17:03:57 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/01/20/secret-santa-gift-a-month-late-_90465/</feedburner:origLink></item>
    <item>
      <title>Having fun, fun, fun Book Temptations ..</title>
      <link>http://feedproxy.google.com/~r/savingadvice/XXJk/~3/-XLk3CRijeM/</link>
      <description>This morning started out with a made to order omlette and a danish for breakfast. Yum. &lt;img src="http://www.savingadvice.com/forums/images/smilies/smile.gif" alt="Smile" /&gt; Then I was off to Judy Freeman's seminar about the best children's books of 2011. A few of them I'd purchased for the library (Okay for Now, Charlie Jackson's Guide to NOT Reading, and another...&lt;img src="http://feeds.feedburner.com/~r/savingadvice/XXJk/~4/-XLk3CRijeM" height="1" width="1"/&gt;</description>
      <pubDate>Wed, 18 Jan 2012 20:41:27 PST</pubDate>
	  <author>Laura</author>
    <feedburner:origLink>http://keeping-it-frugal.savingadvice.com/2012/01/18/having-fun-fun-fun-book-temptations-_90406/</feedburner:origLink></item>
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