Making Sense of Money

Hong Leong Assurance MedGLOBAL IV Schedule of Benefits & Premium Table

noreply@blogger.com (jutamind) — Mon, 06 Feb 2012 03:00:00 +0000

Hong Leong Assurance (HLA) MedGLOBAL IV is a guaranteed renewable comprehensive medical plan that covers your hospital and surgical needs up to age 85 years old. HLA MedGLOBAL IV medical card can be purchased as a standalone medical card, as a rider to traditional life insurance policy or...

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My Stock Selection Criteria

noreply@blogger.com (jutamind) — Wed, 01 Feb 2012 03:00:00 +0000

Referring to the previous article on my investment philosophy, I focus my stock investment on high growth dividend stocks that yield at least 5% p.a. as well as REIT stocks. To further narrow down the list of investment grade stocks, I will highlight the criteria that i use to filter through the...

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Schroder: Go for dividends

noreply@blogger.com (jutamind) — Wed, 25 Jan 2012 03:00:00 +0000

A convergence of global and domestic influences makes 2012 an opportune time to invest for dividends in Asia. Schroder Investment Management Ltd said its research showed that Asia, besides boasting the strongest economic fundamentals in the world currently, also had one of the highest dividend...

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UPDATES: SSPN Historical Dividend Rate - 2011 Dividend Rate!

noreply@blogger.com (jutamind) — Fri, 20 Jan 2012 03:00:00 +0000

Skim Simpanan Pendidikan Nasional (SSPN) is the government guaranteed national education savings account which is available for all Malaysians. There are some advantages of investing in this scheme, as follow:Tax relief on savings in the scheme up to RM3,000 - you can actually shaved off up to...

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When to give your fund manager the axe

noreply@blogger.com (jutamind) — Fri, 20 Jan 2012 03:00:00 +0000

Investing a bit in mutual funds is a bit like running a pro football team. Everything is fine if you make the playoffs or see the progress you expected, but if a season ends and the numbers are ugly, you want to fire the coach. That’s what many stock mutual-fund investors are going through now....

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My Stock Investment Philosophy

noreply@blogger.com (jutamind) — Mon, 16 Jan 2012 03:00:00 +0000

As mentioned in the previous article, I've started my journey into stock investment, starting from year 2010. When i first started, I invested into some hot stocks at that moment like all newbies. So over the next few months, I was basically trading from one hot stock to another without much...

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Financial Review - Year 2011

noreply@blogger.com (jutamind) — Mon, 09 Jan 2012 03:00:00 +0000

It's a new year and a good time to look back on the year of 2011 to review my financial standings, i.e. what I have done great and what needs improvement. Here's the review for my financial situation: The Great Stuffs: Expenses: Compared to year 2010, expenses further decreased...

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Tokio Marine Medic Plus - Affordable Supplemental Medical Card

noreply@blogger.com (jutamind) — Sun, 01 Jan 2012 03:00:00 +0000

Are you constantly looking for the best medical card in the market? More often than not, you will find that some of the available medical cards have pretty extensive coverage but always lack in some other aspects such as out-patient kidney dialysis and cancer treatments. Even if you can find...

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AXA Affin Medical Care Plus Schedule of Benefits & Premium Table

noreply@blogger.com (jutamind) — Tue, 27 Dec 2011 03:00:00 +0000

Medical Care Plus from AXA Affin Life Insurance is a comprehensive medical rider that is designed to cover the cost of hospitalisation and surgical up to age 81 years old. AXA Affin Medical Care Plus medical rider can be purchased either attached to a level term insurance that...

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How to earn side income from online surveys

noreply@blogger.com (jutamind) — Thu, 22 Dec 2011 02:02:00 +0000

Updates as of 22 Dec, 2011: New proof of payment at the end of the article! Times are hard with the food and oil prices going up by the days. All of us are feeling the pinch and worse thing is our pockets are shrinking while our income remain fairly stagnant for years. So, what does most of...

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Staying calm in volatile markets

noreply@blogger.com (jutamind) — Wed, 21 Dec 2011 03:00:00 +0000

Short-term losses and volatility are inevitable and investors have to live with them rather than be stifled by them, writes PETER BROOKS THE choppy markets of the past few months may have made investors feel like they were reliving 2008 all over again. The bad news is that spikes in market...

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TMRewards - Earn Money with TM!

noreply@blogger.com (jutamind) — Thu, 15 Dec 2011 03:50:00 +0000

TMRewards is the latest Telekom Malaysia loyalty program which reward subscribers with one point for every RM1 spent. This loyalty program is open to consumers and businesses (by invitation only). Points accumulated can be redeemed for cash vouchers, and goods such as trolley luggage, kids toy,...

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The Journey into Stock Investment

noreply@blogger.com (jutamind) — Thu, 15 Dec 2011 03:00:00 +0000

When i first made my investment into unit trust in mid 2008, I have the confidence that i have the necessary knowledge, know how and platform to contruct a balanced portfolio for long term investment. However, half year through the investment jorney, I have to face with the greatest financial...

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ING Prime MediPlus Rider Schedule of Benefits

noreply@blogger.com (jutamind) — Mon, 12 Dec 2011 09:17:00 +0000

As many of the consumers are aware of, ING Malaysia has a very popular standalone cashless medical card called ING MediPlus of which a patient only needs to pay a nominal fee of RM50 per admission to hospital, subject to the annual limit of his/her medical plan. ING Malaysia has recently...

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社會新鮮人第一個基金

noreply@blogger.com (jutamind) — Mon, 03 Oct 2011 03:00:00 +0000

所謂理財，要越早越好，社會新鮮人找到工作有了收入后，要如何分配自己的資金？專家認為，基金算是最適合社會新鮮人的投資工具。但是第一筆投資要如何下手？根據台灣理財雜誌《Money錢》，年輕人投資前，最常犯的錯誤就是有興趣但沒有概念。投資前，最重要的就是培養正確的觀念，不要隨意借貸、不要將賺錢的目的設定在花錢享樂。而且投資沒有捷徑，每個人的投資都是從最基本的基金開始，然后隨著薪水增加、對基金投資更了解，才慢慢提升基金的級別，后依靠基金賺錢。基金投資專家蕭碧燕指出，就算在市場多年，他的投資策略還是以定期定額為主，所以社會新鮮人初學基金投資，也最好從定期定額開...

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UPDATES: Comparison of historical dividends between Amanah Saham Wawasan 2020, Amanah Saham Malaysia and Amanah Saham 1 Malaysia

noreply@blogger.com (jutamind) — Fri, 23 Sep 2011 14:09:00 +0000

NOTES: Updated with AS1M FY 2011 dividend of 6.5 cents per unit. Amanah Saham Wawasan 2020 (ASW 2020), Amanah Saham Malaysia (ASM) and Amanah Saham 1 Malaysia (AS1M) are three of the most popular unit trusts funds from Perbadanan Nasional Berhad that are available for non-bumiputra. All...

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AS 1Malaysia Declares 6.5 Sen Dividend

noreply@blogger.com (jutamind) — Fri, 23 Sep 2011 14:01:00 +0000

Amanah Saham Malaysia Berhad has declared a dividend of 6.5 cents per unit for Amanah Saham 1Malaysia (AS1M) for the current financial year. The income distribution will be reinvested in the form of new units and will automatically be credited into the unitholders' accounts on October 1. As...

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Money Jar Savings Method for Children

noreply@blogger.com (jutamind) — Wed, 21 Sep 2011 03:00:00 +0000

To teach the children about the concept of savings is like to ask them to eat vegetable or chillies. It's almost impossible! I believe most parents will agree with me that children nowadays are very tempted with all the toys and gadgets in the market today. The children will probably bugged you...

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Comparison of Junior Savings Account

noreply@blogger.com (jutamind) — Wed, 14 Sep 2011 03:00:00 +0000

As a parent myself, it is never to early to teach your children about the concept of savings. Even though the children might not understand the meaning for the savings, but if we as the parent, make savings as a part of daily fun activities, the kids will definitely enjoy it and appreciate it...

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Asset Allocation - End June 2011

noreply@blogger.com (jutamind) — Thu, 01 Sep 2011 09:04:00 +0000

Portfolio review for Q2 2011 has been way overdue and I would like to apologize for the delay in updates to my portfolio holdings and its performance. As compared to my portfolio in Q1 2011, there is some minor changes to the fund compositions in my Q2 2011 portfolio. I've switched...

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The music will stop

noreply@blogger.com (jutamind) — Wed, 24 Aug 2011 03:00:00 +0000

I would like to share an article that I came across regarding the madness of property prices in Malaysia currently. As more and more property launches come with exorbitant prices that are beyond the income level of many workers particularly in key cities of Klang Valley, Penang and Johor...

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ASW 2020 Declares Dividend 6.5 cents per unit for FY 2011

noreply@blogger.com (jutamind) — Fri, 19 Aug 2011 10:45:00 +0000

Amanah Saham Malaysia Berhad has declared a dividend of 6.5 cents per unit for Amanah Saham Wawasan 2020 (ASW 2020) for the current financial year. The income distribution will be reinvested in the form of new units and will automatically be credited into the unitholders' accounts on September...

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ManuCare100 Schedule of Benefits & Premium

noreply@blogger.com (jutamind) — Fri, 05 Aug 2011 03:16:00 +0000

ManuCare100 is a comprehensive medical card that is designed to cover the cost of hospitalisation and surgical up to age 100 years old. The medical coverage can be extended to include spouse or children (1 month - next birthday 22) or both into this plan. You have the option to...

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Cash Back Credit Card Comparison

noreply@blogger.com (jutamind) — Wed, 27 Jul 2011 03:00:00 +0000

Since the introduction of government service tax of RM50 per credit card last year, many credit card issuers have introduced cash rebate credit cards to offset the effect of such service tax. Generally, there are 2 trends for cash rebate credit card. One group of banks came out with cash...

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基不可失．變中求變確保基金表現不變

noreply@blogger.com (jutamind) — Wed, 06 Jul 2011 03:00:00 +0000

06文：伍咏敏投資單位信託基金時，最重要的因素是“獲獎基金”嗎？要怎么做才能確保自己的基金能夠持續生財？專家指出，不時檢討自己的基金投資組合是必要，因為基金不會在自己所設定的投資期限內，保持不變。檢討基金投資組合，不是基于“為什么”而是“何時”。《個人理財》雜誌指出，若定期對自己的基金投資組合做出檢討並調整，進而可讓自己的財務目標保持在原定的軌道上。一般上，基金投資者可以遵循5個條件的轉變，檢討個人的單位信託投資組合。（一）投資目的和風險承受度專家說，一旦投資目標或風險承受度改變，就必須調整投資組合。 “一開始，您可能以創造財富為目...

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