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	<title>SG Wealth Builder</title>
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		<title>Gold price in free-fall mood</title>
		<link>https://sgwealthbuilder.com/2026/10/31/gold-price-in-free-fall-mood/</link>
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		<dc:creator><![CDATA[sgwealthbuilder]]></dc:creator>
		<pubDate>Sat, 31 Oct 2026 07:57:01 +0000</pubDate>
				<category><![CDATA[Gold; portfolio management]]></category>
		<guid isPermaLink="false">https://sgwealthbuilder.com/?p=15602</guid>

					<description><![CDATA[<p>Should gold investors panic or rejoice? Gold prices have experienced a sharp retreat, dropping from an all-time high of US$5,500 per ounce in late January 2026 to touch recent lows of US$3,875. The decline amounts to a steep 30% correction from the peak. Those who had bought gold near the top may naturally feel gutted, as nobody likes admitting to buying at the absolute high. Conversely, this pullback could represent a golden opportunity for savvy investors looking to accumulate physical bullion or diversify their long-term wealth portfolios.</p>
<p>While the recent bearish form of gold in 2026 feels painful for short-term traders, perspective is everything. Depending on your mindset, this drop may look less like a catastrophe and more like a standard consolidation in a long-term bull market.</p>
<p><a href="https://www.bullionstar.com/?r=5"><img data-recalc-dims="1" fetchpriority="high" decoding="async" class="alignnone size-full wp-image-4915" src="https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2016/06/shutterstock_396774535.jpg?resize=800%2C534&#038;ssl=1" alt="gold price" width="800" height="534" srcset="https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2016/06/shutterstock_396774535.jpg?w=1024&#38;ssl=1 1024w, https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2016/06/shutterstock_396774535.jpg?resize=300%2C200&#38;ssl=1 300w, https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2016/06/shutterstock_396774535.jpg?resize=768%2C512&#38;ssl=1 768w" sizes="(max-width: 800px) 100vw, 800px" /></a></p>
<p>Year-to-date, gold’s decline is actually far more modest than the headline numbers suggest. Over a three-year horizon, the precious metal <strong>has still posted massive multi-digit gains, 95% in fact.</strong> Take an even longer-term view extrapolating back to the turn of the millennium in 2000, and <strong>gold price has surged by over 1,300%! In this context, those who are long gold are still laughing their way to the bank!</strong></p>
<p>The downward acceleration of gold prices in recent years could be attributed to net selling of gold by ETFs.</p>
<p>The post <a href="https://sgwealthbuilder.com/2026/10/31/gold-price-in-free-fall-mood/">Gold price in free-fall mood</a> appeared first on <a href="https://sgwealthbuilder.com">SG Wealth Builder</a>.</p>
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		<title>OCBC share price exploded after logo revamp</title>
		<link>https://sgwealthbuilder.com/2026/10/22/ocbc-share-price-exploded-after-logo-revamp/</link>
					<comments>https://sgwealthbuilder.com/2026/10/22/ocbc-share-price-exploded-after-logo-revamp/#respond</comments>
		
		<dc:creator><![CDATA[sgwealthbuilder]]></dc:creator>
		<pubDate>Thu, 22 Oct 2026 07:56:40 +0000</pubDate>
				<category><![CDATA[Stocks]]></category>
		<guid isPermaLink="false">https://sgwealthbuilder.com/?p=15587</guid>

					<description><![CDATA[<p>Coincidence or Feng Shui magic? You decide. In July 2023, former CEO Helen Wong made the surprisingly bold move to change the OCBC logo. Back then, OCBC&#8217;s share price was trading at around $12. After the OCBC logo was revamped, the counter went berserk and went on to smash past a record high of $32 in October 2026.</p>
<p>Most Singaporeans know that the iconic Chinese junk ship forms the core of OCBC’s emblem. During the redesign, that historic ship was intentionally retained—but the turbulent waves beneath it were removed. Some Feng Shui observers suggested this subtle tweak symbolized a ship steadying itself through rough seas, ready to conquer uncharted waters. The logo was also streamlined into cleaner geometric lines, which enthusiasts interpret as a continuous, uninterrupted flow of wealth.</p>
<p><a href="https://sgwealthbuilder.com"><img data-recalc-dims="1" loading="lazy" decoding="async" class="alignnone size-full wp-image-10469" src="https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2019/05/OCBC-share-price.jpg?resize=800%2C600&#038;ssl=1" alt="OCBC share price" width="800" height="600" srcset="https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2019/05/OCBC-share-price.jpg?w=1024&#38;ssl=1 1024w, https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2019/05/OCBC-share-price.jpg?resize=300%2C225&#38;ssl=1 300w, https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2019/05/OCBC-share-price.jpg?resize=768%2C576&#38;ssl=1 768w" sizes="auto, (max-width: 800px) 100vw, 800px" /></a></p>
<p>The logo change worked like magic for OCBC share price, which went on an explosive run. The counter surged from $12++ in July 2023 to a record high of $32.20 in early October 2026. Some may argue that the rising OCBC share price should be attributed to the bank’s consistent shares buybacks over the years. Whilst I believe this could be the case, I am of the view that share buybacks alone may not be the sole driving factor.</p>
<p>The post <a href="https://sgwealthbuilder.com/2026/10/22/ocbc-share-price-exploded-after-logo-revamp/">OCBC share price exploded after logo revamp</a> appeared first on <a href="https://sgwealthbuilder.com">SG Wealth Builder</a>.</p>
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		<post-id xmlns="com-wordpress:feed-additions:1">15587</post-id>	</item>
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		<title>Keppel DC REIT (SGX: AJBU) share price ambushed!</title>
		<link>https://sgwealthbuilder.com/2026/10/13/keppel-dc-reit-sgx-ajbu-share-price-ambushed/</link>
					<comments>https://sgwealthbuilder.com/2026/10/13/keppel-dc-reit-sgx-ajbu-share-price-ambushed/#respond</comments>
		
		<dc:creator><![CDATA[sgwealthbuilder]]></dc:creator>
		<pubDate>Tue, 13 Oct 2026 00:15:06 +0000</pubDate>
				<category><![CDATA[Stocks]]></category>
		<guid isPermaLink="false">https://sgwealthbuilder.com/?p=15556</guid>

					<description><![CDATA[<p>As the US Federal Reserve raised interest rates for the first time in three years, S-REIT investors must be feeling the heat. I can almost smell the panic in the air for many retail unitholders as share prices across the local REIT universe tumbled in recent weeks. Heavyweights like Mapletree Logistics Trust (MLT) and CapitaLand Integrated Commercial Trust (CICT) were hit, and <strong>Keppel DC REIT (SGX: AJBU)</strong> share price was no exception. Should unitholders bolt for the exit, or be the Last Man Standing?</p>
<p>The last time I covered Keppel DC REIT was back in December 2024. That was a surreal period for investors as the S-REIT managed to strike an amicable settlement with DXC Technology, securing a cool <strong>$13.3 million payout</strong> to put the legal dispute to bed.</p>
<p><a href="https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2021/03/Singapore4.jpg?ssl=1"><img data-recalc-dims="1" loading="lazy" decoding="async" class="alignnone size-full wp-image-12126" src="https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2021/03/Singapore4.jpg?resize=768%2C1024&#038;ssl=1" alt="Keppel DC REIT (SGX: AJBU) share price " width="768" height="1024" srcset="https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2021/03/Singapore4.jpg?w=768&#38;ssl=1 768w, https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2021/03/Singapore4.jpg?resize=225%2C300&#38;ssl=1 225w" sizes="auto, (max-width: 768px) 100vw, 768px" /></a></p>
<p><a href="https://sgwealthbuilder.com/2022/09/27/keppel-dc-reit-ajbu-share-price-crashed-to-earth/">Keppel DC REIT share price crashed to Earth</a></p>
<p><a href="https://sgwealthbuilder.com/2022/06/03/keppel-dc-reit-in-turbulence/">Keppel DC REIT in turbulence</a></p>
<p><a href="https://sgwealthbuilder.com/2021/09/07/keppel-dc-reit-sgx-ajbu-share-price-in-mystery-slump/">Keppel DC REIT share price in mystery slump</a></p>
<p>To top it off, Keppel DC REIT’s unit price caught a massive tailwind in late 2024 when global central banks began monetary easing and the Fed executed interest rate cuts. That macro shift—coupled with institutional appetite for AI-ready data infrastructure—helped propel Keppel DC REIT’s unit price back into the sweet spot of <strong>$2.00 bandwidth across 2025 and 2026</strong>.</p>
<p>The post <a href="https://sgwealthbuilder.com/2026/10/13/keppel-dc-reit-sgx-ajbu-share-price-ambushed/">Keppel DC REIT (SGX: AJBU) share price ambushed!</a> appeared first on <a href="https://sgwealthbuilder.com">SG Wealth Builder</a>.</p>
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		<post-id xmlns="com-wordpress:feed-additions:1">15556</post-id>	</item>
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		<title>A scary journey of money advices</title>
		<link>https://sgwealthbuilder.com/2026/10/06/a-scary-journey-of-money-advices/</link>
					<comments>https://sgwealthbuilder.com/2026/10/06/a-scary-journey-of-money-advices/#respond</comments>
		
		<dc:creator><![CDATA[sgwealthbuilder]]></dc:creator>
		<pubDate>Tue, 06 Oct 2026 00:27:19 +0000</pubDate>
				<category><![CDATA[personal finance]]></category>
		<guid isPermaLink="false">https://sgwealthbuilder.com/?p=15524</guid>

					<description><![CDATA[<p><a href="https://sgwealthbuilder.com"><img data-recalc-dims="1" loading="lazy" decoding="async" class="alignnone size-full wp-image-13285" src="https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2022/09/Chip-Eng-Seng.jpg?resize=800%2C600&#038;ssl=1" alt="money advices" width="800" height="600" srcset="https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2022/09/Chip-Eng-Seng.jpg?w=1024&#38;ssl=1 1024w, https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2022/09/Chip-Eng-Seng.jpg?resize=300%2C225&#38;ssl=1 300w, https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2022/09/Chip-Eng-Seng.jpg?resize=768%2C576&#38;ssl=1 768w" sizes="auto, (max-width: 800px) 100vw, 800px" /></a></p>
<p>Once upon a time, there was a poor young man named David who just got married. The couple lived in a small farm. David wanted a better life for his wife and decided to venture out to find a better job. Before he left, he said to his wife,</p>
<p>“Dear, I will go and find a job that pays well so that both of us can have a better life. I am not sure how long I will be away but all I ask of you is to stay faithful and wait for my return.” The wife promised to do so.</p>
<p>And so, he left. David walked for many days until he met a farmer in need of help. The young man offered his services and was immediately given a job. However, David requested the following,</p>
<p>“Sir, I will work for you as long as possible but when I decided to return home, please do release me. In addition, please save up all my salaries until the day I decided to go. When I decided to go, please return me all the money.” He farmer agreed to his condition and let him worked at his farm.</p>
<p>Since then, David worked really hard for the next twenty years without taking any holidays.</p>
<p>The post <a href="https://sgwealthbuilder.com/2026/10/06/a-scary-journey-of-money-advices/">A scary journey of money advices</a> appeared first on <a href="https://sgwealthbuilder.com">SG Wealth Builder</a>.</p>
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		<post-id xmlns="com-wordpress:feed-additions:1">15524</post-id>	</item>
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		<title>UOB share (SGX: U11) versus DBS Group Holdings (SGX: D05)</title>
		<link>https://sgwealthbuilder.com/2026/10/03/uob-share-sgx-u11-versus-dbs-group-holdings-sgx-d05/</link>
					<comments>https://sgwealthbuilder.com/2026/10/03/uob-share-sgx-u11-versus-dbs-group-holdings-sgx-d05/#respond</comments>
		
		<dc:creator><![CDATA[sgwealthbuilder]]></dc:creator>
		<pubDate>Sat, 03 Oct 2026 06:57:26 +0000</pubDate>
				<category><![CDATA[Stocks]]></category>
		<guid isPermaLink="false">https://sgwealthbuilder.com/?p=15498</guid>

					<description><![CDATA[<p>It’s time for Royal Rumble! On 16 September 2026, the US Federal Reserve raised interest rates for the first time in three years. The move was significant as it could set the pace for further interest rate hikes in 2026 as the US battles persistent inflation caused by ongoing geopolitical tensions in the Middle East. Naturally, local investors are asking: What will be the impact on UOB share (SGX: U11)?</p>
<p>Most Singaporean investors who buy <strong>UOB shares (SGX: U11)</strong> also hold shares in <strong>DBS Group Holdings (SGX: D05)</strong> or <strong>OCBC Bank (SGX: O39)</strong>. Personally, I have only invested in DBS and OCBC. Among our local banking trio, UOB stands out as the only bank that remains family-owned and family-managed.<a href="https://sgwealthbuilder.com"><img data-recalc-dims="1" loading="lazy" decoding="async" class="size-full wp-image-6359 aligncenter" src="https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2017/02/UOB.jpg?resize=496%2C662&#038;ssl=1" alt="UOB share price" width="496" height="662" srcset="https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2017/02/UOB.jpg?w=496&#38;ssl=1 496w, https://i0.wp.com/sgwealthbuilder.com/wp-content/uploads/2017/02/UOB.jpg?resize=225%2C300&#38;ssl=1 225w" sizes="auto, (max-width: 496px) 100vw, 496px" /></a></p>
<p>The Wee family maintains a tight grip on UOB through investment vehicles like Wee Investments, alongside listed entities. Haw Par holds an 8% stake while UOL holds about 4% in UOB. In turn, UOB holds strategic stakes in both listed companies. Because UOB is family-owned and family-managed, the Wee family tends to adopt a conservative approach toward the bank’s balance sheet and capital management.</p>
<p>UOB also remains the only bank that sells physical gold. During the sharp run in gold prices that lasted from late 2025 to early 2026, UOB’s gold business must have been robust.</p>
<p>The post <a href="https://sgwealthbuilder.com/2026/10/03/uob-share-sgx-u11-versus-dbs-group-holdings-sgx-d05/">UOB share (SGX: U11) versus DBS Group Holdings (SGX: D05)</a> appeared first on <a href="https://sgwealthbuilder.com">SG Wealth Builder</a>.</p>
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