• Tools. It might be cliche, but stores know that moms and kids will be buying tools for dads this month. June is also a good time to start home improvement projects, now that the cold and rainy weather has passed for much of the country, so stock up now on screwdrivers, hammers, nails, drills and all the rest.
• Workout equipment, including gym memberships. Just when the weather is nice and bathing suit season is here in full force, exercise equipment goes on sale? It actually makes sense: After the flurry of people joining gyms and snapping up treadmills in time for New Year’s resolutions, then a smaller flurry doing the same in March or so, in preparation for getting buff for summer, people have largely given up on both their resolutions and their hopes for a smaller bathing suit size. Gym owners and stores selling workout gear are trying to lure you back!

• Sunscreen, Aloe and Insect Repellent. These are products that you need right now, and you should really replace them each year anyway. Toss the old stuff and take advantage of deals on fresh protection from harmful rays and disease-carrying bugs.
• Clothing: Look for Nordstrom and Victoria Secret to run their semi-annual sale. You can get some great deals!
• Deals for Father’s Day gifts: Home Depot, Dick’s Sporting Goods, and a few others run sales this time of year!
• Serving and dishware. Like last month, we can all benefit from wedding season when it comes to buying things for the home. If you’re in the market for new dishes, this is the time to buy. While you’re at it, check out the registries for any weddings coming up, even if they’re not taking place in June; you can snap up gifts for less by planning ahead, in this case.

• Shoes for summer. Where I live, we walk around in flip-flops just about all year long, but some northern neighbors might be just starting to break out the summer footwear now. If that’s the case, or if you’re looking to replace the sandals you’ve been wearing for some time now, take a look at the inventory in June. Prices should be fairly low, and the selection will dry up quickly as the summer heats up. Remember that you can also use TOMS coupons if you want to save money on a pair of shoes (and give a pair to someone in need for free) at any time of the year!
• As always, buying fruits and veggies in season is not only good for your body, but good for your wallet as well.

Here are a few of the best deals on produce; this may vary by a few weeks or even a month, depending on where you live, of course:
– Cucumbers
– Grapes
– Blueberries
– Watermelon
– Peaches
– Tomatoes
– Corn
– Cherries
– Artichokes
– Asparagus

Happy June shopping!

The post What’s on Sale and Things to Buy in June appeared first on ShopaholicMommy.

With a special holiday involving flowers, chocolate, and hearts coming up soon, you may have been planning to spend your extra money on Valentine’s Day items over the next couple of weeks. If you’re hoping to save money in February, though, those are definitely not the items that will be on sale… at least not during the first half of the month! Retailers are motivated to clear out winter inventory to make room for spring’s arrival. Anything cold-weather-related – heavy coats, gloves, hats, boots, and ski gear – gets marked down in price. Home improvement stores discount grills, snow blowers, firewood, and more. Every part of the year has items that tend to be available for lower-than-usual prices, and the last full month of winter is no exception.

Every part of the year has items that tend to be available for lower-than-usual prices, and the last full month of winter is no exception. Here is an expanded list of things to buy on sale in February:

Score Sweet Deals This February: What To Buy (and When!)

Valentine’s Day might have you thinking hearts and flowers, but savvy shoppers know February is prime time for scoring deals on unexpected items. Retailers are clearing out winter inventory to make room for spring goodies, so think cozy gear, home improvement essentials, and even electronics.

Bundle Up While Prices Go Down: Winter Apparel and Gear

As the last snowflakes of winter melt away, retailers are eager to move those bulky coats, gloves, hats, and boots. This means fantastic deals on winter wear for next year – think stocking up on warm layers before the chill sets in again! It’s also a great time to snag discounts on ski gear, snowboards, ice skates, and other cold-weather essentials you might need for your winter adventures.

Fire Up Your Grill (Later) with February Savings

Sure, grilling season feels miles away, but February is actually the perfect time to score a new grill at a bargain price. Home improvement stores are looking to clear out inventory before spring, so those shiny gas grills are calling your name. Check yours for any wear and tear – maybe a fresh start is in order before those summer BBQs fire up!

Beat the Summer Heat: Air Conditioners on Sale

Let’s face it, unless you live in a perpetually balmy climate, your air conditioner is probably taking a well-deserved break right now. But this lull in usage is precisely when retailers offer discounts on new AC units. Did yours struggle to keep cool last summer? Now’s the time to invest in a fresh system and be ready for those scorching summer days ahead.

Freshen Up Your Home (and Wallet): Cleaning Supplies and Services

Spring cleaning fever is about to hit, so why not get a head start with discounted cleaning supplies? Plus, keep an eye out for deals on professional cleaning services – who wouldn’t love a little help tackling those deep-cleaning tasks?

Sleep Tight: Mattress Mania in February

New mattress models are typically released in the spring, making February prime time for scoring incredible discounts on existing inventory. So, if your mattress is starting to feel like a lumpy potato sack, treat yourself to an upgrade without breaking the bank.

Electronics Bonanza: Super Bowl and Presidents’ Day Deals

Super Bowl season often brings sizzling deals on TVs – perfect for catching all the game-day action in style. Plus, as new electronics models are released later in spring, retailers discount older models, creating a goldmine of opportunities for tech lovers. Laptops, smartphones, headphones – you name it, February is a great month to find it for less.

Furnish Your Home with Flair: Last Year’s Styles at Deep Discounts

Many furniture manufacturers unveil their newest designs in the spring, prompting retailers to clear out last year’s styles at deeply discounted prices. This means you can score stylish and functional pieces without paying full price.

Flowers and Chocolate

Don’t get your hopes up; you won’t see sales on these types of romantic items until after Valentine’s Day. But you might as well pick some up for yourself after the holiday. Particularly if you’re doing some heavy cleaning, you’ll want to decorate with fresh flowers and reward yourself with a few delicious chocolates afterward!

During the month of February, keep your eyes open for Super Bowl sales in the early part of the month, then Presidents’ Day sales later on. A lot of what will be on sale will consist of electronics, but you’re likely to see other great deals as well.

Have you seen anything on sale in February that you plan on taking advantage of? Share it with our readers!

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After the winter holidays, we all feel the pinch, financially speaking, so many of us don’t go out and make big purchases in January. Many retailers hold their biggest sales of the year in January to attract customers after the holidays. Be on the lookout for extra percentage-off sales. Retailers do tend to offer big savings on certain items during this cold, blustery month, though, so if you have the funds kicking around or you just need to satisfy your desire to shop, check out these items:

Whites: You know, towels and linens… and in all colors, not just white. This is a fairly widespread phenomenon, so if you need sheets and towels, this is the time to buy them!

Summer Appliances: Will you be needing a new air conditioner or grill come summer? Now’s the time to buy. There is very little demand for these appliances this time of year, so the prices may be lower than usual.

Houses: Are you in the market to buy a house? While conventional wisdom says to wait until spring or summer when moving is logistically easier (and the kids are out of school), financial wisdom says to look in the winter. Sellers might be willing to negotiate a bit more for a quick sale because not very many potential buyers are looking at houses.

Snack Foods: Superbowl weekend is a great time to buy snack foods. While you don’t want to overindulge any time of year, if you like keeping foods like chips and dips in your pantry for company or treats, stock up now.

Cold Weather Comfort Foods: During the months of January and February, chances are good that someone in your household will come down with the common cold or some other mild illness. Take advantage of January sales on things like tea and canned soup so you’ll be prepared.

Christmas decorations: January is also a good time to buy Christmas decorations, wrapping paper, etc., for next year at deeply discounted prices. Stock up for the next year.

Winter Apparel: Winter apparel like coats, gloves, and scarves also go on sale in January as retailers make room for spring inventory.

Fitness Equipment: Fitness equipment and treadmills are often discounted in January when people fail to keep up their New Year’s resolutions.

Weight Loss Programs and Gym Memberships: ‘Tis the season to make weight-loss resolutions, and the marketing companies of weight loss programs know it! You’re probably seeing Weight Watchers coupons and flyers for gym memberships in your mailbox right now. If you’re looking to start a healthier lifestyle, there’s no time like the present. Follow through with your New Year’s diet resolutions.

Gift Cards: After the Holidays, many of us have a stack of gift cards that either get lost or go unused. This is a great time to either cash them in or put them up for auction.

January may still feel gloomy as winter drags on, but the sales can offer a bright spot for your budget and give you a welcome opportunity to stock up. With kids home for winter break, too, it’s the perfect time to take on some organizing projects with all those discounted office and household supplies. Motivate yourself to follow through on healthy lifestyle changes by taking advantage of fitness equipment promotions as well. Just think how good it will feel come summer when you realize how much money you saved shopping smart back in January!

As always, when sales shopping, set a reasonable budget for yourself, make a list so you don’t overspend on impulse buys, and focus on staples or upcoming needs rather than wants. Take the time to price compare across retailers as well before you pull the trigger. Most of all, enjoy getting reacquainted with your community and reveling in the quieter vibes of local stores after the intensity of holiday crowds. Here’s to a new year filled with joy, adventures with loved ones, and hopefully, some extra pennies in your pocket thanks to winter deals!

Smart shopping throughout the year can help you save money, and stocking up on staples helps you save time. Have you found any great deals this month? Share them with us!

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Additional Tips

• Set financial goals for the year. Be specific about what you want to achieve – pay off credit card debt, save for a down payment, increase retirement contributions, etc. Break big goals down into smaller monthly targets.
• Automate your finances as much as possible – set up automatic transfers to savings accounts and retirement accounts, automatic bill pay, etc. This makes consistency easier.
• Review your recurring subscriptions and look for things you don’t use or need to cancel. Those small charges add up.
• Check your credit report and score. Knowing where you stand helps you track improvement.
• Consider meeting with a fee-only financial advisor to help create a personalized plan. An outside perspective can provide motivation and accountability.
• Use budgeting apps or personal finance software to monitor spending habits and net worth over time. Mint, YNAB, Personal Capital, and others have helpful features.
• Build an inheritance, insurance, and estate plan if you haven’t already. This provides stability for your family’s future.
• Involve your family in financial literacy. Set money goals collaboratively and teach budgeting basics to kids.

The beginning of the year is the perfect time to build habits for improved financial health. Even small consistent changes lead to progress over time.

If keeping your financial health under control is something that you have struggled with, why not make next year your year to finally make and stick to a plan?

Remember: This journey is about progress, not perfection. Celebrate your wins, learn from setbacks, and don’t hesitate to seek help from financial professionals when needed. You have the power to create a secure and fulfilling financial future for yourself!

Do you have any great tips for taming your money monster?

The post Conquer Your Finances: A Step-by-Step Guide for Women appeared first on ShopaholicMommy.

It’s here: the biggest shopping month of the year! The holidays are here, and so are the deals! For bargain hunters and savvy shoppers, December is one of the best times of the year to score major savings on gifts, holiday goods, experiences, electronics, cold-weather apparel, and more. Retailers are slashing prices left and right in an attempt to hit their targets before the new year. From Black Friday to New Year’s Day – it’s weeks of non-stop sales. Whether you still need to check some names off your gift list or want to treat yourself while prices are low, get ready to shop because we’ve rounded up the very best sales to take advantage of this month. Here’s the list of things that are on sale in December:

• Thanksgiving items. Since Thanksgiving dinner foods can also be enjoyed as part of your Christmas dinner, it makes sense to take advantage of low prices on turkeys, boxed stuffing, cranberry sauce, and other holiday groceries. You can also pick up turkey-themed plates and napkins for a song; either use these for casual lunches this month (less cleanup!) or put a stash aside for next year’s Thanksgiving.
• Jewelry. Are you planning on getting someone a pair of diamond earrings or a ring with a precious stone? The prices won’t be quite as low as during non-gift-giving seasons, but you might be able to get a good bargain.
• Televisions. You’ll see steep discounts on Black Friday, but the low prices will come back after the middle of the month.
• Christmas decor. A few days before and certainly the days after Christmas, you’ll be able to grab ornaments, garland, gingerbread houses, creches, tablecloths, and other holiday decorations for extremely low prices.
• Bicycles. Unless you live in one of the Southern states, chances are that you’re not riding bikes right now. The prices are slashed in order to keep inventory moving. Consider purchasing now and storing it for a springtime birthday or one of the spring holidays!
• Groceries. Citrus fruits are in season right now, and prices of oranges, grapefruits, and lemons are low. Also, nuts are on sale for holiday parties. You can stock up on these because they will last for a long time. You can also get great deals on boxed chocolates. Even if you don’t want to use them right now, you can put some aside for chocolate indulgences in the new year! Look for BOGO deals and shop the stores’ app before you head out.
• Online Classes. This year, we discovered that online cooking classes can be great for a date night or have the whole family cook with you.
• Subscriptions: Audible, Spotify Premium, Instacart, or Shipt is a good gift idea this year.

While you can find great sales all month, you’ll find the best ones after December 15th and right after Christmas because retailers are trying to push out the old inventory before the new year.

The flurry of holiday sales extends through the end of December, which means there’s still ample time to shop and save. As each year comes to a close, retailers move aggressively to clear out inventory before the next cycle begins. Take advantage of this time-sensitive opportunity to purchase items you’ll actually use throughout the next year. Remember to employ smart shopping strategies – make lists, compare prices across retailers, read the fine print on discounts, and leverage coupons or cash back when possible. Follow these tips and enjoy the very merriest of deals this holiday season!

Have you found any excellent bargains for December that you’d like to share with our readers?

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Yam Crunch
Ingredients:
– 1 cup canned yams
– 1/3 cup butter
– 1/2 cup brown sugar
– 1/2 cup corn flakes

To make:
Spray an 8 inch by 8 inch pan with cooking spray. Preheat the oven to 450 degrees. Place the yams into a bowl and mash them with a fork. Put the smashed yams into the pan and spread them out evenly. Melt the butter in the microwave for 30 seconds. Put the brown sugar, butter and corn flakes into a bowl and mix together. Sprinkle the mixture over top of the yams. Bake in the oven for 15 minutes.

Cheesy Cubed Potatoes
Ingredients:
– 6 cooked potatoes
– 8 ounces of shredded cheese
– ½ cup sour cream
– 1 cup water

To make:
Peel the potatoes and cut them into cubes. Place the potatoes into a pot and pour the water overtop of them. Pour in the cheese and sour cream. Cook over medium heat until the cheese is melted. Stir occasionally.

Cauliflower Tots
Ingredients:
– 2 cups cooked, chopped cauliflower
– 2 eggs
– 1/3 cup Parmesan cheese
– ½ cup breadcrumbs

To make:
Preheat the oven to 450 degrees. Spray a baking sheet with cooking spray. Place the Parmesan cheese and breadcrumbs into a bowl and mix together. Crack the eggs and place them in their own bowl and stir. Place one piece of chopped cauliflower into the egg, then into the Parmesan and breadcrumb mixture. Put the coated piece of cauliflower onto the baking sheet. Repeat this process with each piece of cauliflower. Bake in the oven for 15 minutes.

Do you have any side dishes to add? What are some of your families favorites?

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When I was little, we would always gather at my grandmother’s house for Thanksgiving. It was a feast for the senses. The aromas of roast turkey, sage dressing, and sweet potatoes with warm cinnamon and maple syrup permeated the air. My aunt would roast the turkey at her house, making two different kinds of stuffing: sausage and one without. My mother made mashed turnips (which I disliked as a child and still don’t like very much!). I remember her spending a long time in the morning peeling and slicing the unwieldy roots while my brothers and I would watch the Macy’s Thanksgiving Day Parade. My great-grandmother made a gelatin and fruit concoction that she called Judge Peter’s Pudding; my grandmother continued to make it for every holiday after Great-Grammie died (and she swears that a man named Judge Peter personally gave her the recipe, but Google says otherwise).

Chances are, you can think back to your childhood and remember special Thanksgiving traditions, too! For most of us, these are warm, fuzzy feelings filled with family and warmth and delicious smells and tastes. And one day, our kids will have these strong memories of Thanksgiving past, along with traditions to pass on to their children.

As the house filled with family, the rooms buzzed with laughter and storytelling. After we had our fill, the conversation would turn to pie. My aunt’s apple pie with hand-rolled crust and gently spiced filling was stellar, but I always saved room for my grandmother’s chocolate silk pie. With its airy mousse filling and whipped cream topping, it was divinely smooth and rich. A small slice would satisfy any sweet tooth. To cut the sweetness, I’d pair it with a child-sized glass of tart cranberry juice cocktail.

My family lives far away from our extended family now, so we don’t get to see them on the holidays unless we’re traveling. Still, we do have a few Thanksgiving traditions that we have worked to keep up over the years:

• We put up a Thanksgiving tree! In our case, it consists of scrapbook-page leaves decorating one of our walls. Everyone (family member and visitor) is invited to write down some things they’re thankful for and tape them to the tree throughout November. Now that my family is spread farther apart, we honor those memories with our own new traditions. We put up a “Thankfulness Tree” with paper leaves where we’ve written things we’re grateful for this year.
• We have special foods that we always serve on Thanksgiving. These include traditional foods like turkey, stuffing, mashed potatoes and corn. We also always make deviled eggs, put out a tray of different types of olives, and mix pearl onions into our peas (this last one is a throwback from my childhood Turkey Days).
• The kids always watch the Macy’s Thanksgiving Day Parade. We all get a kick out of the floats and like watching the entertainment. While watching the Macy’s parade on TV, I’ll bake my grandmother’s chocolate silk pie for dessert.
• We almost always have visitors! Some years, we have an exchange student staying with us, which is very special because as Thanksgiving is an American holiday, it’s their first time celebrating. Sometimes we have family visiting from up north, and sometimes a friend comes for the meal. And a few times, it’s been a mix of all of the above!

Some families enjoy putting up their Christmas trees after Thanksgiving dinner. And many people get dressed in the evening to get a head start on Black Friday sales! Other traditions may be watching seasonal movies, starting to play seasonal music, volunteering at a homeless shelter or nursing home, and going for a family hike in the afternoon. No matter what your traditions are, it’s fun to start some and to continue them throughout the years. Your kids will love looking back on these memories when they’re adults!

What are some of your favorite Thanksgiving traditions?

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If you have a college student in your family, you may have enjoyed having her around for the past several weeks. Chances are that she either went back to school within the past few days, or else she’s going back this or next week, and while she might be excited, she’s also likely to feel a pang of letdown. Not only will she miss her family, but she’ll need to get “back to the grind” and will be once again living on cafeteria food and cramming for exams.

Just as she needed a bit of extra love and attention in September when she left for college, she might need a pick-me-up over the next few weeks. Here are some great ideas for care packages to send to your college student to let her know that you are thinking about her:

• Remember the weather. Banish winter blues by sending along some toe socks, knitted mittens, or a crocheted hat. Your student might also like some moisturizer for dry skin caused by artificial heating in the dorms or some lip balm for chapped lips. Even packets of hot chocolate mix, instant coffee (or K-cups if she has a Keurig!), or teabags would make a good addition to your care package and will help her warm up on a cold winter day.
• Food is always appreciated. You know her favorites, so send them along! Whether it’s homemade cookies, Rice Krispie treats, or a particular type of candy, including some of the things she likes in her care package will tell her that you know her well. Consider what types of cooking implements she has available to her; if she doesn’t have a microwave in her dorm, for example, don’t send microwavable popcorn.
• Gift certificates can lift her spirits when money is low. Find out what types of establishments are nearby, and send along a gift certificate! If your student is counting on change to make it to the end of the month, she’s probably unable to afford dinner at a nicer restaurant; even going bowling or for coffee might be out of reach sometimes. Call local restaurants and entertainment facilities to find out how you can buy a gift certificate over the phone or via the web if you can’t buy one where you currently are.
• A cold and flu survival kit might be especially timely. Since it’s still cold and flu season, your student will likely get sick one more time before spring has sprung. If she calls sniffling, sneezing or coughing, send a box of vitamin C, cough drops or sore throat lozenges, a few cans of chicken soup, her favorite tea, tissues, honey, and perhaps a DVD you think she’d like.
• Something random and whimsical can brighten a dreary day. How about something like a bright and colorful pillowcase, a new pair of slippers, drawings from all of the younger siblings and cousins, or some pretty stationery, pens and stamps? If you see something you think she might like at a discount store, pick it up and send it for no reason at all!

What were some of your favorite care packages that you received while in college? If you have a college student, what are his or her favorite items to get in the mail?

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September is here! Summer may be coming to an end but there are deals to be had.

Now the kids are back in school (or returning after this upcoming weekend, if you live in an area that goes back after Labor Day) and most of the nation is back to wearing real shoes and opening their windows during the day. You might be thinking ahead to shopping for the winter holidays, or you might just be recuperating from checking off all of the items of your kids’ school supply lists! Either way, there are a few things you might find on sale in September:

Summer Clothing

Stores are pulling their summer items off of the shelves to make room for fall and winter wear, so the selection of summer wear is lower than it has been in previous months. Still, you might find good deals on clearance racks at your favorite stores. Labor Day sales will knock prices down even further, so this might be a good time to grab bathing suits and a few sundresses for next year. Big names like Kohls, Macys, REI, Old Navy and many more have lots of deals.

Appliances

Many manufacturers put out their new lines of appliances in the fall, which means that stores need to get rid of washers, dryers and refrigerators from last season. This makes September a great time to get a great deal on home appliances. We had the hardest time finding a new refrigerator when our broke but Home Depot had the best sales and their financing was even better.

Outdoor Equipment

Now that summer is winding to a close, the demand for items like bicycles, grills, Patio Furniture and lawn mowers has gone way down, making it the prime time to buy for next year’s summer season. In many places of the country, you’ll have a month or more of nice weather before you need to pack your new items away for the winter.

Mattresses and Furniture

Labor day mattress sales are available at just about every major store and also furniture. Make sure to check your favorite store app or circular to compare the deals. Also, mattresses only go on sale 2 times a year! Usually, one time during April or May and the other time is over Labor Day!

Electronics

Since it is back to school time you will still find deals on laptops, airpods, and many more electronics.

Fall Produce

One of the best things about fall is the start of the harvest season! Now’s the time to save big on winter squash, apples, pears, blueberries, and corn. Tomato and zucchini season are drawing to a close, but you might still be able to get some on sale in September at farmers’ markets or pick-your-own farms.

There are some things to not count on getting this month, as well: Laptops, televisions and other items that will be popular at Christmastime might be marked up now. If you can wait on these types of items, they’re likely to go on sale closer to Thanksgiving, and certainly for the Black Friday sales.

Happy September Shopping!

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Summer is rapidly approaching, and you might be thinking ahead to your summer vacation. Do you take a vacation every year? With economic times being what they are, many families have cut out this expense. If you do have a small vacation budget, however, there are some things that you can do to cut down on costs while still enjoying a fun family trip. Here are some tips on saving money on your summer vacation:

• Travel in the off-season. If you have children in school, chances are that you have to travel during their summer break. Still, you might be able to save money by traveling at the very beginning or end of their break; peak season for many destinations may vary by a few weeks on either end. If you are in a state that gets out of school at the end of May, for example, you might have good luck booking an early-June trip to one of the northern states, which tend to be in school until the middle of June. On the other hand, if you are in an area that doesn’t go back to school until after Labor Day, you can find deals traveling at the end of August to a southern location that goes back to school the second or third week of August.

• Rent a home or cottage instead of a hotel room. This might seem counter-intuitive, because logic would tell us that renting an entire house would cost more… but in many cases, it simply isn’t true! The weekly rate for renting a modest home may be cheaper than renting a hotel room. Even better, having a house with a full kitchen at your disposal means that you can go grocery shopping once and eat many of your meals in the house. This drastically cuts down on your food bill; eating all of those meals out on vacation adds up quickly (and can add to your waistline, as well!). Alternative options could include participating in a house swap or even couchsurfing!

• Skip the huge attractions. Going to places like DisneyWorld and other theme parks is fun for the kids, but can be hard on your budget. Consider traveling to an out-of-the-way area instead. Check the Internet to find out what’s within a reasonable distance to your home. If you can drive two or three hours, you’re out of your home location, but won’t be spending a lot of money on transportation. Surely, there are aquariums, national parks, lakes, beaches, hiking trails, museums, and a host of other attractions to choose from within a few hours of where you live.

• Look into various memberships. Some science museums and zoos offer reciprocal admission to other attractions of the same type in different areas of the country, so buying a membership to your local zoo can pay off big when the time comes to travel. You also might consider a AAA membership; these can often save you money on hotels and attractions. An Entertainment book is normally under $30 or so, and offers coupons and discounts in the area; buy one for the place that you are planning to visit to save money while you’re there.

• Set up Price Alerts on popular travel websites to see when prices go down. Let’s face it: Summer is the only time families have to travel together without missing school. So it goes without saying that summer is a popular and pricey time to travel. Many travel websites now offer free price-watching services. All you do is find the cruise and date you are interested and set up a free cruise fare alert.

Do you have any great tips on saving money while taking a summer vacation? Share them with our readers!

• What’s on Sale and Things to Buy in June
• Things to Buy on Sale in February
• Shopping the January Sales
• Conquer Your Finances: A Step-by-Step Guide for Women
• Things to Buy on Sale in December

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