Make It Simple

7 Hassle-Free ways to buying a new car

2010-10-16T06:12:00.000-07:00

According to NADA, almost no single car model is sold at the same fixed price by car dealerships in a particular area. Every buyer receives a different final new car price quote.

In other words every Honda Accord buyer in your area would have paid a different price for the car based on which car dealer they went to and how well they negotiated the price. Therefore, there is no level playing field on buying a new car.

As you may have guessed, this translates to either visiting as many car dealers in your area as your time permits or negotiating really hard with a shrewd car dealer.

My 7 hassle-free tips to buying a new car will certainly help you save money and pay one of the lowest prices in your area for any new car.

Finalize what car model you want and how much you’re willing to spend. This way you’ll be less pressured into making hasty decisions.
Identify two other competing car models that you might consider buying or can use as a negotiating leverage with car dealers. By doing this you’re showing the car dealer you have done your research and are not emotionally attached to this particular model (even though you may be).
Collect Internet new car price quotes for 3 competing car models. Do not step into a dealership without getting online new car price quotes.www.autoauctionbids.com is a good website to receive new car price quotes from multiple local dealers rather than just 1 car dealer as in the case of most Internet websites. Through magazines and publication, identify the dealer invoice price.
Take these new car price quotes and invoice price information to the car dealers who provided the online new car price quote to you. This not only shows the car dealer you have done your research, but also shows you are serious about buying a car.
Now that you have invoice price & new car price quotes from 3 competing car models, stick to the total price of the car during negotiations. The car dealer may lead you to monthly payments, trade-ins etc., but only focus on negotiating the final price down.
During the negotiation, mention about an even lower new car price quote received on a competing car from www.autoauctionbids.com. See if the dealer would match or beat it. Leave if you have to and see if the car dealer calls you back.
At this point, you are already getting a great deal on the car you want, so you can always go back to that dealership and buy the car at that price, which is probably the lowest price in town. The advantage of this process is that, you’re not engaging in much face to face negotiation with the car dealer, since you already have some facts to share like the new car price quote and invoice price.

You may be leaving money on the table unless you keep going back and forth from dealership to dealership to see if they would beat you new low new car price quote.

An alternative to this and the ultimate hassle free way to buying a new car would be to continue negotiating on the Internet. AutoAuctionBids.com allows buyers to send back the lowest price quote received for a particular car to all participating dealers.

The car dealers can view this lowest new car price quote and submit a lower quote. Another participating dealer can view this new low price and submit an even lower price.

This can go on for up to 3 days and at the end of the car auction, buyers can contact the lowest bidding car dealer and buy the car most of the time at below invoice price.

The best part of it all is that you can conduct 3 separate auctions for all 3 competing cars absolutely free, with no obligation to buy at the end of the auction.

In summary, remember all new car price quotes are different and car dealers will make a hefty profit if you cannot provide facts about competing dealer new car price quotes and competing car models new car price quotes. Collect these prices first and no negotiation will be required.

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Written by: Prashant Desai
Prashant Desai, author of various consumer tips articles and industry expert for AutoAuctionBids.com. Email him at p_desai@autoauctionbids.com to sign up for e-Newsletter and visit www.autoauctionbids.com for more information.
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Free Web Hosting

2010-10-15T18:05:00.000-07:00

Free web hosting sound so tempting. Like everything else that is free, however, there is usually a catch. The catch is usually the fact that the web host will put ads on your website over which you have no control. This is the price you pay for your free website.

You cannot blame the host. They have to generate income somehow. What better way than to promote their ads on your content. Every time someone comes on your site to visit you, they are hit with a barrage of ads. In some free websites, they may have a hard time not clicking on the ads. The ads can move all over the page causing you or your friends to accidentally click on them.

After someone has clicked on an ad on your free web page, they can then expect to receive quite a bit of e-mail from not only the site that they clicked on, but also any other similar business.

Free web hosting is fine if you want to have a social page, a resume page or even a small website devoted to a celebrity. For business revenue, however, it is not the best choice.

Although you may have the most wonderful products for sale through your website at bargain prices, you can only sell them if people visit your website. When using free web hosting your are limited. In most cases, you can have one account and cannot post links between accounts. Most free web hosting is for personal purposes only and rarely allows business selling.

If you want to make money on the internet, the way to do it is to use a dedicated server. This way, you can not only place any ads that you want on your site that will generate income for you as you are the website host, but you can also use the extra space to make up other websites that can use keywords to draw people to your sales website. The content containing keywords shows up on the search engines and people are directed to your small, content site. Here, they read some information and receive a link to your money making site.

Free web hosting is good for those who only want to use the internet sparingly, but not for the purpose of making money. Even a shared server, which is a step up from a free server, and is basically the same thing only gives you more space and bandwidth as well as freedom, is limited. To truly make money on the internet, you have to make use of all aspects, including the ads and affiliate links.

Advertising on the internet can be free if you understand how to use the search engines to generate interest in your products as well as use a dedicated server to its maximum abilities. While a free web hosting service is a fine idea for a personal website that can help you keep your family updated about your life, it is not the way to make money on the internet.

Basic Tips on Personal Finance

2010-10-14T17:46:00.000-07:00

Do you ever wonder where your money goes every month? Does it sometimes seem as though you cannot afford to do things because your financial obligations are holding you back? If you find that you are asking yourself these sorts of questions, perhaps you should take a look at your financial situation and assess whether you are practicing good personal finance management or not. Good personal finance management spends within their income, plan for the future and solve financial problems as they arise. Poor personal finance management pay more, do without and fall behind. If you find yourself in the second category, you can do something about it. You can learn to take charge of your finances by planning your personal finances.

Planning your personal finances doesn't always come naturally, and even if you're just beginning to take your financial matters seriously, then you likely need a few personal finance tips.

Evaluate your current financial situation. One of the most important goals for most people is financial independence. Collect accurate information about your personal financial situation. Calculate your net worth which includes the real estate, saving and retirement accounts, and all other assets. This will help you decide how much money you can set aside for meeting future needs and goals.

A basic personal finance tip is to make a budget. A personal finance budget is information made up of your income and expenses and the more accurate this information is, the more likely you are be able to meet your goals and realize your dreams. A personal finance budget should be made for at most one year at a time and include a list of your monthly expenses.

All expenses must be included. To be sure of that go through all your paid bills, check register and credit card receipts to find expenditures that recur every month and expenditures that happen less frequently. Personal finance budgeting requires some small sacrifices. To be able to make good personal financial decisions and set priorities, you must know where your money is actually going. Start your budget and accomplish your goals.

Get an electronic bill pay. This is a very convenient way to pay your bills. You pay them electronically, by direct withdrawal from your bank account. The transaction is processed immediately. You can even link your bill pay service to your personal finance budget, so that your expenditures are automatically entered in the appropriate category. Personal financial management can be really easy.

Make an investment and finance plan. Now that the fundamental state of your personal financial security has been established, the time has come for the more prosperous part of your personal financial life. You need to make a personal finance plan of what you really want in life that money can buy. Your personal financial plan can be as simple or as detailed as you want it to be. Find out how to finally start to implement this plan and get the money to finance it. This is the long term part of your financial. This journey is the most interesting and exciting part of personal financing you can have toward financial freedom.

You can prepare for a secure personal financial future by following these simple tips. When you take control with your money, you don't have to worry about debt taking control of you.

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Written by: Oyvind Hennum
Oyvind Hennum runs the site http://www.financial-freedom-made-simple.com/
A large free resource directory containing book reviews, articles, biographies, motivational quotes, affirmations, practical tips, budgeting advice, success tests and free e-books.
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Hybrid Car Myths

2010-10-13T17:37:00.000-07:00

If you are thinking about a hybrid car, you may be hearing quite a bit of "talk." Some people think the hybrid car is the best thing on the market. Some people say it'll just pass. Other people say they think they can save a lot of money, but you're not sure it's really worth it. What's the truth, and how do you separate myth from fact with all of the stuff that is being thrown at you? Below, you can read and understand the common hybrid car myths.

Hybrid cars are the same as electric cars

This is not true because hybrid cars are fuel-powered for the most part. They have what are called battery assists. The assist is powered by a nickel-metal hydride battery pack that is rechargeable.

You are guaranteed to save money with a hybrid car

If you are doing city driving, you may save gas and you may not. The same goes for highway driving. There are just many different factors. It has been said that if everyone bought hybrid cars, the gas consumption would decrease by only 10%. That's not a very big difference.

A hybrid cars battery can run out

A hybrid car's battery should not run out while you are driving it. The engine in a hybrid car does not idle when stopped (at a red light for instance.) What does it do instead? It recharges its battery. So there's no need to worry about a hybrid car stopping you.

The hybrid cars rechargeable battery only lasts for 2 years

A hybrid car certainly would not be worth purchasing if this was the case. A hybrid car's rechargeable batteries usually come with an eight-year warranty.

If I run out of gas, I can keep driving on the hybrid car battery

Keep in mind, a hybrid car's battery is an assist. That means that hybrid car's still run on fuel. After you run out of gas, the battery may keep the car running for just a little while. However, the car will stop very soon.

Hybrid cars will soon put conventional car sellers out of business
This probably won't happen anytime soon. The reason for the delay has to do with the how much a hybrid cars. Many people simply can't afford one. Also, people just aren't too sure whether they will really save money on hybrid cars. Therefore, they are slow to join the rush of people who want a hybrid car.

Hybrid cars will only save you about 88 dollars a year

I did hear something on the news about this once, but it may not be true. If there's something you really want though, and there's a lot of smoke surrounding it, you simply have to start digging and do some of your own research. There are many different models of hybrid cars, and many different manufacturers make them. This means that there may be many more variables involved than the ones discussed here. A hybrid car may help you, and it may not, but the final decision is up to you.

Budget Dedicated Server

2010-10-12T04:43:00.000-07:00

Perhaps your business has grown to a point where you no longer want to use a shared server. It may be time for you to seek out a dedicated server, but you do not want to end up costing you a lot of money. You can find a budget dedicated server by perusing some of the dedicated server directories online.

Finding a web site host on the internet can be a bit overwhelming. When you first began your internet business, you most likely used a shared server to host your business website.

Shared servers have their advantages. They are generally inexpensive and many even offer templates to build your own website. When you first got started on your internet business, you probably chose the most inexpensive and easy to use shared server that you could find to host your website. You may even have allowed them to place ads on your website.

Not all shared websites have mandatory ads. Some of them even allow you to place your own ads. If you have incorporated ads into your website, such as with Adsense, you may even have earned extra revenue from your website, in addition to selling your products.

One of the drawbacks of a shared server, however, is that you are limited when it comes to both space and bandwidth. The server can only handle a certain amount of traffic at one time. If you are sharing the server with a bunch of other businesses getting substantial traffic to their websites, your customers may be having a difficult time getting to your website. You could actually be losing sales without even knowing it, simply because you are using the wrong server.

A dedicated server can cost quite a bit more money per month, but it is your server. You have control over it and you no longer have to worry about sharing it with other websites. Your customers will be able to access your site with ease.

Years ago, people used to have party lines on telephones. Four families would often share a phone line. Only one family could be on the phone at a time and each family would have a certain distinctive ring when the phone was for them. There was very little privacy as anyone could listen into a call and it was frustrating if you wanted to make a call and someone else was on the party line.

Shared servers are similar to those party lines of long ago. The same way we do not want to share our telephone line with others, if we have a large business and substantial traffic, we do not want our customers being turned away because someone else is on the "party line."

A dedicated server does not have to cost a fortune. You can find a budget dedicated server in a variety of places on the internet. You can find a budget dedicated server that will offer no start up costs for as low as $100 per month. The difference in web hosting cost may be a bit more money, but may save you money in the long run by allowing increased traffic to your website.

Travel Business Is Creating Millionaires!

2010-10-11T04:36:00.000-07:00

5.6 Trillion Dollar Travel business Explodes Another 23% With No Slow Down In Sight! Entrepreneurs Cashing In!

With the Baby Boomer reaching peak spending years it's no wonder why the Travel industry is constantly breaking new records. Even those under 30 are spending there hard earned cash on traveling. "Travel Magazine"

The Baby boomers are those born between 1946-1964 and have a net worth of 78 billion dollars! That's approximately 40% of the GNP! They LOVE to travel and they love the savings we offer!

December 26, 2005 -- Its easy to see why so many people want to travel. Sun, fun, sandy beaches, exotic locations, or simply a chance to unwind. But with travel so expensive who can afford it?

Some savvy Entrepreneurs have found a way to not only save up to 75% on "ALL" travel expenses but they are making "thousands of dollars per week doing it!"

Imagine getting "unlimited lifetime" cruises, "unlimited 6 day 7" night resort packages, up to 50% discounts on hotels, condo rentals, Disney packages, car rentals, air fare, ski packages, camping packages and much more..... Imagine?

Imagine making $1000, $3000, or even $6500 for every package that gets sold and you never have to talk to "ANYONE", Imagine??

20 year seasoned Entrepreneur Matt Peck cant believe how much Money he actually saved on his travel package. After experiencing such a "great Value" Matt took it to the next level and decided to get involved in the business. Matt says its like Christmas everyday! The checks keep Rollin in and all I do is market my web site or 800 number with my special ID. I have never seen anything so duplicatable in my life.

We interviewed Matt about his previous business experience and Matt revealed he has tried an average of 15 different business's before he found one that actually worked. Matt said the problem with Network Marketing is that its not duplicatable. Even if you're a good speaker or good on the phone most people are not. When most people are confronted with a few No's they give up. And this is why over 95% of "ALL" network markers fail. Lets face it, some people just cant sell, some cant speak well, and MOST lack confidence. Matt's business has solved all those problems.

Matt says with his new travel business it takes all the selling, telling and chasing your friends and family out of the equation. Matt says he simply markets his web site or 800 number with his special ID number and his call center does all the telling and selling! Matt receives checks for a minimum of $1000, $3000, and $6500.

The key is how you market say's self made Millionaire Matt. I market through cheap classified Ad's, pay-per-click, Search engine optimization, card decks, magazine inserts, door hangers, post cards, etc..... It's fun and easy! If you just want to make and extra $1000 per week that's a NO BRAINER! With our automated site we even send out automated auto responder messages. We even give you ALL of the advertising secrets and resources. Its like a gift from God! To view a demo of his site you can view it at www.4266mp.wecloseyoursales.com

THIS BUSINESS IS AVAILABLE TO "ANYONE" , "ANYPLACE" IN THE "WORLD" ARE YOU PAYING ATTENTION????

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Written by: Matt peck
With over 20 years experience in Home based business Matt Peck has finally dicovered the most profitable business in todays internet world. From Network Marketing, mail order, distributorships, condo flipping, selling land, buy rentals, to authoring his first two books Matt has done and seen it all. Matt has dicovered an effortless way to create enormous amounts of cash with the least effort!
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How to Finance a Business

2010-10-10T04:28:00.000-07:00

How to finance a business is one of the main concerns that every new business person has to resolve. There are two main ways of financing a business, equity financing and debt financing.

The majority of start-up or small businesses use limited equity financing. As with debt financing, additional equity often comes from non-professional investors such as friends, relatives or colleagues.

However, the most common source of professional equity funding comes from venture capitalists. These are institutional risk takers and may be groups of wealthy individuals or major financial institutions. Most specialise in one or a few closely related industries.

Venture capitalists are often seen as deep-pocketed financial benefactors looking for start-ups in which to invest their money, but they most often prefer three-to-five-year old companies with the potential to become major regional or national concerns which will return higher-than-average profits. Venture capitalists may scrutinise thousands of potential investments each year but only invest in a few.

Different venture capitalists have different approaches to management of the business in which they invest. They generally prefer to influence a business passively, but will react when a business does not perform as expected and may insist on changes in management or strategy. Relinquishing some of the decision-making and some of the potential for profits are the main disadvantages of equity financing.

Banks are one of the most common sources of debt financing. There are many other sources for debt financing including: savings, loans and commercial finance companies. It is also possible to ask for funding from family members, friends or colleagues, especially when the capital requirement is small.

Traditionally, banks have been the major source of small business funding. Their principal role has been as a short-term lender offering demand loans, seasonal lines of credit, and single-purpose loans for machinery and equipment. Banks generally have been reluctant to offer long-term loans to small firms.

In addition to equity considerations, lenders commonly require the borrower's personal guarantees in case of default. This ensures that the borrower has a sufficient personal interest at stake to give paramount attention to the business. For most borrowers this is a necessary evil.

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Written by: John Mussi
John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the www.directonlineloans.co.uk website.
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5 Tips to Wardrobe Shopping

2010-10-08T08:34:00.000-07:00

Shopping can be a pleasure or a chore. However you look at it, use these five tips to be an effective and organized
shopper.

1. Dress well. In order to spend less and buy wisely, dress up in comfortable clothes. It's the same concept as going to the grocery store on a full stomach.

2. Shop with a plan. Know exactly what you need and how much you can spend. Write it down. Create a budget.

3. Keep an ongoing list of needs in your closet. As you dress each morning, make notes of specific items you need to complete outfits such as a wider, brown belt or a white tee with a v-neck.

4. Before you make a purchase ask yourself, "Does this match my wardrobe in terms of color, style and price?
Is this on my needs list? How versatile is this item? How many ways can I wear it?"

5. Shop first at high-end mass merchants, outlet malls, and off-price stores for basics such as tees, shirts and pants. You'll then have more money for seasonal updates such as jackets or accessories.

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Written  by: Barbara Myers  

Barbara Myers is a professional organizer and author of "Manage Your Wardrobe System." Enjoy a free tips booklet and e-zine to help you take control of your time by organizing your life. Visit http://www.ineedmoretime.com
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Secret Tips Before You Buy A Used Car

2010-10-07T01:14:00.000-07:00

I have always purchased my cars used. And every single time, I got a great deal because of a few secrets that is easy to do. These secrets will save you money. And the good news is there is no luck involved. If you follow these steps you are guaranteed to save lots of money, so please pay attention.

BUYING A USED CAR Power Tip #1 - Check Consumer Reports on the safest cars out there. Looks are one thing, but never ignore safety. Here's what you do: Go to a reputable car repair shop and ask if you can bring the vehicle by for a look-over. There is a 99% chance they will say "yes".

While you're there, ask what cars they have to repair most often. Also, ask what the inspection includes, how long it takes, and the price. Always get this information in writing - just to be safe. Once the vehicle has been inspected, ask the mechanic for a written report with a cost estimate for all necessary repairs.

Be sure the report includes the vehicle's make, model and VIN. If you decide to make an offer to the dealer after approving the inspection, you can use the estimated repair costs to negotiate the price of the vehicle. Do you see how easy it is? Are you going to purchase from an individual? If yes, then here is your next tip.

BUYING A USED CAR Power Tip #2

Remember, private sellers generally are not covered by the Used Car Rule and don't have to use the Buyers Guide. However, you can use the Guide's list of an auto's major systems as a shopping tool.

It's simple.

You can ask the seller if you can have the vehicle inspected by your mechanic. If he/she says no... beware. No matter how nice the car appears, something fishy is going on. Now, a private sale likely will be on an "as is" basis, unless your purchase agreement with the seller specifically states otherwise. If you have a written contract, the seller has to live up to the contract.

The car also may be covered by a manufacturer's warranty or a separately purchased service contract. But that doesn't mean that the warranty and service contract are transferable. Plus, other limits or costs may apply. Before you buy the car, ask if it's still under warranty or service contract, and review that baby carefully.

Some states will require vehicle sellers to pass a vehicle inspection before a sale is made. That's not always the case, though. To find out what your state requires, contact your state Attorney General's office or a local consumer protection agency.

Hey, it's just a phone call. And it will take less than 5 minutes. Whether you end up buying a used car from a dealer, a co-worker, or a neighbor, follow these tips to learn as much as you can about the car:

BUYING A USED CAR Power Tip #3

Examine the car carefully yourself using an inspection checklist. You can find a checklist in many of the magazine articles, books and Internet sites that deal with buying a used car. Once I bought a used car in August, and never thought to test the rear defroster. Guess what? Come November, I found out it didn't work. If you're shopping in the summer, don't forget to check the heater. And if it's cold as ice outside, still turn that air on full blast and make sure it works!

Test drive the car under varied road conditions--on hills, highways, and in stop-and-go traffic.Ask for the car's maintenance record. If the owner doesn't have copies, contact the dealership or repair shop where most of the work was done. They may share their files with you.

Talk to the previous owner, especially if the present owner is unfamiliar with the car's history. Have the car inspected by a mechanic you hire.
There you go. Follow those three "used car buying" tips and you are guaranteed to save a ton of money buying a used car.

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Written by: Charlie E. Hendersen

Charlie E. Hendersen is the author and creator of the FREE website: GetAnotherCar.com">http://getanothercar.com">GetAnotherCar.com A site dedicated to providing useful tips for buying and maintaining your car. 

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Fast Tips on How To Sell Your Car for the Most

2010-10-06T09:04:00.000-07:00

Tip 1 - Pick your time. If you can possibly help it, don't sell your car after Christmas, when no one has any money. Consider holiday periods: will the people be in town or away. Sometimes this can work in your favour because if people are not at work they have more time to look for cars, and they are usually cashed up with nothing to do.

On the reverse side, when buyers are busy working, they don't have the time to do a lot of car shopping, which can make negotiating easier.

Additionally for this reason, if you get a buyer to come on a week-night, it is unlikely he can compare yours to other cars - which can sometimes work in your favour.

Tip 2 - First Impressions are everything Just like you are going on a date - first impressions are everything. Get all the rubbish and junk out of it. Deodorize it. Wash it, clean it.

Tip 3 - As the good boy scout says. Be prepared. Get your paperwork in order. Find the spare keys. You don't want to be rushing around at the last minute, just when the buyer is ready to go for it. You can't find something. He may just say, he'll get back to you. Believe me, it happens. So get organized before hand and you'll have a much smoother run of it.

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Written  by: Graeme Sprigge

Graeme Sprigge is the webmaster of SellMyCarForCash.Com, a website enlightening you on how to get the most for your car in a private sale. The site includes more great articles.
For more cool articles, cool car selling tips, car finance tips visit http://www.sellmycarforcash.com

All About Hybrid-Car Battery Packs

2010-09-28T10:04:00.000-07:00

Those considering purchasing a hybrid car may be a little concerned about what's under the hood. Hybrid cars have battery-powered motors. Since a battery-powered motor is not something that typically comes to mind when people think about what's under the hood of a car, it's a good idea to get a good understanding of the hybrid-car battery-pack. Below are a few facts about it.

Battery packs in hybrid cars do not need to be replaced

Made to last over the lifetime of the vehicle, a hybrid car's warranty covers the battery for a time period that lasts between eight and ten years. In terms of mileage, a battery pack is expected to last between 150, 000 and 200,000 miles, and it probably lasts longer than that.

Battery toxicity is a concern, but not a major concern

Hybrid cars use NiMH batteries, not the rechargeable nickel cadmium. Nickel cadmium batteries are usually detrimental to the environment, but the NiMH batteries that are used in hybrid cars are fully recyclable.

Hybrid batteries contain hundreds of cells

Hundreds of cells means that hybrid cars have a lot of complexity going on underneath their hoods, and complexity does usually mean expensive, but with the generous warranty car manufacturers are giving on these cars, there is little involved in purchasing a hybrid.

The numbers of battery failures in hybrids have been really low

When I say low, I mean really low. If failure happens, it's probably before the cars even get off the lot. Toyota has even said that some of its original Prius models have packs that have gone over 300,000 miles.

The cost of replacing hybrid batteries isn't even an issue

It isn't an issue because the battery packs in hybrid cars are built to last. The Department of Energy looked into hybrid vehicles, but stopped its test when the capacity was "just like new" after 160,000 miles. So no one really seems to know for sure what it costs to replace the battery pack in a hybrid car.

The battery packs in hybrid cars are evolving

If we look further into the future, the next generation of hybrid batteries is in the works. The goal: To discover a technology that gives lots of power, lasts for the hybrid car's lifetime, and costs less to make.

If the battery pack in your hybrid car does run out, there is a solution

Toyota has put out some advice on what to do if your hybrid battery should run out after the warranty has ended. The advice is to recondition the battery. The solution works well because if something goes wrong, the problem lies within only one of the 28 modules that the battery is made up of. So if you simply replace the problematic module with one that matches the chemistry of the other 27 modules, your hybrid car's battery should be in good shape. You can find a match by getting a battery pack from another car that has a similar mileage and age.

10 Easy Steps to Speed Up Your Computer - Without Upgrading

2010-09-19T00:56:00.000-07:00

It seems that the longer you own your computer, the slower it gets! A lot of people will keep their computer until it gets so slow that they feel they need a newer, faster model. Some feel like the reason it is getting slower is because it is getting older, when that is just not the case. Your computer should run just as fast as the day you brought it home – if you follow these 10 Easy Steps to Speed Up Your Computer.

1. Empty the Temp directory regularly. After a short while, the temp directory fills up with hundreds of temp files that always get scanned over when Windows starts up and when programs launch. This slows everything down immensely.

Rule of thumb for Temp Files: If you don’t have any programs open (and nothing minimized in the bar below), then you shouldn’t have ANY temp files in your temp directory. If you do, delete them.

To delete Temp files, make sure NO programs are open, and…

a. In Windows 95, 98 or Me, go to C:WindowsTemp and delete everything inside the Temp folder.

b. In Windows 2000 or XP, it is a little trickier. First, make sure that you can see hidden folders. Double-click My Computer. Click on the Tools pull-down menu, and then on Folder Options. Click on the View tab. Scroll down and click on Show Hidden Files and Folders. Click Ok. Now you can go to the C:Documents and SettingsAdministratorLocal SettingsTemp folder. Delete everything here.

2. Empty the Temporary Internet Files regularly. To empty Temporary Internet Files, go to your Control Panel and double-click the Internet Options icon. Choose to Delete Cookies, and to Delete Files. This will clear all of your Temporary Internet Files.

3. Check your hard disks for problems.

a. For Windows 95, 98, or Me, double-click My Computer. Right-click the C-drive and click on Properties. Click on the Tools tab and choose to check the computer for problems. If you choose to do a Thorough Scan, this will do the hardware check for physical disk damage or sector damage. Choose to fix any errors it finds.

b. For Windows 2000 and XP, double-click My Computer. Right-click the C-drive and click Properties. Click on the Tools tab and choose to check the computer for problems. Click on Check Now. You will then have two check boxes. The top option is for the file check, and the second option is for the hardware (physical disk) check. Check either one, or both. At least check the top one. Hit ok, and reboot. This may take some time, but let it run.

4. An even more thorough disk check, would be to use a 3rd party utility. One of my favorites is TuneUp Utilities 2004. It does cost $39.99, but they do offer a FREE download trial of 15 days. This program does a really good job of fixing software and physical hard drive problems. It also tunes up your system for increased speed, and streamlines your operating system for peak performance. Download it HERE... http://www.lapeertechgroup.com/downloads.asp

5. Or, you can do a few of the performance tweaks yourself, if you have Windows XP. By default, EVERYTHING is turned on in Windows XP. It isn’t very streamlined for performance, but rather for appearance. You can turn off a few of the unnecessary features, and Windows will still work just fine, and maybe a little faster.

To do this, right-click on My Computer and click on Properties. Click on the Advanced tab. Under the Performance section, click on the Settings button. On the Visual Effects tab, you will see a list of check boxes. By default, these are all on. You really don’t need any of them for Windows to run. Go through the check boxes one by one, and determine which ones you can and can’t live without.

6. Turn off Active Desktop. Active Desktop turns your desktop into a web page, and allows you to have things like a real-time calendar, and up-to-the-minute weather or stocks. These are nice, but really slow down your computer. And even if you don’t use Active Desktop for anything, just having it active can cause a performance decrease. Turn it off.

a. In Windows 95, 98 and Me, right-click on the desktop and in the pop-up menu, choose Active Desktop. Inside that option, uncheck Active Desktop. If there is no check next to it, then it isn’t on. Don’t choose it. Instead, just click the desktop again to get out of the menu.

b. In Windows 2000, right-click on the desktop and in the pop-up menu, choose Active Desktop. Inside that option, uncheck Show Web Content. Again, if there is no check next to it, then it is not on. Do not check it.

c. In Windows XP, right-click on the desktop and in the pop-up menu, choose Properties. On the Desktop tab, choose Customize Desktop. Now, on the Web tab, make sure that there are no websites chosen here. If there aren’t any, then Active Desktop is not on. Cancel and go back to the desktop.

7. Install and run a good AntiVirus program to keep out viruses that can take over your system. One of my favorites is AVG. It is not only a really good AntiVirus program, but it is also FREE! If you don’t have any AntiVirus software on your computer, get AVG AntiVirus NOW by downloading HERE... http://www.lapeertechgroup.com/downloads.asp

8. Get rid of Spyware. A lot of computer users have Spyware and don’t even know they have it, much less how to get rid of it. If your computer has been taking you to websites that you don’t want to go to, or if you get pop-ups when you aren’t even on the Internet, or if your computer has been running extremely slowly lately, for no reason, you probably have Spyware.

On all of the computers that I setup, I install two different AntiSpyware programs: AdAware SE and SpyBot. These two programs are highly recommended by TechTV (G4) and other computer authorities (including my own research on Spyware) and work very well together. They compliment each other and catch Spyware that the other misses, but together, do a very good job.

Get SpyBot HERE... http://www.lapeertechgroup.com/downloads.asp. Download all updates and run the Immunize option a couple of times.

AdAware SE does a good job when you keep up on the updates and manually scan your system with AdAware. Get it HERE... http://www.lapeertechgroup.com/downloads.asp

In some cases, when the Spyware has become too entwined into your system, even a computer repair technician can’t get rid of the Spyware. At this point, it is better to just backup only what you need and have the operating system reinstalled. Believe me, when your computer gets to this point, you don’t want to just put a “band-aid” on it. Just start from scratch with a clean system. It’s the best way to go.

9. Streamline MSCONFIG. One thing that really causes a HUGE performance decrease is to have unnecessary programs running in the background. Some of these programs can be seen in your System Tray (located next to the clock). These are tiny programs that are robbing you of memory and processing power. Some of them you need, while most you don’t. Some of the programs you DON’T need are printer icons, CD burning icons, shortcuts to programs (such as video settings), AOL, any Instant Messaging Programs, etc. Just because these programs aren’t always running, doesn’t mean that you still can’t print, burn CDs or Instant Message. They can all be run from a shortcut.

You can use a utility, called MSCONFIG, to turn OFF unnecessary Start Up items.

a. In Windows 98, Me, and XP, click on StartRun and type msconfig. Click on the Startup tab. This is a list of everything that is running in the background, some of which show up in the System Tray. Now, be careful, some of these you do need. Some items to keep are Ctfmon.exe (XP), Scan Registry (Win98, Me), Task Monitor (Win98, Me), System Tray (Win98, Me), LoadPowerProfile (Win98, Me), Rundll.32, any AntiVirus programs (such as McAfee, Norton, or AVG). Others, you can uncheck, such as NeroCheck, ypager, qttask, AOL, and any other Instant Messaging programs, or printing programs. Remember, if something doesn’t work, because you turned it off, it can always be turned back on. You just have to reboot every time you make a change here. But, as you uncheck the unnecessary programs that run in the background, you will see that Windows loads much faster, that there are less icons in the System Tray, and that your system is much more “snappy” and quick to respond.

b. In Windows 2000, MSCONFIG wasn’t supplied. You actually have to download and run an MSCONFIG utility. Download the MSCONFIG utility HERE... http://www.perfectdrivers.com/howto/msconfig.html.

After you reboot, you will have a window that says that the configuration utility was edited. Just check not to show that in the future, a check box at the bottom. This just means that there was a change made to the MSCONFIG.

10. Defragment your hard drives. NOTE: to efficiently defragment a hard drive, it likes to have 25% free space. It can still do the defragmentation with only 15% free space, but it takes quite a bit longer. If you can, delete any unnecessary files before defragmenting your drives.

To defragment your hard drives (in any Windows operating system), double-click on My Computer. Right-click on the c-drive and click on Properties. Click on the Tools tab and choose the bottom button, to Defragment Now…

----------------------

Written by: Jim Shutes 

Good luck. I hope this article has  helped you. If you live in the Lapeer County, MI area, and would like a  Professional professionally TuneUp your computer(s) in your home or business,  please contact Lapeer Tech Group at (810) 793-1093, or visit our website at www.LapeerTechGroup.com

About the Author  

I have worked in the IT field since 1989 and hold several Microsoft  certifications. I am a network administrator and owner and operator of Lapeer  Tech Group, located in Columbiaville, Michigan (just outside of Lapeer). During  these years, I have supported both Macs and PCs, am an accomplished graphic and  web designer, and have had the opportunity to support 2nd and 3rd level  enterprise networks for GM, EDS, Delphi and Delco.

5 Critical Steps to Protecting Your Computer on the Internet

2010-09-19T00:54:00.000-07:00

Spyware, viruses and worms... oh my!

If you are connected to the internet, you need to make sure you get your computer set up properly if you want to avoid problems down the road. With all the viruses, spyware and other threats on the internet today, no computer should be set up without the proper protection. And that protection needs to be in place as soon after you hook up your new machine as possible.

The following five steps will make your computer a much harder target for threats. You still won't be completely immune to problems, but 99% of the time the threat will pass you by, looking for the easy mark.

1. Running a Personal Firewall

A personal firewall is software that basically makes your computer invisible to hackers, worms and other threats that can infect your computer over the internet.

Setting up a firewall is the absolute first thing you should do if you're going to connect to the internet. Without a firewall, your computer could get infected in as little as one minute after connecting.

If you have a brand new computer running Windows XP Service Pack 2, there is a firewall built into Windows. It will already have been turned on when you first set up your computer.

If you're running an older version of Windows, even an earlier version of Windows XP, there is no firewall automatically set up for you. In this case there are two possibilities:

- Your computer came pre-loaded with a firewall such as Norton Internet Security or McAfee Internet Security
- You have no firewall installed and should download one ASAP.

If you don't have any personal firewall software installed, you should do so right away. Zone Alarm is a very good firewall program that has a version that you can download and install for free.

You can download the free version of Zone Alarm from http://www.computer-help-squad.com/zonealarm

2. Turn on Windows Updates

Again, if you're running Windows XP Service Pack 2 this is already set up, but otherwise you should turn on Windows Updates. Microsoft releases updates for security problems and other bugs in Windows on a regular basis.

These updates will keep your computer running better, and they often fix security issues that could compromise your information or privacy.

If you are running Windows XP Service Pack 2, you can double-check that automatic updates are turned on by clicking Start, then click Control Panel, then double-click Security Center. The window that opens will tell you if automatic updates are turned on, and lets you turn them on if they're not.

To turn on automatic updates in earlier versions of Windows XP, click on the Start menu, click Control Panel and then double-click on System. On the "Automatic Updates" tab, click the option to "Automatically download the updates and install them on the schedule I specify."

To turn them on in Windows 2000, click on Start, click Control Panel and then double-click on Automatic Updates. Again, click the option to "automatically download the updates and install them on the schedule I specify."

Now when Microsoft releases updates, they will be downloaded for you automatically and Windows will tell you when they are ready to be installed.

3. Install & Update Anti-virus Software

Most new computers come with anti-virus software these days. You might have Norton, McAfee, PC-Cillin or another brand. No matter what program you have, you will need to update it when you get connected to the internet.

It doesn't matter how new your computer is - there will be new viruses, and new updates for the antivirus software, since it was loaded.

The exact process is different for each brand of antivirus program, but most of them will have an icon in the bottom right corner of your desktop, beside the time. The icon might be a picture of a shield (McAfee), a stethoscope (Norton) or something else.

In most cases, if you point to the icon for your antivirus and click the right mouse button, a menu will pop up with an update option. It could be simply called update or could be something like Live Update or Download Latest Updates. If you click on the update option (with the left button this time) it will install the newest updates for you.

If you're not sure which icon is for your antivirus software, just point to each one for a few seconds and a little title should pop up telling you what it is.

4. Install Anti-Spyware Software

Spyware - and other things known as adware and malware - is becoming as big a problem as viruses. Spyware programs can cause a lot of problems with your computer, not to mention they can track your personal information and you never know where it's being sent.

Some new computers might includes antispyware software, but most of them don't yet. There are quite a few anti-spyware programs available, some free and some not. The one I recommend is from Microsoft and is one of the free ones.

One of the reasons I like it is because it always runs in the background and will automatically catch a lot of spyware before it gets on your computer.

Many of the other programs don't catch it until you run a scan. Not only does this allow things to get on your computer, it also means you have to actually remember to run a scan.

You can download the free Microsoft Antispyware from http://www.computer-help-squad.com/antispyware

5. Set up a Free Email Account

This last item is not as critical as the first four, but I would highly recommend you set up an email account with one of the free services like Hotmail or Gmail.

Once you're on the internet, you'll find a lot of useful information that you want that requires you to provide an email address. In some cases, these people will end up sending you a bunch of spam.

If you use a free email account to sign up for anything that you don't know for sure you can trust, it's not going to fill your main email with a bunch of junk.

This goes for anything really, not just online information. If you're entering a contest or signing up for anything offline and you don't know where your information could end up being used, I would suggest using your free email address.

If worse comes to worse, and your free email address gets inundated with spam, you can always just set up a new one and let the old one expire.

Some of the better free email services are www.hotmail.com, www.gmail.com and www.yahoomail.com.

If you've had your computer for a while and never done any of these things, you should still take these steps to get it set up properly. It will definitely save you a lot of time - and possibly money - as you use your system.

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Written  by: John Lenaghan 

About the Author  

John Lenaghan offers easy-to-understand advice at the Computer Help Squad  website. Find out more about these 5 steps - sign up for our newsletter and  receive your free 5-part guide at http://www.computer-help-squad.com/5steps

10 Tips for Hassle-Free Business Travel

2010-09-19T00:45:00.000-07:00

If you're a road warrior, these travel tips will help reduce the stress of your journeys.

1. Choose your Travel Modality Wisely Planes, trains or automobiles: what's the choice to be? While air travel is clearly the only way to go for long journeys, shorter trips of a couple of hundred miles might be faster via train, bus or auto.
When making your decision, consider time spent traveling to and from airports, plus time spent lining up for check in, security and departure. Also consider the effects inclement weather can have on your travel choice. It's no fun hearing the announcement that your plane can't land due to poor visibility and you'll be returning to your departure airport.

2. Consider Alternative Airports
If you're flying, consider alternative airports that are outside the city you're going to visit. As a rule, these airports have fewer flights, less overbooking and less delays than their larger counterparts.

3. Obtain an International Drivers License
If traveling outside your own country, an international driver's license will be more readily recognized than your locally issued driver's license. The cost is not prohibitive and in most regions, the licenses are easily obtained by showing your local driver's license. Inquire at your local Automobile Association.

4. Get Your Maps Before You Leave Home
Travel is less stressful if you know how to get around. Before leaving home, obtain maps of your destination city. One approach is to visit web sites such as City Search (http://www.citysearch.com/) and print out maps. Place your printed maps in plastic folders for protection against the elements. Trying to read a road map while
standing on a rainy street corner has its obvious disadvantages.

5. Carry Electronic Documents Rather than Hard Copy
Rather than carry heavy stacks of brochures or sales letters, take electronic documents on diskettes and have them printed at a local printing service. Similarly, if you are working a booth in a trade show, it's a good idea to carry electronic documents in case you run out of the stack you shipped from the office.

6. Find Hotels that Cater to Business Travelers
Hotels that cater to business travelers will have Internet capabilities and offer access to business machines such as faxes and photocopiers.

7. Remember Adaptors and Converters
If you're traveling to a foreign country, remember that you might need special voltage adaptors for electricity. You might also need plug adapters to accommodate both electrical plugs and telephone jacks. A good travel store will be able to help you decide what's needed.

8. Use Calling Cards
When you're staying at a hotel, the phone bill can be a major expense. The cost of calling your family, checking your voice mail and checking your email is best handled by using a telephone calling card or a corporate credit card.

9. Check your Cellular Service
Cellular phone companies regularly offer new rates. Check to be sure you're getting the best deal -- some now include long distance charges in the monthly fee. If your business travel will take you to small, out-of-the way towns, your digital phone might not work. You will need an analog or dual digital/anlog phone for such trips.

10. Protect Yourself Against Theft
Before leaving home, make copies of your travel documents (passport, airline tickets, travel insurance, credit cards and itinerary).

Take copies with you and leave a copy with a contact at home. Take special precautions for your electronics. See what your local travel store has to offer in terms of protective luggage. You can purchase laptop cases that disguise the fact that they're used for laptops, or laptop cases that look old and battered. And of course, you already know how fast and savvy a pickpocket can be. Avoid carrying important documents in your purse or hip pocket.

----------------------------

Written by:  June Campbell

How to Write Business Plans, Business Proposals, JV  Contracts,Human Resource Package, More! No-cost ebook "Beginners Guide to  Ecommerce". Business Writing by Nightcats Multimedia Productions http://www.nightcats.com

5 Romantic Travel Resolutions

2010-09-19T00:41:00.001-07:00

A new year always means a chance for a new start. You and yours can begin this new year by making some travel resolutions together, regardless of your time and budget restraints. Put aside those old travel habits and make some new ones! Let this be the year that your travel plans focus on fun, fantasy, and festivities!

(1) We're going to plan a real vacation. No, it doesn't have to be an around the world cruise or first class getaway (but if you can afford it, what are you waiting for?) It does have to be an honest-to-goodness vacation, though. No cell phones, no laptops. Mark the dates on the calendar and keep it just like you'd keep any business appointment. The business of romantic travel, though, is a fun one and an activity that the two of you can plan for months.

(2) We're going to involve each other in the trip planning. All too often, one partner gets the job for planning a trip...and that task quickly becomes a bore. Plan your trips together! Anticipation is half the fun. Visit a travel agent. Collect brochures. Buy a guidebook. Rent a video about your destination. Search the internet for information.

(3) We're going to do something we've never done. Here you can be as mild -- or as wild -- as you dare. Go whitewater rafting. Rent a houseboat. Take a hot air balloon ride. Spend the night in a local bed and breakfast. Learn to scuba dive. Dance the whole night away under the stars. The choice is yours.

(4) We're going to take one mini-vacation every month. Whether it's for the night or just for the night out, plan one tiny slice of a vacation every single month. The only rule: you must pretend you're on vacation. Book a night at a local bed and breakfast. Call your local hotel and find out their non-peak nights (in business-oriented cities, it's usually Friday and Saturday) then plan a short romantic getaway.

(5) We're going to go to at least one festival. Special events take place at just about every community around the world. Whatever your interests -- from square dancing to sandcastle building -- you'll find a festival celebrating with a day or two of fun and food. If you don't have the time or budget to go far, contact area chamber of commerce or tourism offices within a day's drive of your home for their calendar of events. If you can, extend your trip into a long weekend. If you've got the time and resources, check out some of the major fun festivals: Carnival, Mardi Gras, Rio's Carnivale. Don't forget your costume!

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Written by: Paris Permenter & John Bigley

Husband and wife team Paris Permenter and John Bigley edit the award-winning  Lovetripper.com (www.lovetripper.com), a  romantic travel magazine and resource featuring honeymoons, destination  weddings, and romantic getaways worldwide.  

4 Great Reasons to Love On-Line Shopping

2010-09-19T00:39:00.001-07:00

More and more people are shopping on-line today than ever before, especially with the holidays just around the corner. We're looking for gifts for our kids, gifts for our family, and gifts for our friends. But is shopping on-line safe? Is our information secure? Is it convenient? For as many of those who are on-line shoppers (and I am a big on-line shopper myself), there are just as many, or more, who don't or won't shop on-line. They cite various reasons for their reluctance. Believe me, it can be scary to try new things. So, I have considered the reasons for their fear and apathy and have come up with what I believe are great reasons you gotta love on-line shopping.

1. Security Issues

Many people are worried about putting their personal information out into "cyberspace". Personally, I feel safer on-line. Identity theft actually occurs more in the malls and department stores than on-line according to a recent report on CNN. They report that there are far more opportunities available in a mall. The truth of the matter is that through the process of encryption, the internet is actually a safe place to shop. Encryption is like coding. The only one who knows what is being coded is the one with the key. Secure socket layers, or SSL, is the protocol that most browsers and web servers use to protect our personal information while it is being transmitted. Keys are created with each transaction and then discarded, with each new transaction producing a new, unique key. There are so many combinations possible with 128-bit, for example, that is has been likened to trying to find one particular grain of sand in the Sahara Desert. You can tell that you are using encryption when you see the padlock symbol on the toolbar. And you should see an "s" appear after the http in the address window.

2. Save Money

These days it is a lot easier to save money on the internet. Shipping and handling can get pretty pricey. However, today many of the stores you can shop at on-line are offering some great shipping deals. In some instances, shipping and handling are waived entirely, if you spend a certain amount of money. Many of the book clubs and stores are offering a low fee for S&H, too, when you purchase a specific dollar amount. The price of gas alone is well worth the cost of S&H. And, although the price of gas has come down some, it can still get pretty costly as you run from mall to mall in search of the newest, hottest, gotta have item.

3. Convenience

This one is a biggie for myself. Rather than fight the throng of mad shoppers, I can shop in the comfort of my own home and buy, compare, research anything I want. You can find just about anything on-line, too, no matter how obscure. I also love the fact that I don't have to beat the traffic to get my shopping done. I don't have to run from store to store to store to try and purchase the items and gifts I know will please everyone on my holiday list. One stop gift shops are perfect in that you can shop for everyone on your list in one place and still get that special something for each person on your list.

4. Comparison Shopping

There are a number of sites on-line where you can comparison shop and get the best deal. The holidays are about giving. That doesn't mean you should break the bank in order to do so. Look at sites like froogle.com, yahooshopping.com, or pricegrabber.com to buy at the best prices on-line or even in your area. There you are. No more reasons not to avail yourself of the convenience and safety of shopping on-line. I hope I have been able to help you become more comfortable in cyber space. You should enjoy your holidays and shopping on-line gives you that extra time to spend with family and good friends. Happy Holidays and Great Wishes to all of you and yours!!

---------------------------------
Written by: Patricia Tomaskovic
Patricia Tomaskovic is the owner of http://www.one-stop-gift-shop.com and President of http://www.goceilingmedallion.com. As an avid on-line shopper, Patricia is interested in helping others to become comfortable shopping on-line as well.

Tips To Safe Online Shopping

2010-09-19T00:38:00.000-07:00

The internet has changed our buying habits. Many people have found the convenience of online shopping to be a great experience. You can easily click and see the product. You have a fun time shopping, browsing, reading and getting informed about products. And you don’t have to take time out from your busy schedule to fight traffic, crowds and lines to buy the perfect gift for your recipient.

No wonder Internet business generated $301 billion in revenue last year, by a University of Texas estimate.

If you compare shopping online to offline you would think as far as security goes, it would favor offline shopping, right? Not really.
In the years past, shoppers were more reluctant to do their shopping online – now things have changed greatly. And that confidence in consumers directly reflects the enormous growth of online sales.

I have a friend who took his wife out for a romantic evening to a local restaurant. The last place you would expect credit card fraud to happen. By the time he noticed they had charged him double the amount for their dinner, it was too late to go back to the restaurant. He rang me and we concluded that it must be a mistake. It was later that we found out that the restaurant owner’s reputation was a bit shaky. Apparently he frequently overcharged customers in the hope they wouldn’t notice.

I don’t know. It’s a funny world we live in.
Does this mean the internet is safe? Relatively yes, but don’t forget, the Internet is an open field and there are some bad elements out there.

We have been shopping online for years. We never had a problem with credit card fraud on the Internet. But then again, we always take precautions. From this point forward, you will see 10 checkpoints online merchants have to pass to secure our business...

Will your credit card details be safe?
Reputable companies online know that one of the things preventing customers from placing orders with them is customers not been sure whether their credit card details will be safe. Responsible companies have taken this concern onboard and have set up their systems to provide the customer with maximum security.

How would you know if you are entering your payment details on a secure page?
You should see a picture of a lock on the bottom right hand side of your screen. This lock will appear on the page that you fill in when ordering and ensures that your name, address and credit card information is being sent to the online store through encrypted code. This encrypted code means that a hacker will not be able to steal your credit card information.

Does the online store value your privacy and confidentiality?
Prior to the internet days, when I used to order something from a mail order company, mysteriously I would be sent advertising from companies that I hadn’t done business with. Back then I didn’t know that companies sold your personal information for advertising purposes to other companies.

Receiving junk mail was annoying but because of the cost involved, it didn’t happen constantly. Imagine now if you do business online with a company that doesn’t respect your privacy and sells your email address.

Next time you open your email software, you are bombarded with emails ranging from a dozen to hundreds. Now that’s not annoying – it’s intolerable.

So moral of the story here, make sure your email address won’t be sold. Ensure the online store has a privacy statement which would state they will maintain your personal details in the strictest privacy and confidentiality.

Does the online store have contact details?
You may think, of course an online store would display their contact details on their website. You would be surprised. I was. No email address, nothing. This is a sure red flag.
Reputable companies will have contact details.

Do they have a refund policy?
Offline stores have a refund policy and you go into the store, physically select the product and are then allowed to return it for whatever reason. If a refund policy is important in offline stores, it’s twice as important for online stores.

The internet in convenience surpasses the offline world when it comes to shopping - but one thing it can’t match is that offline you can physically touch the product. Therefore a refund policy of 30 days is great, more is better. No refund policy and I would stay away.

Do they send you some sort of confirmation when you place your order?
When you place your order what you need is something to tell you they have receive it, a receipt if you like.
A reputable company will either issue you one via email or display a new page of their website where they thank you and tell you the order went through okay and your product is on its way.

When do they deliver?
What times do they deliver during the day? Do they deliver on the weekends? Can you choose a time to have your gift delivered? Will it be delivered personally to the recipient intended or will the courier leave it outside their door?

How will your gift arrive?
If its flowers, will it come with a vase or in a nice box or wrapped? Will your bouquet contain flower care instructions? How about flower food to make your flowers last longer?
If you’ve ordered another gift product, will they wrap it? In what kind of material will they deliver it? Do they tell you these things on their website?

How long have they been in business?
This may not mean too much. There are companies that start off and surpass all others. But perhaps for your peace of mind, you may want to use an online store that has been in business for some years. To check the history of the company is easy.
You can go to networksolutions.com and click on "whois" on the top bar. You will be taken to a page where you can enter the web address of the online store you want to check and you will receive the relevant information.

Is the online store’s site easy to use?
Is navigating easy? Is looking for products easy? Do their graphics download in a reasonable time? A sure sign of an amateur sight is if they have their website cluttered with information.

Have they gotten any bad reviews?
A reputable company isn’t necessary one that hasn’t any bad reviews to its name. It’s virtually impossible to please everyone.
There have been companies I have bought from and absolutely loved. So it surprises me sometimes when I stumble on a bad review about their products or even bad comments about them.
So when is a bad comment about a company worth considering? I take note of reviews where the writer complains of:
    * not receiving the product
    * not receiving a refund
    * not having their emails answered

If you want to see what kind of reviews a company may have, click on alexa.com. When you get to the website, type in the address of the store you want to check out. This will also show you how long the company has been in business.
Online shopping is fun. Take a little care and make it an experience! Happy shopping!

-------------------------------------------------
Written by: Gina Stathopoulos
Looking for a gift? Let Gina and Nick show you what we buy for friends/family and each other. At our site you will find popular gifts, gift information and stories from our readers. Come have a look http://www.we-recommend.com

All About Computer Viruses

2010-09-13T08:21:00.000-07:00

Your computer is as slow as molasses. Your mouse freezes every 15 minutes, and that Microsoft Word program just won’t seem to open.You might have a virus.
Just what exactly is a virus? What kind is in your computer? How did it get there? How is it spreading and wreaking such havoc? And why is it bothering with your computer anyway?

Viruses are pieces of programming code that make copies of themselves, or replicate, inside your computer without asking your explicit written permission to do so. Forget getting your permission down on paper. Viruses don’t bother to seek your permission at all! Very invasive.

In comparison, there are pieces of code that might replicate inside your computer, say something your IT guy thinks you need. But the code spreads, perhaps throughout your office network, with your consent (or at least your IT guy’s consent). These types of replicating code are called agents, said Jimmy Kuo, a research fellow with McAfee AVERT, a research arm of anti-virus software-maker McAfee Inc.

In this article, though, we’re not talking about the good guys, or the agents. We’ll be talking about the bad guys, the viruses. A long, long time ago in computer years, like five, most viruses were comprised of a similar breed. They entered your computer perhaps through an email attachment or a floppy disk (remember those?). Then they attached themselves to one of your files, say your Microsoft Word program.

When you opened your Microsoft Word program, the virus replicated and attached itself to other files. These could be other random files on your hard drive, the files furthest away from your Microsoft Word program, or other files, depending on how the virus writer wanted the virus to behave.

This virus code could contain hundreds or thousands of instructions. When it replicates it inserts those instructions, into the files it infects, said Carey Nachenberg, Chief Architect at Symantec Research Labs, an arm of anti-virus software-maker Symantec. Corp.

Because so many other types of viruses exist now, the kind just described is called a classic virus. Classic viruses still exist but they’re not quite as prevalent as they used to be. (Perhaps we could put classic viruses on the shelf with Hemingway and Dickens.)

These days, in the modern era, viruses are known to spread through vulnerabilities in web browsers, files shared over the internet, emails themselves, and computer networks. As far as web browsers are concerned, Microsoft’s Internet Explorer takes most of the heat for spreading viruses because it’s used by more people for web surfing than any other browser.

Nevertheless, “Any web browser potentially has vulnerabilities,” Nachenberg said. For instance, let’s say you go to a website in IE you have every reason to think is safe, Nachenberg said.

But unfortunately it isn’t. It has virus code hidden in its background that IE isn’t protecting you from. While you’re looking at the site, the virus is downloaded onto your computer, he said. That’s one way of catching a nasty virus.

During the past two years, another prevalent way to catch a virus has been through downloads computer users share with one another, mostly on music sharing sites, Kuo said. On Limewire or Kazaa, for instance, teenagers or other music enthusiasts might think they’re downloading that latest Justin Timberlake song, when in reality they’re downloading a virus straight into their computer. It’s easy for a virus writer to put a download with a virus on one of these sites because everyone’s sharing with everyone else anyway.

Here’s one you might not have thought of. If you use Outlook or Outlook Express to send and receive email, do you have a preview pane below your list of emails that shows the contents of the email you have highlighted? If so, you may be putting yourself at risk.

Some viruses, though a small percentage according to Nachenberg, are inserted straight into emails themselves. Forget opening the attachment. All you have to do is view the email to potentially get a virus, Kuo added. For instance, have you ever opened or viewed an email that states it’s “loading”? Well, once everything is “loaded,” a virus in the email might just load onto your computer.

So if I were you, I’d click on View on the toolbar in your Outlook or Outlook Express and close the preview pane. (You have to click on View and then Layout in Outlook Express.)

On a network at work? You could get a virus that way. Worms are viruses that come into your computer via networks, Kuo said. They travel from machine to machine and, unlike, the classic viruses, they attack the machine itself rather than individual files.
Worms sit in your working memory, or RAM, Nachenberg said.
OK, so we’ve talked about how the viruses get into a computer. How do they cause so much damage once they’re there?

Let’s say you’ve caught a classic virus, one that replicates and attacks various files on your computer. Let’s go back to the example of the virus that initially infects your Microsoft Word program.

Well, it might eventually cause that program to crash, Nachenberg said. It also might cause damage to your computer as it looks for new targets to infect. This process of infecting targets and looking for new ones could eventually use up your computer’s ability to function, he said.

Often the destruction a virus causes is pegged to a certain event or date and time, called a trigger. For instance, a virus could be programmed to lay dormant until January 28. When that date rolls around, though, it may be programmed to do something as innocuous but annoying as splash popups on your screen, or something as severe as reformat your computer’s hard drive, Nachenberg said.

There are other potential reasons, though, for a virus to cause your computer to be acting slow or in weird ways. And that leads us to a new segment – the reason virus writers would want to waste their time creating viruses in the first place.

The majority of viruses are still written by teenagers looking for some notoriety, Nachenberg said. But a growing segment of the virus-writing population has other intentions in mind.
For these other intentions, we first need to explain the “backdoor” concept.

The sole purpose of some viruses is to create a vulnerability in your computer. Once it creates this hole of sorts, or backdoor, it signals home to mama or dada virus writer (kind of like in E.T.). Once the virus writer receives the signal, they can use and abuse your computer to their own likings.

Trojans are sometimes used to open backdoors. In fact that is usually their sole purpose, Kuo said.
Trojans are pieces of code you might download onto your computer, say, from a newsgroup. As in the Trojan War they are named after, they are usually disguised as innocuous pieces of code. But Trojans aren’t considered viruses because they don’t replicate.

Now back to the real viruses. Let’s say we have Joe Shmo virus writer. He sends out a virus that ends up infecting a thousand machines. But he doesn’t want the feds on his case. So he instructs the viruses on the various machines to send their signals, not of course to his computer, but to a place that can’t be traced. Hotmail email happens to be an example of one such place, Kuo said.

OK, so the virus writers now control these computers. What will they use them for?
One use is to send spam. Once that backdoor is open, they bounce spam off of those computers and send it to other machines, Nachenberg said.

That’s right. Some spam you have in your email right now may have been originally sent to other innocent computers before it came to yours so that it could remain in disguise. If the authorities could track down the original senders of spam, they could crack down on spam itself. Spam senders don’t want that.

Ever heard of phishing emails? Those are the ones that purport to be from your internet service provider or bank. They typically request some information from you, like your credit card number. The problem is, they’re NOT from your internet service provider or your bank. They’re from evil people after your credit card number! Well, these emails are often sent the same way spam is sent, by sending them via innocent computers.

Of course makers of anti-virus software use a variety of methods to combat the onslaught of viruses. Norton, for instance, uses signature scanning, Nachenberg said. Signature scanning is similar to the process of looking for DNA fingerprints, he said. Norton examines programming code to find what viruses are made of. It adds those bad instructions it finds to its large database of other bad code. Then it uses this vast database to seek out and match the code in it with similar code in your computer. When it finds such virus code, it lets you know!

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Written by: Kara Glover 

Kara Glover is a Computer Tutor and Troubleshooter. You can find her articles and tutorials on topics such as Microsoft Word®, Excel®, and PowerPoint® on her website: Kara The Computer Tutor

All About Plug-In Hybrids

2010-09-13T08:09:00.000-07:00

Known as the eco-friendly car, hybrid cars that you plug in are considered symbols of the advanced future. The savings on gas adds up to the tune of thousands of dollars over the lifespan of the car. Right now, plug-in hybrids are not available to the buying public. Instead, regular hybrid cars are the dominant money-saving choice available to consumers. But in spite of the plug-hybrid's current public unavailability, in 2009 or 2010 General Motors plans to put one on the market. So many people might want to know all about plug-in hybrid cars.

As early as 1899, hybrid cars were being produced. The producer of these fascinating cars in those early years was Lohner-Porsche. These hybrid cars had to be charged externally.

In 1969, there was a July issue of Popular science. This issue featured an article on a plug-in hybrid manufactured by General Motors. The concept was that this plug-in hybrid car was a vehicle meant for traveling average distances. Called the General Motors XP-883, it had six 12-volt lead batteries located in the trunk area. And it was meant to be plugged into a standard 110-volt socket for recharging, and the fuel tank could hold about 10 liters.

In September of 2004, the California Cars initiative made a 2004 Toyota Prius prototype into what it called a PRIUS+, the difference being that the converted model had an add-on -- there were 130 kg of lead-acid batteries onboard.

Ford motor company says it plans to sell plug-in hybrids in about the next five to ten years. Everything depends on improvements made to lithium ion batteries. So don't you want to drive of these hybrid cars? With a plug-in hybrid car, you'll be the envy of your friends who are just driving regular hybrid cars. You'll be able to travel on and on without looking for an Exxon or Texaco station.

And these types of hybrid cars aren't waiting for someone to bring them out on the auto showroom floor. Somehow, these hybrid cars have infiltrated themselves into the media. That's why people just love hybrid cars in general. And when you think about a plug-in hybrid, you can hardly believe what advances auto manufacturers are making these days.

It is said that there is a global demand for hybrid cars that is unbelievable. In fact, the demand is expected to grow. Therefore, by the year 2010, it is expected that more than 1 million vehicles will be produced annually. And if some of these hybrid cars were made so that they could run on electricity alone, there would be an even greater increase in demand.

But in terms of plug-hybrids, some people may not even believe these hybrid cars are really coming out since what they will be able to do is so awe-inspiring. But plug-in hybrids are definitely on their way. Supposedly, Daimler Chrysler is about to come out with 100 delivery vans that can go 20 miles just on electricity. So get ready, plug-in hybrid cars are definitely coming to an auto dealer near you.

Are you a Traveler?

2010-09-13T07:57:00.000-07:00

I’m making an assumption that at want point in your life you’ve been a tourist. You’ve carried a map, a camera, maybe even had a tour guide. You’ve traveled to different destinations, relaxed on remote beaches, climbed stairs in buildings you see on television. You’ve done all of these things but some how when you get arrive home, all your left with is a short memory, and a few photographs.

Vacations are nice every once in a while, but it doesn’t make sense to me why we will travel thousands of miles to sit in hotel rooms and watch movies, or lie on a pool deck and catch some rays. These are all things that we can do where we are from, I want you to think about being a traveler not a tourist. You want to soak in as much of the new country and culture that you can rather than bring as much of your culture to them. It’s really quite simple. In one step you need to forget about your way of live, and adopt theirs.

It’s simple things like the mindset that we have when we go abroad, and what we bring. Don’t bring all of the things that we depend on in America. Bring what it is that you are going to need to survive and stay healthy during your visit. The more comforts you have, the more you will depend on them, and the less you will step out to become the traveler you ought to be!

Put yourself out there. Locals are always interested to interact with foreigners, and it’s best to take advantage of this. Meet people that you can share life with while you are in their country. Immerse into their culture and be open to new idea’s. A lot of times we are closed to new idea’s and we miss out on opportunities for better things to come along. Be open, willing and accepting.

If you want to be changed, and to experience you need to leave the tourist at home. Bring out the inner traveler in you and see the world in the way that it was meant to be seen.

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Written by: Ryan Fyfe

Ryan Fyfe is the owner and operator of Travel Area. Which is a great web directory and information center for Traveling, Trips and lots of other related topics.

All About Hybrid Cars

2010-09-10T11:12:00.000-07:00

It's probably not a news flash that gas doesn't seem to be getting any cheaper. People all over are asking what they can do about the rise in price, and often the answer is to choose a different vehicle. That's simple, right? But what kind of vehicle should you choose? Just maybe, you should try a hybrid car.

The hybrid cars are the talk of the town these days. They come in great colors, sleek styles, and they will make your commute less expensive. When you look at those characteristics of a hybrid car, how could you not choose to run to the car dealer right now and pick one up? Well, we all wish we could do just that, but before you run out, maybe you should learn a bit more about these cars.

A hybrid car is a vehicle that is run on electricity. A combination of a conventional propulsion system and a rechargeable energy storage system that is on-board the vehicle work together to give the vehicle better fuel economy than cars that run strictly on gasoline.

Hybrid cars are unlike battery electric vehicles because the batteries used in hybrid cars do not have to be charged by an external source. Instead, in order to get a charge, kinetic energy is generated by way of regenerative braking. Furthermore, some hybrid cars make use of their own combustion engine to create electricity. The combustion engine does this by spinning an electrical generator. The spinning does one of two things. It can either recharge the battery or in a more direct way, it can give power to an electric motor. This motor is what then drives the vehicle.

Therefore, because this fuel-economizing vehicle can generate its own electricity, it is very different from a vehicle that is run strictly on batteries. But, there is no waiting while your car charges up outside in the garage before you go to work. All you have to do is get into the car and ride.

It is true that some people have experimented with electrical vehicles in the past. However, the introduction of the hybrid car outdid these types of cars when it came on the scene.

Best Dedicated Servers

2010-09-10T11:03:00.000-07:00

If you have been looking for web hosting on the internet, you have probably observed the abundance of ads for dedicated servers. If you are a novice when it comes to computers and website hosting, you may not understand what a dedicated server is.

A dedicated server hosts only your website. You are, in essence, hosting your own website. You have total control of the bandwidth, space and security of the server. In most cases, the provider will give you the equipment that you need as long as long as you continue to use their service.

You can usually get a better deal with a dedicated server if you pay annually for the service instead of monthly. Most service providers ask for a monthly fee. Monthly fees for a dedicated server usually run a couple of hundred dollars. If you pay annually, you may be able to save a bit of money.

There is a risk of paying annually, however. If the provider goes out of business and the equipment becomes obsolete, you may be out of luck. If you become unhappy with your service provider and their customer service, or the actual server, you may find yourself stuck with them for a year.

To get the best dedicated server, you need to shop around. Make sure that you find a service provider that will give you quality service. If your server goes down, it will be imperative that you can contact someone for help immediately. The longer your service remains down, the more money you lose.

A budget dedicated server provider may offer such attractive incentives such as no start up costs. In order to get your website going, you will have to upload it onto the server. Most server providers will charge a fee for this. The fee to get your server going and your website up and running may be substantial. This sometimes puts some people off, but it is a one time fee. Once your business is up and running, you only need to only pay the monthly fee to the service provider.

Although it may be seem prudent to reduce costs as much as possible when starting up your website on a dedicated server, this is one area where you do not want to sacrifice service for cost. The best dedicated servers are reliable, offer excellent customer service and have large bandwidth and space. While you may find some budget servers that offer a low monthly rate, take a look at the bandwidth and space that they are offering. In some cases, it may not even be as much as what you can get on a shared server.

To find the best quality dedicated servers, shop around on the internet. It may also help to talk to other website owners that you know to find out if they can recommend a provider. Remember that good customer service is as crucial to the maintenance of your business as is the expanded bandwidth and space afforded by a dedicated server.

10 Easy Ways To Organize Your Business Finances

2010-09-10T10:14:00.000-07:00

Whether you are a new entrepreneur or a more experienced business owner, taking control of your finances can feel like a part-time job. Some simple tips can help you streamline your time, organize your finances and reduce the stress of business money matters.

1. Keep Your Bills in One Place

When the mail comes, make sure it goes in one place. Misplaced bills can be the cause of unwanted late fees and can damage your credit rating. Whether it's a drawer, a box, or a file, be consistent. Size is also important. If you get a lot of mail, use an area that won't get filled up too quickly.

2. Pay Your Bills on Schedule

Bill paying can be simplified if it's done at scheduled times during the month. Depending on how many bills you receive, you can establish set times each month when none of your bills will be late. If you're paying bills as you receive them, chances are you're spending too much time in front of the checkbook. Although bills may state "Payable Upon Receipt", there's always a grace period. Call the creditor to find out when they need to receive payment before the bill is considered late.

3. Read Your Credit Card Statements

Most people take advantage of low interest credit card offers but never read their statements when paying the bill. Credit cards are notorious for using low interest as bait for new customers then switching to higher rates after a few months. Make a habit of looking at your statement carefully to see what interest rate you are paying each month and if any transaction fees have been applied. If the rate increases or a transaction fee appears on your statement, a simple call to the credit card company can oftentimes be beneficial in resolving the matter. If not, try to switch your money to a more favorable rate.

4. Take Advantage of Automatic Payments

Most banks offer a way to automatically deduct money from your account to pay creditors. In addition, the creditors usually offer a lower interest rate when you sign up for this payment option because they get their money faster and on-time. Consider it as one fewer check to write, envelope to lick and stamp to buy. Just make sure you record the deduction when the automatic payment is scheduled or you run the risk of bouncing other checks.

5. Computerize Your Checkbook

Using a software program is a handy way to organize your finances. Whether it's Quicken(r), Microsoft Money(r) or another package, these easy-to-use programs make bill paying and bank reconciliation a cinch. Computer checks can be ordered almost anywhere and fit right into most printers. Once the checks are printed, all of the information is automatically recorded in your electronic checkbook. Furthermore, many banks have direct downloads into these software packages so when money is deposited or withdrawn, the transaction is entered immediately onto your computer. And, when it comes time to do taxes, it couldn't be easier.

6. Get Overdraft Protection

Most banks have a service where, if you run the risk of bouncing a check, the money will come from another source. For a nominal fee, the bank will link your checking account to either a savings, money market, or credit card so the embarrassment of bouncing a check will be avoided. Call or visit your bank to learn about this convenient feature.

7. Cancel Unused Accounts

Whether it's a credit card or bank account, write a letter requesting that the account is formally closed. Not only will this improve your credit score, it is a useful way to avoid money from being scattered all over the place. Don't let department stores and credit card companies lure you into opening new accounts by offering favorable interest rates and purchase discounts. It's easy for credit to get out of hand by taking advantage of every credit offer that comes your way.

8. Consolidate Your Accounts

If you have several credit card accounts with outstanding balances, try to consolidate them into one. Be careful and check the balance transfer interest rates and one-time fees. Also, make a list of all your open Money Markets, Savings, CDs, IRAs, Mutual Funds, and other accounts to see if any consolidation can be done. Keeping your money in fewer places eliminates all of the guesswork involved and reduces errors.

9. Establish Automatic Savings

Create a link from your checking account into a savings account that will not be touched. This can usually be done through the banks and automatic amounts will be transferred over each month. Most people will not put money into a savings account on a regular basis. They may wait until a large tax refund check arrives or some other event to actually deposit money into savings, retirement or other accounts. If you establish an automatic savings deposit every month, your accounts will begin accumulating money faster than you think.

10. Clean up Your Files

Make sure your paid bills are organized in a filing cabinet. Keep individual files for paid bills. Go through your files at the end of each year and throw out bills and receipts no longer needed for auditing purposes. Contact your local IRS office to see how long records need to be kept for audits. Usually federal tax return audits can be done three years back but canceled checks may need to be kept for seven. Consult the Internet for auditing and records-keeping procedures for your state or region.

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Written by:  Michael G. Peterson

Michael G. Peterson is the Vice President of American Credit  Foundation, an IRS 501 (c)(3) non-profit consumer credit counseling organization  that has assisted thousands of individuals and families with their financial  situations through seminars, education, counseling services, and, debt  management plans. For more information, and free consumer resources visit http://www.debtguru.com.

Tips for Online Shopping

2010-09-10T10:01:00.000-07:00

Shopping online has become more and more popular in America as we are all looking to save a little time and money. E-commerce sales are growing at astronomical numbers ranging from 20-25% per year. And according to Forrester Research, 40% of households are using coupons in their web shopping. The huge increases are obvious: the online savings and discounts are impossible to match by traditional stores constrained by the overhead costs of employees, rent, and insurance. By using some of the tips and tricks mentioned below, you’ll be able to take further advantage of a new American pastime: saving with online shopping!

Tip #1: Don’t buy Ebay. We all know online auctions seem like such a great deal, and it’s easy to get caught up in the emotion of auction. Thing is, auction sites like Ebay and Ubid have become saturated with buyers AND sellers, so virtually any discount found is quickly sought by re-distributors who then add their own markups to your purchase. The online marketplace has enough people out there that you can end up spending hundreds of extra dollars for the same things found in your local mall! Don’t let your emotions get involved – these are not the right places for the aware shopper.

Tip #2: Never pay retail. Take this scenario: You find something you want to buy, maybe the latest craze or fad such as the Ipod. Should you really pay the price that Apple is offering? No! You can find many deals and coupons for the same purchase just by typing, for example, “ipod coupons” into Google. Spend a little time searching through the top ten to twenty results, you’re sure to find the same product for a significant discount. Sometimes, by filling out a survey or signing up for an email list, you’ll get additional savings and many times you can even get your product for free!

Tip #3: Get over your instant gratification desire. Just admit it, buying something always gives you a good feeling and you can’t wait to take pleasure in that new purchase. Anything you’re buying at the mall for that same good feeling can usually be found for a huge discount online. You just have to be willing to wait for the short 2-5 days that it takes for shipping. It’s definitely worth the savings to able to control your emotions and hold off until it arrives via UPS!

Tip #4: Watch out for excessive shipping charges. Many times retailers slash their costs to get the sale but then charge more for shipping. Make sure to check the final cost to ensure you didn’t receive any unwarranted charges. You should also find a free shipping deal at any of the online coupon sites. Sometimes the shipping can cost more than your purchase!

Tip #5: Online coupons : Were you aware of online coupon websites that have discount and promotion codes to nearly all internet stores? These types of websites always have up to date discount offers arranged by category or store, so you can always find something on sale. It’s not only a way to get a good deal but you can also find some of the free shipping offers listed in tip #4. Just be careful to check for a coupon code before making any internet purchase. It’s a simple way to find extra savings.

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Written by: Melanie Breeze

CouponChief provides  free online coupons, deals, and discount offers to hundreds of internet stores.  They update their coupons daily and offer a free newsletter to savvy shoppers.  

Secrets To A Healthy Computer

2010-09-10T09:53:00.000-07:00

There comes a time in a person’s life where no matter how much you fight it time takes its toll and we begin to slow down in how we perform our daily activities. However, in order to extend our youthful glow and energy levels it is important to eat right, exercise, and keep a positive outlook on life.

Now you may ask what has any of that got to do with “Secrets To A Healthy Computer?”

Well, in a way we’re all just like a computer. If you neglect to take care of yourself you soon will cease to function properly and the many tasks that once were easy to do now take twice as long to accomplish and often require you to rest or “reboot” after a malfunction.

I can’t tell you what foods to eat or what exercises to perform because I am not a nutritionist. Although, with my experiences in the personal computer field I can share with you some tips of how to keep that rectangle box of circuitry that sits within sights range functioning at maximum performance as long as time will allow.

Some important steps to follow are…

Make certain that your computer is located in a well ventilated area and that all air vents are unobstructed to prevent overheating and premature failure to any internal components.
Clean out the dust build-up at least every 6 months from the inside of the computer case including case vents, power supply vents, and all visible circuitry with a few cans of compressed air that can be purchased from any major computer store or electronics outlet. This will help reduce the chances of overheating and circuitry damage.
Before cleaning just be certain to always unplug the computer from the wall outlet and never physically contact the circuitry inside the computer case to prevent damage.Be prepared for an unsuspected failure by always making backups of any important data that you do not and can not afford to lose.
I personally keep updated backups of my website and even store the disks at a remote location away from my every day use computers just in case a disaster were to occur and my main computers were destroyed resulting in the need for those lost files.
Purchase and install a well known anti-virus program that can be regularly updated with the latest virus definitions and ran during boot-up to help protect your computer from being the victim of an unwanted infestation.
Every few months or so run your computer’s “Scandisk” program followed by the “Defragmenter” program to maximize the efficiency of your hard drive.
If you are not certain of how to use these utilities and being that the steps to execute these programs varies slightly from one operating system to the other it would be easiest to simply use the “Help” option that can be found by clicking on the START button found on your computers desktop.
The START menu will open up a drop-down-box that should display the “Help” option. By going here you can enter the keywords that deal with the answers to the subject you are searching for.
Run your computers “Disk Cleanup” utility every other week or so. If set the “Disk Cleanup” utility will automatically empty the recycling bin and recover some wasted disk space by removing the internet temporary files that seem to always accumulate. Again, use the “Help” option if you are uncertain of how to perform this task.
Never smoke near a computer because the cooling fans will pull the smoke into the case where it can coat the inside parts of the computer with a residue which in turn can damage sensitive components.
Place the computer case in an area where it will not be accidentally kicked or bumped to prevent the loosening of cables and damage to internal parts.
Invest in a high quality surge protector to provide your computer and monitor against voltage spikes or “surges” that can dramatically shorten the life of your system. Just like most items in a store, “You get what you pay for”. So don’t skimp out on this important device!
Its also not a bad idea to invest in a surge protector that includes what is called a “Data Line Protector” which allows you to connect your telephone lines to and serves the same purpose for the telephone line to your modem just like the surge protector does for the electrical household current lines.
Finally, if you plan on being away from home for more that a few days at a time or if there is a thunderstorm brewing in your area it is a very wise decision to always unplug all electrical lines and modem telephone lines from your system. Even with a surge protector installed it is possible that such a large voltage spike such as one caused by a lightening strike could prove fatal to any computer system.

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Written by: Dan Preston 

Dan Preston is the webmaster of a neat site called InfoHeaven Digital Books  and The Online Book Store where you can find useful and Fr'ee information along  with many how-to digital books that cover a large variety of interesting topics.  Infoheaven Digital Books and Online Book Store 