Blog - Michael Sjerven Mortgage Rates Refinancing Real Estate Mortgage Loans

Lock into low fixed rates

Michael Sjerven — Thu, 26 Apr 2012 13:21:19 -0700

There are some great deals on fixed rates at the moment. We recommend locking in to secure your payments for the next several years. See the link here for our latest newsletter!
http://us2.campaign-archive2.com/?u=65abcb13ddfdc3ef5324a9020&id=cb77a472b6

3.25% 5 year fixed

Michael Sjerven — Tue, 21 Feb 2012 15:47:18 -0800

Rates are still low at the moment, with the best bet right now the 5 year fixed at 3.25%.

Contact us anytime if you have questions and you can apply online to take advantage the these record low mortgage rates.

Record Low Fixed Rates

Michael Sjerven — Tue, 24 Jan 2012 11:32:28 -0800

Some great fixed rate specials in early 2012. Whether you are buying a home or doing a refinance, see below for the terms.

5 Year Fixed - 3.15%
4 Year Fixed - 2.99%
3 Year Fixed - 2.89%
Variable/ARM - 2.80%

Apply online to take advantage of these low rates.

3.29% 5 year fixed

Michael Sjerven — Thu, 24 Nov 2011 10:14:18 -0800

Current rate specials include:

5 Year Fixed 3.29% - Must close by December 31st, 2011 and be primary residence, OAC.
5 Year ARM P-.35% (2.65%) - variable rate special, OAC.

Please apply online to take advantage of these deals.

VIVID mortgage!

Michael Sjerven — Thu, 10 Nov 2011 23:38:48 -0800

We are proud to announce the launch of our very own mortgage brokerage, VERICO Vivid Mortgage Inc. (dba S7 Financial)! We have a new office location in downtown Vancouver near waterfront station. The brokerage is up and running, however it is still a soft-launch until we get all new marketing materials in place, which will include our new VIVID branding and new websites to be ready for 2012.

We will continue to provide top-notch service to our clients, which will now include deal support from Thi Tran (also a mortgage broker with VIVID). Get ready for an exciting new year and make sure to send us your mortgages to work on. We look forward to building a great relationship with all of our clients.

For mortgage brokers already working in BC, we will be recruiting as of 2012. Our model is a little different as we are one of the first brokerages in BC to offer a choice of a flat fee (per deal or monthly) or split option. We plan to keep broker expenses to a minimum and offer the most competitive compensation package in the industry. Contact Michael Sjerven at 778.861.3336 if you would like more info.

We will also be promoting a MIC (mutual fund trust) which is RRSP eligible as an investment vehicle for clients and contacts. Potential ROI for this product will range between 7-10% annually, depending on the market.

As well, as we work closely a private mortgage lender we can facilitate private mortgages for other mortgage brokers (co-broker) or direct to clients as necessary. Please contact us if you have any questions.

Best Regards,

Michael Sjerven
VIVID mortgage

Five year fixed 3.39%

Michael Sjerven — Mon, 07 Nov 2011 14:17:32 -0800

5 year fixed specials starting at 3.39%. Apply online to take advantage of these low rates.

2.50% variable

Michael Sjerven — Mon, 24 Oct 2011 14:27:08 -0700

Here's a quick summary of rate specials at the moment:

Variable: P-.50% or 2.50%.
5 year fixed: 3.49%
4 year fixed: 3.09%
3 year fixed: 2.99%

Please apply online to take advantage of these low rate specials.

BOB MOORE

Michael Sjerven — Mon, 24 Oct 2011 14:20:05 -0700

Bob Moore Vancouver Real Estate recently posted a business profile on our business on his website. As a lower mainland realtor, it would be worth contacting Bob if you have questions related to buying or selling a home.

CALL: 604-506-8965 or EMAIL robertmoore@shaw.ca

3.39% 5 year fixed

Michael Sjerven — Tue, 06 Sep 2011 18:21:58 -0700

Rates are low for the fall 2011 season. Apply online to take advantage of the great rates below.
5 year fixed 3.39%
5 year ARM/Variable 2.25%

2.10% variable

Michael Sjerven — Thu, 07 Jul 2011 17:30:33 -0700

Current deals in the market:

Variable P-.90% or 2.10%.
5 year fixed 3.60-3.79% (depending on lender)

Have a great summer. Apply online to take advantage of today's low rates.

3.79% 5 year fixed

Michael Sjerven — Wed, 25 May 2011 12:12:48 -0700

Price of real estate driving you mad? Inflation through the roof? Well at least interest rates are still low.. keeping home ownership still affordable for now. Here's some great spring specials available at the moment:

5 year fixed 3.79%
Variable P-.80 (2.20%)

Apply online here to take advantage of these great deals.

3.42% - 3 year fixed

Michael Sjerven — Wed, 06 Apr 2011 13:51:50 -0700

April is here along with Springtime in the city. Here's a few hot rate specials at the moment:
3 year fixed rate - 3.42%
Variable rates - P-.80% (2.20%)
5 year fixed - rates going up now, contact us for quotes.

As always, if you'd like to take advantage of these rates, whether buying a home or refinancing, please apply online first right here at yaletownmortgage.com.

Cheers,

MJS

2.25% ARM, 3.99% Fixed

Michael Sjerven — Wed, 23 Feb 2011 15:18:09 -0800

Variables right now at P-.70-p-.80% (or 2.20-2.30%)
5 year fixed at 3.89-4.09 (range)
March 18th maximum amortization will be 30 years (CMHC mortgages).
Apply online to take advantage of the low rates and extended amortizations.
Cheers,
MJS

P-.80% (2.20%) Rate Specials

Michael Sjerven — Wed, 22 Dec 2010 12:51:26 -0800

We have 3 great rate specials now (OAC):

3 Year Fixed: 3.19%
5 Year Fixed: 3.84%
3 Year Variable - 2.20% (P-.80%)

Please apply online if you'd like to start a mortgage application.

Happy Holidays! cheers

3.29% 5 year Fixed

Michael Sjerven — Thu, 04 Nov 2010 17:38:35 -0700

Hot deal at the moment - 5 year fixed 3.29%. Certain conditions apply, such as 30 day closing window, 10 percent prepayment privilege, principal residence, fully income qualified and strong credit score. Please apply online to take advantage of this great deal - won't last long. cheers

3.49 5 year fixed

Michael Sjerven — Fri, 15 Oct 2010 00:24:23 -0700

Fixed rates seem to be getting lower by the day thanks to low bond yields at the moment. Here's some current specials at the moment:
5 Year Fixed - 3.39-3.49% (depending on lender/terms)
3 Year Fixed -2.90% - AAA clients only, must close by Nov.30th
ARM/Variable - 2.30% (P-.70%)

Please apply online to start the application process.

3.59% 5 Year Fixed

Michael Sjerven — Wed, 15 Sep 2010 11:52:16 -0700

With Summer almost over, and a slight cooling in the real estate market interest rates remain low. The Bank of Canada increase overnight rates and now Prime rate sits at 3.0%. Here's some great deals available today:
5 year fixed - 3.59%
3 year fixed - 2.90%
Variable - P-.70% or 2.30%.

Please apply online to take advantage of these great deals before it's too late! cheers

MJS

3.69% 5 year Fixed

Michael Sjerven — Wed, 25 Aug 2010 10:49:40 -0700

Some very HOT rate specials at the moment:

5 Year Fixed - 3.69%
3 Year Fixed - 2.90%
3 Year ARM - 2.05%

Special conditions, qualifying criteria, and completion dates apply to all of these so not everyone will be approved. Please apply online to start the process (home purchase or refinance).

Enjoy the last few weeks of Summer!

MJS

2.90% 3 Year Fixed!!

Michael Sjerven — Fri, 13 Aug 2010 15:00:43 -0700

3 year Fixed Rate - 2.90% !!!!! (Summer Special)

This is by far the best deal we've seen in a long time, and the ultimate mortgage available right now. 2.90% 3 year fixed (yes fixed!) so you won't have to worry about your rate or payment changing for 3 full years. These must close prior to Oct.15th and the lender does have strict qualifying criteria (not everyone will qualify). Please apply online if you would like to take advantage of this deal.

Other great deals at the moment:
5 year fixed: 3.89%
3 year variable: P-.70% or 2.05%.

MJS

3.99% 5 year Fixed

Michael Sjerven — Tue, 27 Jul 2010 12:49:17 -0700

New rate special - 5 year fixed at 3.99%.

We have some other blistering HOT deals that we cannot adverstise. Please apply online if you'd like to start your mortgage pre-qualification. Also remember to get out and enjoy the sun (and don't work too hard) before the summer ends! cheers