July 4, Independence Day 2026

“History by apprising them of the past will enable them to judge of the future; it will avail them of the experience of other times and other nations; it will qualify them as judges of the actions and designs of men; it will enable them to know ambition under every disguise it may assume; and knowing it, to defeat its views. In every government on earth is some trace of human weakness, some germ of corruption and degeneracy, which cunning will discover, and wickedness insensibly open, cultivate, and improve. Every government degenerates when trusted to the rulers of the people alone. The people themselves therefore are its only safe depositories. And to render even them safe their minds must be improved to a certain degree.”  Thomas Jefferson in “Securing the Republic” (1784)

Jefferson quote suggested by DataRepublican in “Our 250th Anniversary” who highlights “Every government degenerates when trusted to the rulers of the people alone,” as a core responsibility for all citizens.

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John Adams: I have come to the conclusion that one useless man is called a disgrace; that two are called a law firm, and that three or more become a Congress!

While some quote collections ascribe this Adams, it’s actually from the movie “1776” screenplay by Peter Stone. I watched 1776 earlier this year, it’s available on YouTube, and was surprised how historically accurate it was. The concept of a “law firm” in Revolutionary times was not really how lawyers practiced, they were normally solo practitioners with a clerk and perhaps an understudy/apprentice (there were no written bar exams until mid-1800s). Even my grandfather, born in 1888, learned law by apprenticing himself to a practicing attorney. The ABA did not successfully lobby legislatures to require law degrees until 1930s.

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One Mistake Entrepreneurs Make: A Great Product Will Sell Itself

One mistake entrepreneurs frequently make is believing that a great product will sell itself.

Many technical founders assume that if they build something innovative, customers will naturally discover it, recognize its value, and buy it.

In my experience, even excellent products need deliberate sales, marketing, and customer education efforts to succeed.

Customers are just like you: busy and focused on their own priorities. It may be not immediately obvious to them what problem the product solves, how it differs from alternatives, or why they should change their current behavior to use it.

Entrepreneurs must actively engage prospects, listen to their needs, explain the value of their solution, and provide measurable proof of value.

Early sales conversations provide important feedback that helps refine both the product and the messaging. Many successful startups did not grow because their products were perfect: they grew because founders spent significant time talking to customers, learning from their suggestions and concerns, and adapting their offerings accordingly.

It’s essential that your product provides value to a customer, but value still needs to be communicated, demonstrated, and delivered.

Don’t believe “If you build it they will come.”

Entrepreneurs who combine product development with customer development, marketing, and sales are far more likely to achieve sustainable growth.

Three Very Dangerous Assumptions

1. Prospects are willing to explore your website for more than a minute even if they cannot see something that they can use.
2. Because your team finds your product concept compelling it must be the case that what you have is so intrinsically compelling that you don’t have to develop a real model for the value that you offer–and to set a price that reflects that value.
3. People will pay you for an abstract or fuzzy set of benefits.

Related Blog Posts

• Vision Is Critical But Avoid The “Field of Dreams” 
• How Do I Make Sure I Understand the Customer’s Problem and Present a Vision of a Solution?
• Balancing Engineering Vision vs. Customer Expectation
• Introducing Emerging Technology
• Micah Boster on Market Insertion
• Chalk Talk: Sarasvathy’s Effectuation Model for Startups
• How Founders Can Learn Sales on the Job

Quotes for Entrepreneurs Curated in June 2026

I curate these quotes for entrepreneurs from a variety of sources and tweet them on @skmurphy about once a day where you can get them hot off the mojo wire. At the end of each month I curate them in a blog post that adds commentary and may contain a longer passage from the same source for context.

My theme for this month’s “Quotes for Entrepreneurs” is initiative and effective action.

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image source: 123rf.com/profile_gannvector 90869038

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2. Don’t fire all of your ammunition at once.
8. You can’t be a plan with no plan.
28. The test of moral ideas is moral results.
41. “In moments of crisis, the initiative passes to those who are best prepared”

Morton Blackwell’s “Laws of the Public Policy Process“

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Self-Responsibility
I am responsible for

• my existence.
• the achievement of my desires.
• my choices and actions.
• the level of consciousness I bring to my work and my relationships.
• my behavior with other people–co-workers, associates, customers, spouse, children, and friends.
• how I prioritize my time.
• the quality of my communications.
• my personal happiness.

I accept that no one is coming to make my life right, or save me, or redeem my childhood, or rescue me from the consequences of my choices and actions. In specific issues, people may help me, but no one can take over primary responsibility for my existence. Just as no one else can breathe for me, no one else can take over any of my other basic life functions, such as earning the experience of self-efficacy and self-respect.

The need for self-responsibility is natural; I do not view it as a tragedy.

Nathaniel Branden “The Six Pillars of Self-Esteem” (1994) [Archive (PDF)]

I think entrepreneurs commit to self-efficacy.  They help others and accept help from others, they commit to earning a living based on an exchange of value with others, but they reflect on outcomes–satisfactory and unsatisfactory, wins and losses, failures and successes–in order to learn from past mistakes to avoid them in future and to build on demonstrated strengths and capabilities. Branden defines the six pillars as:

1. Living consciously
2. Self-Acceptance
3. Self-responsibility
4. Self-assertiveness
5. Living with a purpose
6. Personal integrity

I originally curated this in July 2025; someone retweeted it today and I realized it apply equally to initiative and personal agency.

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“Be the hero of your own movie. If your life was a movie and it started now, what would the hero of your life’s movie do right now? Do that. ”

Joe Rogan “Be The Hero of Your Own Movie”

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“It will never rain roses: when we want to have more roses, we must plant more trees.”
George Eliot in “The Spanish Gypsy”

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“No man’s life, liberty or property are safe while the Legislature is in session.”
Gideon Tucker in “Final accounting in the Estate of A.B. (1866)”

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“Organizational success is downstream of a culture of urgency that considers a problem important to solve and is willing to work hard on solving it.”
Brian Potter (@_BrianPotter) in “How Long Does It Take to Plan a Bridge?“

Potter is a good analyst and tackles a number of construction-related questions on his substack. One approach he favors consistently, which entrepreneurs can learn from, is to look at an individual problem as part of a population of related or similar problems. He then hunts for the characteristics that drive a variance in outcomes.

Mark Twain observed, “History never repeats itself, but the Kaleidoscopic combinations of the pictured present often seem to be constructed out of the broken fragments of antique legends.” Which time has simplified to “History does not repeat itself, but it does rhyme.” Look for problems that rhyme with the one you are trying to solve.

“The solution to a problem that rhymes with yours will often spark new thinking on your part, enlarging the set of viable options you can consider.”

Sean Murphy in  “Making Business Decisions in Uncertain Times“

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“This happens more often than you might realize — not just in mercenary bands or other military contexts, but also in businesses large and small, in churches and in amateur sports leagues and even in individual family units. Somebody wakes up with the realization that the whole thing is headed towards shipwreck, and says to themselves, “Well, I better take it over.” At the moment we wake up, most of us don’t realize the dreadful truth: once we take charge, there is no walking away from it with honor intact, and when the outcome is finally determined we will own it for good or for ill.”
John Psmith (@PsmithBooks) [pseudonym] in a “Review of Xenephon’s The Anabasis”

I used a passage from Xenephon‘s Anabasis in “Burn Your Boats But Not Your Bridges.”

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“People always ask me, “What’s the secret to being a successful CEO?” Sadly, there is no secret, but if there is one skill that stands out, it’s the ability to focus and make the best move when there are no good moves. It’s the moments where you feel most like hiding or dying that you can make the biggest difference as a CEO.”
Ben Horowitz in “The Hard Thing About the Hard Thing”

Sometimes you have to make a move because standing still is less and less tenable. I originally curated this quote by Edwin Louis Cole in April 2012:

“You don’t drown by falling in the water; you drown by staying there.”
Edwin Louis Cole

I blogged about “The Best Bad Plan” using this scene from the movie Argo as a point of departure.

Tony Mendez: “There are only bad options. It’s about finding the best one.”
Warren Christopher: “You don’t have a better bad idea than this?”
Jack O’Donnell: “This is the best bad idea we have, sir, by far.”

Reconciling yourself to the “best bad plan” is a key skill for entrepreneurs.

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“Planning is important, but the most important part of every plan is what to do when things don’t go according to plan. A future filled with unknowns is everyone’s reality. A good plan has a margin of safety with funds in reserve and a flexible timeline that enable intelligent reaction and improvisation when needed.”

Condensed from a much longer section that begins with “2. Planning is important…” by Morgan Housel in “the Psychology of Money”

I have blogged about the value of maintaining a firm grasp on contingencies in “Constructive Pessimism” and “Hope for the Best, Prepare for the Worst.”

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“Actions have consequences. So does inaction.”
Frank Sonnenberg in “When Silence Says it All” (collected in  “The Path to a Meaningful Life“)

A longer excerpt

“Actions have consequences. So does inaction. Restoring honor and integrity begins by standing up for your beliefs, holding people accountable for their actions, and — above all — leading by example. Virtue isn’t about demanding more from others; it’s about expecting more of yourself. It takes courage to speak the truth when silence is easier, honesty to do what’s right even when it’s difficult, and compassion to help those who can’t help themselves. That’s how we rebuild trust, restore decency, and remind the world that character still matters.”

Frank Sonnenberg in “When Silence Says it All” (collected in  “The Path to a Meaningful Life“)

Three related quotes

• “If you choose not to decide, you still have made a choice.”
  Neil Peart “Freewill”
• “A decision unmade is a decision made to stay the same.”
  Mignon McLaughlin
• “When you have to make a choice and don’t make it, that in itself is a choice.”
  William James “The Principles of Psychology”

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“When there’s a big disappointment, we don’t know if that’s the end of the story. It may be just the beginning of a great adventure.”
Pema Chodron in “When Things Fall Apart: Heart Advice for Difficult Times“

Next time you think of giving up, remember this photo of Elon in 2008.
Szymanski tweet

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“Tom Peters: These Playmobil toys of yours… they do amazingly well, all over the world. So what’s their secret? What do they do that’s so interesting?

Horst Brandstätter: It’s not what the toy does that’s interesting. It’s what the child does with the toy that’s interesting.”

Recounted by Hugh Macleod in “The Product Does not get to be Kick Ass Until the User Kicks Ass” and his ebook  “Authenticity is the New Bullshit” (2013)

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“You have to frame the world in order to interact with it.

Chaos is what you see when you don’t know what you are looking at.”

Jordan Peterson in “2017 Personality 15: Biology/Traits: The Limbic System (minute 42)“

It’s hard to take the initiative when all you see is chaos. Agency is enabled by your ability to diagnose a situation and identify opportunities for improvement or at least mitigation and cutting of likely losses.

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“Creativity is the ability to come up with original, useful ideas. Good ideas have lonely childhoods. You can’t plan for creativity. You can only plan to do the work.”

Hugh Macleod in  “Authenticity is the New Bullshit” (2013)

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“It’s easy to educate for the routine, and hard to educate for the novel.”
Jonathan Rosenberg

Quoted by Jeff Jarvis in  “TEDxNYed: This is Bullshit” originally curated in March 2010, it reminds me of this quote by James Carse:

“To be prepared against surprise is to be trained.
To be prepared for surprise is to be educated.”
James Carse in “Finite and Infinite Games“

I used this in “Planting Trees: Finite and Infinite Entrepreneurship.”

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“The question is not ‘How do we survive until things return to normal?’ Instead it’s ‘How do we build a stronger company in this environment?’ You should be asking, ‘what do we prioritize?’ not ‘What can we cut?'”

Dave Kellogg in “Emerging Stronger From The Downturn Than You Went In.” (Jan-24-2023) [Slide 5]

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“Enthusiasm is the electricity of life. How do you get it? You act enthusiastic until you make it a habit. Enthusiasm is natural; it is being alive, taking the initiative, seeing the importance of what you do, giving it dignity and making what you do important to yourself and to others.”
probably not Gordon Parks

I love the quote, which is widely attributed to Parks, but it does not match his writing style and the earliest cite is to a year after his death in an anonymous posting on Sermon Central. Still, it’s a good insight into the interaction between enthusiasm and initiative.

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“You can analyze the past, but you need to design the future.”
Edward de Bono

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“Most success you see is the result of being able to do the right thing long enough.”
Alex Hillman

One aspect of initiative is that you have to sustain an action you have started long enough to see it bear fruit.

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“The art of teaching is the art of assisting discovery.”
Mark van Doren

True for sales as well

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“I’m lost, but I am making record time.”
Allan Lamport

I think this captures the risk of confusing effort with results. Initiative does not mean taking action without a clear impact in mind. Quoted in “Metro’s Goldwyn Mayor: The Complete Malapropisms of Allan Lamport” (1995) compiled by John Robert Colombo.

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“There was no doubt about it. This bastard was a serious king-hell Crazy. He had that rare weird electricity about him–that extremely wild & heavy presence that you only see in a person who has abandoned all hope of ever behaving “normally.”
Hunter S. Thompson “Fear and Loathing: On the Campaign Trail ’73“

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“If you climb in the saddle be ready for the ride.”
Cowboy proverb

This seems appropriate for a month devotes to quotes about seizing the initiative and taking action. Be prepared for the consequences–good and bad.

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“Effectiveness in uncertain times lies as much in the capability for sensemaking as it does in the capability for decision making. Capabilities for making sense of the unexpected get activated, organized, strengthened, and institutionalized more or less effectively depending upon how people handle failure, simplification, operations, resilience, and expertise. In compact form, the guidance implicit in these five is:

1. Scrutinize small failures.
2. Refine categories that you impose.
3. Watch what you are doing and what emerges.
4. Make do with the resources you have.
5. Listen.

As these five increase, transient organizing becomes more mindful and more responsive to the unexpected at earlier points in its unfolding.

Karl Weick “Making Sense of the Organization (Vol 2) Chapter 1

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“Inability to focus is a disease. And it’s becoming a pandemic spreading throughout the world. Cheap entertainment has made people’s minds soft. They can’t read books anymore. They can’t sit down and work for an hour straight with no breaks. Many can’t even watch TV without also being on their phone. Cure yourself of this, and you’ll have a massive advantage in the future. Give in to it, and it’ll ruin you.”
Himanshu Bakshi in “Inability to Focus is a Disease.“

Focus and follow-through are essential to taking the initiative in a way that leads to effective action.

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“Discontent is at the root of the creative process: the most gifted members of the human species are at their creative best when they cannot have their way.”
Eric Hoffer

The primary reason you don’t get your way is that methods that used to work no longer work: what got you here won’t carry you forward. Initiative that leads to effective action starts with an examination of what you have to change about your approach or your methods.

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“The first abuse of power is not realizing that you have it.”
James Richardson in “Vectors“

On reason we don’t learn the full extent of our powers is limits that we encounter when we are young. It takes a while to figure out what we are truly capable of.

“Learning too soon our limitations, we never learn our full powers.”
Mignon McLaughlin

I like this quote by Mignon McLaughlin; I used in “Success for a Bootstrapper” on the value of perseverance and also in April 2009 and June 2018 collections.

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“We see the same basic pattern recur in conflicts as different as the American Civil War, World War II, and the Russo-Ukrainian War: an initial phase in which one or more armies are commanded by blundering incompetents, a transitional phase in which the incompetents are rapidly killed off or forced to retire, and a terminal phase in which the battlefield is controlled by dead-eyed men of ignoble origin and impressive ability. This is one reason that the board game/computer game model of attritional warfare isn’t accurate. Most armies get stronger and smarter as they take losses, until very close to total defeat.”

John Psmith (@PsmithBooks) [pseudonym] in a “Review: The Hard Thing About Hard Things, by Ben Horowitz“

Don’t Assume Everyone is a Potential Customer

Entrepreneurs often assume everyone is a potential customer; they pursue too many opportunities instead of focusing on those with the strongest need.

One thought experiment many entrepreneurs have found helpful is to imagine they have 100 prospects lined up outside their door.

I ask them to come up three to six questions that have a yes, no, or number answer,
that would enable them to sort these prospects by who is in the most pain and therefore most likely to pay for the product.

For B2B markets, the best questions are factual, not opinion-based, and probe the prospect’s current operating reality:

• Role and responsibilities
• Specific tasks or decisions they face regularly
• Business outcomes that are currently at risk

The key question is not whether a prospect has a problem, but whether the pain, cost, or risk is severe enough that they will pay to solve it.

“Anything that won’t sell, I don’t want to invent. Its sale is proof of utility, and utility is success.”
Thomas Edison

Some Implications

Another way to use the three-to-six-question filter is to consider how much you would pay to have a conversation with someone who meets your criteria. In this case, the answers normally have to be gleaned from publicly available information or from a referral or recommendation. This is, in fact, a real challenge you will face as you scale: investing effort and ultimately money to reach likely prospects.

You must also consider if each question is one they are willing to answer, and answer truthfully, to a stranger. Some important questions will only be answered, or answered truthfully, after a certain amount of trust has been established, and cannot be used early in a conversation or potential business relationship.

Even a product that at first seems like it would be general-purpose may benefit from a focus on a narrow set of needs and the features to support them. For example, a butcher, a scientist, and a cook may all be able to use a scale to measure the weight of a material, but the level of accuracy, the need for independent verification and visibility of result, and the amount of material the scale needs to support may vary widely between the three use cases.

Use the “Three Minute Rule” to Clarify Needs

I like Anthony Tjan’s “Three Minute Rule”

• What happens 3 minutes before they run the report?
• What do they do 3 minutes after reading–and understanding–the report?

Use this to learn the customer’s context–the larger workflow they are likely operating within–identify adjacent opportunities, and understand how the customer may value them.

Related Blog Posts

• Ten Mistakes Early Stage Bootstrappers Often Make
• Early Customer Conversations: Use Appreciative Inquiry, Amplify Positive Deviance
• I have written about the “Three Question Test” in more detail in “The Three Question Test at the Bootstrappers Breakfast.” We often use it to help someone still wrestling with who to serve or where to focus their offering.

Image Credit: “People Waiting in Line” copyright SKMurphy, Inc.

Five Signs Your Startup May Be a Hobby

One mistake entrepreneurs make is treating the business like a hobby.

They embrace entrepreneurship as an identity before they understand the realities. The fantasy is appealing: freedom, creativity, control, and the possibility of a big win. But too often the startup becomes the equivalent of building a boat in the basement with no practical plan for getting it to the lake.

Here are five signs your startup may still be a hobby:

1. You are not making real offers that include a price, delivery date, and a promised result.
2. You rely on a spouse, significant other, inheritance, savings, or a tolerable day job for support, but you have not shared a credible plan for reaching break-even and then profitability.
3. You have not defined working hours, milestones, and what you expect to accomplish in a specific timeframe.
4. You are only getting feedback from people you already know.
5. You have not set up a separate bank account, business structure, and expense log.

A hobby can be satisfying, but a business has to make and keep promises to customers. It has to create value, collect money, manage expenses, and survive long enough to improve.

The cure is not to abandon the dream. It is to put it on a clock, attach it to customer conversations, make offers, track the money, and explain the plan to the people who are helping carry the risk.

Related Blog Posts

• Ten Mistakes Early Stage Bootstrappers Often Make
• Learn From Other Entrepreneurs’ Mistakes
• Rob Fitzpatrick: Five Mistakes Bootstrappers Should Avoid
• Five Serious Financial Mistakes Bootstrappers Can Avoid

This post was re-published on LinkedIn at https://www.linkedin.com/pulse/five-signs-your-startup-may-hobby-sean-murphy-mbjwc/

Father’s Day 2026

More of a personal note on this Father’s Day 2026. My older boy was married in April to a woman we’ve known for more than a year and really like. I had the pleasure of attending the wedding and hearing my younger son give a wonderful toast in his role as the best man.

Here is the toast he gave:

Good evening, everyone. My name is Mark (future patriarch of the Murphy Clan).

I’m Max’s younger brother. Before I begin, I’d like to acknowledge that there are a lot of great men in the room tonight—fathers, husbands, brothers… and of all of them, I’m the best.

If you haven’t met me, I volunteer at the local homeless shelter and foster abandoned puppies in my spare time. If you do know me… I ask that you hold your comments until the end.

Growing up, Max was always the protective older brother. He did his best to keep me out of too much trouble, despite my best efforts to do the opposite.

And looking back, that’s something I didn’t fully appreciate at the time.

So, Max, thank you. Your patience and guidance have helped shape me into the person I am today.

He was always there when I needed him—whether it was help with homework, refining my skills in volleyball or soccer, or just having my back when it mattered most.

And then Julie came into his life.

Since then, I’ve seen Max become more relaxed, more open, and honestly, the happiest I’ve ever seen him.

Julie, we’re truly lucky to have you in our family…Well, almost as happy as when my parents brought me home from the hospital—but we don’t need to get into that.

Max, I don’t say this enough, but I’m honored to have you as my brother.

I’m proud of you, I love you, and I’m always rooting for you.

Julie, I’ve really enjoyed getting to know you over the past few years. I appreciate the effort you’ve made to spend time with our family, even when we can be a little chaotic.

It means a lot, and it shows how much you care.

I love seeing the two of you together, and I hope you have as much fun growing old with Max as I had growing up with him.

Before we toast, I’d like to quote one of my favorite poets, Winnie the Poe, who said, “You are braver than you believe, stronger than you seem, and smarter than you think, but the most important thing is you are more loved than you know.

Now, please join me in raising a glass to my Brother and Sister.

May they have more happy years than tough years and always look to each other for strength and support.

It was a wonderful wedding, my brother flew out and we had a chance for a nice visit, as did many of my wife’s relatives. My daughter and wife did a lot to help get things setup and stay on track. My role was primarily ornamental but I was delighted to be there and to see old friends and family.

Related Blog Posts

• Father’s Day 2022: Some Memories of My Father
• Father’s Day 2020: Sudden Responsibility and Slowly Accumulating Wisdom
• Father’s Day 2019: a Story of My Father
• Father’s Day 2018
• Father’s Day 2017
• Father’s Day 2016
• Father’s Day 2012
• Father’s Day 2011
• Giving Thanks
• Your Startup Is Only One of Many Obligations
• Uncle’s Day
• What a Mixmaster our dreams are for our memories

Image Credit Jordan Peterson, used with attribution.

Mortgage Rates Drive Affordability

Jed explains that mortgage rates closely track the 10-year Treasury yield and have risen significantly since the historically low levels seen during the pandemic. While rates below 3% encouraged refinancing and home purchases between 2020 and 2021, today’s rates near 6–7% have dramatically changed affordability. Even small changes in rates have a large impact on monthly payments, particularly in the Bay Area where home prices and loan amounts are among the highest in the nation.

The Three “Locks” Limiting Housing Supply

Jed highlights three powerful “locks” that discourage existing homeowners from selling and moving. The first is the mortgage rate lock. Homeowners who refinanced at historically low rates would face dramatically higher monthly payments if they purchased another home today. The second is Proposition 13. Longtime homeowners enjoy property taxes based on much lower assessed values, while purchasing a new home triggers reassessment at current market values, often doubling property tax obligations. The third lock is capital gains taxes. Many Bay Area homeowners have accumulated substantial appreciation, and selling can trigger significant tax liabilities despite available exclusions. Together, these factors reduce housing turnover and contribute to limited inventory.

Why Inventory Remains Tight

Jed argues that constrained supply remains one of the defining characteristics of the Bay Area market. Unlike many regions of the country, there is limited land available for large-scale residential development. Combined with strong demand from highly compensated technology workers, this supply shortage continues to support home values despite higher borrowing costs. He believes that absent a major economic shock, Bay Area home prices are likely to remain stable or continue appreciating over time.

He also addresses common misconceptions about a potential foreclosure wave. While mortgage delinquencies have increased modestly since their historic lows, they remain far below levels seen during the 2008 financial crisis. Today’s homeowners generally possess significant equity, making a foreclosure-driven market correction unlikely. Homeowners facing financial difficulties are more likely to sell and capture their equity than allow properties to enter foreclosure.

The Growing Divide Between Condos and Single-Family Homes

Another important trend affecting Bay Area housing is the growing divergence between condominium and single-family home markets. New California regulations requiring inspections and repairs of balconies, decks, and other elevated structures have increased costs for many condominium associations. Combined with rising insurance premiums and lender concerns about deferred maintenance, these requirements have softened demand for condos while single-family homes remain relatively strong.

The Mortgage Lens: A Buyer-Centered Tool

To help buyers better understand affordability, Jed demonstrates The Mortgage Lens, a free lender-neutral qualification tool. Users can enter income, debts, assets, and down payment information to estimate purchasing power without providing personal information to lenders. The goal is to help buyers gain a realistic understanding of what they can afford before beginning the traditional mortgage application process.

Key Takeaways for SF Bay Area Homebuyers

The Bay Area housing market is shaped by more than interest rates alone. Mortgage costs, property taxes, capital gains taxes, limited inventory, and local economic conditions all influence housing decisions. Buyers who understand these interconnected forces are better positioned to evaluate opportunities and make informed decisions. Successful home buying in SF Bay Area depends not on following market narratives, but on understanding how market conditions apply to an individual’s unique financial situation

Jed Thibodeau on SF Bay Area Real Estate Economics

Other Popular Lean Culture Recorded Webinars

• Why Pricing Problems Are Really Buyer Decision Problems
• Discovery and Customer Validation Lessons
• Martin Hernandez Navarro on Data Science, Big Data, and AI
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