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<channel>
	<title>Smart Personal Development</title>
	
	<link>http://smartpersonaldevelopment.com</link>
	<description>Master personal development, personal finance and self-improvement.</description>
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		<title>Where to Find the Best CD Rates</title>
		<link>http://feedproxy.google.com/~r/SmartPersonalDevelopment/~3/BGs-XQSPiL8/</link>
		<comments>http://smartpersonaldevelopment.com/best-cd-rates/#comments</comments>
		<pubDate>Thu, 12 Mar 2009 00:30:51 +0000</pubDate>
		<dc:creator>Shaun</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[cd rates]]></category>
		<category><![CDATA[financial advice]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://smartpersonaldevelopment.com/?p=301</guid>
		<description>With the stock market showing it&amp;#8217;s adventurous side, and its obvious fondness for doing jig-jags and riding roller coasters, many people are looking to find a new way to put their money to work without needing to buy stock. Have no fear, the CD rates are here.
A CD is an FDIC insured place to put [...]
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		<item>
		<title>Three Problems With an Online Savings Account</title>
		<link>http://feedproxy.google.com/~r/SmartPersonalDevelopment/~3/_Y_w9huBLWs/</link>
		<comments>http://smartpersonaldevelopment.com/online-savings-account/#comments</comments>
		<pubDate>Thu, 19 Feb 2009 20:20:48 +0000</pubDate>
		<dc:creator>Shaun</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[financial advice]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[online savings account]]></category>

		<guid isPermaLink="false">http://smartpersonaldevelopment.com/?p=299</guid>
		<description>Do you remember the traditional bank down the street that you put your savings into for years? The women behind the customer service desk wore dark blue skirts and jackets and the men had on gray flannel suits. Behind them was a counter with tellers who would take your deposits and hand you your withdrawals. [...]
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		<item>
		<title>Short-Term Loans: Their Use</title>
		<link>http://feedproxy.google.com/~r/SmartPersonalDevelopment/~3/3PTkWfsEUKI/</link>
		<comments>http://smartpersonaldevelopment.com/short-term-loans-their-use/#comments</comments>
		<pubDate>Sat, 17 Jan 2009 23:37:40 +0000</pubDate>
		<dc:creator>Shaun</dc:creator>
				<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://smartpersonaldevelopment.com/?p=297</guid>
		<description>Having applied for scholarships, financial aid, grants and all the available free money for a college student, you find yourself ready to head to college. However, no funds have arrived yet. What other options are available?
While you’re waiting for those awarded and guaranteed funds to reach you or your chosen institution of higher learning, there [...]
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		<item>
		<title>Announcing a Free Financial Planning Resource</title>
		<link>http://feedproxy.google.com/~r/SmartPersonalDevelopment/~3/d3A4xJ6KTNo/</link>
		<comments>http://smartpersonaldevelopment.com/announcing-a-free-financial-planning-resource/#comments</comments>
		<pubDate>Thu, 09 Oct 2008 04:04:31 +0000</pubDate>
		<dc:creator>Shaun</dc:creator>
				<category><![CDATA[Announcements]]></category>
		<category><![CDATA[news]]></category>

		<guid isPermaLink="false">http://smartpersonaldevelopment.com/?p=285</guid>
		<description>I&amp;#8217;ve been planning a series of financial articles explaining how to start with the right mentality, and then advance through the planning and building a home-based &amp;#8220;side&amp;#8221; business. The more I thought about it, the more ideas I had for financial topics. So I went head-first and started a completely new website for financial planning [...]
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		<item>
		<title>How to Kill Low Self-Esteem</title>
		<link>http://feedproxy.google.com/~r/SmartPersonalDevelopment/~3/I0OvpYxRI-E/</link>
		<comments>http://smartpersonaldevelopment.com/low-self-esteem/#comments</comments>
		<pubDate>Sun, 05 Oct 2008 03:27:54 +0000</pubDate>
		<dc:creator>Shaun</dc:creator>
				<category><![CDATA[Achievement]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Society]]></category>
		<category><![CDATA[low self esteem]]></category>
		<category><![CDATA[pride]]></category>
		<category><![CDATA[self esteem]]></category>
		<category><![CDATA[self improvement]]></category>

		<guid isPermaLink="false">http://smartpersonaldevelopment.com/?p=256</guid>
		<description>&amp;#8220;[M]an, who has no automatic values, has no automatic sense of self-esteem and must earn it by shaping his soul in the image of his moral ideal.&amp;#8221;
-Ayn Rand
Depression is on the rise. Self-worth is on its way out. Over 15% of people in developed countries are clinically depressed. People lack confidence in a manner that [...]
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		<item>
		<title>Why You Shouldn’t Sell Those Stocks</title>
		<link>http://feedproxy.google.com/~r/SmartPersonalDevelopment/~3/NNJB7z9rVZA/</link>
		<comments>http://smartpersonaldevelopment.com/why-you-shouldnt-even-touch-your-stocks/#comments</comments>
		<pubDate>Sat, 04 Oct 2008 01:25:12 +0000</pubDate>
		<dc:creator>Shaun</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Society]]></category>
		<category><![CDATA[buy low sell high]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[stock market]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[wall street]]></category>

		<guid isPermaLink="false">http://smartpersonaldevelopment.com/?p=257</guid>
		<description>George W. Bush, John McCain, Sarah Palin, Joe Biden and Barack Obama all agree that more government is necessary to correct the already highly-regulated financial industry. They&amp;#8217;ve agreed to spend a little under a trillion dollars, regardless of the vast amount of public outcry; Washington and the financial industry are scared silly.
During such an emotional [...]
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Life Purpose 101</title>
		<link>http://feedproxy.google.com/~r/SmartPersonalDevelopment/~3/InVoAtAPGQM/</link>
		<comments>http://smartpersonaldevelopment.com/life-purpose/#comments</comments>
		<pubDate>Thu, 02 Oct 2008 10:00:23 +0000</pubDate>
		<dc:creator>Shaun</dc:creator>
				<category><![CDATA[Achievement]]></category>
		<category><![CDATA[happiness]]></category>
		<category><![CDATA[life purpose]]></category>
		<category><![CDATA[meaning of life]]></category>
		<category><![CDATA[morality]]></category>
		<category><![CDATA[philosophy]]></category>
		<category><![CDATA[purpose]]></category>
		<category><![CDATA[purpose of life]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://smartpersonaldevelopment.com/?p=209</guid>
		<description>&amp;#8220;Do I even have a life purpose?&amp;#8221; I still remember the first time I asked myself the ever-present question. The answer was disconcerting: I hadn&amp;#8217;t even really thought about it. I knew what I was supposed to do &amp;#8212; at least, I knew what society expected me to do:
Go to college. Get a &amp;#8220;career.&amp;#8221; Work [...]
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		<item>
		<title>Reason 101</title>
		<link>http://feedproxy.google.com/~r/SmartPersonalDevelopment/~3/T4g1ZwkcLIc/</link>
		<comments>http://smartpersonaldevelopment.com/reason/#comments</comments>
		<pubDate>Tue, 30 Sep 2008 22:25:36 +0000</pubDate>
		<dc:creator>Shaun</dc:creator>
				<category><![CDATA[Achievement]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Society]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[personal development]]></category>
		<category><![CDATA[rationality]]></category>
		<category><![CDATA[reason]]></category>
		<category><![CDATA[self improvement]]></category>
		<category><![CDATA[thinking]]></category>

		<guid isPermaLink="false">http://smartpersonaldevelopment.com/?p=156</guid>
		<description>I loved my first political class in college. It was a great time of learning with lots of lively debates and fiery mini-speeches. Most of the students were extremely opinionated and enjoyed the discussions immensely.
Not everyone felt that way, of course. Whenever a topic was brought up about some social ill &amp;#8212; terrorism, war, crime [...]
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		<item>
		<title>Self-Improvement 101</title>
		<link>http://feedproxy.google.com/~r/SmartPersonalDevelopment/~3/0wQHmEUeFQk/</link>
		<comments>http://smartpersonaldevelopment.com/self-improvement/#comments</comments>
		<pubDate>Tue, 30 Sep 2008 06:19:33 +0000</pubDate>
		<dc:creator>Shaun</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://smartpersonaldevelopment.com/?p=171</guid>
		<description>Long-term success requires mastering the fundamentals of living life itself. We can&amp;#8217;t try the tricks and tips of personal development unless we&amp;#8217;ve already mastered the fundamentals. Success and happiness are all about the fundamentals.
Over the next week, I&amp;#8217;ll be writing a series of three articles on the extreme fundamentals of self-improvement. The three fundamentals lead [...]
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		<item>
		<title>Get This Wordpress Theme — Free!</title>
		<link>http://feedproxy.google.com/~r/SmartPersonalDevelopment/~3/1rixCLv2pDA/</link>
		<comments>http://smartpersonaldevelopment.com/get-this-wordpress-theme-free/#comments</comments>
		<pubDate>Mon, 29 Sep 2008 23:27:29 +0000</pubDate>
		<dc:creator>Shaun</dc:creator>
				<category><![CDATA[Internet]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[free wordpress theme]]></category>
		<category><![CDATA[wordpress theme]]></category>

		<guid isPermaLink="false">http://smartpersonaldevelopment.com/?p=154</guid>
		<description>A few readers contacted me asking me where I found this theme and where they can download a version of it for their Wordpress blogs. The answer is &amp;#8230; right here! The original design only had one sidebar on the right. I think it makes more sense to have two sidebars, so I edited the [...]
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