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<channel>
    <title><![CDATA[The SOUND MONEY Investment Show]]></title>
    <link>https://brownfinancialadvisors.com/</link>
    <description><![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]></description>
    <image>
        <url>https://financially-tuned.s3.us-east-2.amazonaws.com/public/soundmoney.jpg</url>
        <title><![CDATA[The SOUND MONEY Investment Show]]></title>
        <link>https://brownfinancialadvisors.com/</link>
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    <language>en-us</language>
    
    
    <lastBuildDate>Wed, 28 May 2025 20:09:15 +0000</lastBuildDate>

    
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            <itunes:author>Greg Brown</itunes:author>
        
    <itunes:image href="https://s3-us-west-2.amazonaws.com/financiallytunedradio/logos/gAEYE9f2WvnBtgO4YhF3aCPjDSeAwu3jMRf1J9c6.jpeg"/>
    
    
    <itunes:explicit>no</itunes:explicit>

    
    <dc:creator><![CDATA[Gregory A Brown]]></dc:creator>
    
            <copyright>Brown Financial Advisors, LLC</copyright><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords><itunes:summary>When a part of your financial strategy is out of place, your long-term goals, your retirement savings, your legacy all suffer.&#13;
</itunes:summary><itunes:subtitle>When a part of your financial strategy is out of place, your long-term goals, your retirement savings, your legacy all suffer.</itunes:subtitle><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:owner><itunes:email>radio@gradientps.com</itunes:email><itunes:name>Greg Brown</itunes:name></itunes:owner><item>
            <title><![CDATA[9 strategies if you’re laid off right before retirement]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll look at some steps you can take if you’re suddenly laid off from your job within five years of your preferred retirement date.]]>
                            </description>
            <pubDate>Sun, 25 May 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8411</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll look at some steps you can take if you’re suddenly laid off from your job within five years of your preferred retirement date.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 May 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll look at some steps you can take if you’re suddenly laid off from your job within five years of your preferred retirement date.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>During this show, we’ll look at some steps you can take if you’re suddenly laid off from your job within five years of your preferred retirement date.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is 2025 still your year?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll consider if those who wanted to retire in 2025 may need to reconsider, and we’ll also touch on how those running behind on retirement savings can still catch up.]]>
                            </description>
            <pubDate>Sun, 18 May 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8381</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll consider if those who wanted to retire in 2025 may need to reconsider, and we’ll also touch on how those running behind on retirement savings can still catch up.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 May 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll consider if those who wanted to retire in 2025 may need to reconsider, and we’ll also touch on how those running behind on retirement savings can still catch up.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>During this episode, we’ll consider if those who wanted to retire in 2025 may need to reconsider, and we’ll also touch on how those running behind on retirement savings can still catch up.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security survivor benefits 101]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age.]]>
                            </description>
            <pubDate>Sun, 27 Apr 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7159</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Apr 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>During this show, we’ll discuss Social Security survivor benefits and your ideal filing age.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Building a Resilient 401(K) Strategy]]></title>
                        <description>
                                    <![CDATA[In this episode, we’ll consider what you should do if your 401(k) match is cut. We’ll also examine 401(k) alternatives.]]>
                            </description>
            <pubDate>Sun, 13 Apr 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7201</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we’ll consider what you should do if your 401(k) match is cut. We’ll also examine 401(k) alternatives.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Apr 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we’ll consider what you should do if your 401(k) match is cut. We’ll also examine 401(k) alternatives.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>In this episode, we’ll consider what you should do if your 401(k) match is cut. We’ll also examine 401(k) alternatives.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Balancing Finances and Fulfillment]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll highlight creating a retirement plan that balances finances and fulfillment.]]>
                            </description>
            <pubDate>Sun, 13 Apr 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7291</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll highlight creating a retirement plan that balances finances and fulfillment.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Apr 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll highlight creating a retirement plan that balances finances and fulfillment.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>During this show, we’ll highlight creating a retirement plan that balances finances and fulfillment.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Yes, you need an estate plan]]></title>
                        <description>
                                    <![CDATA[During this episode we’re going to consider the building blocks of an estate plan as well as common estate planning mistakes.]]>
                            </description>
            <pubDate>Sun, 09 Mar 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8076</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode we’re going to consider the building blocks of an estate plan as well as common estate planning mistakes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Mar 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode we’re going to consider the building blocks of an estate plan as well as common estate planning mistakes.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>During this episode we’re going to consider the building blocks of an estate plan as well as common estate planning mistakes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Three Retirement Windows]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll examine retirement steps when you’re 10 years, five years, and one year from retirement.]]>
                            </description>
            <pubDate>Sun, 09 Feb 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7968</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll examine retirement steps when you’re 10 years, five years, and one year from retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Feb 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll examine retirement steps when you’re 10 years, five years, and one year from retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>During this show, we’ll examine retirement steps when you’re 10 years, five years, and one year from retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preserve Your Retirement Savings]]></title>
                        <description>
                                    <![CDATA[In this episode, we dive deep into strategies to protect your retirement savings from market volatility and unexpected expenses. Discover how to diversify your investments, set aside an emergency fund, and consider tax strategies to safeguard your financial future.]]>
                            </description>
            <pubDate>Sun, 03 Nov 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7646</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we dive deep into strategies to protect your retirement savings from market volatility and unexpected expenses. Discover how to diversify your investments, set aside an emergency fund, and consider tax strategies to safeguard your financial future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Nov 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we dive deep into strategies to protect your retirement savings from market volatility and unexpected expenses. Discover how to diversify your investments, set aside an emergency fund, and consider tax strategies to safeguard your financial future.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>In this episode, we dive deep into strategies to protect your retirement savings from market volatility and unexpected expenses. Discover how to diversify your investments, set aside an emergency fund, and consider tax strategies to safeguard your financial future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preparing Your Finances for Fall]]></title>
                        <description>
                                    <![CDATA[As the leaves change and the air cools, it&#039;s time to give your finances a seasonal refresh. In this episode, we&#039;ll discuss essential steps to prepare your budget for fall expenses, including spending plans, paying down debt, financial planning and more.]]>
                            </description>
            <pubDate>Sun, 20 Oct 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7604</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[As the leaves change and the air cools, it&#039;s time to give your finances a seasonal refresh. In this episode, we&#039;ll discuss essential steps to prepare your budget for fall expenses, including spending plans, paying down debt, financial planning and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Oct 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[As the leaves change and the air cools, it&#039;s time to give your finances a seasonal refresh. In this episode, we&#039;ll discuss essential steps to prepare your budget for fall expenses, including spending plans, paying down debt, financial planning and more.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>As the leaves change and the air cools, it&amp;#039;s time to give your finances a seasonal refresh. In this episode, we&amp;#039;ll discuss essential steps to prepare your budget for fall expenses, including spending plans, paying down debt, financial planning and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don&#039;t End Up with These Retirement Regrets]]></title>
                        <description>
                                    <![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we&#039;ll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you&#039;ll have a clear roadmap to a worry-free retirement.]]>
                            </description>
            <pubDate>Sun, 25 Aug 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7409</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we&#039;ll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you&#039;ll have a clear roadmap to a worry-free retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 Aug 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we&#039;ll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you&#039;ll have a clear roadmap to a worry-free retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we&amp;#039;ll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you&amp;#039;ll have a clear roadmap to a worry-free retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Moving Up Your Retirement Date]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll look at steps you can take if you want to move your retirement date up. We’ll also look at the benefits that come with filing for Social Security at ages 62, 67, and 70.]]>
                            </description>
            <pubDate>Sun, 18 Aug 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7387</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll look at steps you can take if you want to move your retirement date up. We’ll also look at the benefits that come with filing for Social Security at ages 62, 67, and 70.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Aug 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll look at steps you can take if you want to move your retirement date up. We’ll also look at the benefits that come with filing for Social Security at ages 62, 67, and 70.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>During this show, we’ll look at steps you can take if you want to move your retirement date up. We’ll also look at the benefits that come with filing for Social Security at ages 62, 67, and 70.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Taxes may rise soon, here’s what to do…]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
                            </description>
            <pubDate>Sun, 30 Jun 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7225</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Jun 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What To Do If You’re Named An Executor]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss some of the things you should do if you become the executor of an estate.]]>
                            </description>
            <pubDate>Sun, 16 Jun 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7178</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss some of the things you should do if you become the executor of an estate.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Jun 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss some of the things you should do if you become the executor of an estate.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>During this episode, we’ll discuss some of the things you should do if you become the executor of an estate.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don’t Miss These Financial Steps!]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll discuss some of the most frequently overlooked financial steps and why they’re important.]]>
                            </description>
            <pubDate>Sun, 02 Jun 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7136</guid>
            
            
            
            <enclosure length="63361184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240602-3421-Brown-Full.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll discuss some of the most frequently overlooked financial steps and why they’re important.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Jun 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll discuss some of the most frequently overlooked financial steps and why they’re important.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>During this show, we’ll discuss some of the most frequently overlooked financial steps and why they’re important.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Success On Every Horizon]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll highlight short-term, medium-term, and long-term financial horizons and how to utilize each of them.]]>
                            </description>
            <pubDate>Sun, 26 May 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7118</guid>
            
            
            
            <enclosure length="63455072" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240526-3419-Brown-Full.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll highlight short-term, medium-term, and long-term financial horizons and how to utilize each of them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 May 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll highlight short-term, medium-term, and long-term financial horizons and how to utilize each of them.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>During this show, we’ll highlight short-term, medium-term, and long-term financial horizons and how to utilize each of them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Expenses Are Waiting. Are You Ready?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll highlight common retirement expenses that many people don’t adequately prepare for. We’ll also discuss wealth plans.]]>
                            </description>
            <pubDate>Sun, 19 May 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7092</guid>
            
            
            
            <enclosure length="63361184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240519-3417-Brown-Full.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll highlight common retirement expenses that many people don’t adequately prepare for. We’ll also discuss wealth plans.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 May 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll highlight common retirement expenses that many people don’t adequately prepare for. We’ll also discuss wealth plans.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>During this episode, we’ll highlight common retirement expenses that many people don’t adequately prepare for. We’ll also discuss wealth plans.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Saving for Retirement in Three Age Brackets]]></title>
                        <description>
                                    <![CDATA[In this episode, we’ll consider tips for saving for retirement in three age brackets: ages 25–34, ages 35–44, and ages 45–54.]]>
                            </description>
            <pubDate>Sun, 12 May 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7067</guid>
            
            
            
            <enclosure length="63361184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240512-3414-Brown-Full.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we’ll consider tips for saving for retirement in three age brackets: ages 25–34, ages 35–44, and ages 45–54.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 May 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we’ll consider tips for saving for retirement in three age brackets: ages 25–34, ages 35–44, and ages 45–54.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>In this episode, we’ll consider tips for saving for retirement in three age brackets: ages 25–34, ages 35–44, and ages 45–54.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What The 2024 Election Means for Your Finances]]></title>
                        <description>
                                    <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                            </description>
            <pubDate>Sun, 31 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6910</guid>
            
            
            
            <enclosure length="63361184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240331-3406-Brown-Full.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 31 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Get Ready For Rainy Days]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]>
                            </description>
            <pubDate>Sun, 24 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6889</guid>
            
            
            
            <enclosure length="63361184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240324-3410-Brown-Full.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>During this show, we’re going to discuss essential steps that can provide rainy day financial protection.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preparing for RMDs]]></title>
                        <description>
                                    <![CDATA[On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them.]]>
                            </description>
            <pubDate>Sun, 17 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6868</guid>
            
            
            
            <enclosure length="63361184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240317-3409-Brown-Full.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Four Retirement Chapters]]></title>
                        <description>
                                    <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]>
                            </description>
            <pubDate>Sun, 10 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6842</guid>
            
            
            
            <enclosure length="63361184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240310-3399-Brown-Full.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Flexible Protection for a Healthy Retirement]]></title>
                        <description>
                                    <![CDATA[During today’s show, we’re going to address the concept of flexible protection for a healthy retirement which for some people may be a way to secure the money they need for long-term care services while also helping protect  their assets.]]>
                            </description>
            <pubDate>Sun, 03 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6814</guid>
            
            
            
            <enclosure length="63361184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240303-3407-Brown-Full.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s show, we’re going to address the concept of flexible protection for a healthy retirement which for some people may be a way to secure the money they need for long-term care services while also helping protect  their assets.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s show, we’re going to address the concept of flexible protection for a healthy retirement which for some people may be a way to secure the money they need for long-term care services while also helping protect  their assets.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>During today’s show, we’re going to address the concept of flexible protection for a healthy retirement which for some people may be a way to secure the money they need for long-term care services while also helping protect their assets.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Generational Vault And Enhanced Planning: A Powerful Combo]]></title>
                        <description>
                                    <![CDATA[We discuss the importance of estate and legacy planning for you and your family. It&#039;s important to have the right documents and know where they are in order to keep family harmony.]]>
                            </description>
            <pubDate>Sun, 25 Feb 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6790</guid>
            
            
            
            <enclosure length="63361184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240225-3403-Brown-Full.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We discuss the importance of estate and legacy planning for you and your family. It&#039;s important to have the right documents and know where they are in order to keep family harmony.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 Feb 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We discuss the importance of estate and legacy planning for you and your family. It&#039;s important to have the right documents and know where they are in order to keep family harmony.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>We discuss the importance of estate and legacy planning for you and your family. It&amp;#039;s important to have the right documents and know where they are in order to keep family harmony.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement For A New Generation]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to examine how much retirement has changed in a short amount of time and how you can thrive in a new generation of retirement.]]>
                            </description>
            <pubDate>Sun, 18 Feb 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6766</guid>
            
            
            
            <enclosure length="63361184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240218-3405-Brown-Full.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to examine how much retirement has changed in a short amount of time and how you can thrive in a new generation of retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Feb 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to examine how much retirement has changed in a short amount of time and how you can thrive in a new generation of retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>During this show, we’re going to examine how much retirement has changed in a short amount of time and how you can thrive in a new generation of retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Retirement Planning Calendar]]></title>
                        <description>
                                    <![CDATA[Tired of feeling lost in retirement planning? Listen in as we break down essential tasks at various ages, guiding you from saving strategies to claiming Social Security, empowering you to confidently chart your path to a secure future. Don&#039;t wait, listen now and get ready to turn your retirement dreams into reality!]]>
                            </description>
            <pubDate>Sun, 11 Feb 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6744</guid>
            
            
            
            <enclosure length="63361184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240211-200206-Brown-Full.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Tired of feeling lost in retirement planning? Listen in as we break down essential tasks at various ages, guiding you from saving strategies to claiming Social Security, empowering you to confidently chart your path to a secure future. Don&#039;t wait, listen now and get ready to turn your retirement dreams into reality!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Feb 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Tired of feeling lost in retirement planning? Listen in as we break down essential tasks at various ages, guiding you from saving strategies to claiming Social Security, empowering you to confidently chart your path to a secure future. Don&#039;t wait, listen now and get ready to turn your retirement dreams into reality!]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Tired of feeling lost in retirement planning? Listen in as we break down essential tasks at various ages, guiding you from saving strategies to claiming Social Security, empowering you to confidently chart your path to a secure future. Don&amp;#039;t wait, listen now and get ready to turn your retirement dreams into reality!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Controlling Your Investment and Retirement Fees]]></title>
                        <description>
                                    <![CDATA[Learn how to find, calculate and control your investment fees and expenses.]]>
                            </description>
            <pubDate>Sun, 28 Jan 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6699</guid>
            
            
            
            <enclosure length="43122944" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240128_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn how to find, calculate and control your investment fees and expenses.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Jan 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn how to find, calculate and control your investment fees and expenses.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn how to find, calculate and control your investment fees and expenses.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Confronting Market Volatility]]></title>
                        <description>
                                    <![CDATA[Learn strategies on how to better manage market volatility during retirement]]>
                            </description>
            <pubDate>Sun, 21 Jan 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6676</guid>
            
            
            
            <enclosure length="43292288" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240121_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn strategies on how to better manage market volatility during retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Jan 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn strategies on how to better manage market volatility during retirement]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn strategies on how to better manage market volatility during retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The 6 Retirement Risks]]></title>
                        <description>
                                    <![CDATA[Learn to navigate the different types of financial risks that you are likely to face during retirement]]>
                            </description>
            <pubDate>Sun, 14 Jan 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6654</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn to navigate the different types of financial risks that you are likely to face during retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Jan 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn to navigate the different types of financial risks that you are likely to face during retirement]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn to navigate the different types of financial risks that you are likely to face during retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[When to Call it Quits (Determining When You Should Retire)]]></title>
                        <description>
                                    <![CDATA[Know the key factors to consider before choosing that retirement date.]]>
                            </description>
            <pubDate>Sun, 07 Jan 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6624</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Know the key factors to consider before choosing that retirement date.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Jan 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Know the key factors to consider before choosing that retirement date.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Know the key factors to consider before choosing that retirement date.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Costs That You Should NOT Underestimate]]></title>
                        <description>
                                    <![CDATA[Understand the primary areas where people tend to underestimate their expenses in retirement.]]>
                            </description>
            <pubDate>Sun, 31 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6603</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understand the primary areas where people tend to underestimate their expenses in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 31 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understand the primary areas where people tend to underestimate their expenses in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understand the primary areas where people tend to underestimate their expenses in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Planning Rules of Thumb – Are They Really Worth Using?]]></title>
                        <description>
                                    <![CDATA[Beware of using these financial planning myths and generalized rules of thumb when designing your plan.]]>
                            </description>
            <pubDate>Sun, 24 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6593</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Beware of using these financial planning myths and generalized rules of thumb when designing your plan.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Beware of using these financial planning myths and generalized rules of thumb when designing your plan.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Beware of using these financial planning myths and generalized rules of thumb when designing your plan.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[10 Retirement Planning Tips for Women]]></title>
                        <description>
                                    <![CDATA[Understand the unique challenges that women face when planning for retirement.]]>
                            </description>
            <pubDate>Sun, 17 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6570</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understand the unique challenges that women face when planning for retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understand the unique challenges that women face when planning for retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understand the unique challenges that women face when planning for retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[10 Financial Goals to Hit Before Retirement]]></title>
                        <description>
                                    <![CDATA[The approach of a milestone birthday is a good reminder that, as life changes, so do your needs and circumstances.]]>
                            </description>
            <pubDate>Sun, 10 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6547</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The approach of a milestone birthday is a good reminder that, as life changes, so do your needs and circumstances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The approach of a milestone birthday is a good reminder that, as life changes, so do your needs and circumstances.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>The approach of a milestone birthday is a good reminder that, as life changes, so do your needs and circumstances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Estate Planning Mistakes and How to Avoid Them]]></title>
                        <description>
                                    <![CDATA[How to ensure that your legacy is passed on in accordance to your plan, and as smoothly as possible.]]>
                            </description>
            <pubDate>Sun, 03 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6521</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How to ensure that your legacy is passed on in accordance to your plan, and as smoothly as possible.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How to ensure that your legacy is passed on in accordance to your plan, and as smoothly as possible.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>How to ensure that your legacy is passed on in accordance to your plan, and as smoothly as possible.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Conversion Strategies to Consider]]></title>
                        <description>
                                    <![CDATA[Understand the various financial and tax strategies to take advantage of in today&#039;s market environment.]]>
                            </description>
            <pubDate>Sun, 26 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6494</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understand the various financial and tax strategies to take advantage of in today&#039;s market environment.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understand the various financial and tax strategies to take advantage of in today&#039;s market environment.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understand the various financial and tax strategies to take advantage of in today&amp;#039;s market environment.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Create a Custom Retirement and Income Plan]]></title>
                        <description>
                                    <![CDATA[Know the advantages of having a custom plan that encompasses retirement and income.]]>
                            </description>
            <pubDate>Sun, 19 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6473</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Know the advantages of having a custom plan that encompasses retirement and income.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Know the advantages of having a custom plan that encompasses retirement and income.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Know the advantages of having a custom plan that encompasses retirement and income.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Finding the Right Advisor in the Current Retirement Age]]></title>
                        <description>
                                    <![CDATA[Know the right questions to ask your advisor ( or prospective advisor) in today’s changing retirement landscape]]>
                            </description>
            <pubDate>Sun, 12 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6449</guid>
            
            
            
            <enclosure length="42897152" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231112_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Know the right questions to ask your advisor ( or prospective advisor) in today’s changing retirement landscape]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Know the right questions to ask your advisor ( or prospective advisor) in today’s changing retirement landscape]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Know the right questions to ask your advisor ( or prospective advisor) in today’s changing retirement landscape</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How Behavioral Biases Can Affect Your Retirement Success]]></title>
                        <description>
                                    <![CDATA[Learn how to take emotion out of investing to help you succeed in retirement.]]>
                            </description>
            <pubDate>Sun, 05 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6424</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn how to take emotion out of investing to help you succeed in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn how to take emotion out of investing to help you succeed in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn how to take emotion out of investing to help you succeed in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Risk, Reward and Safer Ways to Get More Out of Your Retirement Assets]]></title>
                        <description>
                                    <![CDATA[Despite the direct correlation between risk and reward... safer ways to efficiently improve retirement income do exist.]]>
                            </description>
            <pubDate>Sun, 29 Oct 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6395</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Despite the direct correlation between risk and reward... safer ways to efficiently improve retirement income do exist.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 Oct 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Despite the direct correlation between risk and reward... safer ways to efficiently improve retirement income do exist.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Despite the direct correlation between risk and reward... safer ways to efficiently improve retirement income do exist.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[When to Call it Quits: Determining When You Should Retire]]></title>
                        <description>
                                    <![CDATA[Know the key factors to consider before choosing that retirement date.]]>
                            </description>
            <pubDate>Sun, 22 Oct 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6368</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Know the key factors to consider before choosing that retirement date.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 22 Oct 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Know the key factors to consider before choosing that retirement date.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Know the key factors to consider before choosing that retirement date.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is a Pension Buyout Offer Right for You?]]></title>
                        <description>
                                    <![CDATA[Learn how to determine if the lump-sum vs. the annuitized (pension) option is right for your situation]]>
                            </description>
            <pubDate>Sun, 15 Oct 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6344</guid>
            
            
            
            <enclosure length="42154880" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231015_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn how to determine if the lump-sum vs. the annuitized (pension) option is right for your situation]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Oct 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn how to determine if the lump-sum vs. the annuitized (pension) option is right for your situation]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn how to determine if the lump-sum vs. the annuitized (pension) option is right for your situation</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[6 Things to Teach Your Grandchildren About Investment and Retirement Planning]]></title>
                        <description>
                                    <![CDATA[If you knew then, what you do know now... would things be different?]]>
                            </description>
            <pubDate>Sun, 08 Oct 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6321</guid>
            
            
            
            <enclosure length="42884864" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231008_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[If you knew then, what you do know now... would things be different?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Oct 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[If you knew then, what you do know now... would things be different?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>If you knew then, what you do know now... would things be different?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Shocking Retirement Statistics (To Be Aware Of)]]></title>
                        <description>
                                    <![CDATA[Understanding the importance of planning ahead to avoid today’s daunting retirement statistics.]]>
                            </description>
            <pubDate>Sun, 01 Oct 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6295</guid>
            
            
            
            <enclosure length="42841856" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231001_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understanding the importance of planning ahead to avoid today’s daunting retirement statistics.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 Oct 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understanding the importance of planning ahead to avoid today’s daunting retirement statistics.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understanding the importance of planning ahead to avoid today’s daunting retirement statistics.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Tools vs. Retirement Strategies]]></title>
                        <description>
                                    <![CDATA[Does your retirement portfolio consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?]]>
                            </description>
            <pubDate>Sun, 24 Sep 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6270</guid>
            
            
            
            <enclosure length="42856064" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230924_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Does your retirement portfolio consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Sep 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Does your retirement portfolio consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Does your retirement portfolio consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[6 Common Misconceptions About Retirement]]></title>
                        <description>
                                    <![CDATA[Learn how to avoid the common biases that could impact your golden years]]>
                            </description>
            <pubDate>Sun, 17 Sep 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6246</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn how to avoid the common biases that could impact your golden years]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Sep 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn how to avoid the common biases that could impact your golden years]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn how to avoid the common biases that could impact your golden years</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Controlling Your Investment and Retirement Fees]]></title>
                        <description>
                                    <![CDATA[How to find, calculate and control your investment fees and expenses.]]>
                            </description>
            <pubDate>Sun, 10 Sep 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6223</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How to find, calculate and control your investment fees and expenses.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Sep 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How to find, calculate and control your investment fees and expenses.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>How to find, calculate and control your investment fees and expenses.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Set up a Retiree-Friendly Portfolio]]></title>
                        <description>
                                    <![CDATA[Make sure your portfolio (retirement nest egg) matches up with your lifestyle and risk tolerance]]>
                            </description>
            <pubDate>Sun, 03 Sep 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6198</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Make sure your portfolio (retirement nest egg) matches up with your lifestyle and risk tolerance]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Sep 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Make sure your portfolio (retirement nest egg) matches up with your lifestyle and risk tolerance]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Make sure your portfolio (retirement nest egg) matches up with your lifestyle and risk tolerance</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The 6 Retirement Risks]]></title>
                        <description>
                                    <![CDATA[Learn to navigate the different types of risks that you (and your money) are likely to face during retirement.]]>
                            </description>
            <pubDate>Sun, 27 Aug 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6173</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn to navigate the different types of risks that you (and your money) are likely to face during retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Aug 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn to navigate the different types of risks that you (and your money) are likely to face during retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn to navigate the different types of risks that you (and your money) are likely to face during retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Costs That You Should NOT Underestimate]]></title>
                        <description>
                                    <![CDATA[Understand the three primary areas where people tend to underestimate their expenses in retirement]]>
                            </description>
            <pubDate>Sun, 20 Aug 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6146</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understand the three primary areas where people tend to underestimate their expenses in retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Aug 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understand the three primary areas where people tend to underestimate their expenses in retirement]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understand the three primary areas where people tend to underestimate their expenses in retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Confronting Market Volatility]]></title>
                        <description>
                                    <![CDATA[Learn strategies on how to better handle market volatility during retirement.]]>
                            </description>
            <pubDate>Sun, 06 Aug 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6093</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn strategies on how to better handle market volatility during retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Aug 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn strategies on how to better handle market volatility during retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn strategies on how to better handle market volatility during retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[10 Retirement Planning Tips for Women]]></title>
                        <description>
                                    <![CDATA[Women often must deal with unique challenges (not faced by men) when planning for their ideal retirement.]]>
                            </description>
            <pubDate>Sun, 30 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6065</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Women often must deal with unique challenges (not faced by men) when planning for their ideal retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Women often must deal with unique challenges (not faced by men) when planning for their ideal retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Women often must deal with unique challenges (not faced by men) when planning for their ideal retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Create a Custom Retirement and Income Plan]]></title>
                        <description>
                                    <![CDATA[What does it mean to have a custom plan that encompasses retirement and income?  Or, do you even have a plan?]]>
                            </description>
            <pubDate>Sun, 23 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6043</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What does it mean to have a custom plan that encompasses retirement and income?  Or, do you even have a plan?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What does it mean to have a custom plan that encompasses retirement and income?  Or, do you even have a plan?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>What does it mean to have a custom plan that encompasses retirement and income? Or, do you even have a plan?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Risk, Reward and Safer Ways to Get More Out of Your Retirement Assets]]></title>
                        <description>
                                    <![CDATA[Despite the direct link between risk and reward... safer ways to efficiently improve retirement income do exist.]]>
                            </description>
            <pubDate>Sun, 16 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6019</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Despite the direct link between risk and reward... safer ways to efficiently improve retirement income do exist.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Despite the direct link between risk and reward... safer ways to efficiently improve retirement income do exist.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Despite the direct link between risk and reward... safer ways to efficiently improve retirement income do exist.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Conversion Strategies to Consider]]></title>
                        <description>
                                    <![CDATA[Understand the advantages of various financial and tax strategies in today&#039;s market environment.]]>
                            </description>
            <pubDate>Sun, 09 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5995</guid>
            
            
            
            <enclosure length="42990992" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230709_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understand the advantages of various financial and tax strategies in today&#039;s market environment.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understand the advantages of various financial and tax strategies in today&#039;s market environment.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understand the advantages of various financial and tax strategies in today&amp;#039;s market environment.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[When to Call it Quits -- Determining When You Should Retire]]></title>
                        <description>
                                    <![CDATA[Know the key factors to consider before choosing that retirement date.]]>
                            </description>
            <pubDate>Sun, 02 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5976</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Know the key factors to consider before choosing that retirement date.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Know the key factors to consider before choosing that retirement date.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Know the key factors to consider before choosing that retirement date.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[10 Financial Goals to Hit Before Retirement]]></title>
                        <description>
                                    <![CDATA[The approach of a milestone birthday is a good reminder that, as life changes,  your needs and circumstances change as well.]]>
                            </description>
            <pubDate>Sun, 25 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5954</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The approach of a milestone birthday is a good reminder that, as life changes,  your needs and circumstances change as well.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The approach of a milestone birthday is a good reminder that, as life changes,  your needs and circumstances change as well.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>The approach of a milestone birthday is a good reminder that, as life changes, your needs and circumstances change as well.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Estate Planning Mistakes and How to Avoid Them]]></title>
                        <description>
                                    <![CDATA[How to ensure that your legacy is passed on in accordance with your plan and as smoothly as possible.]]>
                            </description>
            <pubDate>Sun, 18 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5935</guid>
            
            
            
            <enclosure length="51092030" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230618_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How to ensure that your legacy is passed on in accordance with your plan and as smoothly as possible.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How to ensure that your legacy is passed on in accordance with your plan and as smoothly as possible.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>How to ensure that your legacy is passed on in accordance with your plan and as smoothly as possible.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[6 Things to Teach Your Children (and Grandchildren) About Investment and Retirement Planning]]></title>
                        <description>
                                    <![CDATA[If you knew then, what you do know now... would things be different?]]>
                            </description>
            <pubDate>Sun, 11 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5905</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[If you knew then, what you do know now... would things be different?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[If you knew then, what you do know now... would things be different?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>If you knew then, what you do know now... would things be different?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Shocking Retirement Statistics (That You Should Be Aware Of)]]></title>
                        <description>
                                    <![CDATA[Understand the importance of planning ahead to avoid today’s daunting retirement statistics.]]>
                            </description>
            <pubDate>Sun, 04 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5876</guid>
            
            
            
            <enclosure length="42841472" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230604_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understand the importance of planning ahead to avoid today’s daunting retirement statistics.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understand the importance of planning ahead to avoid today’s daunting retirement statistics.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understand the importance of planning ahead to avoid today’s daunting retirement statistics.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is a Pension Buyout Offer Right for You?]]></title>
                        <description>
                                    <![CDATA[Learn how to determine if the lump-sum payment vs. the annuitized (pension) option is right for your situation.]]>
                            </description>
            <pubDate>Sun, 28 May 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5847</guid>
            
            
            
            <enclosure length="21859970" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230528_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn how to determine if the lump-sum payment vs. the annuitized (pension) option is right for your situation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 May 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn how to determine if the lump-sum payment vs. the annuitized (pension) option is right for your situation.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn how to determine if the lump-sum payment vs. the annuitized (pension) option is right for your situation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Tools vs. Retirement Strategies]]></title>
                        <description>
                                    <![CDATA[Does your nest egg consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?]]>
                            </description>
            <pubDate>Sun, 21 May 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5821</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Does your nest egg consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 May 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Does your nest egg consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Does your nest egg consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[6 Common Misconceptions About Retirement]]></title>
                        <description>
                                    <![CDATA[How to avoid the common biases that could impact your golden years]]>
                            </description>
            <pubDate>Sun, 14 May 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5793</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How to avoid the common biases that could impact your golden years]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 May 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How to avoid the common biases that could impact your golden years]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>How to avoid the common biases that could impact your golden years</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Controlling Your Investment and Retirement Fees]]></title>
                        <description>
                                    <![CDATA[Learn how to find, calculate and control your portfolio fees and expenses.]]>
                            </description>
            <pubDate>Sun, 07 May 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5768</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn how to find, calculate and control your portfolio fees and expenses.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 May 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn how to find, calculate and control your portfolio fees and expenses.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn how to find, calculate and control your portfolio fees and expenses.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Set up a Retiree-Friendly Portfolio]]></title>
                        <description>
                                    <![CDATA[Make sure your portfolio (nest egg) matches up with your lifestyle and risk tolerance]]>
                            </description>
            <pubDate>Sun, 30 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5740</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Make sure your portfolio (nest egg) matches up with your lifestyle and risk tolerance]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Make sure your portfolio (nest egg) matches up with your lifestyle and risk tolerance]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Make sure your portfolio (nest egg) matches up with your lifestyle and risk tolerance</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The 7 Retirement Risks]]></title>
                        <description>
                                    <![CDATA[Learn to navigate the different types of risks that you (and your nest egg) are likely to face during retirement.]]>
                            </description>
            <pubDate>Sun, 23 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5718</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn to navigate the different types of risks that you (and your nest egg) are likely to face during retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn to navigate the different types of risks that you (and your nest egg) are likely to face during retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn to navigate the different types of risks that you (and your nest egg) are likely to face during retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Finding the Right Advisor in the Current Retirement Age]]></title>
                        <description>
                                    <![CDATA[Know the right questions to ask your advisor (or prospective advisor)... especially in today’s changing retirement landscape]]>
                            </description>
            <pubDate>Sun, 16 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5693</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Know the right questions to ask your advisor (or prospective advisor)... especially in today’s changing retirement landscape]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Know the right questions to ask your advisor (or prospective advisor)... especially in today’s changing retirement landscape]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Know the right questions to ask your advisor (or prospective advisor)... especially in today’s changing retirement landscape</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How Behavioral Biases Can Affect Your Investment and Retirement Success]]></title>
                        <description>
                                    <![CDATA[Learn how to take emotion out of investing to help you succeed in retirement.]]>
                            </description>
            <pubDate>Sun, 09 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5662</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn how to take emotion out of investing to help you succeed in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn how to take emotion out of investing to help you succeed in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn how to take emotion out of investing to help you succeed in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Costs That You Should NOT Underestimate]]></title>
                        <description>
                                    <![CDATA[Understand the primary areas where people tend to underestimate their total cost of living in retirement.]]>
                            </description>
            <pubDate>Sun, 02 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5638</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understand the primary areas where people tend to underestimate their total cost of living in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understand the primary areas where people tend to underestimate their total cost of living in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understand the primary areas where people tend to underestimate their total cost of living in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Planning Rules of Thumb -- Are They Worth Using?]]></title>
                        <description>
                                    <![CDATA[Beware of using these financial planning myths and generalized rules of thumb when designing your plan.]]>
                            </description>
            <pubDate>Sun, 26 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5613</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Beware of using these financial planning myths and generalized rules of thumb when designing your plan.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Beware of using these financial planning myths and generalized rules of thumb when designing your plan.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Beware of using these financial planning myths and generalized rules of thumb when designing your plan.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Confronting Market Volatility]]></title>
                        <description>
                                    <![CDATA[Learn strategies on how to handle market volatility during retirement]]>
                            </description>
            <pubDate>Sun, 19 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5588</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn strategies on how to handle market volatility during retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn strategies on how to handle market volatility during retirement]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn strategies on how to handle market volatility during retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[10 Retirement Planning Tips for Women]]></title>
                        <description>
                                    <![CDATA[Women often must deal with unique challenges not faced by men when planning for their ideal retirement]]>
                            </description>
            <pubDate>Sun, 12 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5565</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Women often must deal with unique challenges not faced by men when planning for their ideal retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Women often must deal with unique challenges not faced by men when planning for their ideal retirement]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Women often must deal with unique challenges not faced by men when planning for their ideal retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Creating a Custom Retirement and Income Plan]]></title>
                        <description>
                                    <![CDATA[What does it mean to have a custom plan that encompasses retirement and income?  Or, do you even have a plan?]]>
                            </description>
            <pubDate>Sun, 05 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5541</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What does it mean to have a custom plan that encompasses retirement and income?  Or, do you even have a plan?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What does it mean to have a custom plan that encompasses retirement and income?  Or, do you even have a plan?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>What does it mean to have a custom plan that encompasses retirement and income? Or, do you even have a plan?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Estate Planning Mistakes and How to Avoid Them]]></title>
                        <description>
                                    <![CDATA[Ensure that your legacy is passed on in accordance with your wishes and that your beneficiaries receive their benefits as smoothly as possible]]>
                            </description>
            <pubDate>Sun, 26 Feb 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5517</guid>
            
            
            
            <enclosure length="42643328" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230226_BROWN (1).mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Ensure that your legacy is passed on in accordance with your wishes and that your beneficiaries receive their benefits as smoothly as possible]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Feb 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Ensure that your legacy is passed on in accordance with your wishes and that your beneficiaries receive their benefits as smoothly as possible]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Ensure that your legacy is passed on in accordance with your wishes and that your beneficiaries receive their benefits as smoothly as possible</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Conversion Strategies to Consider]]></title>
                        <description>
                                    <![CDATA[Understand the various financial and tax strategies to take advantage of in today&#039;s market environment.]]>
                            </description>
            <pubDate>Sun, 19 Feb 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5491</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understand the various financial and tax strategies to take advantage of in today&#039;s market environment.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Feb 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understand the various financial and tax strategies to take advantage of in today&#039;s market environment.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understand the various financial and tax strategies to take advantage of in today&amp;#039;s market environment.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Risk, Reward and Safer Ways to Get More Out of Your Retirement Assets]]></title>
                        <description>
                                    <![CDATA[Despite the solid link between risk and reward... safer ways to improve retirement income do exist.]]>
                            </description>
            <pubDate>Sun, 12 Feb 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5473</guid>
            
            
            
            <enclosure length="42475904" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230212_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Despite the solid link between risk and reward... safer ways to improve retirement income do exist.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Feb 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Despite the solid link between risk and reward... safer ways to improve retirement income do exist.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Despite the solid link between risk and reward... safer ways to improve retirement income do exist.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[When to Call it Quits: Determining When You Should Retire]]></title>
                        <description>
                                    <![CDATA[Know the key factors to consider before choosing your retirement date.]]>
                            </description>
            <pubDate>Sun, 05 Feb 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5448</guid>
            
            
            
            <enclosure length="42361472" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230205_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Know the key factors to consider before choosing your retirement date.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Feb 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Know the key factors to consider before choosing your retirement date.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Know the key factors to consider before choosing your retirement date.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[6 Things to Teach Your Children -- and Grandchildren -- About Investment and Retirement Planning]]></title>
                        <description>
                                    <![CDATA[If you knew then, what you do know now... would things be different?]]>
                            </description>
            <pubDate>Sun, 29 Jan 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5427</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[If you knew then, what you do know now... would things be different?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 Jan 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[If you knew then, what you do know now... would things be different?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>If you knew then, what you do know now... would things be different?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[10 Financial Goals to Hit Before Retirement]]></title>
                        <description>
                                    <![CDATA[The approach of a milestone birthday is a good reminder that, as life changes, so do your needs and circumstances]]>
                            </description>
            <pubDate>Sun, 22 Jan 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5401</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The approach of a milestone birthday is a good reminder that, as life changes, so do your needs and circumstances]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 22 Jan 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The approach of a milestone birthday is a good reminder that, as life changes, so do your needs and circumstances]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>The approach of a milestone birthday is a good reminder that, as life changes, so do your needs and circumstances</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Finding the Right Advisor in the Current Retirement Age]]></title>
                        <description>
                                    <![CDATA[Know the right questions to ask your current (or prospective) advisor in today’s changing retirement]]>
                            </description>
            <pubDate>Sun, 15 Jan 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5384</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Know the right questions to ask your current (or prospective) advisor in today’s changing retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Jan 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Know the right questions to ask your current (or prospective) advisor in today’s changing retirement]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Know the right questions to ask your current (or prospective) advisor in today’s changing retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[5 Key Factors to Help Determine How Much YOU Need to Retire]]></title>
                        <description>
                                    <![CDATA[Why you shouldn&#039;t rely upon some magic number in retirement]]>
                            </description>
            <pubDate>Sun, 08 Jan 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5362</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Why you shouldn&#039;t rely upon some magic number in retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Jan 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Why you shouldn&#039;t rely upon some magic number in retirement]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Why you shouldn&amp;#039;t rely upon some magic number in retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is a Pension Buyout Offer Right for You?]]></title>
                        <description>
                                    <![CDATA[Learn how to determine if the lump-sum payment vs. the annuitized pension option is right for your situation]]>
                            </description>
            <pubDate>Sun, 01 Jan 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5343</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn how to determine if the lump-sum payment vs. the annuitized pension option is right for your situation]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 Jan 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn how to determine if the lump-sum payment vs. the annuitized pension option is right for your situation]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn how to determine if the lump-sum payment vs. the annuitized pension option is right for your situation</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Confronting Market Volatility]]></title>
                        <description>
                                    <![CDATA[Learn strategies on how to manage and mitigate market volatility during retirement.]]>
                            </description>
            <pubDate>Sun, 11 Dec 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5294</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn strategies on how to manage and mitigate market volatility during retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Dec 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn strategies on how to manage and mitigate market volatility during retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn strategies on how to manage and mitigate market volatility during retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Set up a Retiree-Friendly Portfolio]]></title>
                        <description>
                                    <![CDATA[Make sure your portfolio nest egg matches up with your lifestyle and risk tolerance.]]>
                            </description>
            <pubDate>Sun, 04 Dec 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5279</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Make sure your portfolio nest egg matches up with your lifestyle and risk tolerance.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Dec 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Make sure your portfolio nest egg matches up with your lifestyle and risk tolerance.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Make sure your portfolio nest egg matches up with your lifestyle and risk tolerance.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Tools vs. Retirement Strategies]]></title>
                        <description>
                                    <![CDATA[Does your portfolio (nest egg) consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?]]>
                            </description>
            <pubDate>Sun, 27 Nov 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5260</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Does your portfolio (nest egg) consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Nov 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Does your portfolio (nest egg) consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Does your portfolio (nest egg) consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[10 Retirement Planning Tips for Women]]></title>
                        <description>
                                    <![CDATA[In order for women to enjoy their ideal retirement... there are special planning considerations]]>
                            </description>
            <pubDate>Sun, 20 Nov 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5240</guid>
            
            
            
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            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In order for women to enjoy their ideal retirement... there are special planning considerations]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Nov 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In order for women to enjoy their ideal retirement... there are special planning considerations]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>In order for women to enjoy their ideal retirement... there are special planning considerations</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Controlling Your Investment and Retirement Fees]]></title>
                        <description>
                                    <![CDATA[Learn how to find, calculate and control your investment fees and expenses]]>
                            </description>
            <pubDate>Sun, 13 Nov 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5215</guid>
            
            
            
            <enclosure length="21649706" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221113_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn how to find, calculate and control your investment fees and expenses]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Nov 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn how to find, calculate and control your investment fees and expenses]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn how to find, calculate and control your investment fees and expenses</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[6 Common Misconceptions About Retirement]]></title>
                        <description>
                                    <![CDATA[How to avoid the common biases that could negatively impact your golden years.]]>
                            </description>
            <pubDate>Sun, 06 Nov 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5191</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221106_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How to avoid the common biases that could negatively impact your golden years.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Nov 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How to avoid the common biases that could negatively impact your golden years.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>How to avoid the common biases that could negatively impact your golden years.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The 7 Retirement Risks]]></title>
                        <description>
                                    <![CDATA[Identifying the different types of risks that you (and your nest egg) are likely to face during retirement.]]>
                            </description>
            <pubDate>Sun, 30 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5167</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221030_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Identifying the different types of risks that you (and your nest egg) are likely to face during retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Identifying the different types of risks that you (and your nest egg) are likely to face during retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Identifying the different types of risks that you (and your nest egg) are likely to face during retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How Behavioral Biases Can Impact Your Retirement Success]]></title>
                        <description>
                                    <![CDATA[Learn how to take emotion out of investing to help you succeed in retirem]]>
                            </description>
            <pubDate>Sun, 23 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5144</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221023_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn how to take emotion out of investing to help you succeed in retirem]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn how to take emotion out of investing to help you succeed in retirem]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn how to take emotion out of investing to help you succeed in retirem</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Creating a Custom Retirement &amp; Income Plan]]></title>
                        <description>
                                    <![CDATA[What does it mean to have a custom retirement plan, and do you even have a plan?]]>
                            </description>
            <pubDate>Sun, 16 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5120</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221016_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What does it mean to have a custom retirement plan, and do you even have a plan?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What does it mean to have a custom retirement plan, and do you even have a plan?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>What does it mean to have a custom retirement plan, and do you even have a plan?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Costs That You Should NOT Underestimate]]></title>
                        <description>
                                    <![CDATA[Understand the primary areas where people tend to underestimate their cost of living in retirement]]>
                            </description>
            <pubDate>Sun, 09 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5098</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221009_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understand the primary areas where people tend to underestimate their cost of living in retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understand the primary areas where people tend to underestimate their cost of living in retirement]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understand the primary areas where people tend to underestimate their cost of living in retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Planning Rules of Thumb -- Are They Worth Using?]]></title>
                        <description>
                                    <![CDATA[Beware of using these generalized rules of thumb when designing your plan.]]>
                            </description>
            <pubDate>Sun, 02 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5079</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221002_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Beware of using these generalized rules of thumb when designing your plan.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Beware of using these generalized rules of thumb when designing your plan.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Beware of using these generalized rules of thumb when designing your plan.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Conversion Strategies to Consider]]></title>
                        <description>
                                    <![CDATA[Understanding the advantages of various financial and tax strategies in today&#039;s market environment.]]>
                            </description>
            <pubDate>Sun, 25 Sep 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5059</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220925_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understanding the advantages of various financial and tax strategies in today&#039;s market environment.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 Sep 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understanding the advantages of various financial and tax strategies in today&#039;s market environment.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understanding the advantages of various financial and tax strategies in today&amp;#039;s market environment.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Risk, Reward and Safer Ways to Get More Out of Your Retirement Assets]]></title>
                        <description>
                                    <![CDATA[Despite the correlation between risk and reward... safer ways to improve retirement income do exist.]]>
                            </description>
            <pubDate>Sun, 18 Sep 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5043</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220918_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Despite the correlation between risk and reward... safer ways to improve retirement income do exist.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Sep 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Despite the correlation between risk and reward... safer ways to improve retirement income do exist.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Despite the correlation between risk and reward... safer ways to improve retirement income do exist.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[When to Call it Quits – Determining When You Should Retire]]></title>
                        <description>
                                    <![CDATA[Know the key factors to consider before choosing your retirement date.]]>
                            </description>
            <pubDate>Sun, 11 Sep 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5023</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220911_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Know the key factors to consider before choosing your retirement date.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Sep 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Know the key factors to consider before choosing your retirement date.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Know the key factors to consider before choosing your retirement date.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[6 Things to Teach Your Children (and Grandchildren) About Investment and Retirement Planning]]></title>
                        <description>
                                    <![CDATA[If you knew then, what you do know now... would things be different?]]>
                            </description>
            <pubDate>Sun, 04 Sep 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5004</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220904_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[If you knew then, what you do know now... would things be different?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Sep 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[If you knew then, what you do know now... would things be different?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>If you knew then, what you do know now... would things be different?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[10 Financial Goals to Hit Before Retirement]]></title>
                        <description>
                                    <![CDATA[The approach of a milestone birthday is a good reminder that, as life changes,  your needs and circumstances will often change as well]]>
                            </description>
            <pubDate>Sun, 28 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4982</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220828_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The approach of a milestone birthday is a good reminder that, as life changes,  your needs and circumstances will often change as well]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The approach of a milestone birthday is a good reminder that, as life changes,  your needs and circumstances will often change as well]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>The approach of a milestone birthday is a good reminder that, as life changes, your needs and circumstances will often change as well</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Finding the Right Advisor in the Current Retirement Age]]></title>
                        <description>
                                    <![CDATA[Know the right questions to ask your advisor (or prospective advisor) in today’s changing retirement landscape.]]>
                            </description>
            <pubDate>Sun, 21 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4962</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220821_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Know the right questions to ask your advisor (or prospective advisor) in today’s changing retirement landscape.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Know the right questions to ask your advisor (or prospective advisor) in today’s changing retirement landscape.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Know the right questions to ask your advisor (or prospective advisor) in today’s changing retirement landscape.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Confronting Market Volatility]]></title>
                        <description>
                                    <![CDATA[Strategies on how to manage market volatility during retirement.]]>
                            </description>
            <pubDate>Sun, 14 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4941</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220814_BROWN2.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Strategies on how to manage market volatility during retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Strategies on how to manage market volatility during retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Strategies on how to manage market volatility during retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[5 Key Factors to Help Determine How Much YOU Need to Retire]]></title>
                        <description>
                                    <![CDATA[Why you should not rely upon some magic number in retirement]]>
                            </description>
            <pubDate>Sun, 07 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4915</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220807_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Why you should not rely upon some magic number in retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Why you should not rely upon some magic number in retirement]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Why you should not rely upon some magic number in retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is a Pension Buyout Offer Right for You?]]></title>
                        <description>
                                    <![CDATA[How to determine if the lump-sum payment vs. the annuitized pension option is right for your situation.]]>
                            </description>
            <pubDate>Sun, 31 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4894</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220731_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How to determine if the lump-sum payment vs. the annuitized pension option is right for your situation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 31 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How to determine if the lump-sum payment vs. the annuitized pension option is right for your situation.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>How to determine if the lump-sum payment vs. the annuitized pension option is right for your situation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Costs That You Should NOT Underestimate]]></title>
                        <description>
                                    <![CDATA[Understanding the three primary areas where people tend to underestimate their expenses in retirement.]]>
                            </description>
            <pubDate>Sun, 24 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4873</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220724_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understanding the three primary areas where people tend to underestimate their expenses in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understanding the three primary areas where people tend to underestimate their expenses in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understanding the three primary areas where people tend to underestimate their expenses in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Risk, Reward and Safe Ways to Get More Out of Your Retirement Assets]]></title>
                        <description>
                                    <![CDATA[Despite the solid connection between risk and reward, safe ways to improve retirement income do exist.]]>
                            </description>
            <pubDate>Sun, 17 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4851</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220717_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Despite the solid connection between risk and reward, safe ways to improve retirement income do exist.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Despite the solid connection between risk and reward, safe ways to improve retirement income do exist.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Despite the solid connection between risk and reward, safe ways to improve retirement income do exist.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[6 Common Misconceptions About Retirement]]></title>
                        <description>
                                    <![CDATA[Avoid these common biases that could negatively impact your golden years]]>
                            </description>
            <pubDate>Sun, 10 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4833</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220710_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Avoid these common biases that could negatively impact your golden years]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Avoid these common biases that could negatively impact your golden years]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Avoid these common biases that could negatively impact your golden years</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Controlling Your Investment and Retirement Fees]]></title>
                        <description>
                                    <![CDATA[How to find, calculate and control your investment fees and expenses]]>
                            </description>
            <pubDate>Sun, 03 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4820</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220703_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How to find, calculate and control your investment fees and expenses]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How to find, calculate and control your investment fees and expenses]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>How to find, calculate and control your investment fees and expenses</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The 7 Retirement Risks]]></title>
                        <description>
                                    <![CDATA[The different types of risks that you (and your money) are likely to face during retirement]]>
                            </description>
            <pubDate>Sun, 26 Jun 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4798</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220626_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The different types of risks that you (and your money) are likely to face during retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Jun 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The different types of risks that you (and your money) are likely to face during retirement]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>The different types of risks that you (and your money) are likely to face during retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Set up a Retiree-Friendly Portfolio]]></title>
                        <description>
                                    <![CDATA[Make sure your portfolio nest egg matches up with your lifestyle and risk tolerance.]]>
                            </description>
            <pubDate>Sun, 19 Jun 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4776</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220619_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Make sure your portfolio nest egg matches up with your lifestyle and risk tolerance.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Jun 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Make sure your portfolio nest egg matches up with your lifestyle and risk tolerance.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Make sure your portfolio nest egg matches up with your lifestyle and risk tolerance.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How Behavioral Biases Can Affect Your Retirement Success]]></title>
                        <description>
                                    <![CDATA[Learn how to take emotion out of investing to help you succeed in retirement.]]>
                            </description>
            <pubDate>Sun, 12 Jun 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4755</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220612_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn how to take emotion out of investing to help you succeed in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Jun 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn how to take emotion out of investing to help you succeed in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn how to take emotion out of investing to help you succeed in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Tools vs. Retirement Strategies]]></title>
                        <description>
                                    <![CDATA[Does your portfolio consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?]]>
                            </description>
            <pubDate>Sun, 05 Jun 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4741</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220605_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Does your portfolio consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Jun 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Does your portfolio consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Does your portfolio consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Creating a Custom Retirement Plan]]></title>
                        <description>
                                    <![CDATA[What does it mean to have a custom retirement plan, and do you even have a plan?]]>
                            </description>
            <pubDate>Sun, 29 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4721</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220529_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What does it mean to have a custom retirement plan, and do you even have a plan?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What does it mean to have a custom retirement plan, and do you even have a plan?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>What does it mean to have a custom retirement plan, and do you even have a plan?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[10 Financial Goals to Hit Before Retirement]]></title>
                        <description>
                                    <![CDATA[The approach of a milestone birthday is a good reminder that, as life changes, your needs and circumstances often change as well.]]>
                            </description>
            <pubDate>Sun, 15 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4674</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220515_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The approach of a milestone birthday is a good reminder that, as life changes, your needs and circumstances often change as well.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The approach of a milestone birthday is a good reminder that, as life changes, your needs and circumstances often change as well.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>The approach of a milestone birthday is a good reminder that, as life changes, your needs and circumstances often change as well.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Conversion Strategies to Consider]]></title>
                        <description>
                                    <![CDATA[Understand the various financial and tax strategies to take advantage of in today&#039;s market environment.]]>
                            </description>
            <pubDate>Sun, 08 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4650</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220508_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understand the various financial and tax strategies to take advantage of in today&#039;s market environment.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understand the various financial and tax strategies to take advantage of in today&#039;s market environment.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understand the various financial and tax strategies to take advantage of in today&amp;#039;s market environment.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Planning “Rules of Thumb” -- Are They Worth Using?]]></title>
                        <description>
                                    <![CDATA[Beware of these financial planning myths and generalized rules of thumb when designing your plan.]]>
                            </description>
            <pubDate>Sun, 01 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4625</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220501_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Beware of these financial planning myths and generalized rules of thumb when designing your plan.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Beware of these financial planning myths and generalized rules of thumb when designing your plan.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Beware of these financial planning myths and generalized rules of thumb when designing your plan.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Risk, Reward and Safe Ways to Get More from Your Retirement Assets]]></title>
                        <description>
                                    <![CDATA[Despite the solid link between risk and reward, safe ways to improve retirement income do exist.]]>
                            </description>
            <pubDate>Sun, 24 Apr 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4603</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220424_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Despite the solid link between risk and reward, safe ways to improve retirement income do exist.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Apr 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Despite the solid link between risk and reward, safe ways to improve retirement income do exist.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Despite the solid link between risk and reward, safe ways to improve retirement income do exist.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[When to Call it Quits: Determining When You Should Retire]]></title>
                        <description>
                                    <![CDATA[Know the key factors to consider before choosing your retirement date]]>
                            </description>
            <pubDate>Sun, 17 Apr 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4578</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220417_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Know the key factors to consider before choosing your retirement date]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Apr 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Know the key factors to consider before choosing your retirement date]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Know the key factors to consider before choosing your retirement date</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[6 Things to Teach Your Children About Investment and Retirement Planning]]></title>
                        <description>
                                    <![CDATA[If only you knew then, what you do know now... would things be different?]]>
                            </description>
            <pubDate>Sun, 10 Apr 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4557</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220410_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[If only you knew then, what you do know now... would things be different?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Apr 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[If only you knew then, what you do know now... would things be different?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>If only you knew then, what you do know now... would things be different?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to Help Make Planning for Retirement Easier]]></title>
                        <description>
                                    <![CDATA[Retirement planning doesn’t need to be complicated, you just need some guidance to help smooth out the process.]]>
                            </description>
            <pubDate>Sun, 03 Apr 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4533</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220403_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Retirement planning doesn’t need to be complicated, you just need some guidance to help smooth out the process.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Apr 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Retirement planning doesn’t need to be complicated, you just need some guidance to help smooth out the process.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Retirement planning doesn’t need to be complicated, you just need some guidance to help smooth out the process.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[6 Common Misconceptions About Retirement]]></title>
                        <description>
                                    <![CDATA[Avoid these common biases that could impact your golden years.]]>
                            </description>
            <pubDate>Sun, 27 Mar 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4502</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220327_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Avoid these common biases that could impact your golden years.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Mar 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Avoid these common biases that could impact your golden years.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Avoid these common biases that could impact your golden years.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Common Retirement Regrets and Ways to Overcome Them]]></title>
                        <description>
                                    <![CDATA[Learn from the experience of those who have already walked the retirement path.]]>
                            </description>
            <pubDate>Sun, 20 Mar 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4479</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220320_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn from the experience of those who have already walked the retirement path.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Mar 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn from the experience of those who have already walked the retirement path.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn from the experience of those who have already walked the retirement path.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Common Retirement Regrets and Ways to Overcome Them]]></title>
                        <description>
                                    <![CDATA[Learn from the experience of those who have already walked the retirement path.]]>
                            </description>
            <pubDate>Sun, 27 Feb 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4408</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220227_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn from the experience of those who have already walked the retirement path.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Feb 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn from the experience of those who have already walked the retirement path.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn from the experience of those who have already walked the retirement path.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Tools vs. Retirement Strategies]]></title>
                        <description>
                                    <![CDATA[Does your nest egg (portfolio) consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?]]>
                            </description>
            <pubDate>Sun, 20 Feb 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4380</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220220_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Does your nest egg (portfolio) consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Feb 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Does your nest egg (portfolio) consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Does your nest egg (portfolio) consist of a bunch of individual tools... or do you have a comprehensive retirement strategy?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Controlling Your Investment and Retirement Fees]]></title>
                        <description>
                                    <![CDATA[How to find, calculate, and control your portfolio fees and expenses.]]>
                            </description>
            <pubDate>Sun, 06 Feb 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4334</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220206_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How to find, calculate, and control your portfolio fees and expenses.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Feb 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How to find, calculate, and control your portfolio fees and expenses.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>How to find, calculate, and control your portfolio fees and expenses.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The 7 Retirement Risks]]></title>
                        <description>
                                    <![CDATA[The different types of risks that you -- and your money -- could face during retirement.]]>
                            </description>
            <pubDate>Sun, 23 Jan 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4269</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220123_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The different types of risks that you -- and your money -- could face during retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Jan 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The different types of risks that you -- and your money -- could face during retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>The different types of risks that you -- and your money -- could face during retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to Help Protect Your Retirement from a Potential Bear Market]]></title>
                        <description>
                                    <![CDATA[Have you properly insulated your portfolio (nest egg) for retirement?]]>
                            </description>
            <pubDate>Sun, 16 Jan 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4241</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220116_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Have you properly insulated your portfolio (nest egg) for retirement?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Jan 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Have you properly insulated your portfolio (nest egg) for retirement?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Have you properly insulated your portfolio (nest egg) for retirement?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Set up a Retiree-Friendly Portfolio]]></title>
                        <description>
                                    <![CDATA[Make sure your portfolio nest egg matches up with your lifestyle and risk tolerance.]]>
                            </description>
            <pubDate>Sun, 09 Jan 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4216</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220109_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Make sure your portfolio nest egg matches up with your lifestyle and risk tolerance.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Jan 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Make sure your portfolio nest egg matches up with your lifestyle and risk tolerance.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Make sure your portfolio nest egg matches up with your lifestyle and risk tolerance.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How Behavioral Biases Can Affect Your Investment and Retirement Success]]></title>
                        <description>
                                    <![CDATA[Learn how to take emotion out of investing to help you succeed in retirement.]]>
                            </description>
            <pubDate>Sun, 02 Jan 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4195</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220102_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn how to take emotion out of investing to help you succeed in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Jan 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn how to take emotion out of investing to help you succeed in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn how to take emotion out of investing to help you succeed in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Costs That You Should NOT Underestimate]]></title>
                        <description>
                                    <![CDATA[Understand the three primary areas where people tend to underestimate their cost of living in retirement.]]>
                            </description>
            <pubDate>Sun, 26 Dec 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4188</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211226_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understand the three primary areas where people tend to underestimate their cost of living in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Dec 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understand the three primary areas where people tend to underestimate their cost of living in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understand the three primary areas where people tend to underestimate their cost of living in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Finding the Right Advisor in the Current Retirement Age]]></title>
                        <description>
                                    <![CDATA[Know the right questions to ask your advisor (or prospective advisor)... especially in today’s changing retirement landscape.]]>
                            </description>
            <pubDate>Sun, 19 Dec 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4177</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211219_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Know the right questions to ask your advisor (or prospective advisor)... especially in today’s changing retirement landscape.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Dec 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Know the right questions to ask your advisor (or prospective advisor)... especially in today’s changing retirement landscape.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Know the right questions to ask your advisor (or prospective advisor)... especially in today’s changing retirement landscape.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[5 Ways to Help Make Planning for Retirement Easier]]></title>
                        <description>
                                    <![CDATA[Retirement planning doesn’t need to be difficult, you just need tips to help smooth out the process.]]>
                            </description>
            <pubDate>Sun, 12 Dec 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4160</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211212_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Retirement planning doesn’t need to be difficult, you just need tips to help smooth out the process.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Dec 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Retirement planning doesn’t need to be difficult, you just need tips to help smooth out the process.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Retirement planning doesn’t need to be difficult, you just need tips to help smooth out the process.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Creating a Custom Retirement Plan]]></title>
                        <description>
                                    <![CDATA[What does it mean to have a &quot;custom&quot; retirement plan... and do you even have a plan?]]>
                            </description>
            <pubDate>Sun, 05 Dec 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4135</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211121_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What does it mean to have a &quot;custom&quot; retirement plan... and do you even have a plan?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Dec 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What does it mean to have a &quot;custom&quot; retirement plan... and do you even have a plan?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>What does it mean to have a &amp;quot;custom&amp;quot; retirement plan... and do you even have a plan?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[5 Ways to Help Make Planning for Retirement Easier]]></title>
                        <description>
                                    <![CDATA[Retirement planning doesn’t need to be difficult, you just need tips to help smooth out the process.]]>
                            </description>
            <pubDate>Sun, 28 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4120</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211128_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Retirement planning doesn’t need to be difficult, you just need tips to help smooth out the process.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Retirement planning doesn’t need to be difficult, you just need tips to help smooth out the process.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Retirement planning doesn’t need to be difficult, you just need tips to help smooth out the process.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Planning “Rules of Thumb” – Good Guidance or Pseudo Science?]]></title>
                        <description>
                                    <![CDATA[Beware of these financial planning myths and rules of thumb when designing your plan]]>
                            </description>
            <pubDate>Sun, 14 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4084</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211114_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Beware of these financial planning myths and rules of thumb when designing your plan]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Beware of these financial planning myths and rules of thumb when designing your plan]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Beware of these financial planning myths and rules of thumb when designing your plan</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[7 Things You CAN Control with Investing (to Help Your Money Go Further in Retirement)]]></title>
                        <description>
                                    <![CDATA[When it comes to investing for retirement… Are you focused on the things you CAN control  Or, the things that you CAN’T?]]>
                            </description>
            <pubDate>Sun, 07 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4061</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211107_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[When it comes to investing for retirement… Are you focused on the things you CAN control  Or, the things that you CAN’T?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[When it comes to investing for retirement… Are you focused on the things you CAN control  Or, the things that you CAN’T?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>When it comes to investing for retirement… Are you focused on the things you CAN control Or, the things that you CAN’T?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Conversion Strategies to Consider]]></title>
                        <description>
                                    <![CDATA[Understanding different financial and tax strategies to take advantage of today&#039;s market environment.]]>
                            </description>
            <pubDate>Sun, 31 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4039</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211031_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understanding different financial and tax strategies to take advantage of today&#039;s market environment.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 31 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understanding different financial and tax strategies to take advantage of today&#039;s market environment.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understanding different financial and tax strategies to take advantage of today&amp;#039;s market environment.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[6 Things to Teach Your Children and Grandchildren About Investment and Retirement Planning]]></title>
                        <description>
                                    <![CDATA[If only you knew then, what you do know now... would things be different?]]>
                            </description>
            <pubDate>Sun, 24 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4013</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211024_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[If only you knew then, what you do know now... would things be different?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[If only you knew then, what you do know now... would things be different?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>If only you knew then, what you do know now... would things be different?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Confronting Market Volatility]]></title>
                        <description>
                                    <![CDATA[Strategies on how to handle market volatility during retirement]]>
                            </description>
            <pubDate>Sun, 17 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3991</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211017_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Strategies on how to handle market volatility during retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Strategies on how to handle market volatility during retirement]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Strategies on how to handle market volatility during retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[When to Call it Quits... Determining When You Should Retire]]></title>
                        <description>
                                    <![CDATA[Know the key factors to consider before choosing your retirement date.]]>
                            </description>
            <pubDate>Sun, 10 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3970</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211010_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Know the key factors to consider before choosing your retirement date.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Know the key factors to consider before choosing your retirement date.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Know the key factors to consider before choosing your retirement date.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Shocking Retirement Statistics... That You Should Be Aware Of!]]></title>
                        <description>
                                    <![CDATA[Understanding the importance of planning ahead to avoid today’s daunting retirement statistics.]]>
                            </description>
            <pubDate>Sun, 03 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3949</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211003_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understanding the importance of planning ahead to avoid today’s daunting retirement statistics.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understanding the importance of planning ahead to avoid today’s daunting retirement statistics.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understanding the importance of planning ahead to avoid today’s daunting retirement statistics.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[6 Common Misconceptions About Retirement]]></title>
                        <description>
                                    <![CDATA[Avoid these common misconceptions and biases that could impact your golden years.]]>
                            </description>
            <pubDate>Sun, 26 Sep 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3930</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210926_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Avoid these common misconceptions and biases that could impact your golden years.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Sep 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Avoid these common misconceptions and biases that could impact your golden years.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Avoid these common misconceptions and biases that could impact your golden years.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to Help Make Planning for Retirement Easier]]></title>
                        <description>
                                    <![CDATA[Retirement planning doesn’t have to be difficult, you just need tips to help smooth out the process]]>
                            </description>
            <pubDate>Sun, 19 Sep 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3909</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210919_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Retirement planning doesn’t have to be difficult, you just need tips to help smooth out the process]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Sep 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Retirement planning doesn’t have to be difficult, you just need tips to help smooth out the process]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Retirement planning doesn’t have to be difficult, you just need tips to help smooth out the process</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is a Pension Buyout Offer Right for You?]]></title>
                        <description>
                                    <![CDATA[How to decide if the lump-sum payment or the &quot;annuitized&quot; pension option is right for your situation.]]>
                            </description>
            <pubDate>Sun, 12 Sep 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3885</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210912_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How to decide if the lump-sum payment or the &quot;annuitized&quot; pension option is right for your situation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Sep 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How to decide if the lump-sum payment or the &quot;annuitized&quot; pension option is right for your situation.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>How to decide if the lump-sum payment or the &amp;quot;annuitized&amp;quot; pension option is right for your situation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Common Retirement Regrets and Ways to Overcome Them]]></title>
                        <description>
                                    <![CDATA[Learn the pitfalls and mistakes from those who have already walked the retirement path]]>
                            </description>
            <pubDate>Sun, 05 Sep 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3864</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210905_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learn the pitfalls and mistakes from those who have already walked the retirement path]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Sep 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learn the pitfalls and mistakes from those who have already walked the retirement path]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learn the pitfalls and mistakes from those who have already walked the retirement path</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Controlling Your Investment and Retirement Fees]]></title>
                        <description>
                                    <![CDATA[How to find, calculate, and control your fees and expenses.]]>
                            </description>
            <pubDate>Sun, 29 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3843</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210829_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How to find, calculate, and control your fees and expenses.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How to find, calculate, and control your fees and expenses.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>How to find, calculate, and control your fees and expenses.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[5 Key Factors to Help Determine How Much YOU Need to Retire]]></title>
                        <description>
                                    <![CDATA[Why you shouldn&#039;t rely on some magic number or magic bullet in retirement.]]>
                            </description>
            <pubDate>Sun, 22 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3830</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210822_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Why you shouldn&#039;t rely on some magic number or magic bullet in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 22 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Why you shouldn&#039;t rely on some magic number or magic bullet in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Why you shouldn&amp;#039;t rely on some magic number or magic bullet in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Tools vs. Retirement Strategies]]></title>
                        <description>
                                    <![CDATA[Is your portfolio (nest egg) made up of a bunch of tools... or do you have an actual retirement strategy?]]>
                            </description>
            <pubDate>Sun, 15 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3805</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210815_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Is your portfolio (nest egg) made up of a bunch of tools... or do you have an actual retirement strategy?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Is your portfolio (nest egg) made up of a bunch of tools... or do you have an actual retirement strategy?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Is your portfolio (nest egg) made up of a bunch of tools... or do you have an actual retirement strategy?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[7 Retirement Risks]]></title>
                        <description>
                                    <![CDATA[The different types of risks that you (and your money) could face during retirement.]]>
                            </description>
            <pubDate>Sun, 08 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3783</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210808_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The different types of risks that you (and your money) could face during retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The different types of risks that you (and your money) could face during retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>The different types of risks that you (and your money) could face during retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to Help Protect Your Retirement from a Potential Bear Market]]></title>
                        <description>
                                    <![CDATA[Have you properly insulated your portfolio for retirement?]]>
                            </description>
            <pubDate>Sun, 01 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3756</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210801_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Have you properly insulated your portfolio for retirement?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Have you properly insulated your portfolio for retirement?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Have you properly insulated your portfolio for retirement?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Set up a Retiree-Friendly Portfolio]]></title>
                        <description>
                                    <![CDATA[Make sure your investment portfolio (nest egg) matches up with your lifestyle and risk tolerance]]>
                            </description>
            <pubDate>Sun, 25 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3731</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210725_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Make sure your investment portfolio (nest egg) matches up with your lifestyle and risk tolerance]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Make sure your investment portfolio (nest egg) matches up with your lifestyle and risk tolerance]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Make sure your investment portfolio (nest egg) matches up with your lifestyle and risk tolerance</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Costs That You Should NOT Underestimate]]></title>
                        <description>
                                    <![CDATA[Understanding the three primary ways that people tend to underestimate their cost of living in retirement.]]>
                            </description>
            <pubDate>Sun, 11 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3680</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210711_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understanding the three primary ways that people tend to underestimate their cost of living in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understanding the three primary ways that people tend to underestimate their cost of living in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understanding the three primary ways that people tend to underestimate their cost of living in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Finding the Right Advisor in the Current Retirement Age]]></title>
                        <description>
                                    <![CDATA[Know the right questions to ask your advisor or prospective advisor... especially in today’s changing retirement landscape]]>
                            </description>
            <pubDate>Sun, 04 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3656</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210704_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Know the right questions to ask your advisor or prospective advisor... especially in today’s changing retirement landscape]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Know the right questions to ask your advisor or prospective advisor... especially in today’s changing retirement landscape]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Know the right questions to ask your advisor or prospective advisor... especially in today’s changing retirement landscape</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to help make planning for retirement easier]]></title>
                        <description>
                                    <![CDATA[Retirement planning doesn’t need to be difficult, you just need tips to help smooth out the process]]>
                            </description>
            <pubDate>Sun, 27 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3628</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210627_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Retirement planning doesn’t need to be difficult, you just need tips to help smooth out the process]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Retirement planning doesn’t need to be difficult, you just need tips to help smooth out the process]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Retirement planning doesn’t need to be difficult, you just need tips to help smooth out the process</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Goals to Hit Before Retirement]]></title>
                        <description>
                                    <![CDATA[The approach of a milestone birthday is a good reminder that, as life changes, so do your needs and circumstances.]]>
                            </description>
            <pubDate>Sun, 20 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3604</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210620_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The approach of a milestone birthday is a good reminder that, as life changes, so do your needs and circumstances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The approach of a milestone birthday is a good reminder that, as life changes, so do your needs and circumstances.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>The approach of a milestone birthday is a good reminder that, as life changes, so do your needs and circumstances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Creating a Custom Retirement Plan]]></title>
                        <description>
                                    <![CDATA[What does it mean to have a custom retirement plan... and do you even have a plan?]]>
                            </description>
            <pubDate>Sun, 13 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3587</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210613_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What does it mean to have a custom retirement plan... and do you even have a plan?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What does it mean to have a custom retirement plan... and do you even have a plan?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>What does it mean to have a custom retirement plan... and do you even have a plan?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Planning “Rules of Thumb” – Are they worth using?]]></title>
                        <description>
                                    <![CDATA[Beware of these financial planning myths and rules of thumb when designing your plan]]>
                            </description>
            <pubDate>Sun, 06 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3565</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210606_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Beware of these financial planning myths and rules of thumb when designing your plan]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Beware of these financial planning myths and rules of thumb when designing your plan]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Beware of these financial planning myths and rules of thumb when designing your plan</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to Help Protect Your Retirement from a Potential Bear Market]]></title>
                        <description>
                                    <![CDATA[Have you insulated your portfolio (nest egg) for retirement?]]>
                            </description>
            <pubDate>Sun, 30 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3541</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210530_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Have you insulated your portfolio (nest egg) for retirement?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Have you insulated your portfolio (nest egg) for retirement?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Have you insulated your portfolio (nest egg) for retirement?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[6 Things to Teach Your Kids (and Grandkids) About Investment and Retirement Planning]]></title>
                        <description>
                                    <![CDATA[If only you knew then... what you do know now!]]>
                            </description>
            <pubDate>Sun, 23 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3517</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210523_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[If only you knew then... what you do know now!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[If only you knew then... what you do know now!]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>If only you knew then... what you do know now!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Confronting Market Volatility]]></title>
                        <description>
                                    <![CDATA[Strategies on how to manage market volatility during retirement]]>
                            </description>
            <pubDate>Sun, 16 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3488</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210516_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Strategies on how to manage market volatility during retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Strategies on how to manage market volatility during retirement]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Strategies on how to manage market volatility during retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Conversion Strategies to Consider]]></title>
                        <description>
                                    <![CDATA[Understanding different tax strategies to take advantage of today&#039;s market environment]]>
                            </description>
            <pubDate>Sun, 09 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3458</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210509_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understanding different tax strategies to take advantage of today&#039;s market environment]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understanding different tax strategies to take advantage of today&#039;s market environment]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understanding different tax strategies to take advantage of today&amp;#039;s market environment</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Help Simplify Your Retirement Plan]]></title>
                        <description>
                                    <![CDATA[Retirement can be scary and complicated... so let’s simplify things a bit for you]]>
                            </description>
            <pubDate>Sun, 02 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3432</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210502_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Retirement can be scary and complicated... so let’s simplify things a bit for you]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Retirement can be scary and complicated... so let’s simplify things a bit for you]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Retirement can be scary and complicated... so let’s simplify things a bit for you</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Taxes and Retirement]]></title>
                        <description>
                                    <![CDATA[Why you should plan for taxes before you retire... and what you need to know about taxes after you retire]]>
                            </description>
            <pubDate>Sun, 25 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3406</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210425_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Why you should plan for taxes before you retire... and what you need to know about taxes after you retire]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Why you should plan for taxes before you retire... and what you need to know about taxes after you retire]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Why you should plan for taxes before you retire... and what you need to know about taxes after you retire</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[When to Call it Quits: Determining When You Should Retire]]></title>
                        <description>
                                    <![CDATA[Understanding the key factors to consider before choosing your retirement date]]>
                            </description>
            <pubDate>Sun, 18 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3382</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210418_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understanding the key factors to consider before choosing your retirement date]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understanding the key factors to consider before choosing your retirement date]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understanding the key factors to consider before choosing your retirement date</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Why (Some) Safety Is So Important for Today’s Retirement]]></title>
                        <description>
                                    <![CDATA[The Three-Legged Stool of Retirement is broken, and what you can do to fix it!]]>
                            </description>
            <pubDate>Sun, 11 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3356</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210411_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The Three-Legged Stool of Retirement is broken, and what you can do to fix it!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The Three-Legged Stool of Retirement is broken, and what you can do to fix it!]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>The Three-Legged Stool of Retirement is broken, and what you can do to fix it!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[7 Retirement Risks]]></title>
                        <description>
                                    <![CDATA[The 7 different risks that you and your money could face during retirement]]>
                            </description>
            <pubDate>Sun, 04 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3329</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210404_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The 7 different risks that you and your money could face during retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The 7 different risks that you and your money could face during retirement]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>The 7 different risks that you and your money could face during retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Common Retirement Regrets and Ways to Overcome Them]]></title>
                        <description>
                                    <![CDATA[Learning from those who have already walked the retirement path]]>
                            </description>
            <pubDate>Sun, 28 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3304</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210328_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Learning from those who have already walked the retirement path]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Learning from those who have already walked the retirement path]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Learning from those who have already walked the retirement path</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[5 Key Factors to Help Determine How Much YOU Need to Retire]]></title>
                        <description>
                                    <![CDATA[Why you should not rely solely on some magic number (or magic bullet) in retirement]]>
                            </description>
            <pubDate>Sun, 21 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3281</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210321_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Why you should not rely solely on some magic number (or magic bullet) in retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Why you should not rely solely on some magic number (or magic bullet) in retirement]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Why you should not rely solely on some magic number (or magic bullet) in retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Tools vs. Retirement Strategies]]></title>
                        <description>
                                    <![CDATA[Is your portfolio made up of a bunch of tools... or do you have an actual retirement strategy?]]>
                            </description>
            <pubDate>Sun, 14 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3255</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210314_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Is your portfolio made up of a bunch of tools... or do you have an actual retirement strategy?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Is your portfolio made up of a bunch of tools... or do you have an actual retirement strategy?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Is your portfolio made up of a bunch of tools... or do you have an actual retirement strategy?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Set up a Retiree-Friendly Portfolio]]></title>
                        <description>
                                    <![CDATA[Make sure your portfolio (nest egg) matches up with your lifestyle and investment risk tolerance]]>
                            </description>
            <pubDate>Sun, 07 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3227</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210307_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Make sure your portfolio (nest egg) matches up with your lifestyle and investment risk tolerance]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Make sure your portfolio (nest egg) matches up with your lifestyle and investment risk tolerance]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Make sure your portfolio (nest egg) matches up with your lifestyle and investment risk tolerance</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Controlling Your Investment and Retirement Fees]]></title>
                        <description>
                                    <![CDATA[How to find, calculate, and control your fees and expenses during retirement]]>
                            </description>
            <pubDate>Sun, 28 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3198</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210228_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How to find, calculate, and control your fees and expenses during retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How to find, calculate, and control your fees and expenses during retirement]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>How to find, calculate, and control your fees and expenses during retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Costs That You Should NOT Underestimate]]></title>
                        <description>
                                    <![CDATA[Understanding the three primary ways that people may underestimate their cost of living in retirement.]]>
                            </description>
            <pubDate>Sun, 21 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3170</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210221_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understanding the three primary ways that people may underestimate their cost of living in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understanding the three primary ways that people may underestimate their cost of living in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understanding the three primary ways that people may underestimate their cost of living in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Finding the Right Advisor in the Current Retirement Age]]></title>
                        <description>
                                    <![CDATA[Know the right questions to ask your advisor (or prospective advisor)... especially in today’s changing retirement landscape]]>
                            </description>
            <pubDate>Sun, 14 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3145</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210214_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Know the right questions to ask your advisor (or prospective advisor)... especially in today’s changing retirement landscape]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Know the right questions to ask your advisor (or prospective advisor)... especially in today’s changing retirement landscape]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Know the right questions to ask your advisor (or prospective advisor)... especially in today’s changing retirement landscape</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to help make planning for retirement easier]]></title>
                        <description>
                                    <![CDATA[Retirement planning doesn’t need to be difficult, you just need tips to help smooth the process out]]>
                            </description>
            <pubDate>Sun, 07 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3118</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210207_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Retirement planning doesn’t need to be difficult, you just need tips to help smooth the process out]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Retirement planning doesn’t need to be difficult, you just need tips to help smooth the process out]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Retirement planning doesn’t need to be difficult, you just need tips to help smooth the process out</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[6 Things to Teach Your Children (and Grandchildren) About Investment and Retirement Planning]]></title>
                        <description>
                                    <![CDATA[If only you knew then... what you do know now!]]>
                            </description>
            <pubDate>Sun, 31 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3088</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210131_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[If only you knew then... what you do know now!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 31 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[If only you knew then... what you do know now!]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>If only you knew then... what you do know now!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Focusing on the Things You CAN Control with Investing (to Help Your Money Go a Lot Further in Retirement)]]></title>
                        <description>
                                    <![CDATA[When it comes to investing for retirement… Are you focused on the things you CAN control  Or, the things you CAN’T control?]]>
                            </description>
            <pubDate>Sun, 24 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3064</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[When it comes to investing for retirement… Are you focused on the things you CAN control  Or, the things you CAN’T control?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[When it comes to investing for retirement… Are you focused on the things you CAN control  Or, the things you CAN’T control?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>When it comes to investing for retirement… Are you focused on the things you CAN control Or, the things you CAN’T control?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to Help Protect Your Retirement from a Potential Bear Market]]></title>
                        <description>
                                    <![CDATA[Have you insulated your portfolio for retirement?]]>
                            </description>
            <pubDate>Sun, 17 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3036</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210117_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Have you insulated your portfolio for retirement?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Have you insulated your portfolio for retirement?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Have you insulated your portfolio for retirement?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How Behavioral Biases Can Affect Your Investment &amp; Retirement Success]]></title>
                        <description>
                                    <![CDATA[How to take emotion out of investing to help you be successful in retirement]]>
                            </description>
            <pubDate>Sun, 10 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3011</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210110_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How to take emotion out of investing to help you be successful in retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How to take emotion out of investing to help you be successful in retirement]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>How to take emotion out of investing to help you be successful in retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Set up a &quot;Retiree-Friendly&quot; Portfolio]]></title>
                        <description>
                                    <![CDATA[Make sure your portfolio (nest egg) matches up with your lifestyle and investment risk tolerance]]>
                            </description>
            <pubDate>Sun, 03 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2984</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210103_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Make sure your portfolio (nest egg) matches up with your lifestyle and investment risk tolerance]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Make sure your portfolio (nest egg) matches up with your lifestyle and investment risk tolerance]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Make sure your portfolio (nest egg) matches up with your lifestyle and investment risk tolerance</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is a Pension Buyout Offer Right for You?]]></title>
                        <description>
                                    <![CDATA[How to decide if the lump-sum payment or monthly pension option is right for your situation]]>
                            </description>
            <pubDate>Sun, 27 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2976</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201227_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How to decide if the lump-sum payment or monthly pension option is right for your situation]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How to decide if the lump-sum payment or monthly pension option is right for your situation]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>How to decide if the lump-sum payment or monthly pension option is right for your situation</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Year-End Financial “To-Do” List]]></title>
                        <description>
                                    <![CDATA[Make sure to tackle these year-end financial planning items and to-do’s]]>
                            </description>
            <pubDate>Sun, 20 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2963</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201220_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Make sure to tackle these year-end financial planning items and to-do’s]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Make sure to tackle these year-end financial planning items and to-do’s]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Make sure to tackle these year-end financial planning items and to-do’s</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Creating a Custom Retirement Plan]]></title>
                        <description>
                                    <![CDATA[What does it mean to have a “custom” retirement plan... and do you even have a plan?]]>
                            </description>
            <pubDate>Sun, 13 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2939</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201213_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What does it mean to have a “custom” retirement plan... and do you even have a plan?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What does it mean to have a “custom” retirement plan... and do you even have a plan?]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>What does it mean to have a “custom” retirement plan... and do you even have a plan?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to help make planning for retirement easier]]></title>
                        <description>
                                    <![CDATA[Retirement planning doesn’t need to be difficult... you just need tips to help smooth out the process.]]>
                            </description>
            <pubDate>Sun, 06 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2914</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201206_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Retirement planning doesn’t need to be difficult... you just need tips to help smooth out the process.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Retirement planning doesn’t need to be difficult... you just need tips to help smooth out the process.]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Retirement planning doesn’t need to be difficult... you just need tips to help smooth out the process.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Conversion Strategies to Consider]]></title>
                        <description>
                                    <![CDATA[Understanding different tax strategies to take advantage of an up and down market]]>
                            </description>
            <pubDate>Sun, 29 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2888</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201129_BROWN.mp3"/>
                        
            
            <itunes:author><![CDATA[Gregory A Brown]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understanding different tax strategies to take advantage of an up and down market]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gregory A Brown</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understanding different tax strategies to take advantage of an up and down market]]></content:encoded>
                    <author>radio@gradientps.com (Greg Brown)</author><itunes:subtitle>Understanding different tax strategies to take advantage of an up and down market</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
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