Southwood Financial Planning http://www.southwood.co.za Sat, 28 Jan 2017 07:15:54 +0000 en-US hourly 1 https://wordpress.org/?v=4.6.3 How not to destroy your portfolio value http://www.southwood.co.za/how-not-to-destroy-your-portfolio-value Wed, 14 Dec 2016 09:09:54 +0000 http://www.southwood.co.za/?p=541 With more market volatility expected ahead, Pieter Hugo, MD of Prudential Unit Trusts, cautions investors not to sell out of their investments in market downturns to preserve the long-term value of their portfolios. With Donald Trump set to take over the White House, the UK negotiating for Brexit, exceptionally low global interest rates and slow […]

The post How not to destroy your portfolio value appeared first on Southwood Financial Planning.

]]> October 2016: Politics, economics and commodities http://www.southwood.co.za/538-2 Mon, 14 Nov 2016 19:38:34 +0000 http://www.southwood.co.za/?p=538 Overall The Rand strengthened by another 2% in October, now 13% stronger since the start of the year. Another month of dispersion between “Rand-hedge” and “SA Inc” shares, but also a significant dispersion on the commodity front.  “Bulks” (industrial commodities such as Iron Ore) rallying, while precious metals pulled back a bit. The primary concern […]

The post October 2016: Politics, economics and commodities appeared first on Southwood Financial Planning.

]]> Exchange Rates Part 3 : Its Time to Make a Trade! http://www.southwood.co.za/exchange-rates-part-3-its-time-to-make-a-trade Mon, 14 Nov 2016 19:30:51 +0000 http://www.southwood.co.za/?p=536 This morning I was faced with having to make a fairly significant (for me) exchange rate trade decision. With everything that has been happening in this fair country of ours recently, I was very uncertain as to whether it was a good time to trade or not. Whilst there has been more than average political […]

The post Exchange Rates Part 3 : Its Time to Make a Trade! appeared first on Southwood Financial Planning.

]]> RAND UPDATE: SARS Wars sends rand plummeting http://www.southwood.co.za/rand-update-sars-wars-sends-rand-plummeting Tue, 11 Oct 2016 15:13:56 +0000 http://www.southwood.co.za/?p=532 11 October 2016 Commentary by Gareth Frye http://www.currenciesdirect.com @currenciesdirect National Prosecuting Authority (NPA) head Shaun Abrahams announced that Finance Minister Pravin Gordhan has been summoned to appear in court on charges of fraud. The charges are in connection with his tenure as Head of SARS (South Africa Revenue Service), and refer to the so-called rogue […]

The post RAND UPDATE: SARS Wars sends rand plummeting appeared first on Southwood Financial Planning.

]]> Simon Hudson-Peacock on Understanding Exchange Rates : Part 2 http://www.southwood.co.za/521-2 Wed, 14 Sep 2016 12:05:05 +0000 http://www.southwood.co.za/?p=521 Simon Hudson-Peacock, consultant to SFP, continues his discussion on exchange rates. Pricing in Market Expectations In the first part of this exchange rate review two weeks ago, I introduced a concept of a “fair value” exchange rate; the purchasing power parity exchange rate (PPP). This theoretical exchange rate between two countries is based on the […]

The post Simon Hudson-Peacock on Understanding Exchange Rates : Part 2 appeared first on Southwood Financial Planning.

]]> Why passive investing is not a good idea for fixed interest investors http://www.southwood.co.za/why-passive-investing-is-not-a-good-idea-for-fixed-interest-investors Fri, 02 Sep 2016 14:21:14 +0000 http://www.southwood.co.za/?p=513 Written by: Jonathan Myerson, Head of Fixed Interest: RMI Specialist Managers. The debate around the merits of passive1 versus active investing continues. Over the last few years passive investing has become more popular, as many fund managers have struggled to outperform the aggregate market as measured by different indices. The most common argument in favour […]

The post Why passive investing is not a good idea for fixed interest investors appeared first on Southwood Financial Planning.

]]> When should we take our money offshore? http://www.southwood.co.za/when-should-we-take-our-money-offshore Tue, 30 Aug 2016 19:36:46 +0000 http://www.southwood.co.za/?p=498 At Southwood Financial Planning (SFP) we don’t advocate market timing, as we believe that it is not something that can be done consistently with skill.  Rather, there should be an overriding goal to diversify across asset classes and geographies in order to attain a targeted return consistent with a client’s financial plan at the lowest […]

The post When should we take our money offshore? appeared first on Southwood Financial Planning.

]]> THE FACE OF LADY PRU – By Maryke Sage from Prudential Investment Managers http://www.southwood.co.za/the-significance-of-the-lady-pru-logo Mon, 22 Aug 2016 10:42:40 +0000 http://www.southwood.co.za/?p=492 Prudential is one of South Africa’s only companies to be closely associated with a woman for over 150 years: – Prudence has been the public face of Prudential since 1848, when her image was used for the company seal. Prudence is one of the four cardinal virtues; Prudence, Justice Fortitude Temperance. Since Greek and Roman […]

The post THE FACE OF LADY PRU – By Maryke Sage from Prudential Investment Managers appeared first on Southwood Financial Planning.

]]> MONEY FIT WOMEN STUDY: http://www.southwood.co.za/money-fit-women-study Mon, 22 Aug 2016 07:30:51 +0000 http://www.southwood.co.za/?p=487 This summary presents key findings from the 2015 Fidelity Investments Money FIT Women Study. The study was designed to measure how women view and address their finances, including the obstacles that may hold them back from being more engaged, and incentives that would encourage them to take action Key Findings: Women are eager for information […]

The post MONEY FIT WOMEN STUDY: appeared first on Southwood Financial Planning.

]]> The Financial Planning Institute Accredits Southwood Financial Planning http://www.southwood.co.za/the-financial-planning-institute-accredits-southwood-financial-planning Mon, 18 Jul 2016 08:24:49 +0000 http://www.southwood.co.za/?p=474 The word is out!! Southwood Financial Planning is thrilled to announce that we have been accredited as an FPI (Financial Planning Institute) Approved Professional Practice™ firm.   Lisa’s comment on the press release was as follows: “We, at Southwood Financial Planning, are proud to be accredited as an FPI Approved Professional Practice™ firm. We are […]

The post The Financial Planning Institute Accredits Southwood Financial Planning appeared first on Southwood Financial Planning.

]]>