<!DOCTYPE html><html lang="en"><head><meta charSet="utf-8"/><meta name="viewport" content="width=device-width"/><meta name="robots" content="follow, index"/><link href="/favicon.ico" rel="shortcut icon"/><meta property="og:url" content="https://teamsteve.mortgage/"/><meta property="og:type" content="website"/><meta property="og:site_name" content="Mortgages with Team Steve at Triumph Lending"/><meta property="og:description" content="Competitive rates, better customer service.  Use Team Steve at Triumph Lending for your next mortgage."/><meta property="og:title" content="Mortgages with Team Steve at Triumph Lending"/><meta property="og:image" content="/og.png"/><meta name="twitter:card" content="summary_large_image"/><meta name="twitter:site" content="@vercel"/><meta name="twitter:title" content="Mortgages with Team Steve at Triumph Lending"/><meta name="twitter:description" content="Competitive rates, better customer service.  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srcSet="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbackground-pattern.86dd7208.png&amp;w=3840&amp;q=75 1x" src="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbackground-pattern.86dd7208.png&amp;w=3840&amp;q=75"/></div><div class="relative max-w-4xl px-4 mx-auto sm:px-6 lg:px-8"><div class="lg:items-center lg:grid-cols-2 xl:grid-cols-2"><div class="text-center xl:col-span-1 lg:text-left md:px-16 lg:px-0 xl:pr-20"><h1 class="text-4xl font-bold leading-tight text-center text-gray-900 sm:text-5xl sm:leading-tight lg:text-6xl lg:leading-tight">Competitive rates, better customer service</h1><p class="mt-2 text-lg text-center text-gray-600 sm:mt-6">Choose a mortgage team with a proven track record.</p><div class="flex flex-col items-center space-x-4 sm:flex-auto"><a href="https://teamsteve.mortgage/external/estimate" title="Request a Mortgage" class="inline-flex px-8 py-4 mt-8 text-lg font-bold text-white transition-all duration-200 bg-gray-900 border border-transparent rounded sm:mt-10 font-pj hover:bg-gray-600 focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-gray-900" role="button" target="_blank" rel="noopener noreferrer">Request a Mortgage Quote</a><span class="mt-4 text-sm text-gray-800">(no credit checks)</span></div><div class="mt-8 sm:mt-16"><div class="flex items-center justify-center lg:justify-start"><svg class="w-5 h-5 text-[#FDB241]" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" fill="currentColor"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 text-[#FDB241]" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" fill="currentColor"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 text-[#FDB241]" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" fill="currentColor"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 text-[#FDB241]" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" fill="currentColor"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg><svg class="w-5 h-5 text-[#FDB241]" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" fill="currentColor"><path d="M9.049 2.927c.3-.921 1.603-.921 1.902 0l1.07 3.292a1 1 0 00.95.69h3.462c.969 0 1.371 1.24.588 1.81l-2.8 2.034a1 1 0 00-.364 1.118l1.07 3.292c.3.921-.755 1.688-1.54 1.118l-2.8-2.034a1 1 0 00-1.175 0l-2.8 2.034c-.784.57-1.838-.197-1.539-1.118l1.07-3.292a1 1 0 00-.364-1.118L2.98 8.72c-.783-.57-.38-1.81.588-1.81h3.461a1 1 0 00.951-.69l1.07-3.292z"></path></svg></div><blockquote class="mt-6"><p class="text-lg font-bold text-gray-900 font-pj">Steve and his team are great!</p><p class="mt-3 text-base leading-7 text-gray-600 font-inter">They are very professional and well versed in all aspects of mortgages. Their communication skills are fantastic and prompt. The online submission and document portal makes a difficult process easy. I highly recommend!</p></blockquote><div class="flex items-center justify-center mt-3 lg:justify-start"><img alt="Nathan F - Customer Testimonial" loading="lazy" width="36" height="36" decoding="async" data-nimg="1" class="flex-shrink-0 object-cover w-6 h-6 overflow-hidden rounded-full" style="color:transparent" srcSet="/_next/image?url=%2Fimages%2Fcustomers%2Fnathan-f.jpeg&amp;w=48&amp;q=75 1x, /_next/image?url=%2Fimages%2Fcustomers%2Fnathan-f.jpeg&amp;w=96&amp;q=75 2x" src="/_next/image?url=%2Fimages%2Fcustomers%2Fnathan-f.jpeg&amp;w=96&amp;q=75"/><p class="ml-2 text-base font-bold text-gray-900 font-pj">Nathan F.</p></div></div></div></div></div></section><section class="py-12 bg-gray-900 sm:py-16 lg:py-20"><div class="px-4 mx-auto max-w-7xl sm:px-6 lg:px-8"><div class="text-center"><h2 class="text-3xl font-bold text-white sm:text-4xl xl:text-5xl font-pj">We are honored to be a part of the process</h2></div><div class="mt-8 sm:mt-12"><svg class="w-auto h-4 mx-auto text-gray-600" viewBox="0 0 172 16" fill="none" stroke="currentColor" xmlns="http://www.w3.org/2000/svg"><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 11 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 46 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 81 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 116 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 151 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 18 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 53 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 88 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 123 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 158 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 25 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 60 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 95 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 130 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 165 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 32 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 67 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 102 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 137 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 172 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 39 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 74 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 109 1)"></line><line y1="-0.5" x2="18.0278" y2="-0.5" transform="matrix(-0.5547 0.83205 0.83205 0.5547 144 1)"></line></svg></div><div class="grid grid-cols-1 mt-16 text-center sm:text-left gap-y-12 gap-x-8 sm:grid-cols-3 lg:gap-0"><div class="lg:px-14"><p class="text-5xl font-bold text-white font-pj">12<!-- --> Years</p><p class="mt-5 text-lg font-normal text-gray-300">Helping our valued clients with their purchases and refinances.</p></div><div class="relative lg:px-14"><div class="absolute bottom-0 left-0 hidden w-px h-16 bg-gray-600 lg:block"></div><p class="text-5xl font-bold text-white font-pj">$280<!-- -->M</p><p class="mt-5 text-lg font-normal text-gray-300">Closed home purchases and existing refinances since 2013.</p></div><div class="relative lg:px-14"><div class="absolute bottom-0 left-0 hidden w-px h-16 bg-gray-600 lg:block"></div><p class="text-5xl font-bold text-white font-pj">1,066</p><p class="mt-5 text-lg font-normal text-gray-300">Families have trusted us with their mortgage needs.</p></div></div></div></section><section class="py-10 bg-gray-800 sm:py-16 lg:py-24"><div class="max-w-5xl px-4 mx-auto sm:px-6 lg:px-8"><div class="max-w-2xl mx-auto text-center"><h2 class="text-3xl font-bold leading-tight text-white sm:text-4xl lg:text-5xl font-pj">Questions &amp; Answers</h2><p class="max-w-xl mx-auto mt-4 text-base leading-relaxed text-gray-300">Common questions and answers about mortgages</p></div><div class="grid grid-cols-1 mt-12 md:mt-20 md:grid-cols-2 gap-y-16 gap-x-20"><div class="flex items-start"><div class="flex items-center justify-center flex-shrink-0 w-8 h-8 bg-gray-700 rounded-full"><span class="text-lg font-semibold text-white">?</span></div><div class="ml-4"><p class="text-xl font-semibold text-white font-pj">Do I have to apply to get a quote?</p><p class="mt-4 text-base text-gray-400">Absolutely not. We believe that you shouldn&#x27;t have to run your credit just to explore the closing costs and payment for your next mortgage. Request a quote, and we&#x27;ll run your rates based on the score you provide to our team.</p></div></div><div class="flex items-start"><div class="flex items-center justify-center flex-shrink-0 w-8 h-8 bg-gray-700 rounded-full"><span class="text-lg font-semibold text-white">?</span></div><div class="ml-4"><p class="text-xl font-semibold text-white font-pj">Are your rates competitive?</p><p class="mt-4 text-base text-gray-400">Yes, and we work diligently to make sure that it stays that way. We underwrite loans for about a dozen major banks and can shop rates with different lenders.</p></div></div><div class="flex items-start"><div class="flex items-center justify-center flex-shrink-0 w-8 h-8 bg-gray-700 rounded-full"><span class="text-lg font-semibold text-white">?</span></div><div class="ml-4"><p class="text-xl font-semibold text-white font-pj">When can we finalize our loan terms?</p><p class="mt-4 text-base text-gray-400">Once your loan is pre-approved by underwriting, we can finalize the terms of your loan. Our team will work directly with the processing and underwriting department to ensure this happens as quickly as possible.</p></div></div><div class="flex items-start"><div class="flex items-center justify-center flex-shrink-0 w-8 h-8 bg-gray-700 rounded-full"><span class="text-lg font-semibold text-white">?</span></div><div class="ml-4"><p class="text-xl font-semibold text-white font-pj">How do you provide support?</p><p class="mt-4 text-base text-gray-400">By phone, text, email, or live chat, we&#x27;re here to help. Our team is available to answer any questions you may have.</p></div></div></div><div class="flex items-center justify-center mt-12 md:mt-20"><div class="px-8 py-4 text-center bg-gray-800 rounded-full"><p class="text-gray-50">Didn’t find the answer you are looking for?<!-- --> <a href="mailto:teamsteve@triumphlending.com" title="Contact Team Steve at Triumph Lending" class="text-yellow-300 transition-all duration-200 hover:text-yellow-400 focus:text-yellow-400 hover:underline">Contact our team</a></p></div></div></div></section></main></div></main><footer class="bg-gray-50"><div class="px-4 py-12 mx-auto overflow-hidden max-w-7xl sm:px-6 lg:px-8"><nav class="flex flex-wrap justify-center -mx-5 -my-2" aria-label="Footer"><div class="px-5 py-2"><a class="text-base text-gray-500 hover:text-gray-900" href="/texas-recovery-fund-notice">Texas Complaint and Recovery Fund</a></div><div class="px-5 py-2"><a class="text-base text-gray-500 hover:text-gray-900" href="/privacy-policy">Privacy Policy</a></div><div class="px-5 py-2"><a href="mailto:teamsteve@triumphlending.com" class="text-base text-gray-500 hover:text-gray-900">Contact</a></div></nav><div class="flex justify-center mt-8 space-x-6"><a href="https://www.facebook.com/mortgageswithsteve" class="text-gray-400 hover:text-gray-500" target="_blank" rel="noopener noreferrer"><span class="sr-only">Facebook</span><svg fill="currentColor" viewBox="0 0 24 24" class="w-6 h-6" aria-hidden="true"><path fill-rule="evenodd" d="M22 12c0-5.523-4.477-10-10-10S2 6.477 2 12c0 4.991 3.657 9.128 8.438 9.878v-6.987h-2.54V12h2.54V9.797c0-2.506 1.492-3.89 3.777-3.89 1.094 0 2.238.195 2.238.195v2.46h-1.26c-1.243 0-1.63.771-1.63 1.562V12h2.773l-.443 2.89h-2.33v6.988C18.343 21.128 22 16.991 22 12z" clip-rule="evenodd"></path></svg></a><a href="https://www.yelp.com/biz/mortgages-with-team-steve-houston" class="text-gray-400 hover:text-gray-500" target="_blank" rel="noopener noreferrer"><span class="sr-only">Yelp</span><svg fill="currentColor" viewBox="0 0 97.937 97.937" class="w-6 h-6" aria-hidden="true"><g><g><path d="M42.117,0.022c-6.995,0.42-13.626,2.332-19.86,5.498c-3.151,1.599-3.525,3.392-1.647,6.366    c6.502,10.299,13.004,20.597,19.544,30.872c0.683,1.073,1.498,2.123,2.453,2.95c2.367,2.048,5.353,1.168,6.183-1.833    c0.378-1.372,0.365-2.852,0.484-3.878c-0.823-12.203-1.6-23.979-2.419-35.754C46.624,0.942,45.452-0.178,42.117,0.022z"></path><path d="M60.41,55.08c0.344-0.049,0.775-0.072,1.188-0.174c6.864-1.708,13.734-3.396,20.583-5.158    c3.014-0.775,3.979-2.483,2.888-5.407c-2.019-5.402-5.175-10.112-9.399-14.036c-2.274-2.113-4.274-1.875-6.114,0.591    c-4.296,5.758-8.53,11.562-12.795,17.342c-1.034,1.4-1.111,2.883-0.308,4.38C57.271,54.141,58.545,55.028,60.41,55.08z"></path><path d="M40.762,58.363c0.09-2.102-0.806-3.545-2.843-4.38c-6.446-2.641-12.896-5.272-19.363-7.863    c-3.274-1.312-5.189-0.451-5.968,3c-0.704,3.118-1.132,11.078-0.424,16.727c0.606,2.796,2.313,3.719,5.021,2.881    c6.81-2.104,13.599-4.274,20.39-6.438C39.69,61.613,40.676,60.354,40.762,58.363z"></path><path d="M83.524,70.723c-7.013-2.346-14.021-4.7-21.041-7.022c-1.711-0.566-3.19-0.053-4.328,1.31    c-1.189,1.426-1.708,3.087-0.688,4.759c3.974,6.493,7.999,12.954,12.067,19.388c0.983,1.558,2.55,1.891,4.234,1.086    c0.719-0.342,1.41-0.794,2.008-1.318c3.871-3.393,7.028-7.358,9.358-11.956c0.45-0.892,0.673-1.898,1.001-2.853    C86.036,72.305,85.123,71.258,83.524,70.723z"></path><path d="M48.922,72.397c-0.01-2.089-0.826-3.312-2.596-4.016c-1.891-0.75-3.649-0.406-4.964,1.142    c-4.693,5.526-9.372,11.064-14.004,16.641c-1.751,2.11-1.568,4.105,0.696,5.659c4.998,3.427,10.57,5.484,16.606,6.082    c2.706,0.267,4.107-1.187,4.137-3.917c0.041-3.599,0.01-7.197,0.01-10.796c0.041,0,0.081,0,0.12,0    C48.927,79.594,48.941,75.995,48.922,72.397z"></path></g></g><g></g><g></g><g></g><g></g><g></g><g></g><g></g><g></g><g></g><g></g><g></g><g></g><g></g><g></g><g></g></svg></a><a href="https://twitter.com/stevecastaneda" class="text-gray-400 hover:text-gray-500" target="_blank" rel="noopener noreferrer"><span class="sr-only">Twitter</span><svg fill="currentColor" viewBox="0 0 24 24" class="w-6 h-6" aria-hidden="true"><path d="M8.29 20.251c7.547 0 11.675-6.253 11.675-11.675 0-.178 0-.355-.012-.53A8.348 8.348 0 0022 5.92a8.19 8.19 0 01-2.357.646 4.118 4.118 0 001.804-2.27 8.224 8.224 0 01-2.605.996 4.107 4.107 0 00-6.993 3.743 11.65 11.65 0 01-8.457-4.287 4.106 4.106 0 001.27 5.477A4.072 4.072 0 012.8 9.713v.052a4.105 4.105 0 003.292 4.022 4.095 4.095 0 01-1.853.07 4.108 4.108 0 003.834 2.85A8.233 8.233 0 012 18.407a11.616 11.616 0 006.29 1.84"></path></svg></a></div><p class="mt-8 text-xs text-center text-gray-400">Steven Castaneda - Loan Officer - MLO NMLS# 286120 - ©<!-- --> <!-- -->2025</p><p class="mt-1 text-xs text-center text-gray-400">Triumph Lending, a Division of Network Funding, LP - NMLS ID# 2297</p><p class="mt-1 text-xs text-center text-gray-400"><a href="https://www.nmlsconsumeraccess.org" class="hover:text-gray-600 underline transition" target="_blank" rel="noopener noreferrer">www.nmlsconsumeraccess.org</a></p><p class="mt-1 text-xs text-center text-gray-400">12075 Spring Cypress Rd, Houston, TX 77377</p><p class="mt-1 text-xs text-center text-gray-400">Licensed to do business in Texas, Virginia, and Florida</p><p class="mt-1 text-xs text-center text-gray-400">Equal Housing Opportunity Lender</p></div></footer></div></div><script id="__NEXT_DATA__" type="application/json">{"props":{"pageProps":{"data":{"_queries":{"calls":"has:calls","emails_received":"email(direction:incoming status:inbox)","emails_sent":"email(direction:outgoing status:sent)","leads_contacted":"call(duration \u003e 0) or email(direction:outgoing status:sent) or sms(direction:outbound status:sent)","leads_created":"*","opportunities_created":"has:opportunities","opportunities_lost":"opportunity(status_type:lost)","opportunities_won":"opportunity(status_type:won)","sms_received":"sms(direction:inbound status:inbox)","sms_sent":"sms(direction:outbound status:sent)"},"calls":136447,"calls_duration_average":112.28399139420017,"calls_duration_total":11116452,"emails_received":186683,"emails_sent":330894,"leads_contacted":11928,"leads_created":15240,"opportunities_created":2479,"opportunities_lost":1412,"opportunities_won":1066,"revenue_created_annual":0,"revenue_created_monthly":0,"revenue_created_one_time":66569997212,"revenue_lost_annual":0,"revenue_lost_monthly":0,"revenue_lost_one_time":38476638228,"revenue_won_annual":0,"revenue_won_monthly":0,"revenue_won_one_time":28053358984,"sms_received":48902,"sms_sent":67595}},"__N_SSG":true},"page":"/","query":{},"buildId":"eHJG7wVNBnKsy6qIKvpzt","isFallback":false,"gsp":true,"scriptLoader":[]}</script></body></html>