Menendez, Cassidy Introduce Bicameral, Bipartisan Bill to Reform National Flood Insurance Program

Stop FEMA Now — Wed, 03 Nov 2021 12:57:15 +0000

Bipartisan legislation was introduced today in the Senate to reauthorize the NFIP. The National Flood Insurance Program Reauthorization and Reform Act was introduced by several senators, including U.S. Senators Bill Cassidy (R-LA), John Kennedy (R-LA), and Bob Menendez (D-NJ).

The bill contains several provisions that have been advocated for by our Coalition for Sustainable Flood Insurance (CSFI), including:

– Five-year authorization of the NFIP- Guardrails on Risk Rating 2.0 (e.g. premium increases capped at 9% per year)

– Freezing interest payments on the NFIP debt and reinvesting savings towards mitigation efforts- Increased Cost of Compliance (ICC)....

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Update on Substantial Damaged homes.

Stop FEMA Now — Mon, 01 Nov 2021 18:12:56 +0000

Toms River has sent their Final Notice on SD homes, they must be elevated or knocked down.

No more permits, no rental certificates and fines to come shortly, TBD.
Keep in mind this has nothing to do with the local government, this has to do with FEMA/NFIP guidelines.

According to the Toms River notice over 500 SD homes are still not in compliance. That would mean there are thousands not in compliance in NJ.

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Congressman Scalise -“Flood Premiums rising will be ‘devastating’, due to RR.2.0”

Stop FEMA Now — Tue, 19 Oct 2021 13:37:43 +0000

Congressman Steve Scalise presser on RR2.0

“Premiums families starting to face are devastating, not sustainable.”

“Most frustrating and disappointing is FEMA is not showing their methodology, how they base their decision.”

“People who are now paying $500 a year will now be paying $5,000 a year.”

We urge you to call your congressman and Senators and tell them to stop the exorbitant rise in flood premiums resulting from the implementation of FEMA’s/NFIP RR2.0.

Watch the press conference, click on link below.
https://www.youtube.com/watch?v=uzQHyfW3VnY

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Point Pleasant Mayor Robert Sabosik Rejects FEMA Flood Map Offer

Stop FEMA Now — Sat, 01 Feb 2020 14:34:46 +0000

FEMA offered Ocean County municipalities the option to adopt preliminary flood maps now or wait for the final draft of the FIRM Flood Maps in 2022.

George Kasimos contacted Mayor Robert Sabosik for a comment on the preliminary map adoption which would have added over 658 homes into the flood zone. Increasing the amount of homes required to purchase flood insurance by 25%. Also increasing premiums for existing residents by enforcing higher elevations.

Mayor Sabosik stated Point Pleasant will not be adopting the 2015 Preliminary Flood Insurance Rate Map for Ocean County.

Point Pleasant will....

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1 Trillion Dollars spent on Flood Disasters. How will we spend the next Trillion Dollars?

Stop FEMA Now — Thu, 23 Jan 2020 15:05:05 +0000

” Flooding in the United States has cost over $1 trillion dollars since 1980″. – NOAA

How do we proactively spend the next trillion dollars to save our communities from future flooding?

First we have to justify why we should spend money BEFORE communities flood. It is a wide known fact that Every $1 Invested in Disaster Mitigation Saves $6. – Pew Research

Second Congress has scarcely funded a plan to prevent future flooding. Since the 1970’s Congress basically throws money at flooded communities to rebuild and does not aggressively try....

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How can Flood Premiums and Risk be calculated with outdated Flood Maps?

Stop FEMA Now — Thu, 16 Jan 2020 16:10:39 +0000

FEMA’s Flood Maps in most cases are several years if not decades old. By law they required to be updated every 5 years.

The NFIP calculates risk, flood insurance premiums and building requirements on these flood maps.

Trying to predict future storms and flooding is a difficult endeavor. But trying to predict future flooding from decades old maps is a recipe for massive mistakes.

We can see the mistakes by; seeing the large amount of SRL (Severe Repetitive Loss) properties, RL (Repetitive Loss) properties and the fact that 70-80% of homes that flood are not situated in a 1....

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Berkeley Mayor Amato announces 25% Flood Insurance Discount, $438,000 in savings for Flood Policy Holders!

Stop FEMA Now — Mon, 13 Jan 2020 16:17:09 +0000

BERKELEY: Mayor Amato has good news for the nearly 2,700 homeowners who have flood insurance policies in Berkeley Township. Your flood insurance premiums are coming down another 5% bringing the total discount to 25%

“We are extremely proud of our ongoing efforts to improve our (CRS) rating to bring additional relief to our flood insurance policy holders. This is the second time we have improved our rating over the last 8 years.” Mayor Amato said.

Berkeley Township participates in the National Flood Insurance Program (NFIP) Community Rating System (CRS).

The Community Rating System is a voluntary incentive program that recognizes and....

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Toms River Mayor “Mo” Hill Rejects FEMA Flood Maps

Stop FEMA Now — Sat, 11 Jan 2020 13:04:02 +0000

FEMA offered Ocean County municipalities the option to adopt preliminary flood maps now or wait for a draft of the FIRM Maps in 2022. George Kasimos spoke to Mayor “Mo” Hill for a comment on the preliminary map adoption which would have added over 600 homes into the flood zone. Mayor Hill stated Toms River will not be adopting the 2015 Preliminary Flood Insurance Rate Map for Ocean County. Toms River will be waiting for the NYC Flood Map appeal to be completed and a draft of FIRM Maps to see how it will affect the residents of Toms....

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Brick Mayor Ducey Rejects FEMA Flood Maps

Stop FEMA Now — Fri, 10 Jan 2020 14:13:54 +0000

FEMA offered Ocean County municipalities the option to adopt preliminary flood maps. We reached out to Brick, NJ Mayor Ducey for a comment on the preliminary map adoption which would have added over 1,300 homes into the flood zone. Mayor Ducey stated “Brick is officially not adopting the 2015 Preliminary Flood Insurance Rate Map for Ocean County. We will continue to use the 2006 maps to regulate flood plain management for our town. Brick township has not spent any outside funding on appeal of the Preliminary Flood Maps. Both rounds of appeals were completed in-house. These appeals were completed in 2014....

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Why Flood Insurance Premiums Keep Rising? FEMA rewards Charleston’s bad behavior.

Stop FEMA Now — Wed, 08 Jan 2020 15:10:39 +0000

The City of Charleston does not require “Substantially Damaged” determinations after flooding, does not inspect homes after flooding and allows homes to be built below the BFE (Base Flood Elevation) in Flood Zones.

The City of Charleston provides a sweetheart deal to the developers and provides a “variance” for the properties that are built below the BFE.

Shortly thereafter these homes flood. Many of them repetitively flood. The flood policyholders in the National Flood Insurance program have to pick up the bill. (SRL and RL properties have cost the NFIP over 12 Billion in flood claims).

....

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