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	<title>Summit-NJ.com</title>
	<atom:link href="http://www.summit-nj.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.summit-nj.com</link>
	<description>Summit NJ Real Estate Guide</description>
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			<item>
		<title>Cell Phone Numbers Go Public</title>
		<link>http://www.summit-nj.com/summitnj-blog/cell-phone-numbers-go-public/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/cell-phone-numbers-go-public/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 18:13:35 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=510</guid>
		<description><![CDATA[REMEMBER: Cell Phone Numbers Go Public this month.
REMINDER&#8230;..  all cell phone numbers are being released to telemarketing companies and you will start to receive sales calls.
&#8230;. YOU WILL BE CHARGED FOR THESE CALLS if you have a LIMITED airtime package
To prevent this, call the following number from your cell phone:     888-382-1222  888-382-1222 .
It is the National [...]]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/cell-phone-numbers-go-public/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Summit NJ &amp; The Oscars</title>
		<link>http://www.summit-nj.com/summitnj-blog/summit-nj-the-oscars/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/summit-nj-the-oscars/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 18:01:34 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=505</guid>
		<description><![CDATA[Summit NJ’s own native son Tom Heller movie “Precious: Based on the Novel ‘Push’ by Sapphire.” is nominated for an Oscar. Continue reading &#8230;
MArtha McDonnell
Lois Schneider Realtor / Summit
]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/summit-nj-the-oscars/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New FHA Lending Standards Summer 2010</title>
		<link>http://www.summit-nj.com/summitnj-blog/new-fha-lending-standards-summer-2010/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/new-fha-lending-standards-summer-2010/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 16:55:38 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=503</guid>
		<description><![CDATA[Best to buy before new FHA guidelines take effect 
By Octavio Nuiry, Staff Writer RealtyTrac.com 
Starting in early summer, the Federal Housing Administration is tightening lending standards in an effort to bolster its dwindling reserves. The new lending standards will make it tougher for some prospective buyers to purchase a home by requiring a higher down payment [...]]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/new-fha-lending-standards-summer-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Construction:What is Out &amp; What is In</title>
		<link>http://www.summit-nj.com/summitnj-blog/what-is-out-what-is-in-from-nahb/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/what-is-out-what-is-in-from-nahb/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 15:43:33 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>
		<category><![CDATA[NJ Home Buying Guides]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=495</guid>
		<description><![CDATA[Current housing trends, highlighted in separate surveys conducted by the Washington-based trade association and Better Homes and Gardens, released in January at the International Builders’ Show in Las Vegas, showed that consumers are not interested in large ineffecient homes decked out with high-end amenities. Less is More!  What is out: large outdoor kitchens, media rooms and sunrooms. What is in:  walk-in [...]]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/what-is-out-what-is-in-from-nahb/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Private Mortgage Insurance Today</title>
		<link>http://www.summit-nj.com/summitnj-blog/private-mortgage-insurance-today/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/private-mortgage-insurance-today/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 15:21:46 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=493</guid>
		<description><![CDATA[


PMI sees bottom in home prices 


  



























A new study from PMI Mortgage Insurance Co. suggests home prices have found their bottom.  The company&#8217;s analysis shows that by almost all measures, residential property values began stabilizing considerably during the second and third quarters of last year &#8211; and monthly data through November confirms that this stabilization [...]]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/private-mortgage-insurance-today/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Redistricting Millburn Elementary Schools</title>
		<link>http://www.summit-nj.com/summitnj-blog/redistricting-millburn-elementary-schools/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/redistricting-millburn-elementary-schools/#comments</comments>
		<pubDate>Wed, 10 Feb 2010 21:33:12 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=489</guid>
		<description><![CDATA[Overcrowding at Glenwood Elmemantary School. Millburn Board of Education considering sending 61 Glenwood students to Deerfield Elemantary, also effecting 2 bus lines. 
Click here to view redistricting map.
Martha McDonnell
Lois Schneider Realtor
]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/redistricting-millburn-elementary-schools/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chatham Boro &amp; Township 4thQ Results</title>
		<link>http://www.summit-nj.com/summitnj-blog/chatham-boro-township-4thq-results/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/chatham-boro-township-4thq-results/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 20:50:39 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=479</guid>
		<description><![CDATA[Click here to view both Chatham Boro &#38; Chatham Townships 2008 vs 2009 sales reults:
2009 Q4 YoY Chatham Boro
2009 Q4 YoY Chatham Township
]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/chatham-boro-township-4thq-results/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Providence 4th Q Results</title>
		<link>http://www.summit-nj.com/summitnj-blog/new-providence-4th-q-results/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/new-providence-4th-q-results/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 20:44:02 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=473</guid>
		<description><![CDATA[Click here to view 2008 vs 2009 sales reults:
2009 Q4 YoY New Providence
Martha McDonnell
Lois Schneider Realtor
]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/new-providence-4th-q-results/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Berkeley Heights  4thQ Results</title>
		<link>http://www.summit-nj.com/summitnj-blog/berkeley-heights-4thq-results/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/berkeley-heights-4thq-results/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 20:39:15 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=468</guid>
		<description><![CDATA[Click here to see 2009 vs 2008 statistics:
2009 Q4 YoY Berkeley Heights
Martha McDonnell
Lois Schneider Realtor
]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/berkeley-heights-4thq-results/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Interest Deduction Provision in Obama&#8217;s Budget</title>
		<link>http://www.summit-nj.com/summitnj-blog/mortgage-interest-deduction-provision-in-obamas-budget/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/mortgage-interest-deduction-provision-in-obamas-budget/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 20:24:42 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=460</guid>
		<description><![CDATA[On February 1, 2010, President Obama released his 2011 budget proposal recommending that the value of the Mortgage Interest Deduction (MID) for upper income taxpayers be limited to the 28% bracket. The provision modifies the MID, as it plans to reduce the amount of mortgage deductibility on families earning over $250,000 (AGI) and on single tax payers [...]]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/mortgage-interest-deduction-provision-in-obamas-budget/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Summit 4th Quarter Sales 2008 VS 2009</title>
		<link>http://www.summit-nj.com/summitnj-blog/summit-4th-quarter-sales-2008-vs-2009/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/summit-4th-quarter-sales-2008-vs-2009/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 20:19:13 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=444</guid>
		<description><![CDATA[2008 Sales vs 2009
2009 Q4 YoY Summit
]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/summit-4th-quarter-sales-2008-vs-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The James Hagerty Housing Report</title>
		<link>http://www.summit-nj.com/summitnj-blog/the-james-hagerty-housing-report/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/the-james-hagerty-housing-report/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 16:54:05 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=452</guid>
		<description><![CDATA[James Hagerty, covering the real estate &#38; mortgage industries for the WSJ, just released his quarterly housing report.
Today, we look at housing thru various lenses:
1)     Consumer confidence: we continue to receive mixed signals from different media portals. Buyers are on and off the fence , however, when they see a good value ( price, condition and [...]]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/the-james-hagerty-housing-report/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Garden State 2010 Home Show</title>
		<link>http://www.summit-nj.com/summitnj-blog/garden-state-2010-home-show/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/garden-state-2010-home-show/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 15:43:38 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=449</guid>
		<description><![CDATA[A wonderful venue to get up to date home improvement ideas and solutions for home and garden.  A short drive to Somerset (off of 287)  at the Garden State Convention Center. 20th Annual Garden State Home Show.
Details: 2/5 thru 2/7



Hours:




Friday
1pm &#8211; 9pm


Saturday
11am-9pm


Sunday
11am &#8211; 5pm






Admission:




Adults
$9.00


 


Kids (12- 17)
$6.00


 


Children 11 &#38; Under
Free


 


Seniors *
$8.00







]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/garden-state-2010-home-show/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Millburn/Short Hills 2008 vs 2009</title>
		<link>http://www.summit-nj.com/summitnj-blog/millburnshort-hills-2008-vs-2009/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/millburnshort-hills-2008-vs-2009/#comments</comments>
		<pubDate>Sat, 30 Jan 2010 19:15:35 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=437</guid>
		<description><![CDATA[Fourth Quarters Results 2008 Sales VS 2009 Sales
]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/millburnshort-hills-2008-vs-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2008 Sales VS 2009 By Town</title>
		<link>http://www.summit-nj.com/summitnj-blog/2008-sales-vs-2009-by-town/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/2008-sales-vs-2009-by-town/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 02:00:52 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=425</guid>
		<description><![CDATA[2008 Sales VS 2009
Summit, Millburn, Chatham(s) New Providence &#38; Berkeley Heights:

]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/2008-sales-vs-2009-by-town/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lois Schneider Realtor 2009 Statistics</title>
		<link>http://www.summit-nj.com/summitnj-blog/lois-schneider-realtor-2009-statistics/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/lois-schneider-realtor-2009-statistics/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 00:54:28 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=418</guid>
		<description><![CDATA[
Lois Schneider Realtors Listing &#38; Sales Activity for all of 2009 in Summit:
2009 LSR Listings and Sales Closed by Listing Price Range
]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/lois-schneider-realtor-2009-statistics/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>USNews Area High Schools Awarded Silver Medal</title>
		<link>http://www.summit-nj.com/summitnj-blog/usnews-area-high-schools-awared-silver-medal/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/usnews-area-high-schools-awared-silver-medal/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 00:40:27 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=412</guid>
		<description><![CDATA[
USNews &#38; World Report published its Top High School Report in thier December 2009  issue. Six area high schools awarded Silver Level:
Summit                                         
New Providence
Millburn / Short HIlls
Chatham High School
Madison ( Harding Township)
Basking Ridge
Criteria for Medals

Gold Medal: 
Top 100 schools nationally based on the College Readiness Index 
Silver Medal: 
all other schools with a college readiness index of [...]]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/usnews-area-high-schools-awared-silver-medal/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Inventory Levels</title>
		<link>http://www.summit-nj.com/summitnj-blog/inventory-levels/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/inventory-levels/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 16:40:00 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=396</guid>
		<description><![CDATA[Housing Absorption Rate
The formula used to calculate supply vs. demand is the number of homes actively on the market in relationship to the number of sold units; this number represents the number of months it would take to move, sell what is currently on the market. Case-Shiller Index represent that when inventories fall blow 8 [...]]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/inventory-levels/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>LuxeTrends January 2010</title>
		<link>http://www.summit-nj.com/summitnj-blog/luxetrends-january-2010/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/luxetrends-january-2010/#comments</comments>
		<pubDate>Sat, 16 Jan 2010 00:45:58 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=365</guid>
		<description><![CDATA[How we have changes! Our focus today is on better quality, less and products with a conscience! Have fun looking threw this new issue!
Martha McDonnell
Lois Schneider Realtor
]]></description>
		<wfw:commentRss>http://www.summit-nj.com/summitnj-blog/luxetrends-january-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cost of Living Comparison</title>
		<link>http://www.summit-nj.com/summitnj-blog/cost-of-living-comparison/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/cost-of-living-comparison/#comments</comments>
		<pubDate>Sat, 16 Jan 2010 00:36:29 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>

		<guid isPermaLink="false">http://www.summit-nj.com/?p=349</guid>
		<description><![CDATA[When considering a new position in a new state it&#8217;s important to know what the cost of living is compared to where you are coming from. Sometimes that nice salary increased is dwarfed by housing, insurance, medical and other cost of living factors. ACCRA, also known as C2ER: Council for Community Economic Research Cost of Living Index [...]]]></description>
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		<slash:comments>0</slash:comments>
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