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		<title>Carter Foreman PLLC</title>
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		<link>https://www.carterforeman.com</link>
		<description>Spring Hill, FL Attorneys</description>
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	<title>Carter Foreman PLLC</title>
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				<title>The 3 most common types of trucker injuries</title>
				<link>https://www.carterforeman.com/blog/2021/09/3-most-common-types-of-trucker-injuries/</link>
								<pubDate>Wed, 01 Sep 2021 16:03:24 +0000</pubDate>
				<dc:creator><![CDATA[bkabritsor]]></dc:creator>
						<category><![CDATA[Personal Injury]]></category>
				
				<guid isPermaLink="false">https://www.carterforeman.com/?p=48723</guid>
									<description><![CDATA[You roll down the blacktop day after day, carrying merchandise to customers, a job that entails long hours and sometimes backbreaking work. You may load and unload heavy cargo and spend long hours behind the wheel that can turn into long-lasting disabilities. What are the most common injuries in your career as a truck driver? 1. Neck and back Back&#8230;]]></description>
																<content:encoded><![CDATA[You roll down the blacktop day after day, carrying merchandise to customers, a job that entails long hours and sometimes backbreaking work.
You may load and unload heavy cargo and spend long hours behind the wheel that can turn into long-lasting disabilities. What are the most common injuries in your career as a truck driver?
1. Neck and back
Back and neck injuries are common among truck drivers. Lifting, carrying and slouching while driving may cause sprains and strains. Driving bad roads with poor shocks may add to the pain. The U.S. Bureau of Labor Statistics (BLS) states that heavy and tractor-trailer truck drivers with back injuries accounted for over 34% of work-related musculoskeletal disorders.
2. Upper body
The BLS reported that the combination of arm and shoulder problems is second to back injuries among truck drivers. These may take longer to heal and cost more downtime. Making the same motions, such as raising and lowering the truck hood, could lead to injury. Other repetitive activities involve:

Getting in and out of the cab
Chaining
Loading and unloading

Any of these actions may cause inflammation, bursitis, dislocation and chronic shoulder pain.
3. Lower extremity
The lower body may also experience pain from repetitive motion. Continuously pressing down the gas pedal and the clutch over a long period may put stress and strain on your knees. Truckers might develop patellar tendonitis or Jumper’s knee. It is a condition that, if left untreated, can lead to tears in the tendon.
To keep from sustaining injuries on the job, be aware of your movements. Take rest breaks and make sure you are taking care of yourself while on the road doing your job.
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				<title>3 co-parenting mistakes to avoid after your divorce</title>
				<link>https://www.carterforeman.com/blog/2021/08/3-coparenting-mistakes-to-avoid-after-your-divorce/</link>
								<pubDate>Thu, 19 Aug 2021 15:25:57 +0000</pubDate>
				<dc:creator><![CDATA[bkabritsor]]></dc:creator>
						<category><![CDATA[Family Law]]></category>
				
				<guid isPermaLink="false">https://www.carterforeman.com/?p=48719</guid>
									<description><![CDATA[Divorce marks a big change in your life and in the lives of your children. You and your ex may now share custody of your children and have a hard time making this new arrangement work. Even though shared parenting can be difficult, many couples in the U.S. divorce and make this transition every year (the Centers for Disease Control&#8230;]]></description>
																<content:encoded><![CDATA[Divorce marks a big change in your life and in the lives of your children. You and your ex may now share custody of your children and have a hard time making this new arrangement work.
Even though shared parenting can be difficult, many couples in the U.S. divorce and make this transition every year (the Centers for Disease Control and Prevention states that in 2019, 746,971 divorces and annulments occurred). Understanding common co-parenting mistakes and avoiding them can also help you improve the way you and your ex share responsibilities.
1. Failing to be flexible
There may come a day after your divorce when your former spouse fails to drop your children off on time or forgets an appointment. Try and be flexible and understanding when your plans do not work out perfectly.
2. Using your children to hurt your ex
Keeping your children away from your ex or talking negatively about your former spouse in front of your children will not help your co-parenting arrangement. Do not use your children as tools to harm your ex, even if you feel angry or resentful about your divorce.
3. Not communicating effectively
The key to a successful co-parenting relationship is open, consistent communication. Come up with a plan to share information seamlessly with your ex about your children and finalize schedules.
Learning how to co-parent effectively with your ex takes time and practice. By refraining from making these common mistakes after you get divorced, you can help your children cope with this new arrangement.
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				<title>What are the alternatives to foreclosure in Florida?</title>
				<link>https://www.carterforeman.com/blog/2021/05/what-are-the-alternatives-to-foreclosure-in-florida/</link>
								<pubDate>Sat, 15 May 2021 01:46:34 +0000</pubDate>
				<dc:creator><![CDATA[bkabritsor]]></dc:creator>
						<category><![CDATA[Uncategorized]]></category>
				
				<guid isPermaLink="false">https://www.carterforeman.com/?p=48712</guid>
									<description><![CDATA[Most people experience times in their lives when finances are tight, and it can be especially stressful when paying the mortgage becomes challenging. If you are facing foreclosure, Florida has some alternatives that you may want to try first. No matter what has caused you to default on your loan, consider one of the following options to help you avoid&#8230;]]></description>
																<content:encoded><![CDATA[Most people experience times in their lives when finances are tight, and it can be especially stressful when paying the mortgage becomes challenging. If you are facing foreclosure, Florida has some alternatives that you may want to try first.
No matter what has caused you to default on your loan, consider one of the following options to help you avoid foreclosure.
1. Refinancing
If you still have good credit, refinancing can lower your monthly mortgage payments to an amount that better fits your current financial situation.
2. Reinstating the loan
Homeowners facing foreclosure can resolve the issue by paying off the loan in full, including interest, though this option is typically difficult unless you have a large sum of money to do so.
3. Modifying the loan
Similar to refinancing, modification extends the duration of the loan, lowering the monthly payment amount. However, it can be difficult to get a lender to agree to a loan modification.
4. Deed in lieu
If you are OK with leaving your home, a deed in lieu of foreclosure surrenders the home to the lender, essentially getting you out from under payments.
5. Short selling
Another option for those who want to get rid of their homes is to short sell the property. This means selling the home for less than the amount remaining on the mortgage.
6. Chapter 13 bankruptcy
As a last resort, you may choose to file Chapter 13 bankruptcy. This gives you time to repay the reinstatement, in addition to arrears payments, which can be expensive.
Foreclosure alternatives such as these are possible, but they can be complex. Understanding the options available to you is essential in fighting foreclosure.
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				<title>Avoid these 4 commercial financing errors</title>
				<link>https://www.carterforeman.com/blog/2021/02/avoid-these-4-commercial-financing-errors/</link>
								<pubDate>Mon, 22 Feb 2021 20:28:33 +0000</pubDate>
				<dc:creator><![CDATA[bkabritsor]]></dc:creator>
						<category><![CDATA[Business & Commercial Law]]></category>
				
				<guid isPermaLink="false">https://www.carterforeman.com/?p=48702</guid>
									<description><![CDATA[Commercial financing gives your business the liquid capital to thrive, grow and expand. If you are unsure where to start when obtaining credit for your business, you can benefit from reviewing the potential pitfalls of this process.  Avoid these four common mistakes when you begin to apply for financing with commercial lenders for real estate, inventory and other purposes.  Relying&#8230;]]></description>
																<content:encoded><![CDATA[Commercial financing gives your business the liquid capital to thrive, grow and expand. If you are unsure where to start when obtaining credit for your business, you can benefit from reviewing the potential pitfalls of this process. 
Avoid these four common mistakes when you begin to apply for financing with commercial lenders for real estate, inventory and other purposes. 
Relying on credit cards
Although business credit cards work well for some purchases, they should not carry all your business debt. Too many new companies rely on high-interest credit cards instead of shopping for lower-interest options with more favorable terms. 
Waiting too long to look for a loan
If you do not have financing in place when a big opportunity arises, you could lose your chance to take advantage. If you do access funds in this situation, your business will pay more than you would if you had time to plan and compare rates. Understand your financing options and take steps to obtain low-interest loans well before you will actually need the money. 
Keeping poor financial records
Without data to back up the profitability of your firm, you will struggle to qualify for most business loans. Prepare extensive and accurate balance sheets and cash flow statements that support the financial growth of your business before you begin the application process. Businesses without an organized accounts payable and receivable system should prioritize that initiative. 
Taking multiple loans
While having more than one outstanding business loan is not always a bad idea, avoid taking out one loan to pay back another. Make sure you have the cash flow to repay financing before you sign the paperwork. 
Business owners who are new to commercial financing can ease the process by steering clear of these frequent mistakes. 
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				<title>What does Florida consider when awarding alimony?</title>
				<link>https://www.carterforeman.com/blog/2020/11/what-does-florida-consider-when-awarding-alimony/</link>
								<pubDate>Thu, 12 Nov 2020 05:45:01 +0000</pubDate>
				<dc:creator><![CDATA[bkabritsor]]></dc:creator>
						<category><![CDATA[Family Law]]></category>
				
				<guid isPermaLink="false">https://3150156-fork.findlaw1.flsitebuilder.com/?p=48517</guid>
									<description><![CDATA[When you and your Florida spouse split up, you may have valid concerns about supporting yourself without your one-time partner around to help. If you or your ex spent considerable time out of the workforce so that the other could continue schooling or build a career, one of you may decide to pursue alimony during the divorce. According to the&#8230;]]></description>
																<content:encoded><![CDATA[When you and your Florida spouse split up, you may have valid concerns about supporting yourself without your one-time partner around to help. If you or your ex spent considerable time out of the workforce so that the other could continue schooling or build a career, one of you may decide to pursue alimony during the divorce.
According to the Florida Legislature, Florida courts review the same set of standards when deciding whether you or your ex should receive alimony. What might some of these factors include?
Alimony considerations
When deciding whether you or your ex should receive alimony or spousal maintenance, the court considers the length of your marriage. While each case is different, the chances of one of you receiving alimony or maintenance often increase alongside the duration of the marriage.
The age, physical condition and earning potential of you and your ex also come into play when Florida courts make alimony-related decisions. So, too, does the standard of living you both enjoyed while your marriage was intact. Typically, the state seeks to make an arrangement that allows each of you to continue to enjoy the same or a similar standard of living to that which you had during the marriage.
Additional variables
How much each of you has in terms of marital and nonmarital assets also helps determine whether either of you should receive alimony. So, too, does the level of education each of you have. How much each of you contributed to the marriage and family unit and how much each of you devoted to child-rearing during the marriage may also help determine whether an alimony award is appropriate.
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				<title>Your Most Important Assets In A Divorce</title>
				<link>https://www.carterforeman.com/blog/2020/08/your-most-important-assets-in-a-divorce/</link>
								<pubDate>Mon, 17 Aug 2020 18:16:23 +0000</pubDate>
				<dc:creator><![CDATA[a.gleason@thomsonreuters.com]]></dc:creator>
						<category><![CDATA[Family Law]]></category>
				
				<guid isPermaLink="false">https://3150156-fork.findlaw1.flsitebuilder.com/?p=48516</guid>
									<description><![CDATA[There is a taboo surrounding divorce that causes people to avoid discussing it. That means that many people may be unaware of critical information regarding their own divorce. Specifically, you may not know what your most valuable assets going into a divorce are and how to protect them. Talking about your financial status and assets during a divorce is important&#8230;]]></description>
																<content:encoded><![CDATA[There is a taboo surrounding divorce that causes people to avoid discussing it. That means that many people may be unaware of critical information regarding their own divorce. Specifically, you may not know what your most valuable assets going into a divorce are and how to protect them.
Talking about your financial status and assets during a divorce is important so you don’t wind up clueless and uninformed during the process.
What Are My Most Valuable Assets?
Some people might think family heirlooms like jewelry, or expensive foreign cars are their most valuable possessions during divorce, but this is often not the case. Most people’s highest assets are their retirement accounts.
You’ve probably worked most of your life putting money aside for your retirement whether it’s in a 401k, pension plan or IRA. That means your retirement savings and accounts have accumulated a significant amount and are the most valuable part of your wealth. If this is the case, you cannot overlook the details regarding how your retirement assets are divided during your divorce. You will want to make sure you are getting a fair deal. An attorney can give you the best idea of what you should be entitled to and how to get it.
Other valuable, but sometimes overlooked assets include artwork, real estate (both your primary residence and additional properties such as vacation homes or timeshares) and other investments like stocks, bonds and mutual funds.
Consulting with professionals such as a financial advisor and divorce attorney will help you get a better idea of your financial situation and help you get a fair deal during the divorce process.
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				<title>Get ready in advance of an estate planning meeting</title>
				<link>https://www.carterforeman.com/blog/2020/08/get-ready-in-advance-of-an-estate-planning-meeting/</link>
								<pubDate>Thu, 06 Aug 2020 20:32:09 +0000</pubDate>
				<dc:creator><![CDATA[gturnercontentcustoms]]></dc:creator>
						<category><![CDATA[Estate Planning]]></category>
				
				<guid isPermaLink="false">https://3150156-fork.findlaw1.flsitebuilder.com/?p=48473</guid>
									<description><![CDATA[If you intend to invest the time and money necessary to create a comprehensive estate plan, you want to do an excellent job at protecting your loved ones and ensuring a lasting legacy after you die. You want to avoid challenges, taxes and other issues. Proper preparation before you sit down with the lawyer helping you create your estate plan&#8230;]]></description>
																<content:encoded><![CDATA[If you intend to invest the time and money necessary to create a comprehensive estate plan, you want to do an excellent job at protecting your loved ones and ensuring a lasting legacy after you die. You want to avoid challenges, taxes and other issues.
Proper preparation before you sit down with the lawyer helping you create your estate plan will go a long way toward getting you the protection you need and streamlining what can be a complex and time-consuming process.
Review your financial circumstances, and make a list of significant assets
One of the most important documents in any estate plan is going to be the last will that outlines how to distribute assets after your death. Creating a list of the most valuable and emotionally meaningful assets could help you decide how to divide up those assets.
Allocating specific possessions to individual heirs is one possible approach. Other people will want their executor to liquidate their assets and fairly distribute the value between multiple heirs. Taking a good look at your financial documents can also give you an idea about whether or not you will have to plan for long-term care needs, Medicaid or estate taxes.
Think about your medical needs and preferences
Creating a living will is also an important part of the estate planning process. A living will includes the power of attorney documents that let people you trust take action on your behalf if you wind up incapacitated. A living will also typically includes an advance medical directive that outlines your medical preferences so that people know what kind of care decisions to make on your behalf.
Reflect on difficult family situations
Blended families have unique considerations in estate planning, like allowing a spouse to remain in a home without disinheriting children. Parents who have children with special needs may need to think about the costs of care for their child long after they die. Families marked by abuse, addiction or similar issues may have to remove someone from the last will or control how they access and use assets.
Thinking about special circumstances that will influence your estate plan and possibly lead to conflict before you sit down to create your plan will allow you to better address those issues through the creation of a trust or the inclusion of special clauses in your estate plan.
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				<title>When can a tenant place their rent in an escrow account?</title>
				<link>https://www.carterforeman.com/blog/2020/05/when-can-a-tenant-place-their-rent-in-an-escrow-account/</link>
								<pubDate>Fri, 15 May 2020 20:28:50 +0000</pubDate>
				<dc:creator><![CDATA[gturnercontentcustoms]]></dc:creator>
						<category><![CDATA[Uncategorized]]></category>
				
				<guid isPermaLink="false">https://3150156-fork.findlaw1.flsitebuilder.com/?p=48446</guid>
									<description><![CDATA[The relationship between a tenant and a landlord is, in some ways, simple and straightforward. The tenant pays an agreed-upon amount of rent to the landlord. In return, the landlord provides the tenant with the right to possess and live in a piece of real estate that they own. Despite how it may seem simple on the surface, there are&#8230;]]></description>
																<content:encoded><![CDATA[The relationship between a tenant and a landlord is, in some ways, simple and straightforward. The tenant pays an agreed-upon amount of rent to the landlord. In return, the landlord provides the tenant with the right to possess and live in a piece of real estate that they own.
Despite how it may seem simple on the surface, there are many nuances and rules that apply to rental relationships, especially when it comes to space that someone uses as their primary residence. For example, there are restrictions on security deposits and how the landlord can use them, as well as how soon they must return the balance of the deposit after the tenant leaves.
Can tenants ever legally not pay rent?
Generally speaking, for residential rentals, the landlord is the one who has the responsibility to maintain the facilities in a safe and habitable manner. Landlords depend on the rent from their tenants in order to maintain the facilities in which the tenants live.
In some circumstances, when the landlord and the tenants don&#8217;t agree about certain repairs or maintenance, the tenant may attempt to withhold rent. However, there are only certain circumstances in which it is legal to do so.
When a landlord has failed to make necessary repairs for maintenance
Florida state law is clear that tenants have the right to a safe and habitable property. A non-working furnace, a leaking roof or serious plumbing issues could all have major implications for the livability of a unit.
Generally speaking, tenants should bring such issues to the attention of their landlord as soon as possible, possibly via phone. If the landlord doesn&#8217;t respond in a timely matter, then the tenant may need to make a request in writing. If a landlord does not address the tenant&#8217;s concerns or make the necessary repairs, the tenant can, in theory, withhold rent either to compel the landlord to take action or to cover the costs of hiring professionals to do the work.
Tenants can&#8217;t refuse to pay
Tenants who want to withhold rent in order to compel maintenance or repairs or to cover the cost for maintenance and repairs must do so very carefully. Typically, they need to deposit the funds into an escrow account at least by the date that rent is due from the tenant. That money then should not move from that account until either they resolve the issue or the tenant makes a withdrawal from the account to pay for services.
Adequate documentation can protect a tenant from eviction or other enforcement action from their landlord. Those who don&#8217;t follow the process properly can wind up evicted or facing other consequences.
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				<title>How to co-parent your teenager through custody arrangements</title>
				<link>https://www.carterforeman.com/blog/2020/01/how-to-co-parent-your-teenager-through-custody-arrangements/</link>
								<pubDate>Fri, 31 Jan 2020 20:31:40 +0000</pubDate>
				<dc:creator><![CDATA[brianmurphy2@thomsonreuters.com]]></dc:creator>
						<category><![CDATA[Family Law]]></category>
				
				<guid isPermaLink="false">https://3150156-fork.findlaw1.flsitebuilder.com/?p=48445</guid>
									<description><![CDATA[Teenage years are exceptionally busy and emotionally taxing for parents and their evolving children. Flexibility and communication are crucial to uphold authority when accommodating custody arrangements. Especially when mom and dad are shuttling teens between dual households and making their major life decisions. There are multiple schedules to juggle and conflicting interests to consider when honoring those agreements. Your marriage&#8230;]]></description>
																<content:encoded><![CDATA[Teenage years are exceptionally busy and emotionally taxing for parents and their evolving children. Flexibility and communication are crucial to uphold authority when accommodating custody arrangements. Especially when mom and dad are shuttling teens between dual households and making their major life decisions.
There are multiple schedules to juggle and conflicting interests to consider when honoring those agreements. Your marriage might be over, but you still are on the same team when it comes to helping your child or children succeed. There are constructive ways to achieve that shared goal.
Tips for staying on message
Parents with shared-custody plans should collaborate and enforce consistent rules under separate roofs, such as curfew, dating, screen time and driving. If mom has grounded junior from the phone, dad should honor the punishment. Here are some other tips to help prevent conflict:

Treat the new dynamic as a business relationship. Keep a professional line of communication when disciplining or educating your son or daughter.
Keep your child out of parental conversations. Using your child to relay messages is unfair to them and can fuel resentments.
Develop your support network. Do not air grievances with your ex-spouse to your child and risk relitigating the divorce. Save that for your friends or therapist.
Build online calendars. Limit face-to-face encounters by staying connected via text messaging or social media.
Balance visitations. One parent cannot be the fun one who takes everyone to fancy restaurants and amusement parks while the other is stuck serving leftovers and barking about unfinished chores and homework.
Be flexible. Medical decisions, large purchases and college choices are negotiable, but do not waste time and energy arguing about taking baths in one household or showers in the other.
Keep each other updated. Sporting events and activities shift, so share what you have learned about your child’s schedules, friendship circles and interests.

Teenagers need structure because they will challenge boundaries. So do their parents. Disagreements are normal between married couples, let alone divorced spouses. Successful co-parenting rests on the bedrock of mutual respect and compromise.
Shared duty
Divorce is a parental burden that your children should not have to bear. Both of you should emphasize your love and assure your son or daughter it was not their fault. Now is not the time to go soft to win their affection.
Remember, this is about doing what is best for your child, not earning a win against your former spouse. Your most important duty is to be their parents, not their friends.
&nbsp;
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				<title>5 common mistakes to avoid after a car crash</title>
				<link>https://www.carterforeman.com/blog/2019/11/5-common-mistakes-to-avoid-after-a-car-crash/</link>
								<pubDate>Tue, 05 Nov 2019 19:06:12 +0000</pubDate>
				<dc:creator><![CDATA[]]></dc:creator>
						<category><![CDATA[Personal Injury]]></category>
				
				<guid isPermaLink="false">https://3150156-fork.findlaw1.flsitebuilder.com/?p=48444</guid>
									<description><![CDATA[A motor vehicle crash can be a harrowing experience even if no one is injured, and damage to vehicles or other property is kept to a minimum. Many thoughts go through a person’s mind immediately after a crash, and even a small mistake can lead to potential consequences. First and foremost, it’s essential to determine whether you or anyone else&#8230;]]></description>
																<content:encoded><![CDATA[A motor vehicle crash can be a harrowing experience even if no one is injured, and damage to vehicles or other property is kept to a minimum. Many thoughts go through a person’s mind immediately after a crash, and even a small mistake can lead to potential consequences.
First and foremost, it’s essential to determine whether you or anyone else is hurt and call 911 immediately, regardless of how minor an injury might seem. Keeping a clear head is critical for your physical and financial well-being.
Frequent errors in judgment for car crashes
While it’s crucial to remember what to do immediately after a crash, it’s just as important to avoid these common mistakes:

Failing to call the police: Officers collect valuable evidence at the scene of the crash and keep it from becoming your word against the other driver or drivers. If they issue citations against another party, that can help establish fault.
Admitting guilt: Don’t take responsibility for a crash even if you think you are to blame. It’s just as likely there are details of which you are not aware. Also, saying you’re “sorry” after a crash to another party can be seen as an admission of guilt.
Leaving the scene: If you panic and leave the scene of the crash, you’ve broken the law. Even if the other party doesn’t want to get police involved, stay put until officers arrive. If you leave early, the other party could end up falsely accusing you.
Failing to gather crucial evidence: If you are injured, your priority is getting medical attention. However, if you are able, taking pictures of the scene and gathering personal information on the other parties as well as witnesses can be crucial to your claim.
Accepting an insurer’s offer too quickly: Insurance companies will likely press you to settle sooner rather than later and offer you less than you deserve when settling your medical costs as well as damage to your vehicle. Take enough time to make sure all your expenses will be covered.

Seek legal advice to protect your interests
An experienced personal injury attorney here in Florida will aggressively defend your rights if you have been injured in a motor vehicle crash. Battling with insurance companies can be a complicated and tricky process, even in the case where no significant injuries or damage occur. Your attorney will protect you and work to get you the compensation you deserve.
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