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	<title>The Basis Point</title>
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	<link>http://thebasispoint.com/</link>
	<description>Money, Banking, Housing, Fintech</description>
	<lastBuildDate>Wed, 02 Sep 2026 00:13:38 +0000</lastBuildDate>
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	<title>The Basis Point</title>
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<site xmlns="com-wordpress:feed-additions:1">233953705</site>	<item>
		<title>Bond selloff pushing rates higher everywhere, not just U.S. Here’s why.</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/bond-selloff-pushing-rates-higher-everywhere-not-just-u-s-heres-why/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Wed, 02 Sep 2026 00:13:38 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Money]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/bond-selloff-pushing-rates-higher-everywhere-not-just-u-s-heres-why/</guid>

					<description><![CDATA[Rates rising from U.S. to Germany and Japan as bonds sell on inflation and high government debt concerns. How will it play out?]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/bond-selloff-pushing-rates-higher-everywhere-not-just-u-s-heres-why/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71177</post-id>	</item>
		<item>
		<title>Was Fed chief Warsh&#8217;s 2026 Jackson Hole speech longest ever?</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/was-fed-chief-warshs-2026-jackson-hole-speech-longest-ever/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Tue, 01 Sep 2026 23:32:04 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Regulation]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/was-fed-chief-warshs-2026-jackson-hole-speech-longest-ever/</guid>

					<description><![CDATA[Despite pushing to limit Fed communication, Fed chair Warsh's first Jackson Hole speech was 3533 words, one of the longest ever. ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/was-fed-chief-warshs-2026-jackson-hole-speech-longest-ever/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71175</post-id>	</item>
		<item>
		<title>Key reasons U.S.-Iran war hasn’t made oil prices go crazy … Yet</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/key-reasons-u-s-iran-war-hasnt-made-oil-prices-go-crazy-yet/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Mon, 20 Jul 2026 21:50:45 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Politics]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/key-reasons-u-s-iran-war-hasnt-made-oil-prices-go-crazy-yet/</guid>

					<description><![CDATA[Analysts predicted $200 oil when war began, but plunging Chinese imports, higher U.S. production, and the U.S. President himself have prevented that … so far. ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/key-reasons-u-s-iran-war-hasnt-made-oil-prices-go-crazy-yet/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71158</post-id>	</item>
		<item>
		<title>Unanimous bipartisan Senate squashes Sam Bankman-Fried crypto fraud pardon request</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/unanimous-bipartisan-senate-squashes-sam-bankman-fried-crypto-fraud-pardon-request/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Sun, 19 Jul 2026 16:33:41 +0000</pubDate>
				<category><![CDATA[Crypto]]></category>
		<category><![CDATA[Politics]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/unanimous-bipartisan-senate-squashes-sam-bankman-fried-crypto-fraud-pardon-request/</guid>

					<description><![CDATA[The Senate unanimously passed a resolution declaring that FTX founder Sam Bankman-Fried should not receive a pardon. Bankman-Fried, who was sentenced to 25 years in prison on fraud charges had previously requested a presidential pardon. ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/unanimous-bipartisan-senate-squashes-sam-bankman-fried-crypto-fraud-pardon-request/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71150</post-id>	</item>
		<item>
		<title>LOL NERD ALERT: Odyssey Cast Play Homer vs. Homer (Simpson)</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/lol-nerd-alert-odyssey-cast-play-homer-vs-homer-simpson/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Sun, 19 Jul 2026 16:27:09 +0000</pubDate>
				<category><![CDATA[Pop Culture]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/lol-nerd-alert-odyssey-cast-play-homer-vs-homer-simpson/</guid>

					<description><![CDATA[Odyssey stars Matt Damon, Anne Hathaway, Lupita Nyong'o, Jon Bernthal let Nerdist’s Michael Walsh, a former English teacher and Homer +  Simpson’s expert, test them on who said what. ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/lol-nerd-alert-odyssey-cast-play-homer-vs-homer-simpson/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71148</post-id>	</item>
		<item>
		<title>CHART: how June 2026 Core CPI inflation dropped to 2.6%</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/chart-how-june-2026-core-cpi-inflation-dropped-to-2-6/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Tue, 14 Jul 2026 19:19:02 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/chart-how-june-2026-core-cpi-inflation-dropped-to-2-6/</guid>

					<description><![CDATA[June headline CPI 3.5% and Core CPI 2.6%, both down, but may rise again as U.S./Iran conflict heats up in July]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/chart-how-june-2026-core-cpi-inflation-dropped-to-2-6/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71145</post-id>	</item>
		<item>
		<title>Fed chief Warsh vows to &#8216;do my job&#8217; if challenged by Trump</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/fed-chief-warsh-vows-to-do-my-job-if-challenged-by-trump/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Tue, 14 Jul 2026 19:12:33 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/fed-chief-warsh-vows-to-do-my-job-if-challenged-by-trump/</guid>

					<description><![CDATA[Fed chair Warsh explicitly defends Fed independence from White House during Capitol Hill Q&#38;A]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/fed-chief-warsh-vows-to-do-my-job-if-challenged-by-trump/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71143</post-id>	</item>
		<item>
		<title>Fed chair Warsh’s Fed task picks include Andreesen to advice on AI job impacts</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/fed-chair-warshs-fed-task-picks-include-andreesen-to-advice-on-ai-job-impacts/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Thu, 09 Jul 2026 20:48:50 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Regulation]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/fed-chair-warshs-fed-task-picks-include-andreesen-to-advice-on-ai-job-impacts/</guid>

					<description><![CDATA[Warsh promised Fed task forces to examine inflation, jobs, balance sheet, and communication. Here are his official picks for these roles. ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/fed-chair-warshs-fed-task-picks-include-andreesen-to-advice-on-ai-job-impacts/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71141</post-id>	</item>
		<item>
		<title>SpaceX demolishes IPO records: CHART</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/spacex-demolishes-ipo-records-chart/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Fri, 12 Jun 2026 18:37:14 +0000</pubDate>
				<category><![CDATA[Startups]]></category>
		<category><![CDATA[Tech]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/spacex-demolishes-ipo-records-chart/</guid>

					<description><![CDATA[SpaceX makes Elon Musk world’s first trillionaire in biggest-ever IPO — and it’s not even close as this chart shows]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/spacex-demolishes-ipo-records-chart/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71134</post-id>	</item>
		<item>
		<title>Deep dive on Figure valuation after Kiavi deal</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/deep-dive-on-figure-valuation-after-kiavi-deal/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Thu, 11 Jun 2026 02:22:16 +0000</pubDate>
				<category><![CDATA[Fintech]]></category>
		<category><![CDATA[Mortgage]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/deep-dive-on-figure-valuation-after-kiavi-deal/</guid>

					<description><![CDATA[This Figure report by Chiltern Capital goes way deep on Figure valuation, Kiavi mortgage deal, and Provenance Blockchain vision ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/deep-dive-on-figure-valuation-after-kiavi-deal/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71126</post-id>	</item>
		<item>
		<title>Best Ferrari Luce Memes. Uncool $640k Car Causes $5b Market Cap Loss.</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/best-ferrari-luce-memes-bland-640k-car-causes-5b-market-cap-loss/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Tue, 26 May 2026 23:38:22 +0000</pubDate>
				<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Style]]></category>
		<category><![CDATA[Tech]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/best-ferrari-luce-memes-bland-640k-car-causes-5b-market-cap-loss/</guid>

					<description><![CDATA[From the avalanche of Ferrari Luce memes ripping the new EV, there are a couple that stand out. Sadly, Ferrari shed $5 billion in market value today.]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/best-ferrari-luce-memes-bland-640k-car-causes-5b-market-cap-loss/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71113</post-id>	</item>
		<item>
		<title>DOJ drops criminal probe into Fed chair Jerome Powell</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/doj-drops-criminal-probe-into-fed-chair-jerome-powell/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Fri, 24 Apr 2026 14:43:36 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Politics]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/doj-drops-criminal-probe-into-fed-chair-jerome-powell/</guid>

					<description><![CDATA[DOJ dropping Fed investigation paves the way for Kevin Warsh to succeed Powell as the Fed Chair]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/doj-drops-criminal-probe-into-fed-chair-jerome-powell/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71096</post-id>	</item>
		<item>
		<title>Unsubscribe</title>
		<link>https://thebasispoint.com</link>
		
		<dc:creator><![CDATA[Alex Diokou]]></dc:creator>
		<pubDate>Tue, 21 Apr 2026 18:53:27 +0000</pubDate>
				<guid isPermaLink="false">https://thebasispoint.com/?page_id=71092</guid>

					<description><![CDATA[Unsubscribed &#8211; Localhost Unsubscribed You have been successfully unsubscribed. You will no longer receive emails from us. Localhost]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71092</post-id>	</item>
		<item>
		<title>Tips for getting credible financial planning help from AI</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/tips-for-getting-credible-financial-planning-help-from-ai/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Sun, 19 Apr 2026 14:58:16 +0000</pubDate>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Tech]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/tips-for-getting-credible-financial-planning-help-from-ai/</guid>

					<description><![CDATA[If you’re using AI to help plan for retirement, here are a few ways you can get better results. But don’t confuse search results with financial advice. ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/tips-for-getting-credible-financial-planning-help-from-ai/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71090</post-id>	</item>
		<item>
		<title>How much can influencers with less than 10,000 followers earn?</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/how-much-can-influencers-with-less-than-10000-followers-earn/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Sun, 19 Apr 2026 14:41:57 +0000</pubDate>
				<category><![CDATA[25/8]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Money]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/how-much-can-influencers-with-less-than-10000-followers-earn/</guid>

					<description><![CDATA[In 2025, nano influencers with under 10k followers earned $4,800. Micro influencers with 10k to 100k followers earned $38,500.]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/how-much-can-influencers-with-less-than-10000-followers-earn/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71088</post-id>	</item>
		<item>
		<title>Trump threatens to fire Powell as April 21 hearing approaches to confirm Warsh as new Fed chief</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/trump-threatens-to-fire-powell-as-april-21-hearing-to-confirm-warsh-as-new-fed-chief-approaches/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Wed, 15 Apr 2026 19:43:12 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Politics]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/trump-threatens-to-fire-powell-as-april-21-hearing-to-confirm-warsh-as-new-fed-chief-approaches/</guid>

					<description><![CDATA[April 21 is Senate hearing to confirm Kevin Warsh to lead Fed. Senator Tillis said he’d hold up hearing if DOJ doesn’t drop Fed criminal probe. Trump suggested he’d fire Powell if Warsh isn’t confirmed and said DOJ won’t drop probe.]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/trump-threatens-to-fire-powell-as-april-21-hearing-to-confirm-warsh-as-new-fed-chief-approaches/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71063</post-id>	</item>
		<item>
		<title>Warsh’s April 16 Fed chief confirmation hearing delayed</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/warshs-april-16-fed-chief-confirmation-hearing-delayed/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Fri, 10 Apr 2026 03:08:08 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Politics]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/warshs-april-16-fed-chief-confirmation-hearing-delayed/</guid>

					<description><![CDATA[Trump nominated Kevin Warsh to run Fed when Jay Powell’s chairman term expires May 15, but Warsh’s Senate confirmation hearing set for April 16 was just delayed. Summary here. ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/warshs-april-16-fed-chief-confirmation-hearing-delayed/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71057</post-id>	</item>
		<item>
		<title>What is a crypto mortgage? And what&#8217;s the role of Fannie Mae, Coinbase, Better Mortgage?</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/what-is-a-crypto-mortgage-and-whats-the-role-of-fannie-mae-coinbase-better-mortgage/#comments</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Thu, 26 Mar 2026 21:27:47 +0000</pubDate>
				<category><![CDATA[Crypto]]></category>
		<category><![CDATA[Mortgage]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/what-is-a-crypto-mortgage-and-whats-the-role-of-fannie-mae-coinbase-better-mortgage/</guid>

					<description><![CDATA[There are 3 types of crypto mortgages: borrowing against crypto to buy a home, borrowing against crypto for down payment, and using crypto to qualify for mortgage income or reserve requirements ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/what-is-a-crypto-mortgage-and-whats-the-role-of-fannie-mae-coinbase-better-mortgage/feed/</wfw:commentRss>
			<slash:comments>1</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71006</post-id>	</item>
		<item>
		<title>Better Mortgage &#038; Fannie Mae Allow Homebuyers To Use Coinbase Crypto Loans As Down Payments</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/better-mortgage-fannie-mae-allow-homebuyers-to-use-coinbase-crypto-loans-as-down-payments/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Thu, 26 Mar 2026 15:17:12 +0000</pubDate>
				<category><![CDATA[Crypto]]></category>
		<category><![CDATA[Mortgage]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/better-mortgage-fannie-mae-allow-homebuyers-to-use-coinbase-crypto-loans-as-down-payments/</guid>

					<description><![CDATA[Homebuyers with Bitcoin &#038; USDC holdings at Coinbase can now borrow against that crypto for down payments when getting Fannie Mae-backed home loans with Better Mortgage ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/better-mortgage-fannie-mae-allow-homebuyers-to-use-coinbase-crypto-loans-as-down-payments/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">71003</post-id>	</item>
		<item>
		<title>Does Rate Spike From 6% To 6.625% Derail 2026 Homebuying?</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/does-rate-spike-from-6-to-6-625-derail-2026-homebuying/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Fri, 20 Mar 2026 19:23:03 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Mortgage]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/does-rate-spike-from-6-to-6-625-derail-2026-homebuying/</guid>

					<description><![CDATA[Mortgage rates are up .625% since Iran war began February 28. Even with this rise, rates are still down .625% since early-2025. And YoY home prices are flat, helping buyer affordability.]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/does-rate-spike-from-6-to-6-625-derail-2026-homebuying/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">70991</post-id>	</item>
		<item>
		<title>CHART: More Single Women Than Ever Own Homes,  Even With Affordability Pressures</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/chart-more-single-women-than-ever-own-homes-even-with-affordability-pressures/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Tue, 10 Mar 2026 18:11:47 +0000</pubDate>
				<category><![CDATA[Homes]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/chart-more-single-women-than-ever-own-homes-even-with-affordability-pressures/</guid>

					<description><![CDATA[In 2025, over 20 million single women owned homes, a record high. Here's a chart from First American economic team showing the trend from 2000 to 2025.]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/chart-more-single-women-than-ever-own-homes-even-with-affordability-pressures/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">70985</post-id>	</item>
		<item>
		<title>Better to use OpenAI to approve loans in seconds &#038; lower per-loan cost by $6000</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/better-to-use-openai-to-approve-loans-in-seconds-lower-per-loan-cost-by-6000/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Fri, 06 Mar 2026 23:52:03 +0000</pubDate>
				<category><![CDATA[Fintech]]></category>
		<category><![CDATA[Mortgage]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/better-to-use-openai-to-approve-loans-in-seconds-lower-per-loan-cost-by-6000/</guid>

					<description><![CDATA[Better makes mortgage loans to consumers and also sells Tinman loan processing software to lenders, which will now be powered by OpenAI]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/better-to-use-openai-to-approve-loans-in-seconds-lower-per-loan-cost-by-6000/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">70982</post-id>	</item>
		<item>
		<title>Lower Jobs &#038; Higher Gas Means Steady Mortgage Rates</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/lower-jobs-higher-gas-means-steady-mortgage-rates/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Fri, 06 Mar 2026 17:41:41 +0000</pubDate>
				<category><![CDATA[Homes]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Mortgage]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/lower-jobs-higher-gas-means-steady-mortgage-rates/</guid>

					<description><![CDATA[Home affordability is the best in 4 years, with median earners spending 27.4% of their incomes on median priced homes. This is down from 35.3% a year ago. ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/lower-jobs-higher-gas-means-steady-mortgage-rates/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">70974</post-id>	</item>
		<item>
		<title>3 CHARTS: 2022-2026 Job Creation, Unemployment, Earnings</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/3-charts-2022-2026-job-creation-unemployment-earnings/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Fri, 06 Mar 2026 17:28:45 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/3-charts-2022-2026-job-creation-unemployment-earnings/</guid>

					<description><![CDATA[Here are 3 charts from CNBC that show monthly data from 2022 to present for 3 critical American jobs stats: how many jobs were created or lost, the unemployment rate, and growth in average hourly earnings. ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/3-charts-2022-2026-job-creation-unemployment-earnings/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">70972</post-id>	</item>
		<item>
		<title>The new pandemic is brain rot from being online permanently</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/the-new-pandemic-is-brain-rot-from-being-online-permanently/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Tue, 24 Feb 2026 13:52:13 +0000</pubDate>
				<category><![CDATA[Tech]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/the-new-pandemic-is-brain-rot-from-being-online-permanently/</guid>

					<description><![CDATA[Hijacked minds are getting worse in the AI era and most don’t even realize it. This essay breaks it down. ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/the-new-pandemic-is-brain-rot-from-being-online-permanently/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">70897</post-id>	</item>
		<item>
		<title>Optimal Blue Summit 2026 LIVE BLOG &#8211; State of Mortgage Markets &#038; Fintech</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/optimal-blue-summit-2026-live-blog-state-of-mortgage-markets-fintech/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Tue, 24 Feb 2026 13:47:06 +0000</pubDate>
				<category><![CDATA[Fintech]]></category>
		<category><![CDATA[Housing]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/?p=70873</guid>

					<description><![CDATA[The Basis Point Live Blog from Optimal Blue Summit 2026 covers the current state of mortgage markets and fintech. Optimal Blue powers rate pricing for 35% of the mortgage industry's 2026 projected fundings of $2.2 trillion. ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/optimal-blue-summit-2026-live-blog-state-of-mortgage-markets-fintech/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">70873</post-id>	</item>
		<item>
		<title>5 Reasons AI Disruption Is Bad Rationale For Rate Cuts</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/5-reasons-ai-disruption-is-bad-rationale-for-rate-cuts/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Tue, 24 Feb 2026 13:39:37 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Money]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/5-reasons-ai-disruption-is-bad-rationale-for-rate-cuts/</guid>

					<description><![CDATA[Treasury chief Bessent and Fed chair nominee Warsh say AI is reason to cut rates. Former NY Fed chief Dudley disagrees for 5 reasons. ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/5-reasons-ai-disruption-is-bad-rationale-for-rate-cuts/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">70893</post-id>	</item>
		<item>
		<title>Spring Homebuying With Rates Below 6% &#038; Prices Below $400k</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/spring-homebuying-with-rates-below-6-prices-below-400k/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Tue, 24 Feb 2026 13:19:23 +0000</pubDate>
				<category><![CDATA[Housing]]></category>
		<category><![CDATA[Mortgage]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/spring-homebuying-with-rates-below-6-prices-below-400k/</guid>

					<description><![CDATA[With mortgage rates below 6% and median home prices $397k to $414k, you can buy a home with 5% down if you make $110k to $114k.  ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/spring-homebuying-with-rates-below-6-prices-below-400k/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">70888</post-id>	</item>
		<item>
		<title>Yikes &#8230; AI Disruption Rundown For Non-Tech People</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/yikes-ai-disruption-rundown-for-non-tech-people/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Wed, 11 Feb 2026 21:55:52 +0000</pubDate>
				<category><![CDATA[Tech]]></category>
		<category><![CDATA[Work]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/yikes-ai-disruption-rundown-for-non-tech-people/</guid>

					<description><![CDATA[A scary but realistic assessment of how fast AI is replacing jobs, what that means for high school and college kids, and how to stay as relevant as you can    ]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/yikes-ai-disruption-rundown-for-non-tech-people/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">70850</post-id>	</item>
		<item>
		<title>MrBeast buying teen banking app Step and adding finance content to YouTube mix</title>
		<link>https://thebasispoint.com</link>
					<comments>https://thebasispoint.com/mrbeast-buying-teen-banking-app-step-and-adding-finance-content-to-youtube-mix/#respond</comments>
		
		<dc:creator><![CDATA[Julian Hebron]]></dc:creator>
		<pubDate>Tue, 10 Feb 2026 00:38:47 +0000</pubDate>
				<category><![CDATA[Fintech]]></category>
		<category><![CDATA[Money]]></category>
		<guid isPermaLink="false">https://thebasispoint.com/mrbeast-buying-teen-banking-app-step-and-adding-finance-content-to-youtube-mix/</guid>

					<description><![CDATA[MrBeast buying Step, a teen banking app with savings accounts and debit cards. It’s not certain if Step will rebrand as MrBeast, and it’s not a bank. The banking services are via a partnership with FDIC-member Evolve Bank &#38; Trust.]]></description>
		
					<wfw:commentRss>https://thebasispoint.com/mrbeast-buying-teen-banking-app-step-and-adding-finance-content-to-youtube-mix/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">70848</post-id>	</item>
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