Financial planning is about setting and achieving goals and objectives. Buying a house or car, sending kids to college, saving for that dream vacation... getting your eyes set on a goal and with fortitude and a disciplined savings program, finding yourself on that Caribbean beach or high atop the Alps of Switzerland. The result sounds…

The first word that usually comes to mind when discussing debt is "Ugghh." I'm not sure if it's an official Webster word, but everybody knows its meaning. While debt usually begets stress, sweat, sleepless nights and aggravation, there is two sides to every coin. Debt also has its good side: just think about where you…

I'm not big on cliché's... for most, I can never figure out the origin or real meaning. Is there a difference between a "cliché" and a "saying?" In the South, they both seem to take on a descriptive life of their own: "slickern' a greased pig," "harder than a stubborn farmer... " and in the…