Alaska Airlines is planning to send some Boeing 737s to Hawaii with a new paint job and a new mission: flying between the Hawaiian islands.

Alaska Air Group on Tuesday announced plans to replace Hawaiian Airlines' aging fleet of Boeing 717s with Alaska's 737-800s.

Those larger Boeing jets will get refreshed and repainted in Hawaiian livery before making the trek to Hawaii, the company said.

The transition is expected to begin in 2028.

Replacing Hawaiian's Boeing 717 fleet

Hawaiian has flown the Boeing 717 for decades on its inter-island flights.

Today, the carrier uses the jet on up to 160 daily flights between five major airports in the Aloha State: Honolulu, Maui, Lihue, Kona and Hilo.

But those planes are getting older; on average, the aircraft are about 25 years old, according to AirFleets.

Neighbor island routes in the spotlight

After Alaska acquired Hawaiian in 2024, one of the things on its long-term "to-do" list was to figure out what planes it would use for critical neighbor island flying in the future.

Now, the plan is set: Hawaii residents and visitors can expect to see the larger Boeing 737s on short hops between the state's islands within the next couple of years.

It'll give Hawaiian more seats — and roughly double the number of premium seats — for its island-hopping service in the future.

Each of the 737s will have Starlink Wi-Fi. Alaska also noted in a statement that the jets will have more cargo space for surf boards.

"This decision reflects our commitment to invest in Hawai'i for the long term, to strengthen Hawaiian Airlines and to honor the local expertise, culture and care that have made Hawaiian the airline of Hawaii for nearly a century," CEO Diana Birkett Rakao said Tuesday.

Beyond 'visual expression': Alaska's plans for the Hawaiian Airlines brand

Alaska 737 slated for HNL service in 2026

While the official switchover from Hawaiian 717s to Hawaiian-painted 737s won't begin until 2028, you'll see the larger aircraft in the Aloha State sooner.

In fact, Alaska plans to base a 737-800 in Honolulu starting in October for three daily round-trips between Daniel K. Inouye International Airport (HNL) and Maui's Kahului Airport (OGG).

Beyond that, Alaska plans to eventually all of the 737s it flies between the U.S. mainland and Hawaii to eventually sport the Hawaiian livery. The idea is, if you're flying to Hawaii, from Hawaii or within the state, you'll be on a plane that has the Hawaiian brand.

Alaska's post-merger fleet plans

This is just the latest reshuffling of aircraft in the wake of the Alaska-Hawaiian merger, which closed in 2024 and led to the two passenger-facing airline brands continuing to fly under the umbrella of one company.

Most notably, Alaska has redeployed the Boeing 787-9 Dreamliners Hawaiian had ordered prior to the acquisition on routes from Seattle to Europe and Asia.

Meanwhile, upgrades are in the works for Hawaiian's twin-aisle Airbus A330s, which are one of the aircraft you're most likely to find yourself on if you're flying Hawaiian between the U.S. mainland and Hawaii.

Those A330s are slated for retrofits in the coming years, which will give them new, more modern business-class seats and a premium economy cabin.

Counting planes

Alaska did not say how many of its Boeing 737s it plans to earmark for inter-island service in Hawaii. For what it's worth, Hawaiian currently operates around 20 717s on its neighbor island routes.

Regardless, Alaska won't be hurting for jets for its mainland U.S. service. Earlier this year, the carrier placed an order for 105 Boeing 737 MAX 10s, and expects to grow its fleet by 33% between now and 2035.

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• Which US airline is best? TPG's 2026 rankings
• Flight delayed or canceled? Here's what to do
• The best credit cards to reach elite status
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• Was the 'fast, free' Wi-Fi really slow on your flight, too? Here's what's going on

The StubHub statement credit on the Chase Sapphire Reserve® (see rates and fees) is one of my favorite benefits on the card.

I receive up to $300 per year to use on purchases made through StubHub or its sister site, Viagogo. The credit is split into two biannual credits of up to $150 (activation required; through Dec. 31, 2027).

If you're wondering how to get the most value from this benefit, here are real examples from TPG staff showing how they've used their StubHub credits.

What does the Sapphire Reserve's StubHub credit include?

Before we dive into real-life examples from TPG's staff, let's review the basics of the StubHub credit on the Sapphire Reserve.

• Total value: Up to $300 each calendar year, split biannually.
• Eligible vendors: Purchases made directly through StubHub or Viagogo (including stubhub.com, the StubHub app, viagogo.com and the Viagogo app).
• How to activate: Log in to your Chase account, navigate to the benefits hub and enroll. Use your eligible Sapphire Reserve card at checkout with StubHub or Viagogo.
• How it's distributed: Up to $150 to use from January through June and another up to $150 to use from July through December.
• When it posts: Data points suggest the credit typically posts within a day of the transaction. Chase states it will show up within 1-2 billing cycles.
• Notable exclusions: Gift card purchases with StubHub or Viagogo are excluded.
• Benefit end date: Dec. 31, 2027.

What counts as an eligible StubHub purchase?

Most purchases made on StubHub or Viagogo are eligible for the credit (except gift card purchases). You don't have to spend the full $150 in a single transaction, but any amount you haven't used by the end of each six-month period won't roll over.

StubHub's website divides tickets into general categories, including sports, concerts, theater, festivals and events in top cities. Purchases made within any category on StubHub's site should trigger the Sapphire Reserve's statement credit.

Viagogo is an online secondary market partnered with StubHub. It operates similarly to StubHub as a peer-to-peer marketplace for event tickets.

Now, let's get into the fun stuff. Here are examples of how our staff members have used their StubHub statement credits.

Related: I kept the receipts: Here's how much the Sapphire Reserve was actually worth to me this year

Broadway and theater

There are multiple live theater fans here at TPG, and our staff has used their Sapphire Reserve StubHub credits for some fantastic tickets — including multiple Broadway shows.

TPG senior director of content Summer Hull scored tickets to "Hamilton" during the return of Christopher Jackson, the original George Washington. She paid $258 total for the side orchestra, and the $150 StubHub credit brought the out-of-pocket cost to $108.

Lyndsey Matthews, TPG's managing editor for points and loyalty programs, snagged tickets to see "Paddington: The Musical" when it comes to New York City in 2027. She paid $35 out of pocket for two mezzanine seats, and the credit posted within hours of her purchase.

TPG travel principal Eric Rosen said it's "all Broadway all the time" with his StubHub credit. Thanks to the benefit, he paid $60 out of pocket to see "Oh, Mary!" on Broadway in 2025. He used another credit to see "Ragtime" at the Lincoln Center.

Nick Ewen, TPG's editor-in-chief, also saw "Ragtime" with his StubHub credit — and his ticket wound up costing him just 97 cents out of pocket.

TPG contributing editor for credit cards Matt Moffitt has also used his StubHub credit internationally. In 2025, he got $150 off two tickets to "Les Miserables" in Madrid, bringing his out-of-pocket cost down to just $59.

Related: The best credit cards to maximize your entertainment spending

Concerts and festivals

You can also use the StubHub credit on your Sapphire Reserve for tickets to concerts and music festivals, as many of our staff members do.

Matt recently redeemed his StubHub credit for the first half of 2026 to get $150 off a two-day pass to the World Pride Music Festival in Amsterdam, where he's looking forward to seeing Paris Hilton perform a DJ set. Matt's credit brought his out-of-pocket cost down to $157.

TPG senior hotels reporter Tanner Saunders is using his credit to see The Chicks, his favorite band of all time, in New York City later this year. He also double-dipped with the American Airlines eShopping portal to earn 2 AAdvantage miles per dollar spent on his purchase.

Olivia Mittak, a TPG credit cards editor, used her credit for two concerts: Kehlani and Iron & Wine. Alex Rainert, TPG's senior vice president of product, used his credit to buy tickets to a Zach Bryan concert.

I redeemed my first-half credit for tickets to see Sombr in Charlotte this fall.

Related: The best credit cards for concerts and music festivals

Sports events

StubHub is well known for sports tickets, and you can apply the statement credit on your Sapphire Reserve for these events, too.

Nick used his credit in the second half of 2026 for tickets to see the U.S. play Belgium at the World Cup in Seattle.

TPG credit cards writer Stephanie Stevens didn't pay a dollar out of pocket for tickets to a game between the San Francisco Giants and the Milwaukee Brewers at Oracle Park. Two tickets near the Giants' dugout came to $147 total, so the $150 credit completely offset the cost.

Rachel Craft, TPG's travel writer, bought two tickets to see the Denver Summit, a women's professional soccer team, play this fall. She spent $50 out of pocket for solid seats and earned 2,000 American Express Membership Rewards points by stacking this credit with a Rakuten deal.

TPG director of email marketing Zach Goldman redeemed his credit for U.S. Open tickets.

Related: The best credit cards for sports fans

Advice for using your Sapphire Reserve's StubHub credit

To get the most out of your Sapphire Reserve's StubHub credit, here are some tips from our staff:

• Instant download: Generally, we recommend buying "instant download" tickets, whether in the U.S. or internationally. This is a good way to reduce the risk of scams or delayed transfers, as instant download allows buyers to confirm their ticket transfer immediately (rather than waiting until close to the event).
• Include all fees: When you're navigating the StubHub website or app, be sure to select "include all fees" under price display options. StubHub tends to charge high fees, so it's important to view the true total cost upfront.
• Click through a shopping portal first: Before buying tickets, check shopping portals like Rakuten, which frequently offers elevated cash-back rates (10% or more is a solid benchmark). Capital One Shopping and Capital One Offers can also occasionally provide excellent cash-back or miles-earning opportunities.
• Don't wait to redeem: Be cautious if you redeem your StubHub credit too close to its refresh date. Giselle Gomez, TPG's managing editor for credit cards, used her credit June 30. Even though the transaction date was listed as June 30, it officially "posted" to her statement July 1, meaning it was charged to her in the second half of the year rather than the first.

Related: Who should (and shouldn't) get the Chase Sapphire Reserve?

Bottom line

As you can see, the Sapphire Reserve's StubHub credit is broad. It can apply to a range of purchases, from baseball to Broadway.

Just make sure you use your credit within each six-month window. Any unused portion won't roll over, so it pays to plan ahead rather than waiting for the last minute.

Set a reminder for June and December, check StubHub or Viagogo for something you'd actually want to see, and let the credit cover part or all of the cost. Do that twice a year, every year, and you'll get the full $300 in value out of this benefit without ever having to think too hard about it.

While the StubHub credit is one of my favorite Sapphire Reserve perks, it's only one part of a card that also offers valuable travel protections, flexible Ultimate Rewards points and a range of annual statement credits that can easily justify its annual fee for the right cardholder.

To learn more, read our full review of the Sapphire Reserve.

Apply here: Chase Sapphire Reserve

JetBlue is already moving fast to fill a Spirit Airlines-sized void in Fort Laurderdale. Now, it appears the New York-based airline could be on the verge of doing the same at LaGuardia Airport (LGA).

And it's eyeing the Spirit's former home in the historic Marine Air Terminal.

JetBlue this week confirmed it won coveted takeoff and landing rights at LGA, which could allow the airline to operate up to 12 additional daily roundtrips from the airport.

CNBC was first to report the news.

Those LaGuardia "slots" previously held by Spirit had turned into highly sought-after assets after the budget airline shut down in May and began liquidating.

Now, it appears they'll be JetBlue's to use.

JetBlue 'interested' in Marine Air Terminal

JetBlue will still need court and regulatory approval before it can start adding routes from LaGuardia.

But the New York-based airline already has its eyes on different gate space.

A JetBlue spokesperson on Tuesday said the airline had expressed interest in moving to LGA's Terminal A, the historic Marine Air Terminal that dates back to 1940 and the age of Pan Am's Flying Boats.

The terminal currently has no commercial service, since Spirit had been the lone airline there before it ceased operations on May 2.

A 'JetBlue terminal' at LaGuardia?

Moving to the Marine Air Terminal would certainly mean a more no-frills experience for JetBlue flyers at LaGuardia.

The airline currently operates out of the far larger and more modern Terminal B which, among other things, is home to both an American Express Centurion Lounge and one of Chase's Sapphire Lounges.

A way to save money

But operating out of Terminal A, JetBlue said, would bring it "much-needed cost savings" to support its expansion at the airport.

High costs at LaGuardia had been a key factor JetBlue cited as it pulled back from the airport in recent years, and opted to focus most of its New York operation on its John F. Kennedy International Airport (JFK) home base.

Today, the carrier flies just four routes from the airport (to Nantucket, Orlando, Fort Lauderdale and to West Palm Beach, Fla.)

Below is the airline's route map as of this month; swipe to see what it looked like four years ago, in July 2022, when JetBlue was still at the height of its former Northeast Alliance with American Airlines.

A 'JetBlue terminal' at LGA?

If JetBlue were to take up residence in LGA's Marine Air Terminal, the airline could effectively create a "JetBlue terminal" for itself at LaGuardia, industry analyst Robert Mann said.

That's key as the airline works to fortify its base of TrueBlue loyalty members in its home market.

"It is a relatively low-cost facility," Mann said. "It's a way of staying at LaGuardia, which is a preferred airport. And it's a way of making the credit card portfolio perform by having operations at both Kennedy and LaGuardia."

The Port Authority of New York and New Jersey, which operates LGA, would loom large in any JetBlue move to Terminal A. The facility, by the way, is slated for renovations on its 1980s-era concourse and gate area (the facility's 86-year-old rotunda is landmarked).

2027 expansion expected

Assuming legal and regulatory approvals happen, JetBlue said it hopes to begin its LaGuardia expansion in 2027.

Where might it fly, with these new takeoff and landing rights? A spokesperson told TPG it's "currently evaluating how best to utilize" its newly-acquired slots.

Mann, for his part, expects more of JetBlue's classic, bread-and-butter routes.

"I think it's Florida, more or less," he said. "It's possible they do some upper New York State … western New York, Albany, that sort of thing."

Bottom line

LaGuardia isn't the first airport where JetBlue is vying for former customers (and gate space) vacated by Spirit.

Over the past year, the carrier has moved to become the top carrier at Spirit's former Fort Lauderdale-Hollywood International Airport (FLL) home base — an airport it's characterized as the "third tentpole" of its network, alongside JFK and Boston Logan International Airport (BOS).

Related reading:

• When is the best time to book flights for the cheapest airfare?
• The best airline credit cards
• Which US airline is best? TPG's 2026 rankings
• Flight delayed or canceled? Here's what to do
• The best credit cards to reach elite status
• What are points and miles worth? TPG's monthly valuations
• Was the 'fast, free' Wi-Fi really slow on your flight, too? Here's what's going on

A friend recently called me in a panic about summer vacation plans. Like so many families, work schedules mean she can't always lock plans in advance. While she had reserved hotel rooms in Dublin, Ireland, and Edinburgh, Scotland, she hadn't yet booked the flights. Airfare, it turned out, was just too expensive and beyond her budget for a family of five. (This is why families — especially — need points and miles. You can pool everyone's miles, and most award tickets can be canceled and the points refunded at no or little cost.)

She was frantic. Her husband and kids were looking forward to a vacation that would blend history with a healthy dose of outdoor activities. She asked if I had any ideas for an alternative destination with availability at the right price. Boston, I knew, would save her summer.

The historic city had everything she was looking for, and, with just a few clicks, her crew could be on their way. Full disclosure: I grew up in Boston and have always loved the city. But a recent trip back there reminded me why it's a fabulous place to visit while also introducing me to some new things, too.

Like my friend, here's why you should consider visiting Boston this year, alongside tips to make the most if it.

How to get there

It's easy to fly to the very manageable Boston Logan International Airport (BOS) on airlines such as Alaska, Allegiant, American, Delta, Frontier, JetBlue, Southwest and United. A major international hub, you'll also find direct flights from many major cities across the globe.

Alternatively, take Amtrak to South Station (within walking distance of several hotels, including the InterContinental Boston).

History that predates the United States

Boston is the birthplace of the American Revolution, but its history is much older. Algonquian-speaking indigenous tribes lived in the area as far back as the last Ice Age. Despite displacement over the years, organizations such as the North American Indian Center of Boston exist today to empower the descendants of the area's original Native American community. Check the website's events page, which often lists cultural events open to the entire community.

The 'Cradle of Liberty' and the birth of America

Colonial Boston was incorporated in 1630, ten years after the Mayflower landed about 40 miles south of the city at nearby Plymouth Rock. And, of course, it was where tensions stemming from taxation without representation — the famous Boston Tea Party — ignited war with Britain in the late 1770s.

In the 19th and 20th centuries, Boston became "the Ellis Island of Massachusetts": a major port of entry for Europeans, Canadians and, later, Central and South Americans. My own family was part of that migratory path, settling in the North End and East Boston. That influx of people and ideas built the vibrant and diverse city that exists today.

Related reading: A walking tour of Boston's North End – What to see, do and eat in Little Italy

A guided tour is the best way to learn more about Boston's rich history. There are many providers, but my group worked with Hub Town Tours, which specializes in introducing the city to small groups (16 people or fewer). While we opted for a customized private tour just for our group, the company offers three group tours:

• Freedom Trail History: Follow a pedestrian path through the city to hear all about what happened between 1760 and 1776.

• Beacon Hill: Underground Railroad History Tour visits historic sites along cobblestone streets, the elite homes of Boston's upper class and abolitionist landmarks, such as the African Meeting House.
• Back Bay: Walking the Women's Heritage Trail, with stories of the fight for women's suffrage (Boston Common, Back Bay, Public Garden, Newbury Street and Copley Square).

If you've never been to Boston before and don't know much about the American Revolutionary period, go for the 2.5-hour Freedom Trail tour. A brick-lined path links 16 important landmarks so you could just explore on your own, but Hub Town Tours' guides are historians and archaeologists and access to them — and their stories — brings this part of Massachusetts to life. It's worth going with a guide.

Among the sites you'll visit are Boston Common, Massachusetts State House, Park Street Church, Granary Burying Ground (dating to 1660), King's Chapel & First Burying Ground (dating to 1630), Benjamin Franklin Statue (he went to school at Boston Latin in 1635) and Old City Hall, Old South Meeting House, Old State House, the Site of the Boston Massacre, Faneuil Hall, North Square and Paul Revere's House, Old North Church, Copp's Hill Terrace and more.

Happening now: America's 250th anniversary celebration

You can't scroll through TikTok these days without seeing details about events around the country centered on America's 250th anniversary. Boston actually started celebrating last year on April 18, 2025, to give a nod to the 250th anniversary of Paul Revere's ride warning Bostonians that the British were on their way to wreak havoc. Festivities continue throughout 2026 and include the following:

Sail Boston 26, where Boston Harbor hosts an international fleet of Tall Ships from July 11–16.

Patriots of Color exhibit at the Family Heritage Experience on Newbury Street: Running until Dec. 31, 2026, this is a fascinating look at the stories of Black, Native and multiracial Bostonians who fought for independence.

America At 250 at The MFA (Museum of Fine Arts): The Art of Americas collection is on display from June 21, 2026–July 4, 2027, featuring pieces such as Paul Revere's Sons of Liberty Bowl (1768), Gilbert Stuart's unfinished portrait of George Washington (1796) and a work by Alan Michelson, a Mohawk member of the Six Nations of the Grand River, which proffers a modern critique of Washington, known to the Mohawk nation as "Town Destroyer."

There are many more events, so take a look at the Boston 250 calendar for a full rundown.

Other 'can't miss' things to do in Boston

Beyond historic sites, there are many cool things to see in Boston — many of which are perfect for families. And there are many museums to discover. Don't forget Bank of America's Museums on Us benefit, which unlocks free entry to Boston's Museum of Fine Arts and The Institute of Contemporary Art on the first full weekend of every month. (Eligible products include any credit or debit card issued by Bank of America, Merrill or Bank of America Private Bank.)

One trip to the city won't allow you to see it all, but here are a few staples to consider.

• Kid-friendly activities: The interactive Boston Tea Party Museum is a lot of fun. You can literally throw bales of tea into the harbor from a replica 18th-century ship. Pair that with the Children's Museum (right next door) and the New England Aquarium.

• Dine and shop at the Seaport (home to restaurants, breweries, waterfront parks and even an F1 arcade) and stroll along the Harborwalk (a near-continuous 43-mile path along Boston's shoreline).

• Catch a baseball game at historic Fenway Park or take a tour of the ballpark.
• Explore Chinatown: Check out Pao Arts Center, pop into specialty markets and apothecaries, take a selfie under the Chinatown Gate, and, of course, sample excellent dim sum, noodles, Peking duck and more.
• Visit the Isabella Stewart Gardner Museum in the city's Fenway-Kenmore neighborhood. The collection is world-class, and there's even a true crime exhibit telling the story of a famous art heist that took place there in 1990. Well worth the visit.
• Walk the Rose Kennedy Greenway, stretching from Chinatown's gate (Essex St. and Surface Rd.) to the North End (Cross and Hanover streets). Free events are held throughout the year, and it's a wonderful place to let kids run off some steam, experience the Greenway Carousel, enjoy seasonal flowers, splash in the fountains or simply grab lunch from nearby food trucks and enjoy a picnic-style meal on the grass.

• Take a whale-watching harbor cruise or take a ferry or water taxi to one of Boston's 34 outer islands that comprises Boston Harbor Islands National and State Park.

• If walking is a challenge, there are several hop-on, hop-off trolley experiences in the city.

Related reading: Best credit cards for entertainment spending

What to eat and drink

Boston is a multicultural city and you'll find restaurants serving cuisine from around the globe. However, you can't visit Beantown without sampling some of the following specialties:

• New England clam chowder
• Fried clam strips and bellies
• Lobster rolls (Connecticut style, warm and dripping with butter, or Rhode Island style, cold and accompanied by mayo)
• Oysters on the half shell
• Boston baked beans
• Boston cream pie
• Cannoli (order from a North End bakery that fills the shell with ricotta right in front of you)
• Sfogliatelle, aka a "lobster tail" (a flaky horn-shaped pastry filled with cream — pick one up in the North End)
• Samuel Adams beer (the brewery's research hub is in Jamaica Plain)

Related reading: Best credit cards for dining

Use your Amex Resy credit at a speakeasy

Here's a fun way to cap off an evening in Boston. Book the Loyall Counting Room speakeasy at the InterContinental Boston. I won't give away too many of the night's secrets, but it's hidden away beyond Bar Fellini in the lobby. The hotel grants limited access to this intimate space (Wednesday–Saturday, 5–10 p.m.).

Mixologist Rey Cruz led our group through some inventive cocktail choices, each with ingredients and stories tied to the American Revolution and the history of Boston. You can also order small bites. The venue qualifies for the Resy statement credit (up to $100 back quarterly), a benefit of the American Express Platinum Card® (enrollment required). Simply pay with your Amex Platinum at an eligible U.S. Resy restaurant; no reservation is required.

Related reading: How to maximize dining experiences and save money with this Amex benefit

Where I stayed: InterContinental Boston

When I grew up in Boston in the early 1980s, the Seaport — east of the Financial District and across from the Fort Point Channel — didn't exist as it does today. A lot has changed over the last 20 years, as the $14.6 billion "Big Dig" transformed much of Boston. The project moved the elevated Central Artery (I-93) underground, creating the beautiful Rose Kennedy Greenway walking path and making way for a massive waterfront experience (much of it on manmade land) that's packed with museums, activities, hotels, restaurants and bars.

From the Seaport, you can easily walk to the Financial District, Downtown Boston, Boston Common and the Public Garden, the North End and more. You can also commute by water taxi.

Related reading: The best IHG hotels in the world

On previous visits to the city, I've always stayed closer to the Boston Common or Public Garden, so I was excited to make the InterContinental Boston my home-away-from-home for my most recent trip. Often, I worry about staying in larger luxury hotels because, while they are, in fact, luxurious, they sometimes aren't unique to the destination's landscape. I was elated to see so many New England touches throughout the InterContinental. It truly channeled Boston's spirit. Case in point: Order the lobster roll from the room service menu. It's exquisite.

The facade of the building's two towers evokes a sailing ship, which is apropos since the address at 510 Atlantic Street is right on the water. I also love that the hotel used limestone from the Big Dig as wall accents on certain floors. If you look closely, you'll see fossils from bygone days. It's a cool way to incorporate the massive transformation of this part of town that made way for the hotel itself.

The interior color palettes of sand, light green, sky and sea blue give the hotel a very New England feel, and every single room — whether water- or city-facing — seems to have a spectacular view. My 480-square-foot room overlooked the water and the Boston Tea Party Museum. It was fun watching visitors toss tea into the harbor every so often and to see families in rented pedal boats that looked like swans, ducks or dragons.

The room was equally equipped for vacation (a luxe king-size bed, a chaise longue, an armchair, a snuggly bathrobe and slippers, a soaking tub and a separate shower in the marble-decked bathroom) or for work (a desk with plenty of real estate to spread out, with a view of the city right out the facing window). I also made good use of the in-room coffee/tea maker and appreciated the ironing board and iron.

There's a good-sized indoor pool, and the fitness center was fully equipped. Sadly, I didn't get in a workout there.

Instead, I started and ended each day with a brisk walk from the hotel along the Harborwalk, across the Evelyn Moakley Bridge (Seaport Blvd.), through Martin's Park along the Fort Point Channel and then back across the retractile-style Summer Street Bridge. It was a great way to get to know the hotel's neighborhood.

The property is very well maintained — not a nick or scratch on anything in my guest room, and the public spaces are absolutely stunning. But what really stood out was the staff. Every person I interacted with was knowledgeable about the hotel and the Greater Boston area, and they seemed excited to share their perspectives with me. I wouldn't hesitate to recommend the InterContinental Boston for solo travelers, couples or families (there are some lovely suites and connecting rooms).

The food and beverage at the hotel's restaurants and bars exceeded my expectations. Breakfast buffets can be ho-hum, but I enjoyed the options at Matria. The friendly waiter glanced at the plate I had made for myself, piled high with fresh fruit, and then recommended the made-to-order acacia bowl. (One made-to-order entree is included in the price of the buffet.) The sunny dining room — accented with orchids and other flowers — made for a pleasant start to the day.

Later in the trip, I dined at the Terrace on the Waterfront for some pre-dinner Champagne and oysters (offered on special Thursdays from 4–7 p.m.). You can't beat waterfront views, $1 oysters and Moet & Chandon.

We followed that up with an excellent meal at Matria consisting of roasted tomato focaccia ($14), farro salad ($22) and gnocchi alla Bava (fontina and Parmesan cheese with toasted hazelnuts and black pepper, $24). The meal rivaled some of the spots I've tried in the North End. The focaccia was a standout. I'd go back just for that.

After dinner, we noticed several groups sitting at fire pit tables, enjoying s'mores. That looked incredibly fun, whether you're looking for a romantic evening or something to keep the kids entertained.

The terrace's adjacent lawn area is the spot to lounge during the day, enjoy yoga or simply watch the boats go by in the channel.

The hotel also has its own water taxi launch. The concierge can help you arrange transportation to and from the airport, the North End and other destinations across the city. It's a relaxing way to get around Boston and affords you some incredible photo ops.

Bottom line

Boston is an ideal getaway — especially in the spring, summer and fall — for either a weeklong or weekend getaway. You can blend history, art, sports, culture and fine dining in just one trip. And it has so much extra to enjoy during the 250th. I'm already planning my next trip back, and can't wait to see what's new on my next visit.

Related reading:

• Celebrate America's 250th birthday: Book these hotels for less than $250 this summer
• Route 66 road trip planner: The best stops along the way
• 10 points hotels to book near major cities for an easy, last-minute summer getaway

If you've been planning a Sephora haul, Wednesday could be a very good day to shop.

DoorDash is offering DashPass members a chance to save $40 on a $100 Sephora order as its latest one-day deal drop.

Like last week's popular $50-off-$100 Kroger deal drop, this offer is available in limited quantities beginning at 9 a.m. EDT on July 22 for one day only. Expect it to disappear quickly.

Steps to save $40 off $100 at Sephora

• Have a DoorDash DashPass membership (which you can activate here via a variety of Chase credit cards).
• Have a cart with at least $100 of eligible Sephora purchases within the DoorDash app.
• Use code "BEAUTY40" to save $40.
• Not valid on pickup orders, and any relevant fees, taxes and gratuity will still apply.

One more way to earn points: Link your Sephora Beauty Insider account to your DoorDash account before checking out. You'll still earn Sephora Beauty Insider points even though you're placing the order through DoorDash.

Since the offer is valid only on delivery orders, taxes, fees and gratuity will reduce the effective savings somewhat. Even so, it's a solid discount if you were already planning to buy $100 or more from Sephora.

If you want to take advantage of the offer, consider building your DoorDash cart ahead of time so you're ready to apply the "BEAUTY40" code as soon as the promotion goes live.

And if you have an eligible Chase credit card with monthly DoorDash nonrestaurant credits, you may be able to stack those benefits with this deal for even bigger savings.

From weighted eye masks to inflatable tray-table pillows, there are plenty of gadgets that you can buy to make those rigid economy seats more comfortable. But soon, Emirates passengers will no longer have to bring their own neck pillow.

Emirates will roll out a new economy seat feature to help passengers sleep on long-haul flights, the Dubai-based carrier announced Monday. These "U-Dream" Headrests are adjustable headrests that provide additional support for travelers' heads and necks and will be installed across much of the airline's fleet in the coming years.

The airline says it is the first in the world to introduce the product, which was developed in partnership with seat supplier Safran. The leather-padded headrest has side wings that can fold inward to cradle your head while you sleep, helping prevent you from falling forward or onto your seat neighbor's shoulder. Flyers can also adjust them vertically and tilt them to accommodate different heights and body types.

TPG's Sean Cudahy tested an off-the-shelf version of the setup from Safran while at an aviation event last year Hamburg, Germany.

Emirates, of course, will use its own leather coverings and color palette on its seats.

Which Emirates planes will get the U-shaped headrest?

Emirates has already installed the U-Dream headrest on three Airbus A350 aircraft and plans to outfit all of its A350s with the feature by the end of 2026. The airline's 270 Boeing 777X aircraft on order will come equipped with the headrest upon delivery, while retrofitted Airbus A380s and Boeing 777s are slated to receive the upgrade beginning in 2027.

"The U-Dream changes the game if the person wants to sleep — by supporting the neck in full. No more neck pillows needed," Emirates president Sir Tim Clark said in a statement.

According to the airline's press release, the headrests have been certified by the European Union Aviation Safety Agency and are easy to clean in between flights. Of course, the headrests will be complete with Emirates branding.

New innovations in economy

Emirates' new headrest is launching as airlines around the world compete on passenger comfort, particularly in economy cabins, where carriers are seeking relatively low-cost ways to improve the experience. For instance, Air New Zealand recently began selling four-hour sessions in Skynest sleep pods. And, it continues to offer its Skycouch product, which converts three economy seats into a couch-like bed for long-haul flights.

United Airlines recently announced its own couch product called a Relax Row for its widebody jets.

Meanwhile, a host of carriers have invested in larger entertainment screens, Bluetooth-enabled inflight entertainment systems and free W-Fi for every passenger with a loyalty account.

Related reading:

• When is the best time to book flights for the cheapest airfare?
• The best airline credit cards
• Which US airline is best? TPG's 2026 rankings
• Flight delayed or canceled? Here's what to do
• The best credit cards to reach elite status
• What are points and miles worth? TPG's monthly valuations
• Was the 'fast, free' Wi-Fi really slow on your flight, too? Here's what's going on

It has only happened a handful of times before, but Chase is offering new applicants the chance to earn the highest-ever welcome bonus on its popular Chase Sapphire Preferred® Card (see rates and fees).

You can earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening. But don't wait much longer to apply since this offer is ending soon, and there's no telling if or when we might see it again.

This is one of the best travel credit card deals ever, and there is no way of knowing when, if ever, Chase will raise the welcome bonus on this card to 100,000 points again — or if it will be retired to the "Chase vault" permanently. We have only previously seen this level of welcome offer a few times since 2021. Up until then, the welcome bonus on this card was always lower than that, and you never know if that will be the case again.

While the offer terms are straightforward — spend $5,000 on purchases with the card in the first three months of account opening — there are some conditions and application restrictions to note.

Because of that, a lot of folks have been writing to us with questions. After all, you wouldn't want to make a mistake that could cost you those 100,000 bonus points, which TPG values at $2,050 based on our July 2026 valuations.

In order to help you avoid that fate, we have gathered the most frequently asked questions about the Chase Sapphire Preferred's 100,000-point welcome offer in one place and answered them all for you.

Limited-time offer on the Chase Sapphire Preferred: Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.

Read on to find out what you need to know in order to get in on the highest-ever Chase Sapphire Preferred welcome bonus while it lasts.

Related: After more than 16 years, why the Chase Sapphire Preferred should still be your first rewards card

Chase Sapphire Preferred details

As a reminder, here are the details on the card, its welcome offer and various benefits.

Chase Sapphire Preferred at a glance

• Limited-time welcome offer: Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
• This is the highest-ever offer. We've only seen this limited-time 100,000-point offer three times in the last 17 years!
• Low annual fee: Just $95 for a card with a welcome bonus that TPG values at over $2,000.
• Great ongoing value: Includes a $100 annual Chase Travel℠ hotel credit, strong travel protections, good bonus-earning categories and valuable airline and hotel transfer partners.
• Why this is the best time to apply: This is a rare, highly valuable, limited-time offer on a low-fee card that doesn't come around often and doesn't last long.

How do I apply for the Chase Sapphire Preferred?

This might seem obvious, but ... just follow our link to the Chase Sapphire Preferred application!

Once you've reached the landing page, you'll just need to fill out the pertinent information, including your name and address, and answer some questions about your employment, income and financial situation. Be honest about those numbers.

If you tend to keep your credit report frozen, make sure it is unlocked or "thawed" before you apply. Otherwise, you might get automatically denied or asked to contact Chase with more information.

Related: Is the Chase Sapphire Preferred worth the annual fee? I say yes

When is the Chase Sapphire Preferred 100,000-point offer ending?

We don't have an exact date to share, but Chase has let us know that this offer is "ending soon," so we wouldn't gamble on waiting much longer to apply.

The worst thing would be to miss out on this incredible bonus if it disappears one morning and you haven't submitted your application yet.

Related: The rise of the Chase Sapphire Preferred: Has it become Chase's premier card option?

Am I eligible for the Chase Sapphire Preferred 100,000-point offer?

Before applying for the 100,000-point Chase Sapphire Preferred bonus, you need to make sure you are eligible for it.

The good news is that Chase changed the eligibility rules in January 2026, so more folks should be eligible for it now, but there are still some restrictions to be aware of.

First, the new cardholder bonus is not available to you if you currently have the Chase Sapphire Preferred open, and it may not be available to you if you previously held the card or received a welcome bonus for it.

However, unlike in the past, even if you have or had the Chase Sapphire Reserve® (see rates and fees), that should not preclude you from being eligible for this offer.

Chase will also consider your overall credit, how many cards you have open and how many you've opened and closed to determine your bonus eligibility, so if you've been playing fast and loose with card applications and closures, that kind of activity might prevent you from getting this bonus.

In a similar vein, Chase still abides by its 5/24 rule, which means that applicants who have opened five or more cards — from any and all issuers, not just Chase — in the past 24 months are likely to be denied. Some authorized user accounts and certain business accounts will also count toward that tally.

If you're not sure about your card applications and timing, check your accounts and their ages through a service like Credit Karma to ensure you fall under this threshold.

Think you're not eligible for another Chase Sapphire Preferred welcome bonus? TPG's editor-in-chief, Nick Ewen, thought the same, until he was approved. Here's what he did.

Related: Are you eligible for a Chase Sapphire welcome bonus? Here's the full checklist

I recently applied for the Chase Sapphire Preferred when the bonus was just 75,000 points. Can I ask Chase for more points?

It's the absolute worst when you apply for a card only to see its welcome bonus rise dramatically shortly afterward. We have a good news, bad news situation on our hands with this one, though.

Based on anecdotal evidence from several TPG readers, we have seen that folks who applied for the Chase Sapphire Preferred within about 10 days of the 100,000-point offer launching in mid-June have had luck calling Chase to ask the issuer to match the current 100,000-point offer.

It might not work every time, but it's worth calling Chase to see if it will let you qualify for the current bonus.

Related: Can you get the 100K Chase Sapphire Preferred bonus if you recently got the card with a lower offer?

If I already have the Chase Sapphire Reserve, can I get the Chase Sapphire Preferred, too?

As long as you haven't already had the Chase Sapphire Preferred and/or earned its welcome bonus and you're under 5/24, you should be eligible for this offer.

Related: When can you downgrade your credit card?

If I already have the Chase Sapphire Preferred, should I cancel it and apply again?

Probably not. If you already have the Chase Sapphire Preferred and earned its welcome bonus at some point, then you likely won't be eligible for it this time around.

However, if you have the Chase Sapphire Preferred but did not previously earn its welcome offer — for instance, if you downgraded the Chase Sapphire Reserve at some point when you could only earn the welcome offer on one card or the other — then you might have options.

Your best option is probably to downgrade to another Chase card like the Chase Freedom Unlimited® (see rates and fees), wait a couple of weeks and then reapply for the Chase Sapphire Preferred.

Just make sure you meet the card's other eligibility requirements.

I have a Chase Freedom card. Can I upgrade to the Chase Sapphire Preferred for this bonus?

No. If you want this bonus, you will have to apply for the Chase Sapphire Preferred on its own. The good news is that holding a Chase Freedom card should not preclude you from being eligible for this offer.

Does the Chase Sapphire Preferred annual fee count toward the welcome bonus minimum spending requirement?

No. The Chase Sapphire Preferred charges a $95 annual fee each year, and the first one will be due with your first statement.

Some folks think that this charge will count toward the minimum spending requirement of $5,000 on purchases within the first three months of account opening.

However, the operative phrase is "on purchases." The annual fee is just that, a fee, not a purchase, so it does not count.

The other phrase to take note of is "in the first three months from account opening." Account opening means when you're approved, not when you receive your physical card. So, make sure you meet that minimum spending requirement well within the three months from being approved for the card so that you don't miss out on this offer.

Making things a bit easier on that count, you can track your spending toward the welcome bonus in the Chase app or on the Chase website.

Related: Why I love my Chase Sapphire Preferred Card — and will always keep it in my wallet

I'm an authorized user on another Chase Sapphire card. Can I still get this bonus?

Good news: Yes!

If you're just the authorized user on someone else's Chase Sapphire Reserve or Preferred, you should still be eligible to apply for this card in your own name and receive the bonus to boot.

Can my spouse and I both get the Chase Sapphire Preferred?

Why not?

If neither of you has the Chase Sapphire Preferred yet and you both qualify and can meet the combined minimum spending requirements of two cards instead of just one, then why wouldn't you try to score 200,000 bonus points rather than just 100,000?

That's the beauty of having a partner to maximize credit cards with — you can potentially reap twice the rewards.

Related: Why the Chase Sapphire Preferred remains the top travel rewards credit card year after year

Do you need to have a bank account with Chase to get the Sapphire Preferred?

Nope.

Opening this card can be the start of a relationship with Chase, including all the travel that earning valuable Chase Ultimate Rewards points can afford you, thanks to the program's excellent airline and hotel transfer partners.

The Sapphire Preferred also allows you to redeem your points for up to 1.75 cents per point when booking trips directly through the Chase Travel portal, thanks to Chase's Points Boost feature.

Related: Chase Sapphire Preferred's new benefits and 100,000-point bonus are live: 5 things to do now

Can you combine Chase points with other people?

You can combine Chase points with just one other member of your household, meaning they live with you and receive their credit card statements at the same address as you.

If you try to combine your points with a holder of one of the Chase Ink cards, they must own the business with which the Ink card is associated.

To set up such point transfers, you will need to call the customer service number on the back of your Chase card and have an agent link them using the card number of the other person. After that, you should see your household member's account in your own online account as one of the transfer options.

I was rejected and don't know why. Is there anything I can do?

Call Chase's reconsideration line.

What's a reconsideration line? That's the phone number you can call to talk to a human representative and go over the specifics of your application.

Like many issuers, Chase's automated application system is not perfect. Sometimes it rejects folks out of hand since it would be damaging to the bank to approve potentially risky applicants without further review.

If you feel like your application deserves another look, you might need to talk to a real human about the particulars of your credit — especially if you've had a lot of recent inquiries for a big-ticket purchase or loan like a car or mortgage. Your chances of getting an approval will depend on the exact reasons for your denial, but it never hurts to talk it out.

Chase's reconsideration line number is 1-888-338-2586. Go through the prompts, but make sure you talk to a live person about your application before conceding defeat.

Related: Your guide to calling a credit card reconsideration line

I have another Chase travel credit card. Can I still get the Sapphire Preferred?

Holding another travel rewards card from Chase — such as a United Airlines cobranded card or one of the Marriott Bonvoy-branded cards that Chase offers — should not prevent you from applying for the Chase Sapphire Preferred and earning its welcome offer.

Just ensure the rest of your finances are in good order, and your credit score is high (typically, you'll need it to be above 700 to be considered for this card).

Related: What credit score do you need to get the Chase Sapphire Preferred Card?

I already have airline credit cards. Do I really need the Chase Sapphire Preferred, too?

That depends on what you want to do with your points strategy. Airline cobranded credit cards are great for racking up multiple miles per dollar spent on purchases with a specific airline, as well as for day-of-travel perks like free checked bags and priority boarding.

The beauty of a card like the Chase Sapphire Preferred, though, is that it earns points that you can both transfer to a variety of hotel and airline loyalty programs and redeem directly through Chase for travel reservations.

Carrying a card that earns transferable points or miles is key to a successful points and miles strategy. It can insulate you against sudden devaluations in individual frequent flyer and hotel points programs.

You do give up some travel-day perks, but the benefits of carrying a transferable points card far outweigh the downsides.

I used to have the Chase Sapphire Preferred and earned a referral bonus. Will that prevent me from applying now?

A referral bonus shouldn't impact your eligibility. However, if you had the Chase Sapphire Preferred and earned a welcome bonus on it, you are likely out of luck.

Related: Earn rewards with Chase's Refer-A-Friend program

What tricks can I use to meet the minimum spending requirement?

Like many travel rewards cards, the Sapphire Preferred requires you to spend a certain amount on purchases within a set time period in order to earn its welcome offer — specifically, $5,000 on purchases within the first three months from account opening.

That translates to about $1,667 per month, which should be fairly manageable if you can put all your main expenses on the card.

If that still won't get you over the hump, there are lots of creative but still responsible ways to meet the minimum spending requirement on a credit card.

These include paying your rent or mortgage with the card (if that's feasible and doesn't hit you with tons of extra charges), waiting until you have a large purchase you were planning to make anyway, putting some business expenses on your card or asking friends and family to put some of their expenses on your card.

Just make sure they know for certain they can pay you back by the time your credit card bill is due.

Related: 10 ways to meet the spending requirements and earn the bonus on a new card

Will having a lot of other credit cards hurt my chances of getting this offer?

Not necessarily.

If you're eligible for this welcome bonus per the card conditions and you have not opened more than five other cards within the past 24 months (falling under Chase's 5/24 rule), then having several other cards can actually help you — that is, as long as you pay off your balances in full and on time every month.

Remember, you must have a high credit score to qualify for the Chase Sapphire Preferred, and that requires you to carry a low debt-to-credit ratio. It also means you need to have your credit card accounts open and in good standing.

So, if you have a lot of cards but are carrying a lot of debt, then it's not a good idea to apply for a new card.

But if you have a lot of cards and are spending responsibly, why not boost your overall points balance with this incredible offer?

It won't hurt your credit score in the long term, and it can even help boost it if you continue to practice good financial habits, as you'll have an even larger line of credit overall.

Related: I thought I'd hardly use my Sapphire Preferred, then it became one of my go-to cards

What can you do with 100,000 Chase points?

So. Many. Things!

There are countless ways to use Chase Ultimate Rewards points for travel. This is partly because if you have the Chase Sapphire Preferred, you can redeem points at a rate of up to 1.75 cents apiece toward travel booked through the Chase Travel portal (including flights and hotel stays).

But don't forget, Chase Ultimate Rewards has 10 airline and four hotel partners to which you can transfer your points. Then, you can redeem those points for award flights and hotel nights.

Those partners currently include:

• Aer Lingus AerClub
• Air Canada Aeroplan
• Air France-KLM Flying Blue
• British Airways Club
• Iberia Club
• JetBlue TrueBlue
• Singapore KrisFlyer
• Southwest Rapid Rewards
• United MileagePlus
• Virgin Atlantic Flying Club
• IHG One Rewards
• Marriott Bonvoy
• World of Hyatt (note that cardholders who apply on or after June 15 will receive a 4:3 transfer ratio for World of Hyatt)
• Wyndham Rewards

The possibilities are virtually limitless, but some of our favorite ways to redeem 100,000 Chase Ultimate Rewards points include:

• Taking the whole family to Hawaii from the West Coast
• Flying Qatar Airways Qsuite business class one-way to the Maldives
• Enjoying five nights at the Thompson Madrid
• Flying Virgin Atlantic Upper Class round-trip from the U.S. to London
• Taking advantage of Flying Blue Promo Rewards to fly round-trip to Europe with a friend

There are plenty of other ways to squeeze the most value out of your Ultimate Rewards points.

Read more: 19 incredible ways to use 100K Chase Ultimate Rewards points: From first-class flights to all-inclusive getaways

Is 100,000 points a good deal on the Chase Sapphire Preferred?

We can't say this enough: Yes.

This is not only the highest offer this card has extended this year, but it is one of the all-time best travel credit card welcome offers ... ever.

Why is that? Because the 100,000 Ultimate Rewards points earned with the Chase Sapphire Preferred are ultravaluable. Their minimum face value is around $1,000 when redeemed directly for travel purchases through the Chase Travel portal.

That's already a 20% return on the bonus minimum spending requirement of $5,000 on purchases in the first three months from account opening.

Beyond that, though, you have the ability to transfer those points to airline and hotel partners, and you can get even more value from redemptions through those individual programs. Chase Ultimate Rewards points are worth 2.05 cents each, according to our valuations.

We're talking about business-class airline tickets that would cost thousands of dollars otherwise or nights at hotels where rates start above $1,000. If you know how to leverage these points to their maximum value, you could get several thousand dollars of value out of them.

And at TPG, we're here to help you do that once the card is in your pocket.

Good luck with those applications, and email us with further questions you may have!

Don't miss out: Limited-time offer to earn 100,000 bonus points after spending $5,000 on purchases in the first three months on the Chase Sapphire Preferred.

It's no secret that most all-inclusive resorts require a passport — there are only a handful in the U.S. — and therefore require a bit more than a weekend to fully enjoy the experience. But Bungalows Key Largo requires only a quick, one-hour drive south from Miami and a willingness to unwind for 48 hours — a challenge that I was more than willing to take on.

Set on 12 acres of botanical gardens edged by 1,000 feet of ocean shoreline and just a few miles from the warm waters of the Gulf Stream, this adults-only property is the only true all-inclusive resort in Florida. Here's how I made the most out of a 48-hour stay and how you can, too.

Related: The best resorts in Florida for a relaxing vacation in the Sunshine State

Day 1: Arrive, unwind and eat well

Upon arrival, the staff took care of my luggage and whisked me to my 900 square feet Bungalow via golf cart, which automatically set the tone for the level of service I received during my stay. Each bungalow has beautifully decorated indoor and outdoor living spaces, a private deck, an outdoor garden shower and a soaking tub — I chose to grab my welcome drink and relax on the patio before doing anything else.

Once I was a bit more settled, I strolled over to the Sunset Tiki Bar on Tranquility Beach, which had some of the best views of the water. The menu offered plenty of frozen drinks and an icy selection of local brews. I opted to keep it simple with a Pina Colada while I watched the sun go down over the water. It was the best seat in the house for golden hour.

Since I was a bit tired from my travels, I kept dinner casual at Fish Tales, an eatery overlooking the ocean and infinity pool. The vibe is relaxed, and the menu leans into the tropical flavors of the Florida Keys, which is exactly what I needed to end my long day.

Day 2: Making the most of activities, the spa and a memorable last dinner

Since this was my only full day on the property, I wanted to start early. Daily yoga classes take place on Tranquility Beach, so you can practice to the soundtrack of ocean waves — I reserved my spot with the concierge the night before, and all I needed to do was show up. After class, I grabbed breakfast at Fish Tails before heading to the pool.

What I loved most about this property is that it accommodates both adventure-seekers and relaxation-seekers. Paddleboards, snorkel gear and kayaks are available on-property and are included in your all-inclusive package. So you can spend a few hours on the water before retreating to one of the two pools mid-afternoon. The resort also offers a slew of activities couples would love: catamaran sunset sails with charcuterie and cocktails, and Everglades kayak tours. Select excursions like these do cost extra and book up fast, so be sure to reserve at check-in.

If you're like me, then a visit to the spa is high up on your list, so I blocked off two hours to enjoy an afternoon at the Zen Garden Spa. I booked a Bungalows Signature Massage ($195), which left me feeling completely relaxed and restored, but the spa amenities alone are worth the visit. I spent equal time unwinding in the Himalayan salt room and the eucalyptus steam room.

To cap off my incredible day, I dined at the resort's upscale steakhouse, Bogie and Bacall's, which offered locally inspired seafood alongside premium steaks with a sommelier-curated wine list. I started with a predinner cocktail included in the all-inclusive rate at the adjacent Hemingway Bar and ordered the Purple Sunset — a lychee liqueur, pineapple and lime cocktail finished with an Empress Gin float. The service was fantastic, and the filet mignon I ordered was phenomenal. Guests staying four nights or more get one complimentary reservation, while guests staying three nights or fewer need to purchase Bogie and Bacall's experience separately for $300 per two-person reservation, and let me tell you, it's worth every penny as a send-off meal.

Getting there and checking in

From Miami International Airport (MIA), the resort sits about 50 miles south on US-1, so you can opt for a ride-hailing service or do as I did and book a rental car for a scenic drive through South Florida. I used my Capital One Venture X Rewards Credit Card, which gets me Hertz President's Circle status*, meaning guaranteed upgrades, no counter stops and bonus points on Hertz rentals, so my ride pick-up was quick and easy.

The resort offers two bungalow categories: Garden Bungalows, which are tucked among lush tropical landscaping with a private veranda, soaking tub and outdoor shower; and Waterfront Bungalows, which face the sunset directly over the water and come with a private sandy area out front. The bungalows are largely the same in layout and amenities. The main upgrade in the Waterfront category is a direct sunset view, plus sand in front and two chairs and an umbrella outside your door. Rates start around $1,349 per night for a Garden Bungalow and climb from there for Waterfront, and they vary by season, so be sure to check the resort's website for current pricing and any minimum-night requirements.

It's also important to note that Bungalows Key Largo is also an independent property not affiliated with a major hotel loyalty program, but I did make sure to book my stay with my Capital One Venture X Rewards Credit Card, which earns 2 miles per dollar on all purchases, to help me earn toward my next trip.

Check-in is at 4 p.m., but early access is also available for $300 plus taxes, which gets you resort access starting at noon — a worthwhile add-on if you want to squeeze in a few extra hours out of your all-inclusive stay.

Know before you go

The all-inclusive rate at the Bungalows Key Largo covers unlimited meals, premium beverages, nonmotorized water sports, daily yoga, use of the fitness center and bikes, and live entertainment. Gratuity is not included, but allows you to tip exceptional staff individually. You can charge gratuity to the card on file directly to your room (they add suggested tips to the check you sign to make it easy), or you can use one of the property's ATMs if you prefer to tip in cash.

If you're a Florida resident, you can also score a discounted rate on their Garden Bungalows with a valid Florida ID. If you're booking far in advance, the advance purchase promotion requires booking at least 14 days out with a three-night minimum and is nonrefundable.

Bottom line

The Bungalows Key Largo delivers a true all-inclusive experience without requiring international travel. The service was warm, the food was great and the bungalow-style properties made me feel like I was in my own little paradise. It's not the cheapest weekend, but between booking on the Venture X to earn miles on the stay and leveraging Hertz President's Circle status on the rental car, there are smart ways to handle the cost. And if you only have 48-hours or a long weekend, I can confirm it is easy to enjoy to the fullest.

*Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note that enrolling through the normal Hertz Gold+ Rewards enrollment process (e.g., at Hertz.com) will not automatically detect a cardholder as being eligible for the program, and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.

The American Express Platinum Card® and The Business Platinum Card® from American Express have enough benefits that it's not surprising some fly under the radar.

One major card perk that many cardmembers forget about is the ability to get complimentary elite status with Marriott Bonvoy, Hilton Honors and Leading Hotels of the World's Leaders Club (enrollment required).

Given that both cards charge $895 each, it's important to maximize as many perks as you can (see rates and fees for the Amex Platinum and see rates and fees for the Amex Business Platinum).

Here's what you need to know about these three hotel statuses with the Amex Platinum and Business Platinum.

American Express Platinum Card: Find out your offer. You may be eligible for as high as 175,000 bonus points after spending $12,000 on eligible purchases in your first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

What is the Amex Platinum hotel elite status card benefit?

Amex Platinum and Business Platinum cardmembers — including authorized users — can enroll in complimentary Marriott Bonvoy Gold Elite, Hilton Honors Gold and Leaders Club Sterling status.

Once enrolled, you'll maintain at least Gold/Sterling status if you keep your Amex Platinum or Amex Business Platinum account open.

Related: Complete guide to authorized users on the Amex Platinum Card

How do I enroll?

First, make sure you have signed up and created a Marriott Bonvoy, Hilton Honors and Leaders Club account.

Then, to enroll in either (or all) complimentary hotel elite statuses, log in to your American Express account, click on "Rewards & Benefits" in the top navigation bar and then select "Benefits." Scroll down (you may need to expand a "Premium Travel" section) to find separate icons for Hilton, Marriott and the Leading Hotels of the World.

Click "Learn More" in either (or all) tiles for more information. If you want to enroll, click "Enroll Now" and enter your hotel loyalty program member number. This online enrollment process should work for both primary and additional Platinum cardmembers, but you can also enroll by calling the customer service number on the back of your Amex Platinum or Amex Business Platinum card.

Once you request enrollment, American Express will share your enrollment information with the hotel loyalty programs, which will upgrade your status if you currently hold a lower status. Remember to book hotel stays directly to earn points and ensure benefits are recognized.

You can usually use your elite status when you book through the American Express Fine Hotels + Resorts program, so you can maximize the benefits of both booking through this program and your elite hotel status.

Activation typically may take a few business days, but it could take longer, so don't wait until just before a trip to enroll in these benefits.

Related: Here's how much value you can get from the Amex Platinum card in your first year

What are the benefits of Marriott Bonvoy Gold Elite status?

Marriott Bonvoy Gold Elite status usually requires you to accrue at least 25 elite night credits per calendar year. As a Marriott Gold Elite member, you'll have access to the following benefits:

• 25% more points on stays: Earn 25% more Bonvoy points than base-level members on eligible hotel purchases at participating Marriott properties.
• Enhanced room upgrades: Note that some brands don't offer complimentary upgrades, and upgrades are subject to availability.
• Late checkout at 2 p.m.: Get a 2 p.m. late checkout at participating brands upon request (based on availability).
• Enhanced internet: Enjoy complimentary enhanced internet when staying at participating properties.
• Welcome points: Get 250 or 500 welcome points per stay at participating brands.

What are the benefits of Hilton Honors Gold status?

Hilton Honors Gold status usually requires that you stay 25 nights per calendar year, stay 15 times per calendar year or spend $6,000 with Hilton per calendar year. As a Hilton Gold member, you'll have access to the following benefits:

• 80% elite status bonus on stays: Receive an 80% bonus on the Hilton Honors base points you earn on stays.
• Continental breakfast or a daily food-and-beverage credit: Some brands provide breakfast for all guests as a brand amenity. But at most other brands, you can select a daily food-and-beverage credit (at select brands in the U.S. and at Motto by Hilton properties globally) or a daily complimentary continental breakfast (at select brands outside the U.S., excluding Motto by Hilton) for yourself and up to one other guest registered to your room as a MyWay benefit.
• Space-available room upgrades: Gold members may receive a complimentary upgrade to preferred rooms up to Executive Floor room types. Upgrades are subject to availability and some brands and properties don't participate in complimentary upgrades.
• Milestone bonus: Earn 10,000 Hilton bonus points for every 10 nights after you've stayed 40 nights in a calendar year.
• Fifth night free: Hilton elite members get every fifth night free (up to four free nights per stay) when booking a reward stay of five nights or more using points.

Related: The 22 best Hilton hotels in the world

What are the benefits of Leaders Club Sterling status?

Leaders Club publishes two public tiers: Club (entry level) and Sterling (upper tier, normally earned after spending $5,000 on qualifying Leaders Club stays in a calendar year). With Leaders Club Sterling status, you'll receive:

• Upgrade priority at arrival: This is valid for a one-room category upgrade from the initial room type you reserved. You must have reserved through an eligible booking channel, and upgrades are not guaranteed.
• Continental breakfast: Enjoy a daily continental breakfast for two.
• Complimentary Wi-Fi: Get access to free Wi-Fi.
• 5% bonus points: Get 5% bonus points on your qualified room rates, excluding taxes and fees, for each stay.
• Prearrival upgrade: Get five confirmed prearrival upgrades each membership year (unlocked after your first qualifying paid stay; valid for a room-to-room category upgrade, suites and villas excluded).
• Early check-in and late checkout "considerations": These are subject to availability and must be arranged with the hotel upon check-in.
• Rental car status: Enjoy complimentary Sixt Platinum car rental status.

Bottom line

Hilton Honors Gold, Marriott Bonvoy Gold Elite and Leaders Club Sterling status provide some valuable perks, so it's great that Amex Platinum and Business Platinum cardholders can enroll in these statuses as a perk of their card.

Getting Hilton, Marriott and Leading Hotels of the World status through these cards can be useful if you don't stay frequently enough with these programs to earn elite status organically and don't want to add a hotel credit card to your wallet.

However, having the Amex Platinum or Amex Business Platinum won't help you earn a higher status with either program. You won't earn bonus elite nights or elite qualifying points with either card.

To learn more, check out our full reviews of the Amex Platinum and Amex Business Platinum.

Apply here: American Express Platinum Card®
Apply here: The Business Platinum Card from American Express

For rates and fees of the Amex Platinum, please click here.
For rates and fees of the Amex Business Platinum, please click here.

Houston, we may have a potential development in who can qualify for the Chase Sapphire Preferred® Card (see rates and fees) welcome offer of 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.

Last week, TPG editor-in-chief Nick Ewen shared that he unexpectedly qualified for the Chase Sapphire Preferred's 100,000-point welcome offer even though he'd previously earned its bonus nearly 15 years ago.

At the time, it was just one intriguing data point. Now, it looks like the beginning of a pattern.

Since Nick's approval, several more longtime former Sapphire Preferred cardholders — including me — have had the exact same experience.

We had assumed we were probably ineligible after Chase changed Sapphire bonus eligibility rules twice over the past year.

First, it replaced its long-standing 48-month restriction with much stricter language suggesting previous cardholders generally wouldn't qualify for the same Sapphire bonus again. Then, earlier this year, it relaxed those rules by allowing eligible cardholders to hold both Sapphire cards and earn the other card's welcome bonus if they hadn't previously earned it.

Limited-time offer on the Chase Sapphire Preferred: Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.

Now, after seeing several approvals with remarkably similar histories, we think the answer may be more nuanced.

If you're wondering whether it's worth applying, here's what we've learned so far.

Before you apply, here's what to check

These approvals are encouraging, but they're far from a guarantee.

Before submitting an application, consider the following:

• You don't currently have a Sapphire Preferred open. The card's terms clearly state that current cardholders can't open another Sapphire Preferred.
• You're under Chase's unofficial 5/24 rule. While Chase doesn't publish this policy, applicants who have opened five or more personal credit cards across all issuers in the past 24 months are generally unlikely to be approved.
• You first had the Sapphire Preferred many years ago. Every successful approval we've seen so far has involved longtime former cardholders who originally opened the card in its early years.
• You're comfortable with the fact that eligibility is still determined by Chase. We don't know exactly where the bank draws the line, and these approvals don't guarantee anyone else will qualify.

If your history looks similar, it may be worth testing your eligibility.

Related: Am I eligible for the Chase Sapphire Preferred's 100,000-point bonus?

Here's how to test your eligibility

Because of the excitement surrounding the limited-time 100,000-point bonus (and the refreshed benefits and elevated earning categories), a few of us who had the Sapphire Preferred many years ago decided to test our eligibility.

One helpful aspect of Chase's application process is that it generally lets applicants know whether they're eligible for the welcome bonus before completing a hard credit inquiry.

Chase currently displays a pop-up during the application process informing some applicants they're ineligible for the welcome bonus because they previously held the card or received its welcome offer.

Here's what that pop-up looks like:

If you receive that message and your primary goal is earning the welcome bonus, you can simply cancel the application before moving forward.

However, several of us who first opened the Sapphire Preferred around the time it launched didn't receive that warning when we applied again recently.

Instead, we were either approved immediately or told our applications required additional review.

Our Chase accounts are also displaying the welcome-bonus tracker showing our progress toward earning the 100,000-point offer.

We are thrilled, to put it mildly. I mean, that's a lot of points, and there's certainly no shortage of ways to use 100,000 bonus points.

Related: Are you eligible for a Chase Sapphire welcome bonus? Here's how to check

Don't panic if your application goes pending

A pending application doesn't necessarily mean you've been denied.

That's exactly what happened to TPG editor-in-chief Nick Ewen.

Rather than approving or denying his application immediately, Chase placed it under review. The following day, Nick called Chase's lending department, where a representative explained that Chase had already extended about as much credit as it was willing to across his existing accounts.

Nick reallocated roughly $15,000 of available credit from his Chase Freedom Unlimited® (see rates and fees) to the new Sapphire Preferred account, and his application was approved immediately afterward.

If your application is pending, it's worth calling Chase's reconsideration line at 1-888-270-2127 and asking whether reallocating available credit from another Chase card could help complete your application.

The pattern we're seeing

We've heard from several longtime points-and-miles enthusiasts with similar histories who reported the same outcome.

Based on the approvals we've seen so far, several similarities have emerged:

• Successful applicants originally opened the Sapphire Preferred around 2010 to 2012, within a few years of the card's launch.
• Many downgraded or closed the card circa 2016 or 2017, around when the Chase Sapphire Reserve® (see rates and fees) launched. At the time, Chase did not allow cardholders to hold both Sapphire products, so many longtime points and miles enthusiasts followed a similar path.
• Successful applicants no longer had a Sapphire Preferred open, as the terms are clear that you cannot have two of the same card.
• None received Chase's bonus-ineligibility pop-up during the application process.

On the other hand, applicants who opened the Sapphire Preferred more recently continue reporting that Chase displays the ineligibility pop-up before completing the application.

Individually, none of these approvals proves much. Together, though, they're beginning to paint a picture that Chase's new eligibility system may be more nuanced than many of us initially assumed.

Related: Value simplicity? Why the Chase Sapphire Preferred is now the only card you need

What does this mean for Sapphire Preferred eligibility?

Chase's current terms no longer specify a waiting period before a previous Sapphire Preferred cardholder may qualify again.

Instead, they simply state that the bonus "may not be available" if you've previously held the card or earned its welcome offer.

That wording is certainly accurate. Many previous cardholders remain ineligible. However, it now also appears clear that the bonus may be available to at least some people who earned it before.

We still don't know exactly where Chase draws the line, but these approvals suggest that having the Sapphire Preferred years ago doesn't automatically disqualify you forever.

Related: Sapphire Preferred 100,000-point bonus offer is ending soon, Chase confirms

Bottom line

Just a week ago, we had one unexpected approval.

Now we have several.

That's still far from enough data to define Chase's eligibility rules, but it does suggest longtime former Sapphire Preferred cardholders may have a better chance of qualifying than we initially believed.

If you first had the card around 15 years ago and haven't held it in many years, it may be worth testing your eligibility. If Chase determines you're ineligible for the welcome bonus, it should tell you before completing the application and performing a hard credit inquiry.

In other words, checking your eligibility may carry relatively little downside and could potentially result in earning the card's highest-ever 100,000-point welcome offer.

To learn more, check out our full review of the Sapphire Preferred.

Offer ending soon: Earn 100,000 bonus points on the Chase Sapphire Preferred after spending $5,000 on purchases in the first three months from account opening.

Marriott offers excellent credit cards at both the mid-tier and premium levels, but deciding which one is right for you depends on how often you stay with the hotel chain.

The Marriott Bonvoy Boundless® Credit Card (see rates and fees) from Chase is a strong option if you want a low annual fee and valuable hotel perks, while the Marriott Bonvoy Brilliant® American Express® Card from American Express caters to frequent Marriott guests who can maximize its premium benefits.

Here's how the two cards compare to help you decide which deserves a spot in your wallet.

Bonvoy Boundless vs. Bonvoy Brilliant comparison

*Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.

Bonvoy Boundless vs. Bonvoy Brilliant welcome offer

New Bonvoy Boundless cardholders can earn 125,000 bonus points and a free night award (valued at up to 50,000 points) after spending $3,000 on purchases in the first three months from account opening. Additionally, earn up to $100 in statement credits (up to $50 biannually) after spending $500 on eligible airline purchases. (Certain hotels have resort fees.)

TPG's July 2026 valuations peg this welcome offer as worth up to $1,500, including the statement credit.

Conversely, the Bonvoy Brilliant is currently offering new applicants the chance to earn up to 150,000 bonus points: 100,000 bonus points after spending $6,000 on purchases in the first six months of card membership, plus an additional 50,000 bonus points after spending $2,000 on purchases (for a total of $8,000) in the first six months of card membership.

According to TPG's valuations, this welcome offer is worth up to $1,200.

Regarding eligibility, the Bonvoy Boundless is subject to Chase's 5/24 rule, so you'll likely be automatically rejected if you've opened five or more credit cards in the last 24 months.

Additionally, American Express limits you to earning the welcome bonus on a given card once per lifetime. So, if you've already earned a bonus on the Bonvoy Brilliant, you won't be eligible for a new bonus.

In addition to these issuer restrictions, Marriott Bonvoy has its own separate eligibility requirements. Review these restrictions carefully to ensure you're eligible before applying for either card.

Winner: Bonvoy Boundless. Its welcome offer delivers more value with a substantially lower spending requirement.

Related: Marriott 50K-point free night certificate: 7 best hotels in the world to use your award redemption

Bonvoy Boundless vs. Bonvoy Brilliant benefits

Both cards offer benefits designed for Marriott guests, including elite status, annual free night awards and elite night credits.

The Bonvoy Boundless is a mid-tier credit card that offers useful benefits for just a $95 annual fee. It comes with complimentary Silver Elite status with the option to earn Gold Elite status after spending $35,000 on purchases in a calendar year.

With the Boundless, you'll also receive:

• 15 elite night credits a year
• One elite night credit toward elite status for every $5,000 spent
• Complimentary premium Wi-Fi at Marriott Bonvoy properties
• No foreign transaction fees
• Travel protections (baggage delay insurance, lost luggage reimbursement and trip delay reimbursement)
• Purchase protection

As a premium credit card with an annual fee of $650, the Bonvoy Brilliant offers higher-tier benefits, including complimentary Platinum Elite status and 25 elite night credits each year.

Here are some statement credits that help offset that high annual fee:

• Up to $300 (up to $25 per month) in statement credits for dining at restaurants worldwide
• Every four years, receive a $120 statement credit for Global Entry or up to $85 for a five-year TSA PreCheck membership
• Up to $100 luxury property credit valid on eligible stays of two nights or more at Ritz-Carlton and St. Regis hotels

Enrollment is required for select benefits, and terms apply.

You'll also receive a Priority Pass Select membership, granting you access to over 1,900 lounges (enrollment required; terms apply). The Boundless doesn't offer lounge access, so the Brilliant is a better option for most frequent travelers. That said, if you already have a card with Priority Pass access, this benefit won't do anything for you.

Additionally, the Brilliant comes with an impressive array of travel and shopping protections, including:

• Car rental insurance**
• Baggage insurance***
• Trip cancellation and interruption insurance****
• Trip delay insurance****
• Purchase protection***
• Return protection*****
• Cellphone protection****

Both cards offer free night awards, but the Bonvoy Brilliant's is worth substantially more. With the Bonvoy Boundless, your free night award is only worth 35,000 points. With the Bonvoy Brilliant, you can redeem your free night award for up to 85,000 points. Additionally, with both free night awards, you can top them up with up to 25,000 points from your Bonvoy account.

**Eligibility and benefit level varies by card. Not all vehicle types or rentals are covered, and geographic restrictions apply. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company. Coverage is offered through American Express Travel Related Services Company, Inc.

***Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company.

****Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.

*****Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details.

Winner: Bonvoy Brilliant. It has far more benefits that easily offset its steep annual fee, and its free night award is much more valuable.

Related: Marriott elite status: What it is and how to earn it

Earning points with the Bonvoy Boundless vs. Bonvoy Brilliant

These two cards earn 6 points per dollar spent on purchases at participating Marriott Bonvoy hotels. They also both earn 3 points per dollar spent on dining, but the Bonvoy Boundless is subject to a spending cap on that category.

In addition to earning 3 points per dollar spent on dining, the Boundless earns 3 points per dollar spent on groceries and gas station purchases (on up to the first $6,000 in combined spending each year).

Both cards earn 2 points per dollar spent on most other purchases, with the Bonvoy Brilliant earning an elevated 3 points per dollar spent on flights booked directly with the airline.

Since the Boundless earns more on purchases at grocery stores and gas stations (subject to the spending cap mentioned above), it may be a better option for those hoping to have a one-card wallet.

These earning structures are comparable to other hotel cobranded cards. Still, you'll likely get a better earning rate using a more general travel card for purchases outside of Marriott.

Winner: Bonvoy Brilliant. It doesn't cap dining earnings and earns more points when booking flights directly with an airline.

Related: Best Marriott credit cards

Redeeming points with the Bonvoy Boundless vs. Bonvoy Brilliant

The points you earn with either card are automatically deposited into your Bonvoy account.

You can redeem these Bonvoy points for hotel stays, Marriott Bonvoy Moments and merchandise through Marriott shopping. You can also transfer them to over 35 airline programs.

Most of the time, redeeming points for hotel stays is the best way to maximize their value. However, since Marriott uses a dynamic pricing model, the number of points you'll need for a stay depends on the hotel, the room type, occupancy and the cash rate.

One way to maximize your points is to take advantage of Bonvoy's fifth-night-free perk. This perk lets you book a five-night stay with points and pay for only four nights.

Winner: Tie. Both cards earn Bonvoy points and have the same redemption options.

Related: How to redeem Marriott points for upgraded rooms

Transferring points with the Bonvoy Boundless vs. Bonvoy Brilliant

You can transfer your Bonvoy points to any of Marriott's more than 35 airline partners. Most transfers to airlines are at a 3:1 ratio, meaning you'll receive 1 airline mile for every 3 Marriott points transferred.

Marriott also gives 5,000 bonus airline miles for every 60,000 Marriott points you transfer to airline partners (except for American Airlines AAdvantage, Avianca LifeMiles and Delta SkyMiles). Plus, when you transfer points to United MileagePlus, you will receive 10,000 bonus miles for every 60,000 points transferred.

Transferring points can be a good choice in specific situations, such as transferring them to American Airlines AAdvantage to take advantage of sweet spots. However, you'll usually get a lower value for your points when you transfer them to airlines, so we generally recommend avoiding this option unless you need to top off your balances.

Additionally, you can easily transfer points between Marriott Bonvoy accounts, whether you're moving them between two accounts you control or transferring them to a friend or family member. Point transfers are free and can be completed online.

Winner: Tie. Both cards have access to the same transfer partners and can transfer to friends and family.

Related: Should you transfer hotel points to airline partners?

Should I get the Bonvoy Boundless or the Bonvoy Brilliant?

The Bonvoy Boundless, with a reasonable $95 annual fee, is the best choice for beginner travelers and those who stay at Marriott properties just a couple of times each year. Conversely, with a much higher $650 annual fee, the Bonvoy Brilliant is best for Marriott loyalists who want Platinum Elite status and can make the most of its other benefits.

Related: Free nights and easy status: Why I have 3 Marriott Bonvoy credit cards and pay over $1,200 in annual fees

Bottom line

Once you've confirmed that you are eligible to apply for either Chase's Bonvoy Boundless or Amex's Bonvoy Brilliant, the choice comes down to your travel habits and how often you stay at Marriott properties.

If you're a beginner traveler or you aren't committed to Marriott, consider the more affordable Bonvoy Boundless. If you're a frequent Marriott guest, you can't go wrong with the Bonvoy Brilliant and its premium benefits, which can make Marriott stays more rewarding.

To learn more, see our full reviews of the Bonvoy Boundless and the Bonvoy Brilliant.

Apply here: Marriott Bonvoy Boundless Credit Card

Apply here: Marriott Bonvoy Brilliant American Express Card

For rates and fees of the Marriott Bonvoy Brilliant Amex, click here.

Whether you're a rewards card beginner or an established points and miles expert, there could be room in your setup for two fantastic cards: the Chase Sapphire Preferred® Card (see rates and fees) and the American Express® Gold Card.

But if you can only pick one, it can be hard to decide.

The Sapphire Preferred is a great way to earn valuable Chase Ultimate Rewards points for a modest annual fee, while the Amex Gold is a favorite for foodies thanks to its bonus rewards on dining and groceries and valuable statement credits.

Limited-time offer on the Chase Sapphire Preferred: Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.

Which is best for your wallet? There are multiple differences between these two popular options, so let's compare them to see which is right for you — or whether both deserve your attention.

Sapphire Preferred vs. Amex Gold comparison

*Enrollment is required for these benefits.

Sapphire Preferred vs. Amex Gold welcome offer

The Sapphire Preferred offers a compelling welcome bonus. New applicants can earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.

Based on TPG's July 2026 valuations, Ultimate Rewards points are worth 2.05 cents each, making this bonus worth $2,050.

With the Amex Gold, you can find out if you are eligible for as high as 100,000 points after spending $8,000 on eligible purchases in your first six months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)

This offer is worth up to $2,000, based on TPG's July 2026 valuations.

Winner: Sapphire Preferred. It's only worth $50 more according to our valuations, but it requires much less spending.

Related: The best credit card welcome bonuses

Sapphire Preferred vs. Amex Gold benefits

The Sapphire Preferred offers solid perks for its $95 annual fee. These include a $100 annual hotel credit for bookings through Chase Travel and a complimentary DoorDash DashPass membership (activate by Dec. 31, 2027).

The card also includes a credit of up to $120 every four years toward Global Entry, TSA PreCheck or Nexus, as well as one year of complimentary Apple TV access (activate by Dec. 31).

Other benefits include travel protections such as rental car insurance, trip delay and cancellation insurance and baggage delay insurance. Hopefully, you'll never need them, but they can provide significant value when your travel doesn't go as planned.

For more than triple the Sapphire Preferred's annual fee ($325 vs. $95), the Amex Gold offers several excellent perks (enrollment is required for select benefits):

• Up to $120 in Uber Cash per calendar year: Receive up to $10 in Uber Cash each month, valid on Uber rides and Uber Eats orders in the U.S. (Your Amex Gold must be added as a payment method, and you can redeem with any Amex card.)
• Up to $120 in dining credits each calendar year: Receive up to $10 a month in statement credits for purchases with your Amex Gold at Grubhub, The Cheesecake Factory, Buffalo Wild Wings, Wonder and Five Guys.
• Up to $100 in statement credits for purchases made at Resy restaurants per calendar year: Receive up to $50 in statement credits semiannually for eligible Resy purchases and dining at U.S. Resy restaurants; just pay with your card to receive the credit. No reservation is required.
• Up to $84 in statement credits for Dunkin' Donuts purchases: Receive up to $7 per month in statement credits for purchases made at U.S. Dunkin' Donuts.

These statement credits total up to $424 annually. If you'll naturally use them, they more than offset the card's annual fee. If not, their real-world value is much lower.

The Amex Gold's annual fee is $230 higher than the Sapphire Preferred's. If you'll naturally use more than $230 in annual statement credits, that higher fee is easy to justify. Otherwise, the Sapphire Preferred likely offers better overall value.

Winner: Amex Gold. It's easier to offset the annual fee if you naturally use the statement credits.

Related: Why you'll want to pay the Chase Sapphire Preferred's $95 annual fee

Earning points on the Sapphire Preferred vs. Amex Gold

The Sapphire Preferred offers useful bonus categories that are broadly defined. These include:

• 5 points per dollar spent on travel booked through Chase Travel (excluding hotel reservations that qualify for the $100 credit)
• 5 points per dollar spent on Lyft (through Sept. 30, 2027)
• 5 points per dollar spent on Peloton equipment and accessory purchases of $150 or more (through Dec. 31, 2027, with a limit of 25,000 bonus points)
• 3 points per dollar spent on dining, select streaming services, gas, EV charging, select vacation homes and online grocery stores (excluding Target, Walmart and wholesale clubs)
• 2 points per dollar spent on other travel
• 1 point per dollar spent on everything else

If you regularly maximize bonus categories, these offer plenty of opportunities to earn additional points.

However, the Amex Gold shines when it comes to earning rates:

• 5 points per dollar spent on prepaid hotels booked on amextravel.com or the Amex Travel App™
• 4 points per dollar spent on dining at restaurants worldwide (up to $50,000 per calendar year; then 1 point per dollar spent)
• 4 points per dollar spent at U.S. supermarkets (up to $25,000 per calendar year; then 1 point per dollar spent)
• 3 points per dollar spent on flights booked directly with airlines or booked on amextravel.com or the Amex Travel App
• 2 points per dollar spent on car rentals booked through amextravel.com or the Amex Travel App
• 2 points per dollar spent on cruises and other eligible travel booked through amextravel.com
• 1 point per dollar spent on all other purchases

Before reaching the spending caps, earning 4 points per dollar spent at restaurants worldwide and U.S. supermarkets is an 8% return on both purchases, according to TPG's valuations. That makes it one of the best cards for dining at restaurants worldwide and grocery shopping within the U.S.

Winner: Amex Gold. Its higher earning rates on dining worldwide, at U.S. supermarkets and on flights booked directly with an airline give it the upper hand.

Related: Why the Amex Gold is the perfect 'in-between' credit card

Redeeming points on the Sapphire Preferred vs. Amex Gold

Both cards earn highly valuable transferable rewards.The Sapphire Preferred earns Ultimate Rewards points, which you can redeem through Chase Travel, transfer to one of Chase's 14 hotel and airline partners, or use for gift cards and statement credits. With the Points Boost feature, you'll get up to 1.75 cents per point on select Chase Travel bookings, but transferring points to travel partners typically provides the greatest value.

Similarly, the Amex Gold earns Membership Rewards points, which you can redeem through AmexTravel.com, transfer to one of Amex's 19 hotel and airline partners, or use for gift cards and statement credits. While travel partner transfers generally provide the best value, statement credits and gift cards often return less than 1 cent per point.

Point value by redemption method

Winner: Tie. Both cards earn transferable rewards and give you a wide range of valuable redemption options.

Transferring points on the Sapphire Preferred vs. Amex Gold

TPG values Chase Ultimate Rewards points at 2.05 cents each and Amex Membership Rewards points at 2 cents each, though the better program depends on your travel habits.

For example, if you live in a Delta hub, you might get more value by transferring Membership Rewards points to Delta SkyMiles. Meanwhile, if you have a Southwest Companion Pass, you can unlock excellent value by transferring Chase Ultimate Rewards points to Southwest Rapid Rewards.

TPG credit cards writer Augusta Stone often transfers her Sapphire Preferred points to World of Hyatt, one of the most valuable hotel loyalty programs.

Meanwhile, TPG credit cards editor Olivia Mittak has transferred her Membership Rewards points to partners, including Air Canada Aeroplan and Delta SkyMiles.

Winner: Tie. Both cards transfer to various partners, each with its own redemption options and sweet spots.

Related: Why transferable points are worth more than other rewards

Should I get the Sapphire Preferred or Amex Gold?

The right card depends largely on where your money goes each month. Here's which card fits four common spending patterns:

Travel a few times a year and want to keep costs low

If you travel a few times a year but don't want to juggle multiple monthly credits or pay a high annual fee, the Sapphire Preferred is likely the better fit. Its travel protections, valuable bonus categories and $95 annual fee make it an excellent all-around travel card.

Spend at least $500 a month on dining and groceries

If you regularly spend several hundred dollars each month dining out and shopping at U.S. supermarkets, the Amex Gold will usually provide the greatest long-term value thanks to its 4-points-per-dollar earning rates and statement credits.

Spend more on travel than groceries

If much of your spending goes toward gas, EV charging, streaming services, vacation rentals and general travel rather than supermarkets, the Sapphire Preferred's bonus categories are broader and easier to maximize.

You'll use at least $230 in Amex Gold credits each year

If you already use Uber, dine at Resy restaurants, visit Dunkin' and order from eligible dining partners, the Amex Gold's statement credits can more than offset its higher annual fee, making it the stronger long-term choice.

Related: How to choose the best credit card for you

Bottom line

Both the Sapphire Preferred and the Amex Gold earn valuable transferable rewards in popular spending categories and offer strong benefits.

While these cards complement each other well, most readers will be better off starting with the Sapphire Preferred thanks to its lower annual fee and Chase's 5/24 rule. You can always add the Amex Gold later if its dining rewards and statement credits fit your spending habits.

To learn more, read our full reviews of the Chase Sapphire Preferred and Amex Gold.

Apply here: Chase Sapphire Preferred

Apply here: American Express Gold Card

For rates and fees of the Amex Gold, click here.

American Airlines' new Flagship business-class suites are expanding to another set of its airplanes.

The Fort Worth-based carrier on Monday confirmed it plans to install the suites — which are complete with sliding privacy doors — on its fleet of Boeing 787-8 Dreamliners.

It'll be a nice upgrade for the business-class cabin on those jets.

Currently, American's 787-8s do have lie-flat pods with 100% direct-aisle access.

But the new seats they're getting will be the latest-generation Flagship product that American debuted just over a year ago on its larger 787-9 planes.

Full on-board refresh for American's 787-8s

It's not just business-class getting a glow-up.

The 787-8s are slated for a larger cabin refresh, which CNBC's Leslie Josephs was first to report over the weekend.

Expect those planes to get the sleeker new-look interior that the airline has been rolling out across an array of aircraft, which includes brighter blue seats in economy.

Which American Airlines planes have Flagship Suites?

These upgrades to American's 787-8s will also give frequent AA flyers another fleet type with the airline's newest, most state-of-the-art premium product up front.

American first introduced the Flagship Suites last year on some of its newly delivered 787-9 Dreamliners.

But it remains a bit of a unicorn seat offering today, as only a small handful of planes sport the new suites.

You'll find the new Flagship product on 11 of those Boeing 787-9s right now — not to mention on Americana's brand-new, single-aisle Airbus A321XLRs.

However, expect to see the suites on many more planes in the future. Later this year, American expects to debut the Flagship Suites on its largest plane, the Boeing 777-300ER, and 20 of those jets are slated for retrofitting in the coming years. Additionally, 47 of its 777-200ERs are also in line for the new cabin and Flagship product.

Now, add the carrier's 37 787-8 Dreamliners to the mix.

American did not announce timing for these new retrofits, but did offer this comment:

"We look forward to providing customers with an elevated premium travel experience on our wide-body fleet," an airline spokesperson told TPG.

Premium arms race

American's planned on-board upgrades come in the middle of a proverbial arms race, of sorts, among the largest U.S. airlines: The goal is to win big-spending customers over with luxe seats, lounges and other bells and whistles.

Earlier this year, United Airlines unveiled its next-generation Polaris business-class product on a plane that sports a whopping 99 premium seats.

Delta Air Lines is plotting a new-look version of its popular Delta One cabin, which will make its debut on the carrier's new Airbus A350-1000s next year.

Looking ahead

Something worth watching is just how many business-class suites American decides to configure its 787-8s.

Those planes currently have 20 lie-flat beds.

The airline leaned much more heavily into premium, though, with the newest 787-9s, which sport 51 suites, including eight extra-spacious Flagship Suite Preferred seats in the two bulkhead rows.

The 787-8 will likely have fewer business-class suites than the larger 787-9 variant. But don't be surprised if the carrier makes its front cabin bigger than what those planes have right now.

Related reading:

• Your ultimate guide to American Airlines AAdvantage
• Best credit cards for American Airlines flyers
• American's AAdvantage program changes for 2026
• The best credit cards to reach elite status
• American raises bag fees, tightens basic economy rules
• The best credit card for American Airlines lounge access

I use Google Flights and Seats.aero most days, opening each in a separate tab in my Chrome browser while working on stories and booking my own travel to find the best redemptions. But Seats.aero recently launched a new Chrome extension that displays award pricing directly in Google Flights.

Google Flights remains the tool for comparing schedules and cash fares, while the extension overlays award options without requiring a separate Seats.aero search.

To install the extension, head to this Chrome Web Store page and follow the steps. Note that by installing this extension, you're giving it permission to read and change data on Google, Chase Travel, Amex Travel and Seats.aero. I decided giving the permission was worth it, but you should make your own decision before just hurrying to install the extension.

The extension installed quickly from the web store and began working immediately when I opened Google Flights in a new tab and searched.

As with Seats.aero's website, the award pricing results this extension shows are often cached rather than being real-time. As such, it's important to keep in mind that you may see award availability and pricing that is no longer available when you use the Seats.aero Chrome extension. Search the program's website to confirm availability and pricing before transferring any rewards.

If you hover over the award cost for a particular flight, you'll see the details Seats.aero has for all the different programs you could potentially book the flight through.

If you click the award cost on the search results page, you'll go to a page that shows the lowest cost for each cabin.

Click "Show" with the down arrow to see the award rates in each cabin that Seats.aero has found through various programs it covers. Clicking a result takes you to the loyalty program's website, where you can confirm availability and attempt to book.

You won't see when a result was last seen by Seats.aero unless you use the hover feature on the initial search results page. But you can filter the results you see through the Seats.aero extension in Google Flights by:

• Transfer partners: Set which transfer partners you want to see results for
• Programs: Set which airline programs you want to see results for
• Points: Set the maximum award cost you want to see
• Max fees: Set the maximum in taxes and fees that you're willing to pay (this is only available if you have a Pro membership, which costs $9.99 per month or $99.99 per year)

For example, I set my transfer partners to those I have access to, opted to not exclude any programs and set the maximum award cost to 30,000. After I applied those settings, many flights displayed a message that the available award options did not meet my filters, likely because they cost more than 30,000 points.

Sadly, the extension kept logging me out, so I had to log back into Seats.aero multiple times while working on this story. Seats.aero may address this issue in a future update, but the repeated logouts made the extension frustrating to use during my testing.

I'd been using the Points Path extension for Google Flights, so I'm curious to see how this new Seats.aero extension compares. Based on my initial testing, Points Path still presents award options in a simpler format that may be easier for beginners to understand and compare to paid rates. Meanwhile, the Seats.aero extension offers broader program coverage and more filtering options, making it more compelling for experienced award travelers who are comfortable evaluating multiple loyalty programs independently.

American Express's The Hotel Collection gives eligible cardmembers access to perks like room upgrades and hotel credits for dining, spa treatments and resort activities (as long as you book a stay of two nights or more at a select property).

I've used the program myself and been consistently impressed by how it has elevated my stays.

Here's what you need to know about how The Hotel Collection works, which cards give you access and how to make the most of it.

What is The Hotel Collection?

The Hotel Collection and its sister program, American Express Fine Hotels + Resorts, are Amex's two luxury hotel programs offered to select cardmembers. There are more than 1,300 hotels included in The Hotel Collection.

The following American Express cards allow members to book hotel stays through The Hotel Collection*:

• American Express® Gold Card
• American Express® Business Gold Card
• American Express Platinum Card®
• The Business Platinum Card® from American Express
• The Centurion Card (invite-only, both business and personal versions are eligible)

The information for the Centurion and Business Centurion Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

*Eligible charges vary by property.

Additional cardmembers on personal and business Platinum and Centurion accounts are also eligible for The Hotel Collection benefits. However, this doesn't extend to additional cardmembers on Gold or Business Gold accounts.

And, you'll only get The Hotel Collection and its perks when you book a stay of at least two nights at an eligible property through American Express Travel® or the Amex Travel App™.

It's important to note that back-to-back stays within 24 hours at the same property are considered one stay and won't get multiple $100 hotel credits.

Related: Get instant Hilton, Marriott and LHW hotel elite status with the Amex Platinum Card

Benefits of Amex's The Hotel Collection

Eligible bookings through The Hotel Collection include:

• Room upgrade at check-in (when available)
• Up to $100 in credits toward eligible charges (varies by property)
• 12 p.m. early check-in (when available)
• 4 p.m. late checkout (when available)

These benefits are mainly geared toward leisure travelers. Booking through The Hotel Collection can be particularly useful when you don't have elite status with a particular brand.

Plus, food, drinks and spa services at hotels can be costly. So, most travelers won't have trouble using the $100 credit.

One sweet spot for this program is business travelers whose companies already reimburse their room and meals. After all, these hotel guests could also use the $100 credit toward drinks and spa services, which most company expense policies do not allow.

While hotel loyalty programs generally won't give elite earnings and benefits if you don't book directly, we've found that bookings made through The Hotel Collection are eligible to stack benefits.

TPG contributing editor for credit cards Matt Moffitt has used The Hotel Collection on multiple occasions. He has almost always received the benefits from both The Hotel Collection and the hotel chain's loyalty program during his stays.

Amex Platinum and Amex Business Platinum cardmembers also receive up to $600 in hotel statement credits each calendar year (up to $300 biannually) for prepaid bookings with Fine Hotels + Resorts or The Hotel Collection properties through American Express Travel. (Remember, The Hotel Collection requires a minimum two-night stay.)

Comparing The Hotel Collection to Fine Hotels + Resorts

THC's sister program, FHR, is only available to Amex Platinum and Centurion cardmembers (personal and business versions for each).

While these two programs are similar, FHR offers a couple of extra benefits, including complimentary daily breakfast for two and free in-room Wi-Fi. Plus, you aren't required to book two nights to receive FHR benefits, like you have to with THC.

Generally, however, FHR properties tend to be more expensive than those in THC.

Ultimately, the real benefit of THC. appears to be access to extra perks at high-end (rather than ultra-high-end) hotels.

Related: I booked a luxury staycation — and somehow came out $1 ahead

How to maximize your stays with The Hotel Collection

To book a stay with The Hotel Collection, log in with your eligible Amex card and navigate to "The Hotel Collection" through Amex Travel. You can also go through this same booking process on the Amex Travel App.

Be sure you filter by "The Hotel Collection". From here, you will see all of your eligible options for benefits and your hotel credit.

Once you've found a property, these tips can help you get even more value from your stay:

• Look for promotions. The Amex Travel website and app occasionally feature offers, such as third- or fourth-night-free promotions or free breakfast, that can significantly reduce the cost of your stay.
• Check TripAdvisor reviews. Reviews are integrated into the Amex Travel platform, making it easy to compare properties before booking.
• Pay in advance to trigger your statement credit. Eligible hotel credits apply only to prepaid bookings, so be sure to select the "Pay Today" rate at checkout.
• Maximize your Platinum hotel credit. If you're using the hotel credit on the Amex Platinum, looking for stays that cost around $300 can help minimize your out-of-pocket expense. Booking during the offseason can also stretch your credit further.
• Add your hotel loyalty number. Enter your loyalty program number at checkout and, where possible, book brands where you already hold elite status. We've found that many THC stays earn hotel points and elite benefits, giving you the opportunity to stack perks and potentially receive an even better room upgrade.

I've had success using this strategy myself. This year, I booked a two-night stay at The Hiatus Clearwater Beach, Curio Collection by Hilton through The Hotel Collection. My Amex Platinum's biannual hotel credit reduced the cost by $300, bringing my out-of-pocket total to $277. Since I added my Hilton Honors number to the reservation, I also expect to receive my Hilton Diamond elite benefits during the stay.

Related: 10 hotels where your Amex Platinum hotel credit covers half (or more) of your stay

Bottom line

For eligible Amex cardmembers, access to The Hotel Collection is an excellent way to enhance your hotel stay. You get standout perks, including a $100 property credit, to elevate your experience — without needing elite status. And, if you do have elite status with a hotel's loyalty program, we've seen many instances of those benefits stacking.

Just remember to book a two-night minimum stay through an eligible card, and if you're chasing your Amex Platinum or Business Platinum's biannual statement credit, pay in full at booking to unlock it.

Related: A comparison of luxury hotel programs from credit card issuers

The annual Nordstrom Anniversary Sale is one of the best times of the year to purchase luxury luggage, shoes, beauty products and more that rarely go on sale at significant discounts — and it is now open to everyone to shop.

After being restricted to elite members of The Nordy Club loyalty program and Nordstrom Visa Signature Card holders from July 14 to 17, the sale is now open to everyone from July 18 and runs through Aug. 9.

The information for the Nordstrom Visa Signature has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

The first shopping dates for the 2026 Nordstrom Anniversary Sale are:

• July 14: Icons
• July 15: Ambassadors
• July 16: Influencers
• July 18: Everyone

Related: I got a credit card for 1 reason: To shop the Nordstrom Anniversary Sale early

Even if you don't have the Nordstrom card, you can stack extra rewards on your purchases by shopping through an online shopping portal. For example, Nordstrom generally offers around 2% cash back via Rakuten. Several airline shopping portals, like United MileagePlus Shopping and American Airlines AAdvantage eShopping, are currently offering extra miles when you purchase a Nordstrom gift card.

To save you time, TPG editors combed through hundreds of deals to find the best travel gear worth your money, from our favorite Away luggage to cute crossbody bags and the ultimate European walking shoes. We'll continue adding new deals to this list as the sale runs through Aug. 9, so check back often.

But don't wait too long to shop since items sell out quickly.

Related: From 'free' alterations to bonus Notes: How to maximize the Nordstrom Nordy Club

Luggage, bags and accessories

Samsonite Octiv Hardside Spinner two-piece set (20"/28") — $267.99 (normally $439.98)

This two-piece luggage set is marked down nearly 40% during the Nordstrom Anniversary Sale and is still available in four colors, including the silver shade seen here. The set includes a 20-inch carry-on and a 28-inch checked bag.

Buy: Samsonite Octiv Hardside Spinner two-piece set (20"/28"), $267.99 (normally $439.98)

Away The Bigger Flex Carry-On Suitcase — $257.99 (normally $345)

While Away luggage occasionally goes on sale during Amazon Prime Day events and Black Friday, you won't find these shades of "Tawny Brown" and "Oxblood Red" anywhere but Nordstrom right now. Though the other sizes have already sold out, TPG editors love The Bigger Flex Carry-On for trips up to a week long, and this version features a wraparound, expandable zipper that gives you even more space when needed.

Buy: Away The Bigger Flex Carry-On Suitcase, $257.99 (normally $345)

Longchamp Le Foulonne Small Dome Cosmetics Case — $99.99 (normally $150)

This small pebbled leather case is marked down over 33% in two colors, from a basic black to an eye-popping red. Designed to be used as a cosmetics case, it can also keep things like your keys and AirPods from getting lost in the depths of your larger personal item.

Buy: Longchamp Le Foulonne Small Dome Cosmetics Case, $99.99 (normally $150)

Beis 'The Travel Crossbody Bag' — from $57.99 (normally $78)

Make a statement with this lightweight crossbody in cobalt blue, an exclusive color at Nordstrom. In addition to a zip-top closure and an adjustable strap, this bag comes with two exterior zip pockets and interior zip and slip pockets to keep all your essentials safe and organized on the go.

Buy: Beis "The Travel Crossbody Bag," $57.99 (normally $78)

Travel-friendly shoes and apparel

Hoka Clifton One9 Sneaker — $119.99 (normally $150)

For those of you planning to walk upward of 20,000 steps a day on your next European vacation, consider leaving the chic sandals behind for a serious walking shoe like the Hoka Clifton One9. These come with serious cushioning and air-mesh panels to keep your feet comfy and cool. There are four colors on sale, but we prefer the gray and white combination to go with as many outfits as possible.

Buy: Hoka Clifton One9 Sneaker, $119.99 (normally $150)

Birkenstock Arizona Big Buckle Slide Sandal — $109.99 (normally $174.95)

Birkenstock's two-strap Arizona sandal is a classic for a reason. It features great arch support that keeps your feet comfy during long summer travel days. This more modern version features a large metal buckle and comes in baby blue, orchid pink and white, as seen here.

Buy: Birkenstock Arizona Big Buckle Slide Sandal, $109.99 (normally $174.95)

On Cloudrunner 2 Running Shoe — $99.99 (normally $160)

On running shoes can be pricey, but this pair is marked down nearly 38% during the Nordstrom Anniversary Sale and is available in women's sizes.

Buy: On Cloudrunner 2 Running Shoe, $99.99 (normally $160)

The North Face Antora Waterproof Rain Hoodie — $109.99 (normally $140)

Available in two classic colors (black and white), this lightweight rain jacket has a slightly boxy fit that looks chic on city streets and is treated with a durable water-repellent coating to keep you dry on hiking trails.

Buy: The North Face Antora Waterproof Rain Hoodie, from $109.99 (normally $140)

Vuori Villa Wide Leg Pants — $95.99 (normally $128)

It is a truth universally acknowledged that a woman in possession of an airplane ticket must be in want of the perfect pair of comfy pants that don't look like pajamas. Made from Vuori's signature silky-smooth stretch fabric that wicks moisture and resists wrinkles, these wide-leg pants come in three neutral colors: light brown, black and navy blue.

Buy: Vuori Villa Wide Leg Pants, $95.99 (normally $128)

TSA-compliant skin care and beauty products

Supergoop Unseen Sunscreen Broad Spectrum SPF 50 Duo — $67 ($96 value)

Supergoop's viral SPF 50, which goes on clear and doubles as a makeup primer, typically costs $48 for a 2.5-ounce bottle. This Nordstrom exclusive two-pack is marked down 30% during the Anniversary Sale, so you can keep one bottle in your medicine cabinet at home and another in your toiletry kit so you always have sun protection ready for your next trip.

Buy: Supergoop Unseen Sunscreen Broad Spectrum SPF 50 Duo, $67 ($96 value)

La Mer 'The Most Loved Minis' Gift Set — $98 ($208 value)

This five-piece set is one of Nordstrom's most coveted beauty exclusives during its Anniversary Sale, so act fast before it sells out. Valued at $208, you'll pay less than $100 for four of the luxury skin care brand's best sellers in travel-friendly sizes. You'll get a foaming cleanser, a serum-strength lotion, a moisturizing day cream and a rejuvenating night cream — plus a chic green travel pouch.

Buy: La Mer "The Most Loved Minis" Gift Set, $98 ($208 value)

Byredo Icon Travel Essentials Set — $200 ($300 value)

This exclusive set of iconic miniature scents from the Swedish fragrance company is perfect for stashing in your travel makeup bag. In it, you'll find a mix of woody fragrances like Bal D'Afrique, Gypsy Water and Mojave Ghost, as well as more floral scents like Rose of No Man's Land and Blanche.

Buy: Byredo Icon Travel Essentials Set, $200 ($300 value)

Travel accessories for parents

Stokke JetKids BedBox Ride-On Carry-On Suitcase — $185.99 (normally $249)

If your kids are too big for strollers but still too small to keep up on long walks through airport terminals, consider this ride-on suitcase for children ages 2 to 7. Once you board the airplane, the suitcase's lid extends and comes with a comfy mattress so you can transform a seat into a miniature bed for little ones.

Buy: Stokke JetKids BedBox Ride-On Carry-On Suitcase, $185.99 (normally $249)

Related reading:

• How to earn an easy $50 by joining Rakuten and shopping online at thousands of retailers
• The best credit cards for online shopping
• 12 best cash-back credit cards

The big day is approaching, and you're finally getting ready to head to the cruise port and board your ship. But how can you ensure you're prepared to start your vacation on the right foot? You need a plan for when to arrive at the port, and you should have some knowledge about the embarkation process.

Cruise lines used to allow passengers to show up at the terminal any time within a half-day window on embarkation day. Now, in an effort to stagger crowds and prevent long waits at the terminal, most cruise lines either assign boarding times or ask passengers to pick their preferred times.

But what time do cruises board, and is there a best time to board a cruise ship? Read on to find out the answers to all your boarding questions.

When should I arrive for a cruise?

This is actually a two-part question: When should you arrive in your ship's departure port city before your sailing? Or, when should you arrive at the cruise terminal on embarkation day?

The answer to the first question depends on how far of a commute you have to the cruise port. If you live within driving distance of your departure port, it's acceptable to make the drive the same day your ship leaves — unless you're looking at a multihour drive and don't want to cut it too close to boarding time.

If you're catching a plane, when to fly in for your cruise depends on several factors. I always advise flying in at least one day before you're scheduled to embark, just in case you encounter any delays or cancellations. That way, you have time to rebook yourself on a different flight if something goes wrong.

Related: Should I book my flight through my cruise line?

However, adding the cost of a precruise hotel stay onto the overall bill isn't always doable for every traveler, especially those on tight budgets. If that's the case and you can find an early flight that gets you to your port city with some wiggle room, you can fly in on the same day you sail.

Either way, I recommend purchasing cruise travel insurance (through a third party, not through your cruise line) that will protect your investment if something happens and you miss your ship.

What time do cruise ships board?

Cruise ships usually begin boarding an hour or two after all passengers from the previous voyage have left the ship. Disembarkation generally wraps up by 10 a.m. at the latest, and some extra time is allowed for the crew to start on tasks like provisioning (restocking of supplies and food), bunkering (refueling) and cleaning the vessel's cabins and public areas for the next round of guests.

Related: Cruise ship embarkation day do's and don'ts

Boarding begins roughly between 10 and 11 a.m., depending on the ship's schedule and how long it takes everyone to disembark from the last cruise. Most cruise ships require all passengers to be on board at least two hours before the scheduled departure time, which is almost always in the late afternoon or evening.

How do I check in for my cruise online?

Completing check-in online before embarkation day is one of the easiest ways to speed up the boarding process. Most cruise lines open online check-in between 30 and 90 days before sailing, depending on the line and your loyalty status. Suite guests and top-tier loyalty members are often granted access first.

Once check-in opens, log into your cruise line's website or app and enter your travel documents, set up your onboard account, upload a security photo (if required) and select your boarding time. The earlier you complete these steps, the more boarding slots you'll get to choose from. Early and midday windows are the most popular and tend to fill quickly.

After checking in, download your boarding pass to your phone or print a copy to bring with you. You'll need it at the terminal, along with your photo ID and other required travel documents.

Checking in online doesn't just save time. On some cruise lines, including Royal Caribbean and Celebrity Cruises, it can help you bypass the check-in desk entirely and proceed directly to the gangway.

What's the best time to board a cruise ship?

The best time to board a cruise ship is obviously when there are the fewest lines and the shortest waits. The trick is knowing when that will be.

Unfortunately, it can vary from port to port and ship to ship, but I prefer arriving in the early afternoon, usually around 1 or 2 p.m.

By then, the morning rush of "me first" passengers has usually died down, and it allows enough time between your arrival at the port and "all aboard," the cutoff for when all passengers and crew must be on the vessel. (If you're someone who prefers to spend as much time as possible on board, you can elect to choose an earlier boarding time, but be warned that there could be long lines.)

Alternatively, if you have upper-tier loyalty status, you're booked in a high-end suite or you've purchased one of several perks packages (like Carnival Cruise Line's Faster to the Fun, Holland America's Club Orange or Norwegian Cruise Line's Priority Access), you can arrive at any time to take advantage of priority boarding or special embarkation lounge access to make your wait more comfortable. The latter often includes a separate sitting area with snacks and drinks.

Boarding times at a glance

Early boarding times usually attract peak crowds, while afternoon boarding is much quieter.

Who should board early vs. later?

The right boarding time also depends on your travel style. Families and first-time cruisers who want to squeeze every possible minute out of their vacation may prefer an early boarding slot, even if it means waiting longer for their cabin and dealing with larger crowds. Meanwhile, passengers with mobility issues might prefer a later arrival, when the morning rush has eased.

• Families and first-time cruisers: Board early if you want as much ship time as possible and don't mind waiting for your cabin.
• Passengers with mobility limitations: Aim for early afternoon, when crowds and queues are usually shorter.
• Travelers arriving after a flight or long drive: A midday or early-afternoon slot can make for a less stressful embarkation day.
• Suite guests and priority passengers: You generally have the flexibility to arrive at your convenience.

What should I expect when boarding a cruise ship?

When you arrive at the terminal facility in your port of embarkation, you can expect the scene to be chaotic. Follow signs for the applicable arrival channel, whether that be parking or drop-offs via taxis, Ubers and shuttles.

Before you head inside, leave large bags with the porters, who will make sure they're safely loaded onto the ship. (Although it's not required, it's nice to give a dollar or two per bag as a tip.) You can't miss the porters and their baggage carts, as they line up on the curb by the terminal.

When you enter the terminal building, you must show your ID and boarding documents and proceed through a security check. Your carry-on bags pass through a scanner, and you'll have to walk through a metal detector. Although it's similar to the procedure at airport security, you won't have to take your shoes off or remove laptops or liquids from your bags (unless security finds contraband alcohol or something else that looks suspicious).

Then, you'll proceed to the check-in desk, where an agent will help you complete the process. If you've already checked in online, you'll usually be able to board more quickly. Some cruise lines and ports have streamlined the process even further. If you're a Royal Caribbean or Celebrity Cruises passenger and you check-in through the app ahead of time, you can skip the traditional check-in desk; meanwhile, MSC Cruises has introduced biometric check-in at some ports to speed up embarkation. If you don't receive a keycard at check-in, it will be waiting for you at your cabin door or inside your room.

After check-in, you'll head up the gangway and onto the ship, where security will scan your card or boarding pass to log that you've boarded. (Each time you disembark or reboard in a port of call, you'll also have to swipe your card, so keep it with you.)

How long does it take to board a cruise ship?

The length of time it will take from curb to gangway will vary based on several considerations, including:

• Whether you're traveling light. If you only have a carry-on bag, you can proceed straight into the terminal building. If you have larger luggage, you'll have to leave it with a porter outside, which can take a few minutes.
• Whether the cruise terminal and cruise line are technologically advanced. At terminals that use facial recognition, you can board a lot faster. The same goes for cruise lines that allow guests to check in and set up their onboard accounts via a mobile app before boarding. Technology allows passengers to skip traditional check-in methods, which usually involve waiting in line to speak with someone at the check-in desk.
• Whether you have priority boarding. If you're in the upper echelons of the line's loyalty program, you purchased a package that includes priority embarkation, or you're staying in a high-end suite, you'll have the privilege of boarding before most of your fellow cruisers. The process will be expedited with dedicated lines and lounges.
• Whether passengers adhere to their assigned boarding times. The goal is to stagger arrivals to make it more comfortable and streamlined for everyone involved. However, if people disregard their designated times, it can cause bottlenecks and slow down the boarding process.
• How crowded it is when you arrive. If there are lines for passenger parking, drop-off, or check-in, it will take you longer to board.
• How prepared everyone is. If travelers aren't organized and spend extra time rifling through their bags for cruise tickets, passports and other items required for verification, it slows traffic at the terminal during check-in. This also applies to passengers who pack contraband in their bags, thereby holding up the security line.

When will my cabin be ready?

If you board early, there's a good chance your cabin won't be ready. Crew members spend the morning cleaning and preparing cabins after the previous sailing. Cabins typically become available in the early afternoon — often between 1 p.m. and 2 p.m. — although it can be later on ships with tight turnaround schedules. The good news is that you won't be confined to the terminal while you wait. Your cabin might be off-limits, but the rest of the ship isn't.

What happens right after you board?

Most cruise lines open key venues as soon as boarding begins, so you can grab lunch at the buffet, relax by the pool, order a drink at a bar and start exploring the ship while other passengers filter in. Some lines also offer embarkation-day lunch in the main dining room or select specialty restaurants.

Before departure, all passengers must complete the mandatory muster drill, which covers basic safety procedures and emergency meeting locations. Depending on the cruise line, this may involve watching a safety video through the app, checking in at a muster station or attending an in-person safety briefing.

If you've checked larger bags with a porter, don't expect them to arrive immediately. Luggage is typically delivered to cabins throughout the afternoon and sometimes into the early evening.

What to bring and wear to the terminal?

Embarkation day is one of the few times that you are separated from your luggage and cabin — sometimes for many hours. Pack a carry-on with the essentials you'll need before your bags arrive, including your travel documents, medications, valuables, phone charger, swimsuit and change of clothes.

As for what to wear, comfort is key. You may spend time walking through the terminal, standing in queues and moving around the ship before your cabin is ready. Comfortable shoes and lightweight layers are usually best, particularly if it's hot or the weather is stormy. Dressing for both the terminal conditions and the first few hours on board can make embarkation day much more enjoyable.

Can I arrive whenever I want, or is my boarding time assigned?

Most cruise lines assign boarding times or ask guests to select a time slot during check-in. If you arrive outside your assigned window, you may be asked to wait until your scheduled time.

Is it bad to board early?

Not necessarily. Early boarding gives you more time onboard, but can mean longer lines and a higher chance your cabin won't be ready.

What happens if I miss my boarding window?

You can usually still board if you arrive before the final boarding cutoff, but some terminal services (like baggage drop-off) may be limited later in the day.

Can I change my assigned boarding time?

Usually yes, through the cruise line's website or app, depending on availability. Early slots go fast.

Should I arrive at the terminal before check-in begins?

You can, but arriving too early may mean waiting until your assigned boarding window opens.

Bottom line

If you're flying in, it's a good idea to arrive in your embarkation port city the day before your cruise. Ships usually start boarding shortly after the final passenger has disembarked from the previous sailing, usually between 10 and 11 a.m. Adhering to your assigned embarkation time will help to keep the boarding process running smoothly. (When choosing a time, aim for something in the afternoon, after the morning rush has died down.)

To ensure the shortest wait possible, check in and set up your onboard account online or via your cruise line's mobile app before you board. Also, have your ID and other boarding documents handy, and don't pack anything in your luggage that could cause you to be flagged at security.

Have more cruise questions? TPG has answers:

• More banned items: What not to pack for a cruise
• Man overboard: Why do people fall off cruise ships?
• What is baked Alaska, and why is it paraded around cruise ships?
• What are the largest cruise ships in the world?
• What is a gentleman host on a cruise?
• What is the Jones Act and how does it affect cruise ships?
• What is a lido deck on a cruise ship?
• What's a cruise cabin guarantee and will it save you money?
• What's the difference between a cruise concierge and a butler?

American Airlines is planning a trio of upgrades for its home base at Dallas Fort Worth International Airport (DFW).

The carrier on Monday announced that it's planning to build its biggest airport lounge ever at its busiest hub. The new Admirals Club will be situated inside DFW's Terminal C and will span 37,000 square feet.

There are two more improvements coming, too.

American is planning a brand-new premium check-in lounge for passengers booked in its Flagship cabins.

Plus, the airline revealed that its new grab-and-go lounge concept will be the first "club" inside DFW's newest terminal.

These investments come as part of a larger multi-billion-dollar overhaul and expansion of DFW, which in 2025 was the second-busiest airport in the U.S.

Related: The 10 busiest airports in the world: See the rankings

"From major expansions to transformative enhancements, we're making travel through DFW even more seamless, comfortable and convenient," Jim Moses, American's senior vice president of DFW operations, said in a statement announcing the news.

The biggest Admirals Club ever

Perhaps the biggest headline in this latest round of upgrades for American at DFW is its new mega-lounge.

It'll be American's biggest Admirals Club — not just at DFW but in the world.

Expect it to be easily the airport's nicest, too. The airline has rolled out a new, sleeker look for its clubs since it last debuted an outpost at DFW.

The Admirals Club at Ronald Reagan Washington National Airport (DCA) offers a glimpse into how the airline has been designing its lounges in recent years.

This Admirals Club will replace American's older outpost in Terminal C, and will be near the C21-C39 Skylink station — closest to the terminal's newest concourse.

New flagship check-in at DFW

If you regularly fly American's premium cabins out of DFW, this is big news.

The carrier announced it's building a true premium check-in facility at its megahub.

It'll be in Terminal D, near the Gate D30 security checkpoint. That'll put the new digs in close proximity to where many of American's long-haul flights depart at DFW, as well as near its upper-tier Flagship Lounge.

The renderings show a walled-off check-in area with warm colors and leather chairs for passengers who want to rest for a moment.

The setup is reminiscent of what the carrier offers in Terminal 8 at John F. Kennedy International Airport (JFK).

Expect exclusive entry requirements, with primary access for passengers flying in its Flagship business-class cabin.

Grab-and-go lounge in DFW's new terminal

Finally, American is planning to make DFW's future Terminal F a location for its new grab-and-go lounge concept.

The concept debuted last year at Charlotte Douglas International Airport (CLT). It gives Admirals Club members a way to quickly grab a bite to eat and drink without occupying seats in a standard lounge.

American is also planning one of these Provisions locations for JFK, which is set to open later this year.

More additions to Terminal F

I'd expect more to come in Terminal F. In its announcement this week, American noted this grab-and-go lounge is just "the first" among a "suite of premium offerings" planned for the new terminal.

Expect this Provisions location to debut along with the initial phase of the DFW Terminal F, expected in 2027.

Bottom line

American is investing a huge sum of money toward the expansion and renovation project at DFW, so it's not a huge surprise to see the carrier expand its premium offerings at its biggest hub.

Still, these improvements should help significantly boost travelers' experience in North Texas, especially as the airport expects to grow its passenger count significantly in the coming years.

This is also just the latest in what's been a string of new lounge announcements for American over the last several months, something executives last year had promised was coming.

New American Airlines lounges planned: Austin | Charlotte | Chicago | Nashville | New York City | Washington, D.C.

By the way: While American's new DFW Admirals Club will be the biggest in its network, it will still be far from the biggest airline lounge in in the U.S. — or in Texas, for that matter. Top rival United Airlines is planning to open a new club spanning over 50,000 feet later this year in Houston.

Related reading:

• The best credit cards for airport lounge access
• The ultimate guide to American Airlines Admirals Club access
• The best credit cards to reach elite status
• Way more than cheese cubes: American upgrades its lounge food
• 3 reasons why this is the best card for Admirals Club lounge access
• Best credit cards for American Airlines flyers

Of all the major cities along the East Coast, Baltimore's compact size makes it one of the easiest to navigate in one weekend. But just because it is smaller than most of its neighbors doesn't mean this Maryland metropolis is lacking in things to do during your next weekend getaway.

In addition to its Inner Harbor undergoing a billion-dollar transformation, Baltimore has a vibrant art scene that stretches well beyond downtown and restaurants that will impress even the most discerning food lovers. (And there's so much more to eat here than just crab.)

I recently spent a weekend exploring Charm City's cultural and culinary delights. Here are the highlights of how I spent 48 hours in Baltimore, along with a few tips to maximize your points and miles.

How to get to Baltimore

Along the Northeast's I-95 corridor, Baltimore is roughly an hour's drive northeast of Washington, D.C. and just over two hours southwest of Philadelphia.

Related: What is the best gas rewards program for saving at the pump in 2026?

As a car-free New Yorker, I took a three-hour Amtrak train ride to get to Baltimore's Penn Station from New York's Moynihan Train Hall. If you want to maximize your time during your weekend getaway, faster Acela trains can get you to Washington, D.C., in a little over two hours from New York City.

Related: What it was like on Amtrak's new Acela 'NexGen' trains

With Amtrak, you'll save the most by booking well in advance. I paid about $230 for round-trip coach fares booked about a week out, but fares can be as low as $70 round-trip if you book a few months ahead.

For those coming from farther away, Baltimore/Washington International Thurgood Marshall Airport (BWI) sits approximately 10 miles south of downtown Baltimore. Most domestic airlines offer nonstop flights from major hubs.

Where to stay in Baltimore

Hotel Ulysses

After arriving around 2 p.m. on a Friday, I hopped in a quick five-minute Uber from Baltimore's Penn Station to Hotel Ulysses, a 116-room property in the elegant Mount Vernon neighborhood. The maximalist decor in its rooms nods to Baltimore filmmaker John Waters' high camp style: think leopard-print carpet, brass door knockers and carved bedside tables shaped like flamingos.

Though the quirky decor makes it feel like a boutique hotel, points and miles enthusiasts will be happy to hear that it's a member of Marriott Bonvoy's Design Hotels collection. (However, rates are often so affordable that it typically makes more sense to book with cash.) Hotel Ulysses is also bookable through several credit card collections, including Capital One's Lifestyle Collection, which offers perks to select Capital One cardholders, which offers a $50 experience credit to use during your stay, as well as room upgrades, early check-in and late checkout when available.

Put that credit toward a meal or drink at one of Hotel Ulysses' standout bars and restaurants. I enjoyed a Negroni ($10) during aperitivo happy hour at the burl wood-encased Ash—Bar and a late-night Scotch and pineapple liqueur concoction ($20) at the disco-inspired cocktail lounge Bloom's. Don't miss the Spanish tapas at Bar Dali, which James Beard Award–winning chef Spike Gjerde opened earlier in 2026. Order the French onion croquetas ($9), even if it's still 85 degrees outside.

Room rates at Hotel Ulysses start at $125 or 37,000 Marriott Bonvoy points per night.

Pendry Baltimore

For something even splashier (literally), check into the Pendry Baltimore in the repurposed 1914 Recreation Pier building overlooking the harbor in Fells Point. Many of its 127 rooms and suites, decorated with subtle nods to its nautical origins, offer direct water views. But if that's not enough, spend an afternoon at its zero-entry pool at the very end of the pier.

Though Pendry is an independent hotel brand without a loyalty program, it's bookable through several major credit card hotel programs, including Capital One's Premier Collection. Select Capital One cardholders can receive perks like a $100 experience credit that can be used at its posh chop house, daily breakfast for two, as well as early check-in, late checkout and a room upgrade when available.

Room rates at Pendry Baltimore start at $420 per night.

Where to eat and drink in Baltimore

Baltimore is known for its crabcakes and classic American fare at places like Woodberry Kitchen, where Gjerde won his James Beard Award in 2015. For a short weekend trip, I focused on hitting some of the newer and buzzier spots that have popped up across the city since I last visited about 15 years ago. Here's where I ate outside of my hotels.

Cafe Dear Leon

Cafe Dear Leon rewards early risers with delicious pastries made with French techniques at two locations in Baltimore. The original is in Canton, but I visited its second location, which opened in Remington in 2025. While I did have to wait about 15 minutes in a line that snaked out the door, I was able to get my hands on the viral crab dip bagel ($11.50) stuffed with Cajun butter, Old Bay, corn and cheddar cheese, and a flaky seasonal danish ($8) filled with lavender mascarpone cream and strawberry compote.

Pink Flamingo

A semifinalist in the 2026 James Beard Awards for best new bar, Pink Flamingo is a casual neighborhood tavern in Remington with tropical tiki flair. Named after the 1972 John Waters comedy, this bar is open for dinner seven nights a week and for brunch on the weekends. For a late-afternoon snack, I ordered fish and shrimp ceviche with prawn chips ($18) and a refreshing Pura Vida cocktail ($13) made with Tedorigawa Junmai sake, Kota Pandan liqueur and yuzu-basil limeade.

Related: Best dining credit cards of July 2026

The Wren

A cozy Irish pub in Fells Point, The Wren gathered many accolades after opening in early 2025, including being named to The New York Times and Bon Appétit's best restaurants lists that year. As a solo traveler, I was able to grab one of its first-come, first-served bar stools on a Saturday night, but if you want to dine in the back lounge, it's best to make a reservation. The seasonal menu changes frequently and centers on hearty carnivorous fare, but I kept things veg-forward during my visit with a zucchini and goat cheese salad ($18), some bread and butter ($6) and a Guinness espresso martini ($14).

Marta

In Upper Fells Point, Marta is an upscale Italian joint that incorporates local Maryland seafood into its dishes. For example, its version of oyster sgroppino ($20 for four) is made with Chesapeake white stone oysters, limoncello sorbet and prosecco granita, while the spaghetti alla chitarra carbonara ($32) is served with blue crab, guanciale, miso egg yolk and shaved pecorino. I also enjoyed the Campanelle Zafferano pasta ($36) served with poached lobster, cherry tomato, melted leeks and white wine.

Mama Koko's

A coffee shop by day and cocktail lounge by night, Mama Koko's is on the first floor of the historic James E. Hooper House. Menu highlights include wings ($13) with creative sauce flavors like mango habanero and honey Old Bay, and a variety of draft cocktails on tap. Try the Mighty Roots ($14), a mix of tequila, grilled nectarine, green peppercorn and oolong tea. Upstairs, you'll find art studios, galleries and other small businesses you can wander before or after dining.

Things to do in Baltimore

Depending on the season, sports fans can attend a Baltimore Orioles baseball game or a Baltimore Ravens football game. But as someone who prefers wandering art galleries and bookshops during my travels, here are some of the places I explored during my weekend.

Go museum hopping

There's no shortage of museums to explore in Baltimore, whether your tastes are classic or contemporary.

• Baltimore Museum of Art: General admission is free at this art institution adjacent to Johns Hopkins University's campus. Known for its collection of more than 1,600 works by Henri Matisse, the BMA also has a large collection of African and American art.
• American Visionary Art Museum: AVAM opened in 1995 in a mosaic-covered building just south of the Inner Harbor to celebrate the works of self-taught artists in an innovative and quirky space. Highlights include select kinetic sculptures that have competed in Baltimore's annual race of human-powered, amphibious works of art through Baltimore each May. Adult admission is $20.
• The Walters Art Museum: Set across five historic buildings in Mount Vernon, this institution began when Henry Walters bequeathed his father's art collection and family home to the city of Baltimore. The museum is free to visit and features a large collection of medieval, Asian and Latin art.
• George Peabody Library: A block from the Walters Art Museum, this 1878 library is considered one of the most beautiful in the world, with six levels of stacks surrounded by cast-iron balconies. Now a part of Johns Hopkins University, the library is free and open to the public, though access is limited to the ground floor.

Make a splash at the revitalized Inner Harbor

Baltimore's waterfront is in the midst of a renaissance from the Inner Harbor to Fells Point. Though the revitalization efforts are ongoing, highlights include turning former industrial sites into green space and playgrounds at Rash Field Park. Thanks to extensive water cleanup work, in part by an anthropomorphized trash interceptor dubbed Mr. Trash Wheel, it's possible to take to the water in rental kayaks and stand-up paddleboards across 20 miles of Baltimore Blueway's eight water trails along the shoreline.

Go shopping along Hampden's West 36th Street

Dozens of vintage shops, kitschy bookstores and boutiques line the main avenue — West 36th Street — of this northern Baltimore neighborhood. Set aside a few hours one afternoon to browse the prints at Craig Flinner Gallery, vintage sports gear at Balto Vintage and occult ephemera and taxidermy at Bazaar. At the far end of the street, you'll find Atomic Books, the independent bookstore where John Waters receives fan mail. Record collectors shouldn't miss Celebrated Summer Records.

Bottom line

If you're in the mood for an art-filled city getaway with delicious food and waterfront views, bump Baltimore to the top of your travel wishlist for your next weekend escape. There's plenty to do in Maryland's largest city, but it's not so big that you can't pack it all in just 48 hours.

Related reading:

• The best travel credit cards
• How to plan an epic, affordable weekend getaway with points and miles
• The best 10 places for a solo weekend getaway
• The best weekend getaways for every type of traveler

The Ink Business Cash® Credit Card (see rates and fees) doesn't get as much attention as Chase's Sapphire cards, but it deserves a closer look.

With no annual fee, up to 5% cash back in popular business spending categories and the ability to turn those rewards into valuable Chase Ultimate Rewards points when paired with an eligible card, it punches well above its weight. It also currently offers a welcome bonus of $1,000 cash back after spending $8,000 on purchases in the first four months from account opening.

Here are six reasons why this card deserves a spot in your wallet.

There's no annual fee

High-value cards with no annual fees are hard to come by these days, and some of the top travel cards for both business owners and consumers charge almost $700 in annual fees. If you hold more than a dozen cards like many of us here at TPG, credit card annual fees can really add up.

One of the biggest benefits of the Ink Business Cash is that you earn cash back on business expenses and at gas stations and restaurants, get travel and purchase protections and earn a solid welcome offer without paying an annual fee.

Related: Earn rewards on a budget with these no-annual-fee credit card strategies

It has a solid welcome offer

New cardholders can currently earn $1,000 cash back after spending $8,000 on purchases in the first four months from account opening.

If you also have an eligible Chase Ultimate Rewards card, such as the Chase Sapphire Reserve® (see rates and fees) or the Ink Business Preferred® Credit Card (see rates and fees), that bonus can become even more valuable.

Because you can pool your Chase Ultimate Rewards points into one account, your $1,000 cash-back bonus can be converted into 100,000 Chase Ultimate Rewards points. According to TPG's July 2026 valuations, Chase Ultimate Rewards points are worth 2.05 cents each, making this bonus worth approximately $2,050 when you transfer points to Chase's airline and hotel partners for high-value redemptions.

Related: The best credit card welcome bonuses currently available

You don't need a traditional business to qualify

One of the biggest misconceptions about business credit cards is that you need a large company or an employer identification number to apply. In reality, many sole proprietors can qualify using their Social Security number.

If you freelance, drive for a ride-hailing service, sell products online, tutor, consult or earn income from another side hustle, you may be eligible for the Ink Business Cash. Chase considers many small-business activities eligible, even if they work part time or are just getting started.

That means you don't need a formal limited liability company or incorporated business to take advantage of the no-annual-fee card's valuable bonus categories and welcome offer.

Related: Who qualifies for a business credit card?

It offers valuable bonus categories

Another reason to consider the Ink Business Cash card is that you can earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on phone, internet and cable TV services each account anniversary year. You'll also earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, and you'll get an unlimited 1% cash back on everything else. Plus, through Sept. 30, 2027, you'll earn 5% cash back on Lyft rides.

When you max out your bonus spending in the 5% and 2% categories, that adds up to $1,750 in cash-back rewards earned each year. For a no-annual-fee credit card, that's great potential for earned rewards. Of course, if you're pairing this card with a Chase Ultimate Rewards card, that $1,750 turns into $3,587 in rewards value.

Related: How to choose a cash-back credit card

There are travel and purchase protections

The Ink Business Cash comes with some solid travel and shopping protections. It offers purchase protection, covering newly bought items for 120 days against damage or theft (up to $10,000 per claim and up to $50,000 per account). As a cardmember, you'll also receive extended warranties for eligible purchases, as the card extends a U.S. manufacturer's warranty by an additional year (on eligible warranties of three years or less).

The Ink Business Cash card also offers an auto rental collision damage waiver. Essentially, when you rent a car for business purposes and charge it to this card, you can decline the rental car company's collision insurance and be covered by the card in the case of theft or collision damage. This is valid on most rentals both in the U.S. and abroad — just make sure to check the fine print for more details.

Note that if you're renting a car for personal use, the Ink Business Cash won't be of use. In that case, the Sapphire Reserve or the Chase Sapphire Preferred® Card (see rates and fees), both of which offer primary rental car insurance, would be better options.

Related: The best credit cards for purchase protection

The card pairs well with Ultimate Rewards cards

One of the best things about the Chase lineup is the ability to pool your rewards between cash-back and Ultimate Rewards cards (including all the Chase Ink Business cards). As mentioned above, if you hold the Sapphire Reserve, the Sapphire Preferred or the Ink Business Preferred, you can convert your Ink Business Cash rewards into Chase Ultimate Rewards points.

Chase Ultimate Rewards points are valued at 2.05 cents each, according to TPG's valuations, making them one of the most valuable rewards currencies available.

Although the Ink Business Cash isn't part of the official Chase Trifecta, it's still a valuable card to pair with other Chase cards. You could effectively earn a return of 10.25% (based on TPG's valuations) for the first $25,000 spent at office supply stores and on the other services mentioned above, as well as a return of 4.1% on the first $25,000 spent at gas stations and restaurants. As for everyday nonbonus spending, this card offers a pretty solid 2.05% return, which is great for a no-annual-fee card.

Remember that your redemption options increase drastically when you pair the Ink Business Cash with other Chase cards. For example, if you use the Sapphire Reserve for personal travel and dining and the Ink Business Cash for your small-business expenses, the rewards you can earn with your Ink Business Cash can be redeemed for up to 2 cents each, depending on the specific redemption, through the Chase Travel℠ portal or for travel partner redemptions when you transfer your points. (See your rewards program agreement for full details.)

Related: How long do Chase Ultimate Rewards take to transfer to partner programs?

Bottom line

The Ink Business Cash is one of the strongest no-annual-fee business credit cards available.

Between its generous welcome bonus, valuable bonus categories, built-in purchase protections and ability to earn Chase Ultimate Rewards points when paired with an eligible Chase card, it delivers outsize value without adding another annual fee to your wallet.

You also don't need a formal business or EIN to apply; freelancers and those with a side gig can qualify using a Social Security number instead.

For more information, read our full review of the Ink Business Cash.

Apply here: Ink Business Cash Credit Card