<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" media="screen" href="/~d/styles/rss2full.xsl"?><?xml-stylesheet type="text/css" media="screen" href="http://feeds.feedburner.com/~d/styles/itemcontent.css"?><rss xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0" version="2.0">

<channel>
	<title>The Raddon Report</title>
	
	<link>http://www.theraddonreport.com</link>
	<description>Research and Insight for Financial Institutions</description>
	<lastBuildDate>Thu, 31 May 2012 14:35:59 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.2</generator>
		<atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/rss+xml" href="http://feeds.feedburner.com/TheRaddonReport" /><feedburner:info uri="theraddonreport" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com/" /><thespringbox:skin xmlns:thespringbox="http://www.thespringbox.com/dtds/thespringbox-1.0.dtd">http://feeds.feedburner.com/TheRaddonReport?format=skin</thespringbox:skin><feedburner:emailServiceId>TheRaddonReport</feedburner:emailServiceId><feedburner:feedburnerHostname>http://feedburner.google.com</feedburner:feedburnerHostname><item>
		<title>How Likely Are Consumers to Use Remote Deposit Capture?</title>
		<link>http://feedproxy.google.com/~r/TheRaddonReport/~3/-4x5TJsYLXg/</link>
		<comments>http://www.theraddonreport.com/?p=7310#comments</comments>
		<pubDate>Thu, 31 May 2012 14:35:58 +0000</pubDate>
		<dc:creator>Louie Lambrou</dc:creator>
				<category><![CDATA[Chart of the Day]]></category>
		<category><![CDATA[consumer research]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[national consumer research]]></category>
		<category><![CDATA[raddon]]></category>
		<category><![CDATA[Raddon Fiancial Group]]></category>
		<category><![CDATA[RFG]]></category>
		<category><![CDATA[SPSG]]></category>

		<guid isPermaLink="false">http://www.theraddonreport.com/?p=7310</guid>
		<description>How Likely Are Consumers to Use Remote Deposit Capture?&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheRaddonReport?a=-4x5TJsYLXg:GcfeXaNwTm8:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheRaddonReport?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheRaddonReport/~4/-4x5TJsYLXg" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://www.theraddonreport.com/?feed=rss2&amp;p=7310</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.theraddonreport.com/?p=7310</feedburner:origLink></item>
		<item>
		<title>The New Business Model: Developing and Sharing Your Solutions with the World</title>
		<link>http://feedproxy.google.com/~r/TheRaddonReport/~3/tt_bpsJ-Pbw/</link>
		<comments>http://www.theraddonreport.com/?p=7315#comments</comments>
		<pubDate>Wed, 30 May 2012 19:04:50 +0000</pubDate>
		<dc:creator>Bob Dye</dc:creator>
				<category><![CDATA[Featured Article]]></category>
		<category><![CDATA[Interviews]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[Bank Technology News]]></category>
		<category><![CDATA[collaboration]]></category>
		<category><![CDATA[DNAapp]]></category>
		<category><![CDATA[DNAcrator]]></category>
		<category><![CDATA[Harry Gunsallus]]></category>
		<category><![CDATA[Open Solutions]]></category>
		<category><![CDATA[Overdraft Research Tool]]></category>
		<category><![CDATA[Redstone]]></category>
		<category><![CDATA[Redstone Consulting Group]]></category>
		<category><![CDATA[Redstone CU]]></category>
		<category><![CDATA[Top 10 Innovator]]></category>

		<guid isPermaLink="false">http://www.theraddonreport.com/?p=7315</guid>
		<description>Interview with Bank Technology News “Top 10 Innovator” Harry Gunsallus by Bob Dye, Raddon Financial Group general manager and chief operating officer&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheRaddonReport?a=tt_bpsJ-Pbw:klYoxDVQXNM:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheRaddonReport?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheRaddonReport/~4/tt_bpsJ-Pbw" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://www.theraddonreport.com/?feed=rss2&amp;p=7315</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.theraddonreport.com/?p=7315</feedburner:origLink></item>
		<item>
		<title>Would Consumers Watch a Video Ad While at an ATM to Avoid Paying a Surcharge Fee?</title>
		<link>http://feedproxy.google.com/~r/TheRaddonReport/~3/ciComYI2SUk/</link>
		<comments>http://www.theraddonreport.com/?p=7305#comments</comments>
		<pubDate>Tue, 29 May 2012 17:42:12 +0000</pubDate>
		<dc:creator>Louie Lambrou</dc:creator>
				<category><![CDATA[Chart of the Day]]></category>
		<category><![CDATA[consumer research]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[national consumer research]]></category>
		<category><![CDATA[raddon]]></category>
		<category><![CDATA[Raddon Fiancial Group]]></category>
		<category><![CDATA[RFG]]></category>
		<category><![CDATA[SPSG]]></category>

		<guid isPermaLink="false">http://www.theraddonreport.com/?p=7305</guid>
		<description>Would Consumers Watch a Video Ad While at an ATM to Avoid Paying a Surcharge Fee?&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheRaddonReport?a=ciComYI2SUk:pkISt6LurOY:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheRaddonReport?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheRaddonReport/~4/ciComYI2SUk" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://www.theraddonreport.com/?feed=rss2&amp;p=7305</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.theraddonreport.com/?p=7305</feedburner:origLink></item>
		<item>
		<title>Facebook: Friend or Foe</title>
		<link>http://feedproxy.google.com/~r/TheRaddonReport/~3/6YeU9voFmHM/</link>
		<comments>http://www.theraddonreport.com/?p=7275#comments</comments>
		<pubDate>Thu, 24 May 2012 17:08:35 +0000</pubDate>
		<dc:creator>Marcus Rothaar</dc:creator>
				<category><![CDATA[Payments]]></category>
		<category><![CDATA[Social Media]]></category>
		<category><![CDATA[advertising]]></category>
		<category><![CDATA[digital payments]]></category>
		<category><![CDATA[Facebook]]></category>
		<category><![CDATA[facebook advertising]]></category>
		<category><![CDATA[facebook credits]]></category>
		<category><![CDATA[FAcebook IPO]]></category>
		<category><![CDATA[friend or foe]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[online advertising]]></category>
		<category><![CDATA[PayPal]]></category>
		<category><![CDATA[social media]]></category>
		<category><![CDATA[Social Network]]></category>
		<category><![CDATA[social network advertising]]></category>

		<guid isPermaLink="false">http://www.theraddonreport.com/?p=7275</guid>
		<description>With last week’s arrival of the highly anticipated Facebook IPO, there are no shortage of pundits (and investors) offering their views on whether the social media giant will be the next tech boom (see Google’s IPO in 2004) or bust (see Time Warner’s purchase of AOL in 2000). At the heart of the debate is whether or not Facebook is truly worth a valuation somewhere in the neighborhood of $100 billion.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheRaddonReport?a=6YeU9voFmHM:7rJ8JC3WL-0:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheRaddonReport?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheRaddonReport/~4/6YeU9voFmHM" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://www.theraddonreport.com/?feed=rss2&amp;p=7275</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.theraddonreport.com/?p=7275</feedburner:origLink></item>
		<item>
		<title>What Percentage of Consumers Who Use a Foreign ATM Never Pay a Surcharge Fee?</title>
		<link>http://feedproxy.google.com/~r/TheRaddonReport/~3/88evW4Fp8xo/</link>
		<comments>http://www.theraddonreport.com/?p=7270#comments</comments>
		<pubDate>Thu, 24 May 2012 14:24:00 +0000</pubDate>
		<dc:creator>Louie Lambrou</dc:creator>
				<category><![CDATA[Chart of the Day]]></category>
		<category><![CDATA[consumer research]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[national consumer research]]></category>
		<category><![CDATA[raddon]]></category>
		<category><![CDATA[Raddon Fiancial Group]]></category>
		<category><![CDATA[RFG]]></category>
		<category><![CDATA[SPSG]]></category>

		<guid isPermaLink="false">http://www.theraddonreport.com/?p=7270</guid>
		<description>What Percentage of Consumers Who Use a Foreign ATM Never Pay a Surcharge Fee?&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheRaddonReport?a=88evW4Fp8xo:6oJhAua2AiE:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheRaddonReport?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheRaddonReport/~4/88evW4Fp8xo" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://www.theraddonreport.com/?feed=rss2&amp;p=7270</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.theraddonreport.com/?p=7270</feedburner:origLink></item>
		<item>
		<title>What Percentage of Households Use ATMs Not Owned by Their Financial Institution?</title>
		<link>http://feedproxy.google.com/~r/TheRaddonReport/~3/14Ch0HhJIEA/</link>
		<comments>http://www.theraddonreport.com/?p=7263#comments</comments>
		<pubDate>Tue, 22 May 2012 18:36:58 +0000</pubDate>
		<dc:creator>Louie Lambrou</dc:creator>
				<category><![CDATA[Chart of the Day]]></category>
		<category><![CDATA[consumer research]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[national consumer research]]></category>
		<category><![CDATA[raddon]]></category>
		<category><![CDATA[Raddon Fiancial Group]]></category>
		<category><![CDATA[RFG]]></category>
		<category><![CDATA[SPSG]]></category>

		<guid isPermaLink="false">http://www.theraddonreport.com/?p=7263</guid>
		<description>What Percentage of Households Use ATMs Not Owned by Their Financial Institution?&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheRaddonReport?a=14Ch0HhJIEA:fjPyCDdDCkw:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheRaddonReport?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheRaddonReport/~4/14Ch0HhJIEA" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://www.theraddonreport.com/?feed=rss2&amp;p=7263</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.theraddonreport.com/?p=7263</feedburner:origLink></item>
		<item>
		<title>To Branch or Not to Branch</title>
		<link>http://feedproxy.google.com/~r/TheRaddonReport/~3/9U2r4TVHnjc/</link>
		<comments>http://www.theraddonreport.com/?p=7225#comments</comments>
		<pubDate>Fri, 18 May 2012 15:08:53 +0000</pubDate>
		<dc:creator>Bill Handel</dc:creator>
				<category><![CDATA[Branching]]></category>
		<category><![CDATA[bank branch]]></category>
		<category><![CDATA[branch optimization]]></category>
		<category><![CDATA[branches]]></category>
		<category><![CDATA[building]]></category>
		<category><![CDATA[credit union branch]]></category>
		<category><![CDATA[delivery channels]]></category>
		<category><![CDATA[non-interest income]]></category>
		<category><![CDATA[Teller]]></category>

		<guid isPermaLink="false">http://www.theraddonreport.com/?p=7225</guid>
		<description>We have received many thoughtful responses to our article A Call to Action. Many of those responses centered around the future of branching. With so many new delivery channels emerging over the past ten to fifteen years, including online banking and mobile banking, are branches an anachronism of the past? Will the continued growth of online commerce relegate branches to the backwaters of delivery strategy? Or, on the other hand, is the cessation of new branch deployment, illustrated below in charts 1 and 2, simply a temporary respite likely to correct itself as the operating environment improves?&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheRaddonReport?a=9U2r4TVHnjc:iP9SlhINE9s:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheRaddonReport?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheRaddonReport/~4/9U2r4TVHnjc" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://www.theraddonreport.com/?feed=rss2&amp;p=7225</wfw:commentRss>
		<slash:comments>4</slash:comments>
		<feedburner:origLink>http://www.theraddonreport.com/?p=7225</feedburner:origLink></item>
		<item>
		<title>Protected: Bank CEO Strategies Group Spring 2012 Workshop Supporting Material</title>
		<link>http://feedproxy.google.com/~r/TheRaddonReport/~3/AGktam31sCY/</link>
		<comments>http://www.theraddonreport.com/?p=7250#comments</comments>
		<pubDate>Thu, 17 May 2012 21:22:12 +0000</pubDate>
		<dc:creator>Bill Handel</dc:creator>
				<category><![CDATA[Raddon Research]]></category>

		<guid isPermaLink="false">http://www.theraddonreport.com/?p=7250</guid>
		<description>There is no excerpt because this is a protected post.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheRaddonReport?a=AGktam31sCY:klSXrRlO_K0:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheRaddonReport?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheRaddonReport/~4/AGktam31sCY" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://www.theraddonreport.com/?feed=rss2&amp;p=7250</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.theraddonreport.com/?p=7250</feedburner:origLink></item>
		<item>
		<title>What Does Consumer Loan Demand Look Like in the Next 12 Months?</title>
		<link>http://feedproxy.google.com/~r/TheRaddonReport/~3/flwv5PtLYgo/</link>
		<comments>http://www.theraddonreport.com/?p=7215#comments</comments>
		<pubDate>Thu, 17 May 2012 15:50:56 +0000</pubDate>
		<dc:creator>Louie Lambrou</dc:creator>
				<category><![CDATA[Chart of the Day]]></category>
		<category><![CDATA[consumer research]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[national consumer research]]></category>
		<category><![CDATA[raddon]]></category>
		<category><![CDATA[Raddon Fiancial Group]]></category>
		<category><![CDATA[RFG]]></category>
		<category><![CDATA[SPSG]]></category>

		<guid isPermaLink="false">http://www.theraddonreport.com/?p=7215</guid>
		<description>What Does Consumer Loan Demand Look Like in the Next 12 Months?&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheRaddonReport?a=flwv5PtLYgo:Rq9lpcvywOw:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheRaddonReport?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheRaddonReport/~4/flwv5PtLYgo" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://www.theraddonreport.com/?feed=rss2&amp;p=7215</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.theraddonreport.com/?p=7215</feedburner:origLink></item>
		<item>
		<title>What Type of Organization Do Consumers Designate as Their Primary Financial Institution?</title>
		<link>http://feedproxy.google.com/~r/TheRaddonReport/~3/3QAWf3LFLME/</link>
		<comments>http://www.theraddonreport.com/?p=7208#comments</comments>
		<pubDate>Tue, 15 May 2012 20:04:34 +0000</pubDate>
		<dc:creator>Louie Lambrou</dc:creator>
				<category><![CDATA[Chart of the Day]]></category>
		<category><![CDATA[consumer research]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[national consumer research]]></category>
		<category><![CDATA[raddon]]></category>
		<category><![CDATA[Raddon Fiancial Group]]></category>
		<category><![CDATA[RFG]]></category>
		<category><![CDATA[SPSG]]></category>

		<guid isPermaLink="false">http://www.theraddonreport.com/?p=7208</guid>
		<description>What Type of Organization Do Consumers Designate as Their Primary Financial Institution?&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheRaddonReport?a=3QAWf3LFLME:4sF-IThqK9g:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheRaddonReport?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheRaddonReport/~4/3QAWf3LFLME" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://www.theraddonreport.com/?feed=rss2&amp;p=7208</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.theraddonreport.com/?p=7208</feedburner:origLink></item>
	</channel>
</rss>

