The Securities and Exchange Board of India (SEBI) released a consolidated Master Circular on June 24, 2024, to outline the comprehensive regulatory framework for Electronic Gold Receipts (EGRs). These digital instruments, which are classified as securities, represent physical gold stored in vaults and are traded on recognized stock exchanges. Understanding Electronic Gold Receipts (EGRs) Gold has long been traditionally held in physicalRead More

The post Understanding Electronic Gold Receipts (EGR) is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2).

Discover the top 10 Changes in Income Tax from April 1 2026: revised slabs up to ₹12.75L tax-free, expanded HRA, SGB rules, and NRI-friendly updates. Read More

The post Top 10 Changes in Income Tax from April 1, 2026 is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2).

As a financial planner based in India, I often encounter clients who are eager to reduce their tax liability but unsure where to begin. The good news? India’s tax system offers a variety of legal, efficient strategies to help individuals and families save money while building long-term wealth. Whether you’re a salaried professional, a businessRead More

The post Tax Saving Strategies in India for FY 2025–26 is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2).

It is rare to listen to a Budget Speech on a Sunday. Also rare that markets are open and by the time I am writing these, markets has lost around 2%, the largest single day fall on a Budget day in the last six years. Set against the backdrop of geopolitical instability, economic volatility andRead More

The post Budget 2026 – Impact on Investments, Taxation & NRIs is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2).

Gold remains a cornerstone of Indian portfolios, blending cultural appeal with financial prudence—especially for NRIs seeking diversification amid rupee volatility. Whether you’re buying physical bars for your locker or digital gold via apps, understanding the taxation of Gold Investments for NRIs is crucial to avoid surprises from the Income Tax Act, 1961, and GST laws.Read More

The post Taxation of Gold Investments for NRIs in India | All Types Explained is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2).

Stablecoins have emerged as one of the most talked–about innovations in the crypto universe. They promise the best of both worlds: the speed and programmability of cryptocurrencies, combined with the price stability of traditional money. Yet central banks – especially the Reserve Bank of India (RBI) – remain deeply sceptical about stablecoins & their roleRead More

The post Stablecoins: Promises & Perils is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2).

EPFO is overhauling the way employees access their provident fund with the launch of EPFO 3.0, turning a maze of 13 withdrawal rules into just 3 simple categories. Also it provides to make most claims auto-settled within hours instead of weeks. This shift is not just regulatory but a complete digital upgrade aimed at fasterRead More

The post EPFO 3.0 : New Changes from December 2025 is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2).

Share market frauds are more prevalent during bull runs. The so-called predators often look for vulnerable investors, especially those who are over-trusting, less informed, or who are not so caring, or investors who are out of India and face challenges to access information. Today’s post focuses on protecting yourself from share market fraud. These 2Read More

The post How to Save Yourself from Share Market Frauds is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2).

Gold purchase schemes offer a structured and affordable way for individuals to accumulate gold through regular, manageable monthly payments with jewellers or banks. These plans enable customers to gradually save up and purchase gold jewellery, coins, or bullion. They often come with added benefits such as discounts on making charges or value additions at maturity.Read More

The post Reality Behind Gold Purchase Schemes is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2).

Changes, changes & more changes… yes, that’s how the taxation works. They call it improvisation; we call it another burden added to the shoulder. But we cannot ignore it. NRI Taxation always goes through some changes, and 2025 is no exception. Since the ITR filing date is extended (Sept 5, 2025), here are the IncomeRead More

The post Income Tax Rules for NRIs in 2025 – Changes & Checklist is written by Madhupam Krishna appeared first on the TheWealthWisher (TW2).