Personal finance is much bigger than your ability to manage money.  Yes, at its roots it’s the application of financial principles where individuals and households budget, save, and spend monetary resources over time.  However, that definition does not do it justice because the subject is LOADED.

• it’s a lifestyle
• you dont have to be super frugal, save a lot, be the investor, make the most money, marry rich, be the sharpest tool in the shed, bargain hunting, etc
• need to create a lifestyle that works for you.
• as long your working towards your long-term financial objectives
• all of these methodologies are just pathways you can choose to get you there.  you can choose one pathway or multiple pathways that will work in tandem.

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1. Price Adjustments; Save Money AFTER the Purchase

Buy entire collections and parse them out into single collections.

Positives

consistent 20% ROI
I controlled my success
often controlled the market price

Negatives

time consuming
sense of urgency
requires large initial capital

No related posts. This post is a loner =(

1) Read the columns on the front page
2) do research on the most important sections of the wall street journal

DO RESEARCH

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1. The Creativity Journal of Awesomeness