Thirty Six Months

How to Negotiate a Killer Early Retirement Package in Canada: 2025 Guide

Marissa Anwar, MSc — Sun, 04 May 2025 02:44:49 +0000

Hey there — if your company’s dropping not-so-subtle hints that it might be time for you to “explore new opportunities” (ugh, corporate speak), I know exactly how that feels. One day you’re a valued team member, the next you’re getting side-eye when you mention long-term projects. But here’s what your boss won’t tell you: if...

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FHSA Contribution Limit 2025: How to Save $40K Tax-Free

Marissa Anwar, MSc — Mon, 21 Apr 2025 03:16:24 +0000

FHSA Contribution Limit 2025 Fast Facts Hey there, future homeowner! Remember when saving for a down payment meant choosing between tax benefits now OR tax-free growth? Not anymore. The First Home Savings Account combines RRSP‑style tax deductions with TFSA‑style tax‑free withdrawals. Introduced in 2023, the First Home Savings Account lets Canadians tuck away $8,000 per...

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Best TFSA Rates in Canada for Your Savings Goals

Marissa Anwar, MSc — Wed, 02 Apr 2025 21:51:00 +0000

Ever stared at your savings account and thought, “You had ONE job—grow my money”? If you’re nodding along, it might be time to give your TFSA the glow-up it deserves. Truth bomb: While the big banks are busy offering you a measly 0.05% interest on your hard-earned cash, a whole world of significantly better TFSA...

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Wealthsimple Review 2025: Why It’s My Primary Investing App

Marissa Anwar, MSc — Tue, 01 Apr 2025 02:42:24 +0000

One of the upsides of being the personal finance niche since 2011 is that I see when a new fintech tool hits the market- and Wealthsimple was one of those tools. I can hardly believe it’s been over 10 years since I first downloaded Wealthsimple. While I’ve been investing for a long time (TD E-series...

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Get Up to 4.5%: Canada’s Best High-Interest Savings Accounts (2025)

Marissa Anwar, MSc — Fri, 28 Mar 2025 04:28:09 +0000

So your money’s just sitting there in your chequing account, earning absolutely zilch while inflation keeps nibbling away at it? Been there. Time to get that cash working harder for you, friend. High-interest savings accounts (HISAs) are having a moment in 2025, with rates hovering in the 3-4% range at many online banks. That’s not...

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7 Tips for Traveling on a Budget

Marissa Anwar, MSc — Thu, 15 Feb 2024 06:41:00 +0000

Going on a spontaneous trip sounds great, but only if you have ample time and money to spare. If you want to explore exotic locations affordably, budget traveling may be the best option for you. That does not mean settling for anything less than the best, though. Here’s a list of tips and tricks you...

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The Pros and Cons of Incorporating Your Business in Canada: What You Need to Know

Marissa Anwar, MSc — Tue, 19 Dec 2023 19:55:52 +0000

Are you an entrepreneur looking to start or expand your business in Canada? Do you want to know the pros and cons of incorporating your business in Canada? If so, you may wonder whether this is the right move for your business. Incorporation offers several advantages, such as lower tax rates and increased credibility, but...

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Best Home Insurance in Canada – Your Ultimate Guide

Marissa Anwar, MSc — Tue, 05 Dec 2023 23:48:14 +0000

Finding the best home insurance in Canada can be a complex task. With a market filled with reputable companies, homeowners in Canada have a wealth of options. Discovering the best home insurance in Canada is key to safeguarding your most valuable investment – your home. With a wide variety of providers and coverage plans available,...

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What to Consider When Choosing a Bank

Marissa Anwar, MSc — Wed, 02 Aug 2023 01:10:22 +0000

Banks are a significant decision. Who you trust with your money requires more research than simply looking to see what hours they’re open so you can drop off a deposit. The following are essential things to keep in mind the next time you’re looking at which bank to go with. Safety for your Money What...

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Emergency Funds: Why You Need Them and How to Build Them Up

Marissa Anwar, MSc — Tue, 18 Jul 2023 22:28:57 +0000

It’s highly unlikely that any conversation I’ve had about personal finance in the last 10 year has not mentioned having an emergency fund. Emergency funds are an essential part of personal finance, providing a safety net in case of unexpected expenses or emergencies. This fund is a sum of money set aside specifically for the...

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