Source: www.billionbackrecords.com via Giphy 

The best time to grow wealth is when you’re in your twenties. But in an age where life is always greener in other people’s social media feeds, saving money almost seems to go against our need for acceptance and status.

Instead of comparing your life to someone else’s Instagram feed, we advocate being smart about minding your own wealth.Here are some handy principles to consider in your 20s for growing a solid financial future 움직이는 배경화면.

NB: Before making any big risky moves with your money, always speak to a financial advisor!

Source: www.billionbackrecords.com via Giphy

#1 Buckets & Budgets

The 20s is the most important stage to build good money habits. While your income is at entry level, the good news is that your debt and expense levels are also relatively low. At this stage in your life, your priority should be putting your money to work, and building your career.

Having a budget should be top priority.  A basic rule of thumb would be to organise your money into various ‘buckets’.  At least 10% of your salary should go towards an Emergency Bucket of at least RM10,000 왕가네 식구들. Then, you could look at a further 15% for long term savings and investments. Next, deduct what you need to repay loans or other debts. From the remaining balance, create a budget for expenses such as transport, food, mobile or internet bills, hanging out with friends, clothing, birthday presents and other needs.

If you have extra funds, you can then pop them into any big ticket items you want to buy, such as the down payment for a house, a car, that MBA or trip to the Maldives, etc.

Big ticket items are also important. For example, dropping your money into a house means that your investment will probably grow in value, while a car depreciates the moment you buy it cinema fonts. Also keep in mind that with ownership comes maintenance, insurance, taxes and other expenses that will be likely to crop up.

Find ways to reduce your spending, take public transport (it’s greener!) and look at making your hard earned money work harder for you!

Source: Matthew Broerman/Dribble via Giphy

#2 Pay off Your Debts

Speak to your parents or a financial advisor about managing your debts. At the start of your working career, you’re probably still repaying your student loan, or may have started a new home or car loan. Make reducing your debt a priority Heart Signal 2 Special. Have extra cash from your year-end bonus? Set a little aside for that new gadget you’ve been eyeing, but also consider sinking it into your loan(s). The sooner you get rid of debt, the more disposable income you have.

Credit cards are great for establishing your credit history and for emergencies. However, it does mean you might spend on unnecessary items. Watch your credit levels with an eagle eye as the interest on credit card balances tend to snowball over time 데일리모션 자막. Keeping a clean credit record will also come in handy for the future when you need a good credit history, for example – a loan to start your dream business. Use online tools to help you structure loan repayments and savings or investment plans.

Source: www.billionbackrecords.com via Giphy

#3 Get Insurance

Insurance plans work best when you’re young, simply because you have the luxury of time on your side 철권 태그 2. Health insurance premiums also cost less and can save you from unexpected medical expenses. Check out what your family has in terms of health insurance, and also what your employer covers you for, so that you don’t duplicate coverage.

As for a personal policy, speak to your family or a trusted advisor about the best policy for you as navigating the many different types of insurance policies can be daunting.

Remember  that the function of insurance is to guard against unexpected catastrophes and should not be treated as an investment.  While a comprehensive plan may help cover you from mishaps or illness, you may want to opt for minimal coverage versus optimal or extensive coverage, which may be more suitable for those married with families 석보체. Pay attention to what you can and cannot claim as sometimes low premiums could eventually mean higher expenses on your end.

If all goes well, there may be a little nest egg waiting for you at the end of your insurance term!

Source: www.billionbackrecords.com via Giphy

#4 Plan Your Retirement

There’s no time like your 20s to begin saving for your retirement because time and the magic of compound interest (interest which earns interest) is on your side.

We’re pretty attracted to the idea of retiring earlier than the usual age of 55.  Start by determining when you want to retire and how much you potentially need for a comfortable life after retirement 마블 코믹스 무료 다운로드. Bear in mind that there will be inflation, and that the costs of living will keep increasing. You may also need more healthcare when you’re older, so be sure to add in those costs.

You can find online tools that can help you calculate the amount you need to set aside for your retirement based on your current income. Simply input your salary amount, number of years to retirement and other details as prompted. As of 2017, the Malaysian government has also offered an incentive of RM1,000 to help start off your Private Retirement Scheme (PRS), so do some homework to discover which scheme appeals to you and get the ball rolling 카카오 그룹 pc 버전!

Source: www.billionbackrecords.com via Giphy

#5 Grow Me The Money

Apart from your Retirement Bucket, you should look at an Investment Bucket as well for growing your money. You can look at kickstarting your investment capital at anywhere from RM1,000 to RM10,000.

Next, check out different ways of investment which can bring earnings in the form of interest. This could be low-risk such as putting the money into a fixed term deposit or buying unit trusts or bonds. There are more exciting options such as buying shares from the Kuala Lumpur Stock Exchange, trading in gold or currencies Download Mackintosh. Because time is on your side, you can invest in more volatile investments such as shares because you can afford to wait out slow economic cycles and recoup your losses.

There are different investment strategies depending on your individual tolerance for risk. Just remember to keep diversifying your investments as you go along. For more information on investing in your 20s click here.

Here’s to a wonderful relationship between you and your money!

Read Next: 6 Tips on Solo Travelling for Ladies

The post 5 Ways to Grow Money in Your 20s appeared first on tongue in chic.

Here are 3 healthy money habits to adopt for a happier bank account 청와대 로고.

#1 Stick to the Plan

Having a budget, allocating exact amounts for what you need and sticking to it is a good way to stay on track ssat 다운로드. One of the most common ways you can hurt your bank account is with unexpected purchases.

When all your bills are covered, you have an emergency stash and savings have been put aside, look at how much disposable income you have left and consider what other obligatory expenses you may have to allocate money to: necessary rituals such as haircuts or a facial, birthday or wedding presents for the VIPs in your life 비트포트 다운로드.  If you still have money left over, consider putting some money towards the Big Ticket items that you might want – that Mansur Gavriel bucket bag or the big Gold Coast Surfing Trip you’ve been coveting 다음체 폰트.

Is there an unexpected sale on at your favourite store? Resist!  If an item is not on your allocated list – cease and desist 마비노기 다운로드! If you avoid unexpected or rash purchases, you won’t end up with things you didn’t want in the first place.  

#2 Waste Not

So, here’s the thing 윈도우 미디어 센터. You may have many things on your list that you don’t need, or aren’t fully utilising. Because we’re human, we sometimes sign up for gym memberships and never go 공포의 물고기 영화 다운로드. Or pay for beauty packages and let them expire. Online shopping may be another way to lose cash, especially if goods that you’ve ordered aren’t up to expectations and you don’t process our returns or refunds before the expiry date Windows 7 professional k iso. Online subscriptions to services or apps that you no longer use may be another money burner.

Take a closer look at your expense and “necessities” list and see where you can cut back Special Citizen. Less money spent unnecessarily is more money towards your financial goals!

#3 DIY

If someone would pay us for every latte we ordered, we’d probably be rolling in it. And if you expand that thought you’ll find that the same goes for a host of other things – lunches, blowouts, manis and pedis, laundry, your weekly cupcake fix?  

Opting for DIY instead of paying top dollar at cafes and salons could save you a lot of dosh. After all, the internet is full of tutorials and how-tos, and the truth is you have been suckered into buying all the gadgets and products that enable you to do it at home anyway. (amirite?)

Look at it this way, brewing your own gourmet coffee and mastering the art of the avo toast, or conquering that ceramic flat iron with tourmaline plates for perfect hair could take your bragging rights to a whole new level. Plus, your bank account will be all the better for it.

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Also See: 5 Ways to Grow Money in Your 20s

The post 3 Money Habits Your Wallet Will Thank You For appeared first on tongue in chic.

While we’re enjoying the food, fun, and family gatherings, it is important to remember that most of what we’re consuming is rich in fat, salt, and sugar. If you managed to adhere to a good puasa habit, over-eating now would reverse the benefits you worked so hard for Download Pokémon! You may end up gaining weight, and worsening medical conditions such as diabetes, high blood pressure, high cholesterol levels, high uric acid levels, gastritis, acid reflux, indigestion, and so on.

Whether it is fasting, festive, or regular seasons, you should always stick to the basic principles of eating in moderation, eating a balanced diet, and to stay active cash out payment. If you simply cannot avoid overindulging, do it only for one day, but you must immediately return to practising a healthy diet after that.

Here are some simple tips to eat right!

Eat Right Tip #1: Remove and Reduce the Bad

1. Remove excess oil in curry, sambal tumis, and goreng berlada dishes 소닉레이더.
2. Use chicken without skin and fat-trimmed meat.
3. Use half coconut milk and half low fat milk/yoghurt for curry, rendang, lontong/lodeh dishes.
4. Reduce sugar, oil and fat in recipes by cutting down half of the suggested portion.
5. Avoid artificial colouring in cookies/cakes/puddings – try natural colourings such as pandan leaf extract/juice or beetroot 성경 사전.
6. Avoid carbonated or sweetened cordial drinks – serve plain water.
7. Reduce intake of salty foods such as chips (kerepek/keropok) and processed foods (asam, jeruk, sweets).

Eat Right Tip #2: Add and Use the Good

1. Add natural ingredients such as onions, garlic, ginger, lemon grass, turmeric, meat stocks, lemon/lime, chillies, and vinegar Download windows card games.
2. Add high-fibre ingredients such as wholemeal flour, oats, muesli, fried/fresh fruits or vegetables when making cookies or cakes/desserts.
3. Use healthier cooking methods such as roasting, braising, oven-baking, and boiling.
4. Serve fresh fruits and vegetables (ulam/salads/acar/kerabu) at all times.

Eat Right Tip #3: Strategise Your Meals

1. Use small plates/bowls to eat smaller portions and reduce serving size Eclipse c++.
2. Plan your open houses to accommodate to your meal time; for example, attend according to your meal times – lunch, teatime, and dinner. If you have more invitations in between, eat and drink minimally.
3. Choose dishes with less oil, fat, coconut milk or sugar – take less gravy/sauces, and choose soup-based noodles such as soto and porridge 3d max 9 다운로드.
4. Avoid taking extra helpings – take small portions to avoid wastages and to reduce to tendency to overeat. Enjoy your food slowly!

Selamat Hari Raya, and happy feasting!

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The information in this article is contributed by Rozanna M. Rosly and edited by Tongue in Chic for publication.

Rozanna graduated in July 2000 from Leeds Metropolitan University with a Bachelor of Science degree with second class honours (1st division), having followed an approved sandwich programme in Dietetics Download google ebooks. Rozanna is currently the Head of Dietetic Services at UMSC.

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Read next: Road Trip: Genting Highlands Premium Outlets

Staying in town this holiday season? Take a quick road trip up to the Genting Highlands Premium Outlets for some wallet-friendly deals! Click here for our roundup Speechless sheet music.

The post The Good Raya: How to Eat Right appeared first on tongue in chic.

For the uninitiated, we’ve prepared a handy guide just for you!

SK-II Facial Treatment Essence

What is PITERA made from Download micropayments?

It is a naturally occurring ingredient that was discovered by chance! It all started from a sake (Japanese rice wine) brewery in Japan, where scientists in pursuit of a miracle ingredient for skincare, chanced upon aged workers who had “wrinkled faces but youthful looking hands”. Upon further investigation, they found that the workers hands were in constant contact with fermented liquid. The scientists got their much-awaited inspiration: yeast Compare beyond 4.

After sifting through 350 types of yeast, research led them to a particular strain which would later be widely known as PITERA. It contains over 50 micronutrients and it’s said to help you achieve crystal clear skin.

How does PITERA work?

Due to its richness in micronutrients, the makeup of PITERA is similar to NMF, or natural moisturising factors currency cop 다운로드. NMF is found in healthy skin and works by keeping the outer layer of the skin protected and hydrated. This ingredient gives your skin that extra boost you need especially in our modern lifestyle where we are constantly exposed to pollutants and aggressors like the dehydrating air-conditioned office, smog in the city, and UV rays in our tropical climate.

With the consistent application of PITERA, the barrier function of your skin will improve, protecting it and keeping it smooth and radiant spss 체험판 다운로드. At the same time, a good sebum balance on your skin is also established, so you don’t have to worry about oiliness and that glare in photos from a camera flash!

Fortunately, you don’t need to take the next flight out to Japan on a hunt for a sake brewery. Thanks to the scientists’ work, the first SK-II Facial Treatment Essence was created in 1980, and guess what it contains Big Hero 6? Over 90% PITERA. With the SK-II Facial Treatment Essence, all you need to do is incorporate it into your existing skincare routine: After the toner, before the moisturiser, and not forgetting to apply it on your neck too!

How can I try out PITERA for myself?

SK-II has become an established, ubiquitous skincare brand not without some serious achievements under its belt – the Facial Treatment Essence is even fondly known as ‘miracle water’ 엑스컴 에너미 언노운!

For the curious, a good place to start is the PITERA Welcome Set. This is an introductory kit that contains 3 items: Facial Treatment Essence (75ml), Facial Treatment Clear Lotion (30ml), and R.N.A. Power Radical New Age (15g) available at the price of RM252 Heir.

Get started on your journey with the PITERA Welcome Set

Also curious about the R.N.A Power Radical New Age? Read our review!

An alternative to try out is the PITERA First Experience Kit, which contains Facial Treatment Essence (75ml), 1 piece Facial Treatment Mask, and Facial Treatment Clear Lotion (30ml) priced at RM253 디지몬 마스터즈.

The SK-II PITERA First Experience Kit, an alternative to the PITERA Welcome Set

Would PITERA be effective for me?

After having tried out the SK-II Facial Treatment Essence for ourselves, we have to say that it truly deserves its nickname of ‘miracle water’ java se 6. After 4 decades, its ingredients have not changed, and neither has its magical effects on our skin.

The Facial Treatment Essence is also commonly known as “Miracle Water”

Add the SK-II Facial Treatment Essence to your arsenal of skincare products by purchasing it at the nearest SK-II store to you at RM695 (230ml).

Check out our in-depth 2019 review of the Facial Treatment Essence 오늘의 연애!

Let us know how you go!

Need something a little more targeted? Here’s our review of the SK-II Magnetic Eye Cream.

This is a sponsored piece written by Tongue in Chic on behalf of SK-II Malaysia. All opinions and text are ours.

The post The SK-II Secret Ingredient: A PITERA Review appeared first on tongue in chic.

Looking at the ‘Essence’ in Facial Treatment Essence

For something that has been around for as long as skincare regiments have been a thing, we’d normally say “no introduction needed”, but the origin story of the FTE is always worth a mention centos 다운로드!

SK-II’s Facial Treatment Essence is made up of more than 90% PITERA, which originated in Japan through a chance observation of an old Toji’s miraculously youthful looking hands with a stark contrast to his wrinkled face.

Yup, PITERA is a natural ingredient that contains over 50 micronutrients, and works to retain the natural functions of healthy skin, especially in hydration and radiance csi 라스베가스 시즌2 다운로드. Indeed – hydrated and radiant skin is natural, not unattainable features that need to be artificially introduced. As the largest organ of our bodies, it’s perfectly normal that the skin takes a lot of beating, from stress, pollution, and *ahem* cheat days when we consume less-than-ideal foods and drinks.

How to use the Facial Treatment Essence as the secret key to your skincare routine

Incorporating the FTE into your existing skincare routine is simple – just apply it after cleansing and toning your face autocad viewer. There are two ways to apply it – either with a cotton pad, or with your bare, clean hands. Let’s be real – the Facial Treatment Essence comes at a cost, and we’re sure you’d want to make use of every single drop. That’s why we personally recommend using your hands as it’s easier to see exactly how much you’re applying. If you still prefer the cotton pad route, you can always use them as eye masks after, to ensure no drop of PITERA is wasted in vain as unsupported content.

After applying FTE, don’t forget to finish it off with your regular moisturiser (don’t forget the neck!). We love the texture and feel of the essence because it’s super lightweight, so there’s no sticky feel after. A bonus for us is that it’s fragrance-free 파이썬 엑셀! We at TIC have been particularly excited about trying out SK-II’s Facial Treatment Essence after hearing thousands of success stories, and the promise of “crystal clear” skin it brings.

Before and After using the FTE

After a period of consistent applications, we were surprised to be able to see a clear ‘before and after’ difference – it looks and feels as if we’ve been diligent in exfoliating and using a hydrating mask 컴퍼니오브히어로즈2. Our skin is bouncier, fresher, and more radiant than it ever was. The secret is being consistent – the FTE improves skin barrier function to ensure that it’s protected from stressors and aggressors. Stopping halfway just means that every time you re-apply the FTE, it has to work harder to restore your skin to its natural state again.

To FTE or not to FTE Amazon Kindle?

We are permanently adding it as a member of our skincare routines. Enough said.

If you’re as sold as we are, you can get your hands on the Facial Treatment Essence online or look for the nearest store to you at RM232 (75ml), RM515 (160ml), or RM695 (230ml) D.C. app. The FTE is made exclusively in Japan, so don’t fall for anything else claiming to be cheaper, locally-made versions!

For those wanting to test waters for now, the PITERA Welcome Kit is the perfect choice. This introductory kit contains 3 items: Facial Treatment Essence (75ml), Facial Treatment Clear Lotion (30ml), and R.N.A. Power Radical New Age (15g) priced at RM 252 Download samsung printer.

Check out our review of the R.N.A. Power Radical New Age and a similar set here to help you decide about getting the PITERA Welcome Kit!

This is a sponsored piece written by Tongue in Chic on behalf of SK-II Malaysia. All opinions and text are ours.

The post SK-II Review: A Beginner’s Guide on how to use the Facial Treatment Essence appeared first on tongue in chic.

There’s a secret pleasure in reading a book with a past. A book once enjoyed by a stranger. Who was she and what was she like? Did she enjoy the book and is that soy sauce or the remnants of a dead bug which met an untimely death, entombed forever in those pages?

If you’re keen on getting good reads without breaking the bank 고도체 다운로드. Read on. Here are 10 places where you can get your book exchange game on.

#1 KL Book Exchange (KLBE)

Photo: KL Book Exchange

Avid reader Gladys Wong couldn’t bear to see hundreds of books being turned into scrap paper so, in 2014, she began organising monthly meetups where preloved books could find new owners. There’s only one rule. Bring one book and you may take another home. No fees, no time limits.

Wisma TM open-air car park, Taman Desa, 58100 Kuala Lumpur Download Google Books epub. Meets first Sunday each month, 845 am – 1045 am

#2 Subang Jaya Book Exchange Programme (SJBEP)

Photo: Subang Jaya Book Exchange

The programme administrators of this USJ-based book swap are more selective. Fiction and non-fiction books, as well as Malay and Chinese books, are welcome but it’s best not to bring your Sejarah textbooks, religious literature, and old newspapers to the SJBEP cabin in USJ 하츠네 미쿠. Mouldy, stained, old books with loose pages and overly yellowed pages are best kept to yourself too. Storytelling sessions are also hosted here regularly.

Subang Jaya Book Exchange Cabin, Jalan USJ 12/2F, Subang Jaya. Opens 3–5 pm on the first and third Sunday of each month Download xlstylestool.

#3 #LeBookieBooth, Jaya One

Photo: Tunku Scholars Association Malaysia

You may have spotted an antique red phone booth that looks rather out of place in Jaya One but did you know that it was created by the Tunku Scholars Association Malaysia, The School, and KLBE to encourage children to read? Well-kept books for youths of all ages are welcome. However, academic books, travel guides, and magazines will not be accepted. A one-for-one trade policy is also in place here 앨범넘기기소스.

#LeBookieBooth, The School at Jaya One, Jaya One, 72A, Jalan Universiti, PJS 13, 46200 Petaling Jaya. Opens 10 am – 9 pm daily.

#4 BookMoose Book Xchange, All Aboard Community Gaming Centre

Photo via @BooksOnTheMove

Though it’s mostly known as a place for tabletop gamers to gather and indulge in board games, this board game café in Damansara Jaya also has a chest full of books Download revo uninstaller. Books swapped need not be centred on gaming. You’re welcome to take a few titles home but do give some of your own in return.

All Aboard Community Gaming Centre, 40-2, Jalan SS22/25, Damansara Jaya, 47300, Petaling Jaya. Opens 6-11 pm on weekdays, 2pm-11 pm on weekends, closed on Tuesdays.

#5 Artisan Coffee, Section 13

Photo: Artisan Coffee

An initiative created by The KL Book Appreciation Club (KLBAC), the volumes in the initial collection were contributed by members of the local book club bol studio. General fiction books by well-known authors are most well-received. The entire initiative runs on trust. So, do leave a book as you take one and enjoy a good ol’ cup of joe while you’re at it.

Artisan Coffee, Lot 19, Jalan 13/2, Seksyen 13, 46200 Petaling Jaya Download flower stationery. Opens 8am-8pm daily.

#6 Real Food Mont Kiara

Photo: Real Food Mont Kiara

Another KLBAC initiative, the book barter station was set up in February this year to spread the love of books amongst Malaysians. This café is also a favourite of foodies on vegetarian, vegan, and gluten-free diets. This station currently lacks some fiction so stop by to trade a book or two or simply give some books for the love of literature 아이폰 드롭박스 사진!  

Real Food Mont Kiara, 1 Mont Kiara Mall, No. 1, Jalan Kiara, Mont Kiara, Kuala Lumpur. Opens 10am-9pm daily.

#7 Aku Cafe & Gallery

Photo: @PanggungLapan

Set up by a Malaysian film producer as a place for creatives to chat and hold discussions, this café-gallery hosts events revolving around music, motion pictures, food, and art 소드퀸. The book swap corner founded by KLBE in partnership with the café also allows purchases at RM5 per book.

Aku Café & Gallery, No.8, 1st Floor, Jalan Panggong, 50000 Kuala Lumpur. Opens 11am-8pm daily. Closed on Mondays.

#8 Itch 2 Switch

Photo: Itch 2 Switch

Book lovers may also switch new and preloved books with Itch 2 Switch founder Vannitha Balasingam at Amcorp Mall’s weekly flea markets on Saturdays or in Taman Desa by appointment. More exchange locations will be set up throughout the Klang Valley soon including one at Pop by Jaya One. The switch fee is 20% of the book’s saleable value. If the book is saleable for RM10, the switch value and fee of the book would be RM10 and RM2 respectively. Titles traded must belong to the same genre.

Meets every Saturday, 11am-6pm at Amcorp Mall flea market, 1st floor and at Taman Desa by appointment

#9 Penang Book Exchange

Photo: Penang Book Exchange

Simply bring your books to the northern offshoot of KLBE and gain literary treasures from other Penangite bibliophiles! And while you’re there, you could watch some performances and stroll through the arts and crafts market. Leave your car at home though and bike or use public transport to get there since the area around Beach Street is a car-free zone every Sunday.

In front of Alliance Bank, Beach Street, 10300 George Town, Penang. Meets every 3rd Sunday, 7am-1pm.

#10 Red Inn Court, Penang

Photo: Tripadvisor

Red Inn Court’s hostel owners incorporated Penang’s colonial heritage into the décor and mixed things up with up environmentally friendly facilities such as heat-recycled hot spa showers and eco-ventilators. The free library is open to both guests and the public. Fiction and non-fiction titles that inspire wanderlust are highly preferred.

Red Inn Court, 35C, 35, Jalan Masjid Kapitan Keling, George Town, 10200 George Town, Penang. Open 9am-5pm daily to the public and 24/7 to guests.

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See Also: The Culture of Vanity

The post 10 Spots to Get your Book Swap Game On appeared first on tongue in chic.

Tada! This series marks yet another bold design move from the beauty giant in collaboration with Australian artist and illustrator Karan Singh. It’s pop art, it’s op art, and we love how it embodies all the goodness that is inside the bottle Download the Starbucks logo. And if that’s not enough, SK-II just sent our favourite superstar Chloe Grace Moretz on a magical journey into Pitera Wonderland!

In this wonderland, experience the sheer power (and some might say, magic!) of Pitera, the key ingredient in the SK-II Facial Treatment Essence Limited Edition. The pop art design of the bottle says it all too: this product stands out in a league of its own.

Umm, can we get a one-way ticket to Pitera Wonderland too 유튜브 키즈 동영상? That’s definitely how we want to celebrate Christmas! The vibrant colors and playful designs perfectly capture the festive spirit – we’re in love!

Also need: that Christmassy glow on Chloe’s skin!

Tried and tested: Read our SK-II FTE review 윈도우7 professional!

It’s hard to believe that Chloe used to have cystic acne, and she looks like THIS now.

Chloe Grace Moretz’s Secret Key: The SK-II Facial Treatment Essence Limited Edition!

Chloë has been part of the SK-II family since mid-2018 in the #BareSkinProject Pooq Unlimited. All the more reason why we need to get a piece of her skincare regiment! Apart from olive oil and honey, Facial Treatment Essence (FTE) is the only skincare product she uses. This collaboration with Chloe says a lot about the authenticity and passion that goes into the making of this much-loved product. As an outspoken feminist and advocate of women’s rights, we believe that Chloe would have our best interests at heart!

We don’t know about you, but we’re partial to any skincare products the Japanese subscribe to (just look at them!) and we are sold at the serendipitous way SK-II was founded 새 찬송가 mp3. Millions of women worldwide love SK-II AND so does Chloë, ‘nuff said.

(Psst…we’ve also been loyal fans of the brand from way back when! For a more in-depth look, check out our SK-II Facial Treatment Essence 2019 review.)

This festive series also features the Pitera Wonderland Augmented Reality (AR) experience that you can try out at any SK-II counter Happy Merry! This should legit be a holiday destination!

So head over with your friends and grab yourself one of the FOUR festive packs: Aura, Heritage, Originals, or Youth… If you’re new to SK-II, their festive Welcome Set would be the perfect one for you! Or who knows, you could buy all of them and give away as Christmas gifts!

The design in the Heritage set is our favourite – talk about a Christmas must-have Download the lotto file! Definitely not the kind of product you need to stash away in a cosmetics pouch 😉 Also check out the SK-II Pitera Welcome Set.

Christmas gifting: sorted! Come join Chloe and the rest of the SK-II family in Pitera Wonderland. There’s no more excuse for you to spend this festive season in a dull and colourless world Download files from the web server! Share SK-II’s latest magic-in-a-bottle and spruce up your own arsenal of skincare products!

Where to buy?

Click here to find out more and search for the nearest retailers of the SK-II Facial Treatment Essence Limited Edition Download Dr. Eddie Smart! Spread the joy!

BRB, adding this to our Christmas wishlist!

The post Chloe Grace Moretz returns with SK-II’s Facial Treatment Essence Limited Edition for a Merry Magical Christmas! appeared first on tongue in chic.

You don’t always get the chance to wear a saree. Unlike the yesteryears, sarees are now usually reserved for special occasions. This is why girls like Michelle Tawa and Aniza Latiff get really excited whenever there’s a chance to don their sarees.

Michelle Tawa.

“Sarees are such beautiful garments that aren’t worn often, so I get really excited when weddings and Deepavali open houses happen! It’s the only time my sister and I ever get to wear it. Best part is that it comes in so many styles and colours, which gets me all excited when choosing one!”

Aniza Latiff.

“Sarees are worn for any Indian weddings, Deepavali, Thaipusam, other Indian festivals and even for Indian girls who are going to the temple Revenge of the glass. They are really difficult for me to tie and it also depends on the type of material used. There are many types of sarees and different ways of tying them. I think that it’s a traditional costume that we have to pass onto future generations… and also teach them how to tie!”

As a piece of cultural and personal memory

Like all ethnic costumes, sarees are representations of an ethnic group’s cultural heritage. Legend has it that the first saree was made based on a weaver’s imagination of an Indian lady: with tumbling hair, multi-coloured temperament, tears that sparkle, and her soft and fleeting touch.

Thus, the saree was born – a long, flowy, and smooth piece of cloth that is draped fittingly around a lady.

For Melanie Abraham, Kashmira Ravichandran, and Doria Elizabeth Au Raj, the saree is also a piece of personal memory 현대하모니 폰트. Sarees are like keepsakes, and sometimes even family heirlooms.

Doria Elizabeth Au Raj.

“I love wearing sarees because it is such a beautiful traditional outfit and you can wear it however you want. It has so many unique patterns and every saree are different in their own way. This particular saree is my grandmother’s. My grandmother is 80 years old. Thus, not only are they beautiful and unique, sarees can be handed down from one generation to the next provided you take good care of them.”

Melanie Abraham.

“I think sarees are so beautiful and personal. It is something you can tailor to your own style and pass down through generations. I have a saree at home that is made from the cloth of my grandmother’s saree and I think that’s really special because a piece of her is carried on but with a more current vibe added to it 거북이 come on 다운로드. My grandmother passed away when I was really young so the fact that I could make something wearable and traditional out of her saree cloth is what makes it even more special to me.”

While Kashmira didn’t inherit any sarees from her family members, wearing a saree will always remind her of her late mother:

Kashmira Ravichandran’s (right) family photo.

“I wore my first saree at 14 for a family portrait. It was our first ever family portrait when my mum was diagnosed with cancer and she helped me tie it. She had always helped me tie it. When I lost her, I didn’t know how to tie a saree even though I loved wearing them.”

Kashmira Ravichandran.

“In 2015, I had my university ball… a year after I lost mum. For months, I practised and had my best friend in university helped me. It was funny that I was learning how to tie a saree from my friend and not my mom. And it wasn’t perfect – not like how my mum would tie it. I’m not that good but I’m getting there. On the night of the ball, I danced so much and was constantly worried that it might fall off Work m16Server. Unfortunately, it did *laughs* because someone stepped on my pleats on the dance floor and Chad (below), my friend, saved me from the embarrassment and helped me tuck everything back in.”

“This photo was taken after the saree fell off!” she laughed.

As a fashion statement

Each saree is unique – no two designs are the same. The most luxurious sarees are handwoven, which can cost up to thousands of ringgit. The different designs and colours allow fashionistas to play around with it, matching petticoats with different saree designs and accessories as well.

Naddy Rahman loves to play around with the versatility of the saree, pairing it with different accessories and choosing vibrant colours to stand out in the crowd.

Naddy Rahman (right) and her friend (left).

“My experience wearing this saree has got to be one of the funnest moments I’ve had Naver Whale browser. It’s so much fun to play around with the accessories that goes with it too. Plus, I didn’t really have a hard time wearing it as it was tailor made and instant. Because the traditional sarees are a bit complicated to wear. Picked a really vibrant colour to be a little bit different!”

Not just for Indian girls

Malaysian girls of other races have also taken a liking to this traditional Indian costume. Jade Ng and Ireena Zain, who both love traditional wear, make it a point to have at least a piece of clothing that’s representative of each race.

Ireena Zain.

“Growing up, I’ve always had the traditional clothes of all the different races in Malaysia but I’ve never owned a saree. I only got my first saree 2 years ago! I guess I never got one before because I never had an occasion for it. So now every time I get invited to a wedding or a Diwali open house, I jump at the opportunity to wrap my saree beep sound effects!

 

I didn’t know how to tie a saree, so there’s this aunty who comes to clean at my friend’s house and also owns a bridal shop with her daughter. She knew how to tie sarees really well so she helped us out.”

Jade Ng.

“I’ve always loved traditional clothing of all kinds, and coming from a multiracial country, I’ve made it a point to have at least one from the 3 main races here. I do like how elegant sarees look but there’s always the problem of tying that large piece of cloth and magically turning it into a saree.

 

On one of the occasions in my church, I wore a saree and I thought to myself, “This time I don’t have any Indian friends at home to help me tie my saree. It’s okay, I’ve worn it before, I can manage”. I ended up going to church with a saree that looks like it was tied like a ‘sarong’, and, it’s falling apart as I walk further! borland c++! I had to drag one of my Indian friends to the ladies toilet and begged her to re-tie my saree for me. To all ladies who can tie a perfect saree, RESPECT! As for me, I am still learning.”

Juliet Syn Li (below) received her saree in the form of a birthday gift.

Juliet Syn Li.

“The saree itself was a birthday gift from one of my best friends. It was only my second time wearing a saree so I had to get a friend to help me tie it and not only that, it took several pins to keep it in place. There are a few ways to tie one but I chose a style that allowed me to cover my belly Download tvWorld. When I attended the wedding, people seemed surprised to see a Chinese girl in saree but I feel like if you live in this country you should be used to this by now. I felt very elegant in it though it made going to the bathroom such a hassle.”

However, with more and more girls like Jade, Ireena, and Juliet being so receptive towards the culture of others, we believe that we’re very close to achieving perfect harmony.

Its ability to evolve

Geetha Anbalagan (below) believes there is a reason why some young Indian girls dislike wearing sarees…

Geetha Anbalagan (right) and Lesly Leon Lee (left).

“This particular saree was cheap and it was experimental. I didn’t bother sewing an overpriced blouse for it and stopped doing that for my other sarees too. I bought an RM8 crop top and my skilled mother tied the saree for me Razer surround.

 

The reason why a lot of younger people don’t particularly like wearing sarees are could be because we’re so insistent on the saree being very traditional. Sarees are so versatile so I try to wear it in many different “styles”. But every time I do, people ask me why am I so exposed and inappropriate, how my short hair doesn’t go with it, etc.”

Geetha Anbalagan (left) and her sister (right).

“I’m not the biggest fan of culture or tradition but if we want it to continue, we need to be okay with it evolving. People should be allowed to experiment and make it their own; tie it short, tie it loose, tie it exposed, as long as they’re comfortable!

 

Sarees can be tricky to tie, not the best outfit to be in to answer nature’s call, and doesn’t provide the best mobility, but make it your own and it can be an exciting piece of clothing”

Share your saree stories with us!

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Words by Esther Chung.

Photo credits: Michelle Tawa, Aniza Latiff, Doria Elizabeth Au Raj, Melanie Abraham, Kashmira Ravichandran, Naddy Rahman, Juliet Syn Li, Jade Ng, Ireena Zain and Geetha Anbalagan 요세미티 dmg.

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Read Next: Celebrate Deepavali With These 5 Non-Costumey Outfits

Want something a little less fancy and a little more casual for your Deepavali celebrations? Click here for some great ideas!

The post Tangachic: Saree Stories appeared first on tongue in chic.

Things you’ll need:
+ 3 different nail polishes
+ Nail art brusI created this easy-to-follow template to make it easier for you to follow as you go along Download Venture Tycoon.

First start off with the spider web nail art.
Step 1: Paint your nails a solid colour Smartshare. You can use any colour, but a dark colour will make the lines of the spider web stand out more. I opted for black.
Step 2: Use your nail art brush, and white nail polish to draw a vertical line 해피데스데이.
Step 3: Add more vertical slunting lines, to create the base of the spider web.
Step 4: Make semi U shapes horizontally from each vertical line Automatic download on YouTube. You will slowly see the web design being formed.
Step 5: Continue the process of making the U shaped lines, until you are done 주 타이쿤.

For the spider designs, here’s the other template;
Step 1: Paint a small dot (for the spider’s head) itunes windows.
Step 2: Then add another round below that for the body using the same colour.
Step 3: Add a straight thin line from the body for legs 복면가왕 음악 다운로드.
Step 4: Then add another line from where the line (legs) ended.
Step 5: Continue that process until you’ve done 4 on each side of the body 인타임 자막.
Step 6: Once you are done, add a white line from the spider to make it look like it’s hanging from a web.

And here’s another example using a brighter colour,

+++

Image credit: Harmini Asokumar

Originally published 25 Oct 2013

The post How To: Spook Up Your Nails For Halloween With Some Spidery Nail Art appeared first on tongue in chic.