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		<title>Shopping disaster? How to get refunded.</title>
		<link>http://www.totallymoney.com/news/know-your-shopping-rights/</link>
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		<pubDate>Mon, 14 Jan 2013 08:00:11 +0000</pubDate>
		<dc:creator>Ruth Jackson</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://www.totallymoney.com/news/?p=20054</guid>
		<description><![CDATA[Shopping disaster? Unwanted gift? Faulty items? This is January so it&#8217;s time to review and return Christmas disappointments. This year up to 40% of clothing and between 5% and 10% of electrical goods and homewares bought online are returned to stores. So be in no doubt, you have a right to change your mind  If you&#8217;ve made a...  <a href="http://www.totallymoney.com/news/know-your-shopping-rights/" title="Read Shopping disaster? How to get refunded.">Read more &#187;</a>]]></description>
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		<title>80% of households are underinsured</title>
		<link>http://www.totallymoney.com/news/80-of-households-are-underinsured/</link>
		<comments>http://www.totallymoney.com/news/80-of-households-are-underinsured/#comments</comments>
		<pubDate>Tue, 08 Jan 2013 08:00:59 +0000</pubDate>
		<dc:creator>Ruth Jackson</dc:creator>
				<category><![CDATA[Home Insurance]]></category>

		<guid isPermaLink="false">http://www.totallymoney.com/news/?p=20059</guid>
		<description><![CDATA[If you get burgled in the coming weeks you may well find your insurance company doesn’t pay out as much as you would like. Millions of us are underinsured because we fail to review our contents insurance to take into account Christmas gifts and January sales purchases. Eight out of 10 households failed to increase their contents...  <a href="http://www.totallymoney.com/news/80-of-households-are-underinsured/" title="Read 80% of households are underinsured">Read more &#187;</a>]]></description>
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		<title>Are you due an ATM refund?</title>
		<link>http://www.totallymoney.com/news/are-you-due-an-atm-refund/</link>
		<comments>http://www.totallymoney.com/news/are-you-due-an-atm-refund/#comments</comments>
		<pubDate>Wed, 02 Jan 2013 08:00:35 +0000</pubDate>
		<dc:creator>Ruth Jackson</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Savings]]></category>

		<guid isPermaLink="false">http://www.totallymoney.com/news/?p=20050</guid>
		<description><![CDATA[HSBC and the RBS banking group have both announced rule changes that mean hundreds of thousands of us could be due a refund of money we left in cash machines. If you make a withdrawal from a cash machine but don’t grab all the cash it is retracted back into the machine after 30 seconds....  <a href="http://www.totallymoney.com/news/are-you-due-an-atm-refund/" title="Read Are you due an ATM refund?">Read more &#187;</a>]]></description>
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		<title>The best credit cards for the sales</title>
		<link>http://www.totallymoney.com/news/the-best-credit-cards-for-the-sales/</link>
		<comments>http://www.totallymoney.com/news/the-best-credit-cards-for-the-sales/#comments</comments>
		<pubDate>Fri, 28 Dec 2012 16:49:08 +0000</pubDate>
		<dc:creator>Ruth Jackson</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://www.totallymoney.com/news/?p=20045</guid>
		<description><![CDATA[As the January sales get into full swing millions of us will be hitting the shops in search of a bargain. But before you buy anything make sure you are armed with the right credit card. Using a credit card for your January sales purchases will not only give you extra consumer protection, it can...  <a href="http://www.totallymoney.com/news/the-best-credit-cards-for-the-sales/" title="Read The best credit cards for the sales">Read more &#187;</a>]]></description>
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		<title>Half of adults risk being rejected for a credit card</title>
		<link>http://www.totallymoney.com/news/half-of-adults-risk-being-rejected-for-a-credit-card/</link>
		<comments>http://www.totallymoney.com/news/half-of-adults-risk-being-rejected-for-a-credit-card/#comments</comments>
		<pubDate>Thu, 20 Dec 2012 16:41:52 +0000</pubDate>
		<dc:creator>Ruth Jackson</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://www.totallymoney.com/news/?p=20025</guid>
		<description><![CDATA[More than 25 million people may have their credit card applications rejected as providers tighten their lending criteria. To get the best deals on the market now you need to have a squeaky clean credit record. Research by Aqua Card found that a third of people in full-time employment and 32% who earn more than...  <a href="http://www.totallymoney.com/news/half-of-adults-risk-being-rejected-for-a-credit-card/" title="Read Half of adults risk being rejected for a credit card">Read more &#187;</a>]]></description>
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