Total Merchant Concepts Blog

Back To Basics For Business Success

Cheri Perry — Mon, 29 Jul 2024 12:00:00 EST

Sometimes we have to focus on the BASICS to get the complex issues ironed out in our lives and in our businesses! The credit card processing industry is a mess of fees, regulations, issues and the list goes on. Hopefully, these strategies below are useful to you. When you are done reading them, please visit our Facebook page (the link is listed below) to share your thoughts and ideas! Together, we can help each other out. #1- KNOW YOUR WHY When times get tough (financial barriers, customer issues, vendor challenges, employee concerns, etc.), we always take a step back and remind ourselves WHY we started our business in the first place and WHY we feel so blessed to be a business owner....

Leaving a Legacy With Your Business

Cheri Perry — Mon, 22 Jul 2024 12:00:00 EST

How does what you do for work, make a difference in the world? I know very few business owners who have not pondered the answer to that question! All of the hard work, planning, competition, and frustration (the list goes on and on) has got to be for something. So- have you considered what LEGACY you will leave with your business and your life's work? This month, we are taking a look at how we can make a long-term difference in the world by being intentional about the Legacy we leave with our business. We have created the following acrostic to give you something to think about when it comes to leaving your personal or professional LEGACY....

Clover: One of the essential tools to help your business grow.

Cheri Perry — Mon, 15 Jul 2024 12:00:00 EST

So how does a little green plant help your business? It might or it might not, but the Clover POS System has some great features that WILL! What is Clover? Clover is a POS (Point of Sale) system that can really give you a “step-up” with your card processing. With several options to choose from you can streamline your processing and other business activities as well! Here are a few of the Clover units available below. Clover Station Pro Clover station is a full-Featured POS for retailers, restaurants, and other businesses needing more than a credit card terminal, available with the cash register, menu, online ordering, voids, refunds, tips, reporting, etc....

3, 2, 1 Contactless

Cheri Perry — Mon, 08 Jul 2024 12:00:00 EST

As a business owner, you know “Staying in Contact” is a big deal, but these days so is being “Contactless”. Contactless payments are a fast, more secure, and hygienic way to make purchases with a debit or credit card, or a mobile wallet such as Apple Pay® and Google Pay™. Read on to learn why it’s becoming an increasingly popular and advantageous payment method for you as well as your customers. What are Contactless Payments? As the name suggests, it is a payment that you take using either a smartphone or a chip card that doesn't require physical contact from your customer to your payment solution....

Unpacking the Concept of Cash Discounting: A Strategic Approach for Business Owners

Cheri Perry — Mon, 03 Jun 2024 12:00:00 EST

In the ever-evolving landscape of commerce, business owners are continually seeking ways to optimize revenue streams while managing expenses effectively. One strategy that has gained popularity in recent years is cash discounting. Unlike surcharging, which involves adding fees to credit card transactions, cash discounting incentivizes customers to pay with cash by offering discounts. In this blog, we'll explore the ins and outs of cash discounting, its benefits, the challenges, and implementation strategies for savvy business owners. At its core, cash discounting is a simple concept: encourage customers to use cash for transactions by offering them a discount on their purchases....

There is NO PLACE LIKE YOUR Business

Cheri Perry — Mon, 27 May 2024 12:00:00 EST

In the movie The Wizard of Oz we all sat glued to the television set while the Scarecrow found his brain, the Tin Man found his courage, the Lion found his heart and Dorothy realized there was no place like home....

Se habla Espanol at TMC!

Jaime Navia — Mon, 20 May 2024 12:00:00 EST

At TMC, we are always looking for ways to support and add value to our community and small business owners all across the country. We are happy to announce that we have been growing our Service and Sales teams with Spanish- speaking members in order to make our interactions with our Hispanic merchants more fluid and diligent; no need for miscommunication or translation during calls, just a smooth experience so you can get back to growing your business as soon as possible! We are also thrilled to share the expansion of our DISC profile and team assessment program for the Hispanic community. We now have DISC Assessments available in Spanish on our website here. DISC was first developed by Dr....

To HIRE or Not to HIRE?

Cheri Perry — Mon, 13 May 2024 12:00:00 EST

I remember sitting in a job interview many years ago and being told I did not have enough experience to be awarded the job. How in the world was I supposed to GET experience if they would not hire me?? That particular ‘experience’ would season the way I would hire people as a business owner in the future....

Why Is Your Hair Wet?

Cheri Perry — Mon, 06 May 2024 12:00:00 EST

As a busy business owner, I sometimes fill my schedule to the brim - with barely enough time in between tasks. And so it was this past Friday when I quickly showered after a long drive home and rushed to the grocery store to pick up some items for a Lions Club event later that evening. As I was rushing through the aisles, grabbing the necessary items, I was stopped in my tracks by an inquisitive set of siblings. “How come your hair is wet”, the first brother asked. I had barely responded when the other brother asked, “How far away is your house?” As the inquiry continued, Mom was quick to apologize for the questions....

Automate payments with Invoicing & Recurring Billing

Cheri Perry — Mon, 29 Apr 2024 12:00:00 EST

Where’s the money?? Having to send out monthly statements, wait for the money to come in and then sending past due statements to the ones that “forgot” or “got lost in the mail” not only causes frustration but eats up a lot of time and energy. Why not automate the process and reduce that frustration! It's easy to do and will provide some immediate relief to your invoicing and recurring payments headaches! How can this help? Speed Up Payments Imagine spending less time chasing down payments! Relying on automation to send out payment reminders means MORE money in your pocket faster and less chasing down unpaid invoices....