﻿<?xml version="1.0" encoding="utf-8"?><rss xmlns:a10="http://www.w3.org/2005/Atom" version="2.0"><channel><title>Blog</title><link>https://www.ttcu.com/</link><description /><category>Saving</category><category>Finance</category><category>Education</category><category>Services</category><category>Savings</category><category>Categories</category><category>Credit</category><category>Lending</category><category>Security</category><a10:contributor><a10:name> </a10:name></a10:contributor><a10:contributor><a10:name> </a10:name></a10:contributor><a10:link rel="self" type="application/rss+xml" href="https://www.ttcu.com/feeds/ttcu-blog" /><item><guid isPermaLink="false">urn:uuid:ff7e3cf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2021/10/07/the-benefits-talk</link><a10:author><a10:name> </a10:name></a10:author><category>Saving</category><category>Finance</category><category>Education</category><title>The Benefits Talk</title><description>I know not everyone shares my excitement for benefits but knowing what your options are could benefit your finances in the long run.</description><pubDate>Thu, 07 Oct 2021 14:41:22 Z</pubDate><a10:content type="text">I know not everyone shares my excitement for benefits but knowing what your options are could benefit your finances in the long run.</a10:content></item><item><guid isPermaLink="false">urn:uuid:58793cf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2021/09/27/budget-building-101</link><a10:author><a10:name> </a10:name></a10:author><category>Education</category><category>Finance</category><category>Saving</category><title>Budget Building 101</title><description>Having a budget is one of the first step in managing your money. However, many people don’t even know where to begin.</description><pubDate>Mon, 27 Sep 2021 15:33:14 Z</pubDate></item><item><guid isPermaLink="false">urn:uuid:70723cf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2021/09/14/let-the-competition-begin</link><a10:author><a10:name> </a10:name></a10:author><category>Services</category><category>Education</category><category>Finance</category><title>Let the Competition Begin!</title><description>Zogo is a mobile app that takes the boring out of learning about finances. Impossible? Trust me; it's not!</description><pubDate>Tue, 14 Sep 2021 15:32:52 Z</pubDate></item><item><guid isPermaLink="false">urn:uuid:e5413cf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2021/07/07/set-it-and-forget-it</link><a10:author><a10:name> </a10:name></a10:author><title>Set It and Forget It</title><description>Many people take this same approach to their finances, unfortunately.</description><pubDate>Wed, 07 Jul 2021 14:51:51 Z</pubDate><a10:content type="text">A famous cooking infomercial told consumers they could “set it and forget it” when it came to cooking with a rotisserie grill. Unfortunately, many people take this same approach to their finances.</a10:content></item><item><guid isPermaLink="false">urn:uuid:8a233cf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2021/05/28/new-phone-fever</link><a10:author><a10:name> </a10:name></a10:author><category>Categories</category><category>Finance</category><title>New Phone Fever</title><description>I can’t decide what’s more painful, an emergency trip to the dentist or upgrading cell phones. </description><pubDate>Fri, 28 May 2021 16:05:34 Z</pubDate><a10:content type="text">I can’t decide what’s more painful, an emergency trip to the dentist or upgrading cell phones. </a10:content></item><item><guid isPermaLink="false">urn:uuid:0b163cf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2021/05/04/one-size-does-not-fit-all</link><a10:author><a10:name> </a10:name></a10:author><title>One Size Does Not Fit All</title><description>I'd take the advice and tips to heart, only to fail again and again.</description><pubDate>Tue, 04 May 2021 22:06:10 Z</pubDate><a10:content type="text">There are a ton of great financial resources out there. Websites like The Penny Hoarder and Nerd Wallet give you endless tips on managing your money. But let’s be honest – financial advice is not a one-size-fits-all.</a10:content></item><item><guid isPermaLink="false">urn:uuid:da043bf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2021/04/02/supermodel-parents</link><a10:author><a10:name> </a10:name></a10:author><category>Saving</category><title>Supermodel Parents</title><description>Every day, in hundreds of ways, they taught us that saving was the right thing to do.</description><pubDate>Fri, 02 Apr 2021 18:24:31 Z</pubDate><a10:content type="text">My parents were savings supermodels. They taught us that saving was the right thing to do.</a10:content></item><item><guid isPermaLink="false">urn:uuid:76f73bf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2021/03/11/is-fomo-keeping-you-poor</link><a10:author><a10:name> </a10:name></a10:author><category>Finance</category><category>Saving</category><category>Savings</category><title>Is FOMO Keeping You POOR?</title><description>Fear of missing out (FOMO) is legit, no matter how much or how little you have. </description><pubDate>Thu, 11 Mar 2021 22:08:56 Z</pubDate></item><item><guid isPermaLink="false">urn:uuid:e0e03bf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2021/02/01/every-cent-counts</link><a10:author><a10:name> </a10:name></a10:author><category>Finance</category><title>Every Cent Counts</title><description>From saving on convenience fees to driving store-to-store for the best sales, my mom could stretch a dollar. </description><pubDate>Mon, 01 Feb 2021 06:01:06 Z</pubDate><a10:content type="text">Ever since I can remember, my mother was frugal. From mailing a utility payment to save on the convenience fee to driving store-to-store for the best sales, she could stretch a dollar. </a10:content></item><item><guid isPermaLink="false">urn:uuid:65a33bf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2021/01/01/girl-power</link><a10:author><a10:name> </a10:name></a10:author><category>Finance</category><title>Girl Power</title><description>Money was not a topic of conversation when I was growing up.</description><pubDate>Fri, 01 Jan 2021 14:00:49 Z</pubDate><a10:content type="text">Money was not a topic of conversation when I was growing up. Even though my father worked in finance. This was partly due to the old-fashioned belief that men were the breadwinners, and women shouldn't be burdened with handling money.</a10:content></item><item><guid isPermaLink="false">urn:uuid:8fce3bf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2020/12/14/avoid-seasonal-fraud</link><a10:author><a10:name> </a10:name></a10:author><category>Security</category><title>Avoid Seasonal Fraud</title><description>Nothing would take the joy out of your holidays quite like being scammed.</description><pubDate>Mon, 14 Dec 2020 15:46:31 Z</pubDate><a10:content type="text">Nothing would take the joy out of your holidays quite like being scammed. Here are five of the most common scams that TTCU's staff have seen lately – and how to avoid them.</a10:content></item><item><guid isPermaLink="false">urn:uuid:a0c23bf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2020/11/19/scared-of-the-unknown</link><a10:author><a10:name> </a10:name></a10:author><category>Finance</category><title>Scared of the Unknown</title><description>I was raised in a middle-class family that lived paycheck to paycheck. My mother’s dream for me was that I would do better financially than she and my father. </description><pubDate>Thu, 19 Nov 2020 16:36:03 Z</pubDate><a10:content type="text">I was raised in a middle-class family that lived paycheck to paycheck. My mother’s dream for me was that I would do better financially than she and my father. To fulfill her dream, I had to be vulnerable and ask for help in a lot of aspects of my life.</a10:content></item><item><guid isPermaLink="false">urn:uuid:7abb3bf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2020/10/29/budgeting-for-beginners</link><a10:author><a10:name> </a10:name></a10:author><category>Saving</category><title>Budgeting for Beginners</title><description>Your first paycheck - Yay! But, now begins the hardest part, learning how to budget.</description><pubDate>Thu, 29 Oct 2020 17:53:41 Z</pubDate><a10:content type="text">My son just received his first real paycheck. Like most 18-year-olds, he didn't have an idea of how to spend his money other than to buy whatever he wanted. However, I had other plans. I want my son to make better financial decisions than I did.</a10:content></item><item><guid isPermaLink="false">urn:uuid:08a23bf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2020/09/28/the-5-dollar-myth</link><a10:author><a10:name> </a10:name></a10:author><category>Saving</category><title>The $5 Myth</title><description>Could the $5 you spend each day on coffee be better used to build something for the future?</description><pubDate>Mon, 28 Sep 2020 18:36:02 Z</pubDate><a10:content type="text">Could the $5 you spend each day on coffee be better used to build something for the future? No matter where you are on your financial journey, it's always important to be aware of how your money can work for you.</a10:content></item><item><guid isPermaLink="false">urn:uuid:598d3bf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2020/08/26/moving-out-lessons-learned</link><a10:author><a10:name> </a10:name></a10:author><category>Finance</category><title>Moving Out: Lessons Learned</title><description>I wish someone would have warned me that moving out on my own was going to be more difficult than I had imagined.</description><pubDate>Wed, 26 Aug 2020 21:00:17 Z</pubDate><a10:content type="text">I wish someone would have warned me that moving out on my own was going to be more difficult than I had imagined. It wasn't until a late-night phone call with a friend that I realized I didn't have the necessities. I really wasn’t prepared.</a10:content></item><item><guid isPermaLink="false">urn:uuid:a4613bf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2020/07/29/how-running-can-help-you-budget</link><a10:author><a10:name> </a10:name></a10:author><category>Saving</category><title>How Running Can Help You Budget</title><description>I have attempted the Couch to 5k running program more times than I can count.</description><pubDate>Wed, 29 Jul 2020 19:27:40 Z</pubDate><a10:content type="text">I have attempted the Couch to 5k running program more times than I can count. And each time, I quit midway through because it got too hard. That is, until this year - I finally completed the program. But what does running have to do with budgeting?</a10:content></item><item><guid isPermaLink="false">urn:uuid:93613bf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2020/06/29/my-momma-told-me</link><a10:author><a10:name> </a10:name></a10:author><category>Lending</category><title>My Momma Told Me</title><description>When it comes to making a large purchase such as a car or home, I've always heard that financially-savvy people shop around for the best interest rate. That's solid advice, for sure, but I never really knew how to shop around.</description><pubDate>Mon, 29 Jun 2020 05:02:01 Z</pubDate></item><item><guid isPermaLink="false">urn:uuid:6d463bf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2020/05/20/4-steps-to-an-emergency-fund</link><a10:author><a10:name> </a10:name></a10:author><category>Saving</category><title>4 Steps to an Emergency Fund</title><description>Recent developments in the world have really driven home the importance of having an emergency fund. The prevailing advice is to have three months of living expenses in an easily-accessible account. If you've achieved that goal – kudos to you!</description><pubDate>Wed, 20 May 2020 16:05:56 Z</pubDate></item><item><guid isPermaLink="false">urn:uuid:3c343bf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2020/05/18/get-pre-approved-before-house-hunting</link><a10:author><a10:name> </a10:name></a10:author><category>Lending</category><title>Get Pre-Approved Before House Hunting</title><description>When you're ready to buy a home, one of the smartest things you can do is get pre-approved for a mortgage before you start house hunting. Pre-approval means that a lender has determined that you're qualified to buy a house worth a certain amount of money.</description><pubDate>Mon, 18 May 2020 04:20:17 Z</pubDate></item><item><guid isPermaLink="false">urn:uuid:35153bf9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2020/03/10/the-upside-of-financial-upkeep</link><a10:author><a10:name> </a10:name></a10:author><category>Finance</category><title>The Upside of Financial Upkeep</title><description>Deferred Maintenance - I often hear this phrase in relation to home ownership or car maintenance. It's postponing simple maintenance to save money in the short term or from lack of knowledge.</description><pubDate>Tue, 10 Mar 2020 13:14:46 Z</pubDate></item><item><guid isPermaLink="false">urn:uuid:12ee3af9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2020/02/18/its-a-numbers-game</link><a10:author><a10:name> </a10:name></a10:author><category>Credit</category><title>It's a Numbers Game</title><description>I never paid much attention to my credit score. I’m sure someone checked it when I rented my first apartment, but I couldn’t have told you what it was. Then I started using a budgeting service and it was like getting a grade on a test.</description><pubDate>Tue, 18 Feb 2020 15:26:32 Z</pubDate></item><item><guid isPermaLink="false">urn:uuid:fcb83af9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2020/01/22/29-and-moving-out</link><a10:author><a10:name> </a10:name></a10:author><category>Finance</category><title>29 and Moving Out</title><description>Yep, you read that correctly and yes, I am the millennial you have heard about. I have lived with my parents for 29 years. By living at home, I have been able to pay down credit card debt and student loans.</description><pubDate>Wed, 22 Jan 2020 21:24:27 Z</pubDate></item><item><guid isPermaLink="false">urn:uuid:3bfc38f9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2018/03/15/adventures-in-house-hunting</link><a10:author><a10:name> </a10:name></a10:author><category>Lending</category><title>Adventures in House Hunting</title><description>There is no easy return policy when it comes to buying a home.</description><pubDate>Thu, 15 Mar 2018 21:11:11 Z</pubDate></item><item><guid isPermaLink="false">urn:uuid:bbf138f9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2018/02/24/life-happens</link><a10:author><a10:name> </a10:name></a10:author><category>Saving</category><title>Life Happens</title><description>In your family, does saving money frequently get pushed aside?</description><pubDate>Sat, 24 Feb 2018 18:29:23 Z</pubDate></item><item><guid isPermaLink="false">urn:uuid:21ea38f9-38e8-6a88-82b4-ff0000be8608</guid><link>https://www.ttcu.com/more/other/blog/blog/2018/02/07/bagel-vs-the-beach</link><a10:author><a10:name> </a10:name></a10:author><category>Saving</category><title>Bagel vs. the Beach</title><description>It’s not about depriving yourself, it’s about achieving the right balance.</description><pubDate>Wed, 07 Feb 2018 20:14:06 Z</pubDate></item></channel></rss>