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    <title>Brian's Blog</title>
    
    
    <link rel="alternate" type="text/html" href="http://www.briankossblog.com/brians_blog/" />
    <id>tag:typepad.com,2003:weblog-566390</id>
    <updated>2012-01-02T19:23:12-05:00</updated>
    
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        <title>Resolution #1: Don’t be a boiled frog!</title>
        <link rel="alternate" type="text/html" href="http://www.briankossblog.com/brians_blog/2012/01/resolution-1-dont-be-a-boiled-frog.html" />
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        <id>tag:typepad.com,2003:post-6a00d8341cd69c53ef01675fde9206970b</id>
        <published>2012-01-02T19:23:12-05:00</published>
        <updated>2012-01-03T09:50:14-05:00</updated>
        <summary>It’s okay to admit you haven’t done it. Your goals act like New Years resolutions. The world is pretty divided into those that take them seriously, set goals after introspection, and then try and design a plan to implement them,...</summary>
        <author>
            <name>Brian Koss</name>
        </author>
        <category scheme="http://www.sixapart.com/ns/types#category" term="Finance" />
        <category scheme="http://www.sixapart.com/ns/types#category" term="Mortgages" />
        <category scheme="http://www.sixapart.com/ns/types#category" term="Weblogs" />
        
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        <category scheme="http://sixapart.com/ns/types#tag" term="Dodd/Frank" />
        <category scheme="http://sixapart.com/ns/types#tag" term="goals" />
        <category scheme="http://sixapart.com/ns/types#tag" term="home loans" />
        <category scheme="http://sixapart.com/ns/types#tag" term="loan officers" />
        <category scheme="http://sixapart.com/ns/types#tag" term="mortgages" />
        <category scheme="http://sixapart.com/ns/types#tag" term="New Years Resolution" />
        <category scheme="http://sixapart.com/ns/types#tag" term="rates" />
        <category scheme="http://sixapart.com/ns/types#tag" term="refinance" />
        <category scheme="http://sixapart.com/ns/types#tag" term="SMART" />
        



    </entry>
    <entry>
        <title>Trade Ups to the Rescue?</title>
        <link rel="alternate" type="text/html" href="http://www.briankossblog.com/brians_blog/2011/12/trade-ups-to-the-rescue.html" />
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        <id>tag:typepad.com,2003:post-6a00d8341cd69c53ef01539440d947970b</id>
        <published>2011-12-09T13:32:39-05:00</published>
        <updated>2011-12-09T13:32:39-05:00</updated>
        <summary>As we say good bye to Barney I’m forced to look back on the push to House America from the White House and Congress and picked up by the biased GSEs. We have now seen the drop in minority lending...</summary>
        <author>
            <name>Brian Koss</name>
        </author>
        <category scheme="http://www.sixapart.com/ns/types#category" term="Current Affairs" />
        <category scheme="http://www.sixapart.com/ns/types#category" term="Finance" />
        <category scheme="http://www.sixapart.com/ns/types#category" term="Mortgages" />
        <category scheme="http://www.sixapart.com/ns/types#category" term="Weblogs" />
        
        <category scheme="http://sixapart.com/ns/types#tag" term="2012" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Barney" />
        <category scheme="http://sixapart.com/ns/types#tag" term="GSE" />
        <category scheme="http://sixapart.com/ns/types#tag" term="home buyers" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Home Loans" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Housing market" />
        <category scheme="http://sixapart.com/ns/types#tag" term="loan officers" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Mortgages" />
        <category scheme="http://sixapart.com/ns/types#tag" term="NAR" />
        <category scheme="http://sixapart.com/ns/types#tag" term="New Year" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Occupy Wall Street" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Rates" />
        <category scheme="http://sixapart.com/ns/types#tag" term="sales" />
        <category scheme="http://sixapart.com/ns/types#tag" term="tax credit" />
        



    </entry>
    <entry>
        <title>Stop Playing The HARP and Remove These Roadblocks!!!</title>
        <link rel="alternate" type="text/html" href="http://www.briankossblog.com/brians_blog/2011/11/stop-playing-the-harp-and-remove-these-roadblocks.html" />
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        <id>tag:typepad.com,2003:post-6a00d8341cd69c53ef015436b1fdec970c</id>
        <published>2011-11-07T10:54:53-05:00</published>
        <updated>2011-11-07T10:54:53-05:00</updated>
        <summary>Lots of interesting actions occurring these last few weeks. Most are interconnected and many explain why we are still in the malaise we are in as an industry, country and world. First is the general hand-wringing over the economy sliding...</summary>
        <author>
            <name>Brian Koss</name>
        </author>
        <category scheme="http://www.sixapart.com/ns/types#category" term="Current Affairs" />
        <category scheme="http://www.sixapart.com/ns/types#category" term="Finance" />
        <category scheme="http://www.sixapart.com/ns/types#category" term="Mortgages" />
        <category scheme="http://www.sixapart.com/ns/types#category" term="Weblogs" />
        
        <category scheme="http://sixapart.com/ns/types#tag" term="Appraisers" />
        <category scheme="http://sixapart.com/ns/types#tag" term="borrowers" />
        <category scheme="http://sixapart.com/ns/types#tag" term="debt" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Fannie" />
        <category scheme="http://sixapart.com/ns/types#tag" term="FHA" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Ginnie" />
        <category scheme="http://sixapart.com/ns/types#tag" term="government loans" />
        <category scheme="http://sixapart.com/ns/types#tag" term="HARP" />
        <category scheme="http://sixapart.com/ns/types#tag" term="HVCC" />
        <category scheme="http://sixapart.com/ns/types#tag" term="loans" />
        <category scheme="http://sixapart.com/ns/types#tag" term="money" />
        <category scheme="http://sixapart.com/ns/types#tag" term="mortgages" />
        <category scheme="http://sixapart.com/ns/types#tag" term="rates" />
        <category scheme="http://sixapart.com/ns/types#tag" term="REIT" />
        



    </entry>
    <entry>
        <title>Old Dogs vs. Puppies</title>
        <link rel="alternate" type="text/html" href="http://www.briankossblog.com/brians_blog/2011/10/old-dogs-vs-puppies.html" />
        <link rel="replies" type="text/html" href="http://www.briankossblog.com/brians_blog/2011/10/old-dogs-vs-puppies.html" thr:count="2" thr:updated="2011-10-17T18:19:52-04:00" />
        <id>tag:typepad.com,2003:post-6a00d8341cd69c53ef014e8c337ae6970d</id>
        <published>2011-10-12T10:10:15-04:00</published>
        <updated>2011-10-12T10:07:38-04:00</updated>
        <summary>You’ve heard me lament (maybe just influenced by my own inflexibilities and infirmities) about our aging population of mortgage peers. Attending MBA events these days is like attending 25 year college reunions, and I’m being generous on the “25”. (On a quick side note the NEMBA Newport conference was very well done in its offerings of speakers, panels and content. It was more driven to the principal, manager or executive but worth every penny).</summary>
        <author>
            <name>Brian Koss</name>
        </author>
        <category scheme="http://www.sixapart.com/ns/types#category" term="Current Affairs" />
        <category scheme="http://www.sixapart.com/ns/types#category" term="Finance" />
        <category scheme="http://www.sixapart.com/ns/types#category" term="Mortgages" />
        <category scheme="http://www.sixapart.com/ns/types#category" term="Sports" />
        <category scheme="http://www.sixapart.com/ns/types#category" term="Weblogs" />
        
        <category scheme="http://sixapart.com/ns/types#tag" term="appraisers" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Loan Officers" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Malcolm Gladwell" />
        <category scheme="http://sixapart.com/ns/types#tag" term="MMBA" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Mortgage" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Mortgage Industry" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Mortgages" />
        <category scheme="http://sixapart.com/ns/types#tag" term="NEMBC" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Rates" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Realtors" />
        <category scheme="http://sixapart.com/ns/types#tag" term="refinance" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Tim Braheem" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Tipping Point" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Training" />
        



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