US Credit Review

What can I do for you?

admin — Tue, 03 Jun 2008 22:29:18 +0000

I have posted alot of information on this site that I used to repair my own credit (a continuing process). I am very interested in hearing about what I can do to help you repair YOUR credit. Let me know what you need. :) email me a questions@uscreditreview.com addthis_url = 'http%3A%2F%2Fwww.uscreditreview.com%2Fwhat-can-i-do-for-you%2F'; [...]

Avoid being ensnared in the credit trap

admin — Sat, 26 Apr 2008 12:09:23 +0000

Credit. Is there any word that brings up such simultaneous feelings among consumers of dread, worry, and despair, mingled with hope and that unique feeling that one can simply ask for and receive anything on the planet? Few other concepts can bring forth such strong, opposing emotions as the ability to borrow untold sums of [...]

Build a killer credit score in 2008

admin — Fri, 18 Apr 2008 21:10:16 +0000

By Liz Pulliam Weston Understanding how credit works is about to become even more important. Not only has the subprime meltdown made almost all credit harder to come by, but Fair Isaac, the company that created the leading FICO credit score, has announced changes to its formula. As a result, some behaviors that may [...]

Avoid Credit Repair Service Scams

admin — Sat, 12 Apr 2008 16:21:27 +0000

Personally, I think that paying someone to fix your credit is a waste of money… There are SOME cases where I think it is appropriate to hire an attorney to assist you in dealing with issues you can’t deal with yourself but for the most part credit repair is something you can do yourself for [...]

Can I really fix my credit?

admin — Thu, 10 Apr 2008 00:00:45 +0000

What the information provided in this article does is help you fix ERRORS on your credit report and clean up those “questionable” items. While no one can legally remove accurate negative information from a credit report, the law does allow you to request a reinvestigation of information in your file that [...]

What do all the codes mean?

admin — Wed, 09 Apr 2008 23:24:43 +0000

When you first receive your Trans Union, Experian and Equifax credit reports, you might be totally lost. The information is coded in a way that is not immediately readable by the average consumer. Each credit report should arrive with a key that interprets the codes and indicators on the credit report. [...]

Steps I took to improve my credit rating

admin — Tue, 01 Apr 2008 17:24:11 +0000

I want to start with a disclaimer. I am not a lawyer, credit counselor, accountant or an expert on credit repair. I am a normal person, just like you, that has a desire to improve my credit rating so that I can buy a house for my family. I don’t think I have any advantages [...]

Consider the terms when choosing a credit card

admin — Tue, 01 Apr 2008 15:21:39 +0000

Most people get alot of “pre-approved” credit card offers constantly. The current wave of offers includes “cash back”. That is bait that you don’t want to take. I recommend you OPT OUT of prescreened credit card offers! Usually these offers state that you wil get a check for 1%-5% back on purchases made with the card. [...]

VIDEO: How to dispute an item on your credit report

admin — Mon, 31 Mar 2008 13:45:33 +0000

Here is a video I found on yesdebtfree.org that shows the exact steps to dispute an item on your credit report using Experian Online. Your Experian credit report is available from FreeCreditReport.com The video is best seen full screen… click the little full screen button on the video control to enable full screen. addthis_url [...]

Credit Repair: Self Help May Be Best

admin — Sun, 30 Mar 2008 15:56:38 +0000

reprinted from ftc.gov [pdf format] You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail. You may even get calls from telemarketers offering credit repair services. They all make the same claims: “Credit problems? No problem!” “We can erase your bad credit — 100% [...]