tag:blogger.com,1999:blog-20770411270380390752025-10-30T00:31:41.491+05:30This Blog has free access. I like to discuss and write on Personal Finance aspects like financial independence, wealth creating assets like equities, mutual funds etc., tax efficient investment options, question and answers on various personal financial issues.FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.comBlogger54125tag:blogger.com,1999:blog-2077041127038039075.post-80843841696721337632011-08-06T16:06:00.003+05:302011-08-06T18:47:09.852+05:30

Hello Readers, I am planning to develop Personal Finance Software Desktop application suitable for individuals. Plan to share it for free. My estimated efforts to get a basic version in place would be 6 months. Currently planned to be suitable for usage in India. Though can be adopted for other country locales. Whilst I do so this is an earnest request to share kind of features you think such

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-87602728326333281242010-10-11T14:58:00.000+05:302010-10-11T14:58:17.846+05:30

This is another stock I recommended in mid sixties then around October 2009. Its one year since then. Though I had given a target of 50% upside in nine months it took a while. Maybe due to being commodity stock in nature. I understand Binani Industries parent company is planning to delist the shares. Delisting price can be anywhere around Rs. 110/- - Rs. 120/- per share but then it would be

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-41000759435140878482010-10-11T14:51:00.000+05:302010-10-11T14:51:47.878+05:30

Hi Readers, I had recommended this stock at Rs 24/- in my value pick and small cap segment on Aug 31st 2009. Since then it has trebled. No doubt had been a slow mover but given the fact that it has been consistent dividend paying company and paid dividend of around 5% yield on then market price. I had mentioned it is young and haven't caught market frenzy. It looks like finally it has caught

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-80760534515288834992010-03-31T11:41:00.001+05:302010-03-31T11:41:10.285+05:30

Listed below is quick check list of data to be needed for close of FY10 as of 31 Mar 2010 end of day(eod)1> Dividend received through the year 09-102> Interest earned on FD/RD or other tax saving instruments3> Statement of Demat account as well as Demat holding eod 31 Mar4> All tax saving investment proofs5> Statement of Medical reimbursement claimed6> Any LTA claimed and supporting documents7>

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-26275862926401785752010-03-23T08:23:00.002+05:302010-03-23T08:27:14.814+05:30

Click here to view /download Compounded Annual Growth Rate (CAGR) calculator for regular monthly savings at varied rate of interest. This is an important utility for calculating compounded annual growth rate (CAGR) given regular monthly investments, period (in yrs) and at targeted interest p.a. The worksheet calculates interest annually and not monthly. Though I have tried to maintain accuracy

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-30968740837805400462009-12-11T10:45:00.002+05:302009-12-12T16:51:29.966+05:30

As recommended Cox & Kings to buy in IPO hasn't disappointed us. Cox & Kings listed at 344 on BSE one can book partial profits at 385+ and hold remaining for long term. Partial profit booking will help us average out buying price and hence act as cushion of safety. Happy Investing!

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-64506478808033413362009-11-18T09:58:00.001+05:302009-11-18T09:58:29.191+05:30

Cox and Kings:IPO Opens: 18th Nov 2009Closes: 20th Nov 2009Rating: ****Recommendation: SubscribeFairly valued IPO after long timeIssue details below:The company will raise more than Rs 610 crore from the issue, out of which it will get over Rs 509 crore and the rest will be given to shareholders. CARE has assigned a 'CARE IPO GRADE 4' to the proposed IPO. CARE IPO Grade 4 indicates above average

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-69938160646868982212009-11-11T12:52:00.002+05:302009-11-12T11:01:09.228+05:30

Target 1 Achieved, move stop loss to just below 85 and hold on for T2 and T3

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-51108656106386534412009-11-10T11:03:00.002+05:302009-11-12T11:01:29.571+05:30

Buy call on both CMP 85.50 Stop Loss: just below 80 Target Indian Hotel: T1: 90, T2: 94 T3: 99 Target 3i Info: T1: 89, T2: 94, T3:99

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-29053668525854203852009-11-02T21:42:00.000+05:302009-11-02T21:42:12.768+05:30

One of the reasons (not the only reason) that we work almost 9-10 hours a day is to earn money and livelihood for a better and secure future. One of the biggest ironies of life is though we work for Money yet we don’t dedicate enough time in understanding utilization of the Money. This is more like we are slaves of money, working for it, rather than make money work for us. Try and introspect

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com1tag:blogger.com,1999:blog-2077041127038039075.post-25786833101030500312009-10-28T19:10:00.002+05:302009-11-04T19:48:08.106+05:30

The stock markets in past two days have taken a down turn and become quite volatile in Indian capital markets. This was more accentuated by the fact that our market are nearing expiry and also credit policy announcement was a bit negative in the sentiments. Some of the most crucial support levels like 4950 and 4850 have broken down next crucial level on Nifty is 4730. In case if 4730 is also

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-77440951905566944942009-10-23T11:07:00.001+05:302009-10-23T11:07:10.335+05:30

Binani Cement a part of Braj Binani Group. The Braj Binani Group is a well-diversified industrial house with a 138-year history behind it. Today, the group is actively working in the core sectors of Cement, Zinc, Glass Fibre and Downstream Composite Products. Binani Cement Limited is the flagship subsidiary of Binani Industries Limited (BIL), the Braj Binani Group. It?s a cement manufacturer with

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com2tag:blogger.com,1999:blog-2077041127038039075.post-48640184419881874642009-10-23T09:45:00.001+05:302009-10-23T09:45:30.241+05:30

Buy Reliance Media Works (Foremer Adlabs) at CMP 328 with Stop Loss at 310 for Target of T1 360, T2 376. T3 392 in next 1-3 Months.Fell of 8-9% yesterday due to weak global cues, bounce back expected today following good quarterly results.Trigger: Good results declared after market closing yesterday. Possible Rights issue in near future.Disclaimer:Please note that the stocks in Quick Pick segment

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-23484418910028236232009-10-21T19:47:00.000+05:302009-10-21T19:47:29.123+05:30

You can now access your Credit Information Report (CIR) directly from CIBIL. As you may be aware, your CIBIL CIR is a factual record of your credit payment history compiled from information received from credit grantors. The purpose is to help credit grantors make informed lending decisions - quickly and objectively, and enable faster processing of your credit applications to help provide you

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com1tag:blogger.com,1999:blog-2077041127038039075.post-57686990082020631282009-10-21T19:01:00.005+05:302009-10-21T19:23:06.636+05:30

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-2564280072684499062009-10-20T12:52:00.001+05:302009-10-21T19:20:45.089+05:30

FinWin is recommends buy on XPRO India Limited as a Quick Pick for short term this stock can also be held for long term perspective, click for details on XPRO India for report published earlier as value pick Short Synopsis: MCap.(Rs. in Cr.)  26 YTD Sales Growth 10 - 20 % BV (Rs.)  97.65 YTD Profit Growth 50% Div. Yield (%)  4.16

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-92003040034674702892009-10-20T12:10:00.001+05:302009-10-21T19:21:31.700+05:30

CMP:822 T1: Target 1 800 achieved (appreciation 8% from recommended price) Approaching T2: Target 2 (11% appreciation) Strategy book partial profit around T2 level and hold rest with stop loss at 789 QuickPick Tracker Cheers! FinWin

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-10314034606962465392009-10-17T08:18:00.005+05:302009-10-18T18:58:25.010+05:30

In this article I am analyzing Historical Returns generated by Sensex since its inception and logical conclusion derived on basis of the facts and figures. In one of the earlier post FinWin recommended investment into Index ETF mentioning that one doesn't need to invest time, follow or track the underlying constituent  for performance if a person has long term investment horizon i.e. 10+

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com3tag:blogger.com,1999:blog-2077041127038039075.post-36109805489830573532009-10-16T20:07:00.000+05:302009-10-16T20:07:36.553+05:30

KCP Limited a part of KCP group offers lucrative fixed deposit scheme: Highlights: Non-Cumulative Deposit Tenure: 1 to 3 years Rate of Returns: 10 to 10.5 % p.a. Min. Investment: INR 21000/- and thereafter in multiple of 1000 Payout: Quarterly Risk: Credit rating from Credit rating agency not known (check website for more details) Cumulative Fixed Deposit Tenure: 1 to 3 years Rate of Returns:

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-14989810940568387312009-10-16T09:47:00.002+05:302009-10-16T19:26:06.762+05:30

FinWin is recommending buy on Jindal Saw Limited as a Quick Pick for Short Term. I will post more detailed analysis soon. Short Synopsis: CMP: 741 EPS: 58 P/E Ratio: 13 BV: 532 P/Book: 1.4 3 Yr CAGR Sales Growth (%) : 30.x 3Yr CAGR Profit Growth (%) : 50 Buy at CMP with stop loss of Rs. 700* Risk reward ratio: 1:3 TGT: 15 - 20 % in next 1-3 months time horizon T1: 800, T2: 825, T3: 850 *By

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-80076237634958260962009-10-14T19:51:00.002+05:302009-10-14T19:55:02.549+05:30

One of the reader of my blog posted me a query asking me What would be Top Three Investment Ideas this Diwali? The said reader of my blog needs investment idea for this Diwali under the below mentioned constraint  1. Neither he has enough time to research and keep track of Equity / Company performance NOR enough knowledge to do value picks.2. Wants to remain invested and put in regular sum,

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com1tag:blogger.com,1999:blog-2077041127038039075.post-1691158146691180742009-10-11T19:09:00.010+05:302009-10-11T19:42:26.781+05:30

One of the most intriguing aspects of investing is investing in equities. Equities are high risk high reward vehicles of investments. Given their high risk nature one should scientifically approach this investment alternative. Equities can be dealt with directly i.e. investing directly in the stock market or through a mutual fund where experts manage our funds. A small amount of equity exposure

Adityahttp://www.blogger.com/profile/17911658327453286543noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-73723149991879333592009-10-10T11:05:00.000+05:302009-10-10T11:05:53.716+05:30

Bull Market - A random market movement causing an investor to mistake himself for a financial genius. Bear Market - A 6 to 18-month period when the kids get no allowance and the wife gets no jewelery Momentum Investing - The fine art of buying high and selling low. Value Investing - The art of buying low and selling lower. P/E ratio - The percentage of investors wetting their pants as the Market

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0tag:blogger.com,1999:blog-2077041127038039075.post-11947312950626281022009-10-08T18:57:00.000+05:302009-10-08T18:52:48.615+05:30

SENSEX, first compiled in 1986, was calculated on a "Market Capitalization-Weighted" methodology of 30 component stocks representing large, well-established and financially sound companies across key sectors. The base year of SENSEX was taken as 1978-79.  SENSEX today is widely reported in both domestic and international markets through print as well as electronic media. It is

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com1tag:blogger.com,1999:blog-2077041127038039075.post-62301555030671864022009-10-07T20:13:00.002+05:302009-10-16T20:08:08.138+05:30

Jaiprakash Associate Limited a part of Jaypee group offers lucrative fixed deposit scheme: Highlights: Non-Cumulative Deposit Tenure: 1 to 3 years Rate of Returns: 11 to 12 % p.a. Min. Investment: INR 10000/- to INR 15000 depending on payout terms Payout: Monthly and Quarterly Risk: Credit rating from Credit rating agency not known (check website for more details) Cumulative Fixed Deposit

FinWinhttp://www.blogger.com/profile/15962295934065923676noreply@blogger.com0