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	<title>The Wallace &amp; Kelly Real Estate Blog</title>
	<link>http://wallaceandkelly.com</link>
	<description>"All Things Real Estate and Some Other Stuff Too..."</description>
	<lastBuildDate>Fri, 05 Mar 2010 17:10:34 +0000</lastBuildDate>
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		<title>It may be a scam if…</title>
		<description><![CDATA[When ever there&#8217;s an economic downturn, the scam artists come out of the woodwork. Well guess what? They are here and they are here in full force. If you&#8217;re having trouble making your mortgage payments, and/or if you&#8217;re already in foreclosure, here are a few tips to remember if you get a phone call or if [...]]]></description>
		<link>http://wallaceandkelly.com/2010/03/05/it-may-be-a-scam-if/</link>
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		<title>Appraisals and the Catch 22</title>
		<description><![CDATA[So, the other day at the marketing meeting I was bemoaning the trials and tribulations of a certain transaction with yet another appraisal gone bad and a very reputable appraiser in town who was eaves dropping asked if he could interject some of his experiences. Well, being the perfect gentleman that I am I said [...]]]></description>
		<link>http://wallaceandkelly.com/2010/03/02/appraisals-and-the-catch-22/</link>
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		<title>The American Dream. Is it still Alive?</title>
		<description><![CDATA[Well, I&#8217;m sure that there are some, maybe more than some, cynics that would love to argue that the American Dream is dead. In these days where the seller isn&#8217;t really a seller, you know, the kind that blood runs through their veins, the process can feel very detached. There&#8217;s almost never a connection between [...]]]></description>
		<link>http://wallaceandkelly.com/2010/02/26/the-american-dream-is-it-still-alive/</link>
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		<title>HVCC (Home Valuation Code of Conduct) or How we misplaced the baby after throwing out the bath water.</title>
		<description><![CDATA[HVCC? Home Valuation Code of Conduct&#8230;.
Really?! Here is one more example of how a well intentioned albeit not well thought out regulation is complicating the transaction by messing with the appraiser. Let me explain&#8230;.. We now have an additional level of management that draws money away from the already low (in my opinion) cost of [...]]]></description>
		<link>http://wallaceandkelly.com/2010/02/22/hvcc-home-valuation-code-of-conduct-or-how-we-misplaced-the-baby-after-throwing-out-the-bath-water/</link>
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		<title>Getting the Short Sale approved (two loans) can be a win-win-win-win-win. That’s win x 5</title>
		<description><![CDATA[Well, it&#8217;s getting more and more complicated and in order for a short sale with two loans to happen, the second lien holder has to drop the lien and if they don&#8217;t, there&#8217;s no sale. Unfortunately for the seller, and the REALTOR, both of the lenders (lien holders) have some control. I just want to point [...]]]></description>
		<link>http://wallaceandkelly.com/2010/02/19/getting-the-short-sale-approved-two-loans-can-be-a-win-win-win-win-win-thats-win-x-5/</link>
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		<title>Playground for the old kids</title>
		<description><![CDATA[I have an idea&#8230;. Let&#8217;s start building these parks in U.S. cities all across our great country.
Kelly&#8230;
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		<link>http://wallaceandkelly.com/2010/02/11/playground-for-the-old-kids/</link>
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		<title>Think banks are losing money on that Short Sale?</title>
		<description><![CDATA[ 

 Wow, that is about all I can say for now&#8230; It will take me a few minutes for me to pull my jaw up off the floor after I watched this short little video. Thank you Nick for sharing this with all your Facebook friends. Please take about 2 minutes and watch this video and then [...]]]></description>
		<link>http://wallaceandkelly.com/2010/02/09/think-banks-are-loosing-money-on-that-short-sale/</link>
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		<title>Are we eating ourselves out of house and home?</title>
		<description><![CDATA[ 
What a great article I ran across at www.active.com and I can&#8217;t think of any better time to post it than now, right after the Super Bowl Party, well except for maybe just before the Super Bowl party.  Too many of us wind up at these parties and graze all day long at the table [...]]]></description>
		<link>http://wallaceandkelly.com/2010/02/08/are-we-eating-ourselves-out-of-house-and-home/</link>
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		<title>Service after the close. Always call your REALTOR !!!!!!</title>
		<description><![CDATA[OK, I understand not wanting to unduly bother your REALTOR after you close escrow on your new home. But when you first take possession of your new abode, especially if you&#8217;re a first-time home buyer, there are usually lots of questions that need answers and your agent is the logical choice, and usually the best [...]]]></description>
		<link>http://wallaceandkelly.com/2010/02/05/service-after-the-close-always-call-your-realtor/</link>
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		<title>REALTORS, thinking about updating your hardware?</title>
		<description><![CDATA[
Well, we went to a technology seminar the other day and in talking with other REALTORS, it became evident that most REALTORS don&#8217;t really have a resource for advice, information or just a shoulder to cry on when it comes to new hardware or software. So I came back to the office and did a [...]]]></description>
		<link>http://wallaceandkelly.com/2010/02/03/realtors-thinking-about-updating-your-hardware/</link>
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