Saving more money on car insurance
Well, I told the world that I saved $330 by switching to Geico from AAA a few months back. I mentioned in that post that I really liked dealing with the insurance gal that I was dealing with. She has always been very helpful and since we have developed a bit of a relationship it makes it much more enjoyable dealing with her.
Saving another $200 a year on car insurance
She emailed me about a week ago asking me if I would be open to her getting me a new quote with a few other insurance companies. Of course, why not? So, she ran it and she seemed to be very excited to tell me that she could get me the exact same coverage for $200 cheaper per year than Geico.
The new company is America First/Liberty Mutual who coincidentally just recently purchased Safeco. I don’t know much about this company. I think the truth about whether or not it is actually a good deal remains a secret until you have a claim. Dealing with AAA on a claim turned out to be quite difficult, so that made the decision to switch even easier. Hopefully I never have to find out how good America First is…
My car insurance lesson
The lesson learned here is that I have saved $530 on my car insurance (keeping the same coverage and limits) over the last 6 months. I didn’t really think I was paying very much, but I am glad I shopped around. It is something to think about.
A while back I wrote a post about how to leverage your emergency fund to save you money on car insurance. This is another thing to consider if you are trying to save money on your car insurance.
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Comments on Saving more money on car insurance »
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[...] Author wrote an interesting post today onHere’s a quick excerptCar insurance - save money Well, I told the world that I saved $330 by switching to Geico from AAA a few months back. I mentioned in that post that I really liked dealing with the insurance gal that I was dealing with. … [...]
My best tips are to raise your deductible and, more importantly, move to just collision coverage on old vehicles.
@Trent
I completely agree - if you have an emergency fund established it can save you a lot of money by doing those two things you suggested
My personal experience w/Liberty Mutual here in SLC has been poor. I ended up NOT going with them because the rep was non responsive. My fellow co-worker did, he totalled his car, and it took Liberty 8, yes eight, days to come out and look at his car. It took forever to get his check from the broker also. Don’t know if this is an ‘isolated’ incident, but I figured I’d share.
@Bill
thanks for sharing… Hopefully it was an isolated incident, but for as much money as I am saving it very well could be one of those situations that you get what you pay for… Time will tell I guess… I will be sure to write about any experiences I have with them…