20SomethingFinance.com

More Instacart Credits: $10 or $20/Monthly Credits with Mastercard

G.E. Miller — Sun, 22 Feb 2026 16:10:11 +0000

There is yet another monthly Instacart credit promo offer that comes with 3-months of free Instacart+ membership to take advantage of – this time for Mastercard cardholders. This offer follows in the footsteps of the $10 monthly Instacart/Costco Same Day credit for Costco Executive members and the lucrative monthly Chase card Instacart credits of $10/month for many co-branded cards or $20 per month for Ink business cards (both are still active). And, fortunately, this monthly credit appears to stack on top of the Chase credits for a potential maximum $30 credit on a single order each month. Full details on

The post More Instacart Credits: $10 or $20/Monthly Credits with Mastercard appeared first on 20somethingfinance.com.

OBBBA Tip & Overtime Basics & Reporting: W-2, Box 14 Explained

G.E. Miller — Sun, 22 Feb 2026 16:09:45 +0000

If you recently received your 2025 Form W-2 and noticed unfamiliar entries in Box 14, you are not alone. As I was filling out our tax return this year, I noticed something odd in Box 14 of my wife’s W-2 that I had not seen before: “OBBBTT” (followed by a dollar amount). With zero clue as to what it meant, I started with some research, and it expanded into an overview of the new OBBBA qualified tip and overtime deduction reporting, which I’ll share below. This article will explain OBBBA qualified overtime and tips deductions basics, what Box 14 is

The post OBBBA Tip & Overtime Basics & Reporting: W-2, Box 14 Explained appeared first on 20somethingfinance.com.

Switch to TurboTax & File All Forms Free Promotion (+ 10% Off for Previous Users)

G.E. Miller — Mon, 09 Feb 2026 18:12:16 +0000

3/26 Update: the switch to TurboTax app offer below has ended – however the 10% discount offer below is still active. TurboTax, one of my picks for the best tax prep programs, has a unique promotion currently live for this tax season where you can switch to TurboTax and file all tax forms 100% free in the TurboTax app (versus the web interface). What makes this a unique and compelling offer is that it includes all forms and any tax situation (e.g. everything covered under the “Deluxe” and “Premium” TurboTax versions). This offer excludes TurboTax Experts versions that come with

The post Switch to TurboTax & File All Forms Free Promotion (+ 10% Off for Previous Users) appeared first on 20somethingfinance.com.

How to Do Your Taxes in 2026: a DIY Tax Filing Guide

G.E. Miller — Mon, 09 Feb 2026 17:59:55 +0000

A Guide to Filing your Taxes in 2026 This DIY tax filing guide has been updated for 2026 tax filing (2025 tax year returns). We’re smack dab in the middle of the 2026 tax filing season. If you visit the IRS website and have a look around, there really is no simple tax guide to get you started (there is a 142-page book, but who has time for that?), and DIY tax filing can seem overwhelming for individuals not versed in the U.S. tax code. If you’re a first-time tax DIYer, you’re often on your own as far as figuring out

The post How to Do Your Taxes in 2026: a DIY Tax Filing Guide appeared first on 20somethingfinance.com.

How to Pay Taxes with a Credit Card (and Profit) in 2026

G.E. Miller — Mon, 09 Feb 2026 17:57:34 +0000

This overview on how to pay your taxes with a credit card (to the IRS) has been updated for the 2026 tax season. Want to take a bit of the sting out of paying taxes? Good news. You can easily and quickly pay taxes with a credit card and simultaneously profit from doing so. I didn’t know this was possible until a few years ago and it definitely makes my “financial knowledge I wish I had known sooner” list. You do, however, have to pay attention to the details when paying your IRS taxes with a credit card. Otherwise, you

The post How to Pay Taxes with a Credit Card (and Profit) in 2026 appeared first on 20somethingfinance.com.

Discounted Uber Gift Cards: $100 for $79.99 at Costco.com

G.E. Miller — Wed, 04 Feb 2026 21:12:38 +0000

Costco.com is once again offering discounted Uber gift cards (e-gift cards, specifically) to Costco members on their site. Members can purchase 2 $50 Uber e-gift cards for $79.99 – effectively a 20% discount. These gift cards can be used on both the Uber and Uber Eats apps. Costco members have a limit of 1 transaction, with a maximum of 2 units per membership every 14 days – which equates to 4 $50 gift cards ($200 total). This Costco offer is nearly identical to the discounted Instacart gift cards offer that I’ve highlighted previously (and personally have gotten a ton of

The post Discounted Uber Gift Cards: $100 for $79.99 at Costco.com appeared first on 20somethingfinance.com.

Discounted Instacart Gift Cards: Best Buy 10% Off Digital Cards

G.E. Miller — Wed, 04 Feb 2026 20:45:30 +0000

Best Buy is offering discounted Instacart gift cards at 10% off $50, $100, and $200 digital gift card denominations on bestbuy.com. Discounted Instacart gift cards at Costco, at Sam’s Club, and elsewhere were pretty common until earlier this year. Unfortunately, they have been much harder to find in recent months, so this could be an appealing offer for Instacart shoppers trying to stack discounted gift cards with other Instacart offers and promos. Instacart gift cards can also be nicely stacked with the new Chase Instacart credits. I’ve personally been using the mygiftcardsplus cash back rewards that come with my Upromise

The post Discounted Instacart Gift Cards: Best Buy 10% Off Digital Cards appeared first on 20somethingfinance.com.

The Cheapest New Cars in 2026

G.E. Miller — Fri, 30 Jan 2026 21:10:50 +0000

This article has been updated for the 2026 vehicle model year. Each year, I enjoy researching and ranking the cheapest new cars sold in the U.S. market and sharing my findings. Transportation is the 2nd highest consumer expense category in the U.S., and almost all of that comes from the purchase or lease of vehicles (plus insurance, which is directly related to a vehicle’s replacement value). With recent inflation, including price increases from tariff passthroughs to consumers for imported parts and vehicles, finding an affordable ride is essential for those on a tight budget. This article will provide a ranked

The post The Cheapest New Cars in 2026 appeared first on 20somethingfinance.com.

The Cheapest Electric Vehicles in 2026

G.E. Miller — Fri, 30 Jan 2026 20:58:45 +0000

Why I Compile a List of the Cheapest Electric Vehicles This article will rank the cheapest new electric vehicles in 2026 sold in the U.S. market (as of Jan., 2026), including a few prior year releases that are still for sale this year. For those not paying close attention, it’s been an insanely unstable past year for EVs. EVs had their 2nd best sales year ever in 2025, trailing only 2024 (by just 2%) – to finish at ~8% of U.S. market share. Not bad considering that the up to $7,500 federal electric vehicle tax credit that the industry built

The post The Cheapest Electric Vehicles in 2026 appeared first on 20somethingfinance.com.

The 10 Most Efficient Vehicles in the U.S. in 2026

G.E. Miller — Fri, 30 Jan 2026 20:47:00 +0000

EVs are Driving Vehicle Efficiency to Record High Levels: Here Are the 10 Most Efficient Vehicles in the U.S. in 2026 I’ve always been a fuel economy geek and have kept a close eye on automotive vehicle efficiency over the last 2 decades. In this article, I have put together a list of the 10 most efficient vehicles of 2026 that are sold in the United States market, along with their specs and pricing. When I first started compiling this list, every single vehicle on the list was a gasoline-electric hybrid (primarily relying on a gasoline internal combustion engine, like

The post The 10 Most Efficient Vehicles in the U.S. in 2026 appeared first on 20somethingfinance.com.