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	<title>20SomethingFinance.com</title>
	
	<link>https://20somethingfinance.com</link>
	<description>Fighting for Financial Freedom.</description>
	<lastBuildDate>Sun, 12 Sep 2021 21:42:00 +0000</lastBuildDate>
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		<title>The Office is Dead! Long Live the Office! FIRE &amp; the Future of Work</title>
		<link>http://feedproxy.google.com/~r/20somethingfinancecom/~3/9Uh6OFqD20I/</link>
					<comments>https://20somethingfinance.com/the-future-of-work/#comments</comments>
		
		<dc:creator><![CDATA[G.E. Miller]]></dc:creator>
		<pubDate>Sun, 12 Sep 2021 21:42:00 +0000</pubDate>
				<category><![CDATA[Career]]></category>
		<category><![CDATA[Workplace Finance]]></category>
		<guid isPermaLink="false">https://20somethingfinance.com/?p=33076</guid>

					
										<content:encoded><![CDATA[In light of most in-office work settings becoming at-home work settings for the last year and a half, there has been a lot of talk about &#60;cue echoey outer space narrator voice&#62; &#8220;The future of work&#8221;. Now that office workers have tasted a bit of independence and flexibility, I don&#8217;t think that there is going to be a mad rush back to the way things were prior to COVID any time soon. Long-term, I think the at-work experience is going to vary quite a bit by employer. Some employers will expect demand a return to the office, others will stay 

The post The Office is Dead!...<br/>
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			<slash:comments>2</slash:comments>
		
		
			<feedburner:origLink>https://20somethingfinance.com/the-future-of-work/</feedburner:origLink></item>
		<item>
		<title>I Bonds Review: Where &amp; How to Buy, Interest Rates, Risks, &amp; Pros &amp; Cons</title>
		<link>http://feedproxy.google.com/~r/20somethingfinancecom/~3/lYN55WaHvg8/</link>
		
		<dc:creator><![CDATA[G.E. Miller]]></dc:creator>
		<pubDate>Sun, 11 Jul 2021 21:21:15 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://20somethingfinance.com/?p=32989</guid>

					
										<content:encoded><![CDATA[A 20SF reader recently asked about my thoughts on current inflation concerns and how to hedge against it. While most signs point towards many current inflationary pressures being temporary in nature due to pandemic-related supply chain (e.g. lumber, semiconductor, etc.) and employment disruptions, it did get me thinking more about possible short and mid-term answers, particularly with savings and checking accounts returning close to 0% in interest over the last number of years. One immediate inflation hedge that is currently hot at the moment, without the risk of securities or digital Beanie...<br/>
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[Read the rest of the story at 20somethingfinance.com]<img src="http://feeds.feedburner.com/~r/20somethingfinancecom/~4/lYN55WaHvg8" height="1" width="1" alt=""/>]]></content:encoded>
					
		
		
			<feedburner:origLink>https://20somethingfinance.com/i-bonds/</feedburner:origLink></item>
		<item>
		<title>The Child Tax Credit Portal is Open. Here’s what you Should Know.</title>
		<link>http://feedproxy.google.com/~r/20somethingfinancecom/~3/nAqnT66qGsM/</link>
		
		<dc:creator><![CDATA[G.E. Miller]]></dc:creator>
		<pubDate>Wed, 23 Jun 2021 19:34:17 +0000</pubDate>
				<category><![CDATA[Taxes]]></category>
		<guid isPermaLink="false">https://20somethingfinance.com/?p=32968</guid>

					
										<content:encoded><![CDATA[A number of new IRS tools are now live for the new expanded Child Tax Credit in 2021 that was part of the American Rescue Plan legislation passed by Democrats in Congress and signed by President Biden in March. The tools will allow American parents to check their eligibility for the advance tax credit payments, provide the ability for non tax-filers to register to receive the credit, provide the ability to unenroll or opt out from receiving advance payments, and make other tax credit status changes. The rest of this article will give a breakdown of what you should know about 

The post The...<br/>
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			<feedburner:origLink>https://20somethingfinance.com/child-tax-credit-portal/</feedburner:origLink></item>
		<item>
		<title>Why I Have Stopped Bringing Up Personal Finance Topics in Conversation</title>
		<link>http://feedproxy.google.com/~r/20somethingfinancecom/~3/q_HHCJpqa-Y/</link>
					<comments>https://20somethingfinance.com/why-i-have-stopped-bringing-up-personal-finance-topics-in-conversation/#comments</comments>
		
		<dc:creator><![CDATA[G.E. Miller]]></dc:creator>
		<pubDate>Wed, 16 Jun 2021 18:24:03 +0000</pubDate>
				<category><![CDATA[Personal Asides]]></category>
		<guid isPermaLink="false">https://20somethingfinance.com/?p=32954</guid>

					
										<content:encoded><![CDATA[The art and practice of personal finance has afforded Mrs. 20SF and me many wonderful things. It allowed us to pay off students loans. It allowed us to pay off a mortgage early. It allowed Mrs. 20SF the opportunity to return to school and completely change careers. It allowed us the peace of mind to not have any concerns about where money would come from to pay off medical or other emergencies. It has mostly removed financial disagreement from our marriage (do any long-term relationships ever get to 100% on that one?). And, it allowed me to FIRE from corporate 

The post Why I Have Stopped...<br/>
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			<slash:comments>3</slash:comments>
		
		
			<feedburner:origLink>https://20somethingfinance.com/why-i-have-stopped-bringing-up-personal-finance-topics-in-conversation/</feedburner:origLink></item>
		<item>
		<title>FIRE Update: 1-Year Post FIRE Review</title>
		<link>http://feedproxy.google.com/~r/20somethingfinancecom/~3/Az5BNiMQSNU/</link>
					<comments>https://20somethingfinance.com/fire-update-1-year-post-fire-review/#comments</comments>
		
		<dc:creator><![CDATA[G.E. Miller]]></dc:creator>
		<pubDate>Wed, 02 Jun 2021 20:03:46 +0000</pubDate>
				<category><![CDATA[Early Retirement]]></category>
		<guid isPermaLink="false">https://20somethingfinance.com/?p=32933</guid>

					
										<content:encoded><![CDATA[Wow &#8211; time really does fly. In mid-April, I officially reached my 1-year &#8220;FIRE-versary&#8221;. As a quick recap, a declined job relocation and subsequent hiring freeze during the pandemic last April led to a somewhat reluctant departure from my long-time employer. At that time, my departure met the definition of FIRE (financially independent, retired early), in that the financial criteria was met, I turned down relocating for work, I departed from work, and whatever I decided to fill my time with (e.g. paid work, continuing the work of this website, passion projects, volunteering,...<br/>
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[Read the rest of the story at 20somethingfinance.com]<img src="http://feeds.feedburner.com/~r/20somethingfinancecom/~4/Az5BNiMQSNU" height="1" width="1" alt=""/>]]></content:encoded>
					
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			<slash:comments>7</slash:comments>
		
		
			<feedburner:origLink>https://20somethingfinance.com/fire-update-1-year-post-fire-review/</feedburner:origLink></item>
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		<title>New Expanded Child Tax Credit Payment Details: Dates, Timeline, Form, &amp; Modifications</title>
		<link>http://feedproxy.google.com/~r/20somethingfinancecom/~3/Dwoz2NsAJSU/</link>
		
		<dc:creator><![CDATA[G.E. Miller]]></dc:creator>
		<pubDate>Wed, 19 May 2021 19:57:48 +0000</pubDate>
				<category><![CDATA[Taxes]]></category>
		<guid isPermaLink="false">https://20somethingfinance.com/?p=32908</guid>

					
										<content:encoded><![CDATA[I wanted to share a few quick noteworthy updates on payment details for the new expanded Child Tax Credit in 2021 that was part of the American Rescue Plan legislation that was passed by Congress and signed by President Biden in March, which adds significant additional funding to the standard Child Tax Credit that many Americans are familiar with. Date of Payment Details: the IRS and Department of Treasury announced that the expanded credit will begin being paid out as advanced monthly payments starting July 15 to eligible households. Payments will be made on the 15th of each month (unless...<br/>
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[Read the rest of the story at 20somethingfinance.com]<img src="http://feeds.feedburner.com/~r/20somethingfinancecom/~4/Dwoz2NsAJSU" height="1" width="1" alt=""/>]]></content:encoded>
					
		
		
			<feedburner:origLink>https://20somethingfinance.com/new-expanded-child-tax-credit-payment-details/</feedburner:origLink></item>
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		<title>Last Second Tax Software Discounts (Taxes are Due 5/17!)</title>
		<link>http://feedproxy.google.com/~r/20somethingfinancecom/~3/oKH1OTlehRo/</link>
		
		<dc:creator><![CDATA[G.E. Miller]]></dc:creator>
		<pubDate>Thu, 13 May 2021 20:47:02 +0000</pubDate>
				<category><![CDATA[Taxes]]></category>
		<guid isPermaLink="false">https://20somethingfinance.com/?p=32900</guid>

					
										<content:encoded><![CDATA[Hey, procrastinators, this one&#8217;s for you! The federal tax deadline and the large majority of state tax deadlines are May 17, for real this time. And unless you are filing an IRS tax extension or your income level does meet the threshold for filing taxes, you&#8217;ll need to submit your tax return by that date. You will also have to submit any estimated payment due for last year, even if you file an extension. And, if you are eligible for stimulus payments from the 2nd COVID relief bill and the American Rescue Plan, as well as the expanded Child Tax Credit, 

The post Last Second Tax...<br/>
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			<feedburner:origLink>https://20somethingfinance.com/tax-software-discounts/</feedburner:origLink></item>
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		<title>The Maximum HSA Contribution for 2021 &amp; 2022</title>
		<link>http://feedproxy.google.com/~r/20somethingfinancecom/~3/fUP5UWZsz7Q/</link>
					<comments>https://20somethingfinance.com/maximum-hsa-contribution/#comments</comments>
		
		<dc:creator><![CDATA[G.E. Miller]]></dc:creator>
		<pubDate>Wed, 12 May 2021 19:30:03 +0000</pubDate>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[HSAs]]></category>
		<guid isPermaLink="false">https://20somethingfinance.com/?p=16841</guid>

					
										<content:encoded><![CDATA[The IRS has announced an inflation adjustment increase to the maximum HSA contribution for 2022, and there will be in increase over the max HSA contribution for 2021. More specifically, both the individual and family contribution maximums will increase from 2021 to 2022, which is great news for savers. Why should you care? The Value of HSA Accounts Has Increased Recently HSAs could always be used to pay for things like doctors visits, flu shots, prescription drugs, surgery, prescription glasses and contacts, and more. With recent legislation, the value of having an HSA account has increased....<br/>
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			<slash:comments>6</slash:comments>
		
		
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		<item>
		<title>Rakuten: $30 Referral Bonus Promo (Easy Money)</title>
		<link>http://feedproxy.google.com/~r/20somethingfinancecom/~3/lh5m8rghCnk/</link>
		
		<dc:creator><![CDATA[G.E. Miller]]></dc:creator>
		<pubDate>Mon, 10 May 2021 20:38:29 +0000</pubDate>
				<category><![CDATA[Promotions]]></category>
		<guid isPermaLink="false">https://20somethingfinance.com/?p=31464</guid>

					
										<content:encoded><![CDATA[I&#8217;m a big fan of free/easy money promotions, as I&#8217;m sure you are too, and this is a good one from the Rakuten shopping portal for a limited time (limited time offer). Rakuten (formerly &#8220;Ebates&#8221;), is offering a $30 welcome bonus to new users who join and then make $30+ in purchases by using the Rakuten site/app/extension to initiate a purchase at any of the thousands of retailers Rakuten partners with (e.g. eBay, Target, Walmart, Lowe&#8217;s, etc.). This is one of the largest welcome bonus offers I have seen from Rakuten (it&#8217;s typically $10 or $20). To get the...<br/>
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[Read the rest of the story at 20somethingfinance.com]<img src="http://feeds.feedburner.com/~r/20somethingfinancecom/~4/lh5m8rghCnk" height="1" width="1" alt=""/>]]></content:encoded>
					
		
		
			<feedburner:origLink>https://20somethingfinance.com/rakuten-welcome-bonus-promo/</feedburner:origLink></item>
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		<title>How to Get the New FCC $50 Per Month Federal Broadband Subsidy</title>
		<link>http://feedproxy.google.com/~r/20somethingfinancecom/~3/GYF7059MImg/</link>
		
		<dc:creator><![CDATA[G.E. Miller]]></dc:creator>
		<pubDate>Fri, 07 May 2021 21:03:55 +0000</pubDate>
				<category><![CDATA[Technology]]></category>
		<guid isPermaLink="false">https://20somethingfinance.com/?p=32865</guid>

					
										<content:encoded><![CDATA[The U.S. Federal Communications Commission (FCC) is launching a new federal emergency broadband subsidy for lower income households to help them bridge the digital gap. The combined $9.2 billion in funding for the program was allocated as a COVID-19 relief measure through the 2nd COVID relief bill passed in December and the American Rescue Plan passed in March. In this article, I&#8217;ll cover when and how to apply for the benefit, eligibility, and other key details. Why is there a New Federal Broadband Subsidy? It&#8217;s been estimated that tens of millions of Americans lack broadband...<br/>
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[Read the rest of the story at 20somethingfinance.com]<img src="http://feeds.feedburner.com/~r/20somethingfinancecom/~4/GYF7059MImg" height="1" width="1" alt=""/>]]></content:encoded>
					
		
		
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