Mutual Banks | ABA Banking Journal https://bankingjournal.aba.com/category/mutual/ Fri, 31 Jul 2026 18:04:58 +0000 en-US hourly 1 https://wordpress.org/?v=6.5.10 Fed proposes to modernize mutual bank regulations https://bankingjournal.aba.com/2026/07/fed-proposes-to-modernize-mutual-bank-regulations/ Fri, 31 Jul 2026 18:04:58 +0000 https://bankingjournal.aba.com/?p=66914 The Federal Reserve proposed a new rule to “modernize” the mutual bank regulatory framework, including changes to expand access to capital and remove restrictions on converting to a stock company. ABA has long advocated for updating the framework.

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]]> ABA proposes revisions to Fed templates to help mutual banks raise capital https://bankingjournal.aba.com/2026/06/aba-proposes-revisions-to-fed-templates-to-help-mutual-banks-raise-capital/ Mon, 29 Jun 2026 15:43:15 +0000 https://bankingjournal.aba.com/?p=66291 ABA expressed support for Federal Reserve efforts to develop a more uniform regulatory treatment for mutual capital certificates, and offered revisions to proposals to further improve regulation of mutual capital.

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]]> Two mutual community banks’ experience with LIHTC https://bankingjournal.aba.com/2026/06/two-mutual-community-banks-experience-with-lihtc/ Mon, 22 Jun 2026 11:00:11 +0000 https://bankingjournal.aba.com/?p=66144 How Century Savings Bank and Sturdy Savings Bank together $11 million in a low-income housing tax credit investment to redevelop an affordable housing community.

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]]> Bank acquisitions, merger announced in five states https://bankingjournal.aba.com/2026/05/bank-acquisitions-merger-announced-in-five-states/ Tue, 19 May 2026 15:28:10 +0000 https://bankingjournal.aba.com/?p=65587 Proposed acquisitions announced to banks in Nebraska, Florida and Illinois. Two New England mutual banks announce holding company merger.

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]]> Massachusetts mutuals announce merger https://bankingjournal.aba.com/2026/04/massachusetts-mutuals-announce-merger/ Wed, 08 Apr 2026 15:28:45 +0000 https://bankingjournal.aba.com/?p=64766 Pittsfield Cooperative Bank in Pittsfield, Massachusetts, and Adams Community Bank in Adams, Massachusetts, are planning to merge.

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]]> ABA releases top policy priorities for 2026 https://bankingjournal.aba.com/2026/01/aba-releases-top-policy-priorities-for-2026/ Tue, 20 Jan 2026 18:44:30 +0000 https://bankingjournal.aba.com/?p=63180 ABA released its 2026 Blueprint for Growth, outlining its top policy priorities for the year ahead. Developed by ABA’s Government Relations Council, the Blueprint will shape the association’s ongoing engagement with Congress and the administration on the most important issues facing banks of all sizes, charters and business models.

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]]> Massachusetts mutual, Indiana bank announce proposed deals https://bankingjournal.aba.com/2025/11/massachusetts-mutual-indiana-bank-announce-proposed-deals/ Tue, 11 Nov 2025 17:05:56 +0000 https://bankingjournal.aba.com/?p=62018 Mutual Bancorp in Massachusetts and Bluestone Bank to merge; First Financial in Indiana agrees to buy CedarStone Financial in Tennessee.

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]]> How working-class New York savers — and a community bank — helped underwrite the Erie Canal https://bankingjournal.aba.com/2025/11/how-working-class-new-york-savers-and-a-community-bank-helped-underwrite-the-erie-canal/ Wed, 05 Nov 2025 04:01:18 +0000 https://bankingjournal.aba.com/?p=61953 The Erie Canal, which opened the Midwest to mass settlement and transformed New York into America's commercial capital, turns 200.

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]]> Bankers stress need for community bank leverage ratio reform https://bankingjournal.aba.com/2025/10/bankers-stress-need-for-community-bank-leverage-ratio-reform/ Thu, 09 Oct 2025 21:59:34 +0000 https://bankingjournal.aba.com/?p=61417 Community bankers gathered at the Federal Reserve to talk about the challenges facing their sector, with some proposing it is time to take another look at the community bank leverage ratio.

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]]> Fed releases FAQ, templates to help mutual banks raise capital https://bankingjournal.aba.com/2025/10/fed-releases-faq-templates-to-help-mutual-banks-raise-capital/ Thu, 09 Oct 2025 21:29:02 +0000 https://bankingjournal.aba.com/?p=61409 The Federal Reserve has released an FAQ and two templates that mutual banks can use as they consider engaging in raising capital.

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