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<channel>
    <title><![CDATA[Arizona Financial Talk]]></title>
    <link>https://firstguarantyfinancial.net/</link>
    <description><![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]></description>
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        <title><![CDATA[Arizona Financial Talk]]></title>
        <link>https://firstguarantyfinancial.net/</link>
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    <language>en-us</language>
    
    
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            <itunes:author>Aaron Ezolt</itunes:author>
        
    <itunes:image href="https://s3-us-west-2.amazonaws.com/financiallytunedradio/logos/pTszBuVfAByQ3TrJse4a9NNIBnbBbzmacKbustU6.jpeg"/>
    
    
    <itunes:explicit>no</itunes:explicit>

    
    <dc:creator><![CDATA[Carole Elaine Miller]]></dc:creator>
    
            <copyright>First Guaranty Financial</copyright><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords><itunes:summary>Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.&#13;
</itunes:summary><itunes:subtitle>When a part of your financial strategy is out of place, your long-term goals, your retirement savings, your legacy all suffer.</itunes:subtitle><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:owner><itunes:email>radio@gradientps.com</itunes:email><itunes:name>Aaron Ezolt</itunes:name></itunes:owner><item>
            <title><![CDATA[Is a semi-retired life right for you?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a step for not only your financial strategy but for your physical and emotional well-being.]]>
                            </description>
            <pubDate>Sat, 11 Dec 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4150</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211211-3299-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a step for not only your financial strategy but for your physical and emotional well-being.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Dec 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a step for not only your financial strategy but for your physical and emotional well-being.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a step for not only your financial strategy but for your physical and emotional well-being.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Keep your finances in good cheer this holiday season]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the steps you can take right now to purchase everything on your gift-buying list without wrecking your budget and potentially damaging your retirement.]]>
                            </description>
            <pubDate>Sat, 04 Dec 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4132</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211204-3298-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the steps you can take right now to purchase everything on your gift-buying list without wrecking your budget and potentially damaging your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Dec 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the steps you can take right now to purchase everything on your gift-buying list without wrecking your budget and potentially damaging your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’re going to discuss some of the steps you can take right now to purchase everything on your gift-buying list without wrecking your budget and potentially damaging your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security COLA is on the rise]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some Social Security and retirement strategies.]]>
                            </description>
            <pubDate>Sat, 27 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4112</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211127-3293-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some Social Security and retirement strategies.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some Social Security and retirement strategies.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some Social Security and retirement strategies.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Infrastructure bill and 2022 financial resolutions]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re first going to look at how the recently passed infrastructure bill may have benefits for retirees and older Americans. In the final two segments, we’ll highlight some potentially wise financial new year’s resolutions for 2022.]]>
                            </description>
            <pubDate>Sat, 20 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4094</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211120-3296-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re first going to look at how the recently passed infrastructure bill may have benefits for retirees and older Americans. In the final two segments, we’ll highlight some potentially wise financial new year’s resolutions for 2022.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re first going to look at how the recently passed infrastructure bill may have benefits for retirees and older Americans. In the final two segments, we’ll highlight some potentially wise financial new year’s resolutions for 2022.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’re first going to look at how the recently passed infrastructure bill may have benefits for retirees and older Americans. In the final two segments, we’ll highlight some potentially wise financial new year’s resolutions for 2022.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Get Ready for Black Friday]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine some of the must-have holiday items you may want to wait until Black Friday to purchase. In our final segment, will highlight some ways you can keep your holiday spending under control this year.]]>
                            </description>
            <pubDate>Sat, 13 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4075</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211123-3294-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine some of the must-have holiday items you may want to wait until Black Friday to purchase. In our final segment, will highlight some ways you can keep your holiday spending under control this year.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine some of the must-have holiday items you may want to wait until Black Friday to purchase. In our final segment, will highlight some ways you can keep your holiday spending under control this year.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’re going to examine some of the must-have holiday items you may want to wait until Black Friday to purchase. In our final segment, will highlight some ways you can keep your holiday spending under control this year.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Proposed Tax Plan]]></title>
                        <description>
                                    <![CDATA[In this episode Aaron looks at the proposed Biden Tax Plan and what it might mean for you and your finances.]]>
                            </description>
            <pubDate>Sat, 06 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4049</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211106-227002-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Aaron looks at the proposed Biden Tax Plan and what it might mean for you and your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Aaron looks at the proposed Biden Tax Plan and what it might mean for you and your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>In this episode Aaron looks at the proposed Biden Tax Plan and what it might mean for you and your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The things your kids and grandkids actually want]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the things you may have sitting in your home that your kids and grandkids may want to take off your hands.]]>
                            </description>
            <pubDate>Sat, 30 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4027</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211030-3292-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the things you may have sitting in your home that your kids and grandkids may want to take off your hands.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the things you may have sitting in your home that your kids and grandkids may want to take off your hands.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’re going to discuss some of the things you may have sitting in your home that your kids and grandkids may want to take off your hands.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Protect yourself, and your money, from scams]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.]]>
                            </description>
            <pubDate>Sat, 23 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4003</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211023-3291-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Strategy Steps to Take This Fall]]></title>
                        <description>
                                    <![CDATA[On this episode, we’re going to discuss two important upcoming dates: The fall Medicare open enrollment period that begins Oct. 15 and Estate Planning Awareness Week, which begins Oct. 18.]]>
                            </description>
            <pubDate>Sat, 16 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3980</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211016-3289-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this episode, we’re going to discuss two important upcoming dates: The fall Medicare open enrollment period that begins Oct. 15 and Estate Planning Awareness Week, which begins Oct. 18.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this episode, we’re going to discuss two important upcoming dates: The fall Medicare open enrollment period that begins Oct. 15 and Estate Planning Awareness Week, which begins Oct. 18.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>On this episode, we’re going to discuss two important upcoming dates: The fall Medicare open enrollment period that begins Oct. 15 and Estate Planning Awareness Week, which begins Oct. 18.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Frightful Mistakes That Could Haunt Your Retirement]]></title>
                        <description>
                                    <![CDATA[On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.]]>
                            </description>
            <pubDate>Sat, 09 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3959</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211009-3290-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Yes, You Can Be Frugal AND Happy]]></title>
                        <description>
                                    <![CDATA[This episode will highlight that a frugal retirement doesn’t mean a retirement without many of the hobbies and activities you enjoy. You can be frugal and happy.]]>
                            </description>
            <pubDate>Sat, 11 Sep 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3877</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210911-3286-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episode will highlight that a frugal retirement doesn’t mean a retirement without many of the hobbies and activities you enjoy. You can be frugal and happy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Sep 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episode will highlight that a frugal retirement doesn’t mean a retirement without many of the hobbies and activities you enjoy. You can be frugal and happy.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>This episode will highlight that a frugal retirement doesn’t mean a retirement without many of the hobbies and activities you enjoy. You can be frugal and happy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Changes — Past, Present, and Future]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.]]>
                            </description>
            <pubDate>Sat, 04 Sep 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3854</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210904-3280-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Sep 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What You Should Know About Buying or Selling a Home]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to discuss some of the important things you should consider if you’re buying or selling a home in today’s red-hot marketplace.]]>
                            </description>
            <pubDate>Sat, 21 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3823</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210821-3282-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to discuss some of the important things you should consider if you’re buying or selling a home in today’s red-hot marketplace.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to discuss some of the important things you should consider if you’re buying or selling a home in today’s red-hot marketplace.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this show, we’re going to discuss some of the important things you should consider if you’re buying or selling a home in today’s red-hot marketplace.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Yes, You Can Save Money on Healthcare]]></title>
                        <description>
                                    <![CDATA[During today’s show, we’ll highlight the numerous ways you may be able to save money on healthcare while still ensuring that you’re receiving all the services you need.]]>
                            </description>
            <pubDate>Sat, 31 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3744</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210731-3276-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s show, we’ll highlight the numerous ways you may be able to save money on healthcare while still ensuring that you’re receiving all the services you need.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 31 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s show, we’ll highlight the numerous ways you may be able to save money on healthcare while still ensuring that you’re receiving all the services you need.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During today’s show, we’ll highlight the numerous ways you may be able to save money on healthcare while still ensuring that you’re receiving all the services you need.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement and Financial Steps at Important Ages]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.]]>
                            </description>
            <pubDate>Sat, 24 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3724</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210724-3278-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this show, we’ll examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Declaration of (Financial) Independence]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to examine some of the things you can do right now to potentially get yourself closer to true and lasting financial independence.]]>
                            </description>
            <pubDate>Sat, 26 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3615</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210626-3274-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to examine some of the things you can do right now to potentially get yourself closer to true and lasting financial independence.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to examine some of the things you can do right now to potentially get yourself closer to true and lasting financial independence.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During today’s episode, we’re going to examine some of the things you can do right now to potentially get yourself closer to true and lasting financial independence.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Debunking Retirement Myths]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine some of the common myths about retirement and Social Security and why knowing the difference between myth and reality is important for your financial strategy. To add a little fun, we’ll also share some of our favorite historical myths.]]>
                            </description>
            <pubDate>Sat, 19 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3596</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210619-3272-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine some of the common myths about retirement and Social Security and why knowing the difference between myth and reality is important for your financial strategy. To add a little fun, we’ll also share some of our favorite historical myths.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine some of the common myths about retirement and Social Security and why knowing the difference between myth and reality is important for your financial strategy. To add a little fun, we’ll also share some of our favorite historical myths.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’re going to examine some of the common myths about retirement and Social Security and why knowing the difference between myth and reality is important for your financial strategy. To add a little fun, we’ll also share some of our favorite historical myths.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Financial Time Machine Is Already Here]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.]]>
                            </description>
            <pubDate>Sat, 29 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3529</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210529-3271-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Are You Ready for Inflation?]]></title>
                        <description>
                                    <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                            </description>
            <pubDate>Sat, 22 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3504</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210522-3270-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Find YOUR Retirement Lifestyle]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.]]>
                            </description>
            <pubDate>Sat, 15 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3472</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210515-3268-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Breaking down the Biden tax plan]]></title>
                        <description>
                                    <![CDATA[We examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near term and the long term.]]>
                            </description>
            <pubDate>Sat, 01 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3419</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210501-3266-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near term and the long term.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near term and the long term.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>We examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near term and the long term.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Surprising Retirement Facts You Probably Don’t Know]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.]]>
                            </description>
            <pubDate>Sat, 24 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3396</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210424-3264-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The 2021 Improve Your Finances Draft]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine some of the big and small ways you can improve your finances for the rest of 2021 as well for years to come. This week’s episode is modeled after the upcoming NFL draft with our host “drafting” some favorite financial tips.]]>
                            </description>
            <pubDate>Sat, 17 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3367</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210417-3265-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine some of the big and small ways you can improve your finances for the rest of 2021 as well for years to come. This week’s episode is modeled after the upcoming NFL draft with our host “drafting” some favorite financial tips.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine some of the big and small ways you can improve your finances for the rest of 2021 as well for years to come. This week’s episode is modeled after the upcoming NFL draft with our host “drafting” some favorite financial tips.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’re going to examine some of the big and small ways you can improve your finances for the rest of 2021 as well for years to come. This week’s episode is modeled after the upcoming NFL draft with our host “drafting” some favorite financial tips.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Steps for Veterans and Rookies]]></title>
                        <description>
                                    <![CDATA[It’s spring and among the many things that brings is the return of baseball. To get in the spirit, we take a look at what steps “veterans,” or people in the last year of their career, may want to take before retirement. Then we highlight steps “rookies,” or people in the first year of their career, may benefit from taking.]]>
                            </description>
            <pubDate>Sat, 10 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3342</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210410-3263-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[It’s spring and among the many things that brings is the return of baseball. To get in the spirit, we take a look at what steps “veterans,” or people in the last year of their career, may want to take before retirement. Then we highlight steps “rookies,” or people in the first year of their career, may benefit from taking.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[It’s spring and among the many things that brings is the return of baseball. To get in the spirit, we take a look at what steps “veterans,” or people in the last year of their career, may want to take before retirement. Then we highlight steps “rookies,” or people in the first year of their career, may benefit from taking.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>It’s spring and among the many things that brings is the return of baseball. To get in the spirit, we take a look at what steps “veterans,” or people in the last year of their career, may want to take before retirement. Then we highlight steps “rookies,” or people in the first year of their career, may benefit from taking.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Eye-Popping Retirement Statistics]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.]]>
                            </description>
            <pubDate>Sat, 03 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3317</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210403-3260-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What the American Rescue Plan Means for You]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.]]>
                            </description>
            <pubDate>Sat, 27 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3295</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210327-3261-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security in 2021]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to discuss some of the changes you’ll see to Social Security in 2021 as well as what you can do to adjust your own retirement strategy to address those changes.]]>
                            </description>
            <pubDate>Sat, 13 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3240</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210313-3253-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to discuss some of the changes you’ll see to Social Security in 2021 as well as what you can do to adjust your own retirement strategy to address those changes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to discuss some of the changes you’ll see to Social Security in 2021 as well as what you can do to adjust your own retirement strategy to address those changes.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During today’s episode, we’re going to discuss some of the changes you’ll see to Social Security in 2021 as well as what you can do to adjust your own retirement strategy to address those changes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Be Happier at Work]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at how you can make yourself happier at work. Today’s advice comes from three different categories: “today,” “this month,” and “this year.”]]>
                            </description>
            <pubDate>Sat, 06 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3213</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210306-3259-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at how you can make yourself happier at work. Today’s advice comes from three different categories: “today,” “this month,” and “this year.”]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at how you can make yourself happier at work. Today’s advice comes from three different categories: “today,” “this month,” and “this year.”]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’re going to look at how you can make yourself happier at work. Today’s advice comes from three different categories: “today,” “this month,” and “this year.”</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Are You Ready for Tax Season?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.]]>
                            </description>
            <pubDate>Sat, 27 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3184</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210227-3258-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Steps in Three Stages]]></title>
                        <description>
                                    <![CDATA[During this episode, we discuss smart financial decisions during three critical chapters of your life: your 20s and 30s, your 50s, and during your retirement.]]>
                            </description>
            <pubDate>Sat, 20 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3158</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210220-3257-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we discuss smart financial decisions during three critical chapters of your life: your 20s and 30s, your 50s, and during your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we discuss smart financial decisions during three critical chapters of your life: your 20s and 30s, your 50s, and during your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we discuss smart financial decisions during three critical chapters of your life: your 20s and 30s, your 50s, and during your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Should I Buy a House?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss the benefits of buying a home, the benefits of not buying a home, and the benefits of being a long-term renter.]]>
                            </description>
            <pubDate>Sat, 13 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3135</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210213-3256-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss the benefits of buying a home, the benefits of not buying a home, and the benefits of being a long-term renter.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss the benefits of buying a home, the benefits of not buying a home, and the benefits of being a long-term renter.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’re going to discuss the benefits of buying a home, the benefits of not buying a home, and the benefits of being a long-term renter.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Are You Retiring Soon?]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.]]>
                            </description>
            <pubDate>Sat, 30 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3084</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210130-3254-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial New Year’s Resolutions]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to discuss financial new year’s resolutions that may help you enjoy more financial security in 2021, along with a fun twist at the end of the show.]]>
                            </description>
            <pubDate>Sat, 16 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3026</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210116-3252-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to discuss financial new year’s resolutions that may help you enjoy more financial security in 2021, along with a fun twist at the end of the show.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to discuss financial new year’s resolutions that may help you enjoy more financial security in 2021, along with a fun twist at the end of the show.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During today’s episode, we’re going to discuss financial new year’s resolutions that may help you enjoy more financial security in 2021, along with a fun twist at the end of the show.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Position Your Finances for 2021]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to look at ways you can adjust your financial strategy and strategies to make 2021 a great year. In the final segment, we’ll discuss what snowbirds need to do before they head off for warmer climates.]]>
                            </description>
            <pubDate>Sat, 09 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3000</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210109-3251-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to look at ways you can adjust your financial strategy and strategies to make 2021 a great year. In the final segment, we’ll discuss what snowbirds need to do before they head off for warmer climates.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to look at ways you can adjust your financial strategy and strategies to make 2021 a great year. In the final segment, we’ll discuss what snowbirds need to do before they head off for warmer climates.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During today’s episode, we’re going to look at ways you can adjust your financial strategy and strategies to make 2021 a great year. In the final segment, we’ll discuss what snowbirds need to do before they head off for warmer climates.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Advice for Young Workers]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll present financial advice for young workers. The tips in this episode may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.]]>
                            </description>
            <pubDate>Sat, 19 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2952</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201219-3250-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll present financial advice for young workers. The tips in this episode may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll present financial advice for young workers. The tips in this episode may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’ll present financial advice for young workers. The tips in this episode may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Declutter and Make a Profit]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to talk about how you can declutter before or during retirement to make better use of your space and potentially put some money back into your wallet. We’ll also break down changes coming to Social Security in 2021.]]>
                            </description>
            <pubDate>Sat, 12 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2928</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201212-3249-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to talk about how you can declutter before or during retirement to make better use of your space and potentially put some money back into your wallet. We’ll also break down changes coming to Social Security in 2021.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to talk about how you can declutter before or during retirement to make better use of your space and potentially put some money back into your wallet. We’ll also break down changes coming to Social Security in 2021.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’re going to talk about how you can declutter before or during retirement to make better use of your space and potentially put some money back into your wallet. We’ll also break down changes coming to Social Security in 2021.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don’t Fall for Financial Myths]]></title>
                        <description>
                                    <![CDATA[Many people have come across financial myths, whether they’re about a current financial situation or something more general like Social Security, Medicare, or retirement. This episode will help listeners cut through the noise and separate myth from reality.]]>
                            </description>
            <pubDate>Sat, 05 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2904</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201205-3223-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Many people have come across financial myths, whether they’re about a current financial situation or something more general like Social Security, Medicare, or retirement. This episode will help listeners cut through the noise and separate myth from reality.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Many people have come across financial myths, whether they’re about a current financial situation or something more general like Social Security, Medicare, or retirement. This episode will help listeners cut through the noise and separate myth from reality.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>Many people have come across financial myths, whether they’re about a current financial situation or something more general like Social Security, Medicare, or retirement. This episode will help listeners cut through the noise and separate myth from reality.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[In-Demand Jobs for Older Workers]]></title>
                        <description>
                                    <![CDATA[In this episode, we discuss employment anxiety among older workers and look at some jobs that are in demand for them, especially those who are 62 and older.]]>
                            </description>
            <pubDate>Sat, 28 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2883</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201128-3247-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we discuss employment anxiety among older workers and look at some jobs that are in demand for them, especially those who are 62 and older.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we discuss employment anxiety among older workers and look at some jobs that are in demand for them, especially those who are 62 and older.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>In this episode, we discuss employment anxiety among older workers and look at some jobs that are in demand for them, especially those who are 62 and older.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is it time to break up with your bank?]]></title>
                        <description>
                                    <![CDATA[When it comes to determining whether or not you should switch banks, there are six key elements you should consider. We discuss all six in this episode.]]>
                            </description>
            <pubDate>Sat, 21 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2862</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201121-3212-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[When it comes to determining whether or not you should switch banks, there are six key elements you should consider. We discuss all six in this episode.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[When it comes to determining whether or not you should switch banks, there are six key elements you should consider. We discuss all six in this episode.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>When it comes to determining whether or not you should switch banks, there are six key elements you should consider. We discuss all six in this episode.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Celebrities Legacy Planning Mistakes]]></title>
                        <description>
                                    <![CDATA[Not getting around to legacy planning can have long-term ramifications. We are going to look at some celebrities who made legacy planning mistakes that had long-term ramifications for their heirs.]]>
                            </description>
            <pubDate>Sat, 14 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2841</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201114-3139-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Not getting around to legacy planning can have long-term ramifications. We are going to look at some celebrities who made legacy planning mistakes that had long-term ramifications for their heirs.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Not getting around to legacy planning can have long-term ramifications. We are going to look at some celebrities who made legacy planning mistakes that had long-term ramifications for their heirs.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>Not getting around to legacy planning can have long-term ramifications. We are going to look at some celebrities who made legacy planning mistakes that had long-term ramifications for their heirs.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What You Need to Know About Annuities]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.]]>
                            </description>
            <pubDate>Sat, 07 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2821</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201107-3244-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Legacy Planning During the Pandemic]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial decisions that may make sense during the pandemic.]]>
                            </description>
            <pubDate>Sat, 31 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2799</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201031-3243-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial decisions that may make sense during the pandemic.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 31 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial decisions that may make sense during the pandemic.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial decisions that may make sense during the pandemic.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don’t Make These Spooky Retirement Mistakes]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll have a scary-good time discussing some common retirement mistakes and what you can do to potentially avoid them so that your retirement is delightful, not frightful.]]>
                            </description>
            <pubDate>Sat, 24 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2772</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201024-3241-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll have a scary-good time discussing some common retirement mistakes and what you can do to potentially avoid them so that your retirement is delightful, not frightful.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll have a scary-good time discussing some common retirement mistakes and what you can do to potentially avoid them so that your retirement is delightful, not frightful.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’ll have a scary-good time discussing some common retirement mistakes and what you can do to potentially avoid them so that your retirement is delightful, not frightful.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Planning Options with Special Guest Kathryn Grimco]]></title>
                        <description>
                                    <![CDATA[In this episode Aaron welcomes special guest Kathryn Grimco. They discuss the most important options you need to consider when planning and saving for retirement.]]>
                            </description>
            <pubDate>Sat, 17 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2754</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201017-227001-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Aaron welcomes special guest Kathryn Grimco. They discuss the most important options you need to consider when planning and saving for retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Aaron welcomes special guest Kathryn Grimco. They discuss the most important options you need to consider when planning and saving for retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>In this episode Aaron welcomes special guest Kathryn Grimco. They discuss the most important options you need to consider when planning and saving for retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Get Financially Ready for Fall]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss how fall is the perfect time to assess your current finances to determine if your current budget is meeting your needs. We’ll also look at ways you may be able to save a few bucks on your holiday shopping.]]>
                            </description>
            <pubDate>Sat, 10 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2727</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201010-3239-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss how fall is the perfect time to assess your current finances to determine if your current budget is meeting your needs. We’ll also look at ways you may be able to save a few bucks on your holiday shopping.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss how fall is the perfect time to assess your current finances to determine if your current budget is meeting your needs. We’ll also look at ways you may be able to save a few bucks on your holiday shopping.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’ll discuss how fall is the perfect time to assess your current finances to determine if your current budget is meeting your needs. We’ll also look at ways you may be able to save a few bucks on your holiday shopping.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Strategy After a Divorce]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll be discussing developing a strategy for retirement after a divorce. Divorce is a reality for millions of Americans, and there are steps you can take that could make a big difference when it comes to your financial well-being.]]>
                            </description>
            <pubDate>Sat, 03 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2698</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201003-3232-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll be discussing developing a strategy for retirement after a divorce. Divorce is a reality for millions of Americans, and there are steps you can take that could make a big difference when it comes to your financial well-being.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll be discussing developing a strategy for retirement after a divorce. Divorce is a reality for millions of Americans, and there are steps you can take that could make a big difference when it comes to your financial well-being.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this show, we’ll be discussing developing a strategy for retirement after a divorce. Divorce is a reality for millions of Americans, and there are steps you can take that could make a big difference when it comes to your financial well-being.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[All About 401(k) Rollovers]]></title>
                        <description>
                                    <![CDATA[What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).]]>
                            </description>
            <pubDate>Sat, 26 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2670</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200926-3202-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Guide to Roth IRAs]]></title>
                        <description>
                                    <![CDATA[Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.]]>
                            </description>
            <pubDate>Sat, 19 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2646</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200919-3217-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What Retirement Savings Tools Should You Consider?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss various retirement savings tools that might be a good fit for your overall financial strategy, whether you work for someone else, own a small business, or are otherwise self-employed.]]>
                            </description>
            <pubDate>Sat, 12 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2627</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200912-3235-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss various retirement savings tools that might be a good fit for your overall financial strategy, whether you work for someone else, own a small business, or are otherwise self-employed.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss various retirement savings tools that might be a good fit for your overall financial strategy, whether you work for someone else, own a small business, or are otherwise self-employed.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>During this episode, we’ll discuss various retirement savings tools that might be a good fit for your overall financial strategy, whether you work for someone else, own a small business, or are otherwise self-employed.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Protect Your Retirement in the COVID-19 Economy]]></title>
                        <description>
                                    <![CDATA[In times of tremendous economic upheaval, you can take steps to tighten your budget and reduce your monthly bills. At the same time, there are also measures you can take right now to better protect your retirement.]]>
                            </description>
            <pubDate>Sat, 05 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2602</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200905-3218-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In times of tremendous economic upheaval, you can take steps to tighten your budget and reduce your monthly bills. At the same time, there are also measures you can take right now to better protect your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In times of tremendous economic upheaval, you can take steps to tighten your budget and reduce your monthly bills. At the same time, there are also measures you can take right now to better protect your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>In times of tremendous economic upheaval, you can take steps to tighten your budget and reduce your monthly bills. At the same time, there are also measures you can take right now to better protect your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Benefits of Life Insurance]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 15 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2540</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200815-3106-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Schedule Your Retirement Check-Up]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 01 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2497</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200801-3115-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Breaking Free from Retirement Stress]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 25 Jul 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2474</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200725-3105-Ezolt.mp3"/>
                        
            
            <itunes:author><![CDATA[Carole Elaine Miller]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Carole Elaine Miller</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Jul 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Aaron Ezolt)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
    </channel>
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