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	<link>https://boomerandecho.com</link>
	<description>Financial Freedom at any Age</description>
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		<title>Weekend Reading: Money Makes Money (Sort Of) Edition</title>
		<link>https://boomerandecho.com/weekend-reading-money-makes-money-sort-of-edition/</link>
					<comments>https://boomerandecho.com/weekend-reading-money-makes-money-sort-of-edition/#respond</comments>
		
		<dc:creator><![CDATA[Robb Engen]]></dc:creator>
		<pubDate>Sat, 09 May 2026 00:35:55 +0000</pubDate>
				<category><![CDATA[Around the Blogosphere]]></category>
		<guid isPermaLink="false">https://boomerandecho.com/?p=1673044</guid>

					<description><![CDATA[I read a Globe and Mail piece by RBC senior portfolio manager Nancy Woods this week, one of those &#8220;investing basics&#8221; explainers aimed at people just getting started. The hook was a herd-of-cows analogy: your money is the herd, dividends are the milk, price appreciation is the baby cows (the herd growing over time). The&#8230;]]></description>
		
					<wfw:commentRss>https://boomerandecho.com/weekend-reading-money-makes-money-sort-of-edition/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>Money Bag: CAGE, Cash Wedges, and Net Worth Calculations</title>
		<link>https://boomerandecho.com/money-bag-cage-cash-wedges-and-net-worth-calculations/</link>
					<comments>https://boomerandecho.com/money-bag-cage-cash-wedges-and-net-worth-calculations/#comments</comments>
		
		<dc:creator><![CDATA[Robb Engen]]></dc:creator>
		<pubDate>Sat, 02 May 2026 21:50:38 +0000</pubDate>
				<category><![CDATA[Money Bag]]></category>
		<guid isPermaLink="false">https://boomerandecho.com/?p=1673039</guid>

					<description><![CDATA[Welcome to the Money Bag, where I answer questions and address comments from readers on a wide range of money topics, myths, and perceptions about money. No question is off limits, so hit me up in the comments section or send me an email about any money topic that’s on your mind. Today, I'm answering reader questions about&#8230;]]></description>
		
					<wfw:commentRss>https://boomerandecho.com/money-bag-cage-cash-wedges-and-net-worth-calculations/feed/</wfw:commentRss>
			<slash:comments>55</slash:comments>
		
		
			</item>
		<item>
		<title>How to Estimate Your Taxes So You&#8217;re Never Surprised</title>
		<link>https://boomerandecho.com/how-to-estimate-your-taxes-so-youre-never-surprised/</link>
					<comments>https://boomerandecho.com/how-to-estimate-your-taxes-so-youre-never-surprised/#comments</comments>
		
		<dc:creator><![CDATA[Robb Engen]]></dc:creator>
		<pubDate>Sat, 25 Apr 2026 00:38:48 +0000</pubDate>
				<category><![CDATA[Taxes]]></category>
		<guid isPermaLink="false">https://boomerandecho.com/?p=1673024</guid>

					<description><![CDATA[Every spring, two groups of Canadians are equally confused. The first group gets a big tax refund and feels great about it. The second group gets a surprise tax bill and feels terrible. Neither group planned for what happened. A big tax refund means you overpaid taxes throughout the year and handed the government an&#8230;]]></description>
		
					<wfw:commentRss>https://boomerandecho.com/how-to-estimate-your-taxes-so-youre-never-surprised/feed/</wfw:commentRss>
			<slash:comments>28</slash:comments>
		
		
			</item>
		<item>
		<title>Weekend Reading: What Happens to Your Health Benefits When You Retire?</title>
		<link>https://boomerandecho.com/weekend-reading-what-happens-to-your-health-benefits-when-you-retire/</link>
					<comments>https://boomerandecho.com/weekend-reading-what-happens-to-your-health-benefits-when-you-retire/#comments</comments>
		
		<dc:creator><![CDATA[Robb Engen]]></dc:creator>
		<pubDate>Sat, 11 Apr 2026 04:54:15 +0000</pubDate>
				<category><![CDATA[Around the Blogosphere]]></category>
		<guid isPermaLink="false">https://boomerandecho.com/?p=1673012</guid>

					<description><![CDATA[One of the top questions I hear from soon-to-be-retired clients is some version of: &#8220;What do I do about health coverage when I leave my employer plan?&#8221; The anxiety is real. For decades, benefits were just&#8230; there. Dental cleanings, prescriptions, massage, physio &#8211; it felt like free money. Now they're staring down retirement wondering how&#8230;]]></description>
		
					<wfw:commentRss>https://boomerandecho.com/weekend-reading-what-happens-to-your-health-benefits-when-you-retire/feed/</wfw:commentRss>
			<slash:comments>41</slash:comments>
		
		
			</item>
		<item>
		<title>This Is a Retirement Plan (Are We There Yet… or Not?)</title>
		<link>https://boomerandecho.com/this-is-a-retirement-plan-are-we-there-yet-or-not/</link>
					<comments>https://boomerandecho.com/this-is-a-retirement-plan-are-we-there-yet-or-not/#comments</comments>
		
		<dc:creator><![CDATA[Robb Engen]]></dc:creator>
		<pubDate>Sat, 04 Apr 2026 00:28:56 +0000</pubDate>
				<category><![CDATA[Retirement]]></category>
		<guid isPermaLink="false">https://boomerandecho.com/?p=1672996</guid>

					<description><![CDATA[Like many soon-to-be retirees, Patricia and Charles are feeling that familiar tension as they approach the finish line. They’ve done a lot right. They’ve built up more than $1.2 million in investments, kept their spending reasonable, and stayed consistent savers throughout their careers. But that doesn’t necessarily translate into confidence. Patricia, as the higher earner,&#8230;]]></description>
		
					<wfw:commentRss>https://boomerandecho.com/this-is-a-retirement-plan-are-we-there-yet-or-not/feed/</wfw:commentRss>
			<slash:comments>36</slash:comments>
		
		
			</item>
		<item>
		<title>Waiting for a Better Time to Invest</title>
		<link>https://boomerandecho.com/waiting-for-a-better-time-to-invest/</link>
					<comments>https://boomerandecho.com/waiting-for-a-better-time-to-invest/#comments</comments>
		
		<dc:creator><![CDATA[Robb Engen]]></dc:creator>
		<pubDate>Fri, 27 Mar 2026 16:55:10 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://boomerandecho.com/?p=1672990</guid>

					<description><![CDATA[Hannah reached out last week to say she inherited $350,000 almost a year ago and hasn’t invested a dollar of it. It’s been sitting in cash since last April. And to be fair, April didn’t exactly feel like a great time to invest. Liberation Day tariffs had just been announced, markets were sliding, and suddenly&#8230;]]></description>
		
					<wfw:commentRss>https://boomerandecho.com/waiting-for-a-better-time-to-invest/feed/</wfw:commentRss>
			<slash:comments>34</slash:comments>
		
		
			</item>
		<item>
		<title>Weekend Reading: Your TFSA Contribution Room Edition</title>
		<link>https://boomerandecho.com/weekend-reading-your-tfsa-contribution-room-edition/</link>
					<comments>https://boomerandecho.com/weekend-reading-your-tfsa-contribution-room-edition/#comments</comments>
		
		<dc:creator><![CDATA[Robb Engen]]></dc:creator>
		<pubDate>Sat, 21 Mar 2026 20:24:47 +0000</pubDate>
				<category><![CDATA[Around the Blogosphere]]></category>
		<guid isPermaLink="false">https://boomerandecho.com/?p=1672973</guid>

					<description><![CDATA[If you contribute regularly to your TFSA you already know this, but it’s worth repeating. Your My CRA Account is not a live tracker of your TFSA contribution room. In fact, it can be frustratingly slow to update. The reason is straightforward. Financial institutions have until the end of February each year to report your&#8230;]]></description>
		
					<wfw:commentRss>https://boomerandecho.com/weekend-reading-your-tfsa-contribution-room-edition/feed/</wfw:commentRss>
			<slash:comments>15</slash:comments>
		
		
			</item>
		<item>
		<title>Weekend Reading: Investing Is Not Speculating Edition</title>
		<link>https://boomerandecho.com/weekend-reading-investing-is-not-speculating-edition/</link>
					<comments>https://boomerandecho.com/weekend-reading-investing-is-not-speculating-edition/#comments</comments>
		
		<dc:creator><![CDATA[Robb Engen]]></dc:creator>
		<pubDate>Fri, 13 Mar 2026 20:42:19 +0000</pubDate>
				<category><![CDATA[Around the Blogosphere]]></category>
		<guid isPermaLink="false">https://boomerandecho.com/?p=1672967</guid>

					<description><![CDATA[Every time markets get shaky I get some version of the same message. “Hey, are we getting nervous about VEQT? Anything we should be doing differently, or just let it ride?” It’s a fair question. Market declines and a barrage of bad news can certainly make some investors uncomfortable. But it also reveals something important.&#8230;]]></description>
		
					<wfw:commentRss>https://boomerandecho.com/weekend-reading-investing-is-not-speculating-edition/feed/</wfw:commentRss>
			<slash:comments>34</slash:comments>
		
		
			</item>
		<item>
		<title>This Is a Retirement Plan (For a Single Woman in Her 50s)</title>
		<link>https://boomerandecho.com/this-is-a-retirement-plan-for-a-single-woman-in-her-50s/</link>
					<comments>https://boomerandecho.com/this-is-a-retirement-plan-for-a-single-woman-in-her-50s/#comments</comments>
		
		<dc:creator><![CDATA[Robb Engen]]></dc:creator>
		<pubDate>Sat, 28 Feb 2026 00:54:59 +0000</pubDate>
				<category><![CDATA[Retirement]]></category>
		<guid isPermaLink="false">https://boomerandecho.com/?p=1672956</guid>

					<description><![CDATA[Cynthia is 56 years old, single, and lives in Winnipeg. She rents a two-bedroom apartment for $1,600 a month, likes her place, likes her landlord, and has never felt particularly drawn to homeownership just because it’s what people are supposed to do. She works in healthcare after switching careers later in life, earns about $118,000&#8230;]]></description>
		
					<wfw:commentRss>https://boomerandecho.com/this-is-a-retirement-plan-for-a-single-woman-in-her-50s/feed/</wfw:commentRss>
			<slash:comments>40</slash:comments>
		
		
			</item>
		<item>
		<title>Investors &#8211; Stop Living in the Past</title>
		<link>https://boomerandecho.com/investors-stop-living-in-the-past/</link>
					<comments>https://boomerandecho.com/investors-stop-living-in-the-past/#comments</comments>
		
		<dc:creator><![CDATA[Robb Engen]]></dc:creator>
		<pubDate>Fri, 06 Feb 2026 20:44:43 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://boomerandecho.com/?p=1672935</guid>

					<description><![CDATA[One of the most common investing mistakes has nothing to do with picking the wrong fund or missing the bottom of the market. It comes down to how we talk about investing decisions in the first place. We tend to describe past market moves as if they’re still happening. The market is falling, what should&#8230;]]></description>
		
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			<slash:comments>22</slash:comments>
		
		
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